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Revity Federal Credit Union Rates & Review October 2026

Revity Federal Credit Union's top rates as of October 13, 2026 are 3.66% APY on its 10 Month Special CD & IRA CD, 2.02% APY on savings, 1.71% APY on money market accounts, 5.00% APY on checking, personal loans from 7.75% APR, and credit cards from 10.90% APR, according to rates verified by MonitorBankRates. Other Revity Federal Credit Union CD rates include 12 Month Save-to-Win CD at 3.15%, 60 Month Jumbo & Jumbo IRA CDs at 3.15%, and 60 Month Mini Jumbo & Mini Jumbo IRA CD at 3.15%. MonitorBankRates evaluates the financial stability of Revity Federal Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.13%. Rates last updated and verified on 10/13/2026.

Revity Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Revity Federal Credit Union? Share your experience about Revity Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Revity Federal Credit Union.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 92/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
15.13%
Good Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Revity Federal Credit Union
Mission Control
222 Commerce Pl
Greensboro, NC 27401
https://www.revityfcu.org/
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Revity Federal Credit Union CD Rates

Product Rate APY Term View More
10 Month Special Certificate & IRA Certificate 3.60% 3.66% 10 Month
Min Deposit $1,000
Details Limited time only; non-renewable Certificates and IRA Certificates; $1,000 minimum opening balance; members age 55+ bonus dividend not applicable; membership required
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 3.66% APY
3.16%3.66%4.16%Oct 13, 2026: 3.66% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
12 Month Save-to-Win Certificate 3.10% 3.15% 12 Month
Min Deposit $25
Details Save to Win participants must be 18 years of age; not eligible for any bonus dividend
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 3.15% APY · checked 3 times
2.65%3.15%3.65%Oct 5, 2026: 3.15% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
60 Month Jumbo & Jumbo IRA Certificates 3.10% 3.15% 60 Month
Min Deposit $50,000
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 3.15% APY · checked 3 times
2.65%3.15%3.65%Oct 5, 2026: 3.15% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
60 Month Mini Jumbo & Mini Jumbo IRA Certificate 3.10% 3.15% 60 Month
Min Deposit $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 3.15% APY · checked 3 times
2.65%3.15%3.65%Oct 5, 2026: 3.15% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
60 Month Regular & IRA Certificates 3.10% 3.15% 60 Month
Min Deposit $500
Details Add-on available with Regular Certificates only; Youth Club/Teen Club may open with $100 minimum
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 3.15% APY · checked 3 times
2.65%3.15%3.65%Oct 5, 2026: 3.15% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
48 Month Jumbo & Jumbo IRA Certificates 3.05% 3.09% 48 Month
Min Deposit $50,000
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 3.09% APY · checked 3 times
2.59%3.09%3.59%Oct 5, 2026: 3.09% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
48 Month Mini Jumbo & Mini Jumbo IRA Certificate 3.05% 3.09% 48 Month
Min Deposit $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 3.09% APY · checked 3 times
2.59%3.09%3.59%Oct 5, 2026: 3.09% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
48 Month Regular & IRA Certificates 3.05% 3.09% 48 Month
Min Deposit $500
Details Add-on available with Regular Certificates only; Youth Club/Teen Club may open with $100 minimum
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 3.09% APY · checked 3 times
2.59%3.09%3.59%Oct 5, 2026: 3.09% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
36 Month Jumbo & Jumbo IRA Certificates 3.00% 3.04% 36 Month
Min Deposit $50,000
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 3.04% APY · checked 3 times
2.54%3.04%3.54%Oct 5, 2026: 3.04% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
36 Month Mini Jumbo & Mini Jumbo IRA Certificate 3.00% 3.04% 36 Month
Min Deposit $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 3.04% APY · checked 3 times
2.54%3.04%3.54%Oct 5, 2026: 3.04% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
36 Month Regular & IRA Certificates 3.00% 3.04% 36 Month
Min Deposit $500
Details Add-on available with Regular Certificates only; Youth Club/Teen Club may open with $100 minimum
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 3.04% APY · checked 3 times
2.54%3.04%3.54%Oct 5, 2026: 3.04% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
24 Month Jumbo & Jumbo IRA Certificates 2.95% 2.97% 24 Month
Min Deposit $50,000
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 2.97% APY · checked 3 times
2.47%2.97%3.47%Oct 5, 2026: 2.97% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
24 Month Mini Jumbo & Mini Jumbo IRA Certificate 2.95% 2.97% 24 Month
Min Deposit $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 2.97% APY · checked 3 times
2.47%2.97%3.47%Oct 5, 2026: 2.97% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
24 Month Regular & IRA Certificates 2.95% 2.97% 24 Month
Min Deposit $500
Details Add-on available with Regular Certificates only; Youth Club/Teen Club may open with $100 minimum
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 2.97% APY · checked 3 times
2.47%2.97%3.47%Oct 5, 2026: 2.97% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
18 Month Jumbo & Jumbo IRA Certificates 2.90% 2.94% 18 Month
Min Deposit $50,000
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 2.94% APY · checked 3 times
2.44%2.94%3.44%Oct 5, 2026: 2.94% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
18 Month Mini Jumbo & Mini Jumbo IRA Certificate 2.90% 2.94% 18 Month
Min Deposit $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 2.94% APY · checked 3 times
2.44%2.94%3.44%Oct 5, 2026: 2.94% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
18 Month Regular & IRA Certificates 2.90% 2.94% 18 Month
Min Deposit $500
Details Add-on available with Regular Certificates only; Youth Club/Teen Club may open with $100 minimum
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 2.94% APY · checked 3 times
2.44%2.94%3.44%Oct 5, 2026: 2.94% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
12 Month Jumbo & Jumbo IRA Certificates 2.85% 2.89% 12 Month
Min Deposit $50,000
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 2.89% APY · checked 3 times
2.39%2.89%3.39%Oct 5, 2026: 2.89% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
12 Month Mini Jumbo & Mini Jumbo IRA Certificate 2.85% 2.89% 12 Month
Min Deposit $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 2.89% APY · checked 3 times
2.39%2.89%3.39%Oct 5, 2026: 2.89% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
12 Month Regular & IRA Certificates 2.85% 2.89% 12 Month
Min Deposit $500
Details Add-on available with Regular Certificates only; Youth Club/Teen Club may open with $100 minimum
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 2.89% APY · checked 3 times
2.39%2.89%3.39%Oct 5, 2026: 2.89% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
6 Month Jumbo & Jumbo IRA Certificates 2.70% 2.73% 6 Month
Min Deposit $50,000
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 2.73% APY · checked 3 times
2.23%2.73%3.23%Oct 5, 2026: 2.73% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
6 Month Mini Jumbo & Mini Jumbo IRA Certificate 2.70% 2.73% 6 Month
Min Deposit $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 2.73% APY · checked 3 times
2.23%2.73%3.23%Oct 5, 2026: 2.73% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
6 Month Regular & IRA Certificates 2.70% 2.73% 6 Month
Min Deposit $500
Details Add-on available with Regular Certificates only; Youth Club/Teen Club may open with $100 minimum
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 2.73% APY · checked 3 times
2.23%2.73%3.23%Oct 5, 2026: 2.73% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
3 Month Jumbo & Jumbo IRA Certificates 2.30% 2.33% 3 Month
Min Deposit $50,000
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 2.33% APY · checked 3 times
1.83%2.33%2.83%Oct 5, 2026: 2.33% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
3 Month Mini Jumbo & Mini Jumbo IRA Certificate 2.30% 2.33% 3 Month
Min Deposit $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 2.33% APY · checked 3 times
1.83%2.33%2.83%Oct 5, 2026: 2.33% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
3 Month Regular & IRA Certificates 2.30% 2.33% 3 Month
Min Deposit $500
Details Add-on available with Regular Certificates only; Youth Club/Teen Club may open with $100 minimum
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 2.33% APY · checked 3 times
1.83%2.33%2.83%Oct 5, 2026: 2.33% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
Youth Club (0-12 yrs) & Teen Club (13-17 yrs) 0.25% 0.25%
Min Balance $5
Details Balance: $5 and above
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%

Revity Federal Credit Union Savings Rates

Product Rate APY View More
IRA/Roth IRA Savings 2.00% 2.02%
Min Balance $0
Details Balance: $0.01 and above
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 6 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
Christmas Club 0.75% 0.75%
Min Balance $0
Details Balance: $0.01 and above
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 6 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
Membership Savings 0.25% 0.25%
Min Balance $5
Details Balance: $5 and above
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
Other Savings 0.25% 0.25%
Min Balance $0
Details Balance: $0.01 and above
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
Youth Club (0-12 yrs) & Teen Club (13-17 yrs) 0.25% 0.25%
Min Balance $5
Details Balance: $5 and above
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%

Revity Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.70% 1.71%
Min Balance $100,000
Details Balance: $100,000 and above
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.71% APY · checked 7 times
1.21%1.71%2.21%Sep 14, 2026: 1.71% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
Money Market 1.50% 1.51%
Min Balance $50,000
Details Balance: $50,000 to $99,999.99
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 7 times
1.01%1.51%2.01%Sep 14, 2026: 1.51% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
Money Market 1.30% 1.31%
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.31% APY · checked 5 times
0.81%1.31%1.81%Sep 14, 2026: 1.31% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
Money Market 1.25% 1.26%
Min Balance $500
Details Balance: $500 - $9,999.99
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.26% APY · checked 5 times
0.76%1.26%1.76%Sep 14, 2026: 1.26% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%

Revity Federal Credit Union Checking Rates

Product Rate APY View More
Revity High-Yield Checking 4.89% 5.00%
Min Balance $0
Details Qualifications Required; Balance: $0.01-$15,000.00
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 7 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
Revity Basic Checking 0.25% 0.25%
Min Balance $0
Details Balance: $0.01 and above
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%

Revity Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.75% Up to 180 months
Details As Low As; Variable rates; APR shown applies to the shortest loan term for applicants with excellent credit; Home Equity Lines of Credit rates are based on an evaluation of credit history and loan to value, so your rate may differ; Rates effective as of January 1, 2026
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 8 times
6.25%6.75%7.25%Sep 14, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%

Revity Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto - - 4.00%
Details As Low As; Fixed rate; Rates effective as of March 16, 2026; APR shown applies to shortest loan term for applicants with excellent credit
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
Used Auto - - 4.50%
Details As Low As; Fixed rate; Rates effective as of March 16, 2026; APR shown applies to shortest loan term for applicants with excellent credit
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%

Revity Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycle Loan - 4.50%
Details As Low As; Fixed rate; Rates effective as of March 16, 2026; APR shown applies to shortest loan term for applicants with excellent credit
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
Used Motorcycle Loan - 5.00%
Details As Low As; Fixed rate; Rates effective as of March 16, 2026; APR shown applies to shortest loan term for applicants with excellent credit
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 7 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
New Boats, RVs, and Street Legal ATVs Loan - 5.45%
Details As Low As; Fixed rate; Rates effective as of March 16, 2026; APR shown applies to shortest loan term for applicants with excellent credit
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 5.45% APR · checked 7 times
4.95%5.45%5.95%Sep 14, 2026: 5.45% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
Used Boats, RVs, and Street Legal ATVs Loan - 5.70%
Details As Low As; Fixed rate; Rates effective as of March 16, 2026; APR shown applies to shortest loan term for applicants with excellent credit
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 5.70% APR · checked 7 times
5.20%5.70%6.20%Sep 14, 2026: 5.70% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%

Revity Federal Credit Union Credit Card Rates

Product Rate APR View More
MasterCard Credit Card - 10.90%
Details As Low As; Non-variable rates as low as; Direct Deposit member APR shown; members without Direct Deposit receive a non-variable APR of 11.90%
Last Updated 10/13/2026
Rate History
No change since Oct 9, 2026 · 10.90% APR · checked 2 times
10.40%10.90%11.40%Oct 9, 2026: 10.90% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%

Revity Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loans - Personal/Signature 7.75% up to 72 months
Details As Low As; Rates effective as of February 19, 2025; APR shown applies to the shortest loan term for applicants with excellent credit; $49 processing fee
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 7.75% APR
7.25%7.75%8.25%Oct 13, 2026: 7.75% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
Personal Loans - Christmas 11.50% 10 months
Details As Low As; Rates effective as of February 19, 2025; APR shown applies to the shortest loan term for applicants with excellent credit
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 11.50% APR
11.00%11.50%12.00%Oct 13, 2026: 11.50% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
Personal Loans - Vacation 11.50% 10 months
Details As Low As; Rates effective as of February 19, 2025; APR shown applies to the shortest loan term for applicants with excellent credit
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 11.50% APR
11.00%11.50%12.00%Oct 13, 2026: 11.50% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
Personal Loans - Line of Credit 12.00%
Details As Low As; Rates effective as of February 19, 2025; APR shown applies to the shortest loan term for applicants with excellent credit
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 12.00% APR
11.50%12.00%12.50%Oct 13, 2026: 12.00% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%
Personal Loans - Greenlight 18.00%
Details As Low As; Rates effective as of February 19, 2025; APR shown applies to the shortest loan term for applicants with excellent credit
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 18.00% APR
17.50%18.00%18.50%Oct 13, 2026: 18.00% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 15.13%

Financial Health History

Revity Federal Credit Union’s Texas Ratio rose from 11.20% in Q3 2023 to 15.13% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 6% 2.0★ 12% 3.0★ 18% 4.0★ 24% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 11.20% A Q3 2023 A Q4 2023 A- Q1 2024 B+ Q2 2024 A Q3 2024 A Q4 2024 A+ Q1 2025 A Q2 2025 A- Q3 2025 A Q4 2025 A Q1 2026 15.13% A- Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$83M15.13%5.0A-
March 31, 2026$83M6.51%5.0A
December 31, 2025$81M12.25%5.0A
September 30, 2025$79M15.90%4.9A-
June 30, 2025$81M11.46%5.0A
March 31, 2025$84M5.88%5.0A+
December 31, 2024$80M10.53%5.0A
September 30, 2024$81M13.57%5.0A
June 30, 2024$81M17.76%4.8B+
March 31, 2024$81M15.40%5.0A-
December 31, 2023$79M12.23%5.0A
September 30, 2023$78M11.20%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Revity Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Revity Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Revity Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Revity Federal Credit Union
Address 222 Commerce Pl, Greensboro, NC 27401
Phone 336-373-2090
Fax
President Gregory Jenkins, II
CEO Jerry Wise
Full-Time Employees 18
Part-Time Employees 0
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (92/100)
Texas Ratio
15.13%
Return on Assets (ROA)
-0.6209%
Return on Equity (ROE)
-7.8946%
Non-Performing Loans Ratio (NPL)
2.12%
Total Assets
82,955,261
Total Amount of Shares and Deposits
73,727,902
Total Shares and Deposits < 1 Year
70,283,245
Total Shares and Deposits 1 3 Years
3,393,221
Total Shares and Deposits > 3 Years
51,436
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,675,107
Total Uninsured Shares and Deposits > $250K (F+J)
6,675,107
Total Insured Shares and Deposits > $250K (item 17 less item K)
67,052,795
Total Interest Expense (Sum of items 6 8)
617,786
Share Certificates
650
Number of Accounts for Share Drafts
4,325
IRA KEOGH Accounts
141
Number of Accounts for Regular Shares
9,045
All other shares
2
Money Market Shares
206
Net Income (unless the amount is already included in Undivided Earnings)
-515,083
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,802,345
Total Liabilities
76,621,129
Source: NCUA — Last Updated 06/30/2026

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Frequently Asked Questions About Revity Federal Credit Union

How many branches does Revity Federal Credit Union operate?

Revity Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Revity Federal Credit Union?

Yes, to access services at Revity Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Revity Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Revity Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Revity Federal Credit Union offer online and mobile banking?

Most modern institutions like Revity Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.revityfcu.org/.

Current Revity Federal Credit Union Rates

  • 12-Month CD2.89%
  • 18-Month CD2.94%
  • 24-Month CD2.97%
  • 60-Month CD3.15%
  • Savings2.02%
  • MMA1.71%
Retrieved from our database of financial products. Rates subject to change.