MonitorBankRates
  1. Home
  2. Credit Unions
  3. Latrobe Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Latrobe Federal Credit Union Rates & Review April 2026

Latrobe Federal Credit Union's Personal Loan Rates are at 4.75%. MonitorBankRates evaluates the financial stability of Latrobe Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.10%. Rates were last updated on 04/23/2026.

Latrobe Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Latrobe Federal Credit Union? Share your experience about Latrobe Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Latrobe Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.10%
Excellent Lower than avg
Latrobe Federal Credit Union
Latrobe FCU
1812 Ligonier St
Latrobe, PA 15650 2917
https://www.latrobefcu.com
Member NCUA

Latrobe Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.10%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Latrobe Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Latrobe Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Latrobe Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Latrobe Federal Credit Union
Address 1812 Ligonier St, Latrobe, PA 15650 2917
Phone 724-537-2734
Fax 724-537-4488
President Patricia Mullen
CEO Sarah Johnston
Full-Time Employees 3
Part-Time Employees 4
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.10%
Return on Assets (ROA)
-1.3756%
Return on Equity (ROE)
-11.7908%
Non-Performing Loans Ratio (NPL)
0.04%
Total Assets
13,655,109
Total Amount of Shares and Deposits
12,060,679
Total Shares and Deposits < 1 Year
11,434,282
Total Shares and Deposits 1 3 Years
626,397
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
226,593
Total Uninsured Shares and Deposits > $250K (F+J)
226,593
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,834,086
Total Interest Expense (Sum of items 6 8)
82,348
Share Certificates
82
Number of Accounts for Share Drafts
643
Number of Accounts for Regular Shares
1,882
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,110,192
Total Liabilities
12,063,807
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Latrobe Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Latrobe Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Latrobe Federal Credit Union

Is Latrobe Federal Credit Union a safe place to deposit money?

Yes, Latrobe Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.097418045186406%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Latrobe Federal Credit Union operate?

Latrobe Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Latrobe Federal Credit Union?

Yes, to access services at Latrobe Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Latrobe Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Latrobe Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Latrobe Federal Credit Union offer online and mobile banking?

Most modern institutions like Latrobe Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.latrobefcu.com.