What are the current interest rates at First Bank Ketchikan, AK?

Current rates for First Bank Ketchikan, AK include: 24-Month CD: 2.05%, 36-Month CD: 2.10%, 48-Month CD: 2.15%, 60-Month CD: 2.00%, Savings: 0.35%, MMA: 0.20%

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First Bank Ketchikan, AK

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First Bank Ketchikan, AK Rates & Review October 2026

Q: How many branches does First Bank Ketchikan, AK operate?

First Bank Ketchikan, AK currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Bank Ketchikan, AK provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

First Bank Ketchikan, AK's top rates as of October 14, 2026 are 2.25% APY on its 24 - 35-Months 24 - 35-Month Fixed Rate Time Deposits CD, 0.35% APY on savings, 0.20% APY on money market accounts, 0.15% APY on checking, 7.25% on its Conventional 15 Year Fixed mortgage, and personal loans from 7.58% APR, according to rates verified by MonitorBankRates. Other First Bank Ketchikan, AK CD rates include 36 - 47-Months 36 - 47-Month Fixed Rate Time Deposits at 2.25%, 48 - 59-Months 48 - 59-Month Fixed Rate Time Deposits at 2.25%, and 60-Months 60-Month Fixed Rate Time Deposits at 2.25%. Other First Bank Ketchikan, AK mortgage rates include Conventional 20 Year Fixed at 7.375%, and Conventional 30 Year Fixed at 7.50%. MonitorBankRates evaluates the financial stability of First Bank Ketchikan, AK with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.10%. Rates last updated and verified on 10/14/2026.

First Bank Ketchikan, AK money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Bank Ketchikan, AK? Share your experience about First Bank Ketchikan, AK by leaving a review below, or read customer reviews before you decide to use First Bank Ketchikan, AK.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.10%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

First Bank

331 Dock St
Ketchikan, AK 99901

https://www.firstbankak.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

First Bank Ketchikan, AK CD Rates

Product	Rate	APY	Term
24 - 35 month Fixed Rate Time Deposits	2.23%	2.25%	24 - 35 Months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
36 - 47 month Fixed Rate Time Deposits	2.23%	2.25%	36 - 47 Months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
48 - 59 month Fixed Rate Time Deposits	2.23%	2.25%	48 - 59 Months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
60 month Fixed Rate Time Deposits	2.23%	2.25%	60 Months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 8, 2026 · 2.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
36 - 47 month Fixed Rate Time Deposits	2.18%	2.20%	36 - 47 Months
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.20% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
12 - 23 month Fixed Rate Time Deposits	2.13%	2.15%	12 - 23 Months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.15% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
24 - 35 month Fixed Rate Time Deposits	2.13%	2.15%	24 - 35 Months
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.15% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
36 - 47 month Fixed Rate Time Deposits	2.13%	2.15%	36 - 47 Months
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.15% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
12 - 23 month Fixed Rate Time Deposits	2.08%	2.10%	12 - 23 Months
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
24 - 35 month Fixed Rate Time Deposits	2.08%	2.10%	24 - 35 Months
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
48 - 59 month Fixed Rate Time Deposits	2.08%	2.10%	48 - 59 Months
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
60 month Fixed Rate Time Deposits	2.08%	2.10%	60 Months
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 8, 2026 · 2.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
12 - 23 month Fixed Rate Time Deposits	2.03%	2.05%	12 - 23 Months
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
180 - 364 Days Fixed Rate Time Deposits	1.98%	2.00%	180 - 364 Days
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
48 - 59 month Fixed Rate Time Deposits	1.98%	2.00%	48 - 59 Months
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
60 month Fixed Rate Time Deposits	1.98%	2.00%	60 Months
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 8, 2026 · 2.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
180 - 364 Days Fixed Rate Time Deposits	1.93%	1.95%	180 - 364 Days
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.95% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
180 - 364 Days Fixed Rate Time Deposits	1.88%	1.90%	180 - 364 Days
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.90% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
90 - 179 Days Fixed Rate Time Deposits	0.85%	0.85%	90 - 179 Days
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.85% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
30 - 89 Days Fixed Rate Time Deposits	0.80%	0.80%	30 - 89 Days
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
90 - 179 Days Fixed Rate Time Deposits	0.80%	0.80%	90 - 179 Days
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
7 - 29 Days Fixed Rate Time Deposits	0.75%	0.75%	7 - 29 Days
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.75% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
30 - 89 Days Fixed Rate Time Deposits	0.75%	0.75%	30 - 89 Days
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.75% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
90 - 179 Days Fixed Rate Time Deposits	0.75%	0.75%	90 - 179 Days
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.75% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
7 - 29 Days Fixed Rate Time Deposits	0.70%	0.70%	7 - 29 Days
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.70% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
30 - 89 Days Fixed Rate Time Deposits	0.70%	0.70%	30 - 89 Days
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99; Available as IRA Time Deposit; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.70% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
7 - 29 Days Fixed Rate Time Deposits	0.65%	0.65%	7 - 29 Days
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99; Minimum balance to open the account is $500 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.65% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK Savings Rates

Product	Rate	APY
Peak Savings	0.35%	0.35%
Min Deposit $15,000 Min Balance $500,000 Details Balance: $500,000 and over; Interest rates may change after the account is opened Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Peak Savings	0.30%	0.30%
Min Deposit $15,000 Min Balance $100,000 Details Balance: $100,000 - $499,999.99; Interest rates may change after the account is opened Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Peak Savings	0.25%	0.25%
Min Deposit $15,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Interest rates may change after the account is opened Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
First Premium Savings	0.20%	0.20%
Min Deposit $100 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Peak Savings	0.20%	0.20%
Min Deposit $15,000 Min Balance $15,000 Details Balance: $15,000 - $49,999.99; Interest rates may change after the account is opened Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
First Premium Savings	0.15%	0.15%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Peak Savings	0.15%	0.15%
Min Deposit $15,000 Min Balance $15,000 Details Balance: $0 - $14,999.99; Interest rates may change after the account is opened Last Updated 10/14/2026 Rate History 1 change since Sep 24, 2026 · 0.20% → 0.15% ▼ 0.05 pts · high 0.20% / low 0.15% Oct 14, 20260.15%▼ from 0.20% Sep 24, 20260.20%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
First Premium Savings	0.12%	0.12%
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.12% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
First Premium Savings	0.10%	0.10%
Min Deposit $100 Min Balance $0 Details Balance: $0 - $24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Government Savings	0.07%	0.07%
Min Deposit $500 Min Balance $0 Details Balance: $0 - $14,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.07% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Government Savings	0.07%	0.07%
Min Deposit $500 Min Balance $15,000 Details Balance: $15,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.07% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Government Savings	0.07%	0.07%
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.07% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Government Savings	0.07%	0.07%
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 - $499,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.07% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Government Savings	0.07%	0.07%
Min Deposit $500 Min Balance $500,000 Details Balance: $500,000 and over Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.07% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK Money Market Rates

Product	Rate	APY
Money Market	0.20%	0.20%
Min Balance $25,000 Details Balance: $25,000 and over Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Money Market	0.15%	0.15%
Min Balance $2,500 Details Balance: $0 - $24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK Checking Rates

Product	Rate	APY
Income Checking	0.12%	0.12%
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.12% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Income Checking	0.10%	0.10%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Income Checking	0.05%	0.05%
Min Balance $0 Details Balance: $0 - $24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Income Checking	0.05%	0.05%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK Business Checking Rates

Product	Rate	APY
Business Interest Checking	0.15%	0.15%
Min Deposit $200 Min Balance $500,000 Details Balance: $500,000 and over Last Updated 10/14/2026 Rate History No change since Sep 28, 2026 · 0.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Small Business Interest Checking	0.15%	0.15%
Min Deposit $200 Min Balance $500,000 Details Balance: $500,000 and over; *Interest withdrawals and fees may reduce earnings. Rates subject to change. Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Business Interest Checking	0.12%	0.12%
Min Deposit $200 Min Balance $100,000 Details Balance: $100,000 - $499,999.99 Last Updated 10/14/2026 Rate History No change since Sep 28, 2026 · 0.12% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Small Business Interest Checking	0.12%	0.12%
Min Deposit $200 Min Balance $100,000 Details Balance: $100,000 - $499,999.99; *Interest withdrawals and fees may reduce earnings. Rates subject to change. Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.12% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Business Interest Checking	0.10%	0.10%
Min Deposit $200 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/14/2026 Rate History No change since Sep 28, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Small Business Interest Checking	0.10%	0.10%
Min Deposit $200 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; *Interest withdrawals and fees may reduce earnings. Rates subject to change. Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Business Interest Checking	0.05%	0.05%
Min Deposit $200 Min Balance $0 Details Balance: $0 - $14,999.99 Last Updated 10/14/2026 Rate History No change since Sep 28, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Small Business Interest Checking	0.05%	0.05%
Min Deposit $200 Min Balance $0 Details Balance: $0 - $14,999.99; *Interest withdrawals and fees may reduce earnings. Rates subject to change. Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Small Business Interest Checking	0.05%	0.05%
Min Deposit $200 Min Balance $15,000 Details Balance: $15,000 - $49,999.99; *Interest withdrawals and fees may reduce earnings. Rates subject to change. Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK Mortgage Rates

Product	Rate	Points	APR	Term
Conventional 15 Year Fixed	7.25%	-	7.25%	15 year
Details Conventional Rates; Monthly P&I: $1643.15 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Conventional 20 Year Fixed	7.375%	-	7.507%	20 year
Details Conventional Rates; Monthly P&I: $1436.34 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.51% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Conventional 30 Year Fixed	7.50%	-	7.603%	30 year
Details Conventional Rates; Monthly P&I: $1258.59 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.60% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK Home Equity & HELOC

Product	Rate	Points	APR
HELOC First Equity Line of Credit	-	-	7.00%
Details As Low As; Personal Home Equity Line of Credit; variable APR based on 0.00% margin over FHLB Des Moines 5 Year Advance Rate Last Updated 10/14/2026 Rate History 1 change since Sep 16, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 24, 20267.00%▲ from 6.75% Sep 16, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
HELOC First Advantage Line of Credit	-	-	8.67%
Details As Low As; Personal Home Equity Line of Credit; variable APR based on 3.50% margin over FHLB Des Moines 5 Year Advance Rate; 5 year draw period, 15 year repayment; $75 annual fee; minimum line $5,000, maximum $100,000; 1% APR discount with automatic payments from a First Bank deposit account Last Updated 10/14/2026 Rate History 2 changes since Sep 16, 2026 · 8.11% → 8.67% ▲ 0.56 pts · high 8.67% / low 4.00% Oct 3, 20268.67%▲ from 4.00% Oct 1, 20264.00%▼ from 8.11% Sep 16, 20268.11%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK Auto Loan Rates

Product	Rate	Points	APR
New Auto	-	-	6.12%
Details As Low As; Loan rates and terms are dependent on credit qualifications, terms, amount, and payment method Last Updated 10/14/2026 Rate History 1 change since Sep 16, 2026 · 5.57% → 6.12% ▲ 0.55 pts · high 6.12% / low 5.57% Oct 3, 20266.12%▲ from 5.57% Sep 16, 20265.57%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Used Auto	-	-	6.65%
Details As Low As; Loan rates and terms are dependent on credit qualifications, terms, amount, and payment method Last Updated 10/14/2026 Rate History 1 change since Sep 16, 2026 · 6.10% → 6.65% ▲ 0.55 pts · high 6.65% / low 6.10% Oct 3, 20266.65%▲ from 6.10% Sep 16, 20266.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK RV, Boat and Powersport Loan Rates

Product	Rate	APR
New Boats Loan	-	7.31%
Details As Low As; Loan rates and terms are dependent on credit qualifications, terms, amount, and payment method Last Updated 10/14/2026 Rate History 2 changes since Sep 16, 2026 · 6.25% → 7.31% ▲ 1.06 pts · high 7.31% / low 6.25% Oct 3, 20267.31%▲ from 7.01% Sep 24, 20267.01%▲ from 6.25% Sep 16, 20266.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Used Boats Loan	-	7.84%
Details As Low As; Loan rates and terms are dependent on credit qualifications, terms, amount, and payment method Last Updated 10/14/2026 Rate History 1 change since Sep 16, 2026 · 7.54% → 7.84% ▲ 0.30 pts · high 7.84% / low 7.54% Oct 3, 20267.84%▲ from 7.54% Sep 16, 20267.54%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK Personal Loan Rates

Product	APR	Term
Personal Real Estate Loan - Improved Real Estate Loan	7.58%
Details As Low As; Personal Real Estate Loan Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.58% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Personal Real Estate Loan - Equity Plus Loan	8.11%
Details As Low As; Personal Real Estate Loan Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 8.11% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Personal Real Estate Loan - Land Loan	8.11%
Details As Low As; Personal Real Estate Loan Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 8.11% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Personal Real Estate Loan - Equity Plus Lot Loan	8.55%
Details As Low As; Personal Real Estate Loan Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 8.55% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Personal Real Estate Loan - Construction Loan up to 12 months	11.08%	Up to 12 months
Details As Low As; Personal Real Estate Loan Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 11.08% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Unsecured Line of Credit	12.00%
Details As Low As; Loan rates and terms are dependent on credit qualifications, terms, amount, and payment method Last Updated 10/14/2026 Rate History 1 change since Sep 16, 2026 · 11.75% → 12.00% ▲ 0.25 pts · high 12.00% / low 11.75% Sep 24, 202612.00%▲ from 11.75% Sep 16, 202611.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Unsecured Loan	12.72%
Details As Low As; Loan rates and terms are dependent on credit qualifications, terms, amount, and payment method Last Updated 10/14/2026 Rate History No change since Sep 16, 2026 · 12.72% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK Other Rates

Product	Rate	Points	APY/APR	Term
IRA First Premium	0.10%	-	0.10%
Min Deposit $200 Min Balance $0 Details Balance: $0 - $24,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
IRA First Premium	0.12%	-	0.12%
Min Deposit $200 Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.12% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
IRA First Premium	0.15%	-	0.15%
Min Deposit $200 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
IRA First Premium	0.20%	-	0.20%
Min Deposit $200 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Prime Saver	3.50%	-	3.56%	90 days
Min Deposit $20,000 Details Variable Rate Time Deposits; Balance: Any Amount; Rate changes with the Prime Rate; Minimum balance to open the account is $20,000; Prime Saver Time Deposit is a 90 day Time Deposit with the interest rate set at 3.50% below the Wall Street Journal Prime Rate; Prime Savers are also available as a Prime Saver IRA Variable Time Deposit Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.56% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

First Bank Ketchikan, AK’s Texas Ratio fell from 2.24% in Q3 2023 to 0.10% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 1.7 to 5.0 and its Health Grade from D to A+. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$890M	0.10%	5.0	A+
March 31, 2026	$857M	0.00%	5.0	A+
December 31, 2025	$882M	0.15%	5.0	A+
September 30, 2025	$907M	0.06%	5.0	A+
June 30, 2025	$863M	0.00%	5.0	A+
March 31, 2025	$832M	0.00%	4.9	A+
December 31, 2024	$848M	1.26%	4.4	A-
September 30, 2024	$886M	1.23%	4.7	A
June 30, 2024	$822M	4.41%	3.7	B
March 31, 2024	$802M	4.45%	3.7	B
December 31, 2023	$836M	1.46%	3.5	B
September 30, 2023	$832M	2.24%	1.7	D

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Bank Ketchikan, AK is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Bank Ketchikan, AK rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Bank Ketchikan, AK's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name First Bank Ketchikan, AK

Website https://www.firstbankak.com

Address 331 Dock St, Ketchikan, AK 99901 · Ketchikan Gateway

Bank Holding Company FIRST BCORP INC

FDIC Certificate # 14885

Regulator FDIC

Established September 15, 1924

FDIC Insurance Date November 23, 1934

Domestic Offices 9

Total Branches 9

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.10%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.2196%

Return on Equity (ROE)

15.0800%

Non-Performing Loans Ratio (NPL)

0.01%

Total Assets

$889,887,000

Total Deposits

$816,225,000

Equity Capital

$71,510,000

Net Income

$5,344,000

Headquarters

Ketchikan

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

First Bank Ketchikan, AK earned the Verified Healthy badge

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Frequently Asked Questions About First Bank Ketchikan, AK

How many branches does First Bank Ketchikan, AK operate?

First Bank Ketchikan, AK currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Bank Ketchikan, AK does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Bank Ketchikan, AK provides members with tools to manage their accounts and build a solid financial history.

Does First Bank Ketchikan, AK offer online and mobile banking?

Most modern institutions like First Bank Ketchikan, AK provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstbankak.com.