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Lisbon Community Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 13, 2026
Lisbon Community Federal Credit Union's top rates as of October 13, 2026 are 3.56% APY on its CDs - 36 month CD, 2.53% APY on money market accounts, 1.26% APY on checking, 5.75% on its First Mortgage Loans - 15 years, personal loans from 7.99% APR, and credit cards from 9.90% APR, according to rates verified by MonitorBankRates. Other Lisbon Community Federal Credit Union CD rates include CDs - 60 month at 3.56%, CDs - 18 month at 3.45%, and CDs - 24 month at 3.45%. Other Lisbon Community Federal Credit Union mortgage rates include First Mortgage Loans - 20 years at 5.99%, and First Mortgage Loans - 30 years at 6.25%. MonitorBankRates evaluates the financial stability of Lisbon Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.93%. Rates last updated and verified on 10/13/2026.
Lisbon Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lisbon Community Federal Credit Union? Share your experience about Lisbon Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Lisbon Community Federal Credit Union.
Lisbon Community Federal Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Lisbon Community Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.93%
ExcellentLower than avg
Lisbon Community Federal Credit Union Texas Ratio
Lisbon Community Federal Credit Union's Texas Ratio is 0.93%, which is considered excellent and is lower than the national average of 6.13%.
Lisbon Community Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
Lisbon Community Federal Credit Union Health Trend
4.07% to 0.93% over 12 quarters, improvingFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has improved and is now very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Lisbon Community Federal Credit Union CD Rates
Product
Rate
APY
Term
View More
Certificates - 36 month
3.50%
3.56%
36 Months
Min Balance$1,000
Details$1,000 minimum balance required to earn the APY; Penalty for early withdrawals
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 3.20% → 3.56% ▲ 0.36 pts · high 3.56% / low 3.20%
Sep 25, 20263.56%▲ from 3.20%
Sep 14, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Certificates - 60 month
3.50%
3.56%
60 Months
Min Balance$1,000
Details$1,000 minimum balance required to earn the APY; Penalty for early withdrawals
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.56% ▲ 0.31 pts · high 3.56% / low 3.25%
Sep 25, 20263.56%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Certificates - 18 month
3.40%
3.45%
18 Months
Min Balance$1,000
Details$1,000 minimum balance required to earn the APY; Penalty for early withdrawals
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 3.19% → 3.45% ▲ 0.26 pts · high 3.45% / low 3.19%
Sep 25, 20263.45%▲ from 3.19%
Sep 14, 20263.19%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Certificates - 24 month
3.40%
3.45%
24 Months
Min Balance$1,000
Details$1,000 minimum balance required to earn the APY; Penalty for early withdrawals
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 3.20% → 3.45% ▲ 0.25 pts · high 3.45% / low 3.20%
Sep 25, 20263.45%▲ from 3.20%
Sep 14, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Certificates - 12 month
3.25%
3.30%
12 Months
Min Balance$1,000
Details$1,000 minimum balance required to earn the APY; Penalty for early withdrawals
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 3.56% → 3.30% ▼ 0.26 pts · high 3.56% / low 3.30%
Sep 25, 20263.30%▼ from 3.56%
Sep 14, 20263.56%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Certificates - 6 month
3.25%
3.30%
6 Months
Min Balance$1,000
Details$1,000 minimum balance required to earn the APY; Penalty for early withdrawals
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 3.56% → 3.30% ▼ 0.26 pts · high 3.56% / low 3.30%
Sep 25, 20263.30%▼ from 3.56%
Sep 14, 20263.56%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Lisbon Community Federal Credit Union Savings Rates
Product
Rate
APY
View More
Club Accounts
0.10%
0.10%
Min Balance$0
DetailsMinimum balance $.01 to earn dividends; No minimum balance to open account; Dividends are paid monthly on the average daily balance
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 0.10% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Lisbon Community Federal Credit Union Money Market Rates
Product
Rate
APY
View More
Money Market Accounts
2.50%
2.53%
Min Balance$100,000
DetailsBalance: $100,000.00 and over; $1,000 minimum balance required to keep the account open; $100 minimum withdrawal amount and a maximum of 3 withdrawals per month; Dividends are paid monthly on the average daily balance
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 2.53% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Money Market Accounts
2.25%
2.27%
Min Balance$50,000
DetailsBalance: $50,000.00 - $99,999.99; $1,000 minimum balance required to keep the account open; $100 minimum withdrawal amount and a maximum of 3 withdrawals per month; Dividends are paid monthly on the average daily balance
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 2.27% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Money Market Accounts
2.00%
2.02%
Min Balance$20,000
DetailsBalance: $20,000.00 - $49,999.99; $1,000 minimum balance required to keep the account open; $100 minimum withdrawal amount and a maximum of 3 withdrawals per month; Dividends are paid monthly on the average daily balance
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Money Market Accounts
1.75%
1.76%
Min Balance$1,000
DetailsBalance: $1,000.00 - $19,999.99; $1,000 minimum balance required to keep the account open; $100 minimum withdrawal amount and a maximum of 3 withdrawals per month; Dividends are paid monthly on the average daily balance
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.76% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Lisbon Community Federal Credit Union Checking Rates
Product
Rate
APY
View More
Ultimate Checking Accounts
1.25%
1.26%
Min Balance$100,000
DetailsBalance: $100,000.00 and over; No monthly service charge if $2,500 balance is maintained; Dividends are paid monthly on the average daily balance
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.26% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Ultimate Checking Accounts
1.00%
1.00%
Min Balance$50,000
DetailsBalance: $50,000.00-$99,999.99; No monthly service charge if $2,500 balance is maintained; Dividends are paid monthly on the average daily balance
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Ultimate Checking Accounts
0.90%
0.90%
Min Balance$20,000
DetailsBalance: $20,000.00-$49,999.99; No monthly service charge if $2,500 balance is maintained; Dividends are paid monthly on the average daily balance
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.90% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Ultimate Checking Accounts
0.75%
0.75%
Min Balance$2,500
DetailsBalance: $2,500-$19,999.99; No monthly service charge if $2,500 balance is maintained; Dividends are paid monthly on the average daily balance
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Basic - "On The Move" - free4ME Checking Accounts
0.05%
0.05%
Min Balance$0
DetailsNo minimum balance to open account; Minimum balance $.01 to earn dividends; No monthly service charge if $300 balance is maintained; Dividends are paid monthly on the average daily balance
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 0.05% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Lisbon Community Federal Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
First Mortgage Loans - 15 years
5.75%
-
5.806%
15 years
DetailsPayment per $1,000 = $8.31 excluded; *Call for additional details
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 5.81% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
First Mortgage Loans - 20 years
5.99%
-
6.035%
20 years
Details*Call for additional details
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 6.04% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
First Mortgage Loans - 30 years
6.25%
-
6.295%
30 years
Details*Call for additional details
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 6.30% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Lisbon Community Federal Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Lines of Credit
-
-
6.75%
DetailsCurrent Rate: 6.75% APR (Variable Rate); Rate = Prime Rate + 0%; Maximum Annual Percentage Rate will not exceed 15%
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Lisbon Community Federal Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New/Used Vehicle Loans, Model Year 2022 & Newer
-
-
4.24%
36 Months
DetailsModel Year 2022 & Newer; 2022-2023: Maximum 6-Year Term; 2024-2027: Maximum 7-Year Term; Terms may vary, subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 4.24% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
New/Used Vehicle Loans, Model Year 2022 & Newer
-
-
4.49%
48 Months
DetailsModel Year 2022 & Newer; 2022-2023: Maximum 6-Year Term; 2024-2027: Maximum 7-Year Term; Terms may vary, subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 17, 2026 · 4.49% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
New/Used Vehicle Loans, Model Year 2022 & Newer
-
-
4.49%
60 Months
DetailsModel Year 2022 & Newer; 2022-2023: Maximum 6-Year Term; 2024-2027: Maximum 7-Year Term; Terms may vary, subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 17, 2026 · 4.49% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Vehicle Loans, Model Year Older Than 2021
-
-
4.99%
36 Months
DetailsTerms may vary, subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Vehicle Loans, Model Year Older Than 2021
-
-
5.25%
48 Months
DetailsTerms may vary, subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 5.25% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
New/Used Vehicle Loans, Model Year 2022 & Newer
-
-
5.49%
72 Months
DetailsModel Year 2022 & Newer; 2022-2023: Maximum 6-Year Term; 2024-2027: Maximum 7-Year Term; Terms may vary, subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Vehicle Loans, Model Year Older Than 2021
-
-
5.50%
60 Months
DetailsTerms may vary, subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
New/Used Vehicle Loans, Model Year 2022 & Newer
-
-
5.74%
84 Months
DetailsModel Year 2022 & Newer; 2022-2023: Maximum 6-Year Term; 2024-2027: Maximum 7-Year Term; Terms may vary, subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 5.74% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Lisbon Community Federal Credit Union RV, Boat and Powersport Loan Rates
DetailsPayment per $1,000: $19.34; Add .50% on model years older than 2021; Terms may vary, subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Motorcycles, ATVs, & Snowmobiles Loan
-
5.99%
Up to 72 Months
DetailsPayment per $1,000: $16.58; Terms may vary, subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Motorhomes - 60 Months Loan
-
5.99%
60 Months
DetailsAdd .50% on model years older than 2022; Terms may vary, subject to qualification; Longer Terms may be available, subject to qualification; Up to 80% Loan to Value
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 9 times
DetailsPayment per $1,000: $17.05; Add .50% on model years older than 2021; Terms may vary, subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Motorhomes - 120 Months Loan
-
7.75%
120 Months
DetailsAdd .50% on model years older than 2022; Terms may vary, subject to qualification; Longer Terms may be available, subject to qualification; Up to 80% Loan to Value
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 9 times
DetailsPayment per $1,000: $9.71; Add .50% on model years older than 2021; Terms may vary, subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 29, 2026 · 8.25% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Motorhomes - 180 Months Loan
-
8.25%
180 Months
DetailsAdd .50% on model years older than 2022; Terms may vary, subject to qualification; Longer Terms may be available, subject to qualification; Up to 80% Loan to Value
Last Updated10/13/2026
Rate History
No change since Sep 29, 2026 · 8.25% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Lisbon Community Federal Credit Union Credit Card Rates
Product
Rate
APR
View More
Credit Cards
-
9.90%
DetailsAs Low As; Rate based on creditworthiness. Share Secured VISA is 9.90% Fixed APR for purchases.
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Lisbon Community Federal Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal - 12 Months Loan
7.99%
12 Months
DetailsTerms may vary, subject to qualification; Longer terms may be available
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 7.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Personal - 24 Months Loan
10.99%
24 Months
DetailsTerms may vary, subject to qualification; Longer terms may be available
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Personal - 36 Months Loan
10.99%
36 Months
DetailsTerms may vary, subject to qualification; Longer terms may be available
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Personal - 48 Months Loan
11.99%
48 Months
DetailsTerms may vary, subject to qualification; Longer terms may be available
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 11.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Personal - 60 Months Loan
11.99%
60 Months
DetailsTerms may vary, subject to qualification; Longer terms may be available
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 11.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Lisbon Community Federal Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Camps/Vacation Homes - 10 years Loan
6.75%
-
6.831%
10 years
DetailsPayment per $1,000 not captured; Camps/Vacation Homes loan
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 6.83% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Camps/Vacation Homes - 15 years Loan
7.50%
-
7.559%
15 years
DetailsCamps/Vacation Homes loan
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 7.56% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Camps/Vacation Homes - 20 years Loan
7.75%
-
7.809%
20 years
DetailsCamps/Vacation Homes loan
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 7.81% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Land Loans - 10 years
7.00%
-
7.068%
10 years
DetailsPayment per $1,000: $11.62; *Terms may vary, subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 7.07% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Land Loans - 15 years
7.75%
-
7.799%
15 years
DetailsPayment per $1,000: $9.42; *Terms may vary, subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 7.80% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Land Loans - 8 years
6.75%
-
6.832%
8 years
DetailsPayment per $1,000: $13.52; *Terms may vary, subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 6.83% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Mobile Homes In A Park Loan
6.50%
-
6.524%
5 years
DetailsRates and terms dependent upon age of collateral; Subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 6.52% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Mobile Homes In A Park Loan
6.75%
-
6.772%
10 years
DetailsRates and terms dependent upon age of collateral; Subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 6.77% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Mobile Homes In A Park Loan
7.75%
-
7.763%
20 years
DetailsRates and terms dependent upon age of collateral; Subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 7.76% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Mobile Homes Loan
5.50%
-
5.79%
10 years
DetailsMaximum LTV 80%; Call for additional details
Last Updated10/13/2026
Rate History
No change since Sep 21, 2026 · 5.79% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Mobile Homes Loan
6.00%
-
6.056%
15 years
DetailsMaximum LTV 80%; Call for additional details
Last Updated10/13/2026
Rate History
No change since Sep 21, 2026 · 6.06% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Mobile Homes Loan
6.24%
-
6.297%
20 years
DetailsMaximum LTV 80%; Call for additional details
Last Updated10/13/2026
Rate History
No change since Sep 21, 2026 · 6.30% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
No Equity Home Improvement Loan
10.99%
-
11.017%
Up to 10 years
DetailsMaximum loan amount is $20,000; Terms may vary, subject to qualification
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 11.02% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Preferred Credit Line Loan
-
-
9.75%
Details9.75% APR (Variable Rate); No minimum, fixed, transaction, activity, or similar charges apply; No membership or participation fee is required
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 9.75% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Second/Junior Mortgages
5.79%
-
5.836%
5 years
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 5.84% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Second/Junior Mortgages
6.04%
-
6.065%
10 years
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 6.07% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Second/Junior Mortgages
6.29%
-
6.307%
15 years
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 6.31% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Second/Junior Mortgages
6.54%
-
6.554%
20 years
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 6.55% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
FOCUS Accounts
0.10%
-
0.10%
Min Balance$25
DetailsAvailable to teens ages 13-18 who have not graduated; Dividends are paid monthly on the average daily balance
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
IRA Share Accounts
1.75%
-
1.76%
Min Balance$100
DetailsBalance: $100.00-$19,999.99; No annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened.
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 1.76% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
IRA Share Accounts
2.00%
-
2.02%
Min Balance$20,000
DetailsBalance: $20,000.00-$49,999.99; No annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened.
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
IRA Share Accounts
2.25%
-
2.27%
Min Balance$50,000
DetailsBalance: $50,000.00-$99,999.99; No annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened.
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 2.27% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
IRA Share Accounts
2.50%
-
2.53%
Min Balance$100,000
DetailsBalance: $100,000.00 and over; No annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened.
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 2.53% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Monty Moose Accounts
0.10%
-
0.10%
Min Balance$0
DetailsBalance: Minimum balance $.01 to earn dividends; No minimum balance to open account; Available to children ages 12 and under; Dividends are paid monthly on the average daily balance; Dividend rates may change after the account is opened; Fees may reduce earnings
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Share Accounts
0.10%
-
0.10%
Min Balance$25
DetailsMinimum balance to earn APY: $25.00; Dividends are paid monthly on the average daily balance. Dividend rates may change after the account is opened. Fees may reduce earnings.
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.93%
Financial Health History
Lisbon Community Federal Credit Union’s Texas Ratio fell from 4.07% in Q3 2023 to 0.93% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$210M
0.93%
5.0
A+
March 31, 2026
$211M
1.07%
5.0
A+
December 31, 2025
$205M
1.28%
5.0
A+
September 30, 2025
$203M
1.34%
5.0
A+
June 30, 2025
$201M
0.93%
5.0
A+
March 31, 2025
$200M
2.11%
5.0
A+
December 31, 2024
$192M
2.25%
5.0
A+
September 30, 2024
$191M
1.67%
5.0
A+
June 30, 2024
$187M
0.88%
5.0
A+
March 31, 2024
$183M
1.40%
5.0
A+
December 31, 2023
$176M
3.17%
5.0
A+
September 30, 2023
$175M
4.07%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Lisbon Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lisbon Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Lisbon Community Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union NameLisbon Community Federal Credit Union
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,702,524
Total Uninsured Shares and Deposits > $250K (F+J)
7,702,524
Total Insured Shares and Deposits > $250K (item 17 less item K)
177,265,555
Total Interest Expense (Sum of items 6 8)
1,466,481
Share Certificates
1,351
Number of Accounts for Share Drafts
7,915
IRA KEOGH Accounts
856
Number of Accounts for Regular Shares
13,308
All other shares
132
Money Market Shares
613
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
29,279,865
Total Liabilities
185,596,338
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
Lisbon Community Federal Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Lisbon Community Federal Credit Union
Frequently Asked Questions About Lisbon Community Federal Credit Union
How many branches does Lisbon Community Federal Credit Union operate?
Lisbon Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Lisbon Community Federal Credit Union?
Yes, to access services at Lisbon Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Lisbon Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Lisbon Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Lisbon Community Federal Credit Union offer online and mobile banking?
Most modern institutions like Lisbon Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lisboncu.org.
Current Lisbon Community Federal Credit Union Rates
12-Month CD3.30%
18-Month CD3.45%
24-Month CD3.45%
60-Month CD3.56%
MMA2.53%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
