Charter Oak Federal Credit Union Rates & Review June 2026

Charter Oak Federal Credit Union's 18 Month Long-Term CDs rates are at 0.50%, 12 Month Short-Term CDs rates are at 0.40%, 6 Month Short-Term CDs rates are at 0.30%, 3 Month Short-Term CDs rates are at 0.15%, 30 Day Short-Term CDs rates are at 0.05%. Charter Oak Federal Credit Union's savings rates are at 1.50%. Charter Oak Federal Credit Union's money market rates are at 0.05%. Charter Oak Federal Credit Union's Accelerator Mortgage 8 Year rates are at 5.25%, Accelerator Mortgage 12 Year rates are at 5.50%, Fixed Rate Mortgage 15 Year rates are at 5.50%, Fixed Rate Mortgage 10 Year rates are at 5.50%, Fixed Rate Mortgage 20 Year rates are at 5.88%. Charter Oak Federal Credit Union's Personal Loan Rates are at 7.75%. MonitorBankRates evaluates the financial stability of Charter Oak Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.08%. Rates were last updated on 06/16/2026.

Charter Oak Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Charter Oak Federal Credit Union? Share your experience about Charter Oak Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Charter Oak Federal Credit Union.