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Erie County Employees Credit Union

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Erie County Employees Credit Union Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Erie County Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 12, 2026

You can compare Erie County Employees Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.98%, 6-month share certificate rates at 0.75% and 3-month share certificate rates at 0.95%. Savings rates are at 3.75% and money market rates are at 0.85%. Mortgage rates on 30-year fixed loans are around 6.19%. All these rates can be compared to Erie County Employees Credit Union rates. MonitorBankRates evaluates the financial stability of Erie County Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.99%. Rates were last updated on 05/12/2026.

Erie County Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Erie County Employees Credit Union? Share your experience about Erie County Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Erie County Employees Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.99%

Excellent Lower than avg

Erie County Employees Credit Union
Erie County Employees Credit Unio

95 Franklin St
Buffalo, NY 14202 3927

https://eriecountycreditunion.net/

Current Rate Availability

We do not have Erie County Employees Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Erie County Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Erie County Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Erie County Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Erie County Employees Credit Union

Website https://eriecountycreditunion.net/

Address 95 Franklin St, Buffalo, NY 14202 3927

Phone 716-858-6245

Fax 716-858-7602

President Barbara Young

CEO Kristy Drew Gabioud

Full-Time Employees 6

Part-Time Employees 1

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.99%

Return on Assets (ROA)

0.6409%

Return on Equity (ROE)

4.7553%

Non-Performing Loans Ratio (NPL)

0.48%

Total Assets

31,371,018

Total Amount of Shares and Deposits

27,013,011

Total Shares and Deposits < 1 Year

26,634,414

Total Shares and Deposits 1 3 Years

378,598

Total Insured Shares and Deposits > $250K (item 17 less item K)

27,013,011

Total Interest Expense (Sum of items 6 8)

36,690

Share Certificates

Number of Accounts for Share Drafts

1,407

Number of Accounts for Regular Shares

4,286

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,332,391

Total Liabilities

27,148,271

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Erie County Employees Credit Union yet. Feel free to create one below.

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Erie County Employees Credit Union

How many branches does Erie County Employees Credit Union operate?

Erie County Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Erie County Employees Credit Union?

Yes, to access services at Erie County Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Erie County Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Erie County Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Erie County Employees Credit Union offer online and mobile banking?

Most modern institutions like Erie County Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://eriecountycreditunion.net/.