Mortgage Rates Oklahoma (OK) for March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current 30-year fixed mortgage rates in Oklahoma as of March 20, 2026 are as follows, according to verified data from MonitorBankRates: The Focus Federal Credit UnionThe Focus Federal Credit Union1097 NW 32nd Street, Chickasha, OK, 73018 6011A+5.0 ★Texas Ratio: 2.71% at 5.88%, Red River Federal Credit UnionRed River Federal Credit Union1005 E Broadway St, Altus, OK, 73505A5.0 ★Texas Ratio: 8.10% at 6.00%, Intrust BankIntrust Bank100 S Broadway St, Edmond, OK, 73013A+5.0 ★Texas Ratio: 2.46% at 6.00%, and Truity Federal Credit UnionTruity Federal Credit Union2612 SE Washington Blvd, Bartlesville, OK, 74003 6622A5.0 ★Texas Ratio: 7.04% at 6.38%.
Mortgage rates in Oklahoma (OK) are continually updated to reflect market conditions. Whether you are purchasing a home or refinancing, comparing current loan options across top-rated local lenders and national banks is critical. We empower borrowers with transparent financial health metrics — including A-F Safety Grades, verified Star Ratings, and Texas Ratios — so you can confidently choose a stable, highly-rated institution.
Mortgage Rates reflect actual verified offers from lenders actively lending to Oklahoma borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 20, 2026
Oklahoma Mortgage Rate Trends
Compare local Oklahoma mortgage rate quotes against the statewide average
Weekly mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
For buyers in Oklahoma, the broader Oklahoma 30-year fixed average mortgage rate rose 0.179 points this week to 6.264%, according to MonitorBankRates trend data.
For buyers in Oklahoma, the broader Oklahoma 15-year fixed average mortgage rate fell 1.687 points this week to 6.084%, according to MonitorBankRates trend data.
Compare Mortgage Rates Today in Oklahoma
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$770,000 loan amount, fixed rate of 6.875% as of 8.6.2024, monthly principal and interest payment of $5,058.35, credit and collateral restrictions may apply, terms and rate subject to change. Other Jumbo mortgage products available, contact any mortgage officer for details.
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$100,000 loan amount, fixed rate of 6.50%, as of 8.6.2024, monthly principal and interest payment of $632.07, credit and collateral restrictions may apply, term and rate subject to change.
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Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Oklahoma directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Oklahoma. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in OK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.
Frequently Asked Questions about Mortgage Rates in Oklahoma
How does my credit score affect my rate in Oklahoma?
What is a 30-Year Fixed Mortgage?
What are closing costs in Oklahoma?
Should I lock my mortgage rate?
What is an Adjustable-Rate Mortgage (ARM)?
What is a Jumbo Loan in Oklahoma?
Do I need 20% down to buy a house in Oklahoma?
What is the difference between Interest Rate and APR?
How do I find the best lender in Oklahoma?
What are the best Mortgage rates in Oklahoma?
- The Focus Federal Credit Union: 5.88% (30 Year Fixed Mortgage)
- Red River Federal Credit Union: 6.00% (30 year FIXED RATE)
- Intrust Bank: 6.00% (30-Year Fixed)
- Truity Federal Credit Union: 6.38% (Conventional 30 Year Fixed Rate)
Mortgage Rates by City in Oklahoma
