Mortgage Rates Indiana (IN) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of lenders actively lending in Indiana. Our editorial content is independent of any advertiser relationships.
Current 30-year fixed mortgage rates in Indiana as of March 20, 2026 are as follows, according to verified data from MonitorBankRates: Chicago Patrolmens Federal Credit UnionChicago Patrolmens Federal Credit Union8585 Broadway # 742, Merrillville, IN, 46410A+5.0 ★Texas Ratio: 4.79% at 5.50%, The Peoples Bank Brownstown, INThe Peoples Bank Brownstown, IN100 N Main St, Brownstown, IN, 47220A5.0 ★Texas Ratio: 10.62% at 5.84%, Baxter Credit UnionBaxter Credit Union780 Brookside Dr, Bloomington, IN, 47403 2624A5.0 ★Texas Ratio: 7.73% at 6.00%, Elements Financial Federal Credit UnionElements Financial Federal Credit Union1400 W Raymond St, Indianapolis, IN, 46202A+5.0 ★Texas Ratio: 2.98% at 5.62%, and Three Rivers Federal Credit UnionThree Rivers Federal Credit Union10 E Main St, Angola, IN, 46040 1454A5.0 ★Texas Ratio: 6.18% at 6.00%.
Mortgage rates in Indiana (IN) are continually updated to reflect market conditions. Whether you are purchasing a home or refinancing, comparing current loan options across top-rated local lenders and national banks is critical. We empower borrowers with transparent financial health metrics — including A-F Safety Grades, verified Star Ratings, and Texas Ratios — so you can confidently choose a stable, highly-rated institution.
Mortgage Rates reflect actual verified offers from lenders actively lending to Indiana borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 20, 2026
Indiana Mortgage Rate Trends
Compare local Indiana mortgage rate quotes against the statewide average
Weekly mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
30-Year Fixed — IN Avg
6.438%
▲ 0.353 from last week
For buyers in Indiana, the broader Indiana 30-year fixed average mortgage rate rose 0.353 points this week to 6.438%, according to MonitorBankRates trend data.
15-Year Fixed — IN Avg
6.071%
▼ 1.700 from last week
For buyers in Indiana, the broader Indiana 15-year fixed average mortgage rate fell 1.700 points this week to 6.071%, according to MonitorBankRates trend data.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Mortgage Rates Today in Indiana
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
8585 Broadway # 742, Merrillville, IN, 46410
30-Year Fixed Mortgage
5.50%
5.55%
▼
Rate5.50%
APR5.55%
Points0.000
UpdatedMar 18, 2026
Details
Promotional rate subject to credit qualification and program type (purchases and rate/term refinances vs. cash-out). End of Watch Loan Protection is available only for qualifying officer, firefighter or EMT and may not be purchased outright. This debt cancellation benefit only applies in the case of death. See loan addendum upon closing for details.
The Peoples Bank Brownstown, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.62%
100 N Main St, Brownstown, IN, 47220
30-YEAR FIXED RATE MORTGAGE
5.84%
5.88%
▼
Rate5.84%
APR5.88%
Points0.000
UpdatedMar 18, 2026
Details
Example Monthly Payment: On a $200,000.00 loan with a 5.84% rate and a 5.882% APR, you would have 360 monthly payment of $1,178.96 (excluding taxes and insurance). Rate available to qualified buyers with an average credit score of 650 or higher.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
780 Brookside Dr, Bloomington, IN, 47403 2624
30-Year Fixed Mortgage
6.00%
6.00%
▼
Rate6.00%
APR6.00%
Points0.000
UpdatedMar 18, 2026
Details
As Low As; POINTS MAY APPLY
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
USDA Loan 30-Year Fixed
360
5.62%
6.10%
▼
Rate5.62%
APR6.10%
Points-0.375
UpdatedMar 13, 2026
Details
No additional details available.
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
10 E Main St, Angola, IN, 46040 1454
30 Year Fixed (Conforming)
6.00%
6.11%
▼
Rate6.00%
APR6.11%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
1025 S Carroll Ave, Elkhart, IN, 46360
30 Year Fixed Rate
5.99%
6.13%
▼
Rate5.99%
APR6.13%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
780 Brookside Dr, Bloomington, IN, 47403 2624
30 Year Fixed
30
6.00%
6.16%
▼
Rate6.00%
APR6.16%
Points0.625
UpdatedMar 18, 2026
Details
As Low As
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
30-Year Fixed
360
6.12%
6.16%
▼
Rate6.12%
APR6.16%
Points-0.375
UpdatedMar 13, 2026
Details
No additional details available.
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
10 E Main St, Angola, IN, 46040 1454
30 Year Fixed (Conforming)
6.12%
6.24%
▼
Rate6.12%
APR6.24%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
4210 Charlestown Rd, New Albany, IN, 47150
30-Year Fixed
360
6.10%
6.26%
▼
Rate6.10%
APR6.26%
Points0.566
UpdatedMar 15, 2026
Details
No additional details available.
Mercer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1205 Us Highway 27 N, Berne, IN, 46711
30 Year Fixed Rate
6.12%
6.27%
▼
Rate6.12%
APR6.27%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
111 W Edison Rd, Granger, IN, 46394 1620
30-Year Fixed Rate 30 Day Lock - 1% Point
30
6.00%
6.28%
▼
Rate6.00%
APR6.28%
Points1.000
UpdatedMar 17, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
30-Year Fixed
360
6.25%
6.29%
▼
Rate6.25%
APR6.29%
Points-0.250
UpdatedMar 13, 2026
Details
No additional details available.
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
4210 Charlestown Rd, New Albany, IN, 47150
30-Year Fixed
360
6.12%
6.32%
▼
Rate6.12%
APR6.32%
Points0.927
UpdatedMar 15, 2026
Details
No additional details available.
Greenville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
9700 South Us 35, Losantville, IN, 47354
30 Year Fixed Rate
30 Year
6.25%
6.35%
▼
Rate6.25%
APR6.35%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
1025 S Carroll Ave, Elkhart, IN, 46360
Construction to Perm - 30 Year Fixed Rate
6.25%
6.39%
▼
Rate6.25%
APR6.39%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
1025 S Carroll Ave, Elkhart, IN, 46360
No Closing Cost - 30 Year Fixed Rate
6.25%
6.39%
▼
Rate6.25%
APR6.39%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
123 N 3rd St, Boonville, IN, 47601
30 Year Mortgage
30
6.25%
6.40%
▼
Rate6.25%
APR6.40%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
11201 Upper Mt Vernon Road, Evansville, IN, 47501
30 Year Fixed1
30
6.25%
6.41%
▼
Rate6.25%
APR6.41%
Points1.000
UpdatedMar 18, 2026
Details
No additional details available.
RNB Riddell National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
1 E National Ave, Brazil, IN, 47802
30 Year Fixed Rate
6.25%
6.41%
▼
Rate6.25%
APR6.41%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Peoples State Bank Ellettsville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
123 S College Ave, Bloomington, IN, 46032
30 Year Fixed
6.38%
6.46%
▼
Rate6.38%
APR6.46%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
1000 Mulberry St, Anderson, IN, 46012
30 Year Fixed
6.38%
6.48%
▼
Rate6.38%
APR6.48%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
100 E Spring St, Aurora, IN, 46032
30-year fixed
6.38%
6.52%
▼
Rate6.38%
APR6.52%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
30-Year Fixed
360
6.50%
6.54%
▼
Rate6.50%
APR6.54%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
120 W Main St, Connersville, IN, 47018
30-year fixed refinance
30-year
6.38%
6.54%
▼
Rate6.38%
APR6.54%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
11201 Upper Mt Vernon Road, Evansville, IN, 47501
30 Year Fixed1
30
6.50%
6.57%
▼
Rate6.50%
APR6.57%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
100 Wedcor Ave, Auburn, IN, 46173
30 Year Fixed
6.50%
6.58%
▼
Rate6.50%
APR6.58%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1302 S Grandstaff Dr, Angola, IN, 46703 8802
30-Year Fixed
6.50%
6.69%
▼
Rate6.50%
APR6.69%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
123 N 3rd St, Boonville, IN, 47601
30 Year Fixed
30 Years
6.95%
7.10%
▼
Rate6.95%
APR7.10%
Points1.000
UpdatedMar 16, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
780 Brookside Dr, Bloomington, IN, 47403 2624
15-Year Fixed Mortgage
5.38%
5.38%
▼
Rate5.38%
APR5.38%
Points0.000
UpdatedMar 18, 2026
Details
As Low As; POINTS MAY APPLY
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
780 Brookside Dr, Bloomington, IN, 47403 2624
15 Year Fixed
15
5.38%
5.65%
▼
Rate5.38%
APR5.65%
Points0.750
UpdatedMar 18, 2026
Details
As Low As
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
4210 Charlestown Rd, New Albany, IN, 47150
15-Year Fixed
180
5.38%
5.68%
▼
Rate5.38%
APR5.68%
Points0.902
UpdatedMar 15, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
15-Year Fixed
180
5.62%
5.69%
▼
Rate5.62%
APR5.69%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
4210 Charlestown Rd, New Albany, IN, 47150
15-Year Fixed
180
5.38%
5.70%
▼
Rate5.38%
APR5.70%
Points0.982
UpdatedMar 15, 2026
Details
No additional details available.
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
1025 S Carroll Ave, Elkhart, IN, 46360
15 Year Fixed Rate
5.50%
5.72%
▼
Rate5.50%
APR5.72%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Mercer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1205 Us Highway 27 N, Berne, IN, 46711
15 Year Fixed Rate
5.50%
5.73%
▼
Rate5.50%
APR5.73%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Greenville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
9700 South Us 35, Losantville, IN, 47354
15 Year Fixed Rate
15 Year
5.62%
5.79%
▼
Rate5.62%
APR5.79%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
RNB Riddell National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
1 E National Ave, Brazil, IN, 47802
15 Year Fixed Rate
5.62%
5.89%
▼
Rate5.62%
APR5.89%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Peoples State Bank Ellettsville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
123 S College Ave, Bloomington, IN, 46032
15 Year Fixed
5.75%
5.89%
▼
Rate5.75%
APR5.89%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
15-Year Fixed
180
5.88%
5.93%
▼
Rate5.88%
APR5.93%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
111 W Edison Rd, Granger, IN, 46394 1620
15-Year Fixed Rate 30 Day Lock - 1% Point
15
5.50%
5.96%
▼
Rate5.50%
APR5.96%
Points1.000
UpdatedMar 17, 2026
Details
No additional details available.
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
1025 S Carroll Ave, Elkhart, IN, 46360
No Closing Cost - 15 Year Fixed Rate
5.75%
5.98%
▼
Rate5.75%
APR5.98%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
11201 Upper Mt Vernon Road, Evansville, IN, 47501
15 Year Fixed1
15
5.75%
6.01%
▼
Rate5.75%
APR6.01%
Points1.000
UpdatedMar 18, 2026
Details
No additional details available.
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
1000 Mulberry St, Anderson, IN, 46012
15 Year Fixed
5.88%
6.04%
▼
Rate5.88%
APR6.04%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
10 E Main St, Angola, IN, 46040 1454
15 Year Fixed (Conforming)
5.88%
6.06%
▼
Rate5.88%
APR6.06%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
11201 Upper Mt Vernon Road, Evansville, IN, 47501
15 Year Fixed1
15
6.00%
6.11%
▼
Rate6.00%
APR6.11%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
100 E Spring St, Aurora, IN, 46032
15-year fixed
6.00%
6.24%
▼
Rate6.00%
APR6.24%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1302 S Grandstaff Dr, Angola, IN, 46703 8802
15-Year Fixed
6.00%
6.31%
▼
Rate6.00%
APR6.31%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
100 Wedcor Ave, Auburn, IN, 46173
15 Year Fixed
6.37%
6.51%
▼
Rate6.37%
APR6.51%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
123 N 3rd St, Boonville, IN, 47601
15 Year Fixed
15 Years
6.50%
6.74%
▼
Rate6.50%
APR6.74%
Points1.000
UpdatedMar 16, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Greenfield Banking Company Greenfield, IN
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
10 E Main St, Cumberland, IN, 46038
30 Year 5/1 ARM
5.75%
5.87%
▼
Rate5.75%
APR5.87%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
5/5 ARM 30 Year
5.88%
5.91%
▼
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
5/5 ARM 30
6.00%
5.96%
▼
Rate6.00%
APR5.96%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
1000 Mulberry St, Anderson, IN, 46012
5/1 ARM
5.88%
5.97%
▼
Rate5.88%
APR5.97%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Sheboygan Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
7/1 ARM up to 30 Years
5.50%
6.00%
▼
Rate5.50%
APR6.00%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Greenville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
9700 South Us 35, Losantville, IN, 47354
3 Year Adjustable Rate
3 Year
5.75%
6.04%
▼
Rate5.75%
APR6.04%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
1000 Mulberry St, Anderson, IN, 46012
7/1 ARM
6.00%
6.10%
▼
Rate6.00%
APR6.10%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Sheboygan Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
5/5 ARM up to 30 Years
5.50%
6.12%
▼
Rate5.50%
APR6.12%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
111 W Edison Rd, Granger, IN, 46394 1620
15/5 ARM
5.88%
6.14%
▼
Rate5.88%
APR6.14%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
780 Brookside Dr, Bloomington, IN, 47403 2624
5/1 Year ARM
5.12%
6.17%
▼
Rate5.12%
APR6.17%
Points1.000
UpdatedMar 18, 2026
Details
As Low As
Greenville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
9700 South Us 35, Losantville, IN, 47354
5 Year Adjustable Rate
5 Year
6.00%
6.18%
▼
Rate6.00%
APR6.18%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
120 W Main St, Connersville, IN, 47018
Jumbo adjustable-rate mortgage (ARM) loans 5/1 yr
5/1 yr
5.75%
6.20%
▼
Rate5.75%
APR6.20%
Points0.680
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
120 W Main St, Connersville, IN, 47018
Jumbo adjustable-rate mortgage (ARM) loans 7/1 yr
7/1 yr
5.88%
6.21%
▼
Rate5.88%
APR6.21%
Points0.760
UpdatedMar 15, 2026
Details
No additional details available.
Greenville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
9700 South Us 35, Losantville, IN, 47354
10/1 Year Adjustable Rate
10/1 Year
6.25%
6.22%
▼
Rate6.25%
APR6.22%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
111 W Edison Rd, Granger, IN, 46394 1620
Jumbo Adjustable Rate Loans 15/5 ARM
6.12%
6.23%
▼
Rate6.12%
APR6.23%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
120 W Main St, Connersville, IN, 47018
Conforming adjustable-rate mortgage (ARM) loans 7/6 mo
7/6 mo
5.88%
6.29%
▼
Rate5.88%
APR6.29%
Points0.932
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
120 W Main St, Connersville, IN, 47018
Jumbo adjustable-rate mortgage (ARM) loans 10/1 yr
10/1 yr
6.12%
6.32%
▼
Rate6.12%
APR6.32%
Points0.725
UpdatedMar 15, 2026
Details
No additional details available.
Garrett State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
120 W King St, Ashley, IN, 46705
7/1 ARM
5.88%
6.35%
▼
Rate5.88%
APR6.35%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
5/6 ARM 30 Year
5.88%
6.37%
▼
Rate5.88%
APR6.37%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
First Community State Bank Avilla, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
11255 Twin Creeks Dr, Albion, IN, 46701
5/1/30 ARM
6.29%
6.38%
▼
Rate6.29%
APR6.38%
Points0.000
UpdatedMar 18, 2026
Details
As Low As
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
120 W Main St, Connersville, IN, 47018
Conforming adjustable-rate mortgage (ARM) loans 10/6 mo
10/6 mo
6.12%
6.38%
▼
Rate6.12%
APR6.38%
Points0.936
UpdatedMar 15, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
7/6 ARM 30
6.12%
6.40%
▼
Rate6.12%
APR6.40%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Garrett State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
120 W King St, Ashley, IN, 46705
5/1 ARM
5.75%
6.41%
▼
Rate5.75%
APR6.41%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
7/6 ARM 30 Year
6.12%
6.41%
▼
Rate6.12%
APR6.41%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Garrett State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
120 W King St, Ashley, IN, 46705
15/1 ARM
6.25%
6.41%
▼
Rate6.25%
APR6.41%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
First Community State Bank Avilla, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
11255 Twin Creeks Dr, Albion, IN, 46701
7/1/30 ARM
6.37%
6.43%
▼
Rate6.37%
APR6.43%
Points0.000
UpdatedMar 18, 2026
Details
As Low As
First Community State Bank Avilla, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
11255 Twin Creeks Dr, Albion, IN, 46701
5/1/30 ARM
6.29%
6.43%
▼
Rate6.29%
APR6.43%
Points0.000
UpdatedMar 18, 2026
Details
As Low As
First Community State Bank Avilla, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
11255 Twin Creeks Dr, Albion, IN, 46701
7/1/30 ARM
6.37%
6.46%
▼
Rate6.37%
APR6.46%
Points0.000
UpdatedMar 18, 2026
Details
As Low As
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
1025 S Carroll Ave, Elkhart, IN, 46360
Adjustable Rate Program - 5/6 ARM
6.12%
6.47%
▼
Rate6.12%
APR6.47%
Points0.000
UpdatedMar 20, 2026
Details
Rate may be increased after closing
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
1025 S Carroll Ave, Elkhart, IN, 46360
Adjustable Rate Program - 7/6 ARM
6.25%
6.49%
▼
Rate6.25%
APR6.49%
Points0.000
UpdatedMar 20, 2026
Details
Rate may be increased after closing
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
1025 S Carroll Ave, Elkhart, IN, 46360
Adjustable Rate Program - 3/6 ARM
6.00%
6.49%
▼
Rate6.00%
APR6.49%
Points0.000
UpdatedMar 20, 2026
Details
Rate may be increased after closing
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
1025 S Carroll Ave, Elkhart, IN, 46360
No Closing Cost - Adjustable Rate Program - 3/6 ARM
6.25%
6.55%
▼
Rate6.25%
APR6.55%
Points0.000
UpdatedMar 20, 2026
Details
Rate may be increased after closing
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
Adjustable Rate Mortgage Purchase
30
6.25%
6.57%
▼
Rate6.25%
APR6.57%
Points0.000
UpdatedMar 13, 2026
Details
As Low As; Purchase: 6.250% for 3/6 ARM 30-Year
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
Adjustable Rate Mortgage Refinance
30
6.25%
6.57%
▼
Rate6.25%
APR6.57%
Points0.000
UpdatedMar 13, 2026
Details
As Low As; Refinance: 6.250% for 3/6 ARM 30-Year
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
1025 S Carroll Ave, Elkhart, IN, 46360
No Closing Cost - Adjustable Rate Program - 5/6 ARM
6.38%
6.57%
▼
Rate6.38%
APR6.57%
Points0.000
UpdatedMar 20, 2026
Details
Rate may be increased after closing
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
111 W Edison Rd, Granger, IN, 46394 1620
7/1 ARM
6.50%
6.58%
▼
Rate6.50%
APR6.58%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
111 W Edison Rd, Granger, IN, 46394 1620
Jumbo Adjustable Rate Loans 7/1 ARM
6.75%
6.58%
▼
Rate6.75%
APR6.58%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
1025 S Carroll Ave, Elkhart, IN, 46360
No Closing Cost - Adjustable Rate Program - 7/6 ARM
6.50%
6.62%
▼
Rate6.50%
APR6.62%
Points0.000
UpdatedMar 20, 2026
Details
Rate may be increased after closing
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
111 W Edison Rd, Granger, IN, 46394 1620
Jumbo Adjustable Rate Loans 10/1 ARM
6.88%
6.74%
▼
Rate6.88%
APR6.74%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
100 Wedcor Ave, Auburn, IN, 46173
7/1 Year ARM
7.00%
7.09%
▼
Rate7.00%
APR7.09%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Sheboygan Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
5/5 ARM Non-Owner Occupied up to 25 Years
6.50%
7.20%
▼
Rate6.50%
APR7.20%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
10249 Indianapolis Blvd, Crown Point, IN, 46307
Jumbo Single Family Mortgages (Loans - Purchases
15 Years
5.25%
5.31%
▼
Rate5.25%
APR5.31%
Points0.000
UpdatedMar 20, 2026
Details
$832,750+
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
10249 Indianapolis Blvd, Crown Point, IN, 46307
Jumbo Single Family Mortgages (Loans - Refinances
15 Years
5.25%
5.31%
▼
Rate5.25%
APR5.31%
Points0.000
UpdatedMar 20, 2026
Details
$832,750+
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
10249 Indianapolis Blvd, Crown Point, IN, 46307
Jumbo Single Family Mortgages (Loans - Purchases
30 Years
5.75%
5.79%
▼
Rate5.75%
APR5.79%
Points0.000
UpdatedMar 20, 2026
Details
$832,750+
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
10249 Indianapolis Blvd, Crown Point, IN, 46307
Jumbo Single Family Mortgages (Loans - Refinances
30 Years
5.75%
5.79%
▼
Rate5.75%
APR5.79%
Points0.000
UpdatedMar 20, 2026
Details
$832,750+
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
111 W Edison Rd, Granger, IN, 46394 1620
60 Day Lock 0.5% Point JUMBO Interest Rate 10-Year
5.88%
6.13%
▼
Rate5.88%
APR6.13%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
111 W Edison Rd, Granger, IN, 46394 1620
60 Day Lock 0.5% Point JUMBO Interest Rate 15-Year
6.00%
6.18%
▼
Rate6.00%
APR6.18%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
780 Brookside Dr, Bloomington, IN, 47403 2624
Jumbo 30 Year Fixed
30
6.12%
6.26%
▼
Rate6.12%
APR6.26%
Points1.000
UpdatedMar 18, 2026
Details
As Low As
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
111 W Edison Rd, Granger, IN, 46394 1620
60 Day Lock 0.5% Point JUMBO Interest Rate 20-Year
6.25%
6.40%
▼
Rate6.25%
APR6.40%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
120 W Main St, Connersville, IN, 47018
Jumbo loans 15-year
15-year
6.25%
6.49%
▼
Rate6.25%
APR6.49%
Points0.640
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
120 W Main St, Connersville, IN, 47018
Jumbo loans 20-year
20-year
6.38%
6.58%
▼
Rate6.38%
APR6.58%
Points0.735
UpdatedMar 15, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
111 W Edison Rd, Granger, IN, 46394 1620
60 Day Lock 0.5% Point JUMBO Interest Rate 30-Year
6.50%
6.62%
▼
Rate6.50%
APR6.62%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
120 W Main St, Connersville, IN, 47018
Jumbo loans 30-year
30-year
6.50%
6.65%
▼
Rate6.50%
APR6.65%
Points0.685
UpdatedMar 15, 2026
Details
No additional details available.
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
4210 Charlestown Rd, New Albany, IN, 47150
30-Year Jumbo
360
6.97%
7.11%
▼
Rate6.97%
APR7.11%
Points0.815
UpdatedMar 15, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
FHA Loan Purchase 15-Year Fixed
180
5.50%
6.23%
▼
Rate5.50%
APR6.23%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
FHA Loan Refinance 15-Year Fixed
180
5.50%
6.23%
▼
Rate5.50%
APR6.23%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
1025 S Carroll Ave, Elkhart, IN, 46360
FHA - 15 Year Fixed Rate
5.62%
6.38%
▼
Rate5.62%
APR6.38%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
FHA Loan Purchase
30
5.62%
6.38%
▼
Rate5.62%
APR6.38%
Points0.000
UpdatedMar 13, 2026
Details
As Low As; Purchase: 5.625% for 30-Year Fixed
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
FHA Loan Purchase 30-Year Fixed
360
5.62%
6.38%
▼
Rate5.62%
APR6.38%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
FHA Loan Refinance
30
5.75%
6.50%
▼
Rate5.75%
APR6.50%
Points0.000
UpdatedMar 13, 2026
Details
As Low As; Refinance: 5.750% for 30-Year Fixed
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
FHA Loan Refinance 30-Year Fixed
360
5.75%
6.50%
▼
Rate5.75%
APR6.50%
Points-0.375
UpdatedMar 13, 2026
Details
No additional details available.
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
1025 S Carroll Ave, Elkhart, IN, 46360
No Closing Cost - FHA 15 Year Fixed Rate
5.88%
6.63%
▼
Rate5.88%
APR6.63%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
100 E Spring St, Aurora, IN, 46032
30-year fixed FHA
5.88%
6.71%
▼
Rate5.88%
APR6.71%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
120 W Main St, Connersville, IN, 47018
Federal Housing Administration (FHA) loans 30-year
30-year
5.88%
6.76%
▼
Rate5.88%
APR6.76%
Points0.932
UpdatedMar 15, 2026
Details
No additional details available.
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
1025 S Carroll Ave, Elkhart, IN, 46360
FHA - 30 Year Fixed Rate
6.25%
6.78%
▼
Rate6.25%
APR6.78%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
4210 Charlestown Rd, New Albany, IN, 47150
30-Year FHA
360
5.70%
6.91%
▼
Rate5.70%
APR6.91%
Points0.767
UpdatedMar 15, 2026
Details
No additional details available.
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1302 S Grandstaff Dr, Angola, IN, 46703 8802
30-Year FHA
5.88%
6.94%
▼
Rate5.88%
APR6.94%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
1025 S Carroll Ave, Elkhart, IN, 46360
No Closing Cost - FHA 30 Year Fixed Rate
6.50%
7.04%
▼
Rate6.50%
APR7.04%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
VA Loan Purchase 15-Year Fixed
180
5.62%
5.99%
▼
Rate5.62%
APR5.99%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
VA Loan Refinance 15-Year Fixed
180
5.62%
5.99%
▼
Rate5.62%
APR5.99%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
VA Loan Purchase
30
6.00%
6.22%
▼
Rate6.00%
APR6.22%
Points0.000
UpdatedMar 13, 2026
Details
As Low As; for 30-Year Fixed
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
VA Loan Purchase 30-Year Fixed
360
6.00%
6.22%
▼
Rate6.00%
APR6.22%
Points-0.375
UpdatedMar 13, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
VA Loan Refinance
30
6.00%
6.22%
▼
Rate6.00%
APR6.22%
Points0.000
UpdatedMar 13, 2026
Details
As Low As; for 30-Year Fixed
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN, 46202
VA Loan Refinance 30-Year Fixed
360
6.00%
6.22%
▼
Rate6.00%
APR6.22%
Points-0.375
UpdatedMar 13, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
120 W Main St, Connersville, IN, 47018
Veterans Affairs (VA) loans 30-year
30-year
6.12%
6.46%
▼
Rate6.12%
APR6.46%
Points0.509
UpdatedMar 15, 2026
Details
No additional details available.
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
100 E Spring St, Aurora, IN, 46032
30-year fixed VA
6.12%
6.69%
▼
Rate6.12%
APR6.69%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
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The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
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Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Indiana directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Indiana. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in IN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.
Frequently Asked Questions about Mortgage Rates in Indiana
How does my credit score affect my rate in Indiana?
Your credit score is a major factor. Generally, borrowers in Indiana with higher credit scores (760+) receive the lowest interest rates.
What is a 30-Year Fixed Mortgage?
A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in Indiana because it offers lower monthly payments compared to shorter-term loans.
What are closing costs in Indiana?
Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% to 5% of the loan amount. In Indiana, these may include appraisal fees, title insurance, and recording fees.
Should I lock my mortgage rate?
If you are satisfied with the current rate and worried rates might rise before closing on your home in Indiana, locking your rate is a good idea. It guarantees your rate for a specific period.
What is an Adjustable-Rate Mortgage (ARM)?
An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.
What is a Jumbo Loan in Indiana?
A Jumbo Loan exceeds the conforming loan limits set by the FHFA. In high-cost areas of Indiana, these limits are higher. These loans typically require stronger credit and larger down payments.
Do I need 20% down to buy a house in Indiana?
No. While 20% avoids Private Mortgage Insurance (PMI), many lenders in Indiana offer loans with as little as 3% or 3.5% down (FHA). VA loans may require no down payment.
What is the difference between Interest Rate and APR?
The interest rate is the cost of borrowing the principal. The APR (Annual Percentage Rate) includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.
How do I find the best lender in Indiana?
Compare rates from multiple sources including local banks, credit unions, and online lenders using the tables on this page to find the best offer for your situation.
What are the best Mortgage rates in Indiana?
- Chicago Patrolmens Federal Credit Union: 5.50% (30-Year Fixed Mortgage)
- The Peoples Bank Brownstown, IN: 5.84% (30-YEAR FIXED RATE MORTGAGE)
- Baxter Credit Union: 6.00% (30-Year Fixed Mortgage)
- Elements Financial Federal Credit Union: 5.62% (USDA Loan 30-Year Fixed)
- Three Rivers Federal Credit Union: 6.00% (30 Year Fixed (Conforming))
Mortgage Rates reflect actual verified offers from lenders actively lending to Indiana borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 20, 2026
Mortgage Rates by City in Indiana
