What are the current interest rates at Greenfield Banking Company Greenfield, IN?

Current rates for Greenfield Banking Company Greenfield, IN include: 12-Month CD: 0.60%, 18-Month CD: 0.65%, 24-Month CD: 0.70%, 36-Month CD: 0.80%, 48-Month CD: 0.90%, 60-Month CD: 1.00%, Savings: 0.04%, MMA: 0.25%

Greenfield Banking Company Greenfield, IN Rates and Review February 2026

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Greenfield Banking Company Greenfield, IN Deposit Rates

Greenfield Banking Company Greenfield, IN's Certificate of Deposit 5-Month (Special) rates are at 3.30%, 60-Month Certificate of Deposit rates are at 1.00%, 48-Month Certificate of Deposit rates are at 0.90%, 36-Month Certificate of Deposit rates are at 0.80%, 24-Month Certificate of Deposit rates are at 0.70%. Greenfield Banking Company Greenfield, IN's savings rates are at 0.04%. Greenfield Banking Company Greenfield, IN's money market rates are at 0.25%. Greenfield Banking Company Greenfield, IN's Mortgage Loan rates are at 5.50%, Mortgage Loan rates are at 5.88%, Mortgage Loan rates are at 6.00%.

Greenfield Banking Company Greenfield, IN

Rate Updates and Availability

Greenfield Banking Company Greenfield, IN money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greenfield Banking Company Greenfield, IN? Share your experience about Greenfield Banking Company Greenfield, IN by leaving a review below, or read customer reviews before you decide to use Greenfield Banking Company Greenfield, IN.

Greenfield Banking Company Greenfield, IN Texas Ratio

Greenfield Banking Company Greenfield, IN's Texas Ratio is at 3.28%, which is considered excellent. The Texas Ratio for Greenfield Banking Company Greenfield, IN is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0

Excellent

Out of 5.0 Stars

Greenfield Banking Company Greenfield, IN has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Greenfield Banking Company Greenfield, IN is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate

APY/APR

vs. Avg

12-Month CD

0.60%

2.38%

18-Month CD

0.65%

2.14%

24-Month CD

0.70%

2.17%

36-Month CD

0.80%

2.11%

48-Month CD

0.90%

2.10%

60-Month CD

1.00%

2.23%

Savings

0.04%

0.60%

MMA

0.25%

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

Greenfield Banking Company Greenfield, IN

1920 N State St
Greenfield, IN 46140

https://www.gbcbank.com

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCELLENT

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Greenfield Banking Company Greenfield, IN CD Rates

Product	Rate	APY	Term
Certificate of Deposit 5 Month (Special)	3.25%	3.30%	5 Month
Min Deposit$5,000 Last Updated 02/13/2026
60 Month Certificate of Deposit	1.00%	1.00%	60 Month
Min Deposit$1,000 Last Updated 02/13/2026
48 Month Certificate of Deposit	0.90%	0.90%	48 Month
Min Deposit$1,000 Last Updated 02/13/2026
36 Month Certificate of Deposit	0.80%	0.80%	36 Month
Min Deposit$1,000 Last Updated 02/13/2026
24 Month Certificate of Deposit	0.70%	0.70%	24 Month
Min Deposit$1,000 Last Updated 02/13/2026
18 Month Certificate of Deposit	0.65%	0.65%	18 Month
Min Deposit$1,000 Last Updated 02/13/2026
12 Month Certificate of Deposit	0.60%	0.60%	12 Month
Min Deposit$1,000 Last Updated 02/13/2026
6 Month Certificate of Deposit	0.35%	0.35%	6 Month
Min Deposit$5,000 Last Updated 02/13/2026
3 Month Certificate of Deposit	0.20%	0.20%	3 Month
Min Deposit$5,000 Last Updated 02/13/2026

Greenfield Banking Company Greenfield, IN Savings Rates

Product	Rate	APY
Health Savings Account	1.00%	1.00%
Min Deposit$0 Min Balance$50,000 Last Updated 02/13/2026
Health Savings Account	0.75%	0.75%
Min Deposit$0 Min Balance$25,000 Last Updated 02/13/2026
Health Savings Account	0.25%	0.25%
Min Deposit$0 Min Balance$10,000 Last Updated 02/13/2026
Savings	0.25%	0.25%
Min Deposit$0 Min Balance$50,000 Last Updated 02/13/2026
Health Savings Account	0.08%	0.08%
Min Deposit$0 Min Balance$3,000 Last Updated 02/13/2026
Savings	0.08%	0.08%
Min Deposit$0 Min Balance$25,000 Last Updated 02/13/2026
Health Savings Account	0.06%	0.06%
Min Deposit$0 Min Balance$0 Last Updated 02/13/2026
Savings	0.06%	0.06%
Min Deposit$0 Min Balance$10,000 Last Updated 02/13/2026
Savings	0.04%	0.04%
Min Deposit$0 Min Balance$0 Last Updated 02/13/2026

Greenfield Banking Company Greenfield, IN Money Market Rates

Product	Rate	APY
Money Market Account Access	2.10%	2.12%
Min Deposit$2,500 Min Balance$1,000,000 DetailsBalance From $1,000,000 To & up Last Updated 02/13/2026
Money Market Account Access	1.65%	1.66%
Min Deposit$2,500 Min Balance$250,000 DetailsBalance From $250,000 To $999,999.99 Last Updated 02/13/2026
Money Market Account Access	1.00%	1.00%
Min Deposit$2,500 Min Balance$100,000 DetailsBalance From $100,000 To $249,999.99 Last Updated 02/13/2026
Money Market Account Access	0.75%	0.75%
Min Deposit$2,500 Min Balance$25,000 DetailsBalance From $25,000 To $99,999.99 Last Updated 02/13/2026
Money Market Account Access	0.50%	0.50%
Min Deposit$2,500 Min Balance$10,000 DetailsBalance From $10,000 To $24,999.99 Last Updated 02/13/2026
Money Market Account Access	0.25%	0.25%
Min Deposit$2,500 Min Balance$0 DetailsBalance From $.01 To $9,999.99 Last Updated 02/13/2026

Greenfield Banking Company Greenfield, IN Checking Rates

Product	Rate	APY
Emerald+ Checking	0.03%	0.03%
Min Deposit$50 Min Balance$1,000 Last Updated 02/13/2026
Direct+ Checking	0.02%	0.02%
Min Deposit$50 Min Balance$0 Last Updated 02/13/2026
Emerald+ Checking	0.02%	0.02%
Min Deposit$50 Min Balance$0 Last Updated 02/13/2026
Silver+ Checking	0.02%	0.02%
Min Deposit$50 Min Balance$0 Last Updated 02/13/2026
Super Now Checking	0.02%	0.02%
Min Deposit$50 Min Balance$0 Last Updated 02/13/2026

Greenfield Banking Company Greenfield, IN Mortgage Rates

Product	Rate	Points	APR	Term
Mortgage Loan	5.50%	-	5.86%	15 years
DetailsMaximum Loan to Value: 80% Last Updated 02/13/2026
Mortgage Loan	5.88%	-	6.10%	30 years
DetailsMaximum Loan to Value: 80% Last Updated 02/13/2026
Mortgage Loan	6.00%	-	6.30%	20 years
DetailsMaximum Loan to Value: 80% Last Updated 02/13/2026

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Greenfield Banking Company Greenfield, IN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Greenfield Banking Company Greenfield, IN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greenfield Banking Company Greenfield, IN's official website for the most current offers and terms.

Bank Profile & Overview

Greenfield Banking Company Greenfield, IN

1920 N State St
Greenfield, IN 46140
Hancock
Established Date: 09/03/1871
FDIC Certificate #: 15632
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: GREENFIELD BANCSHARES INC

How Many Domestic U.S. Offices? 7

How Many Branches are There? 7

Website: https://www.gbcbank.com

Is Greenfield Banking Company Greenfield, IN FDIC Insured? Yes

What is Greenfield Banking Company Greenfield, IN 's Cert number? 15632

What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:

$866,848,000

Total Deposits:

$713,546,000

Equity Capital:

$98,456,000

Net Income:

$3,517,000

Return on Assets (ROA):

1.7044%

Return on Equity (ROE):

16.7500%

Headquarters:

Greenfield

Regulator:

FDIC

# of Offices:

Source: FDIC | Last Updated 03/31/2024

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Frequently Asked Questions About Greenfield Banking Company Greenfield, IN

How do I open an account at Greenfield Banking Company Greenfield, IN?

You can typically open an account at Greenfield Banking Company Greenfield, IN by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Greenfield Banking Company Greenfield, IN provides a range of mortgage and home equity products.

Is Greenfield Banking Company Greenfield, IN a safe place to deposit money?

Yes, Greenfield Banking Company Greenfield, IN is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.