What are the current interest rates at Greenfield Banking Company Greenfield, IN?

Current rates for Greenfield Banking Company Greenfield, IN include: Savings: 0.04%, MMA: 0.25%

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Greenfield Banking Company Greenfield, IN

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Greenfield Banking Company Greenfield, IN Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greenfield Banking Company Greenfield, IN provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 8, 2026

Greenfield Banking Company Greenfield, IN's savings rates are at 0.04%. Greenfield Banking Company Greenfield, IN's money market rates are at 0.25%. Greenfield Banking Company Greenfield, IN's 30 Year 5/1 ARM rates are at 5.75%, Mortgage Loan rates are at 6.25%, Mortgage Loan rates are at 6.62%, Mortgage Loan rates are at 6.75%. MonitorBankRates evaluates the financial stability of Greenfield Banking Company Greenfield, IN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.68%. Rates last updated and verified on 09/08/2026.

Greenfield Banking Company Greenfield, IN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greenfield Banking Company Greenfield, IN? Share your experience about Greenfield Banking Company Greenfield, IN by leaving a review below, or read customer reviews before you decide to use Greenfield Banking Company Greenfield, IN.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.68%

Excellent Lower than avg

Health Trend

Worsening 12 quarters

Full history ›

Greenfield Banking Company

1920 N State St
Greenfield, IN 46140

https://www.gbcbank.com/

Greenfield Banking Company Greenfield, IN Savings Rates

Product	Rate	APY
Health Savings Account	1.00%	1.00%
Min Deposit $0 Min Balance $50,000 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Health Savings Account	0.75%	0.75%
Min Deposit $0 Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Health Savings Account	0.25%	0.25%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Savings	0.25%	0.25%
Min Deposit $0 Min Balance $50,000 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Health Savings Account	0.08%	0.08%
Min Deposit $0 Min Balance $3,000 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Savings	0.08%	0.08%
Min Deposit $0 Min Balance $25,000 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Health Savings Account	0.06%	0.06%
Min Deposit $0 Min Balance $0 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Savings	0.06%	0.06%
Min Deposit $0 Min Balance $10,000 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Savings	0.04%	0.04%
Min Deposit $0 Min Balance $0 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%

Greenfield Banking Company Greenfield, IN Money Market Rates

Product	Rate	APY
Money Market	2.10%	2.12%
Min Deposit $2,500 Min Balance $1,000,000 Details Balance From: $1,000,000 To: & up Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Money Market	1.65%	1.66%
Min Deposit $2,500 Min Balance $250,000 Details Balance From: $250,000 To: $999,999.99 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Money Market	1.00%	1.00%
Min Deposit $2,500 Min Balance $100,000 Details Balance From: $100,000 To: $249,999.99 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Money Market	0.75%	0.75%
Min Deposit $2,500 Min Balance $25,000 Details Balance From: $25,000 To: $99,999.99 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Money Market	0.50%	0.50%
Min Deposit $2,500 Min Balance $10,000 Details Balance From: $10,000 To: $24,999.99 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Money Market	0.25%	0.25%
Min Deposit $2,500 Min Balance $0 Details Balance From: $.01 To: $9,999.99 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%

Greenfield Banking Company Greenfield, IN Checking Rates

Product	Rate	APY
Emerald+ Checking	0.03%	0.03%
Min Deposit $50 Min Balance $1,000 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Direct+ Checking	0.02%	0.02%
Min Deposit $50 Min Balance $0 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Emerald+ Checking	0.02%	0.02%
Min Deposit $50 Min Balance $0 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Silver+ Checking	0.02%	0.02%
Min Deposit $50 Min Balance $0 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Super Now Checking	0.02%	0.02%
Min Deposit $50 Min Balance $0 Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%

Greenfield Banking Company Greenfield, IN Mortgage Rates

Product	Rate	Points	APR	Term
30 Year 5/1 ARM	5.75%	-	6.28%	30 Year
Details Maximum Loan to Value: 80% Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Mortgage Loan	6.25%	-	6.63%	15 years
Details Maximum Loan to Value: 80% Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Mortgage Loan	6.63%	-	6.98%	20 years
Details Maximum Loan to Value: 80% Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%
Mortgage Loan	6.75%	-	7.03%	30 years
Details Maximum Loan to Value: 80% Last Updated 09/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.68%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Greenfield Banking Company Greenfield, IN’s Texas Ratio rose from 3.26% in Q3 2023 to 5.68% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a bank must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$930M	5.68%	5.0	A+
March 31, 2026	$909M	7.36%	5.0	A
December 31, 2025	$890M	7.60%	5.0	A
September 30, 2025	$886M	7.76%	5.0	A
June 30, 2025	$889M	6.42%	5.0	A
March 31, 2025	$858M	6.35%	5.0	A
December 31, 2024	$865M	6.52%	5.0	A
September 30, 2024	$868M	0.93%	5.0	A+
June 30, 2024	$886M	0.86%	5.0	A+
March 31, 2024	$867M	0.85%	5.0	A+
December 31, 2023	$873M	0.96%	5.0	A+
September 30, 2023	$854M	3.26%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Greenfield Banking Company Greenfield, IN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Greenfield Banking Company Greenfield, IN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greenfield Banking Company Greenfield, IN's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Greenfield Banking Company Greenfield, IN

Bank Holding Company GREENFIELD BANCSHARES INC

Address 1920 N State St, Greenfield, IN 46140 · Hancock

Website https://www.gbcbank.com/

FDIC Certificate # 15632

Established 18710903

FDIC Insurance Date 19340101

Domestic Offices 8

Total Branches 8

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

5.68%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.7140%

Return on Equity (ROE) 12.5800%

Non-Performing Loans (NPL) 0.22%

Total Assets $930,490,000

Total Deposits $798,582,000

Equity Capital $126,289,000

Net Income $7,796,000

Headquarters Greenfield

Total Branches and Offices 8

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Greenfield Banking Company Greenfield, IN earned the Verified Healthy badge

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Frequently Asked Questions About Greenfield Banking Company Greenfield, IN

How many branches does Greenfield Banking Company Greenfield, IN operate?

Greenfield Banking Company Greenfield, IN currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Greenfield Banking Company Greenfield, IN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greenfield Banking Company Greenfield, IN provides members with tools to manage their accounts and build a solid financial history.

Does Greenfield Banking Company Greenfield, IN offer online and mobile banking?

Most modern institutions like Greenfield Banking Company Greenfield, IN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gbcbank.com/.