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First Federal Savings Bank Evansville, IN Rates & Review September 2026

First Federal Savings Bank Evansville, IN's 8-Month CD rates are at 3.75%, 1 Year CD rates are at 3.73%, 182 Day CD rates are at 3.63%, 15-Month CD rates are at 3.61%, 18-Month CD rates are at 3.51%. First Federal Savings Bank Evansville, IN's savings rates are at 0.10%. First Federal Savings Bank Evansville, IN's money market rates are at 0.15%. First Federal Savings Bank Evansville, IN's Mortgage Rates - 15 Year Fixed rates are at 6.25%, Mortgage Rates - 15 Year Fixed rates are at 6.50%, Mortgage Rates - 20 Year Fixed rates are at 6.62%, Mortgage Rates - 30 Year Fixed rates are at 6.75%, Mortgage Rates - 20 Year Fixed rates are at 6.88%. First Federal Savings Bank Evansville, IN's Personal Loan Rates are at 6.81%. MonitorBankRates evaluates the financial stability of First Federal Savings Bank Evansville, IN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.12%. Rates last updated and verified on 09/09/2026.

First Federal Savings Bank Evansville, IN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Federal Savings Bank Evansville, IN? Share your experience about First Federal Savings Bank Evansville, IN by leaving a review below, or read customer reviews before you decide to use First Federal Savings Bank Evansville, IN.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.12%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
First Federal Savings Bank
5001 Davis Lant Dr
Evansville, IN 47715
https://www.firstfedsavings.bank
Member FDIC

First Federal Savings Bank Evansville, IN CD Rates

Product Rate APY Term View More
8 Month CD - 3.75% 8 Month
Min Deposit $500
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
1 Year CD - 3.73% 1 Year
Min Deposit $500
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
182 Day CD - 3.63% 182 Day
Min Deposit $2,500
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
15 Month CD - 3.61% 15 Month
Min Deposit $500
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
18 Month CD - 3.51% 18 Month
Min Deposit $500
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
2 Year CD - 3.38% 2 Year
Min Deposit $500
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
3 Year CD - 3.35% 3 Year
Min Deposit $500
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
91 Day CD - 3.35% 91 Day
Min Deposit $2,500
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
4 Year CD - 3.31% 4 Year
Min Deposit $500
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
5 Year CD - 3.29% 5 Year
Min Deposit $500
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%

First Federal Savings Bank Evansville, IN Savings Rates

Product Rate APY View More
Health Savings Account - 1.50%
Min Balance $75,001
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Health Savings Account - 1.25%
Min Balance $50,001
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Health Savings Account - 1.00%
Min Balance $25,001
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Health Savings Account - 0.50%
Min Balance $10,001
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Next Generation Savings - 0.50%
Min Balance $250,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Next Generation Savings - 0.40%
Min Balance $100,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Next Generation Savings - 0.30%
Min Balance $10,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Health Savings Account - 0.25%
Min Balance $0
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Next Generation Savings - 0.20%
Min Balance $2,500
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Christmas Club - 0.10%
Min Balance $20
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Next Generation Savings - 0.10%
Min Balance $100
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%

First Federal Savings Bank Evansville, IN Money Market Rates

Product Rate APY View More
High Yield Money Market - 3.25%
Min Balance $1,000,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
High Yield Money Market - 3.00%
Min Balance $500,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
High Yield Money Market - 2.75%
Min Balance $250,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
High Yield Money Market - 2.50%
Min Balance $100,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
High Yield Money Market - 2.25%
Min Balance $50,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
High Yield Money Market - 2.00%
Min Balance $25,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
First Choice Money Market - 0.55%
Min Balance $150,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
First Choice Money Market - 0.50%
Min Balance $75,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
First Choice Money Market - 0.30%
Min Balance $25,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
First Choice Money Market - 0.25%
Min Balance $10,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
High Yield Money Market - 0.25%
Min Balance $0
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Money Market - 0.25%
Min Balance $10,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Money Market - 0.15%
Min Balance $1,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%

First Federal Savings Bank Evansville, IN Checking Rates

Product Rate APY View More
Premier Interest Checking - 0.75%
Min Balance $100,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Premier Interest Checking - 0.50%
Min Balance $75,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Premier Interest Checking - 0.40%
Min Balance $25,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Premier Interest Checking - 0.30%
Min Balance $10,000
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Premier Interest Checking - 0.20%
Min Balance $1,500
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
50+ Interest Checking - 0.10%
No additional details.
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Premier Interest Checking - 0.10%
Min Balance $0
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%

First Federal Savings Bank Evansville, IN Mortgage Rates

Product Rate Points APR Term View More
Mortgage Rates - 15 Year Fixed 6.25% 1.000% 6.52% 15 Year Fixed
Details 1 point discount
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Mortgage Rates - 15 Year Fixed 6.50% 0.000% 6.61% 15 Year Fixed
Details 1 point discount: Rate 6.250%, APR 6.518%
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Mortgage Rates - 20 Year Fixed 6.63% 1.000% 6.84% 20 Year Fixed
Details 1 point discount
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Mortgage Rates - 30 Year Fixed 6.75% 1.000% 6.92% 30 Year Fixed
Details 1 point discount
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Mortgage Rates - 20 Year Fixed 6.88% 0.000% 6.96% 20 Year Fixed
Details 1 point discount: Rate 6.625%, APR 6.842%
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Mortgage Rates - 30 Year Fixed 7.00% 0.000% 7.07% 30 Year Fixed
Details 1 point discount: Rate 6.750%, APR 6.916%
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%

First Federal Savings Bank Evansville, IN Auto Loan Rates

Product Rate Points APR Term View More
2025-New Auto Loan 6.00% - 6.81%
Details As Low As; Year: 2025-New
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
2024 Auto Loan 6.25% - 7.06%
Details As Low As; Year: 2024
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
2023 Auto Loan 6.50% - 7.31%
Details As Low As; Year: 2023
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
2022 Auto Loan 6.75% - 7.56%
Details As Low As; Year: 2022
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
2021 Auto Loan 7.00% - 7.81%
Details As Low As; Year: 2021
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
2020 & Older Auto Loan 7.50% - 8.32%
Details As Low As; Year: 2020 & Older
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%

Financial Health History

First Federal Savings Bank Evansville, IN’s Texas Ratio fell from 15.03% in Q3 2023 to 2.12% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.7 to 5.0 and its Health Grade from B+ to A+. Lower Texas Ratios are healthier; the amber line marks the 15% level a bank must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 6% 2.0★ 11% 3.0★ 17% 4.0★ 22% 5.0★ 15% Verified Healthy line 15.03% B+ Q3 2023 A Q4 2023 A+ Q1 2024 A+ Q2 2024 A- Q3 2024 B Q4 2024 B+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 2.12% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$576M2.12%5.0A+
March 31, 2026$579M2.68%5.0A+
December 31, 2025$605M2.35%5.0A+
September 30, 2025$609M3.56%5.0A+
June 30, 2025$605M4.69%5.0A+
March 31, 2025$605M18.01%4.8B+
December 31, 2024$622M19.23%4.7B
September 30, 2024$635M15.17%5.0A-
June 30, 2024$635M3.83%5.0A+
March 31, 2024$637M3.44%5.0A+
December 31, 2023$650M8.90%5.0A
September 30, 2023$634M15.03%4.7B+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Federal Savings Bank Evansville, IN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Federal Savings Bank Evansville, IN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Federal Savings Bank Evansville, IN's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Federal Savings Bank Evansville, IN
Bank Holding Company FIRST BCORP OF INDIANA INC
Address 5001 Davis Lant Dr, Evansville, IN 47715  ·  Vanderburgh
FDIC Certificate # 29056
Established 19340701
FDIC Insurance Date 19890809
Domestic Offices 10
Total Branches 10
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.12%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.3686%
Return on Equity (ROE) 4.0500%
Non-Performing Loans (NPL) 0.18%
Total Assets $575,607,000
Total Deposits $472,805,000
Equity Capital $53,939,000
Net Income $1,081,000
Headquarters Evansville
Total Branches and Offices 10
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

First Federal Savings Bank Evansville, IN earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://www.monitorbankrates.com/banks/first-federal-savings-bank-rates-review-29056">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About First Federal Savings Bank Evansville, IN

How many branches does First Federal Savings Bank Evansville, IN operate?

First Federal Savings Bank Evansville, IN currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Federal Savings Bank Evansville, IN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Federal Savings Bank Evansville, IN provides members with tools to manage their accounts and build a solid financial history.

Does First Federal Savings Bank Evansville, IN offer online and mobile banking?

Most modern institutions like First Federal Savings Bank Evansville, IN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstfedsavings.bank.

Current First Federal Savings Bank Evansville, IN Rates

  • 12-Month CD3.73%
  • 18-Month CD3.51%
  • 24-Month CD3.38%
  • 36-Month CD3.35%
  • 48-Month CD3.31%
  • 60-Month CD3.29%
  • Savings0.10%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.