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First Federal Savings Bank Evansville, IN Rates & Review October 2026

First Federal Savings Bank Evansville, IN's CD Specials - 8-Month rates are at 3.75%, 1 Year CD rates are at 3.73%, CD Specials - 1 Year rates are at 3.73%, 182 days 182 Day CD rates are at 3.63%, CD Specials - 182 Day rates are at 3.63%. First Federal Savings Bank Evansville, IN's savings rates are at 1.50%. First Federal Savings Bank Evansville, IN's money market rates are at 3.25%. First Federal Savings Bank Evansville, IN's checking rates are as high as 0.75%. First Federal Savings Bank Evansville, IN's 15 Year Fixed rates are at 6.875%, 20 Year Fixed rates are at 7.125%, 30 Year Fixed rates are at 7.25%. First Federal Savings Bank Evansville, IN's Auto Loan Rates are as low as 6.809%. MonitorBankRates evaluates the financial stability of First Federal Savings Bank Evansville, IN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.12%. Rates last updated and verified on 10/21/2026.

First Federal Savings Bank Evansville, IN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Federal Savings Bank Evansville, IN? Share your experience about First Federal Savings Bank Evansville, IN by leaving a review below, or read customer reviews before you decide to use First Federal Savings Bank Evansville, IN.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.12%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
First Federal Savings Bank
5001 Davis Lant Dr
Evansville, IN 47715
https://www.firstfedsavings.bank
MemberFDIC
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

First Federal Savings Bank Evansville, IN CD Rates

Product Rate APY Term View More
CD Specials - 8 Month - 3.75% 8 Month
Min Deposit $500
Details Minimum balance to open and earn APY is $500; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 21, 2026: 3.75% APYOct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
1 Year CD - 3.73% 1 year
Min Deposit $500
Details Featured rate; Rates accurate as of 10/01/2026; A penalty will be imposed for early withdrawal
Last Updated 10/21/2026
Rate History
No change since Sep 19, 2026 · 3.73% APY · checked 3 times
3.23%3.73%4.23%Sep 19, 2026: 3.73% APYSep 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
CD Specials - 1 Year - 3.73% 1 Year
Min Deposit $500
Details Minimum balance to open and earn APY is $500; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 3.73% APY
3.23%3.73%4.23%Oct 21, 2026: 3.73% APYOct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
182 Day CD - 3.63% 182 days
Min Deposit $2,500
Details Featured rate; Rates accurate as of 10/01/2026; A penalty will be imposed for early withdrawal
Last Updated 10/21/2026
Rate History
No change since Sep 19, 2026 · 3.63% APY · checked 3 times
3.13%3.63%4.13%Sep 19, 2026: 3.63% APYSep 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
CD Specials - 182 Day - 3.63% 182 Day
Min Deposit $2,500
Details Minimum balance to open and earn APY is $2,500 for 182-day special; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 3.63% APY
3.13%3.63%4.13%Oct 21, 2026: 3.63% APYOct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
CD Specials - 15 Month - 3.61% 15 Month
Min Deposit $500
Details Minimum balance to open and earn APY is $500; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 3.61% APY
3.11%3.61%4.11%Oct 21, 2026: 3.61% APYOct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
CD Specials - 18 Month - 3.51% 18 Month
Min Deposit $500
Details Minimum balance to open and earn APY is $500; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 3.51% APY
3.01%3.51%4.01%Oct 21, 2026: 3.51% APYOct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
2 Year CD - 3.38% 2 years
Min Deposit $500
Details Featured rate; Rates accurate as of 10/01/2026; A penalty will be imposed for early withdrawal
Last Updated 10/21/2026
Rate History
No change since Sep 19, 2026 · 3.38% APY · checked 3 times
2.88%3.38%3.88%Sep 19, 2026: 3.38% APYSep 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
CD Specials - 2 Year - 3.38% 2 Year
Min Deposit $500
Details Minimum balance to open and earn APY is $500; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 3.38% APY
2.88%3.38%3.88%Oct 21, 2026: 3.38% APYOct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
CD Specials - 3 Year - 3.35% 3 Year
Min Deposit $500
Details Minimum balance to open and earn APY is $500; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 3.35% APY
2.85%3.35%3.85%Oct 21, 2026: 3.35% APYOct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
CD Specials - 91 Day - 3.35% 91 Day
Min Deposit $2,500
Details Minimum balance to open and earn APY is $2,500 for 91-day special; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 3.35% APY
2.85%3.35%3.85%Oct 21, 2026: 3.35% APYOct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
CD Specials - 4 Year - 3.31% 4 Year
Min Deposit $500
Details Minimum balance to open and earn APY is $500; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 3.31% APY
2.81%3.31%3.81%Oct 21, 2026: 3.31% APYOct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
CD Specials - 5 Year - 3.29% 5 Year
Min Deposit $500
Details Minimum balance to open and earn APY is $500; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 3.29% APY
2.79%3.29%3.79%Oct 21, 2026: 3.29% APYOct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%

First Federal Savings Bank Evansville, IN Savings Rates

Product Rate APY View More
Health Savings Account - 1.50%
Min Balance $75,001
Details Balance: $75,001 +
Last Updated 10/21/2026
Rate History
No change since Sep 19, 2026 · 1.50% APY · checked 7 times
1.00%1.50%2.00%Sep 19, 2026: 1.50% APYSep 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Health Savings Account - 1.25%
Min Balance $50,001
Details Balance: $50,001 - $75,000
Last Updated 10/21/2026
Rate History
No change since Sep 24, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 24, 2026: 1.25% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Health Savings Account - 1.00%
Min Balance $25,001
Details Balance: $25,001 - $50,000
Last Updated 10/21/2026
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Health Savings Account - 0.50%
Min Balance $10,001
Details Balance: $10,001 - $25,000
Last Updated 10/21/2026
Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Next Generation Savings - 0.50%
Min Deposit $100
Min Balance $250,000
Details Balance: $250,000 +; Next Generation Savings accounts require $100 minimum to open.
Last Updated 10/21/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 19, 2026: 0.50% APYSep 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Next Generation Savings - 0.40%
Min Deposit $100
Min Balance $100,000
Details Balance: $100,000 - $249,999; Next Generation Savings accounts require $100 minimum to open.
Last Updated 10/21/2026
Rate History
No change since Sep 19, 2026 · 0.40% APY · checked 7 times
0.00%0.45%0.90%Sep 19, 2026: 0.40% APYSep 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Next Generation Savings - 0.30%
Min Deposit $100
Min Balance $10,000
Details Balance: $10,000 - $24,999; Next Generation Savings accounts require $100 minimum to open.
Last Updated 10/21/2026
Rate History
No change since Sep 19, 2026 · 0.30% APY · checked 7 times
0.00%0.40%0.80%Sep 19, 2026: 0.30% APYSep 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Next Generation Savings - 0.30%
Min Deposit $100
Min Balance $25,000
Details Balance: $25,000 - $99,999; Next Generation Savings accounts require $100 minimum to open.
Last Updated 10/21/2026
Rate History
No change since Sep 19, 2026 · 0.30% APY · checked 7 times
0.00%0.40%0.80%Sep 19, 2026: 0.30% APYSep 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Health Savings Account - 0.25%
Min Balance $0
Details Balance: $0 - $10,000
Last Updated 10/21/2026
Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 24, 2026: 0.25% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Next Generation Savings - 0.20%
Min Deposit $100
Min Balance $2,500
Details Balance: $2,500 - $9,999; Next Generation Savings accounts require $100 minimum to open.
Last Updated 10/21/2026
Rate History
No change since Sep 19, 2026 · 0.20% APY · checked 7 times
0.00%0.35%0.70%Sep 19, 2026: 0.20% APYSep 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Christmas Club - 0.10%
Min Deposit $20
Min Balance $20
Details Balance: $20 +; Christmas Club accounts require $20 minimum to open; Penalty may be imposed for early withdrawal.
Last Updated 10/21/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Next Generation Savings - 0.10%
Min Deposit $100
Min Balance $100
Details Balance: $100 - $2,499; Next Generation Savings accounts require $100 minimum to open.
Last Updated 10/21/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%

First Federal Savings Bank Evansville, IN Money Market Rates

Product Rate APY View More
High Yield Money Market - 3.25%
Min Balance $1,000,000
Details Balance: $1,000,000 +
Last Updated 10/21/2026
Rate History
No change since Sep 19, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 19, 2026: 3.25% APYSep 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
High Yield Money Market - 3.00%
Min Balance $500,000
Details Balance: $500,000 - $999,999
Last Updated 10/21/2026
Rate History
No change since Sep 27, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 27, 2026: 3.00% APYSep 27, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
High Yield Money Market - 2.75%
Min Balance $250,000
Details Balance: $250,000 - $499,999
Last Updated 10/21/2026
Rate History
No change since Sep 27, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 27, 2026: 2.75% APYSep 27, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
High Yield Money Market - 2.50%
Min Balance $100,000
Details Balance: $100,000 - $249,999
Last Updated 10/21/2026
Rate History
No change since Sep 27, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 27, 2026: 2.50% APYSep 27, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
High Yield Money Market - 2.25%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 10/21/2026
Rate History
No change since Sep 27, 2026 · 2.25% APY · checked 5 times
1.75%2.25%2.75%Sep 27, 2026: 2.25% APYSep 27, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
High Yield Money Market - 2.00%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 10/21/2026
Rate History
No change since Sep 27, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 27, 2026: 2.00% APYSep 27, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
First Choice Money Market - 0.55%
Min Balance $150,000
Details Balance: $150,000 - $249,999
Last Updated 10/21/2026
Rate History
No change since Sep 27, 2026 · 0.55% APY · checked 5 times
0.05%0.55%1.05%Sep 27, 2026: 0.55% APYSep 27, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
First Choice Money Market - 0.55%
Min Balance $250,000
Details Balance: $250,000 +
Last Updated 10/21/2026
Rate History
No change since Sep 19, 2026 · 0.55% APY · checked 7 times
0.05%0.55%1.05%Sep 19, 2026: 0.55% APYSep 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
First Choice Money Market - 0.50%
Min Balance $75,000
Details Balance: $75,000 - $149,999
Last Updated 10/21/2026
Rate History
No change since Sep 27, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 27, 2026: 0.50% APYSep 27, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
First Choice Money Market - 0.30%
Min Balance $25,000
Details Balance: $25,000 - $74,999
Last Updated 10/21/2026
Rate History
No change since Sep 27, 2026 · 0.30% APY · checked 5 times
0.00%0.40%0.80%Sep 27, 2026: 0.30% APYSep 27, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
First Choice Money Market - 0.25%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/21/2026
Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 5 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
High Yield Money Market - 0.25%
Min Balance $0
Details Balance: $0 - $24,999
Last Updated 10/21/2026
Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 5 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Money Market - 0.25%
Min Balance $10,000
Details Balance: $10,000 +
Last Updated 10/21/2026
Rate History
No change since Sep 19, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 19, 2026: 0.25% APYSep 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Money Market - 0.15%
Min Balance $1,000
Details Balance: $1,000 - $9,999
Last Updated 10/21/2026
Rate History
No change since Sep 27, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 27, 2026: 0.15% APYSep 27, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%

First Federal Savings Bank Evansville, IN Checking Rates

Product Rate APY View More
Premier Interest Checking - 0.75%
Min Balance $100,000
Details Balance: $100,000 +
Last Updated 10/21/2026
Rate History
No change since Sep 19, 2026 · 0.75% APY · checked 7 times
0.25%0.75%1.25%Sep 19, 2026: 0.75% APYSep 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Premier Interest Checking - 0.50%
Min Balance $75,000
Details Balance: $75,000 - $99,999
Last Updated 10/21/2026
Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Premier Interest Checking - 0.40%
Min Balance $25,000
Details Balance: $25,000 - $74,999
Last Updated 10/21/2026
Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 6 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Premier Interest Checking - 0.30%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/21/2026
Rate History
No change since Sep 24, 2026 · 0.30% APY · checked 6 times
0.00%0.40%0.80%Sep 24, 2026: 0.30% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Premier Interest Checking - 0.20%
Min Balance $1,500
Details Balance: $1,500 - $9,999
Last Updated 10/21/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
50+ Interest Checking - 0.10%
No additional details.
Last Updated 10/21/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Premier Interest Checking - 0.10%
Min Balance $0
Details Balance: $0 - $1,499
Last Updated 10/21/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%

First Federal Savings Bank Evansville, IN Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed 6.875% 1.000 7.148%
Details 1-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 7.15% APR
6.65%7.15%7.65%Oct 21, 2026: 7.15% APROct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
15 Year Fixed 7.125% 0.000 7.236%
Details 0-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 7.24% APR
6.74%7.24%7.74%Oct 21, 2026: 7.24% APROct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
20 Year Fixed 7.125% 1.000 7.346%
Details 1-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 7.35% APR
6.85%7.35%7.85%Oct 21, 2026: 7.35% APROct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
30 Year Fixed 7.25% 1.000 7.422%
Details 1-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 7.42% APR
6.92%7.42%7.92%Oct 21, 2026: 7.42% APROct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
20 Year Fixed 7.375% 0.000 7.465%
Details 0-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 7.47% APR
6.97%7.47%7.97%Oct 21, 2026: 7.47% APROct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
30 Year Fixed 7.50% 0.000 7.57%
Details 0-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 7.57% APR
7.07%7.57%8.07%Oct 21, 2026: 7.57% APROct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%

First Federal Savings Bank Evansville, IN Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - 2025-New 6.00% - 6.809%
Details As Low As; Model Year: 2025-New; Assumes $20,000 loan amount
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 6.81% APR
6.31%6.81%7.31%Oct 21, 2026: 6.81% APROct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Auto Loan - 2024 6.25% - 7.06%
Details As Low As; Model Year: 2024; Assumes $20,000 loan amount
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 7.06% APR
6.56%7.06%7.56%Oct 21, 2026: 7.06% APROct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Auto Loan - 2023 6.50% - 7.312%
Details As Low As; Model Year: 2023; Assumes $20,000 loan amount
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 7.31% APR
6.81%7.31%7.81%Oct 21, 2026: 7.31% APROct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Auto Loan - 2022 6.75% - 7.562%
Details As Low As; Model Year: 2022; Assumes $20,000 loan amount
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 7.56% APR
7.06%7.56%8.06%Oct 21, 2026: 7.56% APROct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Auto Loan - 2021 7.00% - 7.814%
Details As Low As; Model Year: 2021; Assumes $20,000 loan amount
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 7.81% APR
7.31%7.81%8.31%Oct 21, 2026: 7.81% APROct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Auto Loan - 2020 & Older 7.50% - 8.316%
Details As Low As; Model Year: 2020 & Older; Assumes $20,000 loan amount
Last Updated 10/21/2026
Rate History
No change since Oct 21, 2026 · 8.32% APR
7.82%8.32%8.82%Oct 21, 2026: 8.32% APROct 21, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%

First Federal Savings Bank Evansville, IN Other Rates

Product Rate Points APY/APR Term View More
Construction Loan 7.50% 0.000 7.681%
Details 0-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated 10/21/2026
Rate History
1 change since Oct 11, 2026 · 7.66% → 7.68% ▲ 0.02 pts · high 7.68% / low 7.66%
7.16%7.67%8.18%Oct 11, 2026: 7.66% APROct 21, 2026: 7.68% APROct 11, 2026Oct 25, 2026
  • Oct 21, 20267.68%▲ from 7.66%
  • Oct 11, 20267.66%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Construction Loan 7.25% 1.000 7.533%
Details 1-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated 10/21/2026
Rate History
1 change since Oct 7, 2026 · 7.81% → 7.53% ▼ 0.27 pts · high 7.81% / low 7.53%
7.03%7.67%8.31%Oct 7, 2026: 7.81% APROct 21, 2026: 7.53% APROct 7, 2026Oct 25, 2026
  • Oct 21, 20267.53%▼ from 7.81%
  • Oct 7, 20267.81%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Turn-Key Loan 7.50% 0.000 7.57%
Details 0-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated 10/21/2026
Rate History
1 change since Oct 11, 2026 · 7.55% → 7.57% ▲ 0.02 pts · high 7.57% / low 7.55%
7.05%7.56%8.07%Oct 11, 2026: 7.55% APROct 21, 2026: 7.57% APROct 11, 2026Oct 25, 2026
  • Oct 21, 20267.57%▲ from 7.55%
  • Oct 11, 20267.55%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Turn-Key Loan 7.25% 1.000 7.422%
Details 1-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated 10/21/2026
Rate History
1 change since Oct 7, 2026 · 7.70% → 7.42% ▼ 0.27 pts · high 7.70% / low 7.42%
6.92%7.56%8.20%Oct 7, 2026: 7.70% APROct 21, 2026: 7.42% APROct 7, 2026Oct 25, 2026
  • Oct 21, 20267.42%▼ from 7.70%
  • Oct 7, 20267.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%

Financial Health History

First Federal Savings Bank Evansville, IN’s Texas Ratio fell from 14.96% in Q3 2023 to 2.12% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.7 to 5.0 and its Health Grade from B+ to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 6% 2.0★ 13% 3.0★ 19% 4.0★ 25% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 14.96% B+ Q3 2023 A Q4 2023 A+ Q1 2024 A+ Q2 2024 A- Q3 2024 B+ Q4 2024 B+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 2.12% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$576M2.12%5.0A+
March 31, 2026$579M2.68%5.0A+
December 31, 2025$605M2.35%5.0A+
September 30, 2025$609M3.56%5.0A+
June 30, 2025$605M4.10%5.0A+
March 31, 2025$605M17.40%4.8B+
December 31, 2024$622M18.61%4.7B+
September 30, 2024$635M14.58%5.0A-
June 30, 2024$635M3.83%5.0A+
March 31, 2024$637M3.44%5.0A+
December 31, 2023$650M8.90%5.0A
September 30, 2023$634M14.96%4.7B+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Federal Savings Bank Evansville, IN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Federal Savings Bank Evansville, IN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Federal Savings Bank Evansville, IN's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name First Federal Savings Bank Evansville, IN
Address 5001 Davis Lant Dr, Evansville, IN 47715  ·  Vanderburgh
Bank Holding Company FIRST BCORP OF INDIANA INC
FDIC Certificate # 29056
Regulator FDIC
Established July 1, 1934
FDIC Insurance Date August 9, 1989
Domestic Offices 10
Total Branches 10
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.12%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
0.3686%
Return on Equity (ROE)
4.0500%
Non-Performing Loans Ratio (NPL)
0.18%
Total Assets
$575,607,000
Total Deposits
$472,805,000
Equity Capital
$53,939,000
Net Income
$1,081,000
Headquarters
Evansville
Total Branches and Offices
10
Source: FDIC — Last Updated June 30, 2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

First Federal Savings Bank Evansville, IN earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/first-federal-savings-bank-rates-review-29056">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About First Federal Savings Bank Evansville, IN

Does First Federal Savings Bank Evansville, IN offer CDs?

Yes. First Federal Savings Bank Evansville, IN offers certificates of deposit (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.

Are CDs from First Federal Savings Bank Evansville, IN FDIC insured?

Yes. First Federal Savings Bank Evansville, IN is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at First Federal Savings Bank Evansville, IN?

The highest CD rate MonitorBankRates has verified for First Federal Savings Bank Evansville, IN is 3.75% APY on its CD Specials - 8-Month, as of October 21, 2026.

What CD terms does First Federal Savings Bank Evansville, IN offer?

The First Federal Savings Bank Evansville, IN CD terms we track include 8 month, 12 month, 18 month, 2 year, 3 year, 4 year and 5 year terms, with rates from 3.63% to 3.75% APY. The institution may offer other terms or specials that are not listed here, so check with First Federal Savings Bank Evansville, IN for its full lineup.

What is the highest savings rate at First Federal Savings Bank Evansville, IN?

The highest savings rate MonitorBankRates has verified for First Federal Savings Bank Evansville, IN is 1.50% APY on its Health Savings Account, as of October 21, 2026.

What is the highest money market rate at First Federal Savings Bank Evansville, IN?

The highest money market rate MonitorBankRates has verified for First Federal Savings Bank Evansville, IN is 3.25% APY on its High Yield Money Market, as of October 21, 2026.

What is the highest checking rate at First Federal Savings Bank Evansville, IN?

The highest checking rate MonitorBankRates has verified for First Federal Savings Bank Evansville, IN is 0.75% APY on its Premier Interest Checking, as of October 21, 2026.

What is the lowest 30 year fixed mortgage rate at First Federal Savings Bank Evansville, IN?

The lowest 30 year fixed mortgage rate MonitorBankRates has verified for First Federal Savings Bank Evansville, IN is 7.25% rate on its 30 Year Fixed, as of October 21, 2026.

What is the lowest auto loan rate at First Federal Savings Bank Evansville, IN?

The lowest auto loan rate MonitorBankRates has verified for First Federal Savings Bank Evansville, IN is 6.00% rate on its Auto Loan - 2025-New, as of October 21, 2026.

How many branches does First Federal Savings Bank Evansville, IN operate?

First Federal Savings Bank Evansville, IN currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Federal Savings Bank Evansville, IN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Federal Savings Bank Evansville, IN provides members with tools to manage their accounts and build a solid financial history.

Does First Federal Savings Bank Evansville, IN offer online and mobile banking?

Most modern institutions like First Federal Savings Bank Evansville, IN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstfedsavings.bank.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do First Federal Savings Bank Evansville, IN rates compare?

First Federal Savings Bank Evansville, IN's top rates are 3.75% APY on its CD Specials - 8-Month, 1.50% APY on savings, 3.25% APY on money market, 0.75% APY on checking, 6.875% on its 15 Year Fixed and auto loans from 6.809% APR, verified by MonitorBankRates on October 21, 2026. To compare First Federal Savings Bank Evansville, IN with the top rates nationwide, see our best CD rates, best savings rates, best money market rates and best mortgage rates, updated daily from banks and credit unions across the country.

Current First Federal Savings Bank Evansville, IN Rates

  • 12-Month CD3.73%
  • 18-Month CD3.51%
  • 24-Month CD3.38%
  • 36-Month CD3.35%
  • 48-Month CD3.31%
  • 60-Month CD3.29%
  • Savings1.50%
  • MMA3.25%
Retrieved from our database of financial products. Rates subject to change.