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First Federal Savings Bank Evansville, IN Rates and Review February 2026

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First Federal Savings Bank Evansville, IN's CD Special 91 Day rates are at 3.48%, CD Special 182 Day rates are at 3.46%, CD Special 8-Month rates are at 3.44%, CD Special 5 Year rates are at 3.38%, CD Special 4 Year rates are at 3.34%. First Federal Savings Bank Evansville, IN's savings rates are at 0.00%. First Federal Savings Bank Evansville, IN's money market rates are at 0.00%. First Federal Savings Bank Evansville, IN's 15 Year Fixed Mortgage rates are at 5.50%, 20 Year Fixed Mortgage rates are at 5.62%, 15 Year Fixed Mortgage rates are at 5.75%, 20 Year Fixed Mortgage rates are at 5.88%, 30-Year Fixed Mortgage rates are at 5.88%.

First Federal Savings Bank Evansville, IN

Rate Updates and Availability

First Federal Savings Bank Evansville, IN money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Federal Savings Bank Evansville, IN? Share your experience about First Federal Savings Bank Evansville, IN by leaving a review below, or read customer reviews before you decide to use First Federal Savings Bank Evansville, IN.

First Federal Savings Bank Evansville, IN Texas Ratio

First Federal Savings Bank Evansville, IN's Texas Ratio is at 18.55%, which is considered good. The Texas Ratio for First Federal Savings Bank Evansville, IN is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

4.7
Excellent
Out of 5.0 Stars

First Federal Savings Bank Evansville, IN has earned a Smart Rating of 4.7 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, First Federal Savings Bank Evansville, IN is a excellent bank worth considering, with an overall rating of 4.7 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
3.28%
18-Month CD
2.91%
24-Month CD
3.08%
36-Month CD
3.29%
48-Month CD
3.34%
60-Month CD
3.38%
Savings
0.00%
MMA
0.00%
30-Year Fixed
6.03%
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

First Federal Savings Bank Evansville, IN
5001 Davis Lant Dr
Evansville, IN 47715
Member FDIC
MonitorBankRates
Official Financial Rating
4.7
★★★★★
EXCELLENT
🏆

Banks:
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First Federal Savings Bank Evansville, IN CD Rates

Product Rate APY Term View More
CD Special 91 Day - 3.48% 91 Day
Min Deposit$2,500
DetailsEvansville, IN
Last Updated 02/14/2026
CD Special 182 Day - 3.46% 182 Day
Min Deposit$2,500
DetailsEvansville, IN
Last Updated 02/14/2026
CD Special 8 Month - 3.44% 8 Month
Min Deposit$500
DetailsEvansville, IN
Last Updated 02/14/2026
CD Special 5 Year - 3.38% 5 Year
Min Deposit$500
DetailsEvansville, IN
Last Updated 02/14/2026
CD Special 4 Year - 3.34% 4 Year
Min Deposit$500
DetailsEvansville, IN
Last Updated 02/14/2026
CD Special 3 Year - 3.29% 3 Year
Min Deposit$500
DetailsEvansville, IN
Last Updated 02/14/2026
CD Special 1 Year - 3.28% 1 Year
Min Deposit$500
DetailsEvansville, IN
Last Updated 02/14/2026
CD Special 2 Year - 3.08% 2 Year
Min Deposit$500
DetailsEvansville, IN
Last Updated 02/14/2026
CD Special 15 Month - 3.04% 15 Month
Min Deposit$500
DetailsEvansville, IN
Last Updated 02/14/2026
CD Special 18 Month - 2.91% 18 Month
Min Deposit$500
DetailsEvansville, IN
Last Updated 02/14/2026

First Federal Savings Bank Evansville, IN Savings Rates

Product Rate APY View More
Health Savings Account - 1.50%
Min Balance$75,001
DetailsEvansville, IN. Tier: $75,001 +
Last Updated 02/14/2026
Health Savings Account - 1.25%
Min Balance$50,001
DetailsEvansville, IN. Tier: $50,001 - $75,000
Last Updated 02/14/2026
Health Savings Account - 1.00%
Min Balance$25,001
DetailsEvansville, IN. Tier: $25,001 - $50,000
Last Updated 02/14/2026
Health Savings Account - 0.50%
Min Balance$10,001
DetailsEvansville, IN. Tier: $10,001 - $25,000
Last Updated 02/14/2026
Next Generation Savings - 0.50%
Min Deposit$250,000
DetailsTier: $250,000 +
Last Updated 02/14/2026
Next Generation Savings - 0.40%
Min Deposit$100,000
DetailsTier: $100,000 - $249,999
Last Updated 02/14/2026
Next Generation Savings - 0.30%
Min Deposit$10,000
DetailsTier: $10,000 - $24,999
Last Updated 02/14/2026
Health Savings Account - 0.25%
Min Balance$0
DetailsEvansville, IN. Tier: $0 - $10,000
Last Updated 02/14/2026
Next Generation Savings - 0.20%
Min Deposit$2,500
DetailsTier: $2,500 - $9,999
Last Updated 02/14/2026
Christmas Club - 0.10%
Min Deposit$20
DetailsTier: $20 +
Last Updated 02/14/2026
Next Generation Savings - 0.10%
Min Deposit$100
DetailsTier: $100 - $2,499
Last Updated 02/14/2026
Next Generation Savings - 0.00%
DetailsTier: $0 - $99
Last Updated 02/14/2026

First Federal Savings Bank Evansville, IN Money Market Rates

Product Rate APY View More
First Choice Money Market - 0.55%
Min Deposit$150,000
DetailsTier: $150,000 - $249,999
Last Updated 02/14/2026
First Choice Money Market - 0.50%
Min Deposit$75,000
DetailsTier: $75,000 - $149,999
Last Updated 02/14/2026
First Choice Money Market - 0.30%
Min Deposit$25,000
DetailsTier: $25,000 - $74,999
Last Updated 02/14/2026
First Choice Money Market - 0.25%
Min Deposit$10,000
DetailsTier: $10,000 - $24,999
Last Updated 02/14/2026
Money Market - 0.25%
Min Deposit$10,000
DetailsTier: $10,000 +
Last Updated 02/14/2026
Money Market - 0.15%
Min Deposit$1,000
DetailsTier: $1,000 - $9,999
Last Updated 02/14/2026
First Choice Money Market - 0.00%
DetailsTier: $0 - $9,999
Last Updated 02/14/2026
Money Market - 0.00%
DetailsTier: $0 - $999
Last Updated 02/14/2026

First Federal Savings Bank Evansville, IN Checking Rates

Product Rate APY View More
Premier Interest Checking - 0.75%
Min Balance$100,000
DetailsEvansville, IN. Tier: $100,000 +
Last Updated 02/14/2026
Premier Interest Checking - 0.50%
Min Balance$75,000
DetailsEvansville, IN. Tier: $75,000 - $99,999
Last Updated 02/14/2026
Premier Interest Checking - 0.40%
Min Balance$25,000
DetailsEvansville, IN. Tier: $25,000 - $74,999
Last Updated 02/14/2026
Premier Interest Checking - 0.30%
Min Balance$10,000
DetailsEvansville, IN. Tier: $10,000 - $24,999
Last Updated 02/14/2026
Premier Interest Checking - 0.20%
Min Balance$1,500
DetailsEvansville, IN. Tier: $1,500 - $9,999
Last Updated 02/14/2026
50+ Interest Checking - 0.10%
DetailsEvansville, IN
Last Updated 02/14/2026
Premier Interest Checking - 0.10%
Min Balance$0
DetailsEvansville, IN. Tier: $0 - $1,499
Last Updated 02/14/2026

First Federal Savings Bank Evansville, IN Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed Mortgage 5.50% - 5.76% 15 Year
Details1
Last Updated 02/14/2026
20 Year Fixed Mortgage 5.63% - 5.83% 20 Year
Details1
Last Updated 02/14/2026
15 Year Fixed Mortgage 5.75% - 5.86% 15 Year
Details1
Last Updated 02/14/2026
20 Year Fixed Mortgage 5.88% - 5.96% 20 Year
Details1
Last Updated 02/14/2026
30 Year Fixed Mortgage 5.88% - 6.03% 30 Year
Details1
Last Updated 02/14/2026
30 Year Fixed Mortgage 6.13% - 6.19% 30 Year
Details1
Last Updated 02/14/2026
Turn-Key Mortgage 7.00% - 7.17%
Details1
Last Updated 02/14/2026
Construction Mortgage 7.00% - 7.28%
Details1
Last Updated 02/14/2026
Turn-Key Mortgage 7.25% - 7.32%
Details1
Last Updated 02/14/2026
Construction Mortgage 7.25% - 7.43%
Details1
Last Updated 02/14/2026

First Federal Savings Bank Evansville, IN Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan 2025-New 6.00% - 6.81%
DetailsFirst Federal Savings Bank Evansville, IN
Last Updated 02/14/2026
Auto Loan 2024 6.25% - 7.06%
DetailsFirst Federal Savings Bank Evansville, IN
Last Updated 02/14/2026
Auto Loan 2023 6.50% - 7.31%
DetailsFirst Federal Savings Bank Evansville, IN
Last Updated 02/14/2026
Auto Loan 2022 6.75% - 7.56%
DetailsFirst Federal Savings Bank Evansville, IN
Last Updated 02/14/2026
Auto Loan 2021 7.00% - 7.81%
DetailsFirst Federal Savings Bank Evansville, IN
Last Updated 02/14/2026
Auto Loan 2020 & Older 7.50% - 8.32%
DetailsFirst Federal Savings Bank Evansville, IN
Last Updated 02/14/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Federal Savings Bank Evansville, IN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Federal Savings Bank Evansville, IN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Federal Savings Bank Evansville, IN's official website for the most current offers and terms.

Bank Profile & Overview

First Federal Savings Bank Evansville, IN
5001 Davis Lant Dr
Evansville, IN 47715
Vanderburgh
Established Date: 07/01/1934
FDIC Certificate #: 29056
Date of FDIC Deposit Insurance: 10/27/1934
Bank Holding Company: FIRST BCORP OF INDIANA INC
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is First Federal Savings Bank Evansville, IN FDIC Insured? Yes
What is First Federal Savings Bank Evansville, IN's Cert number? 29056
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$637,413,000
Total Deposits:
$473,105,000
Equity Capital:
$48,381,000
Net Income:
$478,000
Return on Assets (ROA):
0.5235%
Return on Equity (ROE):
6.8600%
Headquarters:
Evansville
Regulator:
FDIC
# of Offices:
10
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

rzTA
★★★★★
December 17, 2025
UlvO
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for First Federal Savings Bank Evansville, IN
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Frequently Asked Questions About First Federal Savings Bank Evansville, IN

How do I open an account at First Federal Savings Bank Evansville, IN?

You can typically open an account at First Federal Savings Bank Evansville, IN by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, First Federal Savings Bank Evansville, IN provides a range of mortgage and home equity products.

Is First Federal Savings Bank Evansville, IN a safe place to deposit money?

Yes, First Federal Savings Bank Evansville, IN is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does First Federal Savings Bank Evansville, IN offer online and mobile banking?

Most modern institutions like First Federal Savings Bank Evansville, IN provide digital access including online balance checks and transfers.

Current First Federal Savings Bank Evansville, IN Rates

ProductAPY
12-Month CD3.28%
18-Month CD2.91%
24-Month CD3.08%
36-Month CD3.29%
48-Month CD3.34%
60-Month CD3.38%
Savings0.00%
MMA0.00%
30-Year Fixed6.03%

Rates subject to change.