Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
First Federal Savings Bank Evansville, IN Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 21, 2026
First Federal Savings Bank Evansville, IN's CD Specials - 8-Month rates are at 3.75%, 1 Year CD rates are at 3.73%, CD Specials - 1 Year rates are at 3.73%, 182 days 182 Day CD rates are at 3.63%, CD Specials - 182 Day rates are at 3.63%. First Federal Savings Bank Evansville, IN's savings rates are at 1.50%. First Federal Savings Bank Evansville, IN's money market rates are at 3.25%. First Federal Savings Bank Evansville, IN's checking rates are as high as 0.75%. First Federal Savings Bank Evansville, IN's 15 Year Fixed rates are at 6.875%, 20 Year Fixed rates are at 7.125%, 30 Year Fixed rates are at 7.25%. First Federal Savings Bank Evansville, IN's Auto Loan Rates are as low as 6.809%. MonitorBankRates evaluates the financial stability of First Federal Savings Bank Evansville, IN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.12%. Rates last updated and verified on 10/21/2026.
First Federal Savings Bank Evansville, IN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Federal Savings Bank Evansville, IN? Share your experience about First Federal Savings Bank Evansville, IN by leaving a review below, or read customer reviews before you decide to use First Federal Savings Bank Evansville, IN.
First Federal Savings Bank Evansville, IN has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
First Federal Savings Bank Evansville, IN has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
2.12%
ExcellentLower than avg
First Federal Savings Bank Evansville, IN Texas Ratio
First Federal Savings Bank Evansville, IN's Texas Ratio is 2.12%, which is considered excellent and is lower than the national average of 5.85%.
First Federal Savings Bank Evansville, IN has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
First Federal Savings Bank Evansville, IN Health Trend
14.96% to 2.12% over 12 quarters, improvingFull history
Star Rating 4.7 to 5.0, Health Grade B+ to A+
The Texas Ratio for this bank has improved and is now very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
First Federal Savings Bank Evansville, IN CD Rates
Product
Rate
APY
Term
View More
CD Specials - 8 Month
-
3.75%
8 Month
Min Deposit$500
DetailsMinimum balance to open and earn APY is $500; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 3.75% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
1 Year CD
-
3.73%
1 year
Min Deposit$500
DetailsFeatured rate; Rates accurate as of 10/01/2026; A penalty will be imposed for early withdrawal
Last Updated10/21/2026
Rate History
No change since Sep 19, 2026 · 3.73% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
CD Specials - 1 Year
-
3.73%
1 Year
Min Deposit$500
DetailsMinimum balance to open and earn APY is $500; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 3.73% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
182 Day CD
-
3.63%
182 days
Min Deposit$2,500
DetailsFeatured rate; Rates accurate as of 10/01/2026; A penalty will be imposed for early withdrawal
Last Updated10/21/2026
Rate History
No change since Sep 19, 2026 · 3.63% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
CD Specials - 182 Day
-
3.63%
182 Day
Min Deposit$2,500
DetailsMinimum balance to open and earn APY is $2,500 for 182-day special; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 3.63% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
CD Specials - 15 Month
-
3.61%
15 Month
Min Deposit$500
DetailsMinimum balance to open and earn APY is $500; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 3.61% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
CD Specials - 18 Month
-
3.51%
18 Month
Min Deposit$500
DetailsMinimum balance to open and earn APY is $500; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 3.51% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
2 Year CD
-
3.38%
2 years
Min Deposit$500
DetailsFeatured rate; Rates accurate as of 10/01/2026; A penalty will be imposed for early withdrawal
Last Updated10/21/2026
Rate History
No change since Sep 19, 2026 · 3.38% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
CD Specials - 2 Year
-
3.38%
2 Year
Min Deposit$500
DetailsMinimum balance to open and earn APY is $500; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 3.38% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
CD Specials - 3 Year
-
3.35%
3 Year
Min Deposit$500
DetailsMinimum balance to open and earn APY is $500; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 3.35% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
CD Specials - 91 Day
-
3.35%
91 Day
Min Deposit$2,500
DetailsMinimum balance to open and earn APY is $2,500 for 91-day special; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 3.35% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
CD Specials - 4 Year
-
3.31%
4 Year
Min Deposit$500
DetailsMinimum balance to open and earn APY is $500; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 3.31% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
CD Specials - 5 Year
-
3.29%
5 Year
Min Deposit$500
DetailsMinimum balance to open and earn APY is $500; Penalty imposed for early withdrawal; Rates effective 10/01/2026
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 3.29% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
First Federal Savings Bank Evansville, IN Savings Rates
Product
Rate
APY
View More
Health Savings Account
-
1.50%
Min Balance$75,001
DetailsBalance: $75,001 +
Last Updated10/21/2026
Rate History
No change since Sep 19, 2026 · 1.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Health Savings Account
-
1.25%
Min Balance$50,001
DetailsBalance: $50,001 - $75,000
Last Updated10/21/2026
Rate History
No change since Sep 24, 2026 · 1.25% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Health Savings Account
-
1.00%
Min Balance$25,001
DetailsBalance: $25,001 - $50,000
Last Updated10/21/2026
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Health Savings Account
-
0.50%
Min Balance$10,001
DetailsBalance: $10,001 - $25,000
Last Updated10/21/2026
Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Next Generation Savings
-
0.50%
Min Deposit$100
Min Balance$250,000
DetailsBalance: $250,000 +; Next Generation Savings accounts require $100 minimum to open.
Last Updated10/21/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Next Generation Savings
-
0.40%
Min Deposit$100
Min Balance$100,000
DetailsBalance: $100,000 - $249,999; Next Generation Savings accounts require $100 minimum to open.
Last Updated10/21/2026
Rate History
No change since Sep 19, 2026 · 0.40% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Next Generation Savings
-
0.30%
Min Deposit$100
Min Balance$10,000
DetailsBalance: $10,000 - $24,999; Next Generation Savings accounts require $100 minimum to open.
Last Updated10/21/2026
Rate History
No change since Sep 19, 2026 · 0.30% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Next Generation Savings
-
0.30%
Min Deposit$100
Min Balance$25,000
DetailsBalance: $25,000 - $99,999; Next Generation Savings accounts require $100 minimum to open.
Last Updated10/21/2026
Rate History
No change since Sep 19, 2026 · 0.30% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Health Savings Account
-
0.25%
Min Balance$0
DetailsBalance: $0 - $10,000
Last Updated10/21/2026
Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Next Generation Savings
-
0.20%
Min Deposit$100
Min Balance$2,500
DetailsBalance: $2,500 - $9,999; Next Generation Savings accounts require $100 minimum to open.
Last Updated10/21/2026
Rate History
No change since Sep 19, 2026 · 0.20% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Christmas Club
-
0.10%
Min Deposit$20
Min Balance$20
DetailsBalance: $20 +; Christmas Club accounts require $20 minimum to open; Penalty may be imposed for early withdrawal.
Last Updated10/21/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Next Generation Savings
-
0.10%
Min Deposit$100
Min Balance$100
DetailsBalance: $100 - $2,499; Next Generation Savings accounts require $100 minimum to open.
Last Updated10/21/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
First Federal Savings Bank Evansville, IN Money Market Rates
Product
Rate
APY
View More
High Yield Money Market
-
3.25%
Min Balance$1,000,000
DetailsBalance: $1,000,000 +
Last Updated10/21/2026
Rate History
No change since Sep 19, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
High Yield Money Market
-
3.00%
Min Balance$500,000
DetailsBalance: $500,000 - $999,999
Last Updated10/21/2026
Rate History
No change since Sep 27, 2026 · 3.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
High Yield Money Market
-
2.75%
Min Balance$250,000
DetailsBalance: $250,000 - $499,999
Last Updated10/21/2026
Rate History
No change since Sep 27, 2026 · 2.75% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
High Yield Money Market
-
2.50%
Min Balance$100,000
DetailsBalance: $100,000 - $249,999
Last Updated10/21/2026
Rate History
No change since Sep 27, 2026 · 2.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
High Yield Money Market
-
2.25%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999
Last Updated10/21/2026
Rate History
No change since Sep 27, 2026 · 2.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
High Yield Money Market
-
2.00%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999
Last Updated10/21/2026
Rate History
No change since Sep 27, 2026 · 2.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
First Choice Money Market
-
0.55%
Min Balance$150,000
DetailsBalance: $150,000 - $249,999
Last Updated10/21/2026
Rate History
No change since Sep 27, 2026 · 0.55% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
First Choice Money Market
-
0.55%
Min Balance$250,000
DetailsBalance: $250,000 +
Last Updated10/21/2026
Rate History
No change since Sep 19, 2026 · 0.55% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
First Choice Money Market
-
0.50%
Min Balance$75,000
DetailsBalance: $75,000 - $149,999
Last Updated10/21/2026
Rate History
No change since Sep 27, 2026 · 0.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
First Choice Money Market
-
0.30%
Min Balance$25,000
DetailsBalance: $25,000 - $74,999
Last Updated10/21/2026
Rate History
No change since Sep 27, 2026 · 0.30% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
First Choice Money Market
-
0.25%
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/21/2026
Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
High Yield Money Market
-
0.25%
Min Balance$0
DetailsBalance: $0 - $24,999
Last Updated10/21/2026
Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Money Market
-
0.25%
Min Balance$10,000
DetailsBalance: $10,000 +
Last Updated10/21/2026
Rate History
No change since Sep 19, 2026 · 0.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Money Market
-
0.15%
Min Balance$1,000
DetailsBalance: $1,000 - $9,999
Last Updated10/21/2026
Rate History
No change since Sep 27, 2026 · 0.15% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
First Federal Savings Bank Evansville, IN Checking Rates
Product
Rate
APY
View More
Premier Interest Checking
-
0.75%
Min Balance$100,000
DetailsBalance: $100,000 +
Last Updated10/21/2026
Rate History
No change since Sep 19, 2026 · 0.75% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Premier Interest Checking
-
0.50%
Min Balance$75,000
DetailsBalance: $75,000 - $99,999
Last Updated10/21/2026
Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Premier Interest Checking
-
0.40%
Min Balance$25,000
DetailsBalance: $25,000 - $74,999
Last Updated10/21/2026
Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Premier Interest Checking
-
0.30%
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/21/2026
Rate History
No change since Sep 24, 2026 · 0.30% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Premier Interest Checking
-
0.20%
Min Balance$1,500
DetailsBalance: $1,500 - $9,999
Last Updated10/21/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
50+ Interest Checking
-
0.10%
No additional details.
Last Updated10/21/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Premier Interest Checking
-
0.10%
Min Balance$0
DetailsBalance: $0 - $1,499
Last Updated10/21/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
First Federal Savings Bank Evansville, IN Mortgage Rates
Product
Rate
Points
APR
Term
View More
15 Year Fixed
6.875%
1.000
7.148%
Details1-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 7.15% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
15 Year Fixed
7.125%
0.000
7.236%
Details0-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 7.24% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
20 Year Fixed
7.125%
1.000
7.346%
Details1-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 7.35% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
30 Year Fixed
7.25%
1.000
7.422%
Details1-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 7.42% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
20 Year Fixed
7.375%
0.000
7.465%
Details0-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 7.47% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
30 Year Fixed
7.50%
0.000
7.57%
Details0-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 7.57% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
First Federal Savings Bank Evansville, IN Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loan - 2025-New
6.00%
-
6.809%
DetailsAs Low As; Model Year: 2025-New; Assumes $20,000 loan amount
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 6.81% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Auto Loan - 2024
6.25%
-
7.06%
DetailsAs Low As; Model Year: 2024; Assumes $20,000 loan amount
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 7.06% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Auto Loan - 2023
6.50%
-
7.312%
DetailsAs Low As; Model Year: 2023; Assumes $20,000 loan amount
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 7.31% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Auto Loan - 2022
6.75%
-
7.562%
DetailsAs Low As; Model Year: 2022; Assumes $20,000 loan amount
Last Updated10/21/2026
Rate History
No change since Oct 21, 2026 · 7.56% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Auto Loan - 2021
7.00%
-
7.814%
DetailsAs Low As; Model Year: 2021; Assumes $20,000 loan amount
First Federal Savings Bank Evansville, IN Other Rates
Product
Rate
Points
APY/APR
Term
View More
Construction Loan
7.50%
0.000
7.681%
Details0-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated10/21/2026
Rate History
1 change since Oct 11, 2026 · 7.66% → 7.68% ▲ 0.02 pts · high 7.68% / low 7.66%
Oct 21, 20267.68%▲ from 7.66%
Oct 11, 20267.66%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Construction Loan
7.25%
1.000
7.533%
Details1-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated10/21/2026
Rate History
1 change since Oct 7, 2026 · 7.81% → 7.53% ▼ 0.27 pts · high 7.81% / low 7.53%
Oct 21, 20267.53%▼ from 7.81%
Oct 7, 20267.81%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Turn-Key Loan
7.50%
0.000
7.57%
Details0-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated10/21/2026
Rate History
1 change since Oct 11, 2026 · 7.55% → 7.57% ▲ 0.02 pts · high 7.57% / low 7.55%
Oct 21, 20267.57%▲ from 7.55%
Oct 11, 20267.55%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Turn-Key Loan
7.25%
1.000
7.422%
Details1-point option; APR assumes 20% down and $200,000 loan; PMI required for LTV 80.01% or higher
Last Updated10/21/2026
Rate History
1 change since Oct 7, 2026 · 7.70% → 7.42% ▼ 0.27 pts · high 7.70% / low 7.42%
Oct 21, 20267.42%▼ from 7.70%
Oct 7, 20267.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Financial Health History
First Federal Savings Bank Evansville, IN’s Texas Ratio fell from 14.96% in Q3 2023 to 2.12% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.7 to 5.0 and its Health Grade from B+ to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$576M
2.12%
5.0
A+
March 31, 2026
$579M
2.68%
5.0
A+
December 31, 2025
$605M
2.35%
5.0
A+
September 30, 2025
$609M
3.56%
5.0
A+
June 30, 2025
$605M
4.10%
5.0
A+
March 31, 2025
$605M
17.40%
4.8
B+
December 31, 2024
$622M
18.61%
4.7
B+
September 30, 2024
$635M
14.58%
5.0
A-
June 30, 2024
$635M
3.83%
5.0
A+
March 31, 2024
$637M
3.44%
5.0
A+
December 31, 2023
$650M
8.90%
5.0
A
September 30, 2023
$634M
14.96%
4.7
B+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for First Federal Savings Bank Evansville, IN is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather First Federal Savings Bank Evansville, IN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Federal Savings Bank Evansville, IN's official website for the most current offers and terms.
Bank Profile & Overview
Bank NameFirst Federal Savings Bank Evansville, IN
Address
5001 Davis Lant Dr,
Evansville, IN 47715 · Vanderburgh
Bank Holding CompanyFIRST BCORP OF INDIANA INC
FDIC Certificate #29056
RegulatorFDIC
EstablishedJuly 1, 1934
FDIC Insurance DateAugust 9, 1989
Domestic Offices10
Total Branches10
FDIC Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.12%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
0.3686%
Return on Equity (ROE)
4.0500%
Non-Performing Loans Ratio (NPL)
0.18%
Total Assets
$575,607,000
Total Deposits
$472,805,000
Equity Capital
$53,939,000
Net Income
$1,081,000
Headquarters
Evansville
Total Branches and Offices
10
Source: FDIC — Last Updated June 30, 2026
2026 MBR Health & Safety Badge
First Federal Savings Bank Evansville, IN earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
There are no reviews for First Federal Savings Bank Evansville, IN yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for First Federal Savings Bank Evansville, IN
Frequently Asked Questions About First Federal Savings Bank Evansville, IN
Does First Federal Savings Bank Evansville, IN offer CDs?
Yes. First Federal Savings Bank Evansville, IN offers certificates of deposit (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.
Are CDs from First Federal Savings Bank Evansville, IN FDIC insured?
Yes. First Federal Savings Bank Evansville, IN is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at First Federal Savings Bank Evansville, IN?
The highest CD rate MonitorBankRates has verified for First Federal Savings Bank Evansville, IN is 3.75% APY on its CD Specials - 8-Month, as of October 21, 2026.
What CD terms does First Federal Savings Bank Evansville, IN offer?
The First Federal Savings Bank Evansville, IN CD terms we track include 8 month, 12 month, 18 month, 2 year, 3 year, 4 year and 5 year terms, with rates from 3.63% to 3.75% APY. The institution may offer other terms or specials that are not listed here, so check with First Federal Savings Bank Evansville, IN for its full lineup.
What is the highest savings rate at First Federal Savings Bank Evansville, IN?
The highest savings rate MonitorBankRates has verified for First Federal Savings Bank Evansville, IN is 1.50% APY on its Health Savings Account, as of October 21, 2026.
What is the highest money market rate at First Federal Savings Bank Evansville, IN?
The highest money market rate MonitorBankRates has verified for First Federal Savings Bank Evansville, IN is 3.25% APY on its High Yield Money Market, as of October 21, 2026.
What is the highest checking rate at First Federal Savings Bank Evansville, IN?
The highest checking rate MonitorBankRates has verified for First Federal Savings Bank Evansville, IN is 0.75% APY on its Premier Interest Checking, as of October 21, 2026.
What is the lowest 30 year fixed mortgage rate at First Federal Savings Bank Evansville, IN?
The lowest 30 year fixed mortgage rate MonitorBankRates has verified for First Federal Savings Bank Evansville, IN is 7.25% rate on its 30 Year Fixed, as of October 21, 2026.
What is the lowest auto loan rate at First Federal Savings Bank Evansville, IN?
The lowest auto loan rate MonitorBankRates has verified for First Federal Savings Bank Evansville, IN is 6.00% rate on its Auto Loan - 2025-New, as of October 21, 2026.
How many branches does First Federal Savings Bank Evansville, IN operate?
First Federal Savings Bank Evansville, IN currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, First Federal Savings Bank Evansville, IN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, First Federal Savings Bank Evansville, IN provides members with tools to manage their accounts and build a solid financial history.
Does First Federal Savings Bank Evansville, IN offer online and mobile banking?
Most modern institutions like First Federal Savings Bank Evansville, IN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstfedsavings.bank.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do First Federal Savings Bank Evansville, IN rates compare?
First Federal Savings Bank Evansville, IN's top rates are 3.75% APY on its CD Specials - 8-Month, 1.50% APY on savings, 3.25% APY on money market, 0.75% APY on checking, 6.875% on its 15 Year Fixed and auto loans from 6.809% APR, verified by MonitorBankRates on October 21, 2026. To compare First Federal Savings Bank Evansville, IN with the top rates nationwide, see our best CD rates, best savings rates, best money market rates and best mortgage rates, updated daily from banks and credit unions across the country.
Current First Federal Savings Bank Evansville, IN Rates
12-Month CD3.73%
18-Month CD3.51%
24-Month CD3.38%
36-Month CD3.35%
48-Month CD3.31%
60-Month CD3.29%
Savings1.50%
MMA3.25%
Retrieved from our database of financial products. Rates subject to change.