Mortgage Rates Wisconsin (WI) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of lenders actively lending in Wisconsin. Our editorial content is independent of any advertiser relationships.
Current 30-year fixed mortgage rates in Wisconsin as of March 20, 2026 are as follows, according to verified data from MonitorBankRates: Evergreen Credit UnionEvergreen Credit Union133 N Richmond St, Appleton, WI, 54911 4635A+5.0 ★Texas Ratio: 3.38% at 5.75%, Tri City National BankTri City National Bank10859 W Bluemound Rd, Brookfield, WI, 53005A+5.0 ★Texas Ratio: 5.48% at 5.75%, Dupaco Community Credit UnionDupaco Community Credit Union1100 E Business Highway 151, Madison, WI, 53704 3647A+5.0 ★Texas Ratio: 4.16% at 5.88%, Woodford State BankWoodford State Bank101 Spruce Street, Argyle, WI, 53504C4.0 ★Texas Ratio: 26.81% at 5.88%, and Mound City BankMound City Bank1100 Springdale St, Belmont, WI, 53510A+5.0 ★Texas Ratio: 0.03% at 5.88%.
Mortgage rates in Wisconsin (WI) are continually updated to reflect market conditions. Whether you are purchasing a home or refinancing, comparing current loan options across top-rated local lenders and national banks is critical. We empower borrowers with transparent financial health metrics — including A-F Safety Grades, verified Star Ratings, and Texas Ratios — so you can confidently choose a stable, highly-rated institution.
Mortgage Rates reflect actual verified offers from lenders actively lending to Wisconsin borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 20, 2026
Wisconsin Mortgage Rate Trends
Compare local Wisconsin mortgage rate quotes against the statewide average
Weekly mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
30-Year Fixed — WI Avg
6.362%
▲ 0.277 from last week
For buyers in Wisconsin, the broader Wisconsin 30-year fixed average mortgage rate rose 0.277 points this week to 6.362%, according to MonitorBankRates trend data.
15-Year Fixed — WI Avg
5.851%
▼ 1.920 from last week
For buyers in Wisconsin, the broader Wisconsin 15-year fixed average mortgage rate fell 1.920 points this week to 5.851%, according to MonitorBankRates trend data.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Mortgage Rates Today in Wisconsin
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
133 N Richmond St, Appleton, WI, 54911 4635
30 Year Fixed
5.75%
5.79%
▼
Rate5.75%
APR5.79%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
10859 W Bluemound Rd, Brookfield, WI, 53005
30 Year Fixed Rate Mortgage |WHEDA First-time Homebuyer*
30
5.75%
5.82%
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1100 E Business Highway 151, Madison, WI, 53704 3647
Purchase: 30-Year Fixed Conventional
30-Year
5.88%
5.91%
▼
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 13, 2026
Details
Purchase: 30-Year Fixed Conventional $832750 or less
Woodford State Bank
Institution Rating:
C4.0 ★Texas Ratio: 26.81%
101 Spruce Street, Argyle, WI, 53504
30 Year Fixed
30
5.88%
5.93%
▼
Rate5.88%
APR5.93%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1100 Springdale St, Belmont, WI, 53510
30 Year Fixed
30
5.88%
5.93%
▼
Rate5.88%
APR5.93%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
10539 W National Ave, Appleton, WI, 53005
30-Year Fixed Service Released
5.88%
5.93%
▼
Rate5.88%
APR5.93%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1100 E Business Highway 151, Madison, WI, 53704 3647
Purchase: 30-Year Fixed Conventional
30-Year
5.88%
5.95%
▼
Rate5.88%
APR5.95%
Points0.000
UpdatedMar 13, 2026
Details
Purchase: 30-Year Fixed Conventional $200000 or less
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1100 E Business Highway 151, Madison, WI, 53704 3647
Refinance: 30-Year Fixed Conventional
30-Year
5.88%
5.97%
▼
Rate5.88%
APR5.97%
Points0.000
UpdatedMar 13, 2026
Details
$200000 or less
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1100 E Business Highway 151, Madison, WI, 53704 3647
Refinance: 30-Year Fixed Conventional or less
30-Year
5.88%
5.97%
▼
Rate5.88%
APR5.97%
Points0.000
UpdatedMar 13, 2026
Details
$200000
Marathon Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
11315 N Cedarburg Rd, Brookfield, WI, 53045
30 Year Fixed
5.88%
5.98%
▼
Rate5.88%
APR5.98%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
1006 Royalton St, Appleton, WI, 54115 3901
CFCU 30 Year Fixed
5.88%
5.98%
▼
Rate5.88%
APR5.98%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
11357 N Port Washington Rd, Grafton, WI, 53024 9397
30 Year Fixed
5.88%
5.98%
▼
Rate5.88%
APR5.98%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 53142 8423
30-Year Fixed Mortgage
6.00%
6.00%
▼
Rate6.00%
APR6.00%
Points0.000
UpdatedMar 18, 2026
Details
As Low As; POINTS MAY APPLY
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1100 E Business Highway 151, Madison, WI, 53704 3647
Purchase: 30-Year Fixed Conventional
30-Year
5.88%
6.01%
▼
Rate5.88%
APR6.01%
Points0.000
UpdatedMar 13, 2026
Details
Purchase: 30-Year Fixed Conventional $100000 or less
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1100 E Business Highway 151, Madison, WI, 53704 3647
Refinance: 30-Year Fixed Conventional
30-Year
5.88%
6.02%
▼
Rate5.88%
APR6.02%
Points0.000
UpdatedMar 13, 2026
Details
$100000 or less
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1100 E Business Highway 151, Madison, WI, 53704 3647
Refinance: 30-Year Fixed Conventional or less
30-Year
5.88%
6.02%
▼
Rate5.88%
APR6.02%
Points0.000
UpdatedMar 13, 2026
Details
$100000
Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.87%
1 Corporate Dr Ste 102, Chetek, WI, 53532
30-year Fixed-Rate
30
5.88%
6.03%
▼
Rate5.88%
APR6.03%
Points0.000
UpdatedMar 18, 2026
Details
As Low As
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1100 E Business Highway 151, Madison, WI, 53704 3647
Refinance: 30-Year Fixed Conventional
30-Year
6.00%
6.05%
▼
Rate6.00%
APR6.05%
Points0.000
UpdatedMar 13, 2026
Details
$832750 or less
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1100 E Business Highway 151, Madison, WI, 53704 3647
Refinance: 30-Year Fixed Conventional or less
30-Year
6.00%
6.05%
▼
Rate6.00%
APR6.05%
Points0.000
UpdatedMar 13, 2026
Details
$832750
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1 Northwestern Mutual Way, Franklin, WI, 53132
30 Year Fixed
6.00%
6.05%
▼
Rate6.00%
APR6.05%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1100 E Business Highway 151, Madison, WI, 53704 3647
Purchase: 30-Year Fixed Conventional
30-Year
6.00%
6.06%
▼
Rate6.00%
APR6.06%
Points0.000
UpdatedMar 13, 2026
Details
Purchase: 30-Year Fixed Conventional $300000 or less
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
100 E Main St, Black River Falls, WI, 54603 2354
30 Year Fixed Rate (Secondary Market)
6.00%
6.06%
▼
Rate6.00%
APR6.06%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1100 E Business Highway 151, Madison, WI, 53704 3647
Refinance: 30-Year Fixed Conventional
30-Year
6.00%
6.07%
▼
Rate6.00%
APR6.07%
Points0.000
UpdatedMar 13, 2026
Details
$300000 or less
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1100 E Business Highway 151, Madison, WI, 53704 3647
Refinance: 30-Year Fixed Conventional or less
30-Year
6.00%
6.07%
▼
Rate6.00%
APR6.07%
Points0.000
UpdatedMar 13, 2026
Details
$300000
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
1117 S 10th St, Manitowoc, WI, 53081
30 Year Fixed (360 months)
360
6.00%
6.08%
▼
Rate6.00%
APR6.08%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Associated Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1 Brewers Way, Antigo, WI, 53005
30 Year Fixed
6.00%
6.10%
▼
Rate6.00%
APR6.10%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
124 S 2nd St, River Falls, WI, 54022
30 Year Fixed Rate
6.00%
6.12%
▼
Rate6.00%
APR6.12%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
2707 30th Ave, Cudahy, WI, 53110 2611
30-Year Fixed Rate - MN AZ FL
6.00%
6.13%
▼
Rate6.00%
APR6.13%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
2707 30th Ave, Cudahy, WI, 53110 2611
30-Year Fixed Rate Refinance
6.00%
6.14%
▼
Rate6.00%
APR6.14%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
2707 30th Ave, Cudahy, WI, 53110 2611
30-Year Fixed Rate - WI
6.00%
6.14%
▼
Rate6.00%
APR6.14%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
2707 30th Ave, Cudahy, WI, 53110 2611
30-Year Fixed Rate HomeReady
6.00%
6.14%
▼
Rate6.00%
APR6.14%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 53142 8423
30 Year Fixed
30
6.00%
6.16%
▼
Rate6.00%
APR6.16%
Points0.625
UpdatedMar 18, 2026
Details
As Low As
DMB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10 Terrace Ct, Deforest, WI, 53532
30 Year Fixed Rate Program
30
6.12%
6.17%
▼
Rate6.12%
APR6.17%
Points0.000
UpdatedMar 13, 2026
Details
Serviced by DMB
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
100 Chapman Farm Blvd, Beloit, WI, 53105
30-year Fixed
6.12%
6.18%
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
10859 W Bluemound Rd, Brookfield, WI, 53005
30 Year Fixed Rate Mortgage | Servicing Sold
30
6.12%
6.18%
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
FNC Bank Richmond, WI
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
109 E 2nd St, Dresser, WI, 54009
30 Year Fixed
6.12%
6.18%
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1024 N Superior Ave, Fort McCoy, WI, 54656 5115
30 Year Fixed
30 Year
6.00%
6.19%
▼
Rate6.00%
APR6.19%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
1740 Stephenson St, Green Bay, WI, 54143
Fannie Mae Fixed Rate Mortgages 30-Year Fixed
6.12%
6.19%
▼
Rate6.12%
APR6.19%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
106 Main St, Appleton, WI, 54106 9586
30 Year Fixed
6.12%
6.20%
▼
Rate6.12%
APR6.20%
Points0.000
UpdatedMar 16, 2026
Details
As Low As
Lake Ridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
1030 Mills St, Belleville, WI, 53508
30-Year Fixed Rate
6.12%
6.22%
▼
Rate6.12%
APR6.22%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Summit Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.45%
10015 W Greenfield Ave, Baraboo, WI, 53005
Mortgage 30 Year Fixed
6.12%
6.22%
▼
Rate6.12%
APR6.22%
Points0.000
UpdatedMar 12, 2026
Details
No additional details available.
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1008 N Shawano St, Greenville, WI, 54170
30 Year Fixed Rate
6.12%
6.24%
▼
Rate6.12%
APR6.24%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
1350 22nd Ave, Kenosha, WI, 53140
30 Year Fixed Rate
6.12%
6.26%
▼
Rate6.12%
APR6.26%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
2354 E Mason St, Green Bay, WI, 54220
30 Year Fixed
6.12%
6.28%
▼
Rate6.12%
APR6.28%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI, 54601
30 Year Fixed
30 Year
6.12%
6.28%
▼
Rate6.12%
APR6.28%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1025 Milwaukee Ave, Menomonee Falls, WI, 53051 8009
30 Year Fixed Rate
6.25%
6.29%
▼
Rate6.25%
APR6.29%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Range Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
2403 S Oneida St, Ashwaubenon, WI, 54304
30 year fixed
30
6.12%
6.29%
▼
Rate6.12%
APR6.29%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
115 W Oklahoma Ave, Elm Grove, WI, 53066
30 Year Fixed
30 Year
6.25%
6.30%
▼
Rate6.25%
APR6.30%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
115 W Oklahoma Ave, Elm Grove, WI, 53066
30 Year Fixed Rate
6.25%
6.30%
▼
Rate6.25%
APR6.30%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
115 W Oklahoma Ave, Elm Grove, WI, 53066
30-Year Fixed Rate Purchase
6.25%
6.30%
▼
Rate6.25%
APR6.30%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Premier Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
1715 Plymouth St, Chilton, WI, 53014
15 Year Fixed Rate Mortgage Special
15
5.25%
5.33%
▼
Rate5.25%
APR5.33%
Points0.000
UpdatedMar 15, 2026
Details
As Low As; Rate as low as 5.25% with a 5.328% APR* for 15 Years
Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.87%
1 Corporate Dr Ste 102, Chetek, WI, 53532
15-year Fixed-Rate
15
5.12%
5.37%
▼
Rate5.12%
APR5.37%
Points0.000
UpdatedMar 18, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 53142 8423
15-Year Fixed Mortgage
5.38%
5.38%
▼
Rate5.38%
APR5.38%
Points0.000
UpdatedMar 18, 2026
Details
As Low As; POINTS MAY APPLY
Valley Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
1105 Western Ave, Kronenwetter, WI, 54449 4918
1st Mortgage: 15 Year Fixed
15
5.37%
5.40%
▼
Rate5.37%
APR5.40%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
100 Chapman Farm Blvd, Beloit, WI, 53105
15-year Fixed
5.38%
5.47%
▼
Rate5.38%
APR5.47%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
133 N Richmond St, Appleton, WI, 54911 4635
15 Year Fixed
5.50%
5.56%
▼
Rate5.50%
APR5.56%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1100 Springdale St, Belmont, WI, 53510
15 Year Fixed
15
5.50%
5.59%
▼
Rate5.50%
APR5.59%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
2707 30th Ave, Cudahy, WI, 53110 2611
15-Year Fixed Rate
5.38%
5.59%
▼
Rate5.38%
APR5.59%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
1740 Stephenson St, Green Bay, WI, 54143
Fannie Mae Fixed Rate Mortgages 15-Year Fixed
5.50%
5.61%
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
110 McIndoe St, Wausau, WI, 54401
15 Year Fixed Rate
180
5.50%
5.61%
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
215 S Washington Ave, Abbotsford, WI, 54405
15-Year Fixed
15 Years
5.50%
5.61%
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1100 E Business Highway 151, Madison, WI, 53704 3647
Purchase: 15-Year Fixed Conventional
15-Year
5.50%
5.62%
▼
Rate5.50%
APR5.62%
Points0.000
UpdatedMar 13, 2026
Details
Purchase: 15-Year Fixed Conventional
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1100 E Business Highway 151, Madison, WI, 53704 3647
Refinance: 15-Year Fixed Conventional
15-Year
5.50%
5.62%
▼
Rate5.50%
APR5.62%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
1117 S 10th St, Manitowoc, WI, 53081
15 Year Fixed (180 months)
180
5.50%
5.62%
▼
Rate5.50%
APR5.62%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Lakewood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
1305 State Highway 102, Rib Lake, WI, 54470
15-Year Fixed
5.55%
5.64%
▼
Rate5.55%
APR5.64%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 53142 8423
15 Year Fixed
15
5.38%
5.65%
▼
Rate5.38%
APR5.65%
Points0.750
UpdatedMar 18, 2026
Details
As Low As
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
100 N Main St, Fort Atkinson, WI, 53094
Rapid Refinance Mortgage 15-Year Fixed Rate
15-Year
5.62%
5.67%
▼
Rate5.62%
APR5.67%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
11357 N Port Washington Rd, Grafton, WI, 53024 9397
15 Year Fixed
5.50%
5.68%
▼
Rate5.50%
APR5.68%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Winnebago Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
2060 Witzel Ave, Neenah, WI, 54901
15 Year Fixed
5.49%
5.68%
▼
Rate5.49%
APR5.68%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
DMB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10 Terrace Ct, Deforest, WI, 53532
15 Year Fixed Rate Program
15
5.62%
5.69%
▼
Rate5.62%
APR5.69%
Points0.000
UpdatedMar 13, 2026
Details
Serviced by DMB
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
10509 N Port Washington Rd, Belgium, WI, 53004
15 Year Fixed Rate
5.62%
5.70%
▼
Rate5.62%
APR5.70%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
2707 30th Ave, Cudahy, WI, 53110 2611
15-Year Fixed Rate Refinance
5.50%
5.70%
▼
Rate5.50%
APR5.70%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
124 S 2nd St, River Falls, WI, 54022
15 Year Fixed Rate
5.50%
5.71%
▼
Rate5.50%
APR5.71%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
10859 W Bluemound Rd, Brookfield, WI, 53005
15 Year Fixed Rate Mortgage | Servicing Sold
15
5.62%
5.72%
▼
Rate5.62%
APR5.72%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 E Wisconsin Ave, Appleton, WI, 53051
15-Year Fixed Rate
5.50%
5.73%
▼
Rate5.50%
APR5.73%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
100 E Main St, Black River Falls, WI, 54603 2354
15 Year Fixed Rate (Secondary Market)
5.62%
5.73%
▼
Rate5.62%
APR5.73%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1008 N Shawano St, Greenville, WI, 54170
15 Year Fixed Rate
5.62%
5.73%
▼
Rate5.62%
APR5.73%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1 Northwestern Mutual Way, Franklin, WI, 53132
15 Year Fixed
5.65%
5.73%
▼
Rate5.65%
APR5.73%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
106 E Main St, Beaver Dam, WI, 53005
15 Year Fixed Rate Mortgage
15 Year
5.62%
5.75%
▼
Rate5.62%
APR5.75%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI, 54601
15 Year Fixed
15 Year
5.50%
5.75%
▼
Rate5.50%
APR5.75%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Oakdale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
128 E Badger Dr, Mauston, WI, 53948
15 Year Fixed
180
5.75%
5.75%
▼
Rate5.75%
APR5.75%
Points0.000
UpdatedMar 15, 2026
Details
First Mortgage - Primary Residence Only
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
106 Main St, Appleton, WI, 54106 9586
15 Year Fixed
5.62%
5.75%
▼
Rate5.62%
APR5.75%
Points0.000
UpdatedMar 16, 2026
Details
As Low As
Associated Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1 Brewers Way, Antigo, WI, 53005
15 Year Fixed
5.62%
5.79%
▼
Rate5.62%
APR5.79%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Marathon Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
11315 N Cedarburg Rd, Brookfield, WI, 53045
15 Year Fixed
5.62%
5.80%
▼
Rate5.62%
APR5.80%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
1006 Royalton St, Appleton, WI, 54115 3901
CFCU 15 Year Fixed
5.62%
5.80%
▼
Rate5.62%
APR5.80%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1024 N Superior Ave, Fort McCoy, WI, 54656 5115
15 Year Fixed
15 Year
5.50%
5.81%
▼
Rate5.50%
APR5.81%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
115 W Oklahoma Ave, Elm Grove, WI, 53066
15 Year Fixed
15 Year
5.75%
5.83%
▼
Rate5.75%
APR5.83%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
115 W Oklahoma Ave, Elm Grove, WI, 53066
15 Year Fixed Rate
5.75%
5.83%
▼
Rate5.75%
APR5.83%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
115 W Oklahoma Ave, Elm Grove, WI, 53066
15-Year Fixed Rate Purchase
5.75%
5.83%
▼
Rate5.75%
APR5.83%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.87%
1 Corporate Dr Ste 102, Chetek, WI, 53532
15-year Fixed-Rate
15
5.75%
5.83%
▼
Rate5.75%
APR5.83%
Points0.000
UpdatedMar 18, 2026
Details
As Low As
Royal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
100 Splinter Ave, Adams, WI, 53506
15-Year Fixed Rate
5.75%
5.84%
▼
Rate5.75%
APR5.84%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Woodford State Bank
Institution Rating:
C4.0 ★Texas Ratio: 26.81%
101 Spruce Street, Argyle, WI, 53504
15 Year Fixed
15
5.75%
5.84%
▼
Rate5.75%
APR5.84%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
FNC Bank Richmond, WI
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
109 E 2nd St, Dresser, WI, 54009
15 Year Fixed
5.75%
5.85%
▼
Rate5.75%
APR5.85%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
10539 W National Ave, Appleton, WI, 53005
15-Year Fixed Service Released
5.75%
5.85%
▼
Rate5.75%
APR5.85%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI, 53024
15 Year Fixed Rate
5.75%
5.85%
▼
Rate5.75%
APR5.85%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
101 Wisconsin American Dr, Algoma, WI, 53081
15 Year Fixed (Conforming)
5.75%
5.88%
▼
Rate5.75%
APR5.88%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
101 Wisconsin American Dr, Algoma, WI, 53081
15 Year Fixed (Conforming)
5.75%
5.90%
▼
Rate5.75%
APR5.90%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
1740 Stephenson St, Green Bay, WI, 54143
Fixed Rate Mortgage 15-Year Fixed
5.88%
5.91%
▼
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
1000 13th Ave, Altoona, WI, 54001
15 year Fixed
5.88%
5.94%
▼
Rate5.88%
APR5.94%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1025 Milwaukee Ave, Menomonee Falls, WI, 53051 8009
15 Year Fixed Rate
5.88%
5.94%
▼
Rate5.88%
APR5.94%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
2006 Schofield Ave, Weston, WI, 54476 2381
5:1 ARM
15 years
4.71%
4.92%
▼
Rate4.71%
APR4.92%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
2006 Schofield Ave, Weston, WI, 54476 2381
5:1 ARM
10 years
4.71%
5.01%
▼
Rate4.71%
APR5.01%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
133 N Richmond St, Appleton, WI, 54911 4635
3 Year ARM
4.99%
5.03%
▼
Rate4.99%
APR5.03%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
2006 Schofield Ave, Weston, WI, 54476 2381
5:1 ARM
20 years
4.91%
5.07%
▼
Rate4.91%
APR5.07%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
133 N Richmond St, Appleton, WI, 54911 4635
5 Year ARM
5.24%
5.28%
▼
Rate5.24%
APR5.28%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
2006 Schofield Ave, Weston, WI, 54476 2381
5:1 ARM
25 years
5.16%
5.30%
▼
Rate5.16%
APR5.30%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Prime Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.69%
1923 W Oklahoma Ave, Brown Deer, WI, 53110 2657
Adjustable-rate Traditional Mortgage (ARM) 5-Year
5
5.38%
5.48%
▼
Rate5.38%
APR5.48%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
100 Chapman Farm Blvd, Beloit, WI, 53105
Community Heroes Home 5/5 ARM Adjustable Rate
5.50%
5.50%
▼
Rate5.50%
APR5.50%
Points0.000
UpdatedMar 13, 2026
Details
PMI required over 80% LTV. 99% LTV. 30-year amortization. Minimum credit score 740+. Occupation restrictions apply. No closing costs. Single family owner occupied homes only. Contact us for more information about investment properties or non-owner occupied homes.
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
100 Chapman Farm Blvd, Beloit, WI, 53105
5/1*
5.50%
5.55%
▼
Rate5.50%
APR5.55%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
10859 W Bluemound Rd, Brookfield, WI, 53005
5 Year Adjustable Rate Mortgage (ARM)
5.50%
5.55%
▼
Rate5.50%
APR5.55%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1024 N Superior Ave, Fort McCoy, WI, 54656 5115
5 Year ARM*
5 Year
5.38%
5.56%
▼
Rate5.38%
APR5.56%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1024 N Superior Ave, Fort McCoy, WI, 54656 5115
7 Year ARM*
7 Year
5.38%
5.56%
▼
Rate5.38%
APR5.56%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
91 N Pioneer Rd, Fond du Lac, WI, 54935
First Mortgage 3/1 Year ARM
5.25%
5.61%
▼
Rate5.25%
APR5.61%
Points0.000
UpdatedMar 18, 2026
Details
As Low As
Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1045 E Johnson St, Appleton, WI, 54110
Adjustable Rate Mortgage Loan
3 years
5.38%
5.62%
▼
Rate5.38%
APR5.62%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
100 Chapman Farm Blvd, Beloit, WI, 53105
First-Time Homebuyers Programs with No Closing Costs 5/5 ARM
5.62%
5.62%
▼
Rate5.62%
APR5.62%
Points0.000
UpdatedMar 13, 2026
Details
Maximum second mortgage 5% LTV
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1 Northwestern Mutual Way, Franklin, WI, 53132
3/1 Adjustable-Rate Mortgage
5.15%
5.63%
▼
Rate5.15%
APR5.63%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1045 E Johnson St, Appleton, WI, 54110
Adjustable Rate Mortgage Loan
5 years
5.50%
5.63%
▼
Rate5.50%
APR5.63%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
1740 Stephenson St, Green Bay, WI, 54143
Adjustable Rate Mortgage 15-Year Amortized
5.62%
5.66%
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
1740 Stephenson St, Green Bay, WI, 54143
Adjustable Rate Mortgage 20-Year Amortized
5.62%
5.67%
▼
Rate5.62%
APR5.67%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1 Northwestern Mutual Way, Franklin, WI, 53132
5/1 Adjustable-Rate Mortgage
5.50%
5.69%
▼
Rate5.50%
APR5.69%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1045 E Johnson St, Appleton, WI, 54110
Adjustable Rate Mortgage Loan
7 years
5.75%
5.74%
▼
Rate5.75%
APR5.74%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
100 Chapman Farm Blvd, Beloit, WI, 53105
First-Time Homebuyers Programs with No Closing Costs 5/5 ARM
5.75%
5.75%
▼
Rate5.75%
APR5.75%
Points0.000
UpdatedMar 13, 2026
Details
Maximum second mortgage 7% LTV
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
1740 Stephenson St, Green Bay, WI, 54143
Adjustable Rate Mortgage 30-Year Amortized
5.74%
5.76%
▼
Rate5.74%
APR5.76%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1 Northwestern Mutual Way, Franklin, WI, 53132
7/1 Adjustable-Rate Mortgage
5.75%
5.79%
▼
Rate5.75%
APR5.79%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
10859 W Bluemound Rd, Brookfield, WI, 53005
7 Year Adjustable Rate Mortgage (ARM)
5.75%
5.80%
▼
Rate5.75%
APR5.80%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
110 McIndoe St, Wausau, WI, 54401
3/1 ARM
360
5.75%
5.81%
▼
Rate5.75%
APR5.81%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
110 McIndoe St, Wausau, WI, 54401
5/1 ARM
360
5.75%
5.81%
▼
Rate5.75%
APR5.81%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
11357 N Port Washington Rd, Grafton, WI, 53024 9397
Promotion 7/1 ARM
5.25%
5.81%
▼
Rate5.25%
APR5.81%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1045 E Johnson St, Appleton, WI, 54110
Adjustable Rate Mortgage Loan
10 years
5.88%
5.84%
▼
Rate5.88%
APR5.84%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
91 N Pioneer Rd, Fond du Lac, WI, 54935
First Mortgage 7/1 Year ARM
5.75%
5.86%
▼
Rate5.75%
APR5.86%
Points0.000
UpdatedMar 18, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
91 N Pioneer Rd, Fond du Lac, WI, 54935
First Mortgage 5/1 Year ARM
5.50%
5.86%
▼
Rate5.50%
APR5.86%
Points0.000
UpdatedMar 18, 2026
Details
As Low As
Prime Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.69%
1923 W Oklahoma Ave, Brown Deer, WI, 53110 2657
Adjustable-rate Traditional Mortgage (ARM) 7-Year
7
5.75%
5.86%
▼
Rate5.75%
APR5.86%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Forte Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
116 W Sumner St, Hartford, WI, 53027
3/1 ARM
3 Years
5.50%
5.88%
▼
Rate5.50%
APR5.88%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
1065 Velp Ave, Appleton, WI, 54115
3 year ARM
3 year
5.62%
5.94%
▼
Rate5.62%
APR5.94%
Points0.000
UpdatedMar 18, 2026
Details
As Low As
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
1065 Velp Ave, Appleton, WI, 54115
5 year ARM
5 year
5.62%
5.94%
▼
Rate5.62%
APR5.94%
Points0.000
UpdatedMar 18, 2026
Details
As Low As
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
101 S Madison St, Fond Du Lac, WI, 53963
3/1 Adjustable-Rate Mortgage
5.95%
5.95%
▼
Rate5.95%
APR5.95%
Points0.000
UpdatedMar 20, 2026
Details
As Low As
Superior Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1130 Tower Ave, Superior, WI, 54880
5 year adjustable (5/1 ARM)
5.00%
5.95%
▼
Rate5.00%
APR5.95%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1 Northwestern Mutual Way, Franklin, WI, 53132
10/1 Adjustable-Rate Mortgage
6.00%
5.96%
▼
Rate6.00%
APR5.96%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Sheboygan Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
1707 Indiana Ave, Sheboygan, WI, 53081
7/1 ARM up to 30 Years
5.50%
6.00%
▼
Rate5.50%
APR6.00%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
1000 13th Ave, Altoona, WI, 54001
Jumbo 5/6 mo. ARM
5.50%
6.04%
▼
Rate5.50%
APR6.04%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Winnebago Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
2060 Witzel Ave, Neenah, WI, 54901
5 Year ARM
5.24%
6.05%
▼
Rate5.24%
APR6.05%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
1000 13th Ave, Altoona, WI, 54001
Jumbo 7/6 mo. ARM
5.75%
6.07%
▼
Rate5.75%
APR6.07%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
106 E Main St, Beaver Dam, WI, 53005
3 Year ARM
5.25%
6.07%
▼
Rate5.25%
APR6.07%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
1000 13th Ave, Altoona, WI, 54001
5/6 mo. ARM
5.50%
6.07%
▼
Rate5.50%
APR6.07%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
106 Main St, Appleton, WI, 54106 9586
7/1 ARM
5.75%
6.07%
▼
Rate5.75%
APR6.07%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
106 E Main St, Beaver Dam, WI, 53005
5 Year ARM
5.62%
6.08%
▼
Rate5.62%
APR6.08%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI, 54601
7/6 ARM
5.62%
6.09%
▼
Rate5.62%
APR6.09%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
1006 Royalton St, Appleton, WI, 54115 3901
3/1 ARM
5.38%
6.09%
▼
Rate5.38%
APR6.09%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
1006 Royalton St, Appleton, WI, 54115 3901
5/1 ARM
5.38%
6.09%
▼
Rate5.38%
APR6.09%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
1000 13th Ave, Altoona, WI, 54001
7/6 mo. ARM
5.75%
6.09%
▼
Rate5.75%
APR6.09%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
151 W Corporate DR, Madison, WI, 53714 2409
Jumbo Loan
5.88%
6.02%
▼
Rate5.88%
APR6.02%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 53142 8423
Jumbo 30 Year Fixed
30
6.12%
6.26%
▼
Rate6.12%
APR6.26%
Points1.000
UpdatedMar 18, 2026
Details
As Low As
First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
1350 22nd Ave, Kenosha, WI, 53140
Jumbo 30 Year Fixed
6.38%
6.40%
▼
Rate6.38%
APR6.40%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
1 S Pinckney St, Appleton, WI, 53005
Jumbo loans 15-year
15-year
6.25%
6.49%
▼
Rate6.25%
APR6.49%
Points0.640
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
1 S Pinckney St, Appleton, WI, 53005
Jumbo loans 20-year
20-year
6.38%
6.58%
▼
Rate6.38%
APR6.58%
Points0.735
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
1 S Pinckney St, Appleton, WI, 53005
Jumbo loans 30-year
30-year
6.50%
6.65%
▼
Rate6.50%
APR6.65%
Points0.685
UpdatedMar 15, 2026
Details
No additional details available.
KeySavings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
292 Matterhorn Trl, Nekoosa, WI, 54457
JUMBO
7.00%
7.01%
▼
Rate7.00%
APR7.01%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
2707 30th Ave, Cudahy, WI, 53110 2611
FHA 30-Year Fixed
5.50%
5.78%
▼
Rate5.50%
APR5.78%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
115 W Oklahoma Ave, Elm Grove, WI, 53066
FHA Loans
6.00%
6.23%
▼
Rate6.00%
APR6.23%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
151 W Corporate DR, Madison, WI, 53714 2409
FHA Loan
5.38%
6.26%
▼
Rate5.38%
APR6.26%
Points0.000
UpdatedMar 15, 2026
Details
As Low As; Rates as low as 5.375% (6.265% APR)
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
10859 W Bluemound Rd, Brookfield, WI, 53005
30 Year Fixed Rate Mortgage | FHA
5.99%
6.38%
▼
Rate5.99%
APR6.38%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
1 S Pinckney St, Appleton, WI, 53005
Federal Housing Administration (FHA) loans 30-year
30-year
5.88%
6.76%
▼
Rate5.88%
APR6.76%
Points0.932
UpdatedMar 15, 2026
Details
No additional details available.
KeySavings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.76%
292 Matterhorn Trl, Nekoosa, WI, 54457
FHA
6.75%
6.84%
▼
Rate6.75%
APR6.84%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Associated Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1 Brewers Way, Antigo, WI, 53005
30 Year FHA
6.00%
6.85%
▼
Rate6.00%
APR6.85%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
100 Chapman Farm Blvd, Beloit, WI, 53105
VA Mortgage Products 15-year Fixed
15
5.25%
5.34%
▼
Rate5.25%
APR5.34%
Points0.000
UpdatedMar 13, 2026
Details
No down payment required. $1,600 closing costs. Minimum credit score 620. Certificate of Eligibility required.
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
1065 Velp Ave, Appleton, WI, 54115
Federal VA Loans 15 year
15 year
5.25%
5.41%
▼
Rate5.25%
APR5.41%
Points0.000
UpdatedMar 18, 2026
Details
As Low As
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
151 W Corporate DR, Madison, WI, 53714 2409
VA Loan
5.38%
5.67%
▼
Rate5.38%
APR5.67%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
100 Chapman Farm Blvd, Beloit, WI, 53105
VA Mortgage Products 30-year Fixed
30
5.62%
5.68%
▼
Rate5.62%
APR5.68%
Points0.000
UpdatedMar 13, 2026
Details
No down payment required. $1,600 closing costs. Minimum credit score 620. Certificate of Eligibility required.
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
2707 30th Ave, Cudahy, WI, 53110 2611
VA 30-Year Fixed
5.62%
5.76%
▼
Rate5.62%
APR5.76%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 E Wisconsin Ave, Appleton, WI, 53051
30-Year Fixed-Rate VA
5.62%
5.82%
▼
Rate5.62%
APR5.82%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
1065 Velp Ave, Appleton, WI, 54115
Federal VA Loans 30 year
30 year
5.62%
5.94%
▼
Rate5.62%
APR5.94%
Points0.000
UpdatedMar 18, 2026
Details
As Low As
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
106 Main St, Appleton, WI, 54106 9586
Fox First Home Advantage (30 Year Fixed)
6.12%
6.20%
▼
Rate6.12%
APR6.20%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
1350 22nd Ave, Kenosha, WI, 53140
Federal VA 30 Year Fixed Rate
5.99%
6.32%
▼
Rate5.99%
APR6.32%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
115 W Oklahoma Ave, Elm Grove, WI, 53066
VA Loans
6.12%
6.45%
▼
Rate6.12%
APR6.45%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
1 S Pinckney St, Appleton, WI, 53005
Veterans Affairs (VA) loans 30-year
30-year
6.12%
6.46%
▼
Rate6.12%
APR6.46%
Points0.509
UpdatedMar 15, 2026
Details
No additional details available.
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
10859 W Bluemound Rd, Brookfield, WI, 53005
30 Year Fixed Rate Mortgage |VA
6.25%
6.49%
▼
Rate6.25%
APR6.49%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
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The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Wisconsin directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Wisconsin. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.
Frequently Asked Questions about Mortgage Rates in Wisconsin
How does my credit score affect my rate in Wisconsin?
Your credit score is a major factor. Generally, borrowers in Wisconsin with higher credit scores (760+) receive the lowest interest rates.
What is a 30-Year Fixed Mortgage?
A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in Wisconsin because it offers lower monthly payments compared to shorter-term loans.
What are closing costs in Wisconsin?
Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% to 5% of the loan amount. In Wisconsin, these may include appraisal fees, title insurance, and recording fees.
Should I lock my mortgage rate?
If you are satisfied with the current rate and worried rates might rise before closing on your home in Wisconsin, locking your rate is a good idea. It guarantees your rate for a specific period.
What is an Adjustable-Rate Mortgage (ARM)?
An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.
What is a Jumbo Loan in Wisconsin?
A Jumbo Loan exceeds the conforming loan limits set by the FHFA. In high-cost areas of Wisconsin, these limits are higher. These loans typically require stronger credit and larger down payments.
Do I need 20% down to buy a house in Wisconsin?
No. While 20% avoids Private Mortgage Insurance (PMI), many lenders in Wisconsin offer loans with as little as 3% or 3.5% down (FHA). VA loans may require no down payment.
What is the difference between Interest Rate and APR?
The interest rate is the cost of borrowing the principal. The APR (Annual Percentage Rate) includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.
How do I find the best lender in Wisconsin?
Compare rates from multiple sources including local banks, credit unions, and online lenders using the tables on this page to find the best offer for your situation.
What are the best Mortgage rates in Wisconsin?
- Evergreen Credit Union: 5.75% (30 Year Fixed)
- Tri City National Bank: 5.75% (30 Year Fixed Rate Mortgage |WHEDA First-time Homebuyer*)
- Dupaco Community Credit Union: 5.88% (Purchase: 30-Year Fixed Conventional)
- Woodford State Bank: 5.88% (30 Year Fixed)
- Mound City Bank: 5.88% (30 Year Fixed)
Mortgage Rates reflect actual verified offers from lenders actively lending to Wisconsin borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 20, 2026
Mortgage Rates by City in Wisconsin
