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Wisconsin Housing Affordability Index | MonitorBankRates (MBR-HAI)

Wisconsin Housing Affordability Index

Daily affordability score for Wisconsin compared to the national average. Updated every night using live mortgage rates and U.S. Census Bureau income and home value data.

Live Score
Wisconsin
107.0
Near National Average
MBR-HAI • May 26, 2026
0 vs. prior day
National Average
100.0
Near National Average
MBR-HAI • May 26, 2026
0 vs. prior day
National Rank #22 of 51 states
vs. National Average +7 points
30-yr Rate Used 6.599%
Median Home Value $266,500
Median Household Income $77,485

Wisconsin Affordability Ranking

#22 of 51 states · May 26, 2026 Near the middle
Most Affordable Least Affordable
More affordable than: 29 of 51 states (57%)
Less affordable than: 21 of 51 states (41%)
MBR-HAI Score: 107.0 vs. national 100.0 (+7 points)
Nearby States
↑ 19 more affordable states above
#20 GA 107.4
#21 NC 107.1
#22 Wisconsin ◀ 107.0
#23 WY 105.5
#24 DE 105.3
↓ 27 less affordable states below
Top 5 Most Affordable
#1 WV 148.1
#2 AR 139.9
#3 AL 137.2
#4 MS 134.6
#5 IA 130.5
Bottom 5 Least Affordable
#47 OR 79.7
#48 DC 78.7
#49 MA 77.8
#50 HI 70.7
#51 CA 68.4

View full 51-state rankings →

Wisconsin MBR-HAI · 90-Day Trend

Wisconsin
National Average

Dashed line = national average. Amber dashed line = 100 baseline. Score updates each morning after the nightly rate aggregation run.

Key Affordability Factors · Wisconsin

$266,500
Median Home Value
U.S. median: varies by state
$77,485
Median Household Income
U.S. median: $80,734
3.4x
Price-to-Income Ratio
Home value ÷ income
$1,236/mo
Median Owner Costs
19.1% of income annually
$3,875/yr
Median Property Tax
1.45% effective rate
71.2%
Homeownership Rate
U.S. average: 65.7%
22.4%
Owner Cost Burden
% spending 30%+ of income on housing
6.599%
30-yr Mortgage Rate
State average • May 26, 2026

Source: U.S. Census Bureau American Community Survey and Current Population Survey. Mortgage rate from MBR live rate database.

How Wisconsin Ranks Among All States

#22
of 51 states
Least Affordable Most Affordable
Wisconsin is more affordable than 58% of U.S. states, Near National Average
107.0
MBR-HAI Score
Rank State MBR-HAI Score Affordability
▲ See top 18 states →
19 Nebraska 109.7 Near National Average
20 Georgia 107.4 Near National Average
21 North Carolina 107.1 Near National Average
22 Wisconsin You are here 107.0 Near National Average
23 Wyoming 105.5 Near National Average
24 Delaware 105.3 Near National Average
25 Illinois 105.2 Near National Average
▼ See all 51 state rankings →

Showing states ranked near Wisconsin · May 26, 2026 • View complete national rankings →

Download Wisconsin HAI Data

Wisconsin History (CSV)
Daily score vs. national • all dates
date,state,hai_score,national_score,rate_used
2026-05-26,WI,107.0,100.0,6.599
Download WI History (CSV)
All 51 States (CSV)
Compare Wisconsin to every state

Daily scores for all 51 states, filter by state or date in Excel or Google Sheets.

All States (CSV)
Cite the Wisconsin MBR-HAI
Editorial / press citation
“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, May 26, 2026. Wisconsin score: 107.0 (Near National Average), ranked #22 of 51 states. Methodology: monitorbankrates.com/housing-affordability-index-methodology”
APA 7th edition (academic)
Monitor Bank Rates LLC. (2026, May 26). MonitorBankRates (MBR) Housing Affordability Index: Wisconsin [Data set]. https://www.monitorbankrates.com/housing-affordability-index/wisconsin/

Press & Citation Resources · Wisconsin

Ready-to-publish sentences using today's Wisconsin data, an email template you can send to clients, and direct contact for press inquiries or custom data requests.

Ready-to-Publish Sentences

Each sentence updates daily with the live Wisconsin score. Free for editorial use with attribution to MonitorBankRates.

News Lead · AP-style, factual

In Wisconsin, the MonitorBankRates (MBR) Housing Affordability Index stood at 107.0 on May 26, 2026, ranking #22 of 51 U.S. states for homeownership affordability and indicating near national average conditions relative to the national baseline. The state-level reading combines Wisconsin's 30-year mortgage rate average of 6.599% with U.S. Census Bureau housing values, household income, property taxes, and cost burden data.

Analyst Quote · with voice, attributable

“Wisconsin's MonitorBankRates (MBR) Housing Affordability Index score of 107.0 places it #22 of 51 nationwide. Above the 100 baseline, that means buyer purchasing power in Wisconsin is stronger than the long-run national average computed at a 6.5% mortgage rate. The state's 30-year average is currently 6.599%, and the index outperforms the national average.”

Brian McKay, MonitorBankRates

Social Media · concise, share-friendly

🏠 MonitorBankRates (MBR) Housing Affordability Index. Wisconsin: 107.0 (Near National Average), rank #22 of 51 states. 30-yr mortgage avg: 6.60%. National baseline = 100. Updated daily · via @MonitorBankRates → https://www.monitorbankrates.com/housing-affordability-index/wisconsin/

Casual / Blog · conversational

Housing affordability in Wisconsin is currently sitting at 107.0 on the MonitorBankRates (MBR) Housing Affordability Index, ranking it #22 of 51 U.S. states. With 100 representing the long-term national baseline at a 6.5% reference rate, Wisconsin's 30-year mortgage rate of 6.60% reflects near national average conditions for local buyers. The state outperforms the national average as a whole.

Mortgage Broker Email Template

Pre-written client update for Wisconsin homebuyers. Personalize the bracketed fields and send.

SubjectHousing affordability snapshot for Wisconsin: what it means for your search
Hi [Client Name], Wanted to share a quick affordability snapshot for Wisconsin from the MonitorBankRates (MBR) Housing Affordability Index, a daily-updated composite that tracks how affordable U.S. homeownership is right now. Wisconsin's current reading: 107.0 (Near National Average), rank #22 of 51 states National reading: 100.030-year mortgage rate average in Wisconsin: 6.599% The index baseline of 100 represents long-run typical conditions at a 6.5% reference rate. Wisconsin currently outperforms the national average. For full state context (including the 90-day trend, key affordability factors, and how Wisconsin compares to neighboring states) see: https://www.monitorbankrates.com/housing-affordability-index/wisconsin/ Always happy to discuss what this means for your specific situation. Best, [Your Name]

For Press & Researchers

The Wisconsin MBR-HAI is free to cite for editorial, academic, and policy use with attribution. We're happy to provide additional support:

  • Custom data cuts: Wisconsin metros, MSAs, or historical slices on request
  • Embargo-friendly releases: give us 24 hours notice for scheduled coverage
  • Background interviews: methodology, market context, or commentary on rate moves
  • Direct contact: contact form or reply to any address listed there

For our published citation history and recent media mentions, see MBR in the Press.