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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Yuba, WI Housing Affordability Index

Yuba, Wisconsin has an MBR Housing Affordability Index score of 66.8 (Significantly Less Affordable) as of October 30, 2026, ranking 694th most affordable of 695 scored Wisconsin cities, compared with 104.4 statewide and 97.4 nationally. On a median-priced $315,800 home with 20% down, the Wisconsin average 30-year fixed rate of 7.30% means a monthly principal and interest payment of about $1,732, or 71% of the city’s $29,188 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Yuba is updated every night from live Wisconsin mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Yuba MBR-HAI 66.8 Significantly Less Affordable
Rank in Wisconsin 694 of 695 1 = most affordable
Wisconsin 104.4 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.30% Wisconsin lenders
Median home value $315,800 U.S. Census Bureau

Yuba is 37.6 points below the Wisconsin score. Scores as of October 30, 2026. See the Wisconsin index

View Yuba Mortgage Rates

What It Takes to Buy in Yuba

$1,732/mo
Principal & Interest
Median home, 20% down, 7.30%
$74,200
Income Needed
To keep the payment at 28% of income
$29,188
Median Household Income
Wisconsin: $77,485
10.8x
Price-to-Income Ratio
Wisconsin: 3.4x
$570/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,875/yr
Median Property Tax
Wisconsin figure
22.4%
Owner Cost Burden
Owners spending 30%+ of income on housing
42.5%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Yuba, Wisconsin. The rate is the Wisconsin average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Yuba Ranks in Wisconsin

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Cite the Yuba Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Yuba, Wisconsin score: 66.8 (Significantly Less Affordable), ranked 694 of 695 Wisconsin cities. monitorbankrates.com/housing-affordability-index/wisconsin/yuba”