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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Lime Ridge, WI Housing Affordability Index

Lime Ridge, Wisconsin has an MBR Housing Affordability Index score of 262.8 (Highly Affordable) as of October 30, 2026, ranking 5th most affordable of 695 scored Wisconsin cities, compared with 104.4 statewide and 97.4 nationally. On a median-priced $145,800 home with 20% down, the Wisconsin average 30-year fixed rate of 7.30% means a monthly principal and interest payment of about $800, or 8% of the city’s $114,375 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Lime Ridge is updated every night from live Wisconsin mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Lime Ridge MBR-HAI 262.8 Highly Affordable
Rank in Wisconsin 5 of 695 1 = most affordable
Wisconsin 104.4 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.30% Wisconsin lenders
Median home value $145,800 U.S. Census Bureau

Lime Ridge is 158.4 points above the Wisconsin score. Scores as of October 30, 2026. See the Wisconsin index

View Lime Ridge Mortgage Rates

What It Takes to Buy in Lime Ridge

$800/mo
Principal & Interest
Median home, 20% down, 7.30%
$34,300
Income Needed
To keep the payment at 28% of income
$114,375
Median Household Income
Wisconsin: $77,485
1.3x
Price-to-Income Ratio
Wisconsin: 3.4x
$1,000/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,969/yr
Median Property Tax
1.35% of median value
2.4%
Owner Cost Burden
Owners spending 30%+ of income on housing
35.3%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Lime Ridge, Wisconsin. The rate is the Wisconsin average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Lime Ridge Ranks in Wisconsin

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Cite the Lime Ridge Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Lime Ridge, Wisconsin score: 262.8 (Highly Affordable), ranked 5 of 695 Wisconsin cities. monitorbankrates.com/housing-affordability-index/wisconsin/lime-ridge”