Wyoming Housing Affordability Index
Wyoming’s MBR Housing Affordability Index score is 102.8 (Near National Average) as of October 14, 2026, ranking 25th most affordable of 51 states, compared with a national score of 97.1. On a median-priced $309,700 home in Wyoming with 20% down, the current 7.36% 30-year fixed rate means a monthly principal and interest payment of about $1,709, or 27% of the state’s $76,176 median household income.
Daily MBR Housing Affordability Index (MBR-HAI) score for Wyoming compared to the national average. Updated every night using live mortgage rates and U.S. Census Bureau income and home value data. A score of 100 equals the national average; higher scores mean homeownership is more affordable.
Housing Affordability Across U.S. States
MBR-HAI score for every state as of October 14, 2026, with Wyoming outlined. Green states are more affordable than the national baseline of 100; red states are less affordable. Hover for the rank; click through to any state.
National baseline = 100 (computed at the 6.5% reference rate). Scores update every morning. Hover any state for its rank; click to open that state's page.
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Wyoming Affordability Ranking
Wyoming MBR-HAI · 90-Day Trend
Dashed line = national average. Amber dashed line = 100 baseline. Score updates each morning after the nightly rate aggregation run.
Key Affordability Factors · Wyoming
Source: U.S. Census Bureau American Community Survey and Current Population Survey. Mortgage rate from MBR live rate database.
How Wyoming Ranks Among All States
| Rank | State | MBR-HAI Score | Affordability |
|---|---|---|---|
| ▲ See top 21 states → | |||
| 22 | Wisconsin | 103.6 | Near National Average |
| 23 | Tennessee | 103.4 | Near National Average |
| 24 | Delaware | 103.2 | Near National Average |
| 25 | Wyoming You are here | 102.8 | Near National Average |
| 26 | Illinois | 101.4 | Near National Average |
| 27 | Texas | 98.8 | Near National Average |
| 28 | Alaska | 98.0 | Near National Average |
| ▼ See all 51 state rankings → | |||
Showing states ranked near Wyoming · October 14, 2026 • View complete national rankings →
Download Wyoming HAI Data
2026-10-14,WY,102.8,97.1,7.360
Daily scores for all 51 states, filter by state or date in Excel or Google Sheets.
All States (CSV)Press & Citation Resources · Wyoming
Ready-to-publish sentences using today's Wyoming data, an email template you can send to clients, and direct contact for press inquiries or custom data requests.
Ready-to-Publish Sentences
Each sentence updates daily with the live Wyoming score. Free for editorial use with attribution to MonitorBankRates.
In Wyoming, the MonitorBankRates (MBR) Housing Affordability Index stood at 102.8 on October 14, 2026, ranking #25 of 51 U.S. states for homeownership affordability and indicating near national average conditions relative to the national baseline. The state-level reading combines Wyoming's 30-year mortgage rate average of 7.360% with U.S. Census Bureau housing values, household income, property taxes, and cost burden data.
“Wyoming's MonitorBankRates (MBR) Housing Affordability Index score of 102.8 places it #25 of 51 nationwide. Above the 100 baseline, that means buyer purchasing power in Wyoming is stronger than the long-run national average computed at a 6.5% mortgage rate. The state's 30-year average is currently 7.360%, and the index outperforms the national average.”
Brian McKay, MonitorBankRates
🏠 MonitorBankRates (MBR) Housing Affordability Index. Wyoming: 102.8 (Near National Average), rank #25 of 51 states. 30-yr mortgage avg: 7.36%. National baseline = 100. Updated daily · via @MonitorBankRates → https://www.monitorbankrates.com/housing-affordability-index/wyoming/
Housing affordability in Wyoming is currently sitting at 102.8 on the MonitorBankRates (MBR) Housing Affordability Index, ranking it #25 of 51 U.S. states. With 100 representing the long-term national baseline at a 6.5% reference rate, Wyoming's 30-year mortgage rate of 7.36% reflects near national average conditions for local buyers. The state outperforms the national average as a whole.
Mortgage Broker Email Template
Pre-written client update for Wyoming homebuyers. Personalize the bracketed fields and send.
For Press & Researchers
The Wyoming MBR-HAI is free to cite for editorial, academic, and policy use with attribution. We're happy to provide additional support:
- Custom data cuts: Wyoming metros, MSAs, or historical slices on request
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