MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Thermopolis, WY Housing Affordability Index

Thermopolis, Wyoming has an MBR Housing Affordability Index score of 130.9 (Highly Affordable) as of October 30, 2026, ranking 42nd most affordable of 98 scored Wyoming cities, compared with 103.1 statewide and 97.4 nationally. On a median-priced $211,400 home with 20% down, the Wyoming average 30-year fixed rate of 7.26% means a monthly principal and interest payment of about $1,154, or 21% of the city’s $65,208 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Thermopolis is updated every night from live Wyoming mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Thermopolis MBR-HAI 130.9 Highly Affordable
Rank in Wyoming 42 of 98 1 = most affordable
Wyoming 103.1 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.26% Wyoming lenders
Median home value $211,400 U.S. Census Bureau

Thermopolis is 27.8 points above the Wyoming score. Scores as of October 30, 2026. See the Wyoming index

View Thermopolis Mortgage Rates

What It Takes to Buy in Thermopolis

$1,154/mo
Principal & Interest
Median home, 20% down, 7.26%
$49,500
Income Needed
To keep the payment at 28% of income
$65,208
Median Household Income
Wyoming: $76,176
3.2x
Price-to-Income Ratio
Wyoming: 4.1x
$640/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,211/yr
Median Property Tax
0.57% of median value
16.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
50.7%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Thermopolis, Wyoming. The rate is the Wyoming average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Thermopolis Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Thermopolis, Wyoming score: 130.9 (Highly Affordable), ranked 42 of 98 Wyoming cities. monitorbankrates.com/housing-affordability-index/wyoming/thermopolis”