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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Alpine, WY Housing Affordability Index

Alpine, Wyoming has an MBR Housing Affordability Index score of 88.3 (Moderately Less Affordable) as of October 30, 2026, ranking 90th most affordable of 98 scored Wyoming cities, compared with 103.1 statewide and 97.4 nationally. On a median-priced $621,600 home with 20% down, the Wyoming average 30-year fixed rate of 7.26% means a monthly principal and interest payment of about $3,394, or 41% of the city’s $98,942 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Alpine is updated every night from live Wyoming mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Alpine MBR-HAI 88.3 Moderately Less Affordable
Rank in Wyoming 90 of 98 1 = most affordable
Wyoming 103.1 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.26% Wyoming lenders
Median home value $621,600 U.S. Census Bureau

Alpine is 14.8 points below the Wyoming score. Scores as of October 30, 2026. See the Wyoming index

View Alpine Mortgage Rates

What It Takes to Buy in Alpine

$3,394/mo
Principal & Interest
Median home, 20% down, 7.26%
$145,500
Income Needed
To keep the payment at 28% of income
$98,942
Median Household Income
Wyoming: $76,176
6.3x
Price-to-Income Ratio
Wyoming: 4.1x
$1,606/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,982/yr
Median Property Tax
0.32% of median value
20.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
32.5%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Alpine, Wyoming. The rate is the Wyoming average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Alpine Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Alpine, Wyoming score: 88.3 (Moderately Less Affordable), ranked 90 of 98 Wyoming cities. monitorbankrates.com/housing-affordability-index/wyoming/alpine”