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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Arcadia, WI Housing Affordability Index

Arcadia, Wisconsin has an MBR Housing Affordability Index score of 154.0 (Highly Affordable) as of October 30, 2026, ranking 139th most affordable of 695 scored Wisconsin cities, compared with 104.4 statewide and 97.4 nationally. On a median-priced $169,500 home with 20% down, the Wisconsin average 30-year fixed rate of 7.30% means a monthly principal and interest payment of about $930, or 15% of the city’s $74,531 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Arcadia is updated every night from live Wisconsin mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Arcadia MBR-HAI 154.0 Highly Affordable
Rank in Wisconsin 139 of 695 1 = most affordable
Wisconsin 104.4 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.30% Wisconsin lenders
Median home value $169,500 U.S. Census Bureau

Arcadia is 49.6 points above the Wisconsin score. Scores as of October 30, 2026. See the Wisconsin index

View Arcadia Mortgage Rates

What It Takes to Buy in Arcadia

$930/mo
Principal & Interest
Median home, 20% down, 7.30%
$39,800
Income Needed
To keep the payment at 28% of income
$74,531
Median Household Income
Wisconsin: $77,485
2.3x
Price-to-Income Ratio
Wisconsin: 3.4x
$736/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,153/yr
Median Property Tax
1.27% of median value
11.5%
Owner Cost Burden
Owners spending 30%+ of income on housing
25.6%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Arcadia, Wisconsin. The rate is the Wisconsin average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Arcadia Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Arcadia, Wisconsin score: 154.0 (Highly Affordable), ranked 139 of 695 Wisconsin cities. monitorbankrates.com/housing-affordability-index/wisconsin/arcadia”