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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Lac La Belle, WI Housing Affordability Index

Lac La Belle, Wisconsin has an MBR Housing Affordability Index score of 83.4 (Moderately Less Affordable) as of October 30, 2026, ranking 677th most affordable of 695 scored Wisconsin cities, compared with 104.4 statewide and 97.4 nationally. On a median-priced $1,312,500 home with 20% down, a jumbo loan at 7.55% means a monthly principal and interest payment of about $7,378, or 41% of the city’s $213,958 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Lac La Belle is updated every night from live Wisconsin mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Lac La Belle MBR-HAI 83.4 Moderately Less Affordable
Rank in Wisconsin 677 of 695 1 = most affordable
Wisconsin 104.4 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.30% Wisconsin lenders
Median home value $1,312,500 U.S. Census Bureau

Lac La Belle is 21.0 points below the Wisconsin score. Scores as of October 30, 2026. See the Wisconsin index

View Lac La Belle Mortgage Rates

What It Takes to Buy in Lac La Belle

$7,378/mo
Principal & Interest
Median home, 20% down, 7.55% jumbo
$316,200
Income Needed
To keep the payment at 28% of income
$213,958
Median Household Income
Wisconsin: $77,485
6.1x
Price-to-Income Ratio
Wisconsin: 3.4x
$3,633/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,875/yr
Median Property Tax
Wisconsin figure
27.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
22.2%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Lac La Belle, Wisconsin. The rate is the Wisconsin average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state. A 20% down loan on the median home here is above the $832,750 conforming limit, so the index adds 0.25% for jumbo pricing.

Cite the Lac La Belle Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Lac La Belle, Wisconsin score: 83.4 (Moderately Less Affordable), ranked 677 of 695 Wisconsin cities. monitorbankrates.com/housing-affordability-index/wisconsin/lac-la-belle”