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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Viroqua, WI Housing Affordability Index

Viroqua, Wisconsin has an MBR Housing Affordability Index score of 115.8 (More Affordable Than Average) as of October 30, 2026, ranking 445th most affordable of 695 scored Wisconsin cities, compared with 104.4 statewide and 97.4 nationally. On a median-priced $209,900 home with 20% down, the Wisconsin average 30-year fixed rate of 7.30% means a monthly principal and interest payment of about $1,151, or 20% of the city’s $67,438 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Viroqua is updated every night from live Wisconsin mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Viroqua MBR-HAI 115.8 More Affordable Than Average
Rank in Wisconsin 445 of 695 1 = most affordable
Wisconsin 104.4 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.30% Wisconsin lenders
Median home value $209,900 U.S. Census Bureau

Viroqua is 11.4 points above the Wisconsin score. Scores as of October 30, 2026. See the Wisconsin index

View Viroqua Mortgage Rates

What It Takes to Buy in Viroqua

$1,151/mo
Principal & Interest
Median home, 20% down, 7.30%
$49,300
Income Needed
To keep the payment at 28% of income
$67,438
Median Household Income
Wisconsin: $77,485
3.1x
Price-to-Income Ratio
Wisconsin: 3.4x
$1,033/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,471/yr
Median Property Tax
1.65% of median value
20.9%
Owner Cost Burden
Owners spending 30%+ of income on housing
24.3%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Viroqua, Wisconsin. The rate is the Wisconsin average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Viroqua Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Viroqua, Wisconsin score: 115.8 (More Affordable Than Average), ranked 445 of 695 Wisconsin cities. monitorbankrates.com/housing-affordability-index/wisconsin/viroqua”