MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Fond du Lac, WI Housing Affordability Index

Fond du Lac, Wisconsin has an MBR Housing Affordability Index score of 118.6 (More Affordable Than Average) as of October 30, 2026, ranking 410th most affordable of 695 scored Wisconsin cities, compared with 104.4 statewide and 97.4 nationally. On a median-priced $173,700 home with 20% down, the Wisconsin average 30-year fixed rate of 7.30% means a monthly principal and interest payment of about $953, or 18% of the city’s $62,260 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Fond du Lac is updated every night from live Wisconsin mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Fond du Lac MBR-HAI 118.6 More Affordable Than Average
Rank in Wisconsin 410 of 695 1 = most affordable
Wisconsin 104.4 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.30% Wisconsin lenders
Median home value $173,700 U.S. Census Bureau

Fond du Lac is 14.2 points above the Wisconsin score. Scores as of October 30, 2026. See the Wisconsin index

View Fond du Lac Mortgage Rates

What It Takes to Buy in Fond du Lac

$953/mo
Principal & Interest
Median home, 20% down, 7.30%
$40,800
Income Needed
To keep the payment at 28% of income
$62,260
Median Household Income
Wisconsin: $77,485
2.8x
Price-to-Income Ratio
Wisconsin: 3.4x
$1,056/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,990/yr
Median Property Tax
1.72% of median value
19.4%
Owner Cost Burden
Owners spending 30%+ of income on housing
43.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Fond du Lac, Wisconsin. The rate is the Wisconsin average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Fond du Lac Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Fond du Lac, Wisconsin score: 118.6 (More Affordable Than Average), ranked 410 of 695 Wisconsin cities. monitorbankrates.com/housing-affordability-index/wisconsin/fond-du-lac”