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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

New Berlin, WI Housing Affordability Index

New Berlin, Wisconsin has an MBR Housing Affordability Index score of 107.0 (Near National Average) as of October 30, 2026, ranking 528th most affordable of 695 scored Wisconsin cities, compared with 104.4 statewide and 97.4 nationally. On a median-priced $365,700 home with 20% down, the Wisconsin average 30-year fixed rate of 7.30% means a monthly principal and interest payment of about $2,006, or 24% of the city’s $101,091 median household income.

The MBR Housing Affordability Index (MBR-HAI) for New Berlin is updated every night from live Wisconsin mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

New Berlin MBR-HAI 107.0 Near National Average
Rank in Wisconsin 528 of 695 1 = most affordable
Wisconsin 104.4 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.30% Wisconsin lenders
Median home value $365,700 U.S. Census Bureau

New Berlin is 2.6 points above the Wisconsin score. Scores as of October 30, 2026. See the Wisconsin index

View New Berlin Mortgage Rates

What It Takes to Buy in New Berlin

$2,006/mo
Principal & Interest
Median home, 20% down, 7.30%
$86,000
Income Needed
To keep the payment at 28% of income
$101,091
Median Household Income
Wisconsin: $77,485
3.6x
Price-to-Income Ratio
Wisconsin: 3.4x
$1,320/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$4,528/yr
Median Property Tax
1.24% of median value
16.1%
Owner Cost Burden
Owners spending 30%+ of income on housing
37.3%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for New Berlin, Wisconsin. The rate is the Wisconsin average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the New Berlin Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. New Berlin, Wisconsin score: 107.0 (Near National Average), ranked 528 of 695 Wisconsin cities. monitorbankrates.com/housing-affordability-index/wisconsin/new-berlin”