Best Personal Loan Rates in Wisconsin - June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Wisconsin borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Wisconsin include: PCM Credit UnionPCM Credit Union601 Willard Dr, Green Bay, WI, 54304A+5.0 ★Texas Ratio: 3.56% offering Collateral Loans at 3.99% APR, Bay Shore Credit UnionBay Shore Credit Union1514 Cleveland Ave, Marinette, WI, 54143 3921A+5.0 ★Texas Ratio: 0.86% offering Spring Loan Special at 3.99% APR, Governmental Employees Credit UnionGovernmental Employees Credit Union225 La Crosse St, La Crosse, WI, 54601 3253A5.0 ★Texas Ratio: 6.35% offering 2025 and newer (<15,000 miles) Loan at 3.99% APR, Premier Financial Credit UnionPremier Financial Credit UnionPO Box 158, New Holstein, WI, 53061 0158A+5.0 ★Texas Ratio: 5.06% offering Spring Fling Loan Special at 3.99% APR, and Wolf River Community BankWolf River Community Bank309 E Main St, Hortonville, WI, 54944A+5.0 ★Texas Ratio: 1.13% offering Flood Relief Loan at 4.00% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Wisconsin side-by-side. Wisconsin personal loan rates currently start as low as 3.99% APR from PCM Credit Union at 601 Willard Dr, Green Bay, WI, 54304. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Wisconsin.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Wisconsin. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Wisconsin Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
3.99%
▼
APR3.99%
Last UpdatedJune 20, 2026
Details
Credit Score 735+
Bay Shore Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
1514 Cleveland Ave, Marinette, WI, 54143 3921
Spring Loan Special
3.99%
▼
APR3.99%
Last UpdatedJune 20, 2026
Details
Purchases or Refinance from another financial institution. Certain restrictions apply. See a Loan Officer for Details!
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
2025 and newer (<15,000 miles) Loan
3.99%
▼
APR3.99%
Last UpdatedJune 20, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
2025 and newer (<15,000 miles): 1-36 months Loan
3.99%
▼
APR3.99%
Last UpdatedJune 20, 2026
Details
As Low As; Vehicle Age
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
Bicycle Loan
3.99%
▼
APR3.99%
Last UpdatedJune 20, 2026
Details
As low as
Premier Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
PO Box 158, New Holstein, WI, 53061 0158
Spring Fling Loan Special
3.99%
▼
APR3.99%
Last UpdatedJune 20, 2026
Details
As Low As; Special Rate
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
309 E Main St, Hortonville, WI, 54944
Flood Relief Loan
4.00%
▼
APR4.00%
Last UpdatedJune 20, 2026
Details
No payments for 90 days; No origination fee; Fast approval to get funds in your hands quickly; Applications accepted through August 1, 2026
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
1500 W American Dr, Neenah, WI, 54956
Signature Loans up to 3 years
4.00%
▼
APR4.00%
Last UpdatedJune 20, 2026
Details
No additional details available.
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Up to 48 months Loan
4.23%
▼
APR4.23%
Last UpdatedJune 20, 2026
Details
with Direct Deposit & Autopay**: 3.73%
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Up to 36 months Loan
4.23%
▼
APR4.23%
Last UpdatedJune 20, 2026
Details
with Direct Deposit & Autopay**: 3.73%
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
4.24%
▼
APR4.24%
Last UpdatedJune 20, 2026
Details
Credit Score 735+
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
2025 and newer (<15,000 miles) Loan
4.24%
▼
APR4.24%
Last UpdatedJune 20, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
2025 and newer (<15,000 miles): 37-48 months Loan
4.24%
▼
APR4.24%
Last UpdatedJune 20, 2026
Details
As Low As; Vehicle Age
Focus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
N88W14930 Main St, Menomonee Falls, WI, 53051 3130
New Motorcyle Loans
4.29%
▼
APR4.29%
Last UpdatedJune 20, 2026
Details
The lowest rates around for your new Cycle!
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
4501 W Greenfield Ave, West Milwaukee, WI, 53214
Up to 36 months Loan
4.34%
▼
APR4.34%
Last UpdatedJune 20, 2026
Details
As Low As; Minimum Loan Amount: $500
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
4830 N Ballard Rd, Appleton, WI, 54913
2023 - newer Loan
4.42%
▼
APR4.42%
Last UpdatedJune 20, 2026
Details
As Low As; The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay.
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
3401 E Calumet St, Appleton, WI, 54915 4757
12 month or less Loan
4.45%
▼
APR4.45%
Last UpdatedJune 20, 2026
Details
As Low As; *
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
3401 E Calumet St, Appleton, WI, 54915 4757
13 - 24 months Loan
4.45%
▼
APR4.45%
Last UpdatedJune 20, 2026
Details
As Low As; *
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
3401 E Calumet St, Appleton, WI, 54915 4757
25 - 36 months Loan
4.45%
▼
APR4.45%
Last UpdatedJune 20, 2026
Details
As Low As; *
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
4830 N Ballard Rd, Appleton, WI, 54913
2020 - 2022 Loan
4.46%
▼
APR4.46%
Last UpdatedJune 20, 2026
Details
As Low As; The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay.
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Up to 60 months Loan
4.48%
▼
APR4.48%
Last UpdatedJune 20, 2026
Details
with Direct Deposit & Autopay**: 3.98%
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
2025 and newer (< 15,000 miles): 49-60 months Loan
4.49%
▼
APR4.49%
Last UpdatedJune 20, 2026
Details
As Low As; Vehicle Age
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
2025 and newer (<15,000 miles) Loan
4.49%
▼
APR4.49%
Last UpdatedJune 20, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
2025 and newer (<15,000 miles): 1-36 months Loan
4.49%
▼
APR4.49%
Last UpdatedJune 20, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
8 years or newer Loan
4.49%
▼
APR4.49%
Last UpdatedJune 20, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
8 years or newer: 1-36 months Loan
4.49%
▼
APR4.49%
Last UpdatedJune 20, 2026
Details
As Low As; Vehicle Age
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
25 E Pine St, Platteville, WI, 53818
12 Month Construction Loan
4.49%
▼
APR4.49%
Last UpdatedJune 20, 2026
Details
12 payments of Interest Only on the amount of credit outstanding during the construction period at an interest rate of 3.890% one payment of $375,000 and any unpaid interest due at maturity
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2020 Innovation Ct, Green Bay, WI, 54344 0001
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedJune 20, 2026
Details
No additional details available.
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
4501 W Greenfield Ave, West Milwaukee, WI, 53214
Up to 36 months Loan
4.59%
▼
APR4.59%
Last UpdatedJune 20, 2026
Details
As Low As; Minimum Loan Amount: $500
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
104 E MAPLE ST, SPOONER, WI, 54801 1482
Adventure Loan Special
4.59%
▼
APR4.59%
Last UpdatedJune 20, 2026
Details
1% off* APR on boats, campers, RVs, ATVs, and motorcycles. Limited Time. As Low As; Rates As Low As 4.59% APR **
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2020 Innovation Ct, Green Bay, WI, 54344 0001
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedJune 20, 2026
Details
As Low As
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
4501 W Greenfield Ave, West Milwaukee, WI, 53214
37 to 48 months Loan
4.64%
▼
APR4.64%
Last UpdatedJune 20, 2026
Details
As Low As; Minimum Loan Amount: $5,000
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
4501 W Greenfield Ave, West Milwaukee, WI, 53214
Up to 36 months Loan
4.64%
▼
APR4.64%
Last UpdatedJune 20, 2026
Details
As Low As; Minimum Loan Amount: $500
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
2025 and newer (<15,000 miles): 37-48 months Loan
4.74%
▼
APR4.74%
Last UpdatedJune 20, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
8 years or newer Loan
4.74%
▼
APR4.74%
Last UpdatedJune 20, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
8 years or newer: 37-48 months Loan
4.74%
▼
APR4.74%
Last UpdatedJune 20, 2026
Details
As Low As; Vehicle Age
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
3401 E Calumet St, Appleton, WI, 54915 4757
61 - 72 months Loan
4.75%
▼
APR4.75%
Last UpdatedJune 20, 2026
Details
As Low As; *
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
3401 E Calumet St, Appleton, WI, 54915 4757
37 - 48 months Loan
4.75%
▼
APR4.75%
Last UpdatedJune 20, 2026
Details
As Low As; *
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
3401 E Calumet St, Appleton, WI, 54915 4757
49 - 60 months Loan
4.75%
▼
APR4.75%
Last UpdatedJune 20, 2026
Details
As Low As; *
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
825 E Allman St, Medford, WI, 54451
24 Months Loan
4.75%
▼
APR4.75%
Last UpdatedJune 20, 2026
Details
0.50% Rate Discount Special
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
1800 N Point Dr, Stevens Point, WI, 54481 1253
New Yet to be Titled Loan
4.75%
▼
APR4.75%
Last UpdatedJune 20, 2026
Details
As Low As
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
825 E Allman St, Medford, WI, 54451
36 Months Loan
4.75%
▼
APR4.75%
Last UpdatedJune 20, 2026
Details
0.50% Rate Discount Special
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
825 E Allman St, Medford, WI, 54451
12 Months Loan
4.75%
▼
APR4.75%
Last UpdatedJune 20, 2026
Details
0.50% Rate Discount Special
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2020 Innovation Ct, Green Bay, WI, 54344 0001
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedJune 20, 2026
Details
As Low As
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
104 E MAPLE ST, SPOONER, WI, 54801 1482
24 Months Loan
4.89%
▼
APR4.89%
Last UpdatedJune 20, 2026
Details
As Low As*
The Park Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.36%
2401 S Park St, Madison, WI, 53713
Construction Loans
4.94%
▼
APR4.94%
Last UpdatedJune 20, 2026
Details
Get the financing you need to build your dream home, with options starting at as little as 5% down.
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
4501 W Greenfield Ave, West Milwaukee, WI, 53214
37 to 48 months Loan
4.94%
▼
APR4.94%
Last UpdatedJune 20, 2026
Details
As Low As; Minimum Loan Amount: $5,000
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
1800 N Point Dr, Stevens Point, WI, 54481 1253
10 Years Old & Newer Loan
4.95%
▼
APR4.95%
Last UpdatedJune 20, 2026
Details
As Low As
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Up to 72 months Loan
4.98%
▼
APR4.98%
Last UpdatedJune 20, 2026
Details
with Direct Deposit & Autopay**: 4.48%
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
3401 E Calumet St, Appleton, WI, 54915 4757
25 - 36 months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
As Low As; *
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
3401 E Calumet St, Appleton, WI, 54915 4757
13 - 24 months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
As Low As; *
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
3401 E Calumet St, Appleton, WI, 54915 4757
12 months or less Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
As Low As; *
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
4501 W Greenfield Ave, West Milwaukee, WI, 53214
37 to 48 months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
As Low As; Minimum Loan Amount: $5,000
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1040 N Main St, Sheboygan Falls, WI, 53085
Up to 12 Months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
As Low as
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
940 N Superior Ave, Tomah, WI, 54660
Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
Rates as low as:**
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
Construction Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
8 years or newer: 49-60 months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
As Low As; Vehicle Age
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
8 years or newer: 1-36 months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
8 years or newer Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
2025 and newer (<15,000 miles) Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
2025 and newer (< 15,000 miles): 61-72 months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
As Low As; Vehicle Age
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
2025 and newer (< 15,000 miles): 49-60 months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
As low as
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
1500 W American Dr, Neenah, WI, 54956
3 year balloon (2021 & newer) Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
As Low As; Merit based pricing in effect; actual rate may vary based on your credit score and account relationship (direct deposit and active checking). $15,000 minimum loan on balloon terms. Affordable terms from 10 to 30 years.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
Credit Score 636-734
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
825 E Allman St, Medford, WI, 54451
48 Months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
0.50% Rate Discount Special
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
1100 E Business Highway 151, Platteville, WI, 53818 3777
2023-26 Model Year Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI, 54494 5920
New 2024 to 2026 Loan
5.09%
▼
APR5.09%
Last UpdatedJune 20, 2026
Details
No additional details available.
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
4501 W Greenfield Ave, West Milwaukee, WI, 53214
49 to 60 months Loan
5.14%
▼
APR5.14%
Last UpdatedJune 20, 2026
Details
As Low As; Minimum Loan Amount: $10,000
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
1100 E Business Highway 151, Platteville, WI, 53818 3777
2023-26 Model Year Loan
5.19%
▼
APR5.19%
Last UpdatedJune 20, 2026
Details
As Low As
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
825 E Allman St, Medford, WI, 54451
60 Months Loan
5.24%
▼
APR5.24%
Last UpdatedJune 20, 2026
Details
0.50% Rate Discount Special
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
5.24%
▼
APR5.24%
Last UpdatedJune 20, 2026
Details
Credit Score 735+ + 1%
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
8 years or newer: 37-48 months Loan
5.24%
▼
APR5.24%
Last UpdatedJune 20, 2026
Details
As low as
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1040 N Main St, Sheboygan Falls, WI, 53085
Up to 24 Months Loan
5.24%
▼
APR5.24%
Last UpdatedJune 20, 2026
Details
As Low as
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
3401 E Calumet St, Appleton, WI, 54915 4757
61 - 72 months Loan
5.25%
▼
APR5.25%
Last UpdatedJune 20, 2026
Details
As Low As; *
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
3401 E Calumet St, Appleton, WI, 54915 4757
49 - 60 months Loan
5.25%
▼
APR5.25%
Last UpdatedJune 20, 2026
Details
As Low As; *
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
825 E Allman St, Medford, WI, 54451
36 Months Loan
5.25%
▼
APR5.25%
Last UpdatedJune 20, 2026
Details
No additional details available.
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
3401 E Calumet St, Appleton, WI, 54915 4757
37 - 48 months Loan
5.25%
▼
APR5.25%
Last UpdatedJune 20, 2026
Details
As Low As; *
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
825 E Allman St, Medford, WI, 54451
12 Months Loan
5.25%
▼
APR5.25%
Last UpdatedJune 20, 2026
Details
No additional details available.
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
825 E Allman St, Medford, WI, 54451
24 Months Loan
5.25%
▼
APR5.25%
Last UpdatedJune 20, 2026
Details
No additional details available.
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
1100 E Business Highway 151, Platteville, WI, 53818 3777
2023-26 Model Year Loan
5.29%
▼
APR5.29%
Last UpdatedJune 20, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI, 54494 5920
Used 2018 to 2014 Loan
5.29%
▼
APR5.29%
Last UpdatedJune 20, 2026
Details
As Low As
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
4501 W Greenfield Ave, West Milwaukee, WI, 53214
49 to 60 months Loan
5.29%
▼
APR5.29%
Last UpdatedJune 20, 2026
Details
As Low As; Minimum Loan Amount: $10,000
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
4501 W Greenfield Ave, West Milwaukee, WI, 53214
Personal Loan
5.29%
▼
APR5.29%
Last UpdatedJune 20, 2026
Details
As Low As; Minimum Loan Amount: $5,000
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
1100 E Business Highway 151, Platteville, WI, 53818 3777
2023-26 Model Year Loan
5.39%
▼
APR5.39%
Last UpdatedJune 20, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI, 54494 5920
New 2024 to 2026 Loan
5.39%
▼
APR5.39%
Last UpdatedJune 20, 2026
Details
No additional details available.
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI, 54494 5920
Used 2018 to 2014 Loan
5.39%
▼
APR5.39%
Last UpdatedJune 20, 2026
Details
As Low As
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
4501 W Greenfield Ave, West Milwaukee, WI, 53214
61 to 72 months Loan
5.44%
▼
APR5.44%
Last UpdatedJune 20, 2026
Details
As Low As; Minimum Loan Amount: $15,000
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
1100 E Business Highway 151, Platteville, WI, 53818 3777
2021-22 Model Year Loan
5.44%
▼
APR5.44%
Last UpdatedJune 20, 2026
Details
As Low As
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
4501 W Greenfield Ave, West Milwaukee, WI, 53214
49 to 60 months Loan
5.44%
▼
APR5.44%
Last UpdatedJune 20, 2026
Details
As Low As; Minimum Loan Amount: $10,000
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
4830 N Ballard Rd, Appleton, WI, 54913
2021 - newer Loan
5.46%
▼
APR5.46%
Last UpdatedJune 20, 2026
Details
As Low As; The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay.
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Up to 24 months Loan
5.48%
▼
APR5.48%
Last UpdatedJune 20, 2026
Details
with Direct Deposit & Autopay**: 4.98%
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI, 54494 5920
Used 2018 to 2014 Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI, 54494 5920
New 2024 to 2026 Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
Minimum Finance: $15,000
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1040 N Main St, Sheboygan Falls, WI, 53085
Up to 36 Months Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
As Low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
8 years or newer: 49-60 months Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
As low as
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
940 N Superior Ave, Tomah, WI, 54660
Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
Rates as low as:**
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
8 years or newer: 61-72 months Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
As Low As; Vehicle Age
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
2025 and newer (< 15,000 miles): 61-72 months Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
8 years or newer Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
2025 and newer (<15,000 miles) Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
2025 and newer (< 15,000 miles): 73-84 months Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
As Low As; Vehicle Age
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
825 E Allman St, Medford, WI, 54451
72 Months Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
0.50% Rate Discount Special
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
825 E Allman St, Medford, WI, 54451
48 Months Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
No additional details available.
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
1501 S 10th Ave, Fort McCoy, WI, 54656 5115
2017-2019 Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
No additional details available.
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
Construction Loan
5.50%
▼
APR5.50%
Last UpdatedJune 20, 2026
Details
Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required.
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
VA Loan
5.50%
▼
APR5.50%
Last UpdatedJune 20, 2026
Details
Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required.
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
WHEDA Loan
5.50%
▼
APR5.50%
Last UpdatedJune 20, 2026
Details
Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required.
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
4830 N Ballard Rd, Appleton, WI, 54913
2017- 2019 Loan
5.51%
▼
APR5.51%
Last UpdatedJune 20, 2026
Details
As Low As; The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay.
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
1100 E Business Highway 151, Platteville, WI, 53818 3777
2021-22 Model Year Loan
5.59%
▼
APR5.59%
Last UpdatedJune 20, 2026
Details
As Low As
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
4501 W Greenfield Ave, West Milwaukee, WI, 53214
Personal Loan
5.59%
▼
APR5.59%
Last UpdatedJune 20, 2026
Details
As Low As; Minimum Loan Amount: $10,000
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
2400 N Grandview Blvd, Waukesha, WI, 53188
8 Year Loan
5.60%
▼
APR5.60%
Last UpdatedJune 20, 2026
Details
No additional details available.
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
104 E MAPLE ST, SPOONER, WI, 54801 1482
36 Months Loan
5.64%
▼
APR5.64%
Last UpdatedJune 20, 2026
Details
As Low As*
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
2400 N Grandview Blvd, Waukesha, WI, 53188
10 Year Loan
5.70%
▼
APR5.70%
Last UpdatedJune 20, 2026
Details
No additional details available.
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Up to 36 months Loan
5.73%
▼
APR5.73%
Last UpdatedJune 20, 2026
Details
with Direct Deposit & Autopay**: 5.23%
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
825 E Allman St, Medford, WI, 54451
60 Months Loan
5.74%
▼
APR5.74%
Last UpdatedJune 20, 2026
Details
No additional details available.
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
825 E Allman St, Medford, WI, 54451
84 Months Loan
5.74%
▼
APR5.74%
Last UpdatedJune 20, 2026
Details
0.50% Rate Discount Special
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
4501 W Greenfield Ave, West Milwaukee, WI, 53214
61 to 72 months Loan
5.74%
▼
APR5.74%
Last UpdatedJune 20, 2026
Details
As Low As; Minimum Loan Amount: $15,000
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
2400 N Grandview Blvd, Waukesha, WI, 53188
12 Year Loan
5.80%
▼
APR5.80%
Last UpdatedJune 20, 2026
Details
No additional details available.
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
1100 E Business Highway 151, Platteville, WI, 53818 3777
2021-22 Model Year Loan
5.84%
▼
APR5.84%
Last UpdatedJune 20, 2026
Details
As Low As
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
1040 N Main St, Sheboygan Falls, WI, 53085
Loan to Value Up to 80%
5.88%
▼
APR5.88%
Last UpdatedJune 20, 2026
Details
As Low as
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
4501 W Greenfield Ave, West Milwaukee, WI, 53214
61 to 72 months Loan
5.89%
▼
APR5.89%
Last UpdatedJune 20, 2026
Details
As Low As; Minimum Loan Amount: $15,000
Alloy Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.37%
1045 Perkins Ave, Waukesha, WI, 53186
640-679 Loan
5.90%
▼
APR5.90%
Last UpdatedJune 20, 2026
Details
No additional details available.
AbbyBank
Institution Rating:
C+4.2 ★Texas Ratio: 24.98%
801 Main St, Gresham, WI, 54128
10 Year Loan
5.92%
▼
APR5.92%
Last UpdatedJune 20, 2026
Details
No additional details available.
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
1800 N Point Dr, Stevens Point, WI, 54481 1253
Older Than 10 Years Loan
5.95%
▼
APR5.95%
Last UpdatedJune 20, 2026
Details
As Low As
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
51 E 1st St, Fond Du Lac, WI, 54935
New Construction Loan 12 Month Note
5.95%
▼
APR5.95%
Last UpdatedJune 20, 2026
Details
No additional details available.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
601 Willard Dr, Green Bay, WI, 54304
Construction Loan
5.98%
▼
APR5.98%
Last UpdatedJune 20, 2026
Details
No additional details available.
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Up to 48 months Loan
5.98%
▼
APR5.98%
Last UpdatedJune 20, 2026
Details
with Direct Deposit & Autopay**: 5.48%
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Up to 84 months Loan
5.98%
▼
APR5.98%
Last UpdatedJune 20, 2026
Details
with Direct Deposit & Autopay**: 5.48%
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
8 years or newer Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As Low As
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
4830 N Ballard Rd, Appleton, WI, 54913
Special Intro Rate Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
Purchases APR: 5.99%3; Balance Transfers APR: 3.99%; Cash Advance APR: 5.99%3; Intro rate expires: 12 months; Regular APR: Based on creditworthiness. APR will vary with market-based on the Prime Rate
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
9 years or older: 1-36 months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As Low As; Vehicle Age
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
9 years or older Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
8 years or newer: 73-84 months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As Low As; Vehicle Age
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
8 years or newer: 61-72 months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As low as
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
1500 W American Dr, Neenah, WI, 54956
6 Month Balance Transfer Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
APR range between 9.90% and 16.90% based on credit worthiness; your actual rate will be disclosed at time of approval. Minimum monthly payment of $20.00 or 3% of the outstanding balance, whichever is greater. No annual fee charged. Transfer your balances today with no balance transfer fee. Minimum of $100 must be transferred. Contact a loan officer for more details at (920)729-2999. Rates effective 05/29/2026.
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
225 La Crosse St, La Crosse, WI, 54601 3253
2025 and newer (< 15,000 miles): 73-84 months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As low as
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
104 E MAPLE ST, SPOONER, WI, 54801 1482
48 Months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As Low As*
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
104 E MAPLE ST, SPOONER, WI, 54801 1482
24 Months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
No additional details available.
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
1500 W American Dr, Neenah, WI, 54956
3 year balloon (2016-2020) Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As Low As; Merit based pricing in effect; actual rate may vary based on your credit score and account relationship (direct deposit and active checking). $15,000 minimum loan on balloon terms. Affordable terms from 10 to 30 years.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
Credit Score 635 or less
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
825 E Allman St, Medford, WI, 54451
72 Months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
No additional details available.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Personal Loans Unsecured
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
No additional details available.
Bank of Sun Prairie
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
228 E Main St, Sun Prairie, WI, 53590
24 Months Loan
6.00%
▼
APR6.00%
Last UpdatedJune 20, 2026
Details
No additional details available.
Bank of Sun Prairie
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
228 E Main St, Sun Prairie, WI, 53590
36 Months Loan
6.00%
▼
APR6.00%
Last UpdatedJune 20, 2026
Details
No additional details available.
Bank of Sun Prairie
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
228 E Main St, Sun Prairie, WI, 53590
48 Months Loan
6.00%
▼
APR6.00%
Last UpdatedJune 20, 2026
Details
No additional details available.
Bank of Sun Prairie
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
228 E Main St, Sun Prairie, WI, 53590
60 Months Loan
6.00%
▼
APR6.00%
Last UpdatedJune 20, 2026
Details
No additional details available.
Bank of Sun Prairie
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
228 E Main St, Sun Prairie, WI, 53590
72 Months Loan
6.00%
▼
APR6.00%
Last UpdatedJune 20, 2026
Details
No additional details available.
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
1100 E Business Highway 151, Platteville, WI, 53818 3777
2017-20 Model Year Loan
6.14%
▼
APR6.14%
Last UpdatedJune 20, 2026
Details
As Low As
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
104 E MAPLE ST, SPOONER, WI, 54801 1482
60-63 Months Loan
6.14%
▼
APR6.14%
Last UpdatedJune 20, 2026
Details
As Low As*
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
4501 W Greenfield Ave, West Milwaukee, WI, 53214
Personal Loan
6.19%
▼
APR6.19%
Last UpdatedJune 20, 2026
Details
As Low As; Minimum Loan Amount: $15,000
Powered by
MonitorBankRates
Wisconsin Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
4501 W Greenfield Ave, West Milwaukee, WI, 53214
Personal Loan
5.29%
▼
APR5.29%
Last UpdatedJune 20, 2026
Details
As Low As; Minimum Loan Amount: $5,000
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
4501 W Greenfield Ave, West Milwaukee, WI, 53214
Personal Loan
5.59%
▼
APR5.59%
Last UpdatedJune 20, 2026
Details
As Low As; Minimum Loan Amount: $10,000
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Personal Loans Unsecured
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
No additional details available.
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
4501 W Greenfield Ave, West Milwaukee, WI, 53214
Personal Loan
6.19%
▼
APR6.19%
Last UpdatedJune 20, 2026
Details
As Low As; Minimum Loan Amount: $15,000
Powered by
MonitorBankRates
Wisconsin Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Debt Consolidation Loan
9.25%
▼
APR9.25%
Last UpdatedJune 20, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Debt Consolidation Loan
10.25%
▼
APR10.25%
Last UpdatedJune 20, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Debt Consolidation Loan
11.25%
▼
APR11.25%
Last UpdatedJune 20, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Debt Consolidation Loan
12.20%
▼
APR12.20%
Last UpdatedJune 20, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Debt Consolidation Loan
13.25%
▼
APR13.25%
Last UpdatedJune 20, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Powered by
MonitorBankRates
Wisconsin Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
1500 W American Dr, Neenah, WI, 54956
Signature Loans up to 3 years
4.00%
▼
APR4.00%
Last UpdatedJune 20, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Wisconsin Personal Loan Rate Trends
Compare local Wisconsin personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — WI Avg
11.067%
▼ 0.229 vs 7 days ago
Wisconsin personal loan rates fell 0.229 points over the past 7 days to 11.067% APR.
Signature Loan — WI Avg
10.627%
▼ 0.054 vs 7 days ago
Wisconsin signature loan rates fell 0.054 points over the past 7 days to 10.627% APR.
As of Jun 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Wisconsin personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Wisconsin directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Wisconsin. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in WI.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Wisconsin?
Most lenders in Wisconsin require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Wisconsin often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Wisconsin require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Wisconsin?
Yes. Debt consolidation is one of the most common uses of personal loans in Wisconsin. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Wisconsin?
Credit unions in Wisconsin often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Wisconsin?
- PCM Credit Union: 3.99% (Collateral Loans)
- Bay Shore Credit Union: 3.99% (Spring Loan Special)
- Governmental Employees Credit Union: 3.99% (2025 and newer (<15,000 miles) Loan)
- Premier Financial Credit Union: 3.99% (Spring Fling Loan Special)
- Wolf River Community Bank: 4.00% (Flood Relief Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Wisconsin. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 16, 2026.
