Best Personal Loan Rates in Oshkosh, Wisconsin (WI) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Wisconsin borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Oshkosh, Wisconsin include: Capital Credit UnionCapital Credit Union2495 Jackson St, Oshkosh, WI, 54901A5.0 ★Texas Ratio: 7.58% offering Loans with Collateral at 4.24% APR, Fox Valley Savings BankFox Valley Savings Bank1700 W 20th Ave, Oshkosh, WI, 54902A+5.0 ★Texas Ratio: 2.02% offering New Construction Loan 12 Month Note at 5.95% APR, University of Wisconsin Credit UnionUniversity of Wisconsin Credit Union748 Algoma Blvd, Oshkosh, WI, 54901 3512A+5.0 ★Texas Ratio: 4.81% offering FHA Loans at 6.36% APR, Oshkosh Community Credit UnionOshkosh Community Credit Union250 Pearl Ave, Oshkosh, WI, 54901 4834A5.0 ★Texas Ratio: 6.62% offering Unsecured/Personal Loans at 9.70% APR, and Community First Credit UnionCommunity First Credit Union2424 Westowne Ave, Oshkosh, WI, 54904A+5.0 ★Texas Ratio: 0.81% offering Personal Signature Loan at 10.49% APR. Personal loan rates as of March 26, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Oshkosh, Wisconsin can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Oshkosh, Wisconsin.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Oshkosh, Wisconsin. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 26, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI, 54901
Loans with Collateral
4.24%
▼
APR4.24%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI, 54901
Loans with Collateral
5.24%
▼
APR5.24%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI, 54902
New Construction Loan 12 Month Note
5.95%
▼
APR5.95%
Last UpdatedMarch 26, 2026
Details
No additional details available.
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
748 Algoma Blvd, Oshkosh, WI, 54901 3512
FHA Loans
6.36%
▼
APR6.36%
Last UpdatedMarch 26, 2026
Details
No additional details available.
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
748 Algoma Blvd, Oshkosh, WI, 54901 3512
VA Loans
6.45%
▼
APR6.45%
Last UpdatedMarch 26, 2026
Details
No additional details available.
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
748 Algoma Blvd, Oshkosh, WI, 54901 3512
Personal Loans
8.23%
▼
APR8.23%
Last UpdatedMarch 26, 2026
Details
As Low As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
748 Algoma Blvd, Oshkosh, WI, 54901 3512
Personal Loans
9.23%
▼
APR9.23%
Last UpdatedMarch 26, 2026
Details
As Low As
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Unsecured/Personal Loans
9.70%
▼
APR9.70%
Last UpdatedMarch 26, 2026
Details
with Direct Deposit & Autopay: 9.20%
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Unsecured/Personal Loans
9.95%
▼
APR9.95%
Last UpdatedMarch 26, 2026
Details
with Direct Deposit & Autopay: 9.45%
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Unsecured/Personal Loans
10.20%
▼
APR10.20%
Last UpdatedMarch 26, 2026
Details
with Direct Deposit & Autopay: 9.70%
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Unsecured/Personal Loans
10.45%
▼
APR10.45%
Last UpdatedMarch 26, 2026
Details
with Direct Deposit & Autopay: 9.95%
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI, 54904
Personal Signature Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI, 54904
Personal Signature Loan
10.74%
▼
APR10.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
90 Wisconsin St, Oshkosh, WI, 54901 3562
Unsecured Loan
10.84%
▼
APR10.84%
Last UpdatedMarch 26, 2026
Details
As Low As; The advertised APR includes a one-time $25 processing fee. Loans currently financed with PCU are not eligible. Membership eligibility required. Rates subject to change without notice.
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI, 54901
Signature
10.95%
▼
APR10.95%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
1870 Oshkosh Ave, Oshkosh, WI, 54902
Unsecured Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details
As Low As; Terms up to 60 Months based on amount borrowed.
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI, 54904
Personal Signature Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details
As Low As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
748 Algoma Blvd, Oshkosh, WI, 54901 3512
Personal Loans
11.23%
▼
APR11.23%
Last UpdatedMarch 26, 2026
Details
As Low As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
748 Algoma Blvd, Oshkosh, WI, 54901 3512
Personal Loans
12.23%
▼
APR12.23%
Last UpdatedMarch 26, 2026
Details
As Low As
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI, 54902
Personal Loans
14.50%
▼
APR14.50%
Last UpdatedMarch 26, 2026
Details
As Low As
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI, 54902
Personal Loans
15.00%
▼
APR15.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Kwik Cash Loans
15.00%
▼
APR15.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Premier Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
PO Box 158, New Holstein, WI, 53061 0158
Spring Fling Loan Special
3.99%
▼
APR3.99%
Last UpdatedMarch 26, 2026
Details
As Low As; Secured Loan Special: Effective: March 2, 2026. *APR equals annual percentage rate. Membership eligibility required. Not all applicants will qualify for the lowest rate. Individual credit score may affect posted rate. APR posted is based on credit score of 740 or above and maximum 125% loan to value. 2020 or newer titled, registered, or other collateral. Subject to credit approval. Existing PFCU loans are not eligible for refinancing at this rate. Rate discount for automatic payment is not available with this offer. Loan exception additional 0.50% APR maximum term 72 months. Monthly payment example based on principal and interest: rate of 3.99% APR*, 60 monthly payments of $18.41 per $1000.00 borrowed. Rate and offer are subject to change at any time. Loan application must be received by June 18, 2026. Contact a Member Relations Specialist for full details.
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
940 N Superior Ave, Tomah, WI, 54660
Construction Loan
3.99%
▼
APR3.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
4.24%
▼
APR4.24%
Last UpdatedMarch 26, 2026
Details
Credit Score 735+
N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
301 Jackson St, Oconto Falls, WI, 54154 1120
Recreational Loans
4.25%
▼
APR4.25%
Last UpdatedMarch 26, 2026
Details
As Low As
Focus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
N88W14930 Main St, Menomonee Falls, WI, 53051 3130
New Motorcyle Loans
4.29%
▼
APR4.29%
Last UpdatedMarch 26, 2026
Details
As Low As; The lowest rates around for your new Cycle!
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Titled Collateral Loan
4.49%
▼
APR4.49%
Last UpdatedMarch 26, 2026
Details
As Low As
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
4.49%
▼
APR4.49%
Last UpdatedMarch 26, 2026
Details
Credit Score 735+
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
1500 W American Dr, Neenah, WI, 54956
E-Bike Loans 2021 & Newer
4.49%
▼
APR4.49%
Last UpdatedMarch 26, 2026
Details
As Low As; Merit based pricing in effect; your actual rate may vary based on your credit score and account relationship (direct deposit and active checking). Rates effective 03/10/2026.
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
25 E Pine St, Platteville, WI, 53818
12 Month Construction Loan
4.49%
▼
APR4.49%
Last UpdatedMarch 26, 2026
Details
12 payments of Interest Only on the amount of credit outstanding during the construction period at an interest rate of 3.890% one payment of $375,000 and any unpaid interest due at maturity
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 54344 0001
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Titled Collateral Loan
4.54%
▼
APR4.54%
Last UpdatedMarch 26, 2026
Details
As Low As
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Titled Collateral Loan
4.64%
▼
APR4.64%
Last UpdatedMarch 26, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 54344 0001
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMarch 26, 2026
Details
As Low As
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Titled Collateral Loan
4.74%
▼
APR4.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
4.74%
▼
APR4.74%
Last UpdatedMarch 26, 2026
Details
As Low As
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
4.74%
▼
APR4.74%
Last UpdatedMarch 26, 2026
Details
Credit Score 735+
N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
301 Jackson St, Oconto Falls, WI, 54154 1120
Recreational Loans
4.75%
▼
APR4.75%
Last UpdatedMarch 26, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 54344 0001
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMarch 26, 2026
Details
As Low As
Lake Ridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
610 W Main St, Waunakee, WI, 53597
1 Year Construction Loan
4.83%
▼
APR4.83%
Last UpdatedMarch 26, 2026
Details
No additional details available.
The Park Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.36%
2401 S Park St, Madison, WI, 53713
Construction Loans
4.94%
▼
APR4.94%
Last UpdatedMarch 26, 2026
Details
As Low As
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI, 54449 1543
Tractor Long Term Loans
4.99%
▼
APR4.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
309 E Main St, Hortonville, WI, 54944
Lot Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 26, 2026
Details
Must have Wolf River Community Bank checking account with direct deposit and automatic payment; One promotional rate per individual or entity; Valid on residential lots in Wisconsin only; Maximum loan amount of $100,000; New money only, subject to credit approval
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 26, 2026
Details
As Low As
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
4.99%
▼
APR4.99%
Last UpdatedMarch 26, 2026
Details
Credit Score 735+
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
225 La Crosse St, La Crosse, WI, 54601 3253
Construction Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
Vacant Land Loans (Purchase or Refinance)
5.10%
▼
APR5.10%
Last UpdatedMarch 26, 2026
Details
***Balloons note amortized up to 10 years
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
Vacant Land Loans (Purchase or Refinance)
5.15%
▼
APR5.15%
Last UpdatedMarch 26, 2026
Details
***Balloons note amortized up to 10 years
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
Vacant Land Loans (Purchase or Refinance)
5.20%
▼
APR5.20%
Last UpdatedMarch 26, 2026
Details
***Balloons note amortized up to 10 years
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
5.24%
▼
APR5.24%
Last UpdatedMarch 26, 2026
Details
+ 1% Credit Score 636-734
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
5.24%
▼
APR5.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
Vacant Land Loans (Purchase or Refinance)
5.25%
▼
APR5.25%
Last UpdatedMarch 26, 2026
Details
***Balloons note amortized up to 10 years
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
201 Regal Dr, Fredonia, WI, 53021
Construction Loans
5.43%
▼
APR5.43%
Last UpdatedMarch 26, 2026
Details
Intro rate expires: 18 months
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Newman Rd, Mount Pleasant, WI, 53406 2805
Lot Loans
5.46%
▼
APR5.46%
Last UpdatedMarch 26, 2026
Details
2-year ARM minimum $25K (APR based on $100K). 15-year amortization. $1,600 closing cost. Maximum 90% LTV on purchases and maximum 80% on refinance.
N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
301 Jackson St, Oconto Falls, WI, 54154 1120
Recreational Loans
5.49%
▼
APR5.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Titled Collateral Loan
5.49%
▼
APR5.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
5.49%
▼
APR5.49%
Last UpdatedMarch 26, 2026
Details
As Low As
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
5.49%
▼
APR5.49%
Last UpdatedMarch 26, 2026
Details
Credit Score 735+
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
1610 Janesville Ave, Fort Atkinson, WI, 53538
Construction Loans 12-Month Interest Only
5.58%
▼
APR5.58%
Last UpdatedMarch 26, 2026
Details
No additional details available.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
5.74%
▼
APR5.74%
Last UpdatedMarch 26, 2026
Details
+ 1% Credit Score 636-734
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
1500 W American Dr, Neenah, WI, 54956
Construction Loans 6 Month Term
5.74%
▼
APR5.74%
Last UpdatedMarch 26, 2026
Details
As Low As; APR is based on <=90% loan to value. Requires monthly interest payments. Contact a loan officer for more details. Rates effective 03/10/2026.
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI, 54449 1543
Tractor Long Term Loans
5.74%
▼
APR5.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI, 54449 1461
Solar Loans
5.74%
▼
APR5.74%
Last UpdatedMarch 26, 2026
Details
As Low As; Installation-Up to 18 Months
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
5.74%
▼
APR5.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
6 Insight Dr, Platteville, WI, 53818
Construction Loan*
5.80%
▼
APR5.80%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
151 W Corporate DR, Madison, WI, 53714 2409
VA Loan
5.81%
▼
APR5.81%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
151 W Corporate DR, Madison, WI, 53714 2409
VA Refi Loan
5.94%
▼
APR5.94%
Last UpdatedMarch 26, 2026
Details
No additional details available.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Construction Loan 12 Month
5.98%
▼
APR5.98%
Last UpdatedMarch 26, 2026
Details
No additional details available.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
5.99%
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details
Credit Score 735+
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Unsecured Personal Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details
12 months
ME Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
111 E Randolph St, Wausau, WI, 54401
5 YEAR DEMAND LOAN
5.99%
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
104 E MAPLE ST, SPOONER, WI, 54801 1482
Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
6.24%
▼
APR6.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI, 54449 1461
Solar Loans
6.24%
▼
APR6.24%
Last UpdatedMarch 26, 2026
Details
As Low As
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
6.24%
▼
APR6.24%
Last UpdatedMarch 26, 2026
Details
+ 2% Credit Score 635 or less
ME Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
111 E Randolph St, Wausau, WI, 54401
5 YEAR DEMAND LOAN
6.38%
▼
APR6.38%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
151 W Corporate DR, Madison, WI, 53714 2409
FHA Loan
6.41%
▼
APR6.41%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
6.49%
▼
APR6.49%
Last UpdatedMarch 26, 2026
Details
As Low As
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
6.49%
▼
APR6.49%
Last UpdatedMarch 26, 2026
Details
+ 1% Credit Score 636-734
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
600 N Vel R Phillips Ave, Milwaukee, WI, 53203 2807
Vacation Loan
6.49%
▼
APR6.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
1910 South Ave, La Crosse, WI, 54601
Lot/Land Loans
6.49%
▼
APR6.49%
Last UpdatedMarch 26, 2026
Details
Maximun 15-yr term. Maximum loan is 90% of appraised value or purchase price - whichever is less. Maximum loan is $500,000.00. Lots can be in a subdivision. Land is for recreatioanl purpose or future, primary, single-family residence.
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Rec Personal Loans
6.50%
▼
APR6.50%
Last UpdatedMarch 26, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.87%
610 N 2nd Ave, Wausau, WI, 54401
Recreational Loans
6.59%
▼
APR6.59%
Last UpdatedMarch 26, 2026
Details
As Low As
BLC Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
206 E Main St, Little Chute, WI, 54140
Construction Loan
6.60%
▼
APR6.60%
Last UpdatedMarch 26, 2026
Details
with BLC Relationship
ME Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
111 E Randolph St, Wausau, WI, 54401
5 YEAR DEMAND LOAN
6.63%
▼
APR6.63%
Last UpdatedMarch 26, 2026
Details
No additional details available.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Equity Edge Loan: 100% Max LTV
6.71%
▼
APR6.71%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
104 E MAPLE ST, SPOONER, WI, 54801 1482
Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI, 54449 1543
Tractor Long Term Loans
6.74%
▼
APR6.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI, 54449 1461
Solar Loans
6.74%
▼
APR6.74%
Last UpdatedMarch 26, 2026
Details
As Low As
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
6.74%
▼
APR6.74%
Last UpdatedMarch 26, 2026
Details
+ 2% Credit Score 635 or less
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Titled Collateral Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
720 E Wisconsin Ave, Milwaukee, WI, 53202
Graduate Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 26, 2026
Details
Borrow up to $50,000; No origination or prepayment penalties; Flexible repayment & in-school deferment options
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
Used Rec Personal Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 26, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
ME Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
111 E Randolph St, Wausau, WI, 54401
5 YEAR DEMAND LOAN
6.88%
▼
APR6.88%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 54344 0001
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
+ 1% Credit Score 636-734
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Titled Collateral Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Unsecured Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
18 months
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
600 N Vel R Phillips Ave, Milwaukee, WI, 53203 2807
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
600 N Vel R Phillips Ave, Milwaukee, WI, 53203 2807
Debt Consolidation
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
600 N VEL R PHILLIPS AVE, MILWAUKEE, WI, 53203 2807
Recreational Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details
As Low As
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Rec Personal Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
FNC Bank Richmond, WI
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
109 E 2nd St, New Richmond, WI, 54017
Construction Loan
7.08%
▼
APR7.08%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
104 E MAPLE ST, SPOONER, WI, 54801 1482
Loan
7.09%
▼
APR7.09%
Last UpdatedMarch 26, 2026
Details
As Low As
BLC Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
206 E Main St, Little Chute, WI, 54140
Construction Loan
7.11%
▼
APR7.11%
Last UpdatedMarch 26, 2026
Details
without Relationship
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
104 E MAPLE ST, SPOONER, WI, 54801 1482
Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Non-Titled Recreational Loans
7.24%
▼
APR7.24%
Last UpdatedMarch 26, 2026
Details
As Low As
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
Used Rec Personal Loans
7.25%
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Signature
7.25%
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details
As Low As
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Non-Titled Recreational Loans
7.29%
▼
APR7.29%
Last UpdatedMarch 26, 2026
Details
As Low As
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI, 54481 1253
Vacant Land Loans
7.35%
▼
APR7.35%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Non-Titled Recreational Loans
7.39%
▼
APR7.39%
Last UpdatedMarch 26, 2026
Details
As Low As
Bay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
New Personal Recreation
7.45%
▼
APR7.45%
Last UpdatedMarch 26, 2026
Details
Based on $10,000 loan amount
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Non-Titled Recreational Loans
7.49%
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Titled Collateral Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details
As Low As
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
7.49%
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details
+ 2% Credit Score 635 or less
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Rec Personal Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 26, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Land Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 26, 2026
Details
As Low As
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
104 E MAPLE ST, SPOONER, WI, 54801 1482
Loan
7.59%
▼
APR7.59%
Last UpdatedMarch 26, 2026
Details
As Low As
Bay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
New Personal Recreation
7.63%
▼
APR7.63%
Last UpdatedMarch 26, 2026
Details
Based on $10,000 loan amount
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
Used Rec Personal Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 26, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI, 54601
Lot Loan
7.91%
▼
APR7.91%
Last UpdatedMarch 26, 2026
Details
Available in Arizona, FL, Iowa, Minnesota and Wisconsin.
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI, 54601
Solar Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Unsecured Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
24 months
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1616 Crooks Ave, Kaukauna, WI, 54130
QuickLend Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2850 S Ashland Ave, Green Bay, WI, 54304 5304
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
+ 2% Credit Score 635 or less
FNC Bank Richmond, WI
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
109 E 2nd St, New Richmond, WI, 54017
Lot Loans under 10 acres
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
Only 10% Down; Rate is fixed for the first three years with variable rates each year after for the duration of the loan. These loans have a 10-year term based on a 20-year amortization rate. Good for lots under 10 acres. Purchase money only. APR based on $50,000 loan amount. 10 year balloon feature. Adjustments are calculated by adding 3.50% to the Current Index. Current Index is the weekly average yield on the US Treasury securities adjusted to a constant maturity of one year. Adjustments are limited to 2.00% points per adjustment with a rate cap of 6.0% above the initial/floor rate.
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Flash Cash Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 26, 2026
Details
As Low As
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Personal Loan
8.04%
▼
APR8.04%
Last UpdatedMarch 26, 2026
Details
As Low As; Up to $50,000
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2021 Holiday Dr, Janesville, WI, 53545
Lot Loan
8.14%
▼
APR8.14%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Non-Titled Recreational Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2850 S Ashland Ave, Green Bay, WI, 54304 5304
Signature Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Bay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
New Personal Recreation
8.26%
▼
APR8.26%
Last UpdatedMarch 26, 2026
Details
Based on $10,000 loan amount
FNC Bank Richmond, WI
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
109 E 2nd St, New Richmond, WI, 54017
Construction Loan
8.32%
▼
APR8.32%
Last UpdatedMarch 26, 2026
Details
Only 5% Down; Zero origination fees; Interest-only payments during construction
Bay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
Used Personal Recreation
8.34%
▼
APR8.34%
Last UpdatedMarch 26, 2026
Details
Based on $10,000 loan amount
FNC Bank Richmond, WI
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
109 E 2nd St, New Richmond, WI, 54017
Land loans over 10 acres
8.40%
▼
APR8.40%
Last UpdatedMarch 26, 2026
Details
require 20% down payment. Refinance or purchase transactions available. APR based on $100,000 loan amount. 10 year balloon feature. Adjustments are calculated by adding 3.50% to the Current Index. Current Index is the weekly average yield on the US Treasury securities adjusted to a constant maturity of one year. Adjustments are limited to 2.00% points per adjustment with a rate cap of 6.0% above the initial/floor rate.
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
6715 Green Bay Rd, Kenosha, WI, 53142 1425
Adoption Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1219 N Cass St, Milwaukee, WI, 53202
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI, 54601
Lot Loan
8.67%
▼
APR8.67%
Last UpdatedMarch 26, 2026
Details
Available in Arizona, FL, Iowa, Minnesota and Wisconsin.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Signature
8.74%
▼
APR8.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI, 54449 1461
Unsecured
8.74%
▼
APR8.74%
Last UpdatedMarch 26, 2026
Details
No additional details available.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
255 Fiserv Dr, Brookfield, WI, 53045 5815
12 Months Unsecured Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 26, 2026
Details
As Low As
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1501 S 10th Ave, Fort McCoy, WI, 54656 5115
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI, 53511 2623
Spring Loan Special
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As; Up to $5,000 max 36 month term
Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI, 53511 2623
Unsecured Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1616 Crooks Ave, Kaukauna, WI, 54130
U Choose Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1616 Crooks Ave, Kaukauna, WI, 54130
QuickLend Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Unsecured Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
above 24 months
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
255 Fiserv Dr, Brookfield, WI, 53045
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
CUP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Unsecured
9.00%
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details
up to $7,500; As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
125 W Madison St, Waterloo, WI, 53594
Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details
As Low As; $500 to $15,000
Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2850 S Ashland Ave, Green Bay, WI, 54304 5304
Signature Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 26, 2026
Details
No additional details available.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
255 Fiserv Dr, Brookfield, WI, 53045 5815
12 Months Debt Consolidation Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details
As Low As
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
1610 Janesville Ave, Fort Atkinson, WI, 53538
Power Sports & Tractor Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Signature
9.49%
▼
APR9.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1219 N Cass St, Milwaukee, WI, 53202
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
720 E Wisconsin Ave, Milwaukee, WI, 53202
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details
As Low As
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MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
748 Algoma Blvd, Oshkosh, WI, 54901 3512
Personal Loans
8.23%
▼
APR8.23%
Last UpdatedMarch 26, 2026
Details
As Low As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
748 Algoma Blvd, Oshkosh, WI, 54901 3512
Personal Loans
9.23%
▼
APR9.23%
Last UpdatedMarch 26, 2026
Details
As Low As
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Unsecured/Personal Loans
9.70%
▼
APR9.70%
Last UpdatedMarch 26, 2026
Details
with Direct Deposit & Autopay: 9.20%
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Unsecured/Personal Loans
9.95%
▼
APR9.95%
Last UpdatedMarch 26, 2026
Details
with Direct Deposit & Autopay: 9.45%
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Unsecured/Personal Loans
10.20%
▼
APR10.20%
Last UpdatedMarch 26, 2026
Details
with Direct Deposit & Autopay: 9.70%
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Unsecured/Personal Loans
10.45%
▼
APR10.45%
Last UpdatedMarch 26, 2026
Details
with Direct Deposit & Autopay: 9.95%
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
748 Algoma Blvd, Oshkosh, WI, 54901 3512
Personal Loans
11.23%
▼
APR11.23%
Last UpdatedMarch 26, 2026
Details
As Low As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
748 Algoma Blvd, Oshkosh, WI, 54901 3512
Personal Loans
12.23%
▼
APR12.23%
Last UpdatedMarch 26, 2026
Details
As Low As
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI, 54902
Personal Loans
14.50%
▼
APR14.50%
Last UpdatedMarch 26, 2026
Details
As Low As
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI, 54902
Personal Loans
15.00%
▼
APR15.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Unsecured Personal Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details
12 months
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Rec Personal Loans
6.50%
▼
APR6.50%
Last UpdatedMarch 26, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
Used Rec Personal Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 26, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 54344 0001
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
600 N Vel R Phillips Ave, Milwaukee, WI, 53203 2807
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Unsecured Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
18 months
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Rec Personal Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
Used Rec Personal Loans
7.25%
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Rec Personal Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 26, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
Used Rec Personal Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 26, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Unsecured Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
24 months
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Personal Loan
8.04%
▼
APR8.04%
Last UpdatedMarch 26, 2026
Details
As Low As; Up to $50,000
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1501 S 10th Ave, Fort McCoy, WI, 54656 5115
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Unsecured Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
above 24 months
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
720 E Wisconsin Ave, Milwaukee, WI, 53202
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details
As Low As
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
600 N Vel R Phillips Ave, Milwaukee, WI, 53203 2807
Debt Consolidation
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
255 Fiserv Dr, Brookfield, WI, 53045 5815
12 Months Debt Consolidation Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 26, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
255 Fiserv Dr, Brookfield, WI, 53045 5815
13 - 24 Months Debt Consolidation Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 26, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
255 Fiserv Dr, Brookfield, WI, 53045 5815
25 - 36 Months Debt Consolidation Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 26, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
255 Fiserv Dr, Brookfield, WI, 53045 5815
37 - 48 Months Debt Consolidation Loan
12.20%
▼
APR12.20%
Last UpdatedMarch 26, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
255 Fiserv Dr, Brookfield, WI, 53045 5815
49 - 60 Months (5K Plus) Debt Consolidation Loan
13.25%
▼
APR13.25%
Last UpdatedMarch 26, 2026
Details
As Low As
Powered by
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI, 54904
Personal Signature Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI, 54904
Personal Signature Loan
10.74%
▼
APR10.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI, 54901
Signature
10.95%
▼
APR10.95%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI, 54904
Personal Signature Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Signature
7.25%
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details
As Low As
Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2850 S Ashland Ave, Green Bay, WI, 54304 5304
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2850 S Ashland Ave, Green Bay, WI, 54304 5304
Signature Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1219 N Cass St, Milwaukee, WI, 53202
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Signature
8.74%
▼
APR8.74%
Last UpdatedMarch 26, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
255 Fiserv Dr, Brookfield, WI, 53045 5815
12 Months Unsecured Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 26, 2026
Details
As Low As
CUP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
255 Fiserv Dr, Brookfield, WI, 53045
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2850 S Ashland Ave, Green Bay, WI, 54304 5304
Signature Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Signature
9.49%
▼
APR9.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1219 N Cass St, Milwaukee, WI, 53202
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details
No additional details available.
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No home improvement personal loan rates found in Oshkosh, WI currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Wisconsin?
Most lenders in Oshkosh, Wisconsin require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Wisconsin often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Oshkosh, Wisconsin require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Wisconsin?
Yes. Debt consolidation is one of the most common uses of personal loans in Oshkosh, Wisconsin. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Oshkosh, Wisconsin?
Credit unions in Oshkosh, Wisconsin often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Oshkosh, Wisconsin?
- Capital Credit Union: 4.24% (Loans with Collateral)
- Fox Valley Savings Bank: 5.95% (New Construction Loan 12 Month Note)
- University of Wisconsin Credit Union: 6.36% (FHA Loans)
- Oshkosh Community Credit Union: 9.70% (Unsecured/Personal Loans)
- Community First Credit Union: 10.49% (Personal Signature Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Oshkosh, Wisconsin. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 26, 2026.
Personal Loan Calculators
