What are the current interest rates at Unison Credit Union?

Current rates for Unison Credit Union include: 12-Month CD: 2.52%, 18-Month CD: 2.52%, 24-Month CD: 2.52%, 60-Month CD: 2.52%, Savings: 3.04%, MMA: 3.50%

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Unison Credit Union

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Unison Credit Union Rates & Review October 2026

Q: How many branches does Unison Credit Union operate?

Unison Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Unison Credit Union?

Yes, to access services at Unison Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Unison Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Unison Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Unison Credit Union's top rates as of October 13, 2026 are 4.75% APY on its 23 Month Business Term CD, 3.04% APY on savings, 3.50% APY on money market accounts, 0.10% APY on checking, 5.50% on its 3 Year ARM (Adjustable Rate Mortgage) Construction Loan, auto loans from 5.99% APR, and credit cards from 12.99% APR, according to rates verified by MonitorBankRates. Other Unison Credit Union CD rates include 23 Month IRA CD at 4.75%, Term CDs - 23 Month at 4.75%, and 13 Month Business Term CD at 4.50%. Other Unison Credit Union mortgage rates include 10 Year Fixed Rate Construction Loan at 6.25%, 10 Year Fixed Rate Mortgage Loan at 6.25%, and 7 Year ARM (Adjustable Rate Mortgage) Construction Loan at 6.00%. MonitorBankRates evaluates the financial stability of Unison Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.70%. Rates last updated and verified on 10/13/2026.

Unison Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Unison Credit Union? Share your experience about Unison Credit Union by leaving a review below, or read customer reviews before you decide to use Unison Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.70%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Unison Credit Union
South Office

1616 Crooks Ave
Kaukauna, WI 54130

https://www.unisoncu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Unison Credit Union CD Rates

Product	Rate	APY	Term
23 Month IRA Share Certificate	4.67%	4.75%	23 Month
Min Deposit $2,000 Details Minimum deposit/balance of $2000 to open/earn APY Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 4.50% → 4.75% ▲ 0.25 pts · high 4.75% / low 4.50% Oct 5, 20264.75%▲ from 4.50% Sep 14, 20264.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Term Share Certificates - 23 Month	4.67%	4.75%	23 Month
Min Deposit $2,000 Details Minimum deposit/balance of $2000 to open/earn APY; early withdrawal penalty may apply Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.75% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
13 Month IRA Share Certificate	4.43%	4.50%	13 Month
Min Deposit $2,000 Details Minimum deposit/balance of $2000 to open/earn APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Term Share Certificates - 13 Month	4.43%	4.50%	13 Month
Min Deposit $2,000 Details Minimum deposit/balance of $2000 to open/earn APY; early withdrawal penalty may apply Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
12 Month IRA Share Certificate	2.50%	2.52%	12 Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.52% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
18 Month IRA Share Certificate	2.50%	2.52%	18 Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.52% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
24 Month IRA Share Certificate	2.50%	2.52%	24 Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.52% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
36 Month IRA Share Certificate	2.50%	2.52%	36 Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.52% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
48 Month IRA Share Certificate	2.50%	2.52%	48 Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.52% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
60 Month IRA Share Certificate	2.50%	2.52%	60 Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.52% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Term Share Certificates - 12 Month	2.50%	2.52%	12 Month
Min Deposit $500 Details Minimum deposit/balance of $500 to open/earn APY; early withdrawal penalty may apply Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Term Share Certificates - 18 Month	2.50%	2.52%	18 Month
Min Deposit $500 Details Minimum deposit/balance of $500 to open/earn APY; early withdrawal penalty may apply Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Term Share Certificates - 24 Month	2.50%	2.52%	24 Month
Min Deposit $500 Details Minimum deposit/balance of $500 to open/earn APY; early withdrawal penalty may apply Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Term Share Certificates - 30 Month	2.50%	2.52%	30 Month
Min Deposit $500 Details Minimum deposit/balance of $500 to open/earn APY; early withdrawal penalty may apply Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Term Share Certificates - 36 Month	2.50%	2.52%	36 Month
Min Deposit $500 Details Minimum deposit/balance of $500 to open/earn APY; early withdrawal penalty may apply Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Term Share Certificates - 48 Month	2.50%	2.52%	48 Month
Min Deposit $500 Details Minimum deposit/balance of $500 to open/earn APY; early withdrawal penalty may apply Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Term Share Certificates - 60 Month	2.50%	2.52%	60 Month
Min Deposit $500 Details Minimum deposit/balance of $500 to open/earn APY; early withdrawal penalty may apply Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
6 Month IRA Share Certificate	1.75%	1.76%	6 Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.76% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Term Share Certificates - 6 Month	1.75%	1.76%	6 Month
Min Deposit $500 Details Minimum deposit/balance of $500 to open/earn APY; early withdrawal penalty may apply Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.76% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
90 Day IRA Share Certificate	1.00%	1.01%	90 Day
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.01% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Term Share Certificates - 90 Day	1.00%	1.01%	90 Day
Min Deposit $500 Details Minimum deposit/balance of $500 to open/earn APY; early withdrawal penalty may apply Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%

Unison Credit Union Business CD Rates

Product	Rate	APY	Term
23 Month Business Term Share Certificate	4.67%	4.75%	23 Month
Min Deposit $2,000 Details Minimum deposit/balance of $2000 to open/earn APY Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 4.50% → 4.75% ▲ 0.25 pts · high 4.75% / low 4.50% Oct 5, 20264.75%▲ from 4.50% Sep 14, 20264.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
13 Month Business Term Share Certificate	4.43%	4.50%	13 Month
Min Deposit $2,000 Details Minimum deposit/balance of $2000 to open/earn APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
12 Month Business Term Share Certificate	2.50%	2.52%	12 Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.52% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
18 Month Business Term Share Certificate	2.50%	2.52%	18 Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.52% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
24 Month Business Term Share Certificate	2.50%	2.52%	24 Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.52% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
30 Month Business Term Share Certificate	2.50%	2.52%	30 Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.52% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
36 Month Business Term Share Certificate	2.50%	2.52%	36 Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.52% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
48 Month Business Term Share Certificate	2.50%	2.52%	48 Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.52% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
60 Month Business Term Share Certificate	2.50%	2.52%	60 Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.52% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
6 Month Business Term Share Certificate	1.75%	1.76%	6 Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.76% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
90 Day Business Term Share Certificate	1.00%	1.01%	90 Day
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.01% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%

Unison Credit Union Savings Rates

Product	Rate	APY
Empowering Kids Savings	3.00%	3.04%
Min Deposit $5 Min Balance $0 Details Balance: up to $1,000.00; Minimum Daily Balance to Avoid Fee: $0; Balances over $1,000.00 earn the regular share rate (0.10% APY/0.10% dividend rate); offer does not apply to checking accounts Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.04% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Empowering Teens Savings	3.00%	3.04%
Min Deposit $5 Min Balance $0 Details Balance: up to $1,000.00; Minimum Daily Balance to Avoid Fee: $0; Balances over $1,000.00 earn the regular share rate (0.10% APY/0.10% dividend rate); offer does not apply to checking accounts Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.04% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Health Savings	0.75%	0.75%
Min Deposit $0 Min Balance $0 Details Minimum Daily Balance to Avoid Fee: $0 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Individual Retirement Accounts (IRA) Savings	0.75%	0.75%
Min Deposit $0 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Property Tax Savings	0.10%	0.10%
Min Deposit $0 Min Balance $0 Details Minimum Daily Balance to Avoid Fee: $0 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Share Savings	0.10%	0.10%
Min Deposit $5 Min Balance $0 Details Minimum Daily Balance to Avoid Fee: $0 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Sub-Share Savings	0.10%	0.10%
Min Deposit $0 Min Balance $0 Details Minimum Daily Balance to Avoid Fee: $0 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%

Unison Credit Union Business Savings Rates

Product	Rate	APY
Business Share Savings	0.10%	0.10%
Min Deposit $5 Min Balance $0 Details Minimum Daily Balance to Avoid Fee: $0 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Business Sub-Share Savings	0.10%	0.10%
Min Deposit $0 Min Balance $0 Details Minimum Daily Balance to Avoid Fee: $0 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%

Unison Credit Union Checking Rates

Product	Rate	APY
Money Market Accounts - With Checking	3.44%	3.50%
Min Balance $1,000,000 Details With Checking; Balance: $1,000,000 and over Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Money Market Accounts - Without Checking	3.34%	3.39%
Min Balance $1,000,000 Details Without Checking; Balance: $1,000,000 and over Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.39% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Money Market Accounts - With Checking	2.76%	2.80%
Min Balance $250,000 Details With Checking; Balance: $250,000 and over Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Money Market Accounts - Without Checking	2.66%	2.69%
Min Balance $250,000 Details Without Checking; Balance: $250,000 and over Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.69% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Money Market Accounts - With Checking	1.88%	1.90%
Min Balance $75,000 Details With Checking; Balance: $75,000 and over Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.90% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Money Market Accounts - Without Checking	1.78%	1.80%
Min Balance $75,000 Details Without Checking; Balance: $75,000 and over Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Money Market Accounts - With Checking	1.00%	1.01%
Min Balance $15,000 Details With Checking; Balance: $15,000 and over Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Money Market Accounts - Without Checking	0.90%	0.90%
Min Balance $15,000 Details Without Checking; Balance: $15,000 and over Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 0.90% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Money Market Accounts - With Checking	0.60%	0.60%
Min Balance $2,500 Details With Checking; Balance: $2,500 and over Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 0.60% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Money Market Accounts - Without Checking	0.50%	0.50%
Min Balance $2,500 Details Without Checking; Balance: $2,500 and over Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 0.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Checking Plus	0.10%	0.10%
Min Deposit $0 Min Balance $500 Details Minimum Daily Balance to Avoid Fee: $200 OR Direct Deposit; $5.00 monthly fee applies if not met; Requires either Direct Deposit or $200 to open Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%

Unison Credit Union Business Checking Rates

Product	Rate	APY
Business Money Market Accounts - With Checking	3.44%	3.50%
Min Deposit $1,000,000 Details Minimum Deposit tier: $1,000,000 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Business Money Market Accounts - Without Checking	3.34%	3.39%
Min Deposit $1,000,000 Details Minimum Deposit tier: $1,000,000 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.39% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Business Money Market Accounts - With Checking	2.76%	2.80%
Min Deposit $250,000 Details Minimum Deposit tier: $250,000 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Business Money Market Accounts - Without Checking	2.66%	2.69%
Min Deposit $250,000 Details Minimum Deposit tier: $250,000 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.69% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Business Money Market Accounts - With Checking	1.88%	1.90%
Min Deposit $75,000 Details Minimum Deposit tier: $75,000 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.90% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Business Money Market Accounts - Without Checking	1.78%	1.80%
Min Deposit $75,000 Details Minimum Deposit tier: $75,000 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Business Money Market Accounts - With Checking	1.00%	1.01%
Min Deposit $15,000 Details Minimum Deposit tier: $15,000 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Business Money Market Accounts - Without Checking	0.90%	0.90%
Min Deposit $15,000 Details Minimum Deposit tier: $15,000 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 0.90% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Business Money Market Accounts - With Checking	0.60%	0.60%
Min Deposit $2,500 Details Minimum Deposit tier: $2,500 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 0.60% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Business Money Market Accounts - Without Checking	0.50%	0.50%
Min Deposit $2,500 Details Minimum Deposit tier: $2,500 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 0.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Business Checking	0.10%	0.10%
Min Deposit $0 Min Balance $2,500 Details Minimum daily balance to avoid fee: $1,000; $10 monthly fee if below $1,000; $2,500 required to obtain APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%

Unison Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
10 Year Fixed Rate Construction Loan	6.25%	-	6.34%	10 Year
Details As Low As; Rates as low as based on 720+ credit score Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.34% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
10 Year Fixed Rate Mortgage Loan	6.25%	-	6.34%	10 years
Details As Low As; New Home and Advantage Home Loans Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.34% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
7 Year ARM (Adjustable Rate Mortgage) Construction Loan	6.00%	-	6.549%	7 Year
Details As Low As; Rates as low as based on 720+ credit score; Fixed for initial 7 years, then adjustable Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 6.29% → 6.55% ▲ 0.26 pts · high 6.55% / low 6.29% Oct 5, 20266.55%▲ from 6.29% Sep 14, 20266.29%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Fixed and Adjustable Rate Mortgages - 7 Year ARM (Adjustable Rate Mortgage) Loan	6.00%	-	6.549%
Details As Low As; Adjustable-rate mortgage, fixed for initial 7 years, then adjusts yearly; New Home and Advantage Home Loans Last Updated 10/13/2026 Rate History No change since Oct 1, 2026 · 6.55% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
5 Year ARM (Adjustable Rate Mortgage) Construction Loan	5.75%	-	6.576%	5 Year
Details As Low As; Rates as low as based on 720+ credit score; Fixed for initial 5 years, then adjustable Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 6.31% → 6.58% ▲ 0.26 pts · high 6.58% / low 6.31% Oct 5, 20266.58%▲ from 6.31% Sep 14, 20266.31%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Fixed and Adjustable Rate Mortgages - 5 Year ARM (Adjustable Rate Mortgage) Loan	5.75%	-	6.576%
Details As Low As; Adjustable-rate mortgage, fixed for initial 5 years, then adjusts yearly; New Home and Advantage Home Loans Last Updated 10/13/2026 Rate History No change since Oct 1, 2026 · 6.58% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
3 Year ARM (Adjustable Rate Mortgage) Construction Loan	5.50%	-	6.694%	3 Year
Details As Low As; Rates as low as based on 720+ credit score; Fixed for initial 3 years, then adjustable Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 6.43% → 6.69% ▲ 0.27 pts · high 6.69% / low 6.43% Oct 5, 20266.69%▲ from 6.43% Sep 14, 20266.43%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Fixed and Adjustable Rate Mortgages - 3 Year ARM (Adjustable Rate Mortgage) Loan	5.50%	-	6.694%
Details As Low As; Adjustable-rate mortgage, fixed for initial 3 years, then adjusts yearly; New Home and Advantage Home Loans Last Updated 10/13/2026 Rate History No change since Oct 1, 2026 · 6.69% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
15 Year Fixed Rate Mortgage Loan	7.00%	-	7.063%	15 years
Details As Low As; New Home and Advantage Home Loans Last Updated 10/13/2026 Rate History 3 changes since Sep 14, 2026 · 6.44% → 7.06% ▲ 0.62 pts · high 7.06% / low 6.44% Oct 13, 20267.06%▲ from 6.94% Sep 26, 20266.94%▲ from 6.56% Sep 18, 20266.56%▲ from 6.44% Sep 14, 20266.44%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
30 Year Fixed Rate Mortgage Loan	7.50%	-	7.54%	30 years
Details As Low As; New Home and Advantage Home Loans Last Updated 10/13/2026 Rate History 3 changes since Sep 14, 2026 · 6.91% → 7.54% ▲ 0.63 pts · high 7.54% / low 6.91% Oct 13, 20267.54%▲ from 7.42% Sep 26, 20267.42%▲ from 7.16% Sep 18, 20267.16%▲ from 6.91% Sep 14, 20266.91%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
15 Year Fixed Rate Construction Loan	7.50%	-	7.564%	15 Year
Details As Low As; Rates as low as based on 720+ credit score Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 6.44% → 7.56% ▲ 1.12 pts · high 7.56% / low 6.44% Oct 5, 20267.56%▲ from 6.44% Sep 14, 20266.44%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
30 Year Fixed Rate Construction Loan	8.00%	-	8.041%	30 Year
Details As Low As; Rates as low as based on 720+ credit score Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 6.91% → 8.04% ▲ 1.13 pts · high 8.04% / low 6.91% Oct 5, 20268.04%▲ from 6.91% Sep 14, 20266.91%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%

Unison Credit Union Home Equity & HELOC

Product	Rate	Points	APR
3 Year ARM (Adjustable Rate Mortgage) Home Equity Loan	6.50%	-	6.899%
Details As Low As Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.90% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Home Equity Line of Credit (HELOC)	7.00%	-	7.00%
Details As Low As Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 4.00% Oct 5, 20267.00%▲ from 4.00% Sep 22, 20264.00%▼ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
5 Year ARM (Adjustable Rate Mortgage) Home Equity Loan	6.75%	-	7.05%
Details As Low As Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.05% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%

Unison Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loans	-	-	5.99%	84 Months
Details As Low As; Age of Vehicle: New - 2017; Not included in 3.99% offer; requires at least $30,000 minimum loan amount Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Auto Loans	-	-	6.49%	36 Months
Details As Low As; Age of Vehicle: 2016 & Older Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Auto Loans	-	-	6.99%	48 Months
Details As Low As; Age of Vehicle: 2016 & Older Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%

Unison Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
ATV Loans - New - 2017	-	3.99%	36 Months
Details As Low As; Age of ATV: New - 2017; Offer ends 10/31/26 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
ATV Loans - New - 2017	-	3.99%	48 Months
Details As Low As; Age of ATV: New - 2017; Offer ends 10/31/26 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
ATV Loans - New - 2017	-	3.99%	60 Months
Details As Low As; Age of ATV: New - 2017; Offer ends 10/31/26 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
ATV Loans - New - 2017	-	3.99%	72 Months
Details As Low As; Age of ATV: New - 2017; Offer ends 10/31/26 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Boat Loans	-	3.99%	36 Months
Details As Low As; Age of Boat: New - 2017; Payments per $1,000: $29.53; Offer requires at least a $10,000 new loan amount, credit score of 720 or higher, and vehicle year 2017 or newer; Offer ends 10/31/26 Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 6.49% → 3.99% ▼ 2.50 pts · high 6.49% / low 3.99% Oct 13, 20263.99%▼ from 4.45% Sep 18, 20264.45%▼ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Boat Loans	-	3.99%	48 Months
Details As Low As; Age of Boat: New - 2017; Payments per $1,000: $22.58; Offer requires at least a $10,000 new loan amount, credit score of 720 or higher, and vehicle year 2017 or newer; Offer ends 10/31/26 Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 6.99% → 3.99% ▼ 3.00 pts · high 6.99% / low 3.99% Oct 13, 20263.99%▼ from 4.45% Sep 18, 20264.45%▼ from 6.99% Sep 14, 20266.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Boat Loans	-	3.99%	60 Months
Details As Low As; Age of Boat: New - 2017; Payments per $1,000: $18.42; Offer requires at least a $10,000 new loan amount, credit score of 720 or higher, and vehicle year 2017 or newer; Offer ends 10/31/26 Last Updated 10/13/2026 Rate History 1 change since Sep 18, 2026 · 4.45% → 3.99% ▼ 0.46 pts · high 4.45% / low 3.99% Oct 13, 20263.99%▼ from 4.45% Sep 18, 20264.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Boat Loans	-	3.99%	72 Months
Details As Low As; Age of Boat: New - 2017; Payments per $1,000: $15.65; Requires $20,000 minimum loan amount; Offer requires at least a $10,000 new loan amount, credit score of 720 or higher, and vehicle year 2017 or newer; Offer ends 10/31/26 Last Updated 10/13/2026 Rate History 1 change since Sep 18, 2026 · 4.45% → 3.99% ▼ 0.46 pts · high 4.45% / low 3.99% Oct 5, 20263.99%▼ from 4.45% Sep 18, 20264.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Motorcycle Loans - 84 Months	-	5.99%	84 Months
Details As Low As; Age of Motorcycle: New - 2017; 84M term not included in 3.99% offer and requires $30,000 minimum loan amount Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
ATV Loans - 2016 & Older	-	6.49%	36 Months
Details As Low As; Age of ATV: 2016 & Older Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 6.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Boat Loans	-	6.49%	36 Months
Details As Low As; Age of Boat: 2016 & Older; Payments per $1,000: $30.65; Refinances without $10,000 new money, credit scores of 719 or lower, and vehicle years 2016 or older Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Motorcycle Loans - 36 Months	-	6.49%	36 Months
Details As Low As; Age of Motorcycle: 2016 & Older Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
ATV Loans - 2016 & Older	-	6.99%	48 Months
Details As Low As; Age of ATV: 2016 & Older Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 6.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Boat Loans	-	6.99%	48 Months
Details As Low As; Age of Boat: 2016 & Older; Payments per $1,000: $23.95; Refinances without $10,000 new money, credit scores of 719 or lower, and vehicle years 2016 or older Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Recreational Vehicle Loans - 60 Month Balloon	-	6.99%	60 Month
Details As Low As; Vehicle value must be at least $25,000; Payments per $1,000: $8.99 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Recreational Vehicle Loans - 120 Months	-	7.99%	120 Months
Details As Low As; Vehicle value must be at least $20,000; Payments per $1,000: $12.13 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%

Unison Credit Union Credit Card Rates

Product	Rate	APR	View More
Visa Platinum with Rewards	-	12.99%
Details Current Rate; Balance Transfer:; Cash Advance: 3% of amount, $3 min / $10 max; Foreign Transaction: 1% of amount; Late/Return Payment: $10.00; Annual Fee: Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 12.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%

Unison Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Kwik Cash Line of Credit	-	-	9.99%	48 Month
Details As Low As; Rates as low as*; Payments per $1,000 not included; APR may change at any time; no annual fee; APR is best available for select terms Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
QuickLend Loan	-	-	7.99%	36 Months
Details As Low As; Rates as low as* APR Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 7.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
QuickLend Loan	-	-	8.99%	48 Months
Details As Low As; Rates as low as* APR Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 8.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
U Choose Loans	-	-	8.99%	36 Months
Details As Low As; Personal Loans; Rates, terms, and conditions vary based on account history and credit qualifications Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 8.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
U Choose Loans	-	-	9.99%	48 Months
Details As Low As; Personal Loans; Rates, terms, and conditions vary based on account history and credit qualifications Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 9.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
U Choose Loans	-	-	10.99%	60 Months
Details As Low As; Personal Loans; Rates, terms, and conditions vary based on account history and credit qualifications Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 10.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Ultimate Individual Retirement Accounts (IRA)	0.75%	-	0.75%
Min Deposit $0 Details Without Checking Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Ultimate Individual Retirement Accounts (IRA)	1.00%	-	1.01%
Min Deposit $15,000 Details Without Checking Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 1.26% → 1.01% ▼ 0.25 pts · high 1.26% / low 1.01% Sep 18, 20261.01%▼ from 1.26% Sep 14, 20261.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Ultimate Individual Retirement Accounts (IRA)	1.75%	-	1.76%
Min Deposit $100,000 Details Without Checking Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.76% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Ultimate Individual Retirement Accounts (IRA)	2.50%	-	2.53%
Min Deposit $500,000 Details Without Checking Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.53% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Ultimate Individual Retirement Accounts (IRA)	1.25%	-	1.26%
Min Deposit $15,000 Details With Checking Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.26% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Ultimate Individual Retirement Accounts (IRA)	2.00%	-	2.02%
Min Deposit $100,000 Details With Checking Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.02% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%
Ultimate Individual Retirement Accounts (IRA)	2.75%	-	2.79%
Min Deposit $500,000 Details With Checking Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.79% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.70%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Unison Credit Union’s Texas Ratio stayed near 1.85% in Q3 2023 to 1.70% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$394M	1.70%	5.0	A+
March 31, 2026	$389M	2.40%	5.0	A+
December 31, 2025	$384M	2.39%	5.0	A+
September 30, 2025	$365M	1.93%	5.0	A+
June 30, 2025	$363M	1.87%	5.0	A+
March 31, 2025	$346M	1.54%	5.0	A+
December 31, 2024	$339M	1.76%	5.0	A+
September 30, 2024	$334M	1.98%	5.0	A+
June 30, 2024	$326M	2.42%	5.0	A+
March 31, 2024	$329M	1.92%	5.0	A+
December 31, 2023	$323M	2.50%	5.0	A+
September 30, 2023	$313M	1.85%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Unison Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Unison Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Unison Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Unison Credit Union

Website https://www.unisoncu.org

Address 1616 Crooks Ave, Kaukauna, WI 54130

Phone 920-766-6000

Fax 920-766-6004

President Joe Verhagen

CEO Mark Hietpas

Full-Time Employees 66

Part-Time Employees 6

Branch Locations 6

ATM Locations 6

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.70%

Return on Assets (ROA)

0.4513%

Return on Equity (ROE)

4.7792%

Non-Performing Loans Ratio (NPL)

0.29%

Total Assets

393,619,388

Total Amount of Shares and Deposits

321,657,456

Total Shares and Deposits < 1 Year

319,356,024

Total Shares and Deposits 1 3 Years

1,856,142

Total Shares and Deposits > 3 Years

445,290

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

26,530,795

Total Uninsured Shares and Deposits > $250K (F+J)

26,530,795

Total Insured Shares and Deposits > $250K (item 17 less item K)

295,126,661

Total Interest Expense (Sum of items 6 8)

3,188,800

Share Certificates

2,140

Number of Accounts for Share Drafts

12,005

IRA KEOGH Accounts

788

Number of Accounts for Regular Shares

29,391

All other shares

630

Money Market Shares

1,126

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

13,229,409

Total Liabilities

361,675,472

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Unison Credit Union earned the Verified Healthy badge

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Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Unison Credit Union

How many branches does Unison Credit Union operate?

Unison Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Unison Credit Union?

Yes, to access services at Unison Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Unison Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Unison Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Unison Credit Union offer online and mobile banking?

Most modern institutions like Unison Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unisoncu.org.

Current Unison Credit Union Rates

12-Month CD2.52%
18-Month CD2.52%
24-Month CD2.52%
60-Month CD2.52%
Savings3.04%
MMA3.50%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Unison Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Unison Credit Union Texas Ratio

Unison Credit Union Health Trend

Unison Credit Union CD Rates

Unison Credit Union Business CD Rates

Unison Credit Union Savings Rates

Unison Credit Union Business Savings Rates

Unison Credit Union Checking Rates

Unison Credit Union Business Checking Rates

Unison Credit Union Mortgage Rates

Unison Credit Union Home Equity & HELOC

Unison Credit Union Auto Loan Rates

Unison Credit Union RV, Boat and Powersport Loan Rates

Unison Credit Union Credit Card Rates

Unison Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Unison Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Unison Credit Union

How many branches does Unison Credit Union operate?

Is a member application needed to join Unison Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Unison Credit Union offer online and mobile banking?

Current Unison Credit Union Rates

Compare to Other Credit Unions