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Fox Valley Savings Bank Rates & Review October 2026

Fox Valley Savings Bank's Certificate of Deposit - 19-Month rates are at 4.00%, Certificate of Deposit - 13-Month rates are at 3.75%, Certificate of Deposit - 7-Month rates are at 3.63%, Certificate of Deposit - 2 Year rates are at 3.00%, Certificate of Deposit - 3 Year rates are at 3.00%. Fox Valley Savings Bank's money market rates are at 2.73%. Fox Valley Savings Bank's checking rates are as high as 1.00%. Fox Valley Savings Bank's Mortgage Loan - 3/1 Adjustable-Rate Mortgage rates are at 5.25%, Mortgage Loan - 10 Year Fixed rates are at 6.75%, Mortgage Loan - 15 Year Fixed rates are at 7.00%, Mortgage Loan - 20 Year Fixed rates are at 7.25%, Mortgage Loan - 30 Year Fixed rates are at 7.375%. Fox Valley Savings Bank's Personal Loan Rates are as low as 14.50%. MonitorBankRates evaluates the financial stability of Fox Valley Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.60%. Rates last updated and verified on 10/22/2026.

Fox Valley Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fox Valley Savings Bank? Share your experience about Fox Valley Savings Bank by leaving a review below, or read customer reviews before you decide to use Fox Valley Savings Bank.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.60%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Fox Valley Savings Bank
51 E 1st St
Fond Du Lac, WI 54935
https://www.fvsbank.com
MemberFDIC
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Fox Valley Savings Bank CD Rates

Product Rate APY Term View More
Certificate of Deposit - 19 month 4.00% 4.00% 19 Months
Min Deposit $5,000
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Certificate of Deposit - 13 Month 3.75% 3.75% 13 Month
Min Deposit $5,000
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Certificate of Deposit - 7 Month 3.60% 3.63% 7 Month
Min Deposit $5,000
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 3.63% APY · checked 7 times
3.13%3.63%4.13%Sep 24, 2026: 3.63% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Certificate of Deposit - 2 Year 3.00% 3.00% 2 Year
Min Deposit $500
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Certificate of Deposit - 3 Year 3.00% 3.00% 3 Year
Min Deposit $500
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Certificate of Deposit - 4 Year 3.00% 3.00% 4 Year
Min Deposit $500
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Certificate of Deposit - 1 Year 2.00% 2.00% 1 Year
Min Deposit $500
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 24, 2026: 2.00% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Certificate of Deposit - 6 Month 1.15% 1.15% 6 Month
Min Deposit $500
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 1.15% APY · checked 7 times
0.65%1.15%1.65%Sep 24, 2026: 1.15% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank Money Market Rates

Product Rate APY View More
Premium Money Market 2.70% 2.73%
Min Deposit $50,000
Min Balance $250,000
Details Balance: $250,000.00 and over
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 2.73% APY · checked 7 times
2.23%2.73%3.23%Sep 24, 2026: 2.73% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Premium Money Market 2.10% 2.12%
Min Deposit $50,000
Min Balance $100,000
Details Balance: $100,000.00 - $249,999.99
Last Updated 10/22/2026
Rate History
No change since Sep 28, 2026 · 2.12% APY · checked 6 times
1.62%2.12%2.62%Sep 28, 2026: 2.12% APYSep 28, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Premium Money Market 1.95% 1.97%
Min Deposit $50,000
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 10/22/2026
Rate History
No change since Sep 28, 2026 · 1.97% APY · checked 6 times
1.47%1.97%2.47%Sep 28, 2026: 1.97% APYSep 28, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Money Market Account 1.25% 1.26%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000.00 and over; Monthly fee: $5, waived with $1,200 minimum balance
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 1.26% APY · checked 7 times
0.76%1.26%1.76%Sep 24, 2026: 1.26% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Money Market Account 1.15% 1.16%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99; Monthly fee: $5, waived with $1,200 minimum balance
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 1.16% APY · checked 7 times
0.66%1.16%1.66%Sep 24, 2026: 1.16% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Money Market Account 1.00% 1.00%
Min Deposit $2,500
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99; Monthly fee: $5, waived with $1,200 minimum balance
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Money Market Account 0.40% 0.40%
Min Deposit $2,500
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99; Monthly fee: $5, waived with $1,200 minimum balance
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 7 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Money Market Account 0.20% 0.20%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500.00 - $9,999.99; Monthly fee: $5, waived with $1,200 minimum balance
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 7 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Money Market Account 0.15% 0.15%
Min Deposit $2,500
Min Balance $500
Details Balance: $500.00 - $2,499.99; Monthly fee: $5, waived with $1,200 minimum balance
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Money Market Account 0.00% 0.00%
Min Deposit $2,500
Min Balance $0
Details Balance: $0 - $499.99; Monthly fee: $5, waived with $1,200 minimum balance
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Premium Money Market 0.00% 0.00%
Min Deposit $50,000
Min Balance $0
Details Balance: $0 - $49,999.99
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 2.70% APY · checked 6 times
2.20%2.70%3.20%Sep 24, 2026: 2.70% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank Checking Rates

Product Rate APY View More
FVSBank Rewards Plus Checking 1.00% 1.00%
Min Balance $0
Details Balance: $0 - $19,999.99; Qualifying balance up to $19,999.99
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
FVSBank Community Checking 0.50% 0.50%
No additional details.
Last Updated 10/22/2026
Rate History
No change since Oct 22, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 22, 2026: 0.50% APYOct 22, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
FVSBank Checking with Interest 0.10% 0.10%
No additional details.
Last Updated 10/22/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Club Checking 0.00% 0.00%
No additional details.
Last Updated 10/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank Business Checking Rates

Product Rate APY View More
FVSBank Business Analyzed Checking 0.00% 0.00%
No additional details.
Last Updated 10/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
FVSBank Business Checking 0.00% 0.00%
No additional details.
Last Updated 10/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank Mortgage Rates

Product Rate Points APR Term View More
Mortgage Loan - 3/1 Adjustable-Rate Mortgage 5.25% - 5.25%
Details As Low As; 3/1 Adjustable-Rate Mortgage
Last Updated 10/22/2026
Rate History
No change since Oct 22, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 22, 2026: 5.25% APROct 22, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Mortgage Loan - 10 Year Fixed 6.75% - 7.059% 10 years
No additional details.
Last Updated 10/22/2026
Rate History
3 changes since Sep 28, 2026 · 7.32% → 7.06% ▼ 0.26 pts · high 7.32% / low 7.06%
6.56%7.19%7.82%Sep 28, 2026: 7.32% APROct 12, 2026: 7.19% APROct 14, 2026: 7.32% APROct 22, 2026: 7.06% APRSep 28, 2026Oct 25, 2026
  • Oct 22, 20267.06%▼ from 7.32%
  • Oct 14, 20267.32%▲ from 7.19%
  • Oct 12, 20267.19%▼ from 7.32%
  • Sep 28, 20267.32%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Mortgage Loan - 15 Year Fixed 7.00% - 7.225% 15 years
No additional details.
Last Updated 10/22/2026
Rate History
3 changes since Sep 28, 2026 · 7.48% → 7.23% ▼ 0.26 pts · high 7.48% / low 7.23%
6.73%7.35%7.98%Sep 28, 2026: 7.48% APROct 12, 2026: 7.35% APROct 14, 2026: 7.48% APROct 22, 2026: 7.23% APRSep 28, 2026Oct 25, 2026
  • Oct 22, 20267.23%▼ from 7.48%
  • Oct 14, 20267.48%▲ from 7.35%
  • Oct 12, 20267.35%▼ from 7.48%
  • Sep 28, 20267.48%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Mortgage Loan - 20 Year Fixed 7.25% - 7.436% 20 years
No additional details.
Last Updated 10/22/2026
Rate History
4 changes since Sep 28, 2026 · 7.56% → 7.44% ▼ 0.13 pts · high 7.82% / low 7.44%
6.94%7.63%8.32%Sep 28, 2026: 7.56% APROct 1, 2026: 7.69% APROct 8, 2026: 7.82% APROct 12, 2026: 7.69% APROct 22, 2026: 7.44% APRSep 28, 2026Oct 25, 2026
  • Oct 22, 20267.44%▼ from 7.69%
  • Oct 12, 20267.69%▼ from 7.82%
  • Oct 8, 20267.82%▲ from 7.69%
  • Oct 1, 20267.69%▲ from 7.56%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Mortgage Loan - 30 Year Fixed 7.375% - 7.52% 30 years
No additional details.
Last Updated 10/22/2026
Rate History
4 changes since Sep 28, 2026 · 7.65% → 7.52% ▼ 0.13 pts · high 7.90% / low 7.52%
7.02%7.71%8.40%Sep 28, 2026: 7.65% APROct 1, 2026: 7.78% APROct 8, 2026: 7.90% APROct 12, 2026: 7.78% APROct 22, 2026: 7.52% APRSep 28, 2026Oct 25, 2026
  • Oct 22, 20267.52%▼ from 7.78%
  • Oct 12, 20267.78%▼ from 7.90%
  • Oct 8, 20267.90%▲ from 7.78%
  • Oct 1, 20267.78%▲ from 7.65%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 6.25% 1 to 36 months
Details As Low As; Terms in Months: 1 to 36
Last Updated 10/22/2026
Rate History
No change since Sep 16, 2026 · 6.25% APR · checked 9 times
5.75%6.25%6.75%Sep 16, 2026: 6.25% APRSep 16, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Home Equity Loans - - 6.50% 37 to 60 months
Details As Low As; Terms in Months: 37 to 60
Last Updated 10/22/2026
Rate History
No change since Sep 16, 2026 · 6.50% APR · checked 9 times
6.00%6.50%7.00%Sep 16, 2026: 6.50% APRSep 16, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Home Equity Loans - - 6.95% 61 to 120 months
Details As Low As; Terms in Months: 61 to 120
Last Updated 10/22/2026
Rate History
No change since Sep 16, 2026 · 6.95% APR · checked 9 times
6.45%6.95%7.45%Sep 16, 2026: 6.95% APRSep 16, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Home Equity Line of Credit (HELOC) - - 7.00%
Details As Low As; Loan to Value: 90% or Less; Variable rate with floor of 4.5% and ceiling of 18.00% APR; Limited to 90% maximum loan-to-value ratio
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 7.00% APR · checked 8 times
6.50%7.00%7.50%Sep 24, 2026: 7.00% APRSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans - - 7.74% 1 to 36 months
Details As Low As; APR as low as 7.74%; Terms in Months 1 to 36 months
Last Updated 10/22/2026
Rate History
No change since Sep 16, 2026 · 7.74% APR · checked 8 times
7.24%7.74%8.24%Sep 16, 2026: 7.74% APRSep 16, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
New Auto Loans - - 7.99% 37 to 48 months
Details As Low As; APR as low as 7.99%; Terms in Months 37 to 48 months
Last Updated 10/22/2026
Rate History
No change since Sep 16, 2026 · 7.99% APR · checked 8 times
7.49%7.99%8.49%Sep 16, 2026: 7.99% APRSep 16, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
New Auto Loans - - 8.24% 49 to 60 months
Details As Low As; APR as low as 8.24%; Terms in Months 49 to 60 months
Last Updated 10/22/2026
Rate History
No change since Sep 16, 2026 · 8.24% APR · checked 8 times
7.74%8.24%8.74%Sep 16, 2026: 8.24% APRSep 16, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Used Auto Loans - - 8.74% 1 to 36 months
Details As Low As; Used Auto Loan
Last Updated 10/22/2026
Rate History
No change since Sep 16, 2026 · 8.74% APR · checked 8 times
8.24%8.74%9.24%Sep 16, 2026: 8.74% APRSep 16, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
New Auto Loans - - 8.99% 61 to 72 months
Details As Low As; APR as low as 8.99%; Terms in Months 61 to 72 months
Last Updated 10/22/2026
Rate History
No change since Sep 16, 2026 · 8.99% APR · checked 8 times
8.49%8.99%9.49%Sep 16, 2026: 8.99% APRSep 16, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Used Auto Loans - - 8.99% 37 to 48 months
Details As Low As; Used Auto Loan
Last Updated 10/22/2026
Rate History
No change since Sep 16, 2026 · 8.99% APR · checked 8 times
8.49%8.99%9.49%Sep 16, 2026: 8.99% APRSep 16, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Used Auto Loans - - 9.24% 48 to 60 months
Details As Low As; Used Auto Loan
Last Updated 10/22/2026
Rate History
No change since Sep 16, 2026 · 9.24% APR · checked 8 times
8.74%9.24%9.74%Sep 16, 2026: 9.24% APRSep 16, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Recreational Vehicle Loans - 9.99% 1 to 36 months
Details As Low As; Term in Months: 1 to 36 months
Last Updated 10/22/2026
Rate History
No change since Sep 16, 2026 · 9.99% APR · checked 8 times
9.49%9.99%10.49%Sep 16, 2026: 9.99% APRSep 16, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
New Recreational Vehicle Loans - 10.24% 37 to 48 months
Details As Low As; Term in Months: 37 to 48 months
Last Updated 10/22/2026
Rate History
No change since Sep 16, 2026 · 10.24% APR · checked 8 times
9.74%10.24%10.74%Sep 16, 2026: 10.24% APRSep 16, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
New Recreational Vehicle Loans - 10.79% 49 to 60 months
Details As Low As; Term in Months: 49 to 60 months
Last Updated 10/22/2026
Rate History
No change since Oct 22, 2026 · 10.79% APR
10.29%10.79%11.29%Oct 22, 2026: 10.79% APROct 22, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Used Recreational Vehicle Loans - 11.99% 1 to 36 months
Details As Low As
Last Updated 10/22/2026
Rate History
No change since Sep 16, 2026 · 11.99% APR · checked 8 times
11.49%11.99%12.49%Sep 16, 2026: 11.99% APRSep 16, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Used Recreational Vehicle Loans - 12.49% 37 to 48 months
Details As Low As
Last Updated 10/22/2026
Rate History
No change since Sep 16, 2026 · 12.49% APR · checked 8 times
11.99%12.49%12.99%Sep 16, 2026: 12.49% APRSep 16, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank Personal Loan Rates

Product APR Term View More
Personal Loans 14.50% 12 to 36 months
Details As Low As; Minimum Loan Amount: $2,500
Last Updated 10/22/2026
Rate History
No change since Sep 16, 2026 · 14.50% APR · checked 8 times
14.00%14.50%15.00%Sep 16, 2026: 14.50% APRSep 16, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Personal Loans 15.00% 37 to 60 months
Details As Low As; Minimum Loan Amount: $2,500
Last Updated 10/22/2026
Rate History
No change since Sep 16, 2026 · 15.00% APR · checked 8 times
14.50%15.00%15.50%Sep 16, 2026: 15.00% APRSep 16, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank Other Rates

Product Rate Points APY/APR Term View More
New Construction Loan - 12 Month Note 5.50% - 5.50% 12 Month
Details Rate/APR listed as a single value on the page
Last Updated 10/22/2026
Rate History
No change since Sep 16, 2026 · 5.50% APR · checked 7 times
5.00%5.50%6.00%Sep 16, 2026: 5.50% APRSep 16, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
HSA 0.00% - 0.00%
Min Balance $0
Details Balance: $0 - $49.99
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
HSA 0.20% - 0.20%
Min Balance $50
Details Balance: $50.00 - $2,499.99
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 5 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
HSA 0.30% - 0.30%
Min Balance $2,500
Details Balance: $2,500.00 - $9,999.99
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.30% APY · checked 5 times
0.00%0.40%0.80%Sep 24, 2026: 0.30% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
HSA 0.40% - 0.40%
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 5 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
HSA 0.50% - 0.50%
Min Balance $25,000
Details Balance: $25,000.00 +
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Financial Health History

Fox Valley Savings Bank’s Texas Ratio stayed near 2.02% in Q3 2023 to 1.60% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.7% 2.0★ 1.5% 3.0★ 2.2% 4.0★ 2.9% 5.0★ Healthy zone – entire history below the 15% limit 2.02% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.60% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$387M1.60%5.0A+
March 31, 2026$384M1.53%5.0A+
December 31, 2025$388M1.38%5.0A+
September 30, 2025$385M1.52%5.0A+
June 30, 2025$377M1.63%5.0A+
March 31, 2025$373M2.16%5.0A+
December 31, 2024$378M1.76%5.0A+
September 30, 2024$380M1.63%5.0A+
June 30, 2024$373M1.65%5.0A+
March 31, 2024$368M1.67%5.0A+
December 31, 2023$374M1.90%5.0A+
September 30, 2023$369M2.02%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Fox Valley Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Fox Valley Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fox Valley Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Fox Valley Savings Bank
Address 51 E 1st St, Fond Du Lac, WI 54935  ·  Fond Du Lac
Bank Holding Company FVSB MUTUAL BCORP MHC
FDIC Certificate # 29188
Regulator FDIC
Established October 1, 1934
FDIC Insurance Date August 9, 1989
Domestic Offices 3
Total Branches 3
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.60%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
0.1744%
Return on Equity (ROE)
1.2500%
Non-Performing Loans Ratio (NPL)
0.22%
Total Assets
$387,333,000
Total Deposits
$301,333,000
Equity Capital
$54,028,000
Net Income
$337,000
Headquarters
Fond Du Lac
Total Branches and Offices
3
Source: FDIC — Last Updated June 30, 2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Fox Valley Savings Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/fox-valley-savings-bank-rates-review-29188">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Fox Valley Savings Bank

Does Fox Valley Savings Bank offer CDs?

Yes. Fox Valley Savings Bank offers certificates of deposit (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.

Are CDs from Fox Valley Savings Bank FDIC insured?

Yes. Fox Valley Savings Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Fox Valley Savings Bank?

The highest CD rate MonitorBankRates has verified for Fox Valley Savings Bank is 4.00% APY on its 19-Months Certificate of Deposit - 19-Month, as of October 22, 2026.

What CD terms does Fox Valley Savings Bank offer?

The Fox Valley Savings Bank CD terms we track include 7 month, 12 month, 13 month, 18 month, 19 month, 2 year, 3 year and 4 year terms, with rates from 3.00% to 4.00% APY. The institution may offer other terms or specials that are not listed here, so check with Fox Valley Savings Bank for its full lineup.

What is the highest money market rate at Fox Valley Savings Bank?

The highest money market rate MonitorBankRates has verified for Fox Valley Savings Bank is 2.73% APY on its Premium Money Market, as of October 22, 2026.

What is the highest checking rate at Fox Valley Savings Bank?

The highest checking rate MonitorBankRates has verified for Fox Valley Savings Bank is 1.00% APY on its FVSBank Rewards Plus Checking, as of October 22, 2026.

What is the lowest 30 year fixed mortgage rate at Fox Valley Savings Bank?

The lowest 30 year fixed mortgage rate MonitorBankRates has verified for Fox Valley Savings Bank is 7.375% rate on its Mortgage Loan - 30 Year Fixed, as of October 22, 2026.

What is the lowest auto loan rate at Fox Valley Savings Bank?

The lowest auto loan rate MonitorBankRates has verified for Fox Valley Savings Bank is 7.74% APR on its New Auto Loans, as of October 22, 2026.

What is the lowest personal loan rate at Fox Valley Savings Bank?

The lowest personal loan rate MonitorBankRates has verified for Fox Valley Savings Bank is 14.50% APR on its Personal Loans, as of October 22, 2026.

How many branches does Fox Valley Savings Bank operate?

Fox Valley Savings Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Fox Valley Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fox Valley Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Fox Valley Savings Bank offer online and mobile banking?

Most modern institutions like Fox Valley Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fvsbank.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Fox Valley Savings Bank rates compare?

Fox Valley Savings Bank's top rates are 4.00% APY on its 19-Months Certificate of Deposit - 19-Month, 2.73% APY on money market, 1.00% APY on checking, 5.25% on its 3/1 Adjustable-Rate Mortgage and personal loans from 14.50% APR, verified by MonitorBankRates on October 22, 2026. To compare Fox Valley Savings Bank with the top rates nationwide, see our best CD rates, best money market rates, best mortgage rates and best checking rates, updated daily from banks and credit unions across the country.

Current Fox Valley Savings Bank Rates

  • 12-Month CD2.00%
  • 18-Month CD4.00%
  • 24-Month CD3.00%
  • 36-Month CD3.00%
  • 48-Month CD3.00%
  • MMA2.73%
Retrieved from our database of financial products. Rates subject to change.