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FNC Bank Richmond, WI

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FNC Bank Richmond, WI Rates & Review May 2026

Q: How many branches does FNC Bank Richmond, WI operate?

FNC Bank Richmond, WI currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, FNC Bank Richmond, WI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, FNC Bank Richmond, WI provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 13, 2026

You can compare FNC Bank Richmond, WI rates to other rates in our database, including 12-month CD rates currently at 3.60%, 6-month CD rates at 2.75% and 3-month CD rates at 1.50%. Savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.73%. All these rates can be compared to FNC Bank Richmond, WI rates. MonitorBankRates evaluates the financial stability of FNC Bank Richmond, WI with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.93%. Rates were last updated on 05/13/2026.

FNC Bank Richmond, WI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNC Bank Richmond, WI? Share your experience about FNC Bank Richmond, WI by leaving a review below, or read customer reviews before you decide to use FNC Bank Richmond, WI.

Verified Healthy Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

11.93%

Excellent Higher than avg

FNC Bank Richmond, WI

109 E 2nd St
New Richmond, WI 54017

https://www.fnc.bank

Current Rate Availability

We do not have FNC Bank Richmond, WI rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FNC Bank Richmond, WI is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FNC Bank Richmond, WI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FNC Bank Richmond, WI's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FNC Bank Richmond, WI

Bank Holding Company ONE CORP

Address 109 E 2nd St, New Richmond, WI 54017 · St. Croix

Website https://www.fnc.bank

FDIC Certificate # 5357

Established 01/01/1919

FDIC Insurance Date 01/01/1934

Domestic Offices 5

Total Branches 5

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 94/100

5.0

Exceptional Out of 5.0 Stars

11.93%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.7181%

Return on Equity (ROE) 16.2900%

Non-Performing Loans (NPL) 0.53%

Total Assets $319,072,000

Total Deposits $287,017,000

Equity Capital $25,307,000

Net Income $2,939,000

Headquarters New Richmond

Total Offices 5

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

FNC Bank Richmond, WI earned the Verified Healthy badge

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Frequently Asked Questions About FNC Bank Richmond, WI

How many branches does FNC Bank Richmond, WI operate?

FNC Bank Richmond, WI currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FNC Bank Richmond, WI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FNC Bank Richmond, WI provides members with tools to manage their accounts and build a solid financial history.

Does FNC Bank Richmond, WI offer online and mobile banking?

Most modern institutions like FNC Bank Richmond, WI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fnc.bank.