Best Money Market Rates in Oshkosh, Wisconsin - July 2026
Content reviewed by
Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Oshkosh, Wisconsin and the surrounding area money market deposit account rates include Old National BankOld National Bank420 S Koeller St Frnt, Oshkosh, WI 54902A+5.0 ★Texas Ratio: 5.09% Market Monitor Money Market at 3.25% APY, University of Wisconsin Credit UnionUniversity of Wisconsin Credit Union748 Algoma Blvd, Oshkosh, WI 54901 3512A+5.0 ★Texas Ratio: 4.47% Investor's Indexed Money Market at 3.05% APY, Fox Valley Savings BankFox Valley Savings Bank1700 W 20th Ave, Oshkosh, WI 54902A+5.0 ★Texas Ratio: 2.02% Premium Money Market at 2.73% APY, Horicon BankHoricon Bank2251 Omro Rd, Oshkosh, WI 54904A5.0 ★Texas Ratio: 6.70% Money Market - Business at 2.48% APY, and Bank First, NABank First, NA1159 N Koeller St, Oshkosh, WI 54902A+5.0 ★Texas Ratio: 0.91% Money Market Elite at 1.92% APY. Money market rates as of July 6, 2026 according to verified data from MonitorBankRates.
Oshkosh has 5 local institutions in our database, with money market rates as high as 3.25% APY from Old National Bank at 420 S Koeller St Frnt, Oshkosh, WI 54902. Use the table below to compare all available offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Oshkosh, Wisconsin and surrounding area. Last Updated and Verified: July 6, 2026
Compare the Best Money Market Rates Today in Oshkosh, Wisconsin & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Old National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
420 S Koeller St Frnt, Oshkosh, WI 54902
Market Monitor Money Market
3.25%
$20,000
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedJun 16, 2026
Details
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money. If you are unable to meet the minimum opening deposit of $20,000 for this competitive new money rate plan, your account will be repriced at our standard Market Monitor rate plan. Rates and tiers for deposit balances are: 3.21% (3.25% APY) if daily collected balance is $20,000 or more; 0.05% (0.05% APY) if daily collected balance is $19,999.99 or less. Offer available at Old National banking centers located in Iowa, Illinois, Indiana, Michigan, Minnesota, North Dakota, Wisconsin, and the Kentucky counties of Daviess, Henderson, Hopkins, Muhlenberg, and Union.
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
748 Algoma Blvd, Oshkosh, WI 54901 3512
Investor's Indexed Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Premium Money Market
2.73%
$250,000
▼
Rate2.70%
Min Deposit$250,000
Min Balance—
UpdatedJun 23, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal
2.48%
$0
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$5,000,000+
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business
2.48%
$0
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$5,000,000+
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Personal
2.48%
$0
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$5,000,000+
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business - 5,000,000.00
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$1,000,000.01
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal - 5,000,000.00
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$1,000,000.01
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Personal - 5,000,000.00
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$1,000,000.01
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business - 1,000,000.00
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$500,000.01
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Personal - 1,000,000.00
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$500,000.01
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Premium Business Money Market
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Premium Money Market
2.12%
$100,000
▼
Rate2.10%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$500,000.01 - $1,000,000.00
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Premium Money Market
1.97%
$50,000
▼
Rate1.95%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Premium Business Money Market
1.97%
$0
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Money Market Elite
1.92%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$100,000.00 & Over
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Personal - 500,000.00
1.82%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$250,000.01
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal - 500,000.00
1.82%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$250,000.01
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business
1.82%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business - 500,000.00
1.82%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$250,000.01
Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Money Market Elite
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$50,000.00 to $99,999.99
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Personal - 250,000.00
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$100,000.01
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal - 250,000.00
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$100,000.01
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business - 250,000.00
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$100,000.01
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Business Money Market Elite
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$100,000.00 & Over
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Business Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Money Market Account
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Money Market Elite
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$10,000.00 to $49,999.99
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Business Money Market
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Money Market Account
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal - 100,000.00
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$0
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Personal - 100,000.00
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$0
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business - 100,000.00
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$0
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Money Market Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Business Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Business Money Market Elite
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$50,000.00 to $99,999.99
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
IRA Money Market
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Business Money Market Elite
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$10,000.00 to $49,999.99
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Business Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Money Market Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Business Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Money Market Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Money Market Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Business Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$25,000.00 & Over
Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Business Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$25,000.00 & Over
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1500 Club - Money Market
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
$15,000+
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Business Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Business High-Yield Money Market
3.50%
$5
▼
Rate3.45%
Min Deposit$5
Min Balance—
UpdatedJun 27, 2026
Details
Tier: $5,000,000 And Greater
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Money Market Accounts
3.39%
$1,000,000
▼
Rate3.34%
Min Deposit$1,000,000
Min Balance—
UpdatedJun 26, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Business Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Business High-Yield Money Market
3.25%
$5
▼
Rate3.20%
Min Deposit$5
Min Balance—
UpdatedJun 27, 2026
Details
Tier: $3,000,000 - $4,999,999.99
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Money Market Savings
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Signature Business Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Business High-Yield Money Market
3.00%
$5
▼
Rate2.96%
Min Deposit$5
Min Balance—
UpdatedJun 27, 2026
Details
Tier: $1,000,000 - $2,999,999.99
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Signature Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Signature Money Market Account
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Money Market Savings
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Business High-Yield Money Market
2.75%
$5
▼
Rate2.72%
Min Deposit$5
Min Balance—
UpdatedJun 27, 2026
Details
Tier: $750,000 - $999,999.99
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Money Market Accounts
2.69%
$250,000
▼
Rate2.66%
Min Deposit$250,000
Min Balance—
UpdatedJun 26, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Business High-Yield Money Market
2.50%
$5
▼
Rate2.47%
Min Deposit$5
Min Balance—
UpdatedJun 27, 2026
Details
Tier: $500,000 - $749,999.99
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Elite Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Signature Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Elite Money Market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Money Market Savings
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
APY = Annual Percentage Yield.
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Business Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Elite Money Market
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Elite Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Money Market Savings
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
Business Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Signature Business Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Money Market Savings
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
APY = Annual Percentage Yield.
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Elite Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Oshkosh, Wisconsin and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Oshkosh, WI Money Market Rate Trends
Compare local Oshkosh, WI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — WI Avg
2.938%
▲ 0.015 vs 7 days ago
Wisconsin high-yield MMA rates rose 0.015 points over the past 7 days to 2.938% APY.
Standard MMA — WI Avg
0.849%
▲ 0.001 vs 7 days ago
Wisconsin standard MMA rates rose 0.001 points over the past 7 days to 0.849% APY.
As of Jul 6, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Oshkosh, Wisconsin money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Oshkosh, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oshkosh, Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Oshkosh, Wisconsin
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Wisconsin.
Are Money Market accounts in Oshkosh, Wisconsin safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.
How often do MMA rates change in Oshkosh, Wisconsin?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Oshkosh, Wisconsin?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Oshkosh, Wisconsin require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Oshkosh, Wisconsin
Here are some of the highest money market account APYs currently available in Oshkosh, Wisconsin and the surrounding area:
- Old National Bank
Market Monitor Money Market — 3.25% APY - University of Wisconsin Credit Union
Investor's Indexed Money Market — 3.05% APY - Fox Valley Savings Bank
Premium Money Market — 2.73% APY - Horicon Bank
Money Market - Business — 2.48% APY - Bank First, NA
Money Market Elite — 1.92% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Oshkosh, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 6, 2026
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