Best Money Market Rates in Oshkosh, Wisconsin (WI) - March 2026
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Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Oshkosh, Wisconsin and the surrounding area money market rates include Bristol Morgan BankBristol Morgan Bank2201 Jackson St, Oshkosh, WI 54901A5.0 ★Texas Ratio: 13.54% Business Money Market at 4.00% APY, Community First Credit UnionCommunity First Credit Union2424 Westowne Ave, Oshkosh, WI 54904A+5.0 ★Texas Ratio: 0.81% Member's Choice IRA Money Market at 3.95% APY, Capital Credit UnionCapital Credit Union2495 Jackson St, Oshkosh, WI 54901A5.0 ★Texas Ratio: 7.58% Business SelectMoney Market at 3.90% APY, Fox Communities Credit UnionFox Communities Credit Union1870 Oshkosh Ave, Oshkosh, WI 54902A+5.0 ★Texas Ratio: 2.46% Fox Rewards Money Market at 3.75% APY, and Verve a Credit UnionVerve a Credit Union2900 Universal St, Oshkosh, WI 54904A+5.0 ★Texas Ratio: 2.81% Optimum Money Market at 3.24% APY. Money market rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these money market rates in Oshkosh, Wisconsin and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Oshkosh, Wisconsin (WI) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Oshkosh, Wisconsin and surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Money Market Rates Today in Oshkosh, Wisconsin & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Bristol Morgan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.54%
2201 Jackson St, Oshkosh, WI 54901
Business Money Market
4.00%
$0
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bristol Morgan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.54%
2201 Jackson St, Oshkosh, WI 54901
Consumer Money Market
4.00%
$0
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice Money Market With Active Checking*
3.95%
$0
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice Money Market With Active Checking
3.95%
$0
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
With Active Checking*
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice IRA Money Market
3.95%
$0
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
with active checking*
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice IRA Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
with active checking*
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice Money Market With Active Checking
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
With Active Checking*
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice Money Market With Active Checking*
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Business SelectMoney Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Money Market Platinum Select
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Money Market Platinum Select
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Business SelectMoney Market
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
1870 Oshkosh Ave, Oshkosh, WI 54902
Fox Rewards Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Qualifications Required; Qualifying balance up to $14,999.99
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Money Market Platinum Select
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice Money Market With Active Checking
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
With Active Checking*
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Business SelectMoney Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice Money Market With Active Checking*
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice IRA Money Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
with active checking*
Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
1870 Oshkosh Ave, Oshkosh, WI 54902
Fox Rewards Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Qualifications Required; Qualifying balance up to $14,999.99
Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
1870 Oshkosh Ave, Oshkosh, WI 54902
Rewards Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice IRA Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
with active checking*
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice Money Market With Active Checking*
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice Money Market With Active Checking
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
With Active Checking*
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Business SelectMoney Market
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Money Market Platinum Select
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Verve a Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
2900 Universal St, Oshkosh, WI 54904
Optimum Money Market
3.24%
$0
▼
Rate3.19%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
90 Wisconsin St, Oshkosh, WI 54901 3562
Thrive Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
748 Algoma Blvd, Oshkosh, WI 54901 3512
Investor's Indexed Money Market Account
3.02%
$10,000
▼
Rate2.98%
Min Deposit$10,000
Min Balance—
UpdatedMar 22, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice IRA Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
with active checking*
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice Money Market With Active Checking
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
With Active Checking*
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice Money Market With Active Checking*
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Verve a Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
2900 Universal St, Oshkosh, WI 54904
Optimum Money Market
2.99%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
748 Algoma Blvd, Oshkosh, WI 54901 3512
Investor's Indexed Money Market Account
2.92%
$10,000
▼
Rate2.88%
Min Deposit$10,000
Min Balance—
UpdatedMar 22, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Business SelectMoney Market
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
Money Market Platinum Select
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Premium Money Market
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
748 Algoma Blvd, Oshkosh, WI 54901 3512
Investor's Indexed Money Market Account
2.82%
$10,000
▼
Rate2.78%
Min Deposit$10,000
Min Balance—
UpdatedMar 22, 2026
Details
Verve a Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
2900 Universal St, Oshkosh, WI 54904
Optimum Money Market
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
748 Algoma Blvd, Oshkosh, WI 54901 3512
Investor's Indexed Money Market Account
2.72%
$10,000
▼
Rate2.68%
Min Deposit$10,000
Min Balance—
UpdatedMar 22, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
1041 N Westhaven Dr, Oshkosh, WI 54904
MVP Money Market Account (MVP MMA)
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
1870 Oshkosh Ave, Oshkosh, WI 54902
Everyday Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
BusinessMoney Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business
2.48%
$0
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Personal
2.48%
$0
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal
2.48%
$0
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
90 Wisconsin St, Oshkosh, WI 54901 3562
Thrive Money Market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
748 Algoma Blvd, Oshkosh, WI 54901 3512
Investor's Advantage Money Market Account
2.39%
$100
▼
Rate2.36%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
1041 N Westhaven Dr, Oshkosh, WI 54904
MVP Money Market Account (MVP MMA)
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Personal
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal - 5,000,000.00
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$1,000,000.01
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Verve a Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
2900 Universal St, Oshkosh, WI 54904
Optimum Money Market
2.24%
$0
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Premium Business Money Market
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Premium Money Market
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Personal
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
1041 N Westhaven Dr, Oshkosh, WI 54904
MVP Money Market Account (MVP MMA)
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
1041 N Westhaven Dr, Oshkosh, WI 54904
MVP Money Market Account (MVP MMA)
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
2495 Jackson St, Oshkosh, WI 54901
BusinessMoney Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Verve a Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
2900 Universal St, Oshkosh, WI 54904
Optimum Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
1870 Oshkosh Ave, Oshkosh, WI 54902
Everyday Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
90 Wisconsin St, Oshkosh, WI 54901 3562
Thrive Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice Money Market With Active Checking*
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice Money Market With Active Checking
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
With Active Checking*
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2424 Westowne Ave, Oshkosh, WI 54904
Member's Choice IRA Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
with active checking*
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Premium Money Market
1.97%
$0
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Premium Business Money Market
1.97%
$0
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
748 Algoma Blvd, Oshkosh, WI 54901 3512
Investor's Advantage Money Market Account
1.94%
$100
▼
Rate1.92%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Money Market Elite
1.92%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$100,000.00 & Over
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Personal
1.82%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal - 500,000.00
1.82%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$250,000.01
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal
1.82%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business
1.82%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Verve a Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
2900 Universal St, Oshkosh, WI 54904
Optimum Money Market
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Money Market Elite
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$50,000.00 to $99,999.99
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal - 250,000.00
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$100,000.01
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Personal
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
West Pointe Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1750 Witzel Ave, Oshkosh, WI 54902
Money Market Investment
1.51%
$2,500
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 22, 2026
Details
Bristol Morgan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.54%
2201 Jackson St, Oshkosh, WI 54901
Business Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bristol Morgan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.54%
2201 Jackson St, Oshkosh, WI 54901
Consumer Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Business Money Market Elite
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$100,000.00 & Over
West Pointe Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1750 Witzel Ave, Oshkosh, WI 54902
Money Market Investment
1.26%
$2,500
▼
Rate1.25%
Min Deposit$2,500
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $99,999.99
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Money Market Account
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Business Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
1041 N Westhaven Dr, Oshkosh, WI 54904
MVP Money Market Account (MVP MMA)
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bristol Morgan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.54%
2201 Jackson St, Oshkosh, WI 54901
Business Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bristol Morgan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.54%
2201 Jackson St, Oshkosh, WI 54901
Consumer Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Money Market Elite
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$10,000.00 to $49,999.99
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Business Money Market
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Money Market Account
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Personal
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal - 100,000.00
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$0
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Business
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.70%
2251 Omro Rd, Oshkosh, WI 54904
Money Market - Municipal
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
1700 W 20th Ave, Oshkosh, WI 54902
Money Market Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
1159 N Koeller St, Oshkosh, WI 54902
Business Money Market Elite
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$50,000.00 to $99,999.99
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Oshkosh, Wisconsin and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Oshkosh, WI Money Market Rate Trends
Compare local Oshkosh, WI MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — WI Avg
1.358%
▼ 0.086 from last week
Wisconsin high-yield MMA rates fell 0.086 points this week to 1.358% APY, down from 1.445% last week.
Standard MMA — WI Avg
1.441%
▲ 0.746 from last week
Wisconsin standard MMA rates rose 0.746 points this week to 1.441% APY, up from 0.695% last week.
As of Mar 29, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Oshkosh, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oshkosh, Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Oshkosh, Wisconsin
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Wisconsin.
Are Money Market accounts in Oshkosh, Wisconsin safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.
How often do MMA rates change in Oshkosh, Wisconsin?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Oshkosh, Wisconsin
Here are some of the highest money market account APYs currently available in Oshkosh, Wisconsin and the surrounding area:
- Bristol Morgan Bank
Business Money Market — 4.00% APY - Community First Credit Union
Member's Choice IRA Money Market — 3.95% APY - Capital Credit Union
Business SelectMoney Market — 3.90% APY - Fox Communities Credit Union
Fox Rewards Money Market — 3.75% APY - Verve a Credit Union
Optimum Money Market — 3.24% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Oshkosh, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
