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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Prospera Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Prospera Credit Union's 11 month CDs Specials rates are at 4.00%. Prospera Credit Union's savings rates are at 0.25%. MonitorBankRates evaluates the financial stability of Prospera Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.24%. Rates were last updated on 04/19/2026. Prospera Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Prospera Credit Union? Share your experience about Prospera Credit Union by leaving a review below, or read customer reviews before you decide to use Prospera Credit Union. 
Prospera Credit Union CD Rates
Prospera Credit Union Savings Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Prospera Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Prospera Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Prospera Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Prospera Credit Union
Website
https://www.myprospera.com
Address
4830 N Ballard Rd,
Appleton, WI 54913
Phone
920-882-4800
Fax
920-738-4978
President
Tom Clifford
CEO
Sheila Schinke
Full-Time Employees
72
Part-Time Employees
9
Branch Locations
6
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.24%
Return on Assets (ROA)
0.3561%
Return on Equity (ROE)
3.9113%
Non-Performing Loans Ratio (NPL)
0.24%
Total Assets
367,450,051
Total Amount of Shares and Deposits
315,001,100
Total Shares and Deposits < 1 Year
301,887,151
Total Shares and Deposits 1 3 Years
7,969,434
Total Shares and Deposits > 3 Years
5,144,516
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
21,018,000
Total Uninsured Shares and Deposits > $250K (F+J)
21,018,000
Total Insured Shares and Deposits > $250K (item 17 less item K)
293,983,100
Total Interest Expense (Sum of items 6 8)
5,307,326
Share Certificates
2,270
Number of Accounts for Share Drafts
16,483
IRA KEOGH Accounts
1,083
Number of Accounts for Regular Shares
33,151
All other shares
592
Non Member Deposits
7
Money Market Shares
504
Net Income (unless the amount is already included in Undivided Earnings)
1,308,548
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,680,392
Total Liabilities
334,555,338
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Prospera Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Prospera Credit Union
Frequently Asked Questions About Prospera Credit UnionIs Prospera Credit Union a safe place to deposit money?Yes, Prospera Credit Union is considered a safe financial institution. With a Texas Ratio of 2.2361404325771%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Prospera Credit Union operate?Prospera Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Prospera Credit Union?Yes, to access services at Prospera Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Prospera Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Prospera Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Prospera Credit Union offer online and mobile banking?Most modern institutions like Prospera Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myprospera.com. Current Prospera Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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