Oshkosh, Wisconsin (WI) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best savings rates for Oshkosh, Wisconsin and the surrounding area include Capital Credit UnionCapital Credit Union2495 Jackson St, Oshkosh, WI 54901A5.0 ★Texas Ratio: 7.58% SavingsPlus at 5.00% APY, Bank First, NABank First, NA1159 N Koeller St, Oshkosh, WI 54902A+5.0 ★Texas Ratio: 0.91% Investment Savings at 3.35% APY, Prospera Credit UnionProspera Credit Union90 Wisconsin St, Oshkosh, WI 54901 3562A+5.0 ★Texas Ratio: 2.24% Connect Savings at 3.00% APY, Fox Communities Credit UnionFox Communities Credit Union1870 Oshkosh Ave, Oshkosh, WI 54902A+5.0 ★Texas Ratio: 2.46% Health Savings Accounts (HSA) at 2.50% APY, and Nicolet BankNicolet Bank1041 N Westhaven Dr, Oshkosh, WI 54904A+5.0 ★Texas Ratio: 2.86% Junior Savings at 1.00% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Oshkosh, Wisconsin, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Oshkosh, Wisconsin (WI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Oshkosh, Wisconsin and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Oshkosh, Wisconsin & Surrounding Communities
Qualifying balance up to $500.00
$250,000.00 - $499,999.99
$150,000.00 - $249,999.99
Qualifications Required: Refer to Connect Plus Checking qualifications, which then apply to Connect Savings.; Qualifying balance up to $40,000.00
$50,000.00 - $149,999.99
$100,000.00 & Over
$25,000.00 to $99,999.99
$10,000.00 to $24,999.99
Qualifications Required: Monthly ACH direct deposits totaling $500; Valid email address on file; Enrolled in and receive eStatements; when BUNDLED with QUALIFYING Verve Premier Checking
$2,500.00 to $9,999.99
$25,000.00 & Over
$25,000.00 to $99,999.99
$1,500.00
$10,000.00 to $24,999.99
Qualifications Required; when BUNDLED with QUALIFYING Verve Essential Checking
$500.00
$2,500.00 to $9,999.99
$25,000.00 & Over
$10,000.00 to $24,999.99
Personal, Youth, Business, Organization
$25,000.00 & Over
Simple way to build your business savings
$2,500.00 to $9,999.99
$25,000.00 & Over
when BUNDLED with NON-QUALIFYING Verve Premier Checking
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Oshkosh, WI Savings Rate Trends
Compare local Oshkosh, WI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin high-yield savings rates fell 1.836 points this week to 1.228% APY, down from 3.064% last week.
Wisconsin standard savings rates rose 0.014 points this week to 0.493% APY, up from 0.479% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Oshkosh, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oshkosh, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Oshkosh, Wisconsin
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Oshkosh, Wisconsin safe?
How often do savings rates change in Oshkosh, Wisconsin?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Oshkosh, Wisconsin?
How do I open a savings account in Oshkosh, Wisconsin?
Best Savings Rates in Oshkosh, Wisconsin
- Capital Credit Union
SavingsPlus — 5.00% APY - Bank First, NA
Investment Savings — 3.35% APY - Prospera Credit Union
Connect Savings — 3.00% APY - Fox Communities Credit Union
Health Savings Accounts (HSA) — 2.50% APY - Nicolet Bank
Junior Savings — 1.00% APY
