What are the current interest rates at Evergreen Credit Union?

Current rates for Evergreen Credit Union include: 12-Month CD: 3.94%, 24-Month CD: 3.68%, 60-Month CD: 3.79%, Savings: 0.25%

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Evergreen Credit Union

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Evergreen Credit Union Rates & Review June 2026

Q: How many branches does Evergreen Credit Union operate?

Evergreen Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Evergreen Credit Union?

Yes, to access services at Evergreen Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Evergreen Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Evergreen Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 16, 2026

Evergreen Credit Union's 12 Month CD rates are at 4.24%, 12 month rates are at 3.94%, Youth CDs of Deposit 12 month rates are at 3.94%, 36 month rates are at 3.79%, 60 month rates are at 3.79%. Evergreen Credit Union's savings rates are at 0.25%. Evergreen Credit Union's 3 Year ARM rates are at 4.99%, 5 Year ARM rates are at 5.24%, 15 Year Fixed rates are at 5.50%, 30 Year Fixed rates are at 5.75%. MonitorBankRates evaluates the financial stability of Evergreen Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.34%. Rates were last updated on 06/16/2026.

Evergreen Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Evergreen Credit Union? Share your experience about Evergreen Credit Union by leaving a review below, or read customer reviews before you decide to use Evergreen Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.34%

Excellent Lower than avg

Evergreen Credit Union
Evergreen Credit Union

1500 W American Dr
Neenah, WI 54956

https://www.evergreencu.com

Evergreen Credit Union CD Rates

Product	Rate	APY	Term
12 Month CD	4.20%	4.24%	12 Months
Min Deposit $1,000 Min Balance $1,000 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
12 month	3.90%	3.94%	12 months
Min Balance $1,000 Details Dividends paid semi-annually and at maturity. Early withdrawal penalties may apply. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
Youth Certificates of Deposit 12 month	3.90%	3.94%	12 months
Min Balance $25 Details APY is based upon an assumption that dividends will remain in the account until maturity. Dividends paid semi-annually and at maturity. Early withdrawal penalties may apply. Youth Certificates (Sapling Certificates) are available for members 17 and younger to open. Youth Certificates may deposit additional money at any time. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
36 month	3.75%	3.79%	36 months
Min Balance $1,000 Details Dividends paid semi-annually and at maturity. Early withdrawal penalties may apply. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
60 month	3.75%	3.79%	60 months
Min Balance $5,000 Details Dividends paid semi-annually and at maturity. Early withdrawal penalties may apply. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
24 Month CD	3.65%	3.68%	24 Months
Min Deposit $1,000 Min Balance $1,000 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
6 month	2.25%	2.26%	6 months
Min Balance $1,000 Details Dividends paid semi-annually and at maturity. Early withdrawal penalties may apply. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%

Evergreen Credit Union Savings Rates

Product	Rate	APY
Back to School Savings	0.50%	0.50%
Min Balance $0 Details Dividend credited to account at maturity. If account is closed before dividend is paid, accrued dividends are forfeited. $5.00 penalty applies on early withdrawals from Mistletoe Savings and Back to School Savings accounts. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
Mistletoe Savings	0.50%	0.50%
Min Balance $0 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
IRA Savings	0.30%	0.30%
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
Adventure Savings	0.25%	0.25%
Min Balance $100 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
Seed Savings	0.25%	0.25%
Min Balance $100 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%

Evergreen Credit Union Checking Rates

Product	Rate	APY
Extra Green Checking Tier 1	4.00%	4.00%
Min Balance $0 Details Qualifications Required: 10 point of sale purchases using your Evergreen Credit Union debit card that post and clear your Extra Green checking account; 1 direct deposit post to your Extra Green checking account; 1 online/mobile banking login; enrolled in eStatements; Qualifying balance up to $10,000.00 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
Rewards Checking	-	3.00%
Details Monthly Cash Back Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
Monarch Checking	0.10%	0.10%
Min Balance $400 Details Qualifications Required: minimum average daily balance of $400; enrolled in e-Statements; one ACH direct deposit into your Monarch Checking monthly; Balance to Earn APY*: $400^ Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%

Evergreen Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
3 Year ARM	4.99%	-	5.03%
Details Annual Percentage Rate. APR includes $399 in origination costs. Estimated closing costs of $800 and may be financed. Proof of property insurance is required prior to closing. Rates effective 05/29/2026. APR is based on <= 80% loan to value. Terms up to 30 years. First mortgage rates available for 80.01 - 90% loan to value. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
5 Year ARM	5.24%	-	5.28%
Details Annual Percentage Rate. APR includes $399 in origination costs. Estimated closing costs of $800 and may be financed. Proof of property insurance is required prior to closing. Rates effective 05/29/2026. APR is based on <= 80% loan to value. Terms up to 30 years. First mortgage rates available for 80.01 - 90% loan to value. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
3 Year ARM	-	-	5.49%	3 Year
Details APR is based on a loan to value less than 80%. Terms up to 30 years on loans greater than $50,000. Other affordable terms apply. For lowest rates, checking with direct deposit and automatic payments required at Evergreen Credit Union. Contact a loan officer for details. Rates effective 05/29/2026. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
15 Year Fixed	5.50%	-	5.56%
Details Annual Percentage Rate. APR includes $399 in origination costs. Estimated closing costs of $800 and may be financed. Proof of property insurance is required prior to closing. Rates effective 05/29/2026. APR is based on <= 90% loan to value and include $399.00 in origination costs. For limited cash out refinance or purchase. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
30 Year Fixed	5.75%	-	5.79%
Details Annual Percentage Rate. APR includes $399 in origination costs. Estimated closing costs of $800 and may be financed. Proof of property insurance is required prior to closing. Rates effective 05/29/2026. APR is based on <= 90% loan to value and include $399.00 in origination costs. For limited cash out refinance or purchase. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
5 Year ARM	-	-	5.99%	5 Year
Details APR is based on <= 80% loan to value. Terms up to 30 years. First mortgage rates available for 80.01 - 90% loan to value. Estimated closing costs of $800 and may be financed. Contact a loan officer for more details. For lowest rates, checking with direct deposit and automatic payments required at Evergreen Credit Union. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%

Evergreen Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity 3 Year ARM	-	-	5.49%
Details Annual Percentage Rate. APR is based on <= 80% loan to value. Terms up to 30 years. First mortgage rates available for 80.01 - 90% loan to value. Estimated closing costs of $800 and may be financed. Contact a loan officer for more details. For lowest rates, checking with direct deposit and automatic payments required at Evergreen Credit Union. Rates effective 05/29/2026. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
Home Equity 5 Year ARM	-	-	5.99%
Details Annual Percentage Rate. APR is based on <= 80% loan to value. Terms up to 30 years. First mortgage rates available for 80.01 - 90% loan to value. Estimated closing costs of $800 and may be financed. Contact a loan officer for more details. For lowest rates, checking with direct deposit and automatic payments required at Evergreen Credit Union. Rates effective 05/29/2026. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
Home Equity Line of Credit (HELOC)	-	-	6.75%
Details As Low As; Variable rate based on the highest Prime Rate published in the Wall Street Journal "Money Rates" table on the last day of each quarter. Maximum APR is 11.75% Minimum APR is 3.25%. Estimated closing costs of $147 and may be financed. An appraisal may be required with an estimated extra cost of $450. The minimum monthly payment is the greater of $50 or 1.5% of the outstanding balance as of the date of your last advance. Primary residences only. Contact a loan officer for more details. Consult your tax adviser for information on tax deductibility. Rates effective 05/29/2026. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%
Home Equity Line of Credit (HELOC)	-	-	7.75%
Details As Low As; Variable rate based on the highest Prime Rate published in the Wall Street Journal "Money Rates" table on the last day of each quarter. For loans with 80.01-90% loan to value the APR is the Prime Rate +1%. Maximum APR is 11.75% Minimum APR is 3.25%. Estimated closing costs of $147 and may be financed. An appraisal may be required with an estimated extra cost of $450. The minimum monthly payment is the greater of $50 or 1.5% of the outstanding balance as of the date of your last advance. Primary residences only. Contact a loan officer for more details. Consult your tax adviser for information on tax deductibility. Rates effective 05/29/2026. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%

Evergreen Credit Union Credit Card Rates

Product	Rate	APR	View More
Platinum MasterCard	-	9.90%
Details APR range between 9.90% and 16.90% based on credit worthiness; your actual rate will be disclosed at time of approval. Minimum monthly payment of $20.00 or 3% of the outstanding balance, whichever is greater. No annual fee charged. Transfer your balances today with no balance transfer fee. Minimum of $100 must be transferred. Contact a loan officer for more details at (920)729-2999. Rates effective 05/29/2026. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.34%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Evergreen Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Evergreen Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Evergreen Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Evergreen Credit Union

Website https://www.evergreencu.com

Address 1500 W American Dr, Neenah, WI 54956

Phone 920-729-2999

Fax 920-729-2990

President Emily Charles

CEO Elizabeth Hable

Full-Time Employees 14

Part-Time Employees 1

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.34%

Return on Assets (ROA)

0.9243%

Return on Equity (ROE)

6.6411%

Non-Performing Loans Ratio (NPL)

0.65%

Total Assets

62,369,376

Total Amount of Shares and Deposits

53,546,134

Total Shares and Deposits < 1 Year

52,500,446

Total Shares and Deposits 1 3 Years

956,196

Total Shares and Deposits > 3 Years

89,492

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,433,871

Total Uninsured Shares and Deposits > $250K (F+J)

2,433,871

Total Insured Shares and Deposits > $250K (item 17 less item K)

51,112,263

Total Interest Expense (Sum of items 6 8)

547,715

Share Certificates

451

Number of Accounts for Share Drafts

2,559

IRA KEOGH Accounts

Number of Accounts for Regular Shares

5,133

Money Market Shares

241

Net Income (unless the amount is already included in Undivided Earnings)

574,274

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

3,167,802

Total Liabilities

53,689,171

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Evergreen Credit Union

How many branches does Evergreen Credit Union operate?

Evergreen Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Evergreen Credit Union?

Yes, to access services at Evergreen Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Evergreen Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Evergreen Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Evergreen Credit Union offer online and mobile banking?

Most modern institutions like Evergreen Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.evergreencu.com.