Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
N.E.W. Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 13, 2026
N.E.W. Credit Union's top rates as of October 13, 2026 are 5.00% APY on its CDs - 10 Month Special CD, 0.15% APY on savings, 1.00% APY on money market accounts, 0.10% APY on checking, 5.99% on its 5 Year Balloon Mortgage, personal loans from 9.50% APR, and credit cards from 12.65% APR, according to rates verified by MonitorBankRates. Other N.E.W. Credit Union CD rates include CDs - 21 Month Special at 4.00%, CDs - 7 Month Special at 4.00%, and CDs - 36 Month at 3.00%. Other N.E.W. Credit Union mortgage rates include 10 Year Balloon Mortgage at 6.19%, 10 Year Fixed Mortgage at 6.19%, and Mortgages - 10 Year Fixed at 6.19%. MonitorBankRates evaluates the financial stability of N.E.W. Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.12%. Rates last updated and verified on 10/13/2026.
N.E.W. Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at N.E.W. Credit Union? Share your experience about N.E.W. Credit Union by leaving a review below, or read customer reviews before you decide to use N.E.W. Credit Union.
N.E.W. Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
N.E.W. Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
2.12%
ExcellentLower than avg
N.E.W. Credit Union Texas Ratio
N.E.W. Credit Union's Texas Ratio is 2.12%, which is considered excellent and is lower than the national average of 6.13%.
N.E.W. Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.94% to 2.12% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
N.E.W. Credit Union CD Rates
Product
Rate
APY
Term
View More
Certificates - 10 Month Special
5.00%
5.00%
10 Month
Min Deposit$5,000
DetailsLimited time offer; $5,000 minimum and $100,000 maximum deposit
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 5.00% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Certificates - 21 Month Special
4.00%
4.00%
21 Month
Min Deposit$1,000
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 4.00% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Certificates - 7 Month Special
4.00%
4.00%
7 Month
Min Deposit$1,000
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 4.00% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Certificates - 36 Month
3.00%
3.00%
36 Month
Min Deposit$1,000
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 3.00% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Certificates - 60 Month
3.00%
3.00%
60 Month
Min Deposit$1,000
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 3.00% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Certificates - 12 Month
2.50%
2.50%
12 Month
Min Deposit$1,000
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 2.50% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Certificates - 24 Month
2.50%
2.50%
24 Month
Min Deposit$1,000
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 2.50% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Certificates - 6 Month
1.50%
1.50%
6 Month
Min Deposit$1,000
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 1.50% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Certificates - 3 Month
0.75%
0.75%
3 Month
Min Deposit$1,000
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 0.75% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
N.E.W. Credit Union Savings Rates
Product
Rate
APY
View More
Holiday Savings
0.15%
0.15%
Min Deposit$0
DetailsCompounded: ANNUALLY; Member eligibility required
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Share Savings
0.15%
0.15%
Min Deposit$10
DetailsCompounded: MONTHLY; Monthly service charge if balance falls below minimum requirement
Last Updated10/13/2026
Rate History
No change since Sep 16, 2026 · 0.15% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Teen Savings
0.15%
0.15%
Min Deposit$10
DetailsCompounded: MONTHLY; Member eligibility required
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Youth Savings
0.15%
0.15%
Min Deposit$10
DetailsCompounded: MONTHLY; Member eligibility required
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
N.E.W. Credit Union Money Market Rates
Product
Rate
APY
View More
Money Market
1.00%
1.00%
Min Balance$25,000
DetailsBalance: $25,000 and over; Compounded: Monthly
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 7 times
No change since Sep 18, 2026 · 0.65% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
N.E.W. Credit Union Checking Rates
Product
Rate
APY
View More
Plus Checking
0.10%
0.10%
Min Deposit$500
DetailsCompounded: MONTHLY; Monthly service charge if balance falls below minimum requirement
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
N.E.W. Credit Union Business Checking Rates
Product
Rate
APY
View More
Business Checking
0.10%
0.10%
Min Deposit$500
DetailsCompounded: MONTHLY; Monthly service charge if balance falls below minimum requirement
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
N.E.W. Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
5 Year Balloon Mortgage
5.99%
-
6.053%
5 years
DetailsAs Low As; Mortgage; Rates shown are based on a credit score of 740 and higher; APR includes a loan processing fee; Estimated monthly payment examples use 30-year amortization
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 6.05% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
10 Year Balloon Mortgage
6.19%
-
6.231%
10 years
DetailsAs Low As; Mortgage; Rates shown are based on a credit score of 740 and higher; APR includes a loan processing fee; Estimated monthly payment examples use 30-year amortization
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 6.23% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
10 Year Fixed Mortgage
6.19%
-
6.306%
10 years
DetailsAs Low As; Mortgage; Rates shown are based on a credit score of 740 and higher; APR includes a loan processing fee
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 6.31% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Mortgages - 10 Year Fixed
6.19%
-
6.306%
10 Years
DetailsAs Low As; Rates shown based on credit score of 740 and higher; APR includes loan processing fee
Last Updated10/13/2026
Rate History
1 change since Sep 16, 2026 · 5.30% → 6.31% ▲ 1.00 pts · high 6.31% / low 5.30%
Oct 2, 20266.31%▲ from 5.30%
Sep 16, 20265.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
15 Year Fixed Mortgage
6.49%
-
6.574%
15 years
DetailsAs Low As; Mortgage; Rates shown are based on a credit score of 740 and higher; APR includes a loan processing fee
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 6.57% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Mortgages - 15 Year Fixed
6.49%
-
6.574%
15 Years
DetailsAs Low As; Rates shown based on credit score of 740 and higher; APR includes loan processing fee
Last Updated10/13/2026
Rate History
1 change since Sep 16, 2026 · 5.57% → 6.57% ▲ 1.00 pts · high 6.57% / low 5.57%
Oct 2, 20266.57%▲ from 5.57%
Sep 16, 20265.57%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
20 Year Fixed Mortgage
7.25%
-
7.321%
20 years
DetailsAs Low As; Mortgage; Rates shown are based on a credit score of 740 and higher; APR includes a loan processing fee
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 7.32% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Mortgages - 20 Year Fixed
7.25%
-
7.321%
20 Years
DetailsAs Low As; Rates shown based on credit score of 740 and higher; APR includes loan processing fee
Last Updated10/13/2026
Rate History
1 change since Sep 16, 2026 · 5.56% → 7.32% ▲ 1.77 pts · high 7.32% / low 5.56%
Oct 2, 20267.32%▲ from 5.56%
Sep 16, 20265.56%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
30 Year Fixed Mortgage
7.50%
-
7.557%
30 years
DetailsAs Low As; Mortgage; Rates shown are based on a credit score of 740 and higher; APR includes a loan processing fee
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 7.56% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Mortgages - 30 Year Fixed
7.50%
-
7.557%
30 Years
DetailsAs Low As; Rates shown based on credit score of 740 and higher; APR includes loan processing fee
Last Updated10/13/2026
Rate History
1 change since Sep 16, 2026 · 6.55% → 7.56% ▲ 1.01 pts · high 7.56% / low 6.55%
Oct 2, 20267.56%▲ from 6.55%
Sep 16, 20266.55%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
N.E.W. Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line of Credit
-
-
6.78%
DetailsAs Low As; Revolving; Variable rate; Minimum payment is $1.00 for each $100.00 of outstanding balance, or $100.00, whichever is greater. APR is variable and may adjust on January 1 and July 1 of each year. Index: current yield on U.S. Treasury securities (one-year constant maturity, Federal Reserve Statistical Release H.5).
Last Updated10/13/2026
Rate History
No change since Sep 16, 2026 · 6.78% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
N.E.W. Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Down Under Loan Special - New Vehicles: 2020 & Newer
-
-
3.99%
36 Months
DetailsAs Low As; Vehicles, Boats, RVs, Motorcycles, etc.; Estimated monthly payment per $1000: $29.52; Rate available October 1, 2026 to November 15, 2026; $5000 minimum; Offer not available on existing loans
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 3.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Down Under Loan Special - New Vehicles: 2020 & Newer
-
-
3.99%
48 Months
DetailsAs Low As; Vehicles, Boats, RVs, Motorcycles, etc.; Estimated monthly payment per $1000: $22.57; Rate available October 1, 2026 to November 15, 2026; $5000 minimum; Offer not available on existing loans
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 3.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Down Under Loan Special - New Vehicles: 2020 & Newer
-
-
3.99%
60 Months
DetailsAs Low As; Vehicles, Boats, RVs, Motorcycles, etc.; Estimated monthly payment per $1000: $18.41; Rate available October 1, 2026 to November 15, 2026; $5000 minimum; Offer not available on existing loans
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 3.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Down Under Loan Special - New Vehicles: 2020 & Newer
-
-
3.99%
72 Months
DetailsAs Low As; Vehicles, Boats, RVs, Motorcycles, etc.; Estimated monthly payment per $1000: $15.64; Rate available October 1, 2026 to November 15, 2026; $5000 minimum; Offer not available on existing loans
DetailsAs Low As; Auto & Recreational Loans; APR effective as of 6/16/2026
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 4.25% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
New Vehicles: 2022 & Newer Loan
-
-
4.25%
36 Months
DetailsAs Low As; Vehicles, Boats, RVs, Motorcycles, etc.; APRs effective as of 6/16/2026 and subject to change; rates vary by down payment, age of collateral, mileage, credit history and score; member eligibility required
Last Updated10/13/2026
Rate History
No change since Oct 9, 2026 · 4.25% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
New Vehicles: 2022 & Newer Loan
-
-
4.25%
48 Months
DetailsAs Low As; Vehicles, Boats, RVs, Motorcycles, etc.; APRs effective as of 6/16/2026 and subject to change; rates vary by down payment, age of collateral, mileage, credit history and score; member eligibility required
Last Updated10/13/2026
Rate History
No change since Oct 9, 2026 · 4.25% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
New Vehicles: 2022 & Newer Loan
-
-
4.25%
60 Months
DetailsAs Low As; Vehicles, Boats, RVs, Motorcycles, etc.; APRs effective as of 6/16/2026 and subject to change; rates vary by down payment, age of collateral, mileage, credit history and score; member eligibility required
Last Updated10/13/2026
Rate History
No change since Oct 9, 2026 · 4.25% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
New Vehicles: 2022 & Newer Loan
-
-
4.25%
72 Months
DetailsAs Low As; Vehicles, Boats, RVs, Motorcycles, etc.; APRs effective as of 6/16/2026 and subject to change; rates vary by down payment, age of collateral, mileage, credit history and score; member eligibility required
Last Updated10/13/2026
Rate History
No change since Oct 9, 2026 · 4.25% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Down Under Loan Used Vehicles: 2016 - 2019
-
-
4.49%
Up to 60 Months
DetailsAs Low As; Special Down Under Loan; Vehicles, Boats, RVs, Motorcycles, etc.; Rate available October 1, 2026 to November 15, 2026; $5000 minimum; Offer not available on existing loans; Effective as of 10/1/2026; Any vehicles 2015 and older refer to Personal Loan Rates
Last Updated10/13/2026
Rate History
No change since Oct 5, 2026 · 4.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Down Under Loan Special - New Vehicles: 2020 & Newer
-
-
4.50%
84 Months
DetailsAs Low As; Vehicles, Boats, RVs, Motorcycles, etc.; Estimated monthly payment per $1000: $13.90; Rate available October 1, 2026 to November 15, 2026; $5000 minimum; Offer not available on existing loans
DetailsAs Low As; Auto & Recreational Loans; APR effective as of 6/16/2026
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 4.75% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
New Vehicles: 2022 & Newer Loan
-
-
4.75%
84 Months
DetailsAs Low As; Vehicles, Boats, RVs, Motorcycles, etc.; APRs effective as of 6/16/2026 and subject to change; rates vary by down payment, age of collateral, mileage, credit history and score; member eligibility required
Last Updated10/13/2026
Rate History
No change since Oct 9, 2026 · 4.75% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Recreational Loan - Used Vehicles: 2016 - 2021
-
-
5.49%
Up to 60 Months
DetailsAs Low As; Vehicles, Boats, RVs, Motorcycles, etc.; Model years 2016 - 2021; Any vehicles 2015 and older please refer to Personal Loan Rates; Member eligibility required; Subject to approval
DetailsAPR as low as; Any vehicles 2015 and older please refer to our Personal Loan Rates
Last Updated10/13/2026
Rate History
2 changes since Sep 18, 2026 · 5.49% → 5.49% ▼ 0.00 pts · high 5.49% / low 4.49%
Oct 13, 20265.49%▲ from 4.49%
Oct 5, 20264.49%▼ from 5.49%
Sep 18, 20265.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
N.E.W. Credit Union Credit Card Rates
Product
Rate
APR
View More
MasterCard Low Rate
-
12.65%
DetailsPublished APR range: 12.65% - 22.65%. Credit card; APR range based on credit worthiness; APRs vary with the market based on the Prime Rate
Last Updated10/13/2026
Rate History
No change since Sep 16, 2026 · 12.65% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
MasterCard Credit Builder
-
14.15%
DetailsPublished APR range: 14.15% - 24.15%. Credit card; APR range based on credit worthiness; APRs vary with the market based on the Prime Rate
Last Updated10/13/2026
Rate History
No change since Sep 16, 2026 · 14.15% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
MasterCard Platinum Rewards
-
15.65%
DetailsPublished APR range: 15.65% - 25.65%. Credit card; APR range based on credit worthiness; APRs vary with the market based on the Prime Rate
Last Updated10/13/2026
Rate History
No change since Sep 16, 2026 · 15.65% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
N.E.W. Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Unsecured Signature Loan
9.50%
DetailsAs Low As; Personal Loans; Estimated monthly payment per $1000 for 60 months: $21.00 (payment figure not stored as a rate)
Last Updated10/13/2026
Rate History
No change since Oct 5, 2026 · 9.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
N.E.W. Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Holiday Loan Special
-
-
7.90%
12 months
DetailsHoliday Loan; Maximum loan amount of $5000.00 for a term of 12 months; Holiday Loan Special available October 1, 2026 to December 31, 2026; Rate subject to credit worthiness; APR effective as of 10/1/2026
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 7.90% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
IRA
2.50%
-
2.50%
Min Deposit$0
DetailsCompounded monthly; APYs effective as 6/16/2026; Member eligibility required
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 2.50% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.12%
Financial Health History
N.E.W. Credit Union’s Texas Ratio fell from 2.94% in Q3 2023 to 2.12% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$178M
2.12%
5.0
A+
March 31, 2026
$172M
2.87%
5.0
A+
December 31, 2025
$165M
2.43%
5.0
A+
September 30, 2025
$158M
2.49%
5.0
A+
June 30, 2025
$157M
2.13%
5.0
A+
March 31, 2025
$154M
1.02%
5.0
A+
December 31, 2024
$151M
0.87%
5.0
A+
September 30, 2024
$150M
1.47%
5.0
A+
June 30, 2024
$149M
2.16%
5.0
A+
March 31, 2024
$151M
2.24%
5.0
A+
December 31, 2023
$150M
2.30%
5.0
A+
September 30, 2023
$151M
2.94%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for N.E.W. Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather N.E.W. Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with N.E.W. Credit Union's official website for the most current offers and terms.
Address
301 Jackson St,
Oconto Falls, WI 54154-1120
Phone920-848-2793
Fax920-848-4295
PresidentWilliam Kamke
CEOLisa Gilligan
Full-Time Employees40
Part-Time Employees6
Branch Locations7
ATM Locations4
NCUA Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.12%
Return on Assets (ROA)
0.6289%
Return on Equity (ROE)
5.6704%
Non-Performing Loans Ratio (NPL)
0.36%
Total Assets
178,225,440
Total Amount of Shares and Deposits
154,302,790
Total Shares and Deposits < 1 Year
151,708,406
Total Shares and Deposits 1 3 Years
2,140,115
Total Shares and Deposits > 3 Years
454,267
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,399,286
Total Uninsured Shares and Deposits > $250K (F+J)
6,399,286
Total Insured Shares and Deposits > $250K (item 17 less item K)
147,903,504
Total Interest Expense (Sum of items 6 8)
529,370
Share Certificates
1,012
Number of Accounts for Share Drafts
9,484
IRA KEOGH Accounts
365
Number of Accounts for Regular Shares
17,092
Money Market Shares
447
Net Income (unless the amount is already included in Undivided Earnings)
1,120,780
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,098,100
Total Liabilities
158,489,866
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
N.E.W. Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
There are no reviews for N.E.W. Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for N.E.W. Credit Union
Frequently Asked Questions About N.E.W. Credit Union
How many branches does N.E.W. Credit Union operate?
N.E.W. Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join N.E.W. Credit Union?
Yes, to access services at N.E.W. Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, N.E.W. Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, N.E.W. Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does N.E.W. Credit Union offer online and mobile banking?
Most modern institutions like N.E.W. Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.newcu.org.
Current N.E.W. Credit Union Rates
12-Month CD2.50%
24-Month CD2.50%
60-Month CD3.00%
Savings0.15%
MMA1.00%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
