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Premier Financial Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
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  • Bank & Credit Union Star Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Premier Financial Credit Union's top rates as of October 13, 2026 are 1.01% APY on its 48 Month CD, 0.60% APY on savings, 0.25% APY on checking, 5.25% on its 15 Year Fixed Rate Mortgage Special, and rv, boat and powersport loans from 4.50% APR, according to rates verified by MonitorBankRates. Other Premier Financial Credit Union CD rates include IRA 48 Month CD at 1.01%, 30 Month CD at 0.60%, and IRA 30 Month CD at 0.60%. Other Premier Financial Credit Union mortgage rates include Fixed Rate Mortgage at 5.50%. MonitorBankRates evaluates the financial stability of Premier Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.23%. Rates last updated and verified on 10/13/2026.

Premier Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Premier Financial Credit Union? Share your experience about Premier Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Premier Financial Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.23%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Premier Financial Credit Union
Premier Financial Credit Union
PO Box 158
New Holstein, WI 53061-0158
https://www.yourpfcu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Premier Financial Credit Union CD Rates

Product Rate APY Term View More
48 Month Certificate 1.00% 1.01% 48 months
Min Balance $500
Details Dividend Period: Monthly; Includes Health Savings Accounts (HSA)
Last Updated 10/13/2026
Rate History
No change since Sep 22, 2026 · 1.01% APY · checked 5 times
0.51%1.01%1.51%Sep 22, 2026: 1.01% APYSep 22, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
IRA 48 Month Certificate 1.00% 1.01% 48 months
Min Balance $500
Details Minimum Dividend Balance: $500.00; Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 1.01% APY
0.51%1.01%1.51%Oct 13, 2026: 1.01% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
IRA 48 Month Certificate 1.00% 1.01% 48 months
Min Balance $25,000
Details Minimum Dividend Balance: $25,000.00; Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 1.01% APY
0.51%1.01%1.51%Oct 13, 2026: 1.01% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
30 Month Certificate 0.60% 0.60% 30 months
Min Balance $500
Details Dividend Period: Monthly; Includes Health Savings Accounts (HSA)
Last Updated 10/13/2026
Rate History
No change since Sep 22, 2026 · 0.60% APY · checked 5 times
0.10%0.60%1.10%Sep 22, 2026: 0.60% APYSep 22, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
IRA 30 Month Certificate 0.60% 0.60% 30 months
Min Balance $500
Details Minimum Dividend Balance: $500.00; Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 0.60% APY
0.10%0.60%1.10%Oct 13, 2026: 0.60% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
IRA 30 Month Certificate 0.60% 0.60% 30 months
Min Balance $15,000
Details Minimum Dividend Balance: $15,000.00; Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 0.60% APY
0.10%0.60%1.10%Oct 13, 2026: 0.60% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
IRA 30 Month Certificate 0.60% 0.60% 30 months
Min Balance $25,000
Details Minimum Dividend Balance: $25,000.00; Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 0.60% APY
0.10%0.60%1.10%Oct 13, 2026: 0.60% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
18 Month Certificate 0.55% 0.55% 18 months
Min Balance $500
Details Dividend Period: Monthly; Includes Health Savings Accounts (HSA)
Last Updated 10/13/2026
Rate History
No change since Sep 22, 2026 · 0.55% APY · checked 5 times
0.05%0.55%1.05%Sep 22, 2026: 0.55% APYSep 22, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
IRA 18 Month Certificate 0.55% 0.55% 18 months
Min Balance $500
Details Minimum Dividend Balance: $500.00; Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 0.55% APY
0.05%0.55%1.05%Oct 13, 2026: 0.55% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
IRA 18 Month Certificate 0.55% 0.55% 18 months
Min Balance $15,000
Details Minimum Dividend Balance: $15,000.00; Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 0.55% APY
0.05%0.55%1.05%Oct 13, 2026: 0.55% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
IRA 18 Month Certificate 0.55% 0.55% 18 months
Min Balance $25,000
Details Minimum Dividend Balance: $25,000.00; Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 0.55% APY
0.05%0.55%1.05%Oct 13, 2026: 0.55% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
12 Month Certificate 0.50% 0.50% 12 months
Min Balance $500
Details Dividend Period: Monthly; Includes Health Savings Accounts (HSA)
Last Updated 10/13/2026
Rate History
No change since Sep 22, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 22, 2026: 0.50% APYSep 22, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
IRA 12 Month Certificate 0.50% 0.50% 12 months
Min Balance $500
Details Minimum Dividend Balance: $500.00; Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 13, 2026: 0.50% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
IRA 12 Month Certificate 0.50% 0.50% 12 months
Min Balance $15,000
Details Minimum Dividend Balance: $15,000.00; Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 13, 2026: 0.50% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
IRA 12 Month Certificate 0.50% 0.50% 12 months
Min Balance $25,000
Details Minimum Dividend Balance: $25,000.00; Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 13, 2026: 0.50% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
6 Month Certificate 0.35% 0.35% 6 months
Min Balance $500
Details Dividend Period: Monthly; Includes Health Savings Accounts (HSA)
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 6 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
3 Month Certificate 0.30% 0.30% 3 months
Min Balance $500
Details Dividend Period: Monthly; Includes Health Savings Accounts (HSA)
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 6 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%

Premier Financial Credit Union Savings Rates

Product Rate APY View More
Money Management Accounts - Health Savings Money Management Accounts 0.60% 0.60%
Min Balance $50,000
Details Balance: $50,000 & over; Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 22, 2026 · 0.60% APY · checked 2 times
0.10%0.60%1.10%Sep 22, 2026: 0.60% APYSep 22, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Money Management Accounts - Health Savings Money Management Accounts 0.50% 0.50%
Min Balance $15,000
Details Balance: $15,000-$49,999.99; Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 22, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Sep 22, 2026: 0.50% APYSep 22, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Money Management Accounts - Health Savings Money Management Accounts 0.40% 0.40%
Min Balance $7,500
Details Balance: $7500 - $14,999.99; Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 22, 2026 · 0.40% APY · checked 2 times
0.00%0.45%0.90%Sep 22, 2026: 0.40% APYSep 22, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Money Management Accounts - Health Savings Money Management Accounts 0.30% 0.30%
Min Balance $3,000
Details Balance: $3000 - $7,499.99; Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 22, 2026 · 0.30% APY · checked 2 times
0.00%0.40%0.80%Sep 22, 2026: 0.30% APYSep 22, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Money Management Accounts - Health Savings Money Management Accounts 0.25% 0.25%
Min Balance $25
Details Balance: $25-$2,999.99; Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 22, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Sep 22, 2026: 0.25% APYSep 22, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Share/Open Deposit 0.25% 0.25%
Min Balance $25
Details Includes Health Savings Accounts (HSA); Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%

Premier Financial Credit Union Checking Rates

Product Rate APY View More
Share Draft 0.25% 0.25%
Min Balance $2,500
Details Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%

Premier Financial Credit Union Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed Rate Mortgage Special 5.25% - 5.328% 15 Years
Details As Low As; Membership eligibility required; New money required to refinance existing PFCU loans at this rate; Rate discount for automatic payment not available with this offer; Offer not valid on business loans
Last Updated 10/13/2026
Rate History
1 change since Oct 1, 2026 · 6.50% → 5.33% ▼ 1.17 pts · high 6.50% / low 5.33%
4.16%5.91%7.67%Oct 1, 2026: 6.50% APROct 13, 2026: 5.33% APROct 1, 2026Oct 15, 2026
  • Oct 13, 20265.33%▼ from 6.50%
  • Oct 1, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Fixed Rate Mortgage 5.50% - 5.718% 10 Year (120 Mo)
No additional details.
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 5.72% APR · checked 6 times
5.22%5.72%6.22%Sep 18, 2026: 5.72% APRSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%

Premier Financial Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (REAP) - Fixed Rate - - 6.50%
No additional details.
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 6.50% APR · checked 3 times
6.00%6.50%7.00%Oct 5, 2026: 6.50% APROct 5, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Home Equity Line of Credit (REAP) - Variable Rate - - 7.00%
No additional details.
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 7.00% APR · checked 3 times
6.50%7.00%7.50%Oct 5, 2026: 7.00% APROct 5, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%

Premier Financial Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Autos, RVs, Motorcycles, Boats, etc. - Titled Collateral 2023 - Newer - - 4.50% 36 months
Details Model Year: 2023 - Newer; Titled Collateral; Loan rates effective: 09/21/2026
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Autos, RVs, Motorcycles, Boats, etc. - Titled Collateral 2023 - Newer - - 4.75% 48 months
Details Model Year: 2023 - Newer; Titled Collateral; Loan rates effective: 09/21/2026
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 4.75% APR · checked 6 times
4.25%4.75%5.25%Sep 14, 2026: 4.75% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Autos, RVs, Motorcycles, Boats, etc. - Titled Collateral 2023 - Newer - - 5.00% 60 months
Details Model Year: 2023 - Newer; Titled Collateral; Loan rates effective: 09/21/2026
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 6 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Autos, RVs, Motorcycles, Boats, etc. - Titled Collateral - 2018 - 2022 - - 5.50% 36 months
Details Model Year: 2018 - 2022; Loan rates effective: 09/21/2026; Individual credit score may affect posted rate
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 5.50% APR · checked 6 times
5.00%5.50%6.00%Sep 18, 2026: 5.50% APRSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Autos, RVs, Motorcycles, Boats, etc. - Titled Collateral 2023 - Newer - - 5.50% 72 months
Details Model Year: 2023 - Newer; Titled Collateral; Loan rates effective: 09/21/2026
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 6 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Autos, RVs, Motorcycles, Boats, etc. - Titled Collateral - - 5.75% 48 months
Details Model Year: 2018 - 2022; Titled Collateral
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 5.75% APR
5.25%5.75%6.25%Oct 13, 2026: 5.75% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Autos, RVs, Motorcycles, Boats, etc. - Titled Collateral - - 6.00% 60 months
Details Model Year: 2018 - 2022; Titled Collateral
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 13, 2026: 6.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Autos, RVs, Motorcycles, Boats, etc. - Titled Collateral 2017 - Older - - 6.50% 36 months
Details Titled Collateral; Model Year: 2017 - Older
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 6 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Autos, RVs, Motorcycles, Boats, etc. - Titled Collateral 2017 - Older - - 6.75% 48 months
Details Titled Collateral; Model Year: 2017 - Older
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 6 times
6.25%6.75%7.25%Sep 14, 2026: 6.75% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%

Premier Financial Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. Loan - 6.00% 36 months
Details Untitled Collateral; 2023 - Newer
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Sep 18, 2026: 6.00% APRSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. Loan - 6.25% 48 months
Details Untitled Collateral; 2023 - Newer
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 13, 2026: 6.25% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. Loan - 6.50% 60 months
Details Untitled Collateral; 2023 - Newer
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 13, 2026: 6.50% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. Loan - 7.00% 72 months
Details Untitled Collateral; 2023 - Newer
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 13, 2026: 7.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - 36 months Loan - 7.25% 36 months
Details Untitled Collateral; Model Year: 2018 - 2022
Last Updated 10/13/2026
Rate History
1 change since Oct 5, 2026 · 6.00% → 7.25% ▲ 1.25 pts · high 7.25% / low 6.00%
4.75%6.63%8.50%Oct 5, 2026: 6.00% APROct 13, 2026: 7.25% APROct 5, 2026Oct 15, 2026
  • Oct 13, 20267.25%▲ from 6.00%
  • Oct 5, 20266.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - Untitled Collateral 2018 - 2022 Loan - 7.25% 36 months
Details Untitled Collateral; Model Year: 2018 - 2022; Membership Eligibility Required; Loan rates effective: 09/21/2026
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 5 times
6.75%7.25%7.75%Sep 14, 2026: 7.25% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - 48 months Loan - 7.50% 48 months
Details Untitled Collateral; Model Year: 2018 - 2022
Last Updated 10/13/2026
Rate History
1 change since Oct 5, 2026 · 6.25% → 7.50% ▲ 1.25 pts · high 7.50% / low 6.25%
5.00%6.88%8.75%Oct 5, 2026: 6.25% APROct 13, 2026: 7.50% APROct 5, 2026Oct 15, 2026
  • Oct 13, 20267.50%▲ from 6.25%
  • Oct 5, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - Untitled Collateral 2018 - 2022 Loan - 7.50% 48 months
Details Untitled Collateral; Model Year: 2018 - 2022; Membership Eligibility Required; Loan rates effective: 09/21/2026
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 4 times
7.00%7.50%8.00%Sep 14, 2026: 7.50% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - 60 months Loan - 7.75% 60 months
Details Untitled Collateral; Model Year: 2018 - 2022
Last Updated 10/13/2026
Rate History
1 change since Oct 5, 2026 · 6.50% → 7.75% ▲ 1.25 pts · high 7.75% / low 6.50%
5.25%7.13%9.00%Oct 5, 2026: 6.50% APROct 13, 2026: 7.75% APROct 5, 2026Oct 15, 2026
  • Oct 13, 20267.75%▲ from 6.50%
  • Oct 5, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - Untitled Collateral 2018 - 2022 Loan - 7.75% 60 months
Details Untitled Collateral; Model Year: 2018 - 2022; Membership Eligibility Required; Loan rates effective: 09/21/2026
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 4 times
7.25%7.75%8.25%Sep 14, 2026: 7.75% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - 36 Months Loan - 8.50% 36 months
Details Untitled Collateral; Model Year: 2017 - Older
Last Updated 10/13/2026
Rate History
1 change since Oct 5, 2026 · 6.00% → 8.50% ▲ 2.50 pts · high 8.50% / low 6.00%
3.50%7.25%11.00%Oct 5, 2026: 6.00% APROct 13, 2026: 8.50% APROct 5, 2026Oct 15, 2026
  • Oct 13, 20268.50%▲ from 6.00%
  • Oct 5, 20266.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - Untitled Collateral 2017 - Older Loan - 8.50% 36 months
Details Untitled Collateral; Model Year: 2017 - Older
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 8.50% APR · checked 6 times
8.00%8.50%9.00%Sep 14, 2026: 8.50% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - 48 Months Loan - 8.75% 48 months
Details Untitled Collateral; Model Year: 2017 - Older
Last Updated 10/13/2026
Rate History
1 change since Oct 5, 2026 · 6.25% → 8.75% ▲ 2.50 pts · high 8.75% / low 6.25%
3.75%7.50%11.25%Oct 5, 2026: 6.25% APROct 13, 2026: 8.75% APROct 5, 2026Oct 15, 2026
  • Oct 13, 20268.75%▲ from 6.25%
  • Oct 5, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - Untitled Collateral 2017 - Older Loan - 8.75% 48 months
Details Untitled Collateral; Model Year: 2017 - Older
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 6 times
8.25%8.75%9.25%Sep 14, 2026: 8.75% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%

Premier Financial Credit Union Other Rates

Product Rate Points APY/APR Term View More
Kwik Cash Loan - - 12.00%
Details Repayment Terms: 2% of outstanding balance or $15, whichever is greater. Variable rate may increase after consummation.
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 11.75% → 12.00% ▲ 0.25 pts · high 12.00% / low 11.75%
11.25%11.88%12.50%Sep 14, 2026: 11.75% APRSep 22, 2026: 12.00% APRSep 14, 2026Oct 15, 2026
  • Sep 22, 202612.00%▲ from 11.75%
  • Sep 14, 202611.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Mobile Home Balloon Loan - - 7.75% 61 Month
Last Updated 10/13/2026
Rate History
No change since Sep 22, 2026 · 7.75% APR · checked 6 times
7.25%7.75%8.25%Sep 22, 2026: 7.75% APRSep 22, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Christmas 0.25% - 0.25%
Min Balance $25
Details Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Escrow 0.25% - 0.25%
Min Balance $25
Details Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
IRA Open Deposit 0.25% - 0.25%
Min Balance $25
Details Dividend Period: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.23%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

Premier Financial Credit Union’s Texas Ratio rose from 3.29% in Q3 2023 to 4.23% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 2% 2.0★ 4% 3.0★ 5.9% 4.0★ 7.9% 5.0★ Healthy zone – entire history below the 15% limit 3.29% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 4.23% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$132M4.23%5.0A+
March 31, 2026$130M5.57%5.0A+
December 31, 2025$128M5.87%5.0A+
September 30, 2025$129M5.06%5.0A+
June 30, 2025$129M4.71%5.0A+
March 31, 2025$129M3.89%5.0A+
December 31, 2024$129M3.27%5.0A+
September 30, 2024$129M3.85%5.0A+
June 30, 2024$130M3.14%5.0A+
March 31, 2024$129M2.45%5.0A+
December 31, 2023$130M4.20%5.0A+
September 30, 2023$130M3.29%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Premier Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Premier Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Premier Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Premier Financial Credit Union
Website https://www.yourpfcu.com
Address PO Box 158, New Holstein, WI 53061-0158
Phone 920-898-4232
Fax 920-898-5672
President Thomas Mueller
CEO Sara Cardinal
Full-Time Employees 36
Part-Time Employees 12
Branch Locations 5
ATM Locations 4
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.23%
Return on Assets (ROA)
0.5443%
Return on Equity (ROE)
4.0182%
Non-Performing Loans Ratio (NPL)
0.95%
Total Assets
132,416,887
Total Amount of Shares and Deposits
112,808,317
Total Shares and Deposits < 1 Year
111,149,556
Total Shares and Deposits 1 3 Years
1,242,614
Total Shares and Deposits > 3 Years
416,147
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,887,916
Total Uninsured Shares and Deposits > $250K (F+J)
1,887,916
Total Insured Shares and Deposits > $250K (item 17 less item K)
110,920,401
Total Interest Expense (Sum of items 6 8)
164,640
Share Certificates
283
Number of Accounts for Share Drafts
5,920
IRA KEOGH Accounts
275
Number of Accounts for Regular Shares
10,533
All other shares
257
Money Market Shares
573
Net Income (unless the amount is already included in Undivided Earnings)
720,771
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,607,110
Total Liabilities
114,226,499
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Premier Financial Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/credit-unions/premier-financial-credit-union-rates-review-66760">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Premier Financial Credit Union

How many branches does Premier Financial Credit Union operate?

Premier Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Premier Financial Credit Union?

Yes, to access services at Premier Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Premier Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Premier Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Premier Financial Credit Union offer online and mobile banking?

Most modern institutions like Premier Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.yourpfcu.com.

Current Premier Financial Credit Union Rates

  • 12-Month CD0.50%
  • 18-Month CD0.55%
  • Savings0.60%
Retrieved from our database of financial products. Rates subject to change.

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