CD Rates Wisconsin (WI) for March 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Wisconsin CD rates include CO-OP Credit UnionCO-OP Credit Union100 E Main St, Black River Falls, WI 54615A+5.0 ★Texas Ratio: 3.80% offering Youth Saver Certificate - 12-month at 6.00% APY, Northwoods Community Credit UnionNorthwoods Community Credit Union1224 4th Ave S, Park Falls, WI 54552 1923A+5.0 ★Texas Ratio: 4.18% offering Share Certificate Special Youth Accounts 6 Month at 5.06% APY, School Employees Credit UnionSchool Employees Credit Union3025 Tower Ave, Superior, WI 54880 5369A5.0 ★Texas Ratio: 9.48% offering 24 month CD at 4.25% APY, State Bank of NewburgState Bank of Newburg300 Congress Dr Hwy 33, Newburg, WI 53060A+5.0 ★Texas Ratio: 0.29% offering 18 mo Variable Rate IRA 18 mo Certificate of Deposit at 4.22% APY, and WESTconsin Credit UnionWESTconsin Credit Union3227 Schneider Ave SE, Menomonie, WI 54751A+5.0 ★Texas Ratio: 4.45% offering 18 Month Variable Rate IRA Share Certificates and IRAs at 4.18% APY.
To help you find the best CD rates in Wisconsin, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 18, 2026
Wisconsin CD Rate Trends
Compare local Wisconsin CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — WI Avg
2.435%
▼ 0.673 from last week
Wisconsin 12-month CD rates fell 0.673 points this week to 2.435% APY, down from 3.108% last week.
6-Month CD — WI Avg
2.128%
▼ 0.394 from last week
Wisconsin 6-month CD rates fell 0.394 points this week to 2.128% APY, down from 2.522% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Best CD Rates in Wisconsin
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
15 S Main St, Deerfield, WI 53531
90 Day Certificate of Deposits & IRAs
$1,000
4.11%
▼
Rate4.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
2640 W Court St, Janesville, WI 53548
3 Month (No IRA Available) Jumbo Share or IRA Certificate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Benton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
42 W Main St, Benton, WI 53803
3 Month CD
$0
3.60%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
106 E John St, Jefferson, WI 53549 2039
90 Day Share Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
2640 W Court St, Janesville, WI 53548
3 Month (No IRA Available) Share or IRA Certificate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
3 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.05%
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Relationship
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
220 Grant St, Fort Atkinson, WI 53538
Certificate of Deposit (CDs) 90 Day
$1,000
3.05%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
309 E Main St, Hortonville, WI 54944
3-month CD
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1224 4th Ave S, Park Falls, WI 54552 1923
Share Certificate Special Youth Accounts 6 Month
$100
5.06%
▼
Rate5.00%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
Sheboygan Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
1707 Indiana Ave, Sheboygan, WI 53081
6 Month Term Share Certificate Including, IRA Share Certificates
$1,000
4.04%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
15 S Main St, Deerfield, WI 53531
6 Month Certificate of Deposits & IRAs
$500
4.00%
▼
Rate3.96%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
Bank of Luxemburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
630 Main St, Luxemburg, WI 54217
6 Month CD
$1,000
3.90%
▼
Rate3.82%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Bank of Luxemburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
630 Main St, Luxemburg, WI 54217
6 Month CD/IRA
$1,000
3.90%
▼
Rate3.82%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Benton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
42 W Main St, Benton, WI 53803
6 Month CD
$0
3.90%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Wings Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
835 W Northland Ave, Appleton, MN 54914 1424
6-Month Certificate
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
New money only.
The Bank of Brodhead
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
806 E Exchange St, Brodhead, WI 53520
6 Month Certificates of Deposit Special
$500
3.80%
▼
Rate3.73%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
2640 W Court St, Janesville, WI 53548
6 Month (No IRA Available) Jumbo Share or IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
The Bank of New Glarus
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
5800 Phillips Street, Gratiot, WI 53541
6 Month CD/IRA
$2,000
3.75%
▼
Rate3.70%
Min Deposit$2,000
Min Balance—
UpdatedMar 15, 2026
Details
School Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
3025 Tower Ave, Superior, WI 54880 5369
6 month CD
$0
3.75%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
W 1046 Marietta Ave, Ixonia, WI 53036
CDs 1 6-Month
$1,000
3.70%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMar 14, 2026
Details
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
535 Dettloff Dr, Arcadia, WI 54612 1737
Individual Retirement Accounts (IRAs) - Share Certificates 6 Month
$2,000
3.70%
▼
Rate3.67%
Min Deposit$2,000
Min Balance—
UpdatedMar 17, 2026
Details
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
535 Dettloff Dr, Arcadia, WI 54612 1737
Roth and Traditional IRA Certificates 6 Month
$2,000
3.70%
▼
Rate3.67%
Min Deposit$2,000
Min Balance—
UpdatedMar 17, 2026
Details
Dividend Compounded: At Maturity; Dividend Added: At Maturity
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
6715 Green Bay Rd, Kenosha, MN 53142 1425
6 Month IRA Certificates
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
100 E Main St, Black River Falls, WI 54615
Youth Saver Certificate - 12-month
$100
6.00%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Limit one Youth Saver Certificate per member under the age of 18. Maximum deposit of $3,000. Once the member turns 18, the certificate will automatically renew into a 12-month share certificate at the current rate on the date of maturity.
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1000 W Wisconsin St, Sparta, WI 54656 2230
12 Month Jumbo Share Certificate
$0
4.03%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
3227 Schneider Ave SE, Menomonie, WI 54751
12 Month Share Certificates and IRAs
$0
4.01%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
School Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
3025 Tower Ave, Superior, WI 54880 5369
12 month CD
$0
4.00%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, HI 53045 5815
IRA Certificates - 1 year (13 months)
$500
3.85%
▼
Rate3.79%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
5630 W Fond Du Lac Ave, Milwaukee, NC 53216
1-Year Certificate
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
720 E Wisconsin Ave, Milwaukee, WI 53202
Share or IRA Certificate - 1 year
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
15 S Main St, Deerfield, WI 53531
12 Month Certificate of Deposits, IRAs, and HSA
$2,500
3.80%
▼
Rate3.76%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
15 S Main St, Deerfield, WI 53531
Certificate of Deposits, IRAs, and HSA 12 Month
$2,500
3.80%
▼
Rate3.76%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
3227 Schneider Ave SE, Menomonie, WI 54751
12 Month Share Certificates and IRAs
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
100 E Main St, Black River Falls, WI 54615
12 month Certificates minimum)
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$100
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
101 W Main St, Cameron, WI 54822
12 Month Certificates of Deposit
$20,000
3.75%
▼
Rate3.70%
Min Deposit$20,000
Min Balance—
UpdatedMar 18, 2026
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
101 W Main St, Cameron, WI 54822
IRA Certificates of Deposit 12 Month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
101 W Main St, Cameron, WI 54822
IRA Certificates of Deposit 12 Month HSA
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
221 Main St, Black River Falls, WI 54615
1 Year YOUR. CD.
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
300 Congress Dr Hwy 33, Newburg, WI 53060
18 mo Variable Rate IRA 18 mo Certificate of Deposit
$500
4.22%
▼
Rate4.15%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
3227 Schneider Ave SE, Menomonie, WI 54751
18 Month Variable Rate IRA Share Certificates and IRAs
$0
4.18%
▼
Rate4.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
100 E Main St, Black River Falls, WI 54615
18 month Certificates minimum)
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$100
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
500 West St, Neillsville, WI 54456
18 Month CD
$2,500
3.80%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
255 Fiserv Dr, Brookfield, WI 53045
18-month CD Rate
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 14, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2626 S Oneida St, Appleton, WI 54915 2101
IRA Certificates 18 Month
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
2640 W Court St, Janesville, WI 53548
18 Month Jumbo Share or IRA Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
743 N Water St, Milwaukee, IL 53202
Agility 18-month CD
$1,000
3.61%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
201 Regal Dr, Fredonia, WI 53021
18-Month CD
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
300 Congress Dr Hwy 33, Newburg, WI 53060
Classic IRA 18 mo Certificate of Deposit
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
(No longer available for new accounts)
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
18 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Relationship
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
101 W Main St, Cameron, WI 54822
18 Month Certificates of Deposit
$20,000
3.50%
▼
Rate3.46%
Min Deposit$20,000
Min Balance—
UpdatedMar 18, 2026
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
101 W Main St, Cameron, WI 54822
IRA Certificates of Deposit 18 Month
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
309 E Main St, Hortonville, WI 54944
18-month CD
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Bank of Luxemburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
630 Main St, Luxemburg, WI 54217
18 Month CD
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
School Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
3025 Tower Ave, Superior, WI 54880 5369
24 month CD
$0
4.25%
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
3131 Mishicot Rd, Two Rivers, WI 54241
Share Certificates and IRA Certificates 24 month
$0
4.03%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
8348 Corporate Dr, Mount Pleasant, OH 53406
24-Month Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 14, 2026
Details
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
255 Fiserv Dr, Brookfield, WI 53045
2-year CD Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 14, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
3227 Schneider Ave SE, Menomonie, WI 54751
24 Month Share Certificates and IRAs
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
500 West St, Neillsville, WI 54456
24 Month CD
$2,500
3.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
500 West St, Neillsville, WI 54456
IRA CD Special 24 Month
$2,500
3.70%
▼
Rate3.65%
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Account will automatically renew at maturity. The renewal term will be 24 months.
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2626 S Oneida St, Appleton, WI 54915 2101
IRA Certificates 2 Year
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
300 Congress Dr Hwy 33, Newburg, WI 53060
24 mo Certificate of Deposit
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
$10,000 or above
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
2640 W Court St, Janesville, WI 53548
2 Year Jumbo Share or IRA Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
3227 Schneider Ave SE, Menomonie, WI 54751
24 Month Share Certificates and IRAs
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
The Bank of New Glarus
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
5800 Phillips Street, Gratiot, WI 53541
24 Month CD/IRA
$2,000
3.55%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedMar 15, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
300 Congress Dr Hwy 33, Newburg, WI 53060
24 mo Certificate of Deposit
$500
3.55%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
Under $10,000
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.85%
255 Fiserv Dr, Brookfield, WI 53045
2 year CD
$2,500
3.55%
▼
Rate3.55%
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
743 N Water St, Milwaukee, IL 53202
Agility 24-month CD
$1,000
3.51%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
15 S Main St, Deerfield, WI 53531
36 Month Certificate of Deposits, IRAs, and HSA
$2,500
3.90%
▼
Rate3.86%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
15 S Main St, Deerfield, WI 53531
Certificate of Deposits, IRAs, and HSA 36 Month
$2,500
3.90%
▼
Rate3.86%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
3131 Mishicot Rd, Two Rivers, WI 54241
Share Certificates and IRA Certificates 36 month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
255 Fiserv Dr, Brookfield, WI 53045
3-year CD Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 14, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2626 S Oneida St, Appleton, WI 54915 2101
IRA Certificates 3 Year
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
3131 Mishicot Rd, Two Rivers, WI 54241
Bump-Up Flex Certificate 36 month
$0
3.77%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$5,000 new money. Deposit anytime.
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
3131 Mishicot Rd, Two Rivers, WI 54241
Bump-Up IRA Certificate 36 month
$0
3.77%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$5,000 new money.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Share Certificates IRA 36 Month
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
36-Month Certificate
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
36-Month Certificates/IRA Rate
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
300 Congress Dr Hwy 33, Newburg, WI 53060
36 mo Certificate of Deposit
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
$10,000 or above
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
4830 N Ballard Rd, Appleton, WI 54913
3 year Share Certificates & IRA Share Certificates
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
300 Congress Dr Hwy 33, Newburg, WI 53060
36 mo Certificate of Deposit
$500
3.55%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
Under $10,000
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
4989N US Highway 51, Mercer, WI 54547 9314
36 month Share Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
A penalty may be imposed for early withdrawals.
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
4989N US Highway 51, Mercer, WI 54547 9314
IRA 36 month Share Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
A penalty may be imposed for early withdrawals.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Share Certificates IRA 48 Month
$500
4.00%
▼
Rate3.93%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
724 Front St, Cashton, WI 54619
4 Year IRA CD
$25,000
3.85%
▼
Rate3.80%
Min Deposit$25,000
Min Balance—
UpdatedMar 17, 2026
Details
* Rate may change after the account is opened.
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
48-Month Certificate
$1,000
3.85%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
48-Month Certificates/IRA Rate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
3131 Mishicot Rd, Two Rivers, WI 54241
Share Certificates and IRA Certificates 48 month
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
1301 Post Rd, Plover, WI 54467
4 Year CD
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
48 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Relationship
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
4830 N Ballard Rd, Appleton, WI 54913
4 year Share Certificates & IRA Share Certificates
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
6715 Green Bay Rd, Kenosha, MN 53142 1425
48 Month IRA Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
309 E Main St, Hortonville, WI 54944
48-month CD
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
BLC Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
206 E Main St, Little Chute, WI 54140
48 Month Certificate
$2,500
3.50%
▼
Rate3.46%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
W 1046 Marietta Ave, Ixonia, WI 53036
CDs 1 4-Year
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMar 14, 2026
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
1301 Post Rd, Plover, WI 54467
4 Year CD
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI 54494 5920
48 Month Share Certificates
$1,000
3.35%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 14, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI 54494 5920
IRA Certificates 48 Month
$1,000
3.35%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 14, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Share Certificates IRA 60 Month
$500
4.00%
▼
Rate3.93%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2626 S Oneida St, Appleton, WI 54915 2101
IRA Certificates 5 Year
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
60-Month Certificate
$1,000
3.95%
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
60-Month Certificates/IRA Rate
$0
3.95%
▼
Rate3.89%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
300 Congress Dr Hwy 33, Newburg, WI 53060
60 mo Certificate of Deposit
$500
3.87%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
$10,000 or above
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
3131 Mishicot Rd, Two Rivers, WI 54241
Share Certificates and IRA Certificates 60 month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
255 Fiserv Dr, Brookfield, WI 53045
5-year CD Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 14, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
300 Congress Dr Hwy 33, Newburg, WI 53060
60 mo Certificate of Deposit
$500
3.80%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
Under $10,000
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
60 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Relationship
Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
221 Main St, Black River Falls, WI 54615
5 Year YOUR. CD.
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
1301 Post Rd, Plover, WI 54467
5 Year CD
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
4830 N Ballard Rd, Appleton, WI 54913
5 year Share Certificates & IRA Share Certificates
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
6715 Green Bay Rd, Kenosha, MN 53142 1425
60 Month IRA Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
1301 Post Rd, Plover, WI 54467
5 Year CD
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
309 E Main St, Hortonville, WI 54944
60-month CD
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Frequently Asked Questions about CD Rates in Wisconsin
Are CD rates in Wisconsin FDIC insured?
Yes, most established banks in Wisconsin are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Wisconsin?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Wisconsin.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Wisconsin may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Wisconsin?
Here are recent top rates found for this area:
- CO-OP Credit Union: 6.00% APY (Youth Saver Certificate - 12-month)
- Northwoods Community Credit Union: 5.06% APY (Share Certificate Special Youth Accounts 6 Month)
- School Employees Credit Union: 4.25% APY (24 month CD)
- State Bank of Newburg: 4.22% APY (18 mo Variable Rate IRA 18 mo Certificate of Deposit)
- WESTconsin Credit Union: 4.18% APY (18 Month Variable Rate IRA Share Certificates and IRAs)
- Bank of Deerfield: 4.11% APY (90 Day Certificate of Deposits & IRAs)
- Sheboygan Area Credit Union: 4.04% APY (6 Month Term Share Certificate Including, IRA Share Certificates)
- Shoreline Credit Union: 4.03% APY (Share Certificates and IRA Certificates 24 month)
- 1st Community Credit Union: 4.03% APY (12 Month Jumbo Share Certificate)
- Middletown Area Schools Credit Union: 4.00% APY (24-Month Certificate)
Rates reflect recent verified offers available in Wisconsin. Last Updated: March 18, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 18, 2026
Cities in Wisconsin
