Current Merrill, Wisconsin CD rates include Nicolet BankNicolet Bank1400 E Main St, Merrill, WI 54452A+5.0 ★Texas Ratio: 2.86% offering 12 Month Certificates of Deposit/IRA Certificates of Deposit (CDs) at 3.80% APY, Park City Credit UnionPark City Credit Union501 S Pine Ridge Ave, Merrill, WI 54452A+5.0 ★Texas Ratio: 4.30% offering 60 Month Share / IRA Certificates at 3.50% APY, IncredibleBankIncredibleBank3210 E Main St, Merrill, WI 54452A5.0 ★Texas Ratio: 11.55% offering 6 Month CD at 3.25% APY, Crossbridge Community BankCrossbridge Community Bank907 E Main St, Merrill, WI 54452A+5.0 ★Texas Ratio: 4.19% offering 1 Year Certificate at 3.25% APY, and CO-OP Credit UnionCO-OP Credit Union100 E Main St, Black River Falls, WI 54615A+5.0 ★Texas Ratio: 3.80% offering Youth Saver Certificate - 12-month at 6.00% APY. CD rates as of March 30, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Merrill, Wisconsin, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 30, 2026
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Opening Balance Under $10,000
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Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
Opening Balance $10,000 or above
LIMITED TIME OFFER
A penalty may be imposed for early withdrawals.
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Limit one Youth Saver Certificate per member under the age of 18. Maximum deposit of $3,000. Once the member turns 18, the certificate will automatically renew into a 12-month share certificate at the current rate on the date of maturity.
Moneywise Available
Opening Balance $10,000 or above
A penalty may be imposed for early withdrawals.
$50,000.00 and up
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A penalty may be imposed for early withdrawals.
$50,000.00 and up
Interest paid semi-annually or at maturity. Early withdrawal penalty equal to 180 days interest.
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Opening Balance $10,000 or above
LIMITED TIME OFFER
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Opening Balance $10,000 or above
A penalty may be imposed for early withdrawals.
LIMITED TIME OFFER
Early Withdrawal Penalties: 540 Days Interest
$1,000
$10,000.00 or More
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LIMITED TIME OFFER
Early Withdrawal Penalties(3): 12 mos. Interest
$10,000.00 or More
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Opening Balance $10,000 or above
LIMITED TIME OFFER
Certificates are subject to early withdrawal penalties and renew automatically
Early Withdrawal Penalties(3): 12 mos. Interest
$1,000.00 - $9,999.99
Compare local Merrill, WI CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin 12-month CD rates rose 0.209 points this week to 2.562% APY, up from 2.353% last week.
Wisconsin 6-month CD rates fell 0.027 points this week to 2.209% APY, down from 2.236% last week.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Merrill, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Merrill, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.