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GreenLeaf Bank Rates and Review February 2026

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GreenLeaf Bank's 12-Month Kid's Klub CD rates are at 3.15%. GreenLeaf Bank's savings rates are at 0.05%. GreenLeaf Bank's money market rates are at 0.00%. You can compare GreenLeaf Bank rates to other rates in our database, including 12-month CD rates currently at 2.25%, 6-month CD rates at 0.08% and 3-month CD rates at 0.40%. Savings rates are at 0.35% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 6.00%. All these rates, and more, can be found in our database of rates which you can compare to GreenLeaf Bank rates.

GreenLeaf Bank

Rate Updates and Availability

GreenLeaf Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GreenLeaf Bank? Share your experience about GreenLeaf Bank by leaving a review below, or read customer reviews before you decide to use GreenLeaf Bank.

GreenLeaf Bank Texas Ratio

GreenLeaf Bank's Texas Ratio is at 12.22%, which is considered excellent. The Texas Ratio for GreenLeaf Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

GreenLeaf Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, GreenLeaf Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
3.15%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.05%
MMA
0.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

GreenLeaf Bank
1608 Day St
Greenleaf, WI 54126
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

Banks:
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GreenLeaf Bank CD Rates

Product Rate APY Term View More
12 Month Kid's Klub CD 3.15% 3.15% 12 Month
Min Deposit$500
Last Updated 02/14/2026

GreenLeaf Bank Savings Rates

Product Rate APY View More
Business Savings 0.50% 0.50%
Min Deposit$5,000
Min Balance$5,000
Last Updated 02/14/2026
Personal & Christmas Savings 0.50% 0.50%
Min Deposit$5,000
Min Balance$5,000
DetailsMinimum balance to earn APY: $5000.00 and up
Last Updated 02/14/2026
Business Savings 0.43% 0.43%
Min Deposit$1,000
Min Balance$1,000
Last Updated 02/14/2026
Personal & Christmas Savings 0.43% 0.43%
Min Deposit$1,000
Min Balance$1,000
DetailsMinimum balance to earn APY: $1,000.00 - $4,999.99
Last Updated 02/14/2026
Business Savings 0.12% 0.12%
Min Deposit$0
Min Balance$0
Last Updated 02/14/2026
Personal & Christmas Savings 0.12% 0.12%
Min Deposit$0
Min Balance$0
DetailsMinimum balance to earn APY: $ 0.01 - $999.99
Last Updated 02/14/2026

GreenLeaf Bank Money Market Rates

Product Rate APY View More
Easy Access Business Money Market 2.35% 2.35%
Min Deposit$100,001
Min Balance$100,001
Last Updated 02/14/2026
Easy Access Money Market 2.25% 2.25%
Min Deposit$100,000
Min Balance$100,000
DetailsMinimum balance to earn APY: $100,000.00 and up
Last Updated 02/14/2026
Easy Access Business Money Market 1.88% 1.88%
Min Deposit$50,001
Min Balance$50,001
Last Updated 02/14/2026
Easy Access Money Market 1.78% 1.78%
Min Deposit$50,000
Min Balance$50,000
DetailsMinimum balance to earn APY: $50,000.00 - $ 99,999.99
Last Updated 02/14/2026
Easy Access Business Money Market 1.40% 1.40%
Min Deposit$10,001
Min Balance$10,001
Last Updated 02/14/2026
Easy Access Money Market 1.30% 1.30%
Min Deposit$10,000
Min Balance$10,000
DetailsMinimum balance to earn APY: $10,000.00 - $ 49,999.990
Last Updated 02/14/2026
Easy Access Business Money Market 0.40% 0.40%
Min Deposit$2,500
Min Balance$2,500
Last Updated 02/14/2026
Easy Access Money Market 0.35% 0.35%
Min Deposit$2,500
Min Balance$2,500
DetailsMinimum balance to earn APY: $2,500.00 - $9,999.99
Last Updated 02/14/2026
Easy Access Business Money Market - 0.00%
Min Deposit$0
Min Balance$0
Last Updated 02/14/2026

GreenLeaf Bank Checking Rates

Product Rate APY View More
Health Savings Checking 1.50% 1.50%
Min Deposit$10,000
Min Balance$10,000
DetailsMinimum balance to earn APY: $10,000.00 and up
Last Updated 02/14/2026
Health Savings Checking 0.15% 0.15%
Min Deposit$1,000
Min Balance$1,000
DetailsMinimum balance to earn APY: $1,000.00 - $9,999.99
Last Updated 02/14/2026
Achieve Checking 0.12% 0.12%
Min Deposit$5,000
Min Balance$5,000
DetailsMinimum balance to earn APY: $5,000.00 and up
Last Updated 02/14/2026
Smart Money Business Checking 0.12% 0.12%
Min Deposit$5,000
Min Balance$5,000
Last Updated 02/14/2026
Smart Money Checking 0.12% 0.12%
Min Deposit$5,000
Min Balance$5,000
DetailsMinimum balance to earn APY: $5,000.00 and up
Last Updated 02/14/2026
Achieve Checking 0.10% 0.10%
Min Deposit$1,000
Min Balance$1,000
DetailsMinimum balance to earn APY: $1,000.00 - $4999.99
Last Updated 02/14/2026
Smart Money Business Checking 0.10% 0.10%
Min Deposit$1,000
Min Balance$1,000
Last Updated 02/14/2026
Smart Money Checking 0.10% 0.10%
Min Deposit$1,000
Min Balance$1,000
DetailsMinimum balance to earn APY: $1,000.00 - $4,999.99
Last Updated 02/14/2026
Health Savings Checking 0.05% 0.05%
Min Deposit$0
Min Balance$0
DetailsMinimum balance to earn APY: $0.01 - $999.99
Last Updated 02/14/2026
Achieve Checking 0.01% 0.01%
Min Deposit$0
Min Balance$0
DetailsMinimum balance to earn APY: $0.01 - $999.99
Last Updated 02/14/2026
Smart Money Business Checking - 0.00%
Min Deposit$0
Min Balance$0
Last Updated 02/14/2026
Smart Money Checking - 0.00%
Min Deposit$0
Min Balance$0
DetailsMinimum balance to earn APY: $0.01 - $999.99
Last Updated 02/14/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for GreenLeaf Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather GreenLeaf Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with GreenLeaf Bank's official website for the most current offers and terms.

Bank Profile & Overview

GreenLeaf Bank
1608 Day St
Greenleaf, WI 54126
Brown
Established Date: 01/01/1913
FDIC Certificate #: 12661
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: G W BCORP INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is GreenLeaf Bank FDIC Insured? Yes
What is GreenLeaf Bank's Cert number? 12661
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$136,061,000
Total Deposits:
$121,453,000
Equity Capital:
$8,355,000
Net Income:
$246,000
Return on Assets (ROA):
0.4460%
Return on Equity (ROE):
8.7500%
Headquarters:
Greenleaf
Regulator:
FDIC
# of Offices:
2
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

NPiW
★★★★★
December 17, 2025
ehbX
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About GreenLeaf Bank

How do I open an account at GreenLeaf Bank?

You can typically open an account at GreenLeaf Bank by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, GreenLeaf Bank provides a range of mortgage and home equity products.

Is GreenLeaf Bank a safe place to deposit money?

Yes, GreenLeaf Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does GreenLeaf Bank offer online and mobile banking?

Most modern institutions like GreenLeaf Bank provide digital access including online balance checks and transfers.

Current GreenLeaf Bank Rates

ProductAPY
12-Month CD3.15%
Savings0.05%
MMA0.00%

Rates subject to change.