FNB of River Falls Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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FNB of River Falls's 6-Month CD Only Special 6-Month Special rates are at 3.50%, 9-Month CD & IRA Specials 9-Month Special rates are at 3.25%, 19-Month CD & IRA Specials 19-Month Special rates are at 3.00%, 29-Month CD & IRA Specials 29-Month Special rates are at 2.75%, 39-Month CD & IRA Specials 39-Month Special rates are at 2.50%. FNB of River Falls's savings rates are at 0.05%. FNB of River Falls's money market rates are at 0.10%. FNB of River Falls's 10 Year Mortgage rates are at 5.38%, 15 Year Mortgage rates are at 5.50%, 30-Year Fixed Mortgage rates are at 5.88%, 20 Year Mortgage rates are at 5.88%.
Rate Updates and AvailabilityFNB of River Falls money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of River Falls? Share your experience about FNB of River Falls by leaving a review below, or read customer reviews before you decide to use FNB of River Falls. FNB of River Falls Texas RatioFNB of River Falls's Texas Ratio is at 0.68%, which is considered excellent. The Texas Ratio for FNB of River Falls is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
FNB of River Falls has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, FNB of River Falls is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
FNB of River Falls CD Rates
FNB of River Falls Savings Rates
FNB of River Falls Money Market Rates
FNB of River Falls Checking Rates
FNB of River Falls Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for FNB of River Falls is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather FNB of River Falls rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with FNB of River Falls's official website for the most current offers and terms.
Bank Profile & OverviewFNB of River Falls
104 E Locust StRiver Falls, WI 54022 Pierce Established Date: 01/04/1904 FDIC Certificate #: 5364 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: FIRST NATL BCORP RIVER FALLS How Many Domestic U.S. Offices? 4 How Many Branches are There? 3 Website: https://www.fnbrf.com
Is FNB of River Falls FDIC Insured? Yes
What is FNB of River Falls's Cert number? 5364
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$318,445,000
Total Deposits:
$289,004,000
Equity Capital:
$17,339,000
Net Income:
$631,000
Return on Assets (ROA):
0.8059%
Return on Equity (ROE):
16.1600%
Headquarters:
River Falls
Regulator:
OCC
# of Offices:
4
Source: FDIC | Last Updated 03/31/2024
Frequently Asked Questions About FNB of River FallsHow do I open an account at FNB of River Falls?You can typically open an account at FNB of River Falls by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, FNB of River Falls provides a range of mortgage and home equity products. Is FNB of River Falls a safe place to deposit money?Yes, FNB of River Falls is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does FNB of River Falls offer online and mobile banking?Most modern institutions like FNB of River Falls provide digital access including online balance checks and transfers. Compare to other Banks |
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