South Milwaukee, Wisconsin Best CD Rates September 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current South Milwaukee, Wisconsin CD rates include PyraMax BankPyraMax Bank1015 Marquette Ave, South Milwaukee, WI 53172A+5.0 ★Texas Ratio: 1.62%Real return: +1.05%APY minus CPI (February 2026) offering 6 Month Fixed Rate Special at 3.85% APY, State Bank of NewburgState Bank of NewburgA+5.0 ★Texas Ratio: 0.00%Real return: +2.04%APY minus CPI (February 2026) offering 18 mo Variable Rate IRA 18 mo Certificate of Deposit at 4.84% APY, PSB of PlainviewPSB of PlainviewA-4.7 ★Texas Ratio: 9.93%Real return: +1.83%APY minus CPI (February 2026) offering 12 Month Certificate at 4.63% APY, Nicolet BankNicolet BankA+5.0 ★Texas Ratio: 3.26%Real return: +1.55%APY minus CPI (February 2026) offering Relationship CD - 60 Month at 4.35% APY, and FNB of BangorFNB of BangorA+5.0 ★Texas Ratio: 2.70%Real return: +1.50%APY minus CPI (February 2026) offering 12 Month Certificate at 4.30% APY. CD rates as of September 9, 2026 according to verified data from MonitorBankRates.
South Milwaukee has 10 local institutions in our database, with CD rates as high as 3.85% APY from PyraMax Bank at 1015 Marquette Ave, South Milwaukee, WI 53172. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 9, 2026
Compare Best CD Rates in South Milwaukee, Wisconsin & the Surrounding Area
South Milwaukee 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PyraMax Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1015 Marquette Ave, South Milwaukee, WI 53172
3 Month Fixed Rate
$0
0.10%
▼ 1.89% below national avg
▼
Rate0.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 1.89% below avg
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
90 Day Certificate of Deposit
$1,000
4.11%
▲ 2.12% above national avg
▼
Rate4.05%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▲ 2.12% above avg
Details
Benton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
3 Month CD
$0
3.60%
▲ 1.61% above national avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▲ 1.61% above avg
Details
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
90 Day
$1,000
3.56%
▲ 1.57% above national avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▲ 1.57% above avg
Details
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
IRA Certificate 90 Day
$1,000
3.56%
▲ 1.57% above national avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▲ 1.57% above avg
Details
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
IRA Certificates 90 Day
$1,000
3.56%
▲ 1.57% above national avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▲ 1.57% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Month
$100,000
3.45%
▲ 1.46% above national avg
▼
Rate3.41%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▲ 1.46% above avg
Details
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
3 Month Certificate
$0
3.41%
▲ 1.42% above national avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▲ 1.42% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Month
$25,000
3.15%
▲ 1.16% above national avg
▼
Rate3.11%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▲ 1.16% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Month
$1,000
3.05%
▲ 1.06% above national avg
▼
Rate3.02%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▲ 1.06% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Relationship CD - 3 Month
$0
3.05%
▲ 1.06% above national avg
▼
Rate3.02%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▲ 1.06% above avg
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
3 Month Certificate
$0
3.00%
▲ 1.01% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average1.99%▲ 1.01% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
CD - 3 Month
$0
2.75%
▲ 0.76% above national avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▲ 0.76% above avg
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3-month CD
$0
2.50%
▲ 0.51% above national avg
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▲ 0.51% above avg
Details
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
3-Month, 6-Month, 9 Month Share Certificate
$1,000
2.40%
▲ 0.41% above national avg
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▲ 0.41% above avg
Details
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
3-Month Certificate
$1,000
2.00%
▲ 0.01% above national avg
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average1.99%▲ 0.01% above avg
Details
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
IRA Certificate 3-Month
$1,000
2.00%
▲ 0.01% above national avg
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average1.99%▲ 0.01% above avg
Details
Quarterly
First Citizens State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$0
1.76%
▼ 0.23% below national avg
▼
Rate1.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 0.23% below avg
Details
Headwaters State Bank
Institution Rating:
C+4.1 ★Texas Ratio: 26.44%
3 Month CD
$1,000
1.66%
▼ 0.33% below national avg
▼
Rate1.65%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 0.33% below avg
Details
Hiawatha National Bank
Institution Rating:
D3.3 ★Texas Ratio: 35.17%
3 Month CD
$500
1.66%
▼ 0.33% below national avg
▼
Rate1.65%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 0.33% below avg
Details
Interest Compounding: Quarterly
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Certificate of Deposit Accounts (CD) - 3 months
$2,000
1.56%
▼ 0.43% below national avg
▼
Rate1.55%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 0.43% below avg
Details
Laona State Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
3 Months
$500
1.26%
▼ 0.73% below national avg
▼
Rate1.25%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 0.73% below avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
3 Month Certificate
$0
1.15%
▼ 0.84% below national avg
▼
Rate1.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 0.84% below avg
Details
Pineries Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Fixed Rate Certificates of Deposit - 3 Month
$500
1.00%
▼ 0.99% below national avg
▼
Rate1.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 0.99% below avg
Details
Ladysmith Federal S&L
Institution Rating:
B4.6 ★Texas Ratio: 19.45%
3 Month Certificate
$0
0.85%
▼ 1.14% below national avg
▼
Rate0.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 1.14% below avg
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 mo Certificate of Deposit
$1,000
0.80%
▼ 1.19% below national avg
▼
Rate0.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 1.19% below avg
Details
Opening Balance: Under $10,000; Interest Will Be Credited: At Maturity
Ladysmith Federal S&L
Institution Rating:
B4.6 ★Texas Ratio: 19.45%
3 Month Certificate
$1,000
0.60%
▼ 1.39% below national avg
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 1.39% below avg
Details
Forte Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
3 Month CD
$0
0.50%
▼ 1.49% below national avg
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 1.49% below avg
Details
Forte Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Business 3 Month CD
$0
0.50%
▼ 1.49% below national avg
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 1.49% below avg
Details
First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
3 Months
$1,000
0.30%
▼ 1.69% below national avg
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 1.69% below avg
Details
First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Business 3 Months
$1,000
0.30%
▼ 1.69% below national avg
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 1.69% below avg
Details
East Wisconsin Savings Bank
Institution Rating:
B-3.3 ★Texas Ratio: 0.83%
3 Month CD
$2,500
0.10%
▼ 1.89% below national avg
▼
Rate0.10%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 1.89% below avg
Details
South Milwaukee 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PyraMax Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1015 Marquette Ave, South Milwaukee, WI 53172
6 Month Fixed Rate Special
$0
3.85%
▲ 1.18% above national avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 1.18% above avg
Details
PyraMax Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1015 Marquette Ave, South Milwaukee, WI 53172
6 Month Fixed Rate
$0
0.10%
▼ 2.57% below national avg
▼
Rate0.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 2.57% below avg
Details
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
6 Month CD
$500
4.00%
▲ 1.33% above national avg
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 1.33% above avg
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
6 Month Certificate of Deposit
$500
4.00%
▲ 1.33% above national avg
▼
Rate3.96%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 1.33% above avg
Details
Benton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
6 Month CD
$0
3.90%
▲ 1.23% above national avg
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 1.23% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 6 Month
$100,000
3.90%
▲ 1.23% above national avg
▼
Rate3.84%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 1.23% above avg
Details
Ladysmith Federal S&L
Institution Rating:
B4.6 ★Texas Ratio: 19.45%
6 Month Certificate
$1,000
3.86%
▲ 1.19% above national avg
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 1.19% above avg
Details
Laona State Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
6 Month Special
$10,000
3.82%
▲ 1.15% above national avg
▼
Rate3.75%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 1.15% above avg
Details
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
6 Month Certificate
$1,000
3.77%
▲ 1.10% above national avg
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 1.10% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 6 Month
$25,000
3.70%
▲ 1.03% above national avg
▼
Rate3.65%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 1.03% above avg
Details
Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
6-MONTH CD
$500
3.70%
▲ 1.03% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 1.03% above avg
Details
New Money required. Offer subject to change or cancellation at any time without notice. Limited time offer.
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 6 mo.
$0
3.65%
▲ 0.98% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.98% above avg
Details
The Bank of Brodhead
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
6 Month Certificate
$500
3.65%
▲ 0.98% above national avg
▼
Rate3.59%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.98% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 6 mo.
$0
3.60%
▲ 0.93% above national avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.93% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 6 Month
$1,000
3.60%
▲ 0.93% above national avg
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.93% above avg
Details
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
6-month CD
$1,000
3.56%
▲ 0.89% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.89% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 6 mo.
$0
3.55%
▲ 0.88% above national avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.88% above avg
Details
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Certificate of Deposit Accounts (CD) - 6 months
$250,000
3.52%
▲ 0.85% above national avg
▼
Rate3.49%
Min Deposit$250,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.85% above avg
Details
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Individual Retirement Accounts (IRA) - 6 months
$250,000
3.52%
▲ 0.85% above national avg
▼
Rate3.49%
Min Deposit$250,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.85% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Relationship CD - 6 Month
$0
3.50%
▲ 0.83% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.83% above avg
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 7.55%
6 Month Certificate Special
$25,000
3.48%
▲ 0.81% above national avg
▼
Rate3.40%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.81% above avg
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
182 Day CD (6 Month)
$0
3.48%
▲ 0.81% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.81% above avg
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
182 Day IRA (6 Month)
$0
3.48%
▲ 0.81% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.81% above avg
Details
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
6 Months Term Share Certificate
$2,500
3.48%
▲ 0.81% above national avg
▼
Rate3.43%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.81% above avg
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 mo Certificate of Deposit
$1,000
3.45%
▲ 0.78% above national avg
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.78% above avg
Details
Opening Balance: $10,000 or above; Interest Will Be Credited: Monthly
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 mo Certificate of Deposit
$1,000
3.43%
▲ 0.76% above national avg
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.76% above avg
Details
Opening Balance: Under $10,000; Interest Will Be Credited: At Maturity
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
6 Month - Premier Account
$2,000
3.38%
▲ 0.71% above national avg
▼
Rate3.35%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.71% above avg
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
6 Month Certificate
$2,000
3.33%
▲ 0.66% above national avg
▼
Rate3.30%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.66% above avg
Details
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Certificate of Deposit Accounts (CD) - 6 months
$2,000
3.32%
▲ 0.65% above national avg
▼
Rate3.29%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.65% above avg
Details
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Individual Retirement Accounts (IRA) - 6 months
$300
3.32%
▲ 0.65% above national avg
▼
Rate3.29%
Min Deposit$300
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.65% above avg
Details
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
IRA - 6 months
$300
3.32%
▲ 0.65% above national avg
▼
Rate3.29%
Min Deposit$300
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.65% above avg
Details
Interest Payment Frequency: At Maturity; Compounding Method: Simple
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
6 Month Certificate
$0
3.30%
▲ 0.63% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.63% above avg
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
6 Month Certificate
$0
3.25%
▲ 0.58% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.67%▲ 0.58% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
CD - 6 Month
$0
3.20%
▲ 0.53% above national avg
▼
Rate3.16%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.53% above avg
Details
FNB of Bangor
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
6 Month Certificate
$0
3.03%
▲ 0.36% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.36% above avg
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
6-Month Term Certificate
$0
3.02%
▲ 0.35% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.35% above avg
Details
BLC Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
6 Month Certificate
$2,500
3.00%
▲ 0.33% above national avg
▼
Rate2.97%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.33% above avg
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
6-month CD
$0
3.00%
▲ 0.33% above national avg
▼
Rate2.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.33% above avg
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
6-Month Term Certificate
$0
2.92%
▲ 0.25% above national avg
▼
Rate2.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.25% above avg
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
6-Month Term Certificate
$0
2.82%
▲ 0.15% above national avg
▼
Rate2.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.15% above avg
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
6 Month Certificate
$0
2.70%
▲ 0.03% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.03% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 6 mo.
$0
2.55%
▼ 0.12% below national avg
▼
Rate2.52%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.12% below avg
Details
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
6-Month Certificate
$1,000
2.50%
▼ 0.17% below national avg
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.67%▼ 0.17% below avg
Details
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
IRA Certificate 6-Month
$1,000
2.50%
▼ 0.17% below national avg
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.67%▼ 0.17% below avg
Details
Quarterly
Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6 Month Certificate
$0
2.50%
▼ 0.17% below national avg
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.17% below avg
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
6 Month
$1,000
2.28%
▼ 0.39% below national avg
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.39% below avg
Details
Bristol Morgan Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
6 Month CD/IRA
$500
2.25%
▼ 0.42% below national avg
▼
Rate2.23%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.42% below avg
Details
First Citizens State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$0
2.06%
▼ 0.61% below national avg
▼
Rate2.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.61% below avg
Details
Bank Five Nine
Institution Rating:
A-4.9 ★Texas Ratio: 16.81%
6 Month CD / IRA
$1,000
2.00%
▼ 0.67% below national avg
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.67% below avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
6 Month HSA CD
$2,500
2.00%
▼ 0.67% below national avg
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.67% below avg
Details
South Milwaukee 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PyraMax Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1015 Marquette Ave, South Milwaukee, WI 53172
1 Year Fixed Rate
$0
0.20%
▼ 2.64% below national avg
▼
Rate0.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▼ 2.64% below avg
Details
PyraMax Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1015 Marquette Ave, South Milwaukee, WI 53172
12 Month Add-On
$0
0.20%
▼ 2.64% below national avg
▼
Rate0.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▼ 2.64% below avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
12 Month Certificate
$0
4.63%
▲ 1.79% above national avg
▼
Rate4.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 1.79% above avg
Details
FNB of Bangor
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
12 Month Certificate
$0
4.30%
▲ 1.46% above national avg
▼
Rate4.23%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 1.46% above avg
Details
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
12-month CD
$1,000
4.15%
▲ 1.31% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 1.31% above avg
Details
Featured rate
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 1 Year
$100,000
4.10%
▲ 1.26% above national avg
▼
Rate4.04%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 1.26% above avg
Details
Laona State Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
12 Month Special
$10,000
4.07%
▲ 1.23% above national avg
▼
Rate4.00%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 1.23% above avg
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Certificate of Deposit - 1 year
$0
4.03%
▲ 1.19% above national avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 1.19% above avg
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
IRA Certificate - 1 year
$0
4.03%
▲ 1.19% above national avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 1.19% above avg
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 mo Certificate of Deposit
$500
4.02%
▲ 1.18% above national avg
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 1.18% above avg
Details
Opening Balance: $10,000 or above; Interest Will Be Credited: Monthly
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
12 Month Certificate Special
$2,500
4.00%
▲ 1.16% above national avg
▼
Rate3.92%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 1.16% above avg
Details
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
12 Month IRA Certificate Special
$2,500
4.00%
▲ 1.16% above national avg
▼
Rate3.92%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 1.16% above avg
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
12 Month Certificate
$5,000
4.00%
▲ 1.16% above national avg
▼
Rate3.93%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 1.16% above avg
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
12 Month IRA Certificate
$2,500
4.00%
▲ 1.16% above national avg
▼
Rate3.93%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 1.16% above avg
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
Fixed Rate IRA Promotional Certificates of Deposit - 12 Month
$2,500
4.00%
▲ 1.16% above national avg
▼
Rate3.93%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 1.16% above avg
Details
Ladysmith Federal S&L
Institution Rating:
B4.6 ★Texas Ratio: 19.45%
1 Year Certificate
$0
3.95%
▲ 1.11% above national avg
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 1.11% above avg
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 mo Certificate of Deposit
$500
3.95%
▲ 1.11% above national avg
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 1.11% above avg
Details
Opening Balance: Under $10,000; Interest Will Be Credited: At Maturity
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 1 Year
$25,000
3.90%
▲ 1.06% above national avg
▼
Rate3.84%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 1.06% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
12 Mo.
$0
3.85%
▲ 1.01% above national avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 1.01% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 12 Mo.
$0
3.85%
▲ 1.01% above national avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 1.01% above avg
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
12 Month Certificate
$2,500
3.80%
▲ 0.96% above national avg
▼
Rate3.76%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.96% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
12 Mo.
$0
3.80%
▲ 0.96% above national avg
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.96% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 12 Mo.
$0
3.80%
▲ 0.96% above national avg
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.96% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 1 Year
$1,000
3.80%
▲ 0.96% above national avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.96% above avg
Details
Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
12-MONTH CD
$500
3.80%
▲ 0.96% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.96% above avg
Details
New Money required. Offer subject to change or cancellation at any time without notice. Limited time offer.
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Relationship CD - 12 Month
$0
3.80%
▲ 0.96% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.96% above avg
Details
Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
1 Year Certificate
$0
3.75%
▲ 0.91% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.91% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
12 Mo.
$0
3.75%
▲ 0.91% above national avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.91% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 12 Mo.
$0
3.75%
▲ 0.91% above national avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.91% above avg
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year Certificate
$0
3.75%
▲ 0.91% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.91% above avg
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year IRA
$0
3.75%
▲ 0.91% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.91% above avg
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
IRA Certificate of Deposit - 12 Month
$0
3.75%
▲ 0.91% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.91% above avg
Details
Compounded Quarterly
Ladysmith Federal S&L
Institution Rating:
B4.6 ★Texas Ratio: 19.45%
1 Year Certificate
$1,000
3.70%
▲ 0.86% above national avg
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.86% above avg
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
1 Year Certificate
$0
3.65%
▲ 0.81% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.84%▲ 0.81% above avg
Details
The Bank of Brodhead
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
12 Month Certificate
$500
3.65%
▲ 0.81% above national avg
▼
Rate3.59%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.81% above avg
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
12-month CD
$0
3.65%
▲ 0.81% above national avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.81% above avg
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
12-month Fixed
$0
3.65%
▲ 0.81% above national avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.81% above avg
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
IRA Certificate of Deposit - 12 Month
$0
3.65%
▲ 0.81% above national avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.81% above avg
Details
Compounded Quarterly
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
IRA - 1 Year IRA Term Share Certificate
$2,500
3.62%
▲ 0.78% above national avg
▼
Rate3.56%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.78% above avg
Details
IRA
Ergo Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.33%
12 Month Certificate
$500
3.58%
▲ 0.74% above national avg
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.74% above avg
Details
Ergo Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.33%
12 Month Fixed Rate IRA
$100
3.58%
▲ 0.74% above national avg
▼
Rate3.55%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.74% above avg
Details
Ergo Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.33%
Certificate of Deposit - 12 Months
$500
3.58%
▲ 0.74% above national avg
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.74% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
12 Month Certificate
$0
3.55%
▲ 0.71% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.71% above avg
Details
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
12 Months Term Share Certificate
$2,500
3.54%
▲ 0.70% above national avg
▼
Rate3.48%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.70% above avg
Details
Benton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
12 Month CD
$0
3.50%
▲ 0.66% above national avg
▼
Rate3.47%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.66% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
CD - 12 Month
$0
3.50%
▲ 0.66% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.66% above avg
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
IRA Certificate of Deposit - 12 Month
$0
3.50%
▲ 0.66% above national avg
▼
Rate3.46%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.66% above avg
Details
Compounded Quarterly
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
12 Month IRA CD
$1,000
3.48%
▲ 0.64% above national avg
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.64% above avg
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
1 Year CD
$0
3.48%
▲ 0.64% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.64% above avg
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
1 Year IRA
$0
3.48%
▲ 0.64% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.64% above avg
Details
South Milwaukee 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PyraMax Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1015 Marquette Ave, South Milwaukee, WI 53172
18 Month Homebuyers
$0
0.20%
▼ 2.47% below national avg
▼
Rate0.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 2.47% below avg
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 mo Variable Rate IRA 18 mo Certificate of Deposit
$500
4.84%
▲ 2.17% above national avg
▼
Rate4.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 2.17% above avg
Details
Interest Will Be Credited: Quarterly
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Certificate of Deposit - 18 months
$0
4.13%
▲ 1.46% above national avg
▼
Rate4.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 1.46% above avg
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
IRA Certificate - 18 months
$0
4.13%
▲ 1.46% above national avg
▼
Rate4.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 1.46% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Relationship CD - 18 Month
$0
4.10%
▲ 1.43% above national avg
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 1.43% above avg
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate
$0
3.90%
▲ 1.23% above national avg
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 1.23% above avg
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month IRA
$0
3.90%
▲ 1.23% above national avg
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 1.23% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
CD - 18 Month
$0
3.80%
▲ 1.13% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 1.13% above avg
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
18 Month Certificate
$0
3.65%
▲ 0.98% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.67%▲ 0.98% above avg
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
18-month CD
$0
3.65%
▲ 0.98% above national avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.98% above avg
Details
Clare Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
18 Month IRA Certificate Special
$500
3.63%
▲ 0.96% above national avg
▼
Rate3.60%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.96% above avg
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
1 1/2 Year CD (18 Month)
$0
3.58%
▲ 0.91% above national avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.91% above avg
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
1 1/2 Year IRA (18 Month)
$0
3.58%
▲ 0.91% above national avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.91% above avg
Details
FNB of Bangor
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
18 Month Certificate
$0
3.55%
▲ 0.88% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.88% above avg
Details
Clare Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
18 Month IRA Certificate Special
$500
3.53%
▲ 0.86% above national avg
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.86% above avg
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
IRA Certificate of Deposit - 18 Month
$0
3.50%
▲ 0.83% above national avg
▼
Rate3.46%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.83% above avg
Details
Compounded Quarterly
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
18 Month IRA CD
$1,000
3.48%
▲ 0.81% above national avg
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.81% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
18 Month CD
$1,000
3.43%
▲ 0.76% above national avg
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.76% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
18 Month HSA CD
$1,000
3.43%
▲ 0.76% above national avg
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.76% above avg
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
IRA Certificate of Deposit - 18 Month
$0
3.40%
▲ 0.73% above national avg
▼
Rate3.36%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.73% above avg
Details
Compounded Quarterly
Ergo Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.33%
18 Month Certificate
$500
3.28%
▲ 0.61% above national avg
▼
Rate3.25%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.61% above avg
Details
Ergo Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.33%
18 Month Fixed Rate IRA
$100
3.28%
▲ 0.61% above national avg
▼
Rate3.25%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.61% above avg
Details
Ergo Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.33%
Certificate of Deposit - 18 Months
$500
3.28%
▲ 0.61% above national avg
▼
Rate3.25%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.61% above avg
Details
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
18-Month Certificate
$1,000
3.25%
▲ 0.58% above national avg
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.67%▲ 0.58% above avg
Details
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
IRA Certificate 18-Month
$1,000
3.25%
▲ 0.58% above national avg
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.67%▲ 0.58% above avg
Details
Quarterly
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
IRA Certificate of Deposit - 18 Month
$0
3.25%
▲ 0.58% above national avg
▼
Rate3.21%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.58% above avg
Details
Compounded Quarterly
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
18-Month Term Certificate
$0
3.23%
▲ 0.56% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.56% above avg
Details
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
18 months Term Share Certificate
$2,500
3.13%
▲ 0.46% above national avg
▼
Rate3.08%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.46% above avg
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
18-Month Term Certificate
$0
3.12%
▲ 0.45% above national avg
▼
Rate3.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.45% above avg
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
18-Month Term Certificate
$0
3.02%
▲ 0.35% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.35% above avg
Details
BLC Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
18 Month Certificate
$2,500
3.00%
▲ 0.33% above national avg
▼
Rate2.97%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.33% above avg
Details
BLC Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
18 Month Time Open Certificate
$100
3.00%
▲ 0.33% above national avg
▼
Rate2.97%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.33% above avg
Details
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
CD Specials - 18 months
$5,000
3.00%
▲ 0.33% above national avg
▼
Rate2.99%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.33% above avg
Details
$5,000.00 to $99,999.99
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
IRA CD Specials - 18 month
$300
3.00%
▲ 0.33% above national avg
▼
Rate2.99%
Min Deposit$300
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.33% above avg
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
18-Month Variable IRA Certificate
$0
2.97%
▲ 0.30% above national avg
▼
Rate2.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.30% above avg
Details
Variable Rate
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
18 Month Certificate
$0
2.90%
▲ 0.23% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.23% above avg
Details
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
18 Month Certificate
$0
2.84%
▲ 0.17% above national avg
▼
Rate2.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.17% above avg
Details
Pineries Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Fixed Rate Certificates of Deposit - 18 Month
$1,000
2.72%
▲ 0.05% above national avg
▼
Rate2.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.05% above avg
Details
FSB of Waupaca
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate
$0
2.60%
▼ 0.07% below national avg
▼
Rate2.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.07% below avg
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
18 Month Certificate of Deposit
$500
2.50%
▼ 0.17% below national avg
▼
Rate2.48%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.17% below avg
Details
Peoples State Bank (WI)
Institution Rating:
A5.0 ★Texas Ratio: 11.28%
18 Month CD
$2,500
2.50%
▼ 0.17% below national avg
▼
Rate2.47%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.17% below avg
Details
Bank of Lake Mills
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
18 Month CD
$500
2.47%
▼ 0.20% below national avg
▼
Rate2.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.20% below avg
Details
Bank of Lake Mills
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
18 Month Variable IRA
$100
2.47%
▼ 0.20% below national avg
▼
Rate2.44%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.20% below avg
Details
Variable Rate
First Citizens State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA- 1.5 Year
$0
2.32%
▼ 0.35% below national avg
▼
Rate2.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.35% below avg
Details
First Citizens State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1.5 Year CD
$0
2.30%
▼ 0.37% below national avg
▼
Rate2.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.37% below avg
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
18 Month
$1,000
2.28%
▼ 0.39% below national avg
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.39% below avg
Details
Collins State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
18 Month Certificate
$1,000
2.25%
▼ 0.42% below national avg
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.42% below avg
Details
Northwestern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
18 Month Certificate
$0
2.17%
▼ 0.50% below national avg
▼
Rate2.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.50% below avg
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
18 Month - Premier Account
$50,000
2.06%
▼ 0.61% below national avg
▼
Rate2.05%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.61% below avg
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
18 Month Certificate
$50,000
2.01%
▼ 0.66% below national avg
▼
Rate2.00%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.66% below avg
Details
South Milwaukee 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PyraMax Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1015 Marquette Ave, South Milwaukee, WI 53172
2 Year Fixed Rate
$0
0.30%
▼ 2.41% below national avg
▼
Rate0.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▼ 2.41% below avg
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Certificate of Deposit - 2 years
$0
4.24%
▲ 1.53% above national avg
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 1.53% above avg
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
IRA Certificate - 2 years
$0
4.24%
▲ 1.53% above national avg
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 1.53% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Relationship CD - 24 Month
$0
4.15%
▲ 1.44% above national avg
▼
Rate4.09%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 1.44% above avg
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 mo Certificate of Deposit
$500
4.13%
▲ 1.42% above national avg
▼
Rate4.05%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 1.42% above avg
Details
Opening Balance: $10,000 or above; Interest Will Be Credited: Monthly
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 2 Year
$100,000
4.10%
▲ 1.39% above national avg
▼
Rate4.04%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 1.39% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
24 Month Certificate
$0
4.06%
▲ 1.35% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 1.35% above avg
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 mo Certificate of Deposit
$500
4.05%
▲ 1.34% above national avg
▼
Rate4.05%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 1.34% above avg
Details
Opening Balance: Under $10,000; Interest Will Be Credited: Annually
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Year Certificate
$0
4.00%
▲ 1.29% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 1.29% above avg
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Year IRA
$0
4.00%
▲ 1.29% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 1.29% above avg
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 7.55%
24 Month Certificate
$2,500
3.93%
▲ 1.22% above national avg
▼
Rate3.80%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 1.22% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 2 Year
$25,000
3.90%
▲ 1.19% above national avg
▼
Rate3.84%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 1.19% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
CD - 24 Month
$0
3.85%
▲ 1.14% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 1.14% above avg
Details
East Wisconsin Savings Bank
Institution Rating:
B-3.3 ★Texas Ratio: 0.83%
24 Month Certificate
$500
3.80%
▲ 1.09% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 1.09% above avg
Details
Renews to 30 mo
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 2 Year
$1,000
3.80%
▲ 1.09% above national avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 1.09% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
24 Month Certificate
$0
3.70%
▲ 0.99% above national avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.99% above avg
Details
Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
24-MONTH CD
$2,500
3.70%
▲ 0.99% above national avg
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.99% above avg
Details
New Money required. Offer subject to change or cancellation at any time without notice. Limited time offer.
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
2 Year Certificate
$0
3.65%
▲ 0.94% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.71%▲ 0.94% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 24 Mo.
$0
3.65%
▲ 0.94% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.94% above avg
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
24-month CD
$0
3.65%
▲ 0.94% above national avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.94% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
24 Month Certificate
$0
3.60%
▲ 0.89% above national avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.89% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 24 Mo.
$0
3.60%
▲ 0.89% above national avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.89% above avg
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
24-Month Term Certificate
$0
3.60%
▲ 0.89% above national avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.89% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
24 Month IRA CD
$1,000
3.59%
▲ 0.88% above national avg
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.88% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 24 Mo.
$0
3.55%
▲ 0.84% above national avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.84% above avg
Details
FNB of Bangor
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
24 Month Certificate
$0
3.55%
▲ 0.84% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.84% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
24 Month CD
$1,000
3.54%
▲ 0.83% above national avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.83% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
24 Month HSA CD
$1,000
3.54%
▲ 0.83% above national avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.83% above avg
Details
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
24-Month Certificate
$1,000
3.50%
▲ 0.79% above national avg
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.71%▲ 0.79% above avg
Details
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
IRA Certificate 24-Month
$1,000
3.50%
▲ 0.79% above national avg
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.71%▲ 0.79% above avg
Details
Quarterly
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
24-Month Term Certificate
$0
3.50%
▲ 0.79% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.79% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
24 Month Certificate
$0
3.44%
▲ 0.73% above national avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.73% above avg
Details
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
2 Year Term Share Certificate
$2,500
3.41%
▲ 0.70% above national avg
▼
Rate3.35%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.70% above avg
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2 Year CD
$40,000
3.40%
▲ 0.69% above national avg
▼
Rate3.35%
Min Deposit$40,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.69% above avg
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
24-Month Term Certificate
$0
3.40%
▲ 0.69% above national avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.69% above avg
Details
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
IRA - 2 year IRA Term Share Certificate
$2,500
3.31%
▲ 0.60% above national avg
▼
Rate3.25%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.60% above avg
Details
IRA
Benton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
24 Month CD
$0
3.25%
▲ 0.54% above national avg
▼
Rate3.22%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.54% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
24 Month Certificate
$0
3.24%
▲ 0.53% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.53% above avg
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
2 Year CD
$1,000
3.20%
▲ 0.49% above national avg
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.49% above avg
Details
KeySavings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
24 Month Certificate
$500
3.19%
▲ 0.48% above national avg
▼
Rate3.15%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.48% above avg
Details
Ergo Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.33%
24 Month Certificate
$500
3.17%
▲ 0.46% above national avg
▼
Rate3.15%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.46% above avg
Details
Ergo Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.33%
Certificate of Deposit - 24 Months
$500
3.17%
▲ 0.46% above national avg
▼
Rate3.15%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.46% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
24 Month Certificate
$0
3.14%
▲ 0.43% above national avg
▼
Rate3.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.43% above avg
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
2 Year CD
$0
3.02%
▲ 0.31% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.31% above avg
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
2 Year IRA
$0
3.01%
▲ 0.30% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.30% above avg
Details
Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
2 Year Certificate
$0
3.00%
▲ 0.29% above national avg
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.29% above avg
Details
BLC Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
24 Month Certificate
$2,500
3.00%
▲ 0.29% above national avg
▼
Rate2.97%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.29% above avg
Details
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
24-month CD
$1,000
3.00%
▲ 0.29% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.29% above avg
Details
Bank of Lake Mills
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
2 Year CD
$500
2.93%
▲ 0.22% above national avg
▼
Rate2.89%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.22% above avg
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2 Year Certificate
$0
2.90%
▲ 0.19% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.19% above avg
Details
South Milwaukee 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PyraMax Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1015 Marquette Ave, South Milwaukee, WI 53172
3 Year Fixed Rate
$0
0.40%
▼ 2.24% below national avg
▼
Rate0.40%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▼ 2.24% below avg
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 mo Certificate of Deposit
$500
4.39%
▲ 1.75% above national avg
▼
Rate4.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.75% above avg
Details
Opening Balance: $10,000 or above; Interest Will Be Credited: Monthly
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 mo Certificate of Deposit
$500
4.30%
▲ 1.66% above national avg
▼
Rate4.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.66% above avg
Details
Opening Balance: Under $10,000; Interest Will Be Credited: Annually
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Relationship CD - 36 Month
$0
4.20%
▲ 1.56% above national avg
▼
Rate4.14%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.56% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Year
$100,000
4.10%
▲ 1.46% above national avg
▼
Rate4.04%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.46% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
36 Month IRA CD
$1,000
3.94%
▲ 1.30% above national avg
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.30% above avg
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
36 Month Certificate
$2,500
3.90%
▲ 1.26% above national avg
▼
Rate3.86%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.26% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Year
$25,000
3.90%
▲ 1.26% above national avg
▼
Rate3.84%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.26% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
36 Month CD
$1,000
3.89%
▲ 1.25% above national avg
▼
Rate3.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.25% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
36 Month HSA CD
$1,000
3.89%
▲ 1.25% above national avg
▼
Rate3.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.25% above avg
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
3 Year Certificate
$0
3.80%
▲ 1.16% above national avg
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.64%▲ 1.16% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
36 Month Certificate
$0
3.80%
▲ 1.16% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.16% above avg
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
36-Month Term Certificate
$0
3.80%
▲ 1.16% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.16% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 3 Year
$1,000
3.80%
▲ 1.16% above national avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.16% above avg
Details
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
36-Month Certificate
$1,000
3.75%
▲ 1.11% above national avg
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.64%▲ 1.11% above avg
Details
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
IRA Certificate 36-Month
$1,000
3.75%
▲ 1.11% above national avg
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.64%▲ 1.11% above avg
Details
Quarterly
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
36 Month Certificate
$0
3.70%
▲ 1.06% above national avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.06% above avg
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
36-Month Term Certificate
$0
3.70%
▲ 1.06% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.06% above avg
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year Certificate
$0
3.70%
▲ 1.06% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.06% above avg
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year IRA
$0
3.70%
▲ 1.06% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.06% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
CD - 36 Month
$0
3.70%
▲ 1.06% above national avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.06% above avg
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
36-month CD
$0
3.65%
▲ 1.01% above national avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.01% above avg
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
36-month Fixed
$0
3.65%
▲ 1.01% above national avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 1.01% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
36 Month Certificate
$0
3.60%
▲ 0.96% above national avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.96% above avg
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
36-Month Term Certificate
$0
3.60%
▲ 0.96% above national avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.96% above avg
Details
FNB of Bangor
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
36 Month Certificate
$0
3.55%
▲ 0.91% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.91% above avg
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
3 Year CD
$40,000
3.50%
▲ 0.86% above national avg
▼
Rate3.45%
Min Deposit$40,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.86% above avg
Details
Bank of Lake Mills
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
3 Year CD
$500
3.45%
▲ 0.81% above national avg
▼
Rate3.39%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.81% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
36 Month Certificate
$0
3.44%
▲ 0.80% above national avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.80% above avg
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
3 Year CD
$1,000
3.30%
▲ 0.66% above national avg
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.66% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
36 Month Certificate
$0
3.24%
▲ 0.60% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.60% above avg
Details
BLC Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
36 Month Certificate
$2,500
3.20%
▲ 0.56% above national avg
▼
Rate3.16%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.56% above avg
Details
Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3 Year Certificate
$0
3.15%
▲ 0.51% above national avg
▼
Rate3.11%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.51% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
36 Month Certificate
$0
3.14%
▲ 0.50% above national avg
▼
Rate3.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.50% above avg
Details
Ergo Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.33%
36 Month Certificate
$500
3.07%
▲ 0.43% above national avg
▼
Rate3.05%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.43% above avg
Details
Ergo Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.33%
36 Month Fixed Rate IRA
$500
3.07%
▲ 0.43% above national avg
▼
Rate3.05%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.43% above avg
Details
Ergo Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.33%
Certificate of Deposit - 36 Months
$500
3.07%
▲ 0.43% above national avg
▼
Rate3.05%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.43% above avg
Details
Laona State Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
36 Month Special
$10,000
3.04%
▲ 0.40% above national avg
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.40% above avg
Details
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
IRA - 3 year IRA Term Share Certificate
$2,500
3.04%
▲ 0.40% above national avg
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.40% above avg
Details
IRA
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
3 Year CD
$0
3.02%
▲ 0.38% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.38% above avg
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
3 Year IRA
$0
3.01%
▲ 0.37% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.37% above avg
Details
Benton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
36 Month CD
$0
3.00%
▲ 0.36% above national avg
▼
Rate2.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.36% above avg
Details
Collins State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
3 Year Certificate
$1,000
3.00%
▲ 0.36% above national avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.36% above avg
Details
Park City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
36 Month IRA Certificate
$1,000
3.00%
▲ 0.36% above national avg
▼
Rate2.97%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.36% above avg
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
36 Month Certificate
$5,000
3.00%
▲ 0.36% above national avg
▼
Rate2.96%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.36% above avg
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
36 Month IRA Certificate
$2,500
3.00%
▲ 0.36% above national avg
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.36% above avg
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
Fixed Rate IRA Promotional Certificates of Deposit - 36 Month
$2,500
3.00%
▲ 0.36% above national avg
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.36% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
36 Mo.
$0
2.95%
▲ 0.31% above national avg
▼
Rate2.91%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.31% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 36 Mo.
$0
2.95%
▲ 0.31% above national avg
▼
Rate2.91%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.31% above avg
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
3 Year Certificate
$0
2.90%
▲ 0.26% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.26% above avg
Details
South Milwaukee 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PyraMax Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1015 Marquette Ave, South Milwaukee, WI 53172
4 Year Fixed Rate
$0
0.50%
▼ 2.15% below national avg
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▼ 2.15% below avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Relationship CD - 48 Month
$0
4.25%
▲ 1.60% above national avg
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 1.60% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 4 Year
$100,000
4.15%
▲ 1.50% above national avg
▼
Rate4.09%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 1.50% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
48 Month IRA CD
$1,000
3.99%
▲ 1.34% above national avg
▼
Rate3.95%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 1.34% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 4 Year
$25,000
3.95%
▲ 1.30% above national avg
▼
Rate3.89%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 1.30% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
48 Month CD
$1,000
3.94%
▲ 1.29% above national avg
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 1.29% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
48 Month HSA CD
$1,000
3.94%
▲ 1.29% above national avg
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 1.29% above avg
Details
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
48-Month Certificate
$1,000
3.85%
▲ 1.20% above national avg
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.65%▲ 1.20% above avg
Details
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
IRA Certificate 48-Month
$1,000
3.85%
▲ 1.20% above national avg
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.65%▲ 1.20% above avg
Details
Quarterly
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 4 Year
$1,000
3.85%
▲ 1.20% above national avg
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 1.20% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Comparison table of CDs & Fixed Rate IRA CDs - 48 Mo.
$0
3.75%
▲ 1.10% above national avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 1.10% above avg
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Year Certificate
$0
3.75%
▲ 1.10% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 1.10% above avg
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Year IRA
$0
3.75%
▲ 1.10% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 1.10% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
CD - 48 Month
$0
3.75%
▲ 1.10% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 1.10% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Comparison table of CDs & Fixed Rate IRA CDs - 48 Mo.
$0
3.70%
▲ 1.05% above national avg
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 1.05% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Comparison table of CDs & Fixed Rate IRA CDs - 48 Mo.
$0
3.65%
▲ 1.00% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 1.00% above avg
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
48-month CD
$0
3.65%
▲ 1.00% above national avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 1.00% above avg
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
4 Year CD
$40,000
3.61%
▲ 0.96% above national avg
▼
Rate3.55%
Min Deposit$40,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.96% above avg
Details
Bank of Lake Mills
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
4 Year CD
$500
3.55%
▲ 0.90% above national avg
▼
Rate3.49%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.90% above avg
Details
FNB of Bangor
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
48 Month Certificate
$0
3.55%
▲ 0.90% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.90% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
48 Month Certificate
$0
3.44%
▲ 0.79% above national avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.79% above avg
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
4 Year CD
$1,000
3.40%
▲ 0.75% above national avg
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.75% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 48 Mo.
$0
3.35%
▲ 0.70% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.70% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 48 Mo.
$0
3.30%
▲ 0.65% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.65% above avg
Details
Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
4 Year Certificate
$0
3.25%
▲ 0.60% above national avg
▼
Rate3.21%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.60% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 48 Mo.
$0
3.25%
▲ 0.60% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.60% above avg
Details
Park City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
48 Month IRA Certificate
$1,000
3.25%
▲ 0.60% above national avg
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.60% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
48 Month Certificate
$0
3.24%
▲ 0.59% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.59% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
48 Month Certificate
$0
3.14%
▲ 0.49% above national avg
▼
Rate3.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.49% above avg
Details
Laona State Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
48 Months
$500
3.04%
▲ 0.39% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.39% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
48 Month Certificate
$0
3.03%
▲ 0.38% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.38% above avg
Details
Ergo Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.33%
48 Month Certificate
$500
3.02%
▲ 0.37% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.37% above avg
Details
Ergo Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.33%
48 Month Fixed Rate IRA
$500
3.02%
▲ 0.37% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.37% above avg
Details
Ergo Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.33%
Certificate of Deposit - 48 Months
$500
3.02%
▲ 0.37% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.37% above avg
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
4 Year CD
$0
3.02%
▲ 0.37% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.37% above avg
Details
Collins State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
4 Year Certificate
$1,000
3.00%
▲ 0.35% above national avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.35% above avg
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
4 Year IRA
$0
3.00%
▲ 0.35% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.35% above avg
Details
Peoples State Bank (WI)
Institution Rating:
A5.0 ★Texas Ratio: 11.28%
48 Month CD
$2,500
3.00%
▲ 0.35% above national avg
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.35% above avg
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
IRA Certificate of Deposit - 48 Month
$0
3.00%
▲ 0.35% above national avg
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.35% above avg
Details
Compounded Quarterly
Bristol Morgan Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
48 Month CD/IRA
$500
2.95%
▲ 0.30% above national avg
▼
Rate2.91%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.30% above avg
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
IRA Certificate of Deposit - 48 Month
$0
2.95%
▲ 0.30% above national avg
▼
Rate2.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.30% above avg
Details
Compounded Quarterly
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
48 Month Certificate
$0
2.93%
▲ 0.28% above national avg
▼
Rate2.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.28% above avg
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
4 Year Certificate
$0
2.90%
▲ 0.25% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.25% above avg
Details
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
48-Month Share Certificate
$1,000
2.90%
▲ 0.25% above national avg
▼
Rate2.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.25% above avg
Details
Benton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
48 Month CD
$0
2.90%
▲ 0.25% above national avg
▼
Rate2.88%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.25% above avg
Details
State Bank of Reeseville
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
4 Year CD
$1,000
2.88%
▲ 0.23% above national avg
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.23% above avg
Details
Pineries Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Fixed Rate Certificates of Deposit - 48 Month
$1,000
2.85%
▲ 0.20% above national avg
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.20% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
48 Month Certificate
$0
2.83%
▲ 0.18% above national avg
▼
Rate2.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.18% above avg
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 7.55%
48 Month Certificate
$2,500
2.83%
▲ 0.18% above national avg
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.18% above avg
Details
First Citizens State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Year CD
$0
2.80%
▲ 0.15% above national avg
▼
Rate2.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.15% above avg
Details
South Milwaukee 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PyraMax Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1015 Marquette Ave, South Milwaukee, WI 53172
5 Year Fixed Rate
$0
0.60%
▼ 2.15% below national avg
▼
Rate0.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▼ 2.15% below avg
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 mo Certificate of Deposit
$500
4.54%
▲ 1.79% above national avg
▼
Rate4.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 1.79% above avg
Details
Opening Balance: $10,000 or above; Interest Will Be Credited: Monthly
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 mo Certificate of Deposit
$500
4.45%
▲ 1.70% above national avg
▼
Rate4.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 1.70% above avg
Details
Opening Balance: Under $10,000; Interest Will Be Credited: Annually
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Relationship CD - 60 Month
$0
4.35%
▲ 1.60% above national avg
▼
Rate4.28%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 1.60% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 5 Year
$100,000
4.25%
▲ 1.50% above national avg
▼
Rate4.18%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 1.50% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
60 Month IRA CD
$1,000
4.09%
▲ 1.34% above national avg
▼
Rate4.05%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 1.34% above avg
Details
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 5 Year
$25,000
4.05%
▲ 1.30% above national avg
▼
Rate3.99%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 1.30% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
60 Month CD
$1,000
4.04%
▲ 1.29% above national avg
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 1.29% above avg
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
60 Month HSA CD
$1,000
4.04%
▲ 1.29% above national avg
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 1.29% above avg
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
5 Year Certificate
$0
4.00%
▲ 1.25% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.75%▲ 1.25% above avg
Details
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
60-Month Certificate
$1,000
3.95%
▲ 1.20% above national avg
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.75%▲ 1.20% above avg
Details
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
IRA Certificate 60-Month
$1,000
3.95%
▲ 1.20% above national avg
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.75%▲ 1.20% above avg
Details
Quarterly
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
Business 5 Year
$1,000
3.95%
▲ 1.20% above national avg
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 1.20% above avg
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
CD - 60 Month
$0
3.85%
▲ 1.10% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 1.10% above avg
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year Certificate
$0
3.80%
▲ 1.05% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 1.05% above avg
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year IRA
$0
3.80%
▲ 1.05% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 1.05% above avg
Details
Black River Country Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
5 Year Certificate
$0
3.75%
▲ 1.00% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 1.00% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 60 Mo.
$0
3.75%
▲ 1.00% above national avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 1.00% above avg
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
5 Year CD
$40,000
3.71%
▲ 0.96% above national avg
▼
Rate3.65%
Min Deposit$40,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.96% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 60 Mo.
$0
3.70%
▲ 0.95% above national avg
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.95% above avg
Details
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
CDs & Fixed Rate IRA CDs - 60 Mo.
$0
3.65%
▲ 0.90% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.90% above avg
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
60-month CD
$0
3.65%
▲ 0.90% above national avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.90% above avg
Details
FNB of Bangor
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
60 Month Certificate
$0
3.55%
▲ 0.80% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.80% above avg
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
5 Year CD
$1,000
3.50%
▲ 0.75% above national avg
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.75% above avg
Details
Park City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
60 Month IRA Certificate
$1,000
3.50%
▲ 0.75% above national avg
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.75% above avg
Details
BLC Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
60 Month Certificate
$2,500
3.40%
▲ 0.65% above national avg
▼
Rate3.36%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.65% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
60 Month Certificate
$0
3.24%
▲ 0.49% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.49% above avg
Details
Bristol Morgan Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
60 Month CD/IRA
$500
3.15%
▲ 0.40% above national avg
▼
Rate3.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.40% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
60 Month Certificate
$0
3.14%
▲ 0.39% above national avg
▼
Rate3.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.39% above avg
Details
First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
60 Month Certificate
$1,000
3.03%
▲ 0.28% above national avg
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.28% above avg
Details
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
60 Month Certificate
$0
3.03%
▲ 0.28% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.28% above avg
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
5 Year CD
$0
3.02%
▲ 0.27% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.27% above avg
Details
Collins State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
5 Year Certificate
$1,000
3.00%
▲ 0.25% above national avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.25% above avg
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
60-Month Term Certificate
$0
3.00%
▲ 0.25% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.25% above avg
Details
First Citizens State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year CD
$0
3.00%
▲ 0.25% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.25% above avg
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
5 Year IRA
$0
3.00%
▲ 0.25% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.25% above avg
Details
Peoples State Bank (WI)
Institution Rating:
A5.0 ★Texas Ratio: 11.28%
60 Month CD
$2,500
3.00%
▲ 0.25% above national avg
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.25% above avg
Details
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
IRA Certificate of Deposit - 60 Month
$0
3.00%
▲ 0.25% above national avg
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.25% above avg
Details
Compounded Quarterly
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
IRA Certificate of Deposit - 60 Month
$0
2.95%
▲ 0.20% above national avg
▼
Rate2.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.20% above avg
Details
Compounded Quarterly
Ergo Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.33%
60 Month Certificate
$500
2.92%
▲ 0.17% above national avg
▼
Rate2.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.17% above avg
Details
Ergo Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.33%
Certificate of Deposit - 60 Months
$500
2.92%
▲ 0.17% above national avg
▼
Rate2.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.17% above avg
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
5 Year Certificate
$0
2.90%
▲ 0.15% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.15% above avg
Details
Benton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
60 Month CD
$0
2.90%
▲ 0.15% above national avg
▼
Rate2.88%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.15% above avg
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
60-Month Term Certificate
$0
2.90%
▲ 0.15% above national avg
▼
Rate2.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.15% above avg
Details
Pineries Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Fixed Rate Certificates of Deposit - 60 Month
$1,000
2.90%
▲ 0.15% above national avg
▼
Rate2.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.15% above avg
Details
FSB of Waupaca
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate
$0
2.85%
▲ 0.10% above national avg
▼
Rate2.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.10% above avg
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 7.55%
60 Month Certificate
$2,500
2.83%
▲ 0.08% above national avg
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.08% above avg
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
60-Month Term Certificate
$0
2.80%
▲ 0.05% above national avg
▼
Rate2.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.05% above avg
Details
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Certificate of Deposit Accounts (CD) - 5 Year
$2,000
2.80%
▲ 0.05% above national avg
▼
Rate2.80%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.05% above avg
Details
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Individual Retirement Accounts (IRA) - 5 year
$300
2.80%
▲ 0.05% above national avg
▼
Rate2.80%
Min Deposit$300
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.05% above avg
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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South Milwaukee, WI CD Rate Trends
Compare local South Milwaukee, WI CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD WI Avg
2.840%
▲ 0.374 vs 7 days ago
Wisconsin 12-month CD rates rose 0.374 points over the past 7 days to 2.840% APY.
6-Month CD WI Avg
2.669%
▲ 0.502 vs 7 days ago
Wisconsin 6-month CD rates rose 0.502 points over the past 7 days to 2.669% APY.
As of Sep 10, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
WI CD Rate Forecast, Next 12 Months
Where are Wisconsin CD rates headed through September 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
WI 12-Month Avg APY
2.840%
6-Month Forecast
2.840%
Range: 2.64% – 2.99%
12-Month Forecast
3.090%
Range: 2.89% – 3.24%
Powered by
MonitorBankRates
What Your Savings Earn at WI CD Rates Today
Annual interest earnings at today’s Wisconsin average APYs. State average used where available; national average as fallback.
| CD Term | WI Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.993% | $99.65 | $199.29 | $498.22 | $996.45 |
| 6-Month CD | 2.669% | $133.45 | $266.90 | $667.25 | $1,334.50 |
| 12-Month CD | 2.840% | $142.01 | $284.02 | $710.05 | $1,420.10 |
| 18-Month CD | 2.673% | $133.67 | $267.34 | $668.35 | $1,336.70 |
| 24-Month CD | 2.712% | $135.61 | $271.23 | $678.07 | $1,356.15 |
| 36-Month CD | 2.640% | $132.02 | $264.03 | $660.07 | $1,320.15 |
| 48-Month CD | 2.652% | $132.61 | $265.23 | $663.07 | $1,326.15 |
| 60-Month CD | 2.747% | $137.35 | $274.69 | $686.73 | $1,373.45 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 9, 2026. | |||||
Sample CD Ladder for South Milwaukee, Wisconsin Savers
$25,000 split equally across 5 terms using today’s Wisconsin average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | WI Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.993% | $99.65 |
| 2 | 6-Month CD | $5,000 | 2.669% | $133.45 |
| 3 | 12-Month CD | $5,000 | 2.840% | $142.01 |
| 4 | 24-Month CD | $5,000 | 2.712% | $135.61 |
| 5 | 36-Month CD | $5,000 | 2.640% | $132.02 |
| Total ($25,000 invested) | $25,000 | 2.571% blended | $642.74/yr | |
Ladder example uses equal $5,000 rungs and Wisconsin average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
586
CD Rates
Tracked in South Milwaukee, Wisconsin
Tracked in South Milwaukee, Wisconsin
55 Banks
10 Credit Unions
About Our South Milwaukee, Wisconsin CD Rate Database
MonitorBankRates tracks 586 CD rates from 55 banks and 10 credit unions with locations in South Milwaukee, Wisconsin, plus national online institutions available to Wisconsin residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: PyraMax Bank offers a CD at 3.85% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in South Milwaukee, Wisconsin.
How to Find the Best CD Rates in South Milwaukee, Wisconsin
What to compare when shopping for a CD in South Milwaukee, Wisconsin
To find the best APYs in South Milwaukee, Wisconsin, start with credit unions and online-only banks: South Milwaukee, Wisconsin has 10 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in South Milwaukee, Wisconsin
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in South Milwaukee, Wisconsin: 65 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare South Milwaukee, Wisconsin savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare South Milwaukee, Wisconsin money market rates
South Milwaukee, Wisconsin Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024
Population 65+
18.9%
National avg: 17.3%
Median Individual Earnings
$42,958
National avg: $47,340
Poverty Rate
13.1%
National avg: 11.1%
Unemployment Rate
3.6%
National avg: 4.8%
CD Earnings on 10% of Salary
$122/yr
At WI 12-mo avg 2.840% APY
18.9% of residents are 65 or older, in line with the national average of 17.3%; a low unemployment rate of 3.6% reflects a strong local economy. At today’s WI 12-month CD average of 2.840%, saving 10% of the local median salary ($4,295/year) and putting it in a CD would earn an additional $122 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in South Milwaukee, Wisconsin
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in South Milwaukee, Wisconsin
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in South Milwaukee, Wisconsin typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in South Milwaukee, Wisconsin as everywhere in the U.S.
Choosing a CD Term in South Milwaukee, Wisconsin
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give South Milwaukee, Wisconsin savers easier access to their funds. For example, PyraMax Bank is offering its 6 Month Fixed Rate Special at 3.85% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, PyraMax Bank is offering its 5 Year Fixed Rate at 0.60% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for South Milwaukee, Wisconsin Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a South Milwaukee, Wisconsin saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in South Milwaukee, Wisconsin
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the South Milwaukee, Wisconsin CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in South Milwaukee, Wisconsin
Most CDs carry a fixed rate that is locked for the entire term, protecting a South Milwaukee, Wisconsin depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in South Milwaukee, Wisconsin
Are CD rates in South Milwaukee, Wisconsin FDIC insured?
Yes, most established banks in South Milwaukee, Wisconsin are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in South Milwaukee, Wisconsin?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in South Milwaukee, Wisconsin.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in South Milwaukee, Wisconsin may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in South Milwaukee, Wisconsin?
Here are recent top rates found for this area:
- PyraMax Bank: 3.85% APY (6 Month Fixed Rate Special)
- State Bank of Newburg: 4.84% APY (18 mo Variable Rate IRA 18 mo Certificate of Deposit)
- PSB of Plainview: 4.63% APY (12 Month Certificate)
- Nicolet Bank: 4.35% APY (Relationship CD - 60 Month)
- FNB of Bangor: 4.30% APY (12 Month Certificate)
- Spring Bank Brookfield, WI : 4.25% APY (Business 5 Year)
- Northwestern Mutual Credit Union: 4.24% APY (Certificate of Deposit - 2 years)
- CIBC: 4.15% APY (12-month CD)
- Bank of Deerfield: 4.11% APY (90 Day Certificate of Deposit)
- F&M Union Bank: 4.09% APY (60 Month IRA CD)
Rates reflect recent verified offers available in South Milwaukee, Wisconsin. Last Updated: September 9, 2026
South Milwaukee, Wisconsin CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current South Milwaukee, Wisconsin rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
—
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.
CD Calculators for South Milwaukee, Wisconsin
South Milwaukee, Wisconsin CD Calculator
At today’s WI top rate of 3.85% APY, a $10,000 deposit earns $385 in the first year. Enter your amount to see your exact return.
South Milwaukee, Wisconsin CD LadderWI CD rates currently range from 1.993% (3-month) to 2.640% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a South Milwaukee, Wisconsin CD at 3.85% APY, know your exit cost. Most institutions charge 90–180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsWisconsin’s average 12-month CD is 2.840% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our South Milwaukee, Wisconsin CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for South Milwaukee, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in South Milwaukee, Wisconsin. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 9, 2026
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