Laona State Bank Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Laona State Bank's 36-Month 36-Month Special Certificate of Deposit rates are at 3.30%, 6-Month 6-Month Special Certificate of Deposit rates are at 3.30%, 30-Month IRA CD 30-Month Fixed Rate rates are at 3.02%, 14-Month 14-Month Special Certificate of Deposit rates are at 2.78%, 24-35-Month Certificate of Deposit rates are at 2.78%. Laona State Bank's savings rates are at 0.10%. Laona State Bank's money market rates are at 0.01%.
Rate Updates and AvailabilityLaona State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Laona State Bank? Share your experience about Laona State Bank by leaving a review below, or read customer reviews before you decide to use Laona State Bank. Laona State Bank Texas RatioLaona State Bank's Texas Ratio is at 23.60%, which is considered good. The Texas Ratio for Laona State Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
4.3
Excellent
Out of 5.0 Stars
Laona State Bank has earned a Smart Rating of 4.3 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Laona State Bank is a excellent bank worth considering, with an overall rating of 4.3 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Laona State Bank CD Rates
Laona State Bank Savings Rates
Laona State Bank Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Laona State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Laona State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Laona State Bank's official website for the most current offers and terms.
Bank Profile & OverviewLaona State Bank
5308 Beech StLaona, WI 54541 Forest Established Date: 01/01/1914 FDIC Certificate #: 11601 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: NORTHERN WI BK HOLDING CO INC How Many Domestic U.S. Offices? 8 How Many Branches are There? 8 Website: https://www.laonastatebank.com
Is Laona State Bank FDIC Insured? Yes
What is Laona State Bank's Cert number? 11601
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$262,958,000
Total Deposits:
$244,487,000
Equity Capital:
$17,240,000
Net Income:
$58,000
Return on Assets (ROA):
0.3962%
Return on Equity (ROE):
6.4700%
Headquarters:
Laona
Regulator:
FDIC
# of Offices:
8
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for Laona State Bank yet. Feel free to create one below.
Add Your Rating and Review for Laona State Bank
Frequently Asked Questions About Laona State BankHow do I open an account at Laona State Bank?You can typically open an account at Laona State Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Laona State Bank provides a range of mortgage and home equity products. Is Laona State Bank a safe place to deposit money?Yes, Laona State Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Laona State Bank offer online and mobile banking?Most modern institutions like Laona State Bank provide digital access including online balance checks and transfers. Compare to other Banks |
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
