Odanah, Wisconsin CD Rates Today - Compare Best APYs for May 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Odanah, Wisconsin CD rates include Bank of Prairie du SacBank of Prairie du SacA+5.0 ★Texas Ratio: 0.64%Real return: +3.50%APY minus CPI (February 2026) offering 7/6-month SOFR ARM at 6.30% APY, CO-OP Credit UnionCO-OP Credit UnionA+5.0 ★Texas Ratio: 3.80%Real return: +3.20%APY minus CPI (February 2026) offering 12-month Youth Saver Certificate at 6.00% APY, La Crosse Burlington Credit UnionLa Crosse Burlington Credit UnionA+5.0 ★Texas Ratio: 2.48%Real return: +3.20%APY minus CPI (February 2026) offering 12-month Youth Saver Certificate at 6.00% APY, 1st Community Credit Union1st Community Credit UnionA+5.0 ★Texas Ratio: 4.79%Real return: +2.33%APY minus CPI (February 2026) offering 36-MONTH TEEN CERTIFICATE SPECIAL at 5.13% APY, and Northwoods Community Credit UnionNorthwoods Community Credit UnionA+5.0 ★Texas Ratio: 4.18%Real return: +2.26%APY minus CPI (February 2026) offering Share Certificate Special Youth Accounts 6 Month at 5.06% APY. CD rates as of May 12, 2026 according to verified data from MonitorBankRates.
Odanah is a smaller community with no bank or credit union branches currently in our database. 979 institutions serving the Wisconsin area are available to Odanah residents, with CD rates as high as 6.30% APY from Bank of Prairie du Sac. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 12, 2026
Compare Best CD Rates in Odanah, Wisconsin & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
90 Day Share Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
3 Month Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.45%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
3 Month (No IRA Available) Share or IRA Certificate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
3 Month Certificates of Deposit (Personal, IRA, or Business)
$25,000
3.15%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Certificate of Deposit (CDs) 90 Day
$1,000
3.05%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
3 Month Certificates of Deposit (Personal, IRA, or Business)
$1,000
3.05%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
3 month Certificates
$0
3.01%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
3 Months Certificates
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
Certificate Special 3 Months
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate2.85%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.72%
Min Deposit$250
Min Balance—
UpdatedMay 10, 2026
Details
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
3-Month Certificate
$250
2.75%
▼
Rate2.72%
Min Deposit$250
Min Balance—
UpdatedMay 10, 2026
Details
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
3 Month Share/IRA Certificate
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
** = Indicates certificate is not available as an IRA.
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Share/IRA Certificate 3 Month
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
** = Indicates certificate is not available as an IRA.
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
3-Month Share Certificate
$1,000
2.40%
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 MO Share Certificate
$500
2.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
3-Month Certificates/IRA Rate
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
90 Day Share Certificates and IRA Certificates
$100
2.00%
▼
Rate2.00%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
$100 Minimum to Open or Earn Dividends.
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
3-Month Certificate
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 90 Day
$0
1.91%
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Share Certificates (CDs) 3 Months
$500
1.75%
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Certificate & IRA Certificate 3 Month
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
90 Day Certificate
$500
1.51%
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 32 - 90 Days
$500
1.41%
▼
Rate1.40%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 3 Month
$500
1.41%
▼
Rate1.40%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.40%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate1.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
90 Day Term Share Certificate
$500
1.01%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
90 Day Term Share Certificates
$500
1.01%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
Individual Retirement Accounts (IRA) Share Certificates 90 Day
$500
1.01%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
Share Certificates Account 3 Month
$500
1.01%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Rate0.99%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Badger Globe Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
3 Month Share Certificate
$0
1.00%
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Pineries Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Fixed Rate Certificates of Deposit 3 Month
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Winnebago Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Share Certificates and IRA Share Certificate 3 Months
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
3 Month Individual Retirement Accounts
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
Individual Retirement Accounts 3 Month
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
3 mo Certificate of Deposit
$1,000
0.80%
▼
Rate0.80%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Opening Balance Under $10,000
Rate0.80%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
3 Month Share Certificates and IRAs
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
3 Month Certificate
$1,000
0.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bank of Prairie du Sac
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
7/6-month SOFR ARM
$0
6.30%
▼
Rate5.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bank of Prairie du Sac
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
5/6-month SOFR ARM
$0
6.26%
▼
Rate5.38%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Share Certificate Special Youth Accounts 6 Month
$100
5.06%
▼
Rate5.00%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
Midwest Family Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
Share Certificates, Traditional IRA, ROTH IRA, and Educational IRA LOYALTY CERTIFICATE PROMO: 6 MONTHS
$0
4.59%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Qualifications Required: Checking and Savings account; Debit card; Direct Deposit; Requirements for LOYALTY CERTIFICATE PROMO: Checking and Savings account, Debit card and must currently have Direct Deposit. Money must be new to MWFFCU.
Alloy Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.37%
6 Months Certificate Special
$1,000
4.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Rate3.95%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6 Months Share Certificate
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.82%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.82%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
6 Month Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Wings Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
6-month certificate
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 19, 2026
Details
New money only.
The Bank of Brodhead
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
6 Month Certificates of Deposit Special
$500
3.80%
▼
Rate3.73%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
6 Months Certificates
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
The Bank of New Glarus
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
6 Month CD/IRA
$2,000
3.75%
▼
Rate3.70%
Min Deposit$2,000
Min Balance—
UpdatedMay 5, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Share Certificates 6 months
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Share Certificates (CDs) 6 Months
$500
3.70%
▼
Rate3.67%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Individual Retirement Accounts (IRAs) - Share Certificates 6 Month
$2,000
3.70%
▼
Rate3.67%
Min Deposit$2,000
Min Balance—
UpdatedMay 10, 2026
Details
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
IRA Certificates 6 Month
$2,000
3.70%
▼
Rate3.67%
Min Deposit$2,000
Min Balance—
UpdatedMay 10, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
6 Month Certificates of Deposit (Personal, IRA, or Business)
$25,000
3.70%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Certificate of Deposit (CDs) 6 Month
$1,000
3.67%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Public Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
CD 6 months
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
PyraMax Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
6 Month Fixed Rate Special
$5,000
3.65%
▼
Rate3.65%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 6 Month
$500
3.65%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.62%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
6 Month Certificates of Deposit (Personal, IRA, or Business)
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
6 Months Share Certificates and IRA Certificates
$1,000
3.50%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
$1,000 Minimum to Open or Earn Dividends.
FNB of River Falls
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
6 Month Special
$2,500
3.50%
▼
Rate3.47%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
6-Month Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
As high as; APY shown accurate as of 4/1/26 and available for a limited time. Other terms and conditions apply. Penalty for early withdrawal.
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
6-month Certificate Special
$5,000
3.50%
▼
Rate3.45%
Min Deposit$5,000
Min Balance—
UpdatedMay 10, 2026
Details
APY shown accurate as of 4/1/26 and available for a limited time. Penalty for early withdrawal. Fees could reduce the earnings on the account for maintenance and activity fees.
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
Certificate Special 6-month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
APY shown accurate as of 4/1/26 and available for a limited time. Penalty for early withdrawal. Fees could reduce the earnings on the account for maintenance and activity fees.
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
6 Month Special Certificates of Deposits/IRAs
$25,000
3.48%
▼
Rate3.40%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
6-Month Term Certificate of Deposit
$30,000
3.43%
▼
Rate3.40%
Min Deposit$30,000
Min Balance—
UpdatedMay 5, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
6 Month Regular
$1,000
3.40%
▼
Rate3.37%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
6-Month Term Certificate of Deposit
$10,000
3.33%
▼
Rate3.30%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
6 Month Share Certificate
$2,000
3.33%
▼
Rate3.30%
Min Deposit$2,000
Min Balance—
UpdatedMay 10, 2026
Details
Required Deposit: $2,000.00 to $9,999.00
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
6 Month (No IRA Available) Share or IRA Certificate
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
AbbyBank
Institution Rating:
C+4.2 ★Texas Ratio: 24.98%
6 Months Certificates of Deposits2,3
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
6-Month Term Certificate of Deposit
$1,000
3.23%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
6 mo Certificate of Deposit
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Opening Balance $10,000 or above
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
6 mo Certificate of Deposit
$1,000
3.17%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Opening Balance Under $10,000
DMB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money Specials 6 Month
$100,000
3.05%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Minimum Opening Balance of $100,000 required. At least $100,000 must be "new funds" which means not on deposit at DMB Community Bank within the past 30 days. Penalty for early withdrawal. Rates subject to change without notice. Fees could reduce earnings.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
12-month Youth Saver Certificate
$0
6.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
La Crosse Burlington Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
12-month Youth Saver Certificate
$0
6.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
Youth Saver Certificate (12 month)
$100
6.00%
▼
Rate5.87%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
Rate4.55%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate4.55%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
12 Month Certificate
$0
4.24%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
12 months Certificates of Deposits
$1,000
4.24%
▼
Rate4.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
Youth Certificates of Deposit 12 months
$25
4.24%
▼
Rate4.20%
Min Deposit$25
Min Balance—
UpdatedMay 10, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
12 Month Certificate
$0
4.01%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
APY up to
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
12 Month Share Certificates and IRAs
$0
4.01%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Alloy Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.37%
LIMITED CERTIFICATE SPECIAL 12 Months
$10,000
4.00%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
The Bank of Brodhead
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
1 Year CD Milton Grand Opening CD Special
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Milton office only; Customer must open account in person at 735 Sunnyside Drive, Milton, WI 53563.
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
12 Months Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
1 Year Individual Retirement Accounts
$0
3.95%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
Individual Retirement Accounts 1 Year
$0
3.95%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
IRA Certificates - 1 year (13 months)
$500
3.85%
▼
Rate3.79%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
IRA Certificates 12 month
$1,000
3.85%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Certificate of Deposit - 1 year
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
IRA Certificate - 1 year
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
12 Month Share Certificates and IRAs
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
12 month Certificates
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
12 month Certificates minimum)
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
12 Months Certificates
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.70%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
12-Month HSA Share Certificate
$250
3.75%
▼
Rate3.70%
Min Deposit$250
Min Balance—
UpdatedMay 10, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1-Year Certificate
$0
3.72%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
12 Months Share Certificate
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 12 Months
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1 Year Certificates of Deposit (Personal, IRA, or Business)
$25,000
3.70%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
The Bank of New Glarus
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
12 Month CD/IRA
$2,000
3.70%
▼
Rate3.65%
Min Deposit$2,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
1 Year Certificates of Deposit
$1,000
3.70%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.37%
IRA Certificate of Deposit (CD) 12 Months
$50,000
3.67%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 7, 2026
Details
[New Money]
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
Share Certificate 12 Months
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
12 Months Share Certificate
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Share Certificates (CDs) 12 Months
$500
3.65%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
IRA 12-month Fixed
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
12 Month Share Certificates and IRAs
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Share Certificates (CDs) 12 Months (Monthly Dividends)
$1,000
3.65%
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
IRA Certificates 12 Month
$2,000
3.65%
▼
Rate3.65%
Min Deposit$2,000
Min Balance—
UpdatedMay 10, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
IRA Certificates 1 Year
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Individual Retirement Accounts (IRAs) - Share Certificates 12 Month
$2,000
3.65%
▼
Rate3.65%
Min Deposit$2,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
The Bank of Brodhead
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
12 Month Certificates of Deposit Special
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
1 year Certificate
$0
3.61%
▼
Rate3.56%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1 Year Certificates of Deposit (Personal, IRA, or Business)
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
18 mo Variable Rate IRA 18 mo Certificate of Deposit
$500
4.73%
▼
Rate4.65%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
18 Month Variable Rate IRA Share Certificates and IRAs
$0
4.21%
▼
Rate4.12%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Classic IRA 18 mo Certificate of Deposit
$500
4.06%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
(No longer available for new accounts)
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
18 Months Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
IRA Certificates 18 month
$1,000
3.95%
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
18-Month
$0
3.92%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Certificate of Deposit - 18 months
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
IRA Certificate - 18 months
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
18 Month Certificate
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
18 month Certificates
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
18 month Certificates minimum)
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100
La Crosse Burlington Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
18 Month Certificate
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
18 Month CD
$2,500
3.80%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
18 Months Certificates
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 18 Months
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
18 mo. Certificate of Deposit
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
IRA Certificates 18 Month
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
IRA Certificates 18 months
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
18-Month CD
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
18 Months Minimum Balance
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
18 Months Term Share Certificates
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
18 Month Share Certificates and IRAs
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
18 Months Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
18 Month Certificates of Deposit
$0
3.40%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
18 Month IRA
$0
3.40%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
18-month term CD Specials
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
IRA CD Specials 18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
18-Month Certificate
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
18-Month Certificates/IRA Rate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 9,12, 18 Month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
18 MO Share Certificate
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
18-Month Certificate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
18 Month Share Certificates and IRAs
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
18 Month CD Specials*
$25,000
3.25%
▼
Rate3.22%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
18 Months Share Certificates and IRA Certificates
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100 Minimum
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
18-Month Term Certificate of Deposit
$30,000
3.23%
▼
Rate3.20%
Min Deposit$30,000
Min Balance—
UpdatedMay 5, 2026
Details
GreenLeaf Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
18 Month Variable (IRA)
$500
3.20%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
18 Months Share Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
18 Months Term Share Certificate
$0
3.19%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Share Certificates & IRA Share Certificates 18 month
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rate4.00%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate4.00%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Certificate of Deposit - 2 years
$0
4.03%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
Share Certificates and IRA Certificates 24 month
$0
4.03%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
IRA Certificate - 2 years
$0
4.03%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
24-Month Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
24 Months Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
2 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
24 Month IRA CD
$2,500
3.85%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
24 Month Share Certificates and IRAs
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Certificates of Deposits/IRAs 24 Month
$2,500
3.72%
▼
Rate3.60%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 24 Months
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.65%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.65%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
2 Year Certificates of Deposit (Personal, IRA, or Business)
$25,000
3.70%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
24 months Certificates of Deposits
$1,000
3.68%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
24 Months Certificates
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
IRA Certificates 2 Year
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
24 mo Certificate of Deposit
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Opening Balance $10,000 or above
Rate3.55%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
2 Year Certificates of Deposit (Personal, IRA, or Business)
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Clubhouse Certificates 24 months
$250
3.60%
▼
Rate3.54%
Min Deposit$250
Min Balance—
UpdatedMay 10, 2026
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
2 Year Jumbo Share or IRA Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
IRA Certificates 24 months
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.55%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
24 Month Share Certificates and IRAs
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
2 Year Individual Retirement Accounts
$1
3.55%
▼
Rate3.50%
Min Deposit$1
Min Balance—
UpdatedMay 4, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
24 Months Minimum Balance
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
24 mo Certificate of Deposit
$500
3.55%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Opening Balance Under $10,000
The Bank of New Glarus
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
24 Month CD/IRA
$2,000
3.55%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
IRA Certificates 2 Year
$1
3.55%
▼
Rate3.50%
Min Deposit$1
Min Balance—
UpdatedMay 4, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Traditional IRA/Roth IRA Term Share Certificates 24 Months
$0
3.50%
▼
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
24 Months Certificates
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
2 Years Certificates of Deposit
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
State Bank of Chilton
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
24-Month Fixed Rate CD Special
$2,500
3.50%
▼
Rate3.47%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
24 Months Term Share Certificates
$500
3.50%
▼
Rate3.47%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
24-Month Certificates/IRA Rate
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
24-Month Certificate
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Public Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
CD 2 years
$0
3.47%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.40%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
2 Year CD
$40,000
3.40%
▼
Rate3.35%
Min Deposit$40,000
Min Balance—
UpdatedMay 10, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
24 Month Share Certificates and IRAs
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
2 years Certificate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
2 years Certificate
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
36-MONTH TEEN CERTIFICATE SPECIAL
$500
5.13%
▼
Rate5.00%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Minimum deposit of $500, Maximum $10,000. Annual Percentage Yield is based on assumption that dividends will remain in account until maturity. A penalty may be imposed for withdrawals before maturity. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions. Youth members may have one of each Youth Certificate type. Teen members may have one Teen Certificate and one of each Youth Certificate type. Certificates are subject to age restrictions. Cannot be opened as UTMA account. Certificate must be in the minor's name. Membership eligibility required. Anyone who lives or works in La Crosse, Monroe, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Federally insured by NCUA.
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
36 Months Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
3 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 36 Months
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
3-Year Certificate
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
Share Certificates and IRA Certificates 36 month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.75%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.75%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
IRA Certificates 3 Year
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
36 months Certificates of Deposits
$1,000
3.79%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
Bump-Up Flex Certificate 36 month
$0
3.77%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bump-Up Flex SC*; $5,000 new money. Deposit anytime.
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
Bump-Up IRA Certificate 36 month
$0
3.77%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$5,000 new money.
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
36-Month Certificate
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
36-Month Certificates/IRA Rate
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 30, 36 Month
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.65%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.65%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
3 Year Certificates of Deposit (Personal, IRA, or Business)
$25,000
3.70%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
36 Months Minimum Balance
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
IRA 36-month Fixed
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
36 mo Certificate of Deposit
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Opening Balance $10,000 or above
Rate3.55%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.55%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
3 Year Certificates of Deposit (Personal, IRA, or Business)
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Clubhouse Certificates 36 months
$250
3.60%
▼
Rate3.54%
Min Deposit$250
Min Balance—
UpdatedMay 10, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
IRA Certificates 36 months
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
3 Years Certificates of Deposit
$0
3.60%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
36 mo Certificate of Deposit
$500
3.55%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Opening Balance Under $10,000
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
36 month Share Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
A penalty may be imposed for early withdrawals.
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
IRA 36 month Share Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
A penalty may be imposed for early withdrawals.
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
3 Year CD
$40,000
3.50%
▼
Rate3.45%
Min Deposit$40,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
36 Months Term Share Certificates
$500
3.50%
▼
Rate3.47%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Traditional IRA/Roth IRA Term Share Certificates 36 Months
$0
3.50%
▼
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
3 Years Term Share Certificate
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.40%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
3 years Certificate
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
3 years Certificate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
3 Year Jumbo Share or IRA Certificate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Share Certificates & IRA Share Certificates 3 year
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
One Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
3 year 'options' (Promo)
$1,000
3.30%
▼
Rate3.27%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
3 years Certificate
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
3 Year CD
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
48 Months Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
4 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.95%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 48 Months
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
48-Month Certificate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
48-Month Certificates/IRA Rate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 48 Month
$500
3.80%
▼
Rate3.74%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
48 Months Minimum Balance
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
4 Year Certificates of Deposit (Personal, IRA, or Business)
$25,000
3.75%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
4 Years Term Share Certificate
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
4 Years Certificates of Deposit
$0
3.70%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
Share Certificates and IRA Certificates 48 month
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
4 Year Certificates of Deposit (Personal, IRA, or Business)
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
4 Year CD
$40,000
3.61%
▼
Rate3.55%
Min Deposit$40,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Traditional IRA/Roth IRA Term Share Certificates 48 Months
$0
3.50%
▼
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
48 Months Term Share Certificates
$500
3.50%
▼
Rate3.47%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Marathon County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
IRA & Term Share Certificates 48 months
$10,000
3.50%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.40%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
4 Year CD
$1,000
3.40%
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
4 Year Jumbo Share or IRA Certificate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Youth Share Certificates 48 Month
$250
3.35%
▼
Rate3.30%
Min Deposit$250
Min Balance—
UpdatedMay 10, 2026
Details
(Ages 0-17)
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Share Certificates 48 Month
$1,000
3.35%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
IRA 48 Month Certificates
$1,000
3.35%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Traditional / Roth and Education SAs
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
Business Share Certificates 48 Month
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
IRA 48 Month
$1,000
3.35%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Traditional / Roth and Education SAs
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
48 Month Share Certificates
$1,000
3.35%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
48 Month Share Certificates
$250
3.35%
▼
Rate3.31%
Min Deposit$250
Min Balance—
UpdatedMay 10, 2026
Details
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
48-Month Certificate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Share Certificates & IRA Share Certificates 4 year
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Winnebago Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Share Certificates and IRA Share Certificate 48 Months
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Marathon County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
IRA & Term Share Certificates Youth Share Certificate 48 months
$100
3.25%
▼
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.20%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Everyday CD Options 48 Month
$1,000
3.23%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
48 Months Share Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Marathon County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
IRA & Term Share Certificates 48 months
$500
3.15%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.10%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
4 Year Certificate
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
4 Year IRA Certificate
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
48 Months Share Certificates and IRA Certificates
$100
3.10%
▼
Rate3.06%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
$100 Minimum to Open or Earn Dividends.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
60-MONTH YOUTH CERTIFICATE SPECIAL
$500
4.60%
▼
Rate4.50%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Minimum deposit of $500, Maximum $10,000. Annual Percentage Yield is based on assumption that dividends will remain in account until maturity. A penalty may be imposed for withdrawals before maturity. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions. Youth members may have one of each Youth Certificate type. Teen members may have one Teen Certificate and one of each Youth Certificate type. Certificates are subject to age restrictions. Cannot be opened as UTMA account. Certificate must be in the minor's name. Membership eligibility required. Anyone who lives or works in La Crosse, Monroe, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Federally insured by NCUA.
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
60 month Certificates
$0
4.07%
▼
Rate3.99%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 60 Months
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
5 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
4.05%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
IRA Certificates 5 Year
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
60 Months Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
60-Month Certificate
$0
3.95%
▼
Rate3.89%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
60-Month Certificates/IRA Rate
$0
3.95%
▼
Rate3.89%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Share Certificates 60 Month
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
60 mo Certificate of Deposit
$500
3.87%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Opening Balance $10,000 or above
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
Share Certificates and IRA Certificates 60 month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
60 Months Minimum Balance
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
5 Year Certificates of Deposit (Personal, IRA, or Business)
$25,000
3.85%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
5 Years Certificates of Deposit
$0
3.80%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
5 Years Term Share Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
60 mo Certificate of Deposit
$500
3.80%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Opening Balance Under $10,000
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
60 months Certificates of Deposits
$5,000
3.79%
▼
Rate3.75%
Min Deposit$5,000
Min Balance—
UpdatedMay 10, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
5 Year Certificates of Deposit (Personal, IRA, or Business)
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
60 Months Term Share Certificates
$500
3.75%
▼
Rate3.71%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Traditional IRA/Roth IRA Term Share Certificates 60 Months
$0
3.75%
▼
Rate3.71%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
5 Year CD
$40,000
3.71%
▼
Rate3.65%
Min Deposit$40,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
5 Year CD
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Marathon County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
IRA & Term Share Certificates 60 months
$10,000
3.50%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
60 Month Certificate
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
60 Month Share Certificates
$1,000
3.46%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
IRA 60 Month
$1,000
3.46%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Traditional / Roth and Education SAs
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
IRA 60 Month Certificates
$1,000
3.46%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Traditional / Roth and Education SAs
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Share Certificates 60 Month
$1,000
3.46%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Youth Share Certificates 60 Month
$250
3.46%
▼
Rate3.40%
Min Deposit$250
Min Balance—
UpdatedMay 10, 2026
Details
(Ages 0-17)
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Share Certificates & IRA Share Certificates 5 year
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
Business Share Certificates 60 Month
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
60 Month Share Certificates
$250
3.44%
▼
Rate3.40%
Min Deposit$250
Min Balance—
UpdatedMay 10, 2026
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
5 Year Jumbo Share or IRA Certificate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Everyday CD Options 60 Month
$1,000
3.28%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Winnebago Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Share Certificates and IRA Share Certificate 60 Months
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Marathon County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
IRA & Term Share Certificates Youth Share Certificate 60 months
$100
3.25%
▼
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.20%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.20%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
60 Months Share Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in Odanah, Wisconsin at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- The highest CD APY available to Odanah residents from institutions serving the Wisconsin area is 6.30% APY from Bank of Prairie du Sac. The rate table above ranks every offer we track, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
Odanah, WI CD Rate Trends
Compare local Odanah, WI CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — WI Avg
2.408%
▲ 0.200 vs 7 days ago
Wisconsin 12-month CD rates rose 0.200 points over the past 7 days to 2.408% APY.
6-Month CD — WI Avg
1.940%
▲ 0.067 vs 7 days ago
Wisconsin 6-month CD rates rose 0.067 points over the past 7 days to 1.940% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
WI CD Rate Forecast — Next 12 Months
Where are Wisconsin CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
WI 12-Month Avg APY
2.408%
6-Month Forecast
2.408%
Range: 2.21% – 2.56%
12-Month Forecast
2.158%
Range: 1.96% – 2.31%
Powered by
MonitorBankRates
What Your Savings Earn at WI CD Rates Today
Annual interest earnings at today’s Wisconsin average APYs. State average used where available; national average as fallback.
| CD Term | WI Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.527% | $76.36 | $152.71 | $381.78 | $763.55 |
| 6-Month CD | 1.940% | $97.02 | $194.03 | $485.08 | $970.15 |
| 12-Month CD | 2.408% | $120.40 | $240.79 | $601.98 | $1,203.95 |
| 18-Month CD | 2.659% | $132.95 | $265.89 | $664.73 | $1,329.45 |
| 24-Month CD | 2.458% | $122.90 | $245.79 | $614.48 | $1,228.95 |
| 36-Month CD | 2.507% | $125.33 | $250.66 | $626.65 | $1,253.30 |
| 48-Month CD | 2.435% | $121.77 | $243.54 | $608.85 | $1,217.70 |
| 60-Month CD | 2.669% | $133.45 | $266.90 | $667.25 | $1,334.50 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 12, 2026. | |||||
Sample CD Ladder for Odanah, Wisconsin Savers
$25,000 split equally across 5 terms using today’s Wisconsin average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | WI Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.527% | $76.36 |
| 2 | 6-Month CD | $5,000 | 1.940% | $97.02 |
| 3 | 12-Month CD | $5,000 | 2.408% | $120.40 |
| 4 | 24-Month CD | $5,000 | 2.458% | $122.90 |
| 5 | 36-Month CD | $5,000 | 2.507% | $125.33 |
| Total ($25,000 invested) | $25,000 | 2.168% blended | $542.01/yr | |
Ladder example uses equal $5,000 rungs and Wisconsin average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
1,308
CD Rates
Tracked in Odanah, Wisconsin
Tracked in Odanah, Wisconsin
61 Banks
75 Credit Unions
About Our Odanah, Wisconsin CD Rate Database
MonitorBankRates tracks 1,308 CD rates from 61 banks and 75 credit unions with locations in Odanah, Wisconsin, plus national online institutions available to Wisconsin residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Bank of Prairie du Sac offers a CD at 6.30% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Odanah, Wisconsin.
How to Find the Best CD Rates in Odanah, Wisconsin
What to compare when shopping for a CD in Odanah, Wisconsin
To find the best APYs in Odanah, Wisconsin, start with credit unions and online-only banks — Odanah, Wisconsin has 75 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Odanah, Wisconsin
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Odanah, Wisconsin — 136 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Odanah, Wisconsin savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Odanah, Wisconsin money market rates
Wisconsin Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)
Population 65+
18.5%
National avg: 17.3%
Median Individual Earnings
$46,667
National avg: $47,340
Poverty Rate
10.6%
National avg: 11.1%
Unemployment Rate
3.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$112/yr
At WI 12-mo avg 2.408% APY
18.5% of residents are 65 or older, in line with the national average of 17.3%; a low unemployment rate of 3.2% reflects a strong local economy. At today’s WI 12-month CD average of 2.408%, saving 10% of the local median salary ($4,666/year) and putting it in a CD would earn an additional $112 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Odanah, Wisconsin
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Odanah, Wisconsin
Are CD rates in Odanah, Wisconsin FDIC insured?
Yes, most established banks in Odanah, Wisconsin are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Odanah, Wisconsin?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Odanah, Wisconsin.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Odanah, Wisconsin may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Odanah, Wisconsin?
Here are recent top rates found for this area:
- Bank of Prairie du Sac: 6.30% APY (7/6-month SOFR ARM)
- CO-OP Credit Union: 6.00% APY (12-month Youth Saver Certificate)
- La Crosse Burlington Credit Union: 6.00% APY (12-month Youth Saver Certificate)
- 1st Community Credit Union: 5.13% APY (36-MONTH TEEN CERTIFICATE SPECIAL)
- Northwoods Community Credit Union: 5.06% APY (Share Certificate Special Youth Accounts 6 Month)
- State Bank of Newburg: 4.73% APY (18 mo Variable Rate IRA 18 mo Certificate of Deposit)
- PSB of Plainview: 4.63% APY (12 Months)
- Midwest Family Federal Credit Union: 4.59% APY (Share Certificates, Traditional IRA, ROTH IRA, and Educational IRA LOYALTY CERTIFICATE PROMO: 6 MONTHS)
- Evergreen Credit Union: 4.24% APY (Youth Certificates of Deposit 12 months)
- WESTconsin Credit Union: 4.21% APY (18 Month Variable Rate IRA Share Certificates and IRAs)
Rates reflect recent verified offers available in Odanah, Wisconsin. Last Updated: May 12, 2026
CD Calculators for Odanah, Wisconsin
Odanah, Wisconsin CD Calculator
At today’s WI top rate of 6.30% APY, a $10,000 deposit earns $630 in the first year. Enter your amount to see your exact return.
Odanah, Wisconsin CD LadderWI CD rates currently range from 1.527% (3-month) to 2.507% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Odanah, Wisconsin CD at 6.30% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsWisconsin’s average 12-month CD is 2.408% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Odanah, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Odanah, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 12, 2026
Rate Assistant
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