Fond Du Lac, Wisconsin Best CD Rates October 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Fond Du Lac, Wisconsin CD rates range from 0.05% to 6.00% APY, verified by MonitorBankRates as of October 19, 2026. Current Fond Du Lac, Wisconsin CD rates include Nicolet BankNicolet Bank101 Wisconsin American Dr, Fond Du Lac, WI 54937A+5.0 ★Texas Ratio: 2.28%Real return: +1.95%APY minus CPI (February 2026) offering 60 Month Relationship CD at 4.75% APY, Marine Credit UnionMarine Credit Union661 W Pioneer Rd, Fond du Lac, WI 54935A5.0 ★Texas Ratio: 13.08%Real return: +1.86%APY minus CPI (February 2026) offering Jumbo Individual Retirement Account Certificates - 60-month at 4.66% APY, Horicon BankHoricon Bank854 E Johnson St, Fond Du Lac, WI 54935A5.0 ★Texas Ratio: 6.71%Real return: +0.78%APY minus CPI (February 2026) offering 1 1/2 Year CD (18 Month) at 3.58% APY, Glacier Hills Credit UnionGlacier Hills Credit Union608 W Johnson St, Fond Du Lac, WI 54935 3134A+5.0 ★Texas Ratio: 5.72%Real return: +0.70%APY minus CPI (February 2026) offering 48 Month Certificate at 3.50% APY, and National Exchange Bank and TrustNational Exchange Bank and Trust130 S Main St, Fond Du Lac, WI 54935A+5.0 ★Texas Ratio: 1.09%Real return: +0.50%APY minus CPI (February 2026) offering Dollars for Scholars - 36 Month at 3.30% APY. CD rates as of October 19, 2026 according to verified data from MonitorBankRates.
Fond Du Lac has 154 local institutions in our database, with CD rates as high as 4.75% APY from Nicolet Bank at 101 Wisconsin American Dr, Fond Du Lac, WI 54937. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 19, 2026
Compare Best CD Rates in Fond Du Lac, Wisconsin & the Surrounding Area
Fond Du Lac 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
101 Wisconsin American Dr, Fond Du Lac, WI 54937
3 Month Relationship CD
$2,500
3.05%
▲ 1.55% above Wisconsin avg
▼
Rate3.02%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average1.50%▲ 1.55% above avgNationally 2.12%
Details
Minimum $2500 to open; Relationship is defined as Direct Deposit Checking
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 8 times
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
101 Wisconsin American Dr, Fond Du Lac, WI 54937
3 Month CD
$2,500
2.75%
▲ 1.25% above Wisconsin avg
▼
Rate2.72%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average1.50%▲ 1.25% above avgNationally 2.12%
Details
Minimum $2500 to open
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 8 times
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
3 Month Jumbo Certificates
$0
1.55%
▲ 0.05% above Wisconsin avg
▼
Rate1.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 0.05% above avgNationally 2.12%
Details
APY current as of 10/01/2026; penalty may be imposed for early withdrawal
Rate History
No change since Sep 22, 2026 · 1.55% APY · checked 4 times
National Exchange Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
130 S Main St, Fond Du Lac, WI 54935
Certificates of Deposit - Fixed Rate - 3 Month
$1,000
1.51%
▲ 0.01% above Wisconsin avg
▼
Rate1.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average1.50%▲ 0.01% above avgNationally 2.12%
Details
Rate History
No change since Oct 14, 2026 · 1.51% APY
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
90 Day Certificate
$500
1.51%
▲ 0.01% above Wisconsin avg
▼
Rate1.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 0.01% above avgNationally 2.12%
Details
Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 9 times
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
3 Month Certificates
$0
1.50%
At Wisconsin avg
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%At the averageNationally 2.12%
Details
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 5 times
Glacier Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
608 W Johnson St, Fond Du Lac, WI 54935 3134
3 Month Certificate
$500
1.50%
At Wisconsin avg
▼
Rate1.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%At the averageNationally 2.12%
Details
Rate History
1 change since Sep 14, 2026 · 0.80% → 1.50% ▲ 0.70 pts · high 1.50% / low 0.80%
- Oct 9, 20261.50%▲ from 0.80%
- Sep 14, 20260.80%first recorded
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
33 W Pioneer Rd, Fond Du Lac, WI 54935
3 Month IRA Certificate of Deposit
$0
0.05%
▼ 1.45% below Wisconsin avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average1.50%▼ 1.45% below avgNationally 2.12%
Details
Minimum Balance To Obtain APY: $1,000; rates based on zip code
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
33 W Pioneer Rd, Fond Du Lac, WI 54935
3 Month Standard CD
$1,000
0.05%
▼ 1.45% below Wisconsin avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average1.50%▼ 1.45% below avgNationally 2.12%
Details
Balance: up to $100,000.00; Rates for ZIP code 60603
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Jumbo Share Certificate (3 Month)
$10,000
3.90%
▲ 2.40% above Wisconsin avg
▼
Rate3.84%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 2.40% above avgNationally 2.12%
Details
No IRA Available
Rate History
No change since Oct 5, 2026 · 3.90% APY · checked 4 times
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3-Month Time Deposit Account
$500
3.85%
▲ 2.35% above Wisconsin avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average1.50%▲ 2.35% above avgNationally 2.12%
Details
Limited time special offer; Balance under $100k; Jumbo ($100,000+) balances require a branch; Not available for individual retirement or business accounts; Open Online
Rate History
1 change since Sep 24, 2026 · 3.80% → 3.85% ▲ 0.05 pts · high 3.85% / low 3.80%
- Oct 14, 20263.85%▲ from 3.80%
- Sep 24, 20263.80%first recorded
Farmers & Merchants State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
90 Day Option CD
$500
3.85%
▲ 2.35% above Wisconsin avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average1.50%▲ 2.35% above avgNationally 2.12%
Details
Specials Available for Certificates & IRAs; 9 month term with option to deposit or withdraw without penalty at each 90 day anniversary; $500 minimum balance must be maintained; No institutional money; Compounding: Quarterly
Rate History
No change since Oct 4, 2026 · 3.85% APY · checked 2 times
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
3 Month Certificate
$5,000
3.75%
▲ 2.25% above Wisconsin avg
▼
Rate3.69%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average1.50%▲ 2.25% above avgNationally 2.12%
Details
IRA/HSA & Share Certificate; penalty for early withdrawal; 3 Month Certificate requires minimum deposit of $5,000; Rate = dividend rate
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
CD and IRA - 3 Month
$0
3.67%
▲ 2.17% above Wisconsin avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average1.50%▲ 2.17% above avgNationally 2.12%
Details
Balance: $20,000.00 minimum
Rate History
No change since Oct 15, 2026 · 3.67% APY
Conservation First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
3 Month CD
$0
3.60%
▲ 2.10% above Wisconsin avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average1.50%▲ 2.10% above avgNationally 2.12%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
3 Month CD
$0
3.60%
▲ 2.10% above Wisconsin avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average1.50%▲ 2.10% above avgNationally 2.12%
Details
Earn Up To
Rate History
3 changes since Sep 14, 2026 · 2.20% → 3.60% ▲ 1.40 pts · high 3.60% / low 2.20%
- Oct 8, 20263.60%▲ from 2.20%
- Sep 25, 20262.20%▼ from 3.60%
- Sep 18, 20263.60%▲ from 2.20%
- Sep 14, 20262.20%first recorded
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
90 Day IRA Certificate
$1,000
3.56%
▲ 2.06% above Wisconsin avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average1.50%▲ 2.06% above avgNationally 2.12%
Details
Rate History
No change since Oct 7, 2026 · 3.56% APY · checked 2 times
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Certificate of Deposit (CDs) - 90 Day
$1,000
3.56%
▲ 2.06% above Wisconsin avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average1.50%▲ 2.06% above avgNationally 2.12%
Details
Rate History
No change since Oct 7, 2026 · 3.56% APY · checked 2 times
Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$10,000
3.50%
▲ 2.00% above Wisconsin avg
▼
Rate3.46%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average1.50%▲ 2.00% above avgNationally 2.12%
Details
A penalty of 91 days of interest on the amount withdrawn may be imposed for CD terms less than one year. APY is subject to change without prior notice.
Rate History
1 change since Sep 14, 2026 · 2.25% → 3.50% ▲ 1.25 pts · high 3.50% / low 2.25%
- Oct 3, 20263.50%▲ from 2.25%
- Sep 14, 20262.25%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
3 Month Business Certificate of Deposit
$0
3.45%
▲ 1.95% above Wisconsin avg
▼
Rate3.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average1.50%▲ 1.95% above avgNationally 2.12%
Details
Balance: $100,000.00 and higher; Interest Compounded:; Interest Credited: At Maturity
Rate History
No change since Oct 8, 2026 · 3.45% APY · checked 3 times
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
3-Month Certificate
$250
3.44%
▲ 1.94% above Wisconsin avg
▼
Rate3.40%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 1.94% above avgNationally 2.12%
Details
Dividends paid quarterly
Rate History
1 change since Sep 14, 2026 · 3.19% → 3.44% ▲ 0.25 pts · high 3.44% / low 3.19%
- Oct 5, 20263.44%▲ from 3.19%
- Sep 14, 20263.19%first recorded
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
3 Month Certificate
$0
3.41%
▲ 1.91% above Wisconsin avg
▼
Rate3.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average1.50%▲ 1.91% above avgNationally 2.12%
Details
Minimum $500.00 Terms
Rate History
No change since Sep 25, 2026 · 3.41% APY · checked 3 times
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Share Certificate (3 Month)
$1,000
3.40%
▲ 1.90% above Wisconsin avg
▼
Rate3.36%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 1.90% above avgNationally 2.12%
Details
No IRA Available
Rate History
No change since Oct 5, 2026 · 3.40% APY · checked 4 times
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
Share Certificate and IRA Certificate - 3 Month
$0
3.25%
▲ 1.75% above Wisconsin avg
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 1.75% above avgNationally 2.12%
Details
Dividend Rate column; IRA certificate terms are 1 year or greater; Effective Date as of 10/18/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
3 Month Business Certificate of Deposit
$0
3.15%
▲ 1.65% above Wisconsin avg
▼
Rate3.11%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average1.50%▲ 1.65% above avgNationally 2.12%
Details
Balance: $25,000.00 - $99,999.99; Interest Compounded:; Interest Credited: At Maturity
Rate History
No change since Oct 8, 2026 · 3.15% APY · checked 3 times
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
3 Month Business Certificate of Deposit
$0
3.05%
▲ 1.55% above Wisconsin avg
▼
Rate3.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average1.50%▲ 1.55% above avgNationally 2.12%
Details
Balance: $1,000.00 - $24,999.99; Interest Compounded:; Interest Credited: At Maturity
Rate History
No change since Oct 8, 2026 · 3.05% APY · checked 3 times
Oostburg State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
3 Month CD
$0
3.03%
▲ 1.53% above Wisconsin avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average1.50%▲ 1.53% above avgNationally 2.12%
Details
Initial deposit $1,000 or more
Rate History
No change since Oct 14, 2026 · 3.03% APY
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
3 Month Certificate
$0
3.00%
▲ 1.50% above Wisconsin avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 1.50% above avgNationally 2.12%
Details
Effective October 18, 2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
3 Month Certificate Special
$0
3.00%
▲ 1.50% above Wisconsin avg
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 1.50% above avgNationally 2.12%
Details
Early Withdrawal Penalty: 30 Days; Effective Date: October 18, 2026
Rate History
No change since Oct 19, 2026 · 3.00% APY
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
Certificate - 3 Months
$2,000
3.00%
▲ 1.50% above Wisconsin avg
▼
Rate2.97%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 1.50% above avgNationally 2.12%
Details
Early Withdrawal Penalty: 30 Days
Rate History
No change since Oct 19, 2026 · 3.00% APY
GreenLeaf Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
3 Month Certificate
$2,500
2.85%
▲ 1.35% above Wisconsin avg
▼
Rate2.85%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average1.50%▲ 1.35% above avgNationally 2.12%
Details
Rate History
No change since Sep 19, 2026 · 2.85% APY · checked 6 times
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
3 Month Share Certificate
$500
2.85%
▲ 1.35% above Wisconsin avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 1.35% above avgNationally 2.12%
Details
Dividends compounded and credited at maturity; rates as of August 21, 2026
Rate History
No change since Sep 18, 2026 · 2.85% APY · checked 4 times
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month IRA Certificates
$0
2.85%
▲ 1.35% above Wisconsin avg
▼
Rate2.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 1.35% above avgNationally 2.12%
Details
Individual Retirement Account (IRAs) with $250,000 Minimum; Contact Us to Apply
Rate History
No change since Sep 14, 2026 · 2.85% APY · checked 8 times
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month Regular Certificate
$0
2.85%
▲ 1.35% above Wisconsin avg
▼
Rate2.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 1.35% above avgNationally 2.12%
Details
Certificates with $250,000 Minimum; Open Account
Rate History
No change since Oct 13, 2026 · 2.85% APY · checked 2 times
West Pointe Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
3 Month Fixed Rate Certificate of Deposit
$1,000
2.83%
▲ 1.33% above Wisconsin avg
▼
Rate2.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average1.50%▲ 1.33% above avgNationally 2.12%
Details
Rate History
No change since Oct 7, 2026 · 2.83% APY · checked 2 times
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month IRA Certificates
$0
2.80%
▲ 1.30% above Wisconsin avg
▼
Rate2.76%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 1.30% above avgNationally 2.12%
Details
Minimum balance $10,000
Rate History
No change since Sep 14, 2026 · 2.80% APY · checked 4 times
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month Regular Certificate
$0
2.80%
▲ 1.30% above Wisconsin avg
▼
Rate2.76%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 1.30% above avgNationally 2.12%
Details
Certificates with $10,000 Minimum
Rate History
No change since Oct 19, 2026 · 2.80% APY
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
IRA Certificates - 3 Months
$0
2.80%
▲ 1.30% above Wisconsin avg
▼
Rate2.76%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 1.30% above avgNationally 2.12%
Details
Individual Retirement Account (IRAs) with $10,000 Minimum
Rate History
No change since Oct 9, 2026 · 2.80% APY · checked 3 times
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month Certificate - Regular
$0
2.75%
▲ 1.25% above Wisconsin avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 1.25% above avgNationally 2.12%
Details
Rate History
No change since Oct 13, 2026 · 2.75% APY · checked 2 times
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month IRA Certificate
$0
2.75%
▲ 1.25% above Wisconsin avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 1.25% above avgNationally 2.12%
Details
Rate History
No change since Oct 9, 2026 · 2.75% APY · checked 2 times
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
3 Month Certificate
$500
2.52%
▲ 1.02% above Wisconsin avg
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average1.50%▲ 1.02% above avgNationally 2.12%
Details
Rate History
1 change since Sep 14, 2026 · 1.41% → 2.52% ▲ 1.11 pts · high 2.52% / low 1.41%
- Oct 7, 20262.52%▲ from 1.41%
- Sep 14, 20261.41%first recorded
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
32 - 90 Days Certificate
$500
2.52%
▲ 1.02% above Wisconsin avg
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average1.50%▲ 1.02% above avgNationally 2.12%
Details
Rate History
No change since Oct 7, 2026 · 2.52% APY · checked 2 times
County City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Share Certificate - 90 Day
$1,000
2.52%
▲ 1.02% above Wisconsin avg
▼
Rate2.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 1.02% above avgNationally 2.12%
Details
Rate History
No change since Oct 13, 2026 · 2.52% APY · checked 2 times
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
3-Month, 6-Month, 9 Month Share Certificate
$1,000
2.40%
▲ 0.90% above Wisconsin avg
▼
Rate2.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.50%▲ 0.90% above avgNationally 2.12%
Details
Interest for Share Certificates is calculated on the daily balance and paid quarterly.
Rate History
No change since Sep 18, 2026 · 2.40% APY · checked 6 times
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
3 Month CD
$2,500
2.20%
▲ 0.70% above Wisconsin avg
▼
Rate2.20%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average1.50%▲ 0.70% above avgNationally 2.12%
Details
Effective as of: 09/28/2026
Rate History
2 changes since Sep 14, 2026 · 2.20% → 2.20% ▼ 0.00 pts · high 3.60% / low 2.20%
- Sep 25, 20262.20%▼ from 3.60%
- Sep 18, 20263.60%▲ from 2.20%
- Sep 14, 20262.20%first recorded
Fond Du Lac 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
Certificate Special - 6-month
$0
4.00%
▲ 1.62% above Wisconsin avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.38%▲ 1.62% above avgNationally 2.79%
Details
APY shown accurate as of 10/1/26 and available for a limited time; Penalty for early withdrawal; Membership required
Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 3 times
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
101 Wisconsin American Dr, Fond Du Lac, WI 54937
6 Month Relationship CD
$2,500
3.50%
▲ 1.12% above Wisconsin avg
▼
Rate3.45%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▲ 1.12% above avgNationally 2.79%
Details
Minimum $2500 to open; Relationship is defined as Direct Deposit Checking
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 8 times
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
854 E Johnson St, Fond Du Lac, WI 54935
182 Day CD (6 Month)
$0
3.48%
▲ 1.10% above Wisconsin avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▲ 1.10% above avgNationally 2.79%
Details
A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Rate History
No change since Sep 14, 2026 · 3.48% APY · checked 9 times
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
854 E Johnson St, Fond Du Lac, WI 54935
182 Day IRA (6 Month)
$0
3.48%
▲ 1.10% above Wisconsin avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▲ 1.10% above avgNationally 2.79%
Details
Individual Retirement Account
Rate History
No change since Sep 14, 2026 · 3.48% APY · checked 9 times
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
101 Wisconsin American Dr, Fond Du Lac, WI 54937
6 Month CD
$2,500
3.20%
▲ 0.82% above Wisconsin avg
▼
Rate3.16%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▲ 0.82% above avgNationally 2.79%
Details
Minimum $2500 to open
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 8 times
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
6 Month Jumbo Certificates
$0
3.05%
▲ 0.67% above Wisconsin avg
▼
Rate3.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.38%▲ 0.67% above avgNationally 2.79%
Details
APY current as of 10/01/2026; penalty may be imposed for early withdrawal
Rate History
1 change since Sep 22, 2026 · 2.30% → 3.05% ▲ 0.75 pts · high 3.05% / low 2.30%
- Oct 13, 20263.05%▲ from 2.30%
- Sep 22, 20262.30%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
6 Month Certificates
$0
3.00%
▲ 0.62% above Wisconsin avg
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.38%▲ 0.62% above avgNationally 2.79%
Details
Rate History
1 change since Sep 18, 2026 · 2.25% → 3.00% ▲ 0.75 pts · high 3.00% / low 2.25%
- Oct 13, 20263.00%▲ from 2.25%
- Sep 18, 20262.25%first recorded
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
80 Sheboygan St, Fond Du Lac, WI 54935
Certificate of Deposit - 6 Month
$1,000
2.28%
▼ 0.10% below Wisconsin avg
▼
Rate2.27%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▼ 0.10% below avgNationally 2.79%
Details
No compounding during term. Interest credited at maturity.
Rate History
No change since Sep 14, 2026 · 2.28% APY · checked 8 times
Bristol Morgan Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
171 S Pioneer Rd, Fond Du Lac, WI 54935
6 Month CD/IRA
$500
2.25%
▼ 0.13% below Wisconsin avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▼ 0.13% below avgNationally 2.79%
Details
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 8 times
Bristol Morgan Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
171 S Pioneer Rd, Fond Du Lac, WI 54935
Business CDs (Certificates of Deposits) - 6 Month
$500
2.25%
▼ 0.13% below Wisconsin avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▼ 0.13% below avgNationally 2.79%
Details
Minimum to open & obtain APY: $500
Rate History
No change since Oct 14, 2026 · 2.25% APY
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
180 Day Certificate
$500
2.02%
▼ 0.36% below Wisconsin avg
▼
Rate2.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.38%▼ 0.36% below avgNationally 2.79%
Details
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 9 times
National Exchange Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
130 S Main St, Fond Du Lac, WI 54935
Certificates of Deposit - Fixed Rate - 6 Month
$1,000
2.01%
▼ 0.37% below Wisconsin avg
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▼ 0.37% below avgNationally 2.79%
Details
Rate History
No change since Oct 14, 2026 · 2.01% APY
National Exchange Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
130 S Main St, Fond Du Lac, WI 54935
IRA Certificate of Deposit - 6 Month Fixed Rate
$1,000
2.01%
▼ 0.37% below Wisconsin avg
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▼ 0.37% below avgNationally 2.79%
Details
Rate History
No change since Sep 18, 2026 · 2.01% APY · checked 4 times
Glacier Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
608 W Johnson St, Fond Du Lac, WI 54935 3134
6 Month Certificate
$500
2.00%
▼ 0.38% below Wisconsin avg
▼
Rate2.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.38%▼ 0.38% below avgNationally 2.79%
Details
Rate History
1 change since Sep 14, 2026 · 1.70% → 2.00% ▲ 0.30 pts · high 2.00% / low 1.70%
- Oct 9, 20262.00%▲ from 1.70%
- Sep 14, 20261.70%first recorded
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
51 E 1st St, Fond Du Lac, WI 54935
Certificates of Deposit - 6 Month
$500
1.15%
▼ 1.23% below Wisconsin avg
▼
Rate1.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▼ 1.23% below avgNationally 2.79%
Details
Rate History
No change since Sep 24, 2026 · 1.15% APY · checked 6 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
33 W Pioneer Rd, Fond Du Lac, WI 54935
6 Month IRA Certificate of Deposit
$0
0.05%
▼ 2.33% below Wisconsin avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▼ 2.33% below avgNationally 2.79%
Details
Minimum Balance To Obtain APY: $1,000; rates based on zip code
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
33 W Pioneer Rd, Fond Du Lac, WI 54935
6 Month Standard CD
$1,000
0.05%
▼ 2.33% below Wisconsin avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▼ 2.33% below avgNationally 2.79%
Details
Balance: up to $100,000.00; Rates for ZIP code 60603
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
6 Month Youth Share Certificate
$100
5.06%
▲ 2.68% above Wisconsin avg
▼
Rate5.00%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.38%▲ 2.68% above avgNationally 2.79%
Details
Accounts: Teen Cents Club, Junior Savers, Kangaroo Kids Club; Maximum $5,000.00 (Aggregate); Dividends compounded semi-annually; Subject to penalty for early withdrawal
Rate History
No change since Sep 18, 2026 · 5.06% APY · checked 8 times
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
6 Month Share Certificate
$500
4.50%
▲ 2.12% above Wisconsin avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.38%▲ 2.12% above avgNationally 2.79%
Details
Dividends compounded and credited at maturity; rates as of August 21, 2026
Rate History
No change since Sep 18, 2026 · 4.50% APY · checked 4 times
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Certificate of Deposit - 6 Month
$500
4.40%
▲ 2.02% above Wisconsin avg
▼
Rate4.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▲ 2.02% above avgNationally 2.79%
Details
Substantial Penalty for Early Withdrawal
Rate History
No change since Oct 14, 2026 · 4.40% APY
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
Certificates of Deposits - 6 months
$1,000
4.30%
▲ 1.92% above Wisconsin avg
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.38%▲ 1.92% above avgNationally 2.79%
Details
Rates effective 09/24/2026; APY assumes dividends remain in the account until maturity; dividends paid semi-annually and at maturity; early withdrawal penalties may apply
Rate History
No change since Oct 13, 2026 · 4.30% APY · checked 3 times
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
6 Month CD
$500
4.25%
▲ 1.87% above Wisconsin avg
▼
Rate4.19%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.38%▲ 1.87% above avgNationally 2.79%
Details
Balance: $500 - $9,999.99
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
- Sep 24, 20264.25%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
Jumbo Certificates and IRAs - 6 Months
$0
4.25%
▲ 1.87% above Wisconsin avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.38%▲ 1.87% above avgNationally 2.79%
Details
Early Withdrawal Penalty: 180 Days; Effective Date: October 18, 2026
Rate History
No change since Oct 13, 2026 · 4.25% APY · checked 2 times
Capital Area Realtors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.32%
6 Month Certificate of Deposit (CD)
$0
4.18%
▲ 1.80% above Wisconsin avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.38%▲ 1.80% above avgNationally 2.79%
Details
APR shown as rate; YIELD shown as APY
Rate History
2 changes since Sep 21, 2026 · 4.18% → 4.18% ▼ 0.00 pts · high 4.18% / low 4.15%
- Oct 13, 20264.18%▲ from 4.15%
- Oct 5, 20264.15%▼ from 4.18%
- Sep 21, 20264.18%first recorded
Bank of Luxemburg
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
6 Month CD
$1,000
4.15%
▲ 1.77% above Wisconsin avg
▼
Rate4.06%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▲ 1.77% above avgNationally 2.79%
Details
CD Specials; Not all CD/IRA specials are available for online account opening, please contact your local branch
Rate History
1 change since Sep 19, 2026 · 3.90% → 4.15% ▲ 0.25 pts · high 4.15% / low 3.90%
- Oct 14, 20264.15%▲ from 3.90%
- Sep 19, 20263.90%first recorded
Ladysmith Federal S&L
Institution Rating:
B4.6 ★Texas Ratio: 19.45%
6 Month IRA Certificate
$0
4.11%
▲ 1.73% above Wisconsin avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.38%▲ 1.73% above avgNationally 2.79%
Details
Rate History
1 change since Sep 14, 2026 · 1.51% → 4.11% ▲ 2.60 pts · high 4.11% / low 1.51%
- Oct 7, 20264.11%▲ from 1.51%
- Sep 14, 20261.51%first recorded
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
Share Certificate and IRA Certificate - 6 Month
$0
4.10%
▲ 1.72% above Wisconsin avg
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.38%▲ 1.72% above avgNationally 2.79%
Details
Dividend Rate column; IRA certificate terms are 1 year or greater; Effective Date as of 10/18/2026
Rate History
No change since Oct 19, 2026 · 4.10% APY
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
6 Month Certificate
$500
4.10%
▲ 1.72% above Wisconsin avg
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▲ 1.72% above avgNationally 2.79%
Details
IRA/HSA & Share Certificate; penalty for early withdrawal; minimum deposit $500 to open and earn dividends; Rate = dividend rate
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
- Sep 27, 20264.10%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
6-Month Business CD
$2,500
4.10%
▲ 1.72% above Wisconsin avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▲ 1.72% above avgNationally 2.79%
Details
APY accurate as of 10/13/2026; Maximum deposit $10 million; Limited-time offer
Rate History
No change since Oct 14, 2026 · 4.10% APY
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
6-Month CD
$2,500
4.10%
▲ 1.72% above Wisconsin avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▲ 1.72% above avgNationally 2.79%
Details
Short-Term Growth; Annual Percentage Yield accurate as of 10/13/2026; Limited-time offer
Rate History
1 change since Sep 14, 2026 · 3.70% → 4.10% ▲ 0.40 pts · high 4.10% / low 3.70%
- Oct 10, 20264.10%▲ from 3.70%
- Sep 14, 20263.70%first recorded
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
6-month CD
$1,000
4.00%
▲ 1.62% above Wisconsin avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▲ 1.62% above avgNationally 2.79%
Details
Online Only; 30-day simple interest penalty for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.56% → 4.00% ▲ 0.44 pts · high 4.00% / low 3.56%
- Sep 24, 20264.00%▲ from 3.56%
- Sep 14, 20263.56%first recorded
The Bank of Brodhead
Institution Rating:
A5.0 ★Texas Ratio: 9.85%
Certificates of Deposit Special - 6 Month
$500
4.00%
▲ 1.62% above Wisconsin avg
▼
Rate3.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▲ 1.62% above avgNationally 2.79%
Details
Rates Effective as of 10/7/2026; Penalty for early withdrawal and/or restrictions may apply
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
6 Month IRA Certificate
$1,000
4.00%
▲ 1.62% above Wisconsin avg
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.38%▲ 1.62% above avgNationally 2.79%
Details
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Certificate of Deposit (CDs) - 6 Month
$1,000
4.00%
▲ 1.62% above Wisconsin avg
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.38%▲ 1.62% above avgNationally 2.79%
Details
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
Alliance Bank WI
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
6 Month CD Special
$500
4.00%
▲ 1.62% above Wisconsin avg
▼
Rate3.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▲ 1.62% above avgNationally 2.79%
Details
Interest Rate: 3.95% APY 4.00%
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
PyraMax Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
6 Month Fixed Rate Special
$5,000
4.00%
▲ 1.62% above Wisconsin avg
▼
Rate4.00%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▲ 1.62% above avgNationally 2.79%
Details
Special for a 6 Month CD only; offer may expire at any time without notice; APY assumes funds remain on deposit for the term; early withdrawal penalty may apply
Rate History
1 change since Sep 14, 2026 · 3.85% → 4.00% ▲ 0.15 pts · high 4.00% / low 3.85%
- Sep 24, 20264.00%▲ from 3.85%
- Sep 14, 20263.85%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
6 Month Business Certificate of Deposit
$0
4.00%
▲ 1.62% above Wisconsin avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▲ 1.62% above avgNationally 2.79%
Details
Balance: $100,000.00 and higher; Interest Compounded: Quarterly; Interest Credited: Quarterly
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 3 times
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6 Month CDs
$1,000
4.00%
▲ 1.62% above Wisconsin avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▲ 1.62% above avgNationally 2.79%
Details
Min. balance to open & obtain APY; Early withdrawal may be subject to penalty
Rate History
1 change since Sep 20, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90%
- Oct 8, 20264.00%▲ from 3.90%
- Sep 20, 20263.90%first recorded
Farmers & Merchants State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD (Commercial)
$500
4.00%
▲ 1.62% above Wisconsin avg
▼
Rate3.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.38%▲ 1.62% above avgNationally 2.79%
Details
Commercial Deposit; Compounding: At Maturity
Rate History
No change since Oct 15, 2026 · 4.00% APY
Farmers & Merchants State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate
$500
4.00%
▲ 1.62% above Wisconsin avg
▼
Rate3.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.38%▲ 1.62% above avgNationally 2.79%
Details
Specials Available for Certificates & Individual Retirement Accounts (IRAs); Compounding: At Maturity
Rate History
No change since Oct 4, 2026 · 4.00% APY · checked 2 times
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Jumbo Share Certificate (6 Month)
$10,000
4.00%
▲ 1.62% above Wisconsin avg
▼
Rate3.94%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.38%▲ 1.62% above avgNationally 2.79%
Details
No IRA Available
Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 4 times
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
6 Month Certificate
$0
4.00%
▲ 1.62% above Wisconsin avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▲ 1.62% above avgNationally 2.79%
Details
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
R.I.A. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6 Month Share Certificate
$0
3.92%
▲ 1.54% above Wisconsin avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.38%▲ 1.54% above avgNationally 2.79%
Details
Dividend Frequency: Monthly
Rate History
No change since Sep 14, 2026 · 3.92% APY · checked 9 times
GreenLeaf Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
6 Month Certificate
$2,500
3.90%
▲ 1.52% above Wisconsin avg
▼
Rate3.90%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.38%▲ 1.52% above avgNationally 2.79%
Details
Rate History
No change since Sep 19, 2026 · 3.90% APY · checked 6 times
Conservation First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
6 Month CD
$0
3.90%
▲ 1.52% above Wisconsin avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.38%▲ 1.52% above avgNationally 2.79%
Details
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 6 times
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6-Month CD
$1,000
3.90%
▲ 1.52% above Wisconsin avg
▼
Rate3.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▲ 1.52% above avgNationally 2.79%
Details
Minimum balance to open/obtain the APY. Early withdrawal may be subject to penalty.
Rate History
2 changes since Sep 20, 2026 · 3.90% → 3.90% ▼ 0.00 pts · high 4.00% / low 3.90%
- Oct 14, 20263.90%▼ from 4.00%
- Oct 8, 20264.00%▲ from 3.90%
- Sep 20, 20263.90%first recorded
Ladysmith Federal S&L
Institution Rating:
B4.6 ★Texas Ratio: 19.45%
6 Month Certificate
$1,000
3.86%
▲ 1.48% above Wisconsin avg
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.38%▲ 1.48% above avgNationally 2.79%
Details
Rate History
No change since Sep 14, 2026 · 3.86% APY · checked 6 times
Laona State Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
6 Month Certificate Special
$10,000
3.82%
▲ 1.44% above Wisconsin avg
▼
Rate3.75%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.38%▲ 1.44% above avgNationally 2.79%
Details
Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 7 times
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
6 Month Business Certificate of Deposit
$0
3.80%
▲ 1.42% above Wisconsin avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.38%▲ 1.42% above avgNationally 2.79%
Details
Balance: $25,000.00 - $99,999.99; Interest Compounded: Quarterly; Interest Credited: Quarterly
Rate History
No change since Oct 8, 2026 · 3.80% APY · checked 3 times
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
6 Month Certificate
$1,000
3.80%
▲ 1.42% above Wisconsin avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.38%▲ 1.42% above avgNationally 2.79%
Details
Balance: $100,000+; Regular or IRA certificate
Rate History
No change since Sep 29, 2026 · 3.80% APY · checked 5 times
Fond Du Lac 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
Jumbo Individual Retirement Account Certificates - 12-month
$0
4.15%
▲ 1.34% above Wisconsin avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 1.34% above avgNationally 3.01%
Details
Traditional, Roth, and Coverdell IRA account. Penalty may be imposed for early withdrawal.
Rate History
1 change since Sep 14, 2026 · 3.16% → 4.15% ▲ 0.99 pts · high 4.15% / low 3.16%
- Oct 5, 20264.15%▲ from 3.16%
- Sep 14, 20263.16%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
Individual Retirement Account Certificates - 12-month IRA
$0
4.10%
▲ 1.29% above Wisconsin avg
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 1.29% above avgNationally 3.01%
Details
Traditional, Roth, and Coverdell IRA account; penalty may be imposed for early withdrawal
Rate History
No change since Oct 13, 2026 · 4.10% APY · checked 2 times
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
12 Month Jumbo Certificates
$0
4.05%
▲ 1.24% above Wisconsin avg
▼
Rate3.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 1.24% above avgNationally 3.01%
Details
APY current as of 10/01/2026; penalty may be imposed for early withdrawal
Rate History
1 change since Sep 22, 2026 · 3.05% → 4.05% ▲ 1.00 pts · high 4.05% / low 3.05%
- Oct 13, 20264.05%▲ from 3.05%
- Sep 22, 20263.05%first recorded
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
101 Wisconsin American Dr, Fond Du Lac, WI 54937
12 Month Relationship CD
$2,500
4.00%
▲ 1.19% above Wisconsin avg
▼
Rate3.94%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▲ 1.19% above avgNationally 3.01%
Details
Minimum $2500 to open; Relationship is defined as Direct Deposit Checking
Rate History
1 change since Sep 14, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80%
- Sep 24, 20264.00%▲ from 3.80%
- Sep 14, 20263.80%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
12 Month Certificates
$0
4.00%
▲ 1.19% above Wisconsin avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 1.19% above avgNationally 3.01%
Details
Rate History
1 change since Sep 18, 2026 · 3.00% → 4.00% ▲ 1.00 pts · high 4.00% / low 3.00%
- Oct 13, 20264.00%▲ from 3.00%
- Sep 18, 20263.00%first recorded
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
101 Wisconsin American Dr, Fond Du Lac, WI 54937
12 Month CD
$2,500
3.70%
▲ 0.89% above Wisconsin avg
▼
Rate3.65%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▲ 0.89% above avgNationally 3.01%
Details
Minimum $2500 to open
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.70% ▲ 0.20 pts · high 3.70% / low 3.50%
- Sep 24, 20263.70%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
854 E Johnson St, Fond Du Lac, WI 54935
1 Year CD
$0
3.48%
▲ 0.67% above Wisconsin avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▲ 0.67% above avgNationally 3.01%
Details
A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Rate History
No change since Sep 14, 2026 · 3.48% APY · checked 9 times
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
854 E Johnson St, Fond Du Lac, WI 54935
1 Year IRA
$0
3.48%
▲ 0.67% above Wisconsin avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▲ 0.67% above avgNationally 3.01%
Details
Individual Retirement Account
Rate History
No change since Sep 14, 2026 · 3.48% APY · checked 9 times
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
854 E Johnson St, Fond Du Lac, WI 54935
1 Year Variable Rate IRA
$0
3.48%
▲ 0.67% above Wisconsin avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▲ 0.67% above avgNationally 3.01%
Details
Rate History
No change since Sep 14, 2026 · 3.48% APY · checked 9 times
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
1 Year Balance Builder Certificate
$100
2.52%
▼ 0.29% below Wisconsin avg
▼
Rate2.50%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▼ 0.29% below avgNationally 3.01%
Details
Rate History
No change since Sep 14, 2026 · 2.52% APY · checked 9 times
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
1 Year Certificate
$500
2.52%
▼ 0.29% below Wisconsin avg
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▼ 0.29% below avgNationally 3.01%
Details
Rate History
No change since Sep 14, 2026 · 2.52% APY · checked 9 times
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
1 Year IRA Certificate
$500
2.52%
▼ 0.29% below Wisconsin avg
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▼ 0.29% below avgNationally 3.01%
Details
Rate History
No change since Sep 14, 2026 · 2.52% APY · checked 9 times
Glacier Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
608 W Johnson St, Fond Du Lac, WI 54935 3134
12 Month Certificate
$500
2.50%
▼ 0.31% below Wisconsin avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▼ 0.31% below avgNationally 3.01%
Details
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 9 times
Bristol Morgan Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
171 S Pioneer Rd, Fond Du Lac, WI 54935
12 Month CD/IRA
$500
2.35%
▼ 0.46% below Wisconsin avg
▼
Rate2.32%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▼ 0.46% below avgNationally 3.01%
Details
Rate History
No change since Sep 14, 2026 · 2.35% APY · checked 8 times
Bristol Morgan Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
171 S Pioneer Rd, Fond Du Lac, WI 54935
Business CDs (Certificates of Deposits) - 12 Month
$500
2.35%
▼ 0.46% below Wisconsin avg
▼
Rate2.32%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▼ 0.46% below avgNationally 3.01%
Details
Minimum to open & obtain APY: $500
Rate History
No change since Oct 14, 2026 · 2.35% APY
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
80 Sheboygan St, Fond Du Lac, WI 54935
Certificate of Deposit - 12 Month
$1,000
2.28%
▼ 0.53% below Wisconsin avg
▼
Rate2.27%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▼ 0.53% below avgNationally 3.01%
Details
Rate History
No change since Sep 14, 2026 · 2.28% APY · checked 8 times
Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
740 W Johnson St, Fond du Lac, WI 54935 2016
Share/IRA Certificate - 12-month
$1,000
2.25%
▼ 0.56% below Wisconsin avg
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▼ 0.56% below avgNationally 3.01%
Details
Dividends compound monthly; fixed for initial term; Credit Union penalty for early withdrawals
Rate History
No change since Oct 19, 2026 · 2.25% APY
National Exchange Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
130 S Main St, Fond Du Lac, WI 54935
Certificates of Deposit - Fixed Rate - 12 Month
$1,000
2.00%
▼ 0.81% below Wisconsin avg
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▼ 0.81% below avgNationally 3.01%
Details
Rate History
No change since Oct 14, 2026 · 2.00% APY
National Exchange Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
130 S Main St, Fond Du Lac, WI 54935
IRA Certificate of Deposit - 12 Month Fixed Rate
$1,000
2.00%
▼ 0.81% below Wisconsin avg
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▼ 0.81% below avgNationally 3.01%
Details
Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 4 times
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
51 E 1st St, Fond Du Lac, WI 54935
Certificates of Deposit - 1 Year
$500
2.00%
▼ 0.81% below Wisconsin avg
▼
Rate2.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▼ 0.81% below avgNationally 3.01%
Details
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 6 times
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
51 E 1st St, Fond Du Lac, WI 54935
IRA (CD) Accounts - 1 Year
$500
2.00%
▼ 0.81% below Wisconsin avg
▼
Rate2.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▼ 0.81% below avgNationally 3.01%
Details
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 6 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
33 W Pioneer Rd, Fond Du Lac, WI 54935
12 Month IRA Certificate of Deposit
$0
0.75%
▼ 2.06% below Wisconsin avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▼ 2.06% below avgNationally 3.01%
Details
Minimum Balance To Obtain APY: $1,000; rates based on zip code
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
33 W Pioneer Rd, Fond Du Lac, WI 54935
12 Month Standard CD
$1,000
0.75%
▼ 2.06% below Wisconsin avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▼ 2.06% below avgNationally 3.01%
Details
Balance: up to $100,000.00; Rates for ZIP code 60603
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
740 W Johnson St, Fond du Lac, WI 54935 2016
Add-On Certificate - 12-month
$25
0.20%
▼ 2.61% below Wisconsin avg
▼
Rate0.20%
Min Deposit$25
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▼ 2.61% below avgNationally 3.01%
Details
Additional deposits allowed; dividends compound monthly; fixed for initial term; Credit Union penalty for early withdrawals
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 7 times
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
12 Month Youth Saver Certificate
$100
6.00%
▲ 3.19% above Wisconsin avg
▼
Rate5.87%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 3.19% above avgNationally 3.01%
Details
$100 minimum | $3,000 maximum
Rate History
No change since Sep 14, 2026 · 6.00% APY · checked 9 times
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
Teenager (Age 13-17) - 12 Month Term (Deposit Certificiate)
$100
5.50%
▲ 2.69% above Wisconsin avg
▼
Rate5.39%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 2.69% above avgNationally 3.01%
Details
Ages: 13-17
Rate History
No change since Oct 13, 2026 · 5.50% APY · checked 2 times
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
12 Month Certificate
$0
4.63%
▲ 1.82% above Wisconsin avg
▼
Rate4.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.81%▲ 1.82% above avgNationally 3.01%
Details
Balance: $35,000+
Rate History
1 change since Sep 14, 2026 · 3.55% → 4.63% ▲ 1.08 pts · high 4.63% / low 3.55%
- Sep 24, 20264.63%▲ from 3.55%
- Sep 14, 20263.55%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
12-Month CD
$100,000
4.59%
▲ 1.78% above Wisconsin avg
▼
Rate4.50%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.81%▲ 1.78% above avgNationally 3.01%
Details
Balance tier: $100.000.00
Rate History
1 change since Sep 14, 2026 · 4.33% → 4.59% ▲ 0.26 pts · high 4.59% / low 4.33%
- Oct 5, 20264.59%▲ from 4.33%
- Sep 14, 20264.33%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
12-Month Traditional/Roth IRA CD
$100,000
4.59%
▲ 1.78% above Wisconsin avg
▼
Rate4.50%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.81%▲ 1.78% above avgNationally 3.01%
Details
Rate History
1 change since Sep 14, 2026 · 4.33% → 4.59% ▲ 0.26 pts · high 4.59% / low 4.33%
- Sep 29, 20264.59%▲ from 4.33%
- Sep 14, 20264.33%first recorded
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
12 Month CD Special
$1,000
4.50%
▲ 1.69% above Wisconsin avg
▼
Rate4.41%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 1.69% above avgNationally 3.01%
Details
Membership eligibility required; Penalties for early withdrawal
Rate History
1 change since Sep 18, 2026 · 3.60% → 4.50% ▲ 0.90 pts · high 4.50% / low 3.60%
- Oct 1, 20264.50%▲ from 3.60%
- Sep 18, 20263.60%first recorded
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
12 Month IRA Certificates - CD Special
$500
4.50%
▲ 1.69% above Wisconsin avg
▼
Rate4.43%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 1.69% above avgNationally 3.01%
Details
CD SPECIAL
Rate History
No change since Oct 19, 2026 · 4.50% APY
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
Jumbo Certificates and IRAs - 12 Months
$0
4.50%
▲ 1.69% above Wisconsin avg
▼
Rate4.43%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 1.69% above avgNationally 3.01%
Details
Early Withdrawal Penalty: 270 Days; Effective Date: October 18, 2026
Rate History
No change since Oct 13, 2026 · 4.50% APY · checked 2 times
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
12-Month CD
$500
4.44%
▲ 1.63% above Wisconsin avg
▼
Rate4.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.81%▲ 1.63% above avgNationally 3.01%
Details
Balance tier: $500.00
Rate History
1 change since Sep 14, 2026 · 4.18% → 4.44% ▲ 0.26 pts · high 4.44% / low 4.18%
- Oct 5, 20264.44%▲ from 4.18%
- Sep 14, 20264.18%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
12-Month Traditional/Roth IRA CD
$500
4.44%
▲ 1.63% above Wisconsin avg
▼
Rate4.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.81%▲ 1.63% above avgNationally 3.01%
Details
Rate History
1 change since Sep 14, 2026 · 4.18% → 4.44% ▲ 0.26 pts · high 4.44% / low 4.18%
- Sep 29, 20264.44%▲ from 4.18%
- Sep 14, 20264.18%first recorded
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
12 Month Certificate Account
$0
4.40%
▲ 1.59% above Wisconsin avg
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▲ 1.59% above avgNationally 3.01%
Details
Maturity Date (Regular, Business or IRA)
Rate History
No change since Sep 18, 2026 · 4.40% APY · checked 7 times
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
12-month CD
$1,000
4.35%
▲ 1.54% above Wisconsin avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▲ 1.54% above avgNationally 3.01%
Details
Featured rate; Online Only; 30-day simple interest penalty for early withdrawal
Rate History
1 change since Sep 14, 2026 · 4.15% → 4.35% ▲ 0.20 pts · high 4.35% / low 4.15%
- Sep 24, 20264.35%▲ from 4.15%
- Sep 14, 20264.15%first recorded
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
IRA Certificate - 12 month
$1,000
4.35%
▲ 1.54% above Wisconsin avg
▼
Rate4.28%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 1.54% above avgNationally 3.01%
Details
Rate History
1 change since Sep 18, 2026 · 3.85% → 4.35% ▲ 0.50 pts · high 4.35% / low 3.85%
- Oct 19, 20264.35%▲ from 3.85%
- Sep 18, 20263.85%first recorded
River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
12 Month CD & IRA
$1,000
4.30%
▲ 1.49% above Wisconsin avg
▼
Rate4.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▲ 1.49% above avgNationally 3.01%
Details
CD & IRA Specials
Rate History
No change since Oct 7, 2026 · 4.30% APY · checked 4 times
FNB of Bangor
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
Certificate of Deposit - 12 Months
$0
4.30%
▲ 1.49% above Wisconsin avg
▼
Rate4.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▲ 1.49% above avgNationally 3.01%
Details
Rate History
No change since Sep 14, 2026 · 4.30% APY · checked 8 times
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
12 Month Business Certificates
$100
4.30%
▲ 1.49% above Wisconsin avg
▼
Rate4.23%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 1.49% above avgNationally 3.01%
Details
Substantial penalty for early withdrawal
Rate History
1 change since Sep 22, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
- Oct 9, 20264.30%▲ from 3.80%
- Sep 22, 20263.80%first recorded
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
Certificates - 12 month
$100
4.30%
▲ 1.49% above Wisconsin avg
▼
Rate4.23%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 1.49% above avgNationally 3.01%
Details
Rate History
1 change since Sep 14, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
- Oct 9, 20264.30%▲ from 3.80%
- Sep 14, 20263.80%first recorded
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
12 Month Certificate
$500
4.30%
▲ 1.49% above Wisconsin avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▲ 1.49% above avgNationally 3.01%
Details
IRA/HSA & Share Certificate; penalty for early withdrawal; minimum deposit $500 to open and earn dividends; Rate = dividend rate
Rate History
1 change since Sep 14, 2026 · 4.25% → 4.30% ▲ 0.05 pts · high 4.30% / low 4.25%
- Sep 27, 20264.30%▲ from 4.25%
- Sep 14, 20264.25%first recorded
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
12 Month Business CD
$500
4.30%
▲ 1.49% above Wisconsin avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▲ 1.49% above avgNationally 3.01%
Details
APY accurate as of 10/13/2026; Maximum deposit $10 million; Limited-time offer
Rate History
No change since Oct 14, 2026 · 4.30% APY
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
12-Month CD
$500
4.30%
▲ 1.49% above Wisconsin avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▲ 1.49% above avgNationally 3.01%
Details
Top Rate; Annual Percentage Yield accurate as of 10/13/2026; Not available for public units or Business CDs; Limited-time offer
Rate History
1 change since Sep 14, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
- Oct 10, 20264.30%▲ from 3.80%
- Sep 14, 20263.80%first recorded
Capital Area Realtors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.32%
12 Month Certificate of Deposit (CD)
$0
4.29%
▲ 1.48% above Wisconsin avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.81%▲ 1.48% above avgNationally 3.01%
Details
APR shown as rate; YIELD shown as APY
Rate History
2 changes since Sep 21, 2026 · 4.29% → 4.29% ▼ 0.00 pts · high 4.29% / low 4.25%
- Oct 13, 20264.29%▲ from 4.25%
- Oct 5, 20264.25%▼ from 4.29%
- Sep 21, 20264.29%first recorded
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Certificate of Deposit - 12 Month
$500
4.25%
▲ 1.44% above Wisconsin avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▲ 1.44% above avgNationally 3.01%
Details
Substantial Penalty for Early Withdrawal
Rate History
No change since Oct 14, 2026 · 4.25% APY
The Bank of New Glarus
Institution Rating:
A-5.0 ★Texas Ratio: 15.01%
12 Month CD/IRA
$2,000
4.25%
▲ 1.44% above Wisconsin avg
▼
Rate4.18%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.81%▲ 1.44% above avgNationally 3.01%
Details
Specials
Rate History
No change since Sep 19, 2026 · 4.25% APY · checked 8 times
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
Youngster (Age 0-12) - 12 Month Term (Deposit Certificate)
$100
4.25%
▲ 1.44% above Wisconsin avg
▼
Rate4.18%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 1.44% above avgNationally 3.01%
Details
Ages: 0-12
Rate History
No change since Oct 13, 2026 · 4.25% APY · checked 2 times
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
12 Month Share Certificate
$100
4.25%
▲ 1.44% above Wisconsin avg
▼
Rate4.18%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 1.44% above avgNationally 3.01%
Details
Section: Share Certificates and IRA Certificates; $100 Minimum to Open or Earn Dividends; Certificate penalty for early withdrawals applies
Rate History
No change since Oct 19, 2026 · 4.25% APY
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Share Certificates and IRA Certificates - 12 Months
$100
4.25%
▲ 1.44% above Wisconsin avg
▼
Rate4.18%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 1.44% above avgNationally 3.01%
Details
Rate History
No change since Oct 19, 2026 · 4.25% APY
Fond Du Lac 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
101 Wisconsin American Dr, Fond Du Lac, WI 54937
18 Month Relationship CD
$2,500
4.25%
▲ 1.47% above Wisconsin avg
▼
Rate4.18%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▲ 1.47% above avgNationally 2.88%
Details
Minimum $2500 to open; Relationship is defined as Direct Deposit Checking
Rate History
1 change since Sep 14, 2026 · 4.10% → 4.25% ▲ 0.15 pts · high 4.25% / low 4.10%
- Sep 24, 20264.25%▲ from 4.10%
- Sep 14, 20264.10%first recorded
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
101 Wisconsin American Dr, Fond Du Lac, WI 54937
18 Month CD
$2,500
3.95%
▲ 1.17% above Wisconsin avg
▼
Rate3.89%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▲ 1.17% above avgNationally 2.88%
Details
Minimum $2500 to open
Rate History
1 change since Sep 14, 2026 · 3.80% → 3.95% ▲ 0.15 pts · high 3.95% / low 3.80%
- Sep 24, 20263.95%▲ from 3.80%
- Sep 14, 20263.80%first recorded
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
854 E Johnson St, Fond Du Lac, WI 54935
1 1/2 Year CD (18 Month)
$0
3.58%
▲ 0.80% above Wisconsin avg
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▲ 0.80% above avgNationally 2.88%
Details
Term: 1 1/2 Year (18 Month); A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Rate History
No change since Sep 18, 2026 · 3.58% APY · checked 8 times
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
854 E Johnson St, Fond Du Lac, WI 54935
1 1/2 Year IRA (18 Month)
$0
3.58%
▲ 0.80% above Wisconsin avg
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▲ 0.80% above avgNationally 2.88%
Details
Term: 1 1/2 Year (18 Month); Individual Retirement Account
Rate History
No change since Sep 18, 2026 · 3.58% APY · checked 2 times
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
Jumbo Individual Retirement Account Certificates - 18-month
$0
3.40%
▲ 0.62% above Wisconsin avg
▼
Rate3.36%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 0.62% above avgNationally 2.88%
Details
Traditional, Roth, and Coverdell IRA account. Penalty may be imposed for early withdrawal.
Rate History
1 change since Sep 14, 2026 · 3.16% → 3.40% ▲ 0.24 pts · high 3.40% / low 3.16%
- Oct 5, 20263.40%▲ from 3.16%
- Sep 14, 20263.16%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
Individual Retirement Account Certificates - 18-month IRA
$0
3.35%
▲ 0.57% above Wisconsin avg
▼
Rate3.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 0.57% above avgNationally 2.88%
Details
Traditional, Roth, and Coverdell IRA account; penalty may be imposed for early withdrawal
Rate History
No change since Oct 13, 2026 · 3.35% APY · checked 2 times
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
18 Month Jumbo Certificates
$0
3.30%
▲ 0.52% above Wisconsin avg
▼
Rate3.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 0.52% above avgNationally 2.88%
Details
APY current as of 10/01/2026; penalty may be imposed for early withdrawal
Rate History
1 change since Sep 22, 2026 · 3.05% → 3.30% ▲ 0.25 pts · high 3.30% / low 3.05%
- Oct 13, 20263.30%▲ from 3.05%
- Sep 22, 20263.05%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
18 Month Certificates
$0
3.25%
▲ 0.47% above Wisconsin avg
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 0.47% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.25% ▲ 0.25 pts · high 3.25% / low 3.00%
- Oct 13, 20263.25%▲ from 3.00%
- Sep 18, 20263.00%first recorded
Glacier Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
608 W Johnson St, Fond Du Lac, WI 54935 3134
18 Month Certificate
$500
2.75%
▼ 0.03% below Wisconsin avg
▼
Rate2.73%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▼ 0.03% below avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 9 times
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
18 Month Certificate
$1,000
2.52%
▼ 0.26% below Wisconsin avg
▼
Rate2.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▼ 0.26% below avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 2.52% APY · checked 9 times
Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
740 W Johnson St, Fond du Lac, WI 54935 2016
Share/IRA Certificate - 18-month
$1,000
2.50%
▼ 0.28% below Wisconsin avg
▼
Rate2.47%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▼ 0.28% below avgNationally 2.88%
Details
Dividends compound monthly; fixed for initial term; Credit Union penalty for early withdrawals
Rate History
No change since Oct 19, 2026 · 2.50% APY
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
80 Sheboygan St, Fond Du Lac, WI 54935
Certificate of Deposit - 18 Month
$1,000
2.28%
▼ 0.50% below Wisconsin avg
▼
Rate2.27%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▼ 0.50% below avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 2.28% APY · checked 8 times
National Exchange Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
130 S Main St, Fond Du Lac, WI 54935
Certificates of Deposit - Fixed Rate - 18 Month
$1,000
2.00%
▼ 0.78% below Wisconsin avg
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▼ 0.78% below avgNationally 2.88%
Details
Rate History
No change since Oct 14, 2026 · 2.00% APY
National Exchange Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
130 S Main St, Fond Du Lac, WI 54935
IRA Certificate of Deposit - 18 Month Fixed Rate
$1,000
2.00%
▼ 0.78% below Wisconsin avg
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▼ 0.78% below avgNationally 2.88%
Details
Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 4 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
33 W Pioneer Rd, Fond Du Lac, WI 54935
18 Month IRA Certificate of Deposit
$0
0.75%
▼ 2.03% below Wisconsin avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▼ 2.03% below avgNationally 2.88%
Details
Minimum Balance To Obtain APY: $1,000; rates based on zip code
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
33 W Pioneer Rd, Fond Du Lac, WI 54935
18 Month Standard CD
$1,000
0.75%
▼ 2.03% below Wisconsin avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▼ 2.03% below avgNationally 2.88%
Details
Balance: up to $100,000.00; Rates for ZIP code 60603
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 mo Variable Rate IRA - 18 mo Certificate of Deposit
$500
4.84%
▲ 2.06% above Wisconsin avg
▼
Rate4.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.78%▲ 2.06% above avgNationally 2.88%
Details
Interest Credited: Quarterly; Variable
Rate History
No change since Sep 14, 2026 · 4.84% APY · checked 6 times
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
IRA Certificate - 18 month
$1,000
4.75%
▲ 1.97% above Wisconsin avg
▼
Rate4.67%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.97% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.95% → 4.75% ▲ 0.80 pts · high 4.75% / low 3.95%
- Oct 19, 20264.75%▲ from 3.95%
- Sep 14, 20263.95%first recorded
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
18 Month Business Certificates
$100
4.70%
▲ 1.92% above Wisconsin avg
▼
Rate4.62%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.92% above avgNationally 2.88%
Details
Substantial penalty for early withdrawal
Rate History
1 change since Sep 22, 2026 · 3.90% → 4.70% ▲ 0.80 pts · high 4.70% / low 3.90%
- Oct 9, 20264.70%▲ from 3.90%
- Sep 22, 20263.90%first recorded
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
Certificates - 18 month
$100
4.70%
▲ 1.92% above Wisconsin avg
▼
Rate4.62%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.92% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.90% → 4.70% ▲ 0.80 pts · high 4.70% / low 3.90%
- Oct 9, 20264.70%▲ from 3.90%
- Sep 14, 20263.90%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
18-Month CD
$500
4.49%
▲ 1.71% above Wisconsin avg
▼
Rate4.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.78%▲ 1.71% above avgNationally 2.88%
Details
Balance tier: $500.00
Rate History
1 change since Sep 14, 2026 · 4.02% → 4.49% ▲ 0.47 pts · high 4.49% / low 4.02%
- Oct 5, 20264.49%▲ from 4.02%
- Sep 14, 20264.02%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
18-Month Traditional/Roth IRA CD
$500
4.49%
▲ 1.71% above Wisconsin avg
▼
Rate4.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.78%▲ 1.71% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 4.02% → 4.49% ▲ 0.47 pts · high 4.49% / low 4.02%
- Sep 29, 20264.49%▲ from 4.02%
- Sep 14, 20264.02%first recorded
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
18 Month Variable Rate IRA - Basic MVP
$50
4.49%
▲ 1.71% above Wisconsin avg
▼
Rate4.39%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.71% above avgNationally 2.88%
Details
Compounded: Daily; MVP Level: Basic; Effective Date: October 1, 2026
Rate History
No change since Oct 19, 2026 · 4.49% APY
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
18 Month Variable Rate IRA - Gold MVP
$50
4.49%
▲ 1.71% above Wisconsin avg
▼
Rate4.39%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.71% above avgNationally 2.88%
Details
Compounded: Daily; MVP Level: Gold; Effective Date: October 1, 2026
Rate History
No change since Oct 19, 2026 · 4.49% APY
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
18 Month Variable Rate IRA - Silver MVP
$50
4.49%
▲ 1.71% above Wisconsin avg
▼
Rate4.39%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.71% above avgNationally 2.88%
Details
Compounded: Daily; MVP Level: Silver; Effective Date: October 1, 2026
Rate History
No change since Oct 19, 2026 · 4.49% APY
Capital Area Realtors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.32%
18 Month Certificate of Deposit (CD)
$0
4.41%
▲ 1.63% above Wisconsin avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.78%▲ 1.63% above avgNationally 2.88%
Details
APR shown as rate; YIELD shown as APY
Rate History
2 changes since Sep 21, 2026 · 4.41% → 4.41% ▼ 0.00 pts · high 4.41% / low 4.35%
- Oct 13, 20264.41%▲ from 4.35%
- Oct 5, 20264.35%▼ from 4.41%
- Sep 21, 20264.41%first recorded
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
18 Month Certificate Account
$0
4.40%
▲ 1.62% above Wisconsin avg
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▲ 1.62% above avgNationally 2.88%
Details
Maturity Date (Regular, Business or IRA)
Rate History
No change since Sep 18, 2026 · 4.40% APY · checked 7 times
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
18 Month Certificate
$500
4.40%
▲ 1.62% above Wisconsin avg
▼
Rate4.31%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▲ 1.62% above avgNationally 2.88%
Details
IRA/HSA & Share Certificate; penalty for early withdrawal; minimum deposit $500 to open and earn dividends; Rate = dividend rate
Rate History
1 change since Sep 14, 2026 · 4.20% → 4.40% ▲ 0.20 pts · high 4.40% / low 4.20%
- Sep 27, 20264.40%▲ from 4.20%
- Sep 14, 20264.20%first recorded
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month IRA
$0
4.35%
▲ 1.57% above Wisconsin avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▲ 1.57% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.90% → 4.35% ▲ 0.45 pts · high 4.35% / low 3.90%
- Oct 3, 20264.35%▲ from 3.90%
- Sep 14, 20263.90%first recorded
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit - 18 Month
$0
4.35%
▲ 1.57% above Wisconsin avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▲ 1.57% above avgNationally 2.88%
Details
Rate History
No change since Oct 14, 2026 · 4.35% APY
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
18 Month Certificate of Deposit
$0
4.34%
▲ 1.56% above Wisconsin avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.56% above avgNationally 2.88%
Details
Rate History
No change since Oct 13, 2026 · 4.34% APY · checked 2 times
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
18 Month IRA Certificate
$0
4.34%
▲ 1.56% above Wisconsin avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.56% above avgNationally 2.88%
Details
Rate History
No change since Oct 13, 2026 · 4.34% APY · checked 2 times
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit - 18 months
$0
4.34%
▲ 1.56% above Wisconsin avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.56% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 4.13% → 4.34% ▲ 0.21 pts · high 4.34% / low 4.13%
- Oct 13, 20264.34%▲ from 4.13%
- Sep 14, 20264.13%first recorded
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
IRA Certificate - 18 months
$0
4.34%
▲ 1.56% above Wisconsin avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.56% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 4.13% → 4.34% ▲ 0.21 pts · high 4.34% / low 4.13%
- Oct 13, 20264.34%▲ from 4.13%
- Sep 14, 20264.13%first recorded
Fidelity Bank & Trust (IA)
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
18 Month CD
$0
4.30%
▲ 1.52% above Wisconsin avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▲ 1.52% above avgNationally 2.88%
Details
Balance: $500.00 - $99,999.99
Rate History
2 changes since Sep 18, 2026 · 2.36% → 4.30% ▲ 1.94 pts · high 4.30% / low 2.36%
- Oct 14, 20264.30%▲ from 4.10%
- Oct 2, 20264.10%▲ from 2.36%
- Sep 18, 20262.36%first recorded
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Certificate of Deposit - 18 Month
$500
4.30%
▲ 1.52% above Wisconsin avg
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▲ 1.52% above avgNationally 2.88%
Details
Substantial Penalty for Early Withdrawal
Rate History
No change since Oct 14, 2026 · 4.30% APY
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
18 Month Share Certificate
$100
4.25%
▲ 1.47% above Wisconsin avg
▼
Rate4.18%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.47% above avgNationally 2.88%
Details
Section: Share Certificates and IRA Certificates; $100 Minimum to Open or Earn Dividends; Certificate penalty for early withdrawals applies
Rate History
No change since Oct 19, 2026 · 4.25% APY
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Share Certificate Special - 18 Months
$100
4.25%
▲ 1.47% above Wisconsin avg
▼
Rate4.18%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.47% above avgNationally 2.88%
Details
Rate History
No change since Oct 13, 2026 · 4.25% APY · checked 2 times
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Share Certificates and IRA Certificates - 18 Months
$100
4.25%
▲ 1.47% above Wisconsin avg
▼
Rate4.18%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.47% above avgNationally 2.88%
Details
Rate History
No change since Oct 19, 2026 · 4.25% APY
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Special 18 Months
$100
4.25%
▲ 1.47% above Wisconsin avg
▼
Rate4.18%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.47% above avgNationally 2.88%
Details
Share Certificates and IRA Certificates; $100 Minimum to Open or Earn Dividends
Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 6 times
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
18-Month Certificate
$0
4.25%
▲ 1.47% above Wisconsin avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.47% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 8 times
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
18-Month CD
$500
4.25%
▲ 1.47% above Wisconsin avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▲ 1.47% above avgNationally 2.88%
Details
Balanced Growth; Annual Percentage Yield accurate as of 10/13/2026; Not available for public units or Business CDs; Limited time offer
Rate History
No change since Oct 10, 2026 · 4.25% APY · checked 2 times
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Jumbo Share or IRA Certificate (18 Month)
$10,000
4.20%
▲ 1.42% above Wisconsin avg
▼
Rate4.13%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.42% above avgNationally 2.88%
Details
Rate History
No change since Oct 5, 2026 · 4.20% APY · checked 4 times
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
18-month CD
$1,000
4.15%
▲ 1.37% above Wisconsin avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▲ 1.37% above avgNationally 2.88%
Details
Online Only; 30-day simple interest penalty for early withdrawal
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
- Sep 24, 20264.15%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
18-Month CD
$1,000
4.15%
▲ 1.37% above Wisconsin avg
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▲ 1.37% above avgNationally 2.88%
Details
Certificate of Deposit Special Offer; Simple interest rate 4.07%; Minimum balance to receive APY $1,000.00
Rate History
1 change since Sep 19, 2026 · 3.56% → 4.15% ▲ 0.59 pts · high 4.15% / low 3.56%
- Sep 27, 20264.15%▲ from 3.56%
- Sep 19, 20263.56%first recorded
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate Of Deposits - 18 Months
$0
4.15%
▲ 1.37% above Wisconsin avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▲ 1.37% above avgNationally 2.88%
Details
Balance: $50,000 to $99,999.99
Rate History
No change since Oct 14, 2026 · 4.15% APY
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate Of Deposits and Fixed Rate IRA CDs - 18 Months
$0
4.15%
▲ 1.37% above Wisconsin avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▲ 1.37% above avgNationally 2.88%
Details
Balance: $50,000 to $99,999.99
Rate History
No change since Oct 14, 2026 · 4.15% APY
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate Of Deposits - 18 Months
$0
4.05%
▲ 1.27% above Wisconsin avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▲ 1.27% above avgNationally 2.88%
Details
Balance: $10,000 to $49,999.99
Rate History
No change since Oct 14, 2026 · 4.05% APY
Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate Of Deposits and Fixed Rate IRA CDs - 18 Months
$0
4.05%
▲ 1.27% above Wisconsin avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▲ 1.27% above avgNationally 2.88%
Details
Balance: $10,000 to $49,999.99
Rate History
No change since Oct 14, 2026 · 4.05% APY
Community Bank of Cameron
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
Certificate of Deposit (CD) - 18 Month
$0
4.00%
▲ 1.22% above Wisconsin avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.78%▲ 1.22% above avgNationally 2.88%
Details
Compounded Quarterly; Balance tier starts at $20,000.00
Rate History
1 change since Oct 7, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50%
- Oct 14, 20264.00%▲ from 3.50%
- Oct 7, 20263.50%first recorded
Fond Du Lac 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
101 Wisconsin American Dr, Fond Du Lac, WI 54937
24 Month Relationship CD
$2,500
4.50%
▲ 1.62% above Wisconsin avg
▼
Rate4.43%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.62% above avgNationally 2.90%
Details
Minimum $2500 to open; Relationship is defined as Direct Deposit Checking
Rate History
1 change since Sep 14, 2026 · 4.15% → 4.50% ▲ 0.35 pts · high 4.50% / low 4.15%
- Sep 24, 20264.50%▲ from 4.15%
- Sep 14, 20264.15%first recorded
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
101 Wisconsin American Dr, Fond Du Lac, WI 54937
24 Month CD
$2,500
4.20%
▲ 1.32% above Wisconsin avg
▼
Rate4.14%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.32% above avgNationally 2.90%
Details
Minimum $2500 to open
Rate History
1 change since Sep 14, 2026 · 3.85% → 4.20% ▲ 0.35 pts · high 4.20% / low 3.85%
- Sep 24, 20264.20%▲ from 3.85%
- Sep 14, 20263.85%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
Jumbo Individual Retirement Account Certificates - 24-month
$0
3.65%
▲ 0.77% above Wisconsin avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.88%▲ 0.77% above avgNationally 2.90%
Details
Traditional, Roth, and Coverdell IRA account. Penalty may be imposed for early withdrawal.
Rate History
1 change since Sep 14, 2026 · 3.16% → 3.65% ▲ 0.49 pts · high 3.65% / low 3.16%
- Oct 5, 20263.65%▲ from 3.16%
- Sep 14, 20263.16%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
Individual Retirement Account Certificates - 24-month IRA
$0
3.60%
▲ 0.72% above Wisconsin avg
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.88%▲ 0.72% above avgNationally 2.90%
Details
Traditional, Roth, and Coverdell IRA account; penalty may be imposed for early withdrawal
Rate History
No change since Oct 13, 2026 · 3.60% APY · checked 2 times
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
24 Month Jumbo Certificates
$0
3.55%
▲ 0.67% above Wisconsin avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.88%▲ 0.67% above avgNationally 2.90%
Details
APY current as of 10/01/2026; penalty may be imposed for early withdrawal
Rate History
1 change since Sep 22, 2026 · 3.05% → 3.55% ▲ 0.50 pts · high 3.55% / low 3.05%
- Oct 13, 20263.55%▲ from 3.05%
- Sep 22, 20263.05%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
24 Month Certificates
$0
3.50%
▲ 0.62% above Wisconsin avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.88%▲ 0.62% above avgNationally 2.90%
Details
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.50% ▲ 0.50 pts · high 3.50% / low 3.00%
- Oct 13, 20263.50%▲ from 3.00%
- Sep 18, 20263.00%first recorded
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
2 Year Certificate
$50,000
3.14%
▲ 0.26% above Wisconsin avg
▼
Rate3.10%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.88%▲ 0.26% above avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 3.14% APY · checked 9 times
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
2 Year IRA Certificate
$50,000
3.14%
▲ 0.26% above Wisconsin avg
▼
Rate3.10%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.88%▲ 0.26% above avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 3.14% APY · checked 9 times
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
2 Year Certificate
$1,000
3.03%
▲ 0.15% above Wisconsin avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.88%▲ 0.15% above avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 9 times
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
2 Year IRA Certificate
$1,000
3.03%
▲ 0.15% above Wisconsin avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.88%▲ 0.15% above avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 9 times
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
854 E Johnson St, Fond Du Lac, WI 54935
2 Year CD
$0
3.02%
▲ 0.14% above Wisconsin avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 0.14% above avgNationally 2.90%
Details
A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Rate History
No change since Sep 14, 2026 · 3.02% APY · checked 9 times
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
854 E Johnson St, Fond Du Lac, WI 54935
2 Year IRA
$0
3.01%
▲ 0.13% above Wisconsin avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 0.13% above avgNationally 2.90%
Details
Individual Retirement Account
Rate History
No change since Sep 14, 2026 · 3.01% APY · checked 9 times
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
51 E 1st St, Fond Du Lac, WI 54935
Certificates of Deposit - 2 Year
$500
3.00%
▲ 0.12% above Wisconsin avg
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 0.12% above avgNationally 2.90%
Details
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 6 times
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
51 E 1st St, Fond Du Lac, WI 54935
IRA (CD) Accounts - 2 Year
$500
3.00%
▲ 0.12% above Wisconsin avg
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 0.12% above avgNationally 2.90%
Details
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 6 times
Glacier Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
608 W Johnson St, Fond Du Lac, WI 54935 3134
24 Month Certificate
$500
3.00%
▲ 0.12% above Wisconsin avg
▼
Rate2.97%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.88%▲ 0.12% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 2.80% → 3.00% ▲ 0.20 pts · high 3.00% / low 2.80%
- Oct 9, 20263.00%▲ from 2.80%
- Sep 14, 20262.80%first recorded
Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
740 W Johnson St, Fond du Lac, WI 54935 2016
Share/IRA Certificate - 24-month
$1,000
2.75%
▼ 0.13% below Wisconsin avg
▼
Rate2.72%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.88%▼ 0.13% below avgNationally 2.90%
Details
Dividends compound monthly; fixed for initial term; Credit Union penalty for early withdrawals
Rate History
No change since Oct 19, 2026 · 2.75% APY
Bristol Morgan Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
171 S Pioneer Rd, Fond Du Lac, WI 54935
24 Month CD/IRA
$500
2.55%
▼ 0.33% below Wisconsin avg
▼
Rate2.52%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▼ 0.33% below avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 2.55% APY · checked 8 times
Bristol Morgan Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
171 S Pioneer Rd, Fond Du Lac, WI 54935
Business CDs (Certificates of Deposits) - 24 Month
$500
2.55%
▼ 0.33% below Wisconsin avg
▼
Rate2.52%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▼ 0.33% below avgNationally 2.90%
Details
Minimum to open & obtain APY: $500
Rate History
No change since Oct 14, 2026 · 2.55% APY
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
80 Sheboygan St, Fond Du Lac, WI 54935
Certificate of Deposit - 24 Month
$1,000
2.28%
▼ 0.60% below Wisconsin avg
▼
Rate2.27%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▼ 0.60% below avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 2.28% APY · checked 8 times
National Exchange Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
130 S Main St, Fond Du Lac, WI 54935
Certificates of Deposit - Fixed Rate - 24 Month
$1,000
2.00%
▼ 0.88% below Wisconsin avg
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▼ 0.88% below avgNationally 2.90%
Details
Rate History
No change since Oct 14, 2026 · 2.00% APY
National Exchange Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
130 S Main St, Fond Du Lac, WI 54935
IRA Certificate of Deposit - 24 Month Fixed Rate
$1,000
2.00%
▼ 0.88% below Wisconsin avg
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▼ 0.88% below avgNationally 2.90%
Details
Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 4 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
33 W Pioneer Rd, Fond Du Lac, WI 54935
24 Month IRA Certificate of Deposit
$0
0.75%
▼ 2.13% below Wisconsin avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▼ 2.13% below avgNationally 2.90%
Details
Minimum Balance To Obtain APY: $1,000; rates based on zip code
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
33 W Pioneer Rd, Fond Du Lac, WI 54935
24 Month Standard CD
$1,000
0.75%
▼ 2.13% below Wisconsin avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▼ 2.13% below avgNationally 2.90%
Details
Balance: up to $100,000.00; Rates for ZIP code 60603
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
Capital Area Realtors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.32%
24 Month Certificate of Deposit (CD)
$0
4.52%
▲ 1.64% above Wisconsin avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.88%▲ 1.64% above avgNationally 2.90%
Details
APR shown as rate; YIELD shown as APY
Rate History
2 changes since Sep 21, 2026 · 4.52% → 4.52% ▼ 0.00 pts · high 4.52% / low 4.45%
- Oct 13, 20264.52%▲ from 4.45%
- Oct 5, 20264.45%▼ from 4.52%
- Sep 21, 20264.52%first recorded
Fidelity Bank & Trust (IA)
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
24 Month CD
$0
4.50%
▲ 1.62% above Wisconsin avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.62% above avgNationally 2.90%
Details
Balance: $500.00 - $99,999.99
Rate History
1 change since Oct 2, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25%
- Oct 14, 20264.50%▲ from 4.25%
- Oct 2, 20264.25%first recorded
The Bank of New Glarus
Institution Rating:
A-5.0 ★Texas Ratio: 15.01%
24 Month CD/IRA
$2,000
4.50%
▲ 1.62% above Wisconsin avg
▼
Rate4.43%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.62% above avgNationally 2.90%
Details
Specials
Rate History
No change since Sep 19, 2026 · 4.50% APY · checked 8 times
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2 Year Certificate of Deposit
$0
4.45%
▲ 1.57% above Wisconsin avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.88%▲ 1.57% above avgNationally 2.90%
Details
Rate History
No change since Oct 13, 2026 · 4.45% APY · checked 2 times
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2 Year IRA Certificate
$0
4.45%
▲ 1.57% above Wisconsin avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.88%▲ 1.57% above avgNationally 2.90%
Details
Rate History
No change since Oct 13, 2026 · 4.45% APY · checked 2 times
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit - 2 years
$0
4.45%
▲ 1.57% above Wisconsin avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.88%▲ 1.57% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 4.24% → 4.45% ▲ 0.21 pts · high 4.45% / low 4.24%
- Oct 13, 20264.45%▲ from 4.24%
- Sep 14, 20264.24%first recorded
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
IRA Certificate - 2 years
$0
4.45%
▲ 1.57% above Wisconsin avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.88%▲ 1.57% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 4.24% → 4.45% ▲ 0.21 pts · high 4.45% / low 4.24%
- Oct 13, 20264.45%▲ from 4.24%
- Sep 14, 20264.24%first recorded
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
2 Year Certificate Account
$0
4.40%
▲ 1.52% above Wisconsin avg
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.52% above avgNationally 2.90%
Details
Maturity Date (Regular, Business or IRA)
Rate History
No change since Sep 18, 2026 · 4.40% APY · checked 7 times
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2 Year CDs
$1,000
4.40%
▲ 1.52% above Wisconsin avg
▼
Rate4.33%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.52% above avgNationally 2.90%
Details
Min. balance to open & obtain APY; Early withdrawal may be subject to penalty
Rate History
No change since Sep 20, 2026 · 4.40% APY · checked 7 times
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2-Year Choice Plus CD
$10,000
4.40%
▲ 1.52% above Wisconsin avg
▼
Rate4.33%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.52% above avgNationally 2.90%
Details
Certificate minimum; 1 time rate bump. Additions of $500 or more at any time. Minimum balance to open/obtain the APY. Early withdrawal may be subject to penalty.
Rate History
No change since Oct 14, 2026 · 4.40% APY
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2-Year Choice Plus IRA CD
$5,000
4.40%
▲ 1.52% above Wisconsin avg
▼
Rate4.33%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.52% above avgNationally 2.90%
Details
IRA minimum; 1 time rate bump. Additions of $500 or more at any time. Minimum balance to open/obtain the APY. Early withdrawal may be subject to penalty.
Rate History
No change since Oct 14, 2026 · 4.40% APY
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2-Year IRA CD
$500
4.40%
▲ 1.52% above Wisconsin avg
▼
Rate4.33%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.52% above avgNationally 2.90%
Details
IRA minimum. Minimum balance to open/obtain the APY. Early withdrawal may be subject to penalty.
Rate History
No change since Oct 14, 2026 · 4.40% APY
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Certificate of Deposit - 2 1/2 Year
$500
4.35%
▲ 1.47% above Wisconsin avg
▼
Rate4.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.47% above avgNationally 2.90%
Details
Substantial Penalty for Early Withdrawal
Rate History
No change since Oct 14, 2026 · 4.35% APY
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Certificate of Deposit - 2 Year
$500
4.35%
▲ 1.47% above Wisconsin avg
▼
Rate4.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.47% above avgNationally 2.90%
Details
Substantial Penalty for Early Withdrawal
Rate History
No change since Oct 14, 2026 · 4.35% APY
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Jumbo Share or IRA Certificate (2 Year)
$10,000
4.35%
▲ 1.47% above Wisconsin avg
▼
Rate4.28%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.88%▲ 1.47% above avgNationally 2.90%
Details
Rate History
No change since Oct 5, 2026 · 4.35% APY · checked 4 times
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
24-Month CD
$50,000
4.28%
▲ 1.40% above Wisconsin avg
▼
Rate4.20%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.88%▲ 1.40% above avgNationally 2.90%
Details
Balance tier: $50,000.00
Rate History
1 change since Sep 14, 2026 · 3.97% → 4.28% ▲ 0.31 pts · high 4.28% / low 3.97%
- Oct 5, 20264.28%▲ from 3.97%
- Sep 14, 20263.97%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
24-Month Traditional/Roth IRA CD
$50,000
4.28%
▲ 1.40% above Wisconsin avg
▼
Rate4.20%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.88%▲ 1.40% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 3.97% → 4.28% ▲ 0.31 pts · high 4.28% / low 3.97%
- Sep 29, 20264.28%▲ from 3.97%
- Sep 14, 20263.97%first recorded
East Wisconsin Savings Bank
Institution Rating:
B-3.3 ★Texas Ratio: 0.83%
24 Month Certificate
$500
4.25%
▲ 1.37% above Wisconsin avg
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.37% above avgNationally 2.90%
Details
Renews to 30 mo; CDs & IRAs - Specials, Effective 09/15/2026
Rate History
No change since Oct 14, 2026 · 4.25% APY
East Wisconsin Savings Bank
Institution Rating:
B-3.3 ★Texas Ratio: 0.83%
CDs & IRAs - Specials - 24 Month
$500
4.25%
▲ 1.37% above Wisconsin avg
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.37% above avgNationally 2.90%
Details
Renews to 30 mo; Effective 09/15/2026
Rate History
No change since Oct 14, 2026 · 4.25% APY
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Certificates Of Deposit - 24-Month Fixed Rate CD Special
$2,500
4.25%
▲ 1.37% above Wisconsin avg
▼
Rate4.21%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.37% above avgNationally 2.90%
Details
Rate History
No change since Oct 14, 2026 · 4.25% APY
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
24-Month Certificate
$0
4.25%
▲ 1.37% above Wisconsin avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.88%▲ 1.37% above avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 8 times
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
24 Month Certificate
$500
4.25%
▲ 1.37% above Wisconsin avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.37% above avgNationally 2.90%
Details
IRA/HSA & Share Certificate; penalty for early withdrawal; minimum deposit $500 to open and earn dividends; Rate = dividend rate
Rate History
1 change since Sep 14, 2026 · 4.15% → 4.25% ▲ 0.10 pts · high 4.25% / low 4.15%
- Sep 27, 20264.25%▲ from 4.15%
- Sep 14, 20264.15%first recorded
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
24-Month CD
$500
4.25%
▲ 1.37% above Wisconsin avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.37% above avgNationally 2.90%
Details
Long-Term Security; Annual Percentage Yield accurate as of 10/13/2026; Not available for public units or Business CDs; Limited-time offer
Rate History
1 change since Sep 14, 2026 · 3.70% → 4.25% ▲ 0.55 pts · high 4.25% / low 3.70%
- Oct 10, 20264.25%▲ from 3.70%
- Sep 14, 20263.70%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
2 Year Business Certificate of Deposit
$0
4.20%
▲ 1.32% above Wisconsin avg
▼
Rate4.14%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.32% above avgNationally 2.90%
Details
Balance: $100,000.00 and higher; Interest Compounded: Quarterly; Interest Credited: Quarterly
Rate History
No change since Oct 8, 2026 · 4.20% APY · checked 3 times
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Individual Retirement Account - 2 Year
$1
4.15%
▲ 1.27% above Wisconsin avg
▼
Rate4.09%
Min Deposit$1
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.27% above avgNationally 2.90%
Details
Rate History
No change since Oct 14, 2026 · 4.15% APY
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
IRA Certificate - 2 Year
$1
4.15%
▲ 1.27% above Wisconsin avg
▼
Rate4.09%
Min Deposit$1
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.88%▲ 1.27% above avgNationally 2.90%
Details
Individual Retirement Account; Simple Interest Rate 4.09%; APY 4.15%
Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 4 times
GreenLeaf Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2 Year Certificate
$1,000
4.15%
▲ 1.27% above Wisconsin avg
▼
Rate4.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.88%▲ 1.27% above avgNationally 2.90%
Details
Rate History
No change since Sep 19, 2026 · 4.15% APY · checked 6 times
Fond Du Lac 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
101 Wisconsin American Dr, Fond Du Lac, WI 54937
36 Month Relationship CD
$2,500
4.60%
▲ 1.75% above Wisconsin avg
▼
Rate4.52%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 1.75% above avgNationally 2.82%
Details
Minimum $2500 to open; Relationship is defined as Direct Deposit Checking
Rate History
1 change since Sep 14, 2026 · 4.20% → 4.60% ▲ 0.40 pts · high 4.60% / low 4.20%
- Sep 24, 20264.60%▲ from 4.20%
- Sep 14, 20264.20%first recorded
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
101 Wisconsin American Dr, Fond Du Lac, WI 54937
36 Month CD
$2,500
4.10%
▲ 1.25% above Wisconsin avg
▼
Rate4.04%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 1.25% above avgNationally 2.82%
Details
Minimum $2500 to open
Rate History
1 change since Sep 14, 2026 · 3.70% → 4.10% ▲ 0.40 pts · high 4.10% / low 3.70%
- Sep 24, 20264.10%▲ from 3.70%
- Sep 14, 20263.70%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
Jumbo Individual Retirement Account Certificates - 36-month
$0
3.91%
▲ 1.06% above Wisconsin avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.85%▲ 1.06% above avgNationally 2.82%
Details
Traditional, Roth, and Coverdell IRA account. Penalty may be imposed for early withdrawal.
Rate History
1 change since Sep 14, 2026 · 3.40% → 3.91% ▲ 0.51 pts · high 3.91% / low 3.40%
- Oct 5, 20263.91%▲ from 3.40%
- Sep 14, 20263.40%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
Individual Retirement Account Certificates - 36-month IRA
$0
3.85%
▲ 1.00% above Wisconsin avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.85%▲ 1.00% above avgNationally 2.82%
Details
Traditional, Roth, and Coverdell IRA account; penalty may be imposed for early withdrawal
Rate History
No change since Oct 13, 2026 · 3.85% APY · checked 2 times
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
36 Month Jumbo Certificates
$0
3.80%
▲ 0.95% above Wisconsin avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.85%▲ 0.95% above avgNationally 2.82%
Details
APY current as of 10/01/2026; penalty may be imposed for early withdrawal
Rate History
1 change since Sep 22, 2026 · 3.30% → 3.80% ▲ 0.50 pts · high 3.80% / low 3.30%
- Oct 13, 20263.80%▲ from 3.30%
- Sep 22, 20263.30%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
36 Month Certificates
$0
3.75%
▲ 0.90% above Wisconsin avg
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.85%▲ 0.90% above avgNationally 2.82%
Details
Rate History
1 change since Sep 18, 2026 · 3.25% → 3.75% ▲ 0.50 pts · high 3.75% / low 3.25%
- Oct 13, 20263.75%▲ from 3.25%
- Sep 18, 20263.25%first recorded
National Exchange Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
130 S Main St, Fond Du Lac, WI 54935
Dollars for Scholars - 36 Month
$300
3.30%
▲ 0.45% above Wisconsin avg
▼
Rate3.30%
Min Deposit$300
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 0.45% above avgNationally 2.82%
Details
Certificate of Deposit - Variable Rate
Rate History
No change since Sep 18, 2026 · 3.30% APY · checked 7 times
National Exchange Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
130 S Main St, Fond Du Lac, WI 54935
Variable Rate CD - Dollars for Scholars - 36 Month
$300
3.30%
▲ 0.45% above Wisconsin avg
▼
Rate3.30%
Min Deposit$300
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 0.45% above avgNationally 2.82%
Details
Dollars for Scholars
Rate History
No change since Oct 14, 2026 · 3.30% APY
Glacier Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
608 W Johnson St, Fond Du Lac, WI 54935 3134
36 Month Certificate
$500
3.25%
▲ 0.40% above Wisconsin avg
▼
Rate3.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.85%▲ 0.40% above avgNationally 2.82%
Details
Rate History
1 change since Sep 14, 2026 · 2.85% → 3.25% ▲ 0.40 pts · high 3.25% / low 2.85%
- Oct 9, 20263.25%▲ from 2.85%
- Sep 14, 20262.85%first recorded
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
3 Year Certificate
$50,000
3.14%
▲ 0.29% above Wisconsin avg
▼
Rate3.10%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.85%▲ 0.29% above avgNationally 2.82%
Details
Rate History
No change since Sep 14, 2026 · 3.14% APY · checked 9 times
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
3 Year IRA Certificate
$50,000
3.14%
▲ 0.29% above Wisconsin avg
▼
Rate3.10%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.85%▲ 0.29% above avgNationally 2.82%
Details
Rate History
No change since Sep 14, 2026 · 3.14% APY · checked 9 times
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
3 Year Certificate
$1,000
3.03%
▲ 0.18% above Wisconsin avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.85%▲ 0.18% above avgNationally 2.82%
Details
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 9 times
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
3 Year IRA Certificate
$1,000
3.03%
▲ 0.18% above Wisconsin avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.85%▲ 0.18% above avgNationally 2.82%
Details
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 9 times
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
854 E Johnson St, Fond Du Lac, WI 54935
3 Year CD
$0
3.02%
▲ 0.17% above Wisconsin avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 0.17% above avgNationally 2.82%
Details
A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Rate History
No change since Sep 14, 2026 · 3.02% APY · checked 9 times
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
854 E Johnson St, Fond Du Lac, WI 54935
3 Year IRA
$0
3.01%
▲ 0.16% above Wisconsin avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 0.16% above avgNationally 2.82%
Details
Individual Retirement Account
Rate History
No change since Sep 14, 2026 · 3.01% APY · checked 9 times
National Exchange Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
130 S Main St, Fond Du Lac, WI 54935
Certificates of Deposit - Fixed Rate - 36 Month
$1,000
3.00%
▲ 0.15% above Wisconsin avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 0.15% above avgNationally 2.82%
Details
Rate History
No change since Oct 14, 2026 · 3.00% APY
National Exchange Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
130 S Main St, Fond Du Lac, WI 54935
IRA Certificate of Deposit - 36 Month Fixed Rate
$1,000
3.00%
▲ 0.15% above Wisconsin avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 0.15% above avgNationally 2.82%
Details
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 4 times
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
51 E 1st St, Fond Du Lac, WI 54935
Certificates of Deposit - 3 Year
$500
3.00%
▲ 0.15% above Wisconsin avg
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 0.15% above avgNationally 2.82%
Details
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 6 times
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
51 E 1st St, Fond Du Lac, WI 54935
IRA (CD) Accounts - 3 Year
$500
3.00%
▲ 0.15% above Wisconsin avg
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 0.15% above avgNationally 2.82%
Details
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 6 times
Bristol Morgan Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
171 S Pioneer Rd, Fond Du Lac, WI 54935
36 Month CD/IRA
$500
2.75%
▼ 0.10% below Wisconsin avg
▼
Rate2.72%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▼ 0.10% below avgNationally 2.82%
Details
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 8 times
Bristol Morgan Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
171 S Pioneer Rd, Fond Du Lac, WI 54935
Business CDs (Certificates of Deposits) - 36 Month
$500
2.75%
▼ 0.10% below Wisconsin avg
▼
Rate2.72%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▼ 0.10% below avgNationally 2.82%
Details
Minimum to open & obtain APY: $500
Rate History
No change since Oct 14, 2026 · 2.75% APY
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
80 Sheboygan St, Fond Du Lac, WI 54935
Certificate of Deposit - 36 Month
$1,000
2.28%
▼ 0.57% below Wisconsin avg
▼
Rate2.27%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▼ 0.57% below avgNationally 2.82%
Details
Rate History
No change since Sep 14, 2026 · 2.28% APY · checked 8 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
33 W Pioneer Rd, Fond Du Lac, WI 54935
36 Month IRA Certificate of Deposit
$0
0.75%
▼ 2.10% below Wisconsin avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▼ 2.10% below avgNationally 2.82%
Details
Minimum Balance To Obtain APY: $1,000; rates based on zip code
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
33 W Pioneer Rd, Fond Du Lac, WI 54935
36 Month Standard CD
$1,000
0.75%
▼ 2.10% below Wisconsin avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▼ 2.10% below avgNationally 2.82%
Details
Balance: up to $100,000.00; Rates for ZIP code 60603
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.97%
36-Month Teen Certificate Special
$500
5.13%
▲ 2.28% above Wisconsin avg
▼
Rate5.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Wisconsin Average2.85%▲ 2.28% above avgNationally 2.82%
Details
Ages: 13-15 years old; Minimum deposit of $500, Maximum $10,000; Effective Date: Tuesday, October 13th, 2026; Certificate must be in the minor's name; Cannot be opened as UTMA account
Rate History
No change since Oct 13, 2026 · 5.13% APY
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
3 Year CDs
$1,000
4.50%
▲ 1.65% above Wisconsin avg
▼
Rate4.43%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 1.65% above avgNationally 2.82%
Details
Min. balance to open & obtain APY; Early withdrawal may be subject to penalty
Rate History
1 change since Sep 20, 2026 · 4.00% → 4.50% ▲ 0.50 pts · high 4.50% / low 4.00%
- Oct 8, 20264.50%▲ from 4.00%
- Sep 20, 20264.00%first recorded
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
3-Year IRA CD
$500
4.50%
▲ 1.65% above Wisconsin avg
▼
Rate4.43%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 1.65% above avgNationally 2.82%
Details
IRA minimum. Minimum balance to open/obtain the APY. Early withdrawal may be subject to penalty.
Rate History
No change since Oct 14, 2026 · 4.50% APY
Farmers & Merchants State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month - 10% New Money Certificate
$500
4.50%
▲ 1.65% above Wisconsin avg
▼
Rate4.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.85%▲ 1.65% above avgNationally 2.82%
Details
10 for 10 Specials Available for Certificates Only (No IRA or HSA); 10% of the total CD amount must be funds from another financial institution; Compounding: Annually
Rate History
No change since Oct 4, 2026 · 4.50% APY · checked 3 times
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Certificate of Deposits, IRAs, and HSA - 36 Month
$2,500
4.45%
▲ 1.60% above Wisconsin avg
▼
Rate4.40%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 1.60% above avgNationally 2.82%
Details
Rate History
No change since Oct 14, 2026 · 4.45% APY
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
HSA Certificate of Deposit - 36 Month
$2,500
4.45%
▲ 1.60% above Wisconsin avg
▼
Rate4.40%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 1.60% above avgNationally 2.82%
Details
Rates as of September 18, 2026; Substantial Penalty for Early Withdrawal; Certificate of Deposits, IRAs, and HSA**5
Rate History
No change since Oct 14, 2026 · 4.45% APY
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
3 Year Certificate Account
$0
4.40%
▲ 1.55% above Wisconsin avg
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 1.55% above avgNationally 2.82%
Details
Maturity Date (Regular, Business or IRA)
Rate History
No change since Sep 18, 2026 · 4.40% APY · checked 7 times
Farmers & Merchants State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month CD (Commercial)
$500
4.40%
▲ 1.55% above Wisconsin avg
▼
Rate4.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.85%▲ 1.55% above avgNationally 2.82%
Details
Commercial Deposit; Term CD's; Compounding: Annually
Rate History
No change since Oct 15, 2026 · 4.40% APY
Farmers & Merchants State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate
$500
4.40%
▲ 1.55% above Wisconsin avg
▼
Rate4.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.85%▲ 1.55% above avgNationally 2.82%
Details
10 for 10 Specials Available for Certificates Only (No IRA or HSA); Compounding: Annually
Rate History
No change since Oct 4, 2026 · 4.40% APY · checked 3 times
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 mo Certificate of Deposit
$500
4.39%
▲ 1.54% above Wisconsin avg
▼
Rate4.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.85%▲ 1.54% above avgNationally 2.82%
Details
Balance: $10,000 or above; Interest Credited: Monthly; Fixed
Rate History
No change since Sep 14, 2026 · 4.39% APY · checked 7 times
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Jumbo Share or IRA Certificate (3 Year)
$10,000
4.35%
▲ 1.50% above Wisconsin avg
▼
Rate4.28%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.85%▲ 1.50% above avgNationally 2.82%
Details
Rate History
No change since Oct 5, 2026 · 4.35% APY · checked 4 times
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
36-Month CD
$50,000
4.33%
▲ 1.48% above Wisconsin avg
▼
Rate4.25%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.85%▲ 1.48% above avgNationally 2.82%
Details
Balance tier: $50,000.00
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.33% ▲ 0.58 pts · high 4.33% / low 3.75%
- Oct 5, 20264.33%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
36-Month Traditional/Roth IRA CD
$50,000
4.33%
▲ 1.48% above Wisconsin avg
▼
Rate4.25%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.85%▲ 1.48% above avgNationally 2.82%
Details
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.33% ▲ 0.58 pts · high 4.33% / low 3.75%
- Sep 29, 20264.33%▲ from 3.75%
- Sep 14, 20263.75%first recorded
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 mo Certificate of Deposit
$500
4.30%
▲ 1.45% above Wisconsin avg
▼
Rate4.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.85%▲ 1.45% above avgNationally 2.82%
Details
Balance: Under $10,000; Interest Credited: Annually; Fixed
Rate History
No change since Sep 14, 2026 · 4.30% APY · checked 7 times
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Certificate of Deposit - 3 Year
$500
4.27%
▲ 1.42% above Wisconsin avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 1.42% above avgNationally 2.82%
Details
Substantial Penalty for Early Withdrawal
Rate History
No change since Oct 14, 2026 · 4.27% APY
Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year CD
$1,000
4.20%
▲ 1.35% above Wisconsin avg
▼
Rate4.14%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.85%▲ 1.35% above avgNationally 2.82%
Details
A penalty of 182 days of interest may be imposed for all other CD terms unless specified differently. APY is subject to change without prior notice.
Rate History
1 change since Sep 14, 2026 · 3.45% → 4.20% ▲ 0.75 pts · high 4.20% / low 3.45%
- Oct 3, 20264.20%▲ from 3.45%
- Sep 14, 20263.45%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
3 Year Business Certificate of Deposit
$0
4.20%
▲ 1.35% above Wisconsin avg
▼
Rate4.14%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 1.35% above avgNationally 2.82%
Details
Balance: $100,000.00 and higher; Interest Compounded: Quarterly; Interest Credited: Quarterly
Rate History
No change since Oct 8, 2026 · 4.20% APY · checked 3 times
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
36-Month CD
$500
4.18%
▲ 1.33% above Wisconsin avg
▼
Rate4.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.85%▲ 1.33% above avgNationally 2.82%
Details
Balance tier: $500.00
Rate History
1 change since Sep 14, 2026 · 3.56% → 4.18% ▲ 0.62 pts · high 4.18% / low 3.56%
- Oct 5, 20264.18%▲ from 3.56%
- Sep 14, 20263.56%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
36-Month Traditional/Roth IRA CD
$500
4.18%
▲ 1.33% above Wisconsin avg
▼
Rate4.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.85%▲ 1.33% above avgNationally 2.82%
Details
Rate History
1 change since Sep 14, 2026 · 3.56% → 4.18% ▲ 0.62 pts · high 4.18% / low 3.56%
- Sep 29, 20264.18%▲ from 3.56%
- Sep 14, 20263.56%first recorded
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
Share Certificate and IRA Certificate - 3 Year
$0
4.15%
▲ 1.30% above Wisconsin avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.85%▲ 1.30% above avgNationally 2.82%
Details
Dividend Rate column; IRA certificate terms are 1 year or greater; Effective Date as of 10/18/2026
Rate History
No change since Oct 19, 2026 · 4.15% APY
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
36-Month Certificate
$250
4.06%
▲ 1.21% above Wisconsin avg
▼
Rate4.00%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.85%▲ 1.21% above avgNationally 2.82%
Details
Dividends paid quarterly
Rate History
1 change since Sep 14, 2026 · 3.65% → 4.06% ▲ 0.41 pts · high 4.06% / low 3.65%
- Oct 5, 20264.06%▲ from 3.65%
- Sep 14, 20263.65%first recorded
Oostburg State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
36 Month CD
$0
4.04%
▲ 1.19% above Wisconsin avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 1.19% above avgNationally 2.82%
Details
Initial deposit $1,000 or more
Rate History
No change since Oct 14, 2026 · 4.04% APY
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
36 Month CD
$1,000
4.00%
▲ 1.15% above Wisconsin avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 1.15% above avgNationally 2.82%
Details
Rate History
No change since Oct 14, 2026 · 4.00% APY
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
36 Month IRA
$100
4.00%
▲ 1.15% above Wisconsin avg
▼
Rate3.94%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 1.15% above avgNationally 2.82%
Details
IRA; Withdrawals before age 591/2 may be subject to IRS taxes and penalties
Rate History
No change since Oct 14, 2026 · 4.00% APY
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
3 Year Business Certificate of Deposit
$0
4.00%
▲ 1.15% above Wisconsin avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 1.15% above avgNationally 2.82%
Details
Balance: $25,000.00 - $99,999.99; Interest Compounded: Quarterly; Interest Credited: Quarterly
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 3 times
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
36 Month Certificate
$500
4.00%
▲ 1.15% above Wisconsin avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.85%▲ 1.15% above avgNationally 2.82%
Details
IRA/HSA & Share Certificate; penalty for early withdrawal; minimum deposit $500 to open and earn dividends; Rate = dividend rate
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
- Oct 1, 20264.00%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Fond Du Lac 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
101 Wisconsin American Dr, Fond Du Lac, WI 54937
48 Month Relationship CD
$2,500
4.70%
▲ 1.97% above Wisconsin avg
▼
Rate4.62%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 1.97% above avgNationally 2.81%
Details
Minimum $2500 to open; Relationship is defined as Direct Deposit Checking
Rate History
1 change since Sep 14, 2026 · 4.25% → 4.70% ▲ 0.45 pts · high 4.70% / low 4.25%
- Sep 24, 20264.70%▲ from 4.25%
- Sep 14, 20264.25%first recorded
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
101 Wisconsin American Dr, Fond Du Lac, WI 54937
48 Month CD
$2,500
4.20%
▲ 1.47% above Wisconsin avg
▼
Rate4.14%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 1.47% above avgNationally 2.81%
Details
Minimum $2500 to open
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.20% ▲ 0.45 pts · high 4.20% / low 3.75%
- Sep 24, 20264.20%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
Jumbo Individual Retirement Account Certificates - 48-month
$0
4.15%
▲ 1.42% above Wisconsin avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.73%▲ 1.42% above avgNationally 2.81%
Details
Traditional, Roth, and Coverdell IRA account. Penalty may be imposed for early withdrawal.
Rate History
1 change since Sep 14, 2026 · 3.40% → 4.15% ▲ 0.75 pts · high 4.15% / low 3.40%
- Oct 5, 20264.15%▲ from 3.40%
- Sep 14, 20263.40%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
Individual Retirement Account Certificates - 48-month IRA
$0
4.10%
▲ 1.37% above Wisconsin avg
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.73%▲ 1.37% above avgNationally 2.81%
Details
Traditional, Roth, and Coverdell IRA account; penalty may be imposed for early withdrawal
Rate History
No change since Oct 13, 2026 · 4.10% APY · checked 2 times
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
48 Month Jumbo Certificates
$0
4.05%
▲ 1.32% above Wisconsin avg
▼
Rate3.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.73%▲ 1.32% above avgNationally 2.81%
Details
APY current as of 10/01/2026; penalty may be imposed for early withdrawal
Rate History
1 change since Sep 22, 2026 · 3.30% → 4.05% ▲ 0.75 pts · high 4.05% / low 3.30%
- Oct 13, 20264.05%▲ from 3.30%
- Sep 22, 20263.30%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
48 Month Certificates
$0
4.00%
▲ 1.27% above Wisconsin avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.73%▲ 1.27% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
- Oct 19, 20264.00%▲ from 3.25%
- Sep 18, 20263.25%first recorded
Glacier Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
608 W Johnson St, Fond Du Lac, WI 54935 3134
48 Month Certificate
$500
3.50%
▲ 0.77% above Wisconsin avg
▼
Rate3.46%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.73%▲ 0.77% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.90% → 3.50% ▲ 0.60 pts · high 3.50% / low 2.90%
- Oct 9, 20263.50%▲ from 2.90%
- Sep 14, 20262.90%first recorded
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
4 Year Certificate
$50,000
3.14%
▲ 0.41% above Wisconsin avg
▼
Rate3.10%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.73%▲ 0.41% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.14% APY · checked 9 times
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
4 Year IRA Certificate
$50,000
3.14%
▲ 0.41% above Wisconsin avg
▼
Rate3.10%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.73%▲ 0.41% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.14% APY · checked 9 times
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
4 Year Certificate
$1,000
3.03%
▲ 0.30% above Wisconsin avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.73%▲ 0.30% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 9 times
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
4 Year IRA Certificate
$1,000
3.03%
▲ 0.30% above Wisconsin avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.73%▲ 0.30% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 9 times
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
854 E Johnson St, Fond Du Lac, WI 54935
4 Year CD
$0
3.02%
▲ 0.29% above Wisconsin avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 0.29% above avgNationally 2.81%
Details
A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Rate History
No change since Sep 14, 2026 · 3.02% APY · checked 9 times
National Exchange Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
130 S Main St, Fond Du Lac, WI 54935
Certificates of Deposit - Fixed Rate - 48 Month
$1,000
3.00%
▲ 0.27% above Wisconsin avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 0.27% above avgNationally 2.81%
Details
Rate History
No change since Oct 14, 2026 · 3.00% APY
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
854 E Johnson St, Fond Du Lac, WI 54935
4 Year IRA
$0
3.00%
▲ 0.27% above Wisconsin avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 0.27% above avgNationally 2.81%
Details
Individual Retirement Account
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 9 times
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
51 E 1st St, Fond Du Lac, WI 54935
Certificates of Deposit - 4 Year
$500
3.00%
▲ 0.27% above Wisconsin avg
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 0.27% above avgNationally 2.81%
Details
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 6 times
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
51 E 1st St, Fond Du Lac, WI 54935
IRA (CD) Accounts - 4 Year
$500
3.00%
▲ 0.27% above Wisconsin avg
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 0.27% above avgNationally 2.81%
Details
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 6 times
Bristol Morgan Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
171 S Pioneer Rd, Fond Du Lac, WI 54935
48 Month CD/IRA
$500
2.95%
▲ 0.22% above Wisconsin avg
▼
Rate2.91%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 0.22% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 2.95% APY · checked 8 times
Bristol Morgan Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
171 S Pioneer Rd, Fond Du Lac, WI 54935
Business CDs (Certificates of Deposits) - 48 Month
$500
2.95%
▲ 0.22% above Wisconsin avg
▼
Rate2.91%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 0.22% above avgNationally 2.81%
Details
Minimum to open & obtain APY: $500
Rate History
No change since Oct 14, 2026 · 2.95% APY
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
80 Sheboygan St, Fond Du Lac, WI 54935
Certificate of Deposit - 48 Month
$1,000
2.28%
▼ 0.45% below Wisconsin avg
▼
Rate2.27%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▼ 0.45% below avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 2.28% APY · checked 8 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
33 W Pioneer Rd, Fond Du Lac, WI 54935
48 Month IRA Certificate of Deposit
$0
0.75%
▼ 1.98% below Wisconsin avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▼ 1.98% below avgNationally 2.81%
Details
Minimum Balance To Obtain APY: $1,000; rates based on zip code
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
33 W Pioneer Rd, Fond Du Lac, WI 54935
48 Month Standard CD
$1,000
0.75%
▼ 1.98% below Wisconsin avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▼ 1.98% below avgNationally 2.81%
Details
Balance: up to $100,000.00; Rates for ZIP code 60603
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
4 Year Certificate Account
$0
4.40%
▲ 1.67% above Wisconsin avg
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 1.67% above avgNationally 2.81%
Details
Maturity Date (Regular, Business or IRA)
Rate History
No change since Sep 18, 2026 · 4.40% APY · checked 7 times
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Jumbo Share or IRA Certificate (4 Year)
$10,000
4.40%
▲ 1.67% above Wisconsin avg
▼
Rate4.33%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.73%▲ 1.67% above avgNationally 2.81%
Details
Rate History
No change since Oct 5, 2026 · 4.40% APY · checked 4 times
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
48-Month CD
$50,000
4.39%
▲ 1.66% above Wisconsin avg
▼
Rate4.30%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.73%▲ 1.66% above avgNationally 2.81%
Details
Balance tier: $50,000.00
Rate History
1 change since Sep 14, 2026 · 3.76% → 4.39% ▲ 0.63 pts · high 4.39% / low 3.76%
- Oct 5, 20264.39%▲ from 3.76%
- Sep 14, 20263.76%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
48-Month Traditional/Roth IRA CD
$50,000
4.39%
▲ 1.66% above Wisconsin avg
▼
Rate4.30%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.73%▲ 1.66% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.76% → 4.39% ▲ 0.63 pts · high 4.39% / low 3.76%
- Sep 29, 20264.39%▲ from 3.76%
- Sep 14, 20263.76%first recorded
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
Share Certificate and IRA Certificate - 4 Year
$0
4.35%
▲ 1.62% above Wisconsin avg
▼
Rate4.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.73%▲ 1.62% above avgNationally 2.81%
Details
Dividend Rate column; IRA certificate terms are 1 year or greater; Effective Date as of 10/18/2026
Rate History
No change since Oct 19, 2026 · 4.35% APY
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
48 Month CD
$1,000
4.25%
▲ 1.52% above Wisconsin avg
▼
Rate4.18%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 1.52% above avgNationally 2.81%
Details
Rate History
No change since Oct 14, 2026 · 4.25% APY
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
48 Month IRA
$100
4.25%
▲ 1.52% above Wisconsin avg
▼
Rate4.18%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 1.52% above avgNationally 2.81%
Details
IRA; Withdrawals before age 591/2 may be subject to IRS taxes and penalties
Rate History
No change since Oct 14, 2026 · 4.25% APY
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
4 Year Business Certificate of Deposit
$0
4.25%
▲ 1.52% above Wisconsin avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 1.52% above avgNationally 2.81%
Details
Balance: $100,000.00 and higher; Interest Compounded: Quarterly; Interest Credited: Quarterly
Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 3 times
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
48-Month CD
$500
4.23%
▲ 1.50% above Wisconsin avg
▼
Rate4.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.73%▲ 1.50% above avgNationally 2.81%
Details
Balance tier: $500.00
Rate History
1 change since Sep 14, 2026 · 3.61% → 4.23% ▲ 0.62 pts · high 4.23% / low 3.61%
- Oct 5, 20264.23%▲ from 3.61%
- Sep 14, 20263.61%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
48-Month Traditional/Roth IRA CD
$500
4.23%
▲ 1.50% above Wisconsin avg
▼
Rate4.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.73%▲ 1.50% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.61% → 4.23% ▲ 0.62 pts · high 4.23% / low 3.61%
- Sep 29, 20264.23%▲ from 3.61%
- Sep 14, 20263.61%first recorded
Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Year IRA CD
$25,000
4.20%
▲ 1.47% above Wisconsin avg
▼
Rate4.14%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.73%▲ 1.47% above avgNationally 2.81%
Details
A penalty of 182 days of interest may be imposed for all other CD terms unless specified differently. APY is subject to change without prior notice.
Rate History
1 change since Sep 14, 2026 · 3.85% → 4.20% ▲ 0.35 pts · high 4.20% / low 3.85%
- Oct 3, 20264.20%▲ from 3.85%
- Sep 14, 20263.85%first recorded
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
48 Month Share Certificate
$0
4.15%
▲ 1.42% above Wisconsin avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.73%▲ 1.42% above avgNationally 2.81%
Details
Includes Roth and Traditional Share IRAs; Dividends earned and posted monthly; Early withdrawal penalty: 180 days of dividend if over 1 year
Rate History
No change since Oct 9, 2026 · 4.15% APY · checked 2 times
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
48-Month Certificate
$250
4.13%
▲ 1.40% above Wisconsin avg
▼
Rate4.07%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.73%▲ 1.40% above avgNationally 2.81%
Details
Dividends paid quarterly
Rate History
1 change since Sep 14, 2026 · 3.70% → 4.13% ▲ 0.43 pts · high 4.13% / low 3.70%
- Oct 5, 20264.13%▲ from 3.70%
- Sep 14, 20263.70%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
4 Year Business Certificate of Deposit
$0
4.05%
▲ 1.32% above Wisconsin avg
▼
Rate3.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 1.32% above avgNationally 2.81%
Details
Balance: $25,000.00 - $99,999.99; Interest Compounded: Quarterly; Interest Credited: Quarterly
Rate History
No change since Oct 8, 2026 · 4.05% APY · checked 3 times
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
4 Year CDs
$1,000
4.00%
▲ 1.27% above Wisconsin avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 1.27% above avgNationally 2.81%
Details
Min. balance to open & obtain APY; Early withdrawal may be subject to penalty
Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 7 times
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
4-Year IRA CD
$1,000
4.00%
▲ 1.27% above Wisconsin avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 1.27% above avgNationally 2.81%
Details
IRA minimum. Minimum balance to open/obtain the APY. Early withdrawal may be subject to penalty.
Rate History
No change since Oct 14, 2026 · 4.00% APY
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
48 Month IRA CD
$1,000
3.99%
▲ 1.26% above Wisconsin avg
▼
Rate3.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 1.26% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.99% APY · checked 8 times
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
48 Month Certificate
$0
3.96%
▲ 1.23% above Wisconsin avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.73%▲ 1.23% above avgNationally 2.81%
Details
Balance: $35,000+
Rate History
1 change since Sep 14, 2026 · 3.44% → 3.96% ▲ 0.52 pts · high 3.96% / low 3.44%
- Sep 27, 20263.96%▲ from 3.44%
- Sep 14, 20263.44%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
4 Year Business Certificate of Deposit
$0
3.95%
▲ 1.22% above Wisconsin avg
▼
Rate3.89%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 1.22% above avgNationally 2.81%
Details
Balance: $1,000.00 - $24,999.99; Interest Compounded: Quarterly; Interest Credited: Quarterly
Rate History
No change since Oct 8, 2026 · 3.95% APY · checked 3 times
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
48 Month HSA CD
$1,000
3.94%
▲ 1.21% above Wisconsin avg
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 1.21% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.94% APY · checked 8 times
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Everyday CD Options - 48 Month
$1,000
3.94%
▲ 1.21% above Wisconsin avg
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 1.21% above avgNationally 2.81%
Details
Rate History
No change since Sep 24, 2026 · 3.94% APY · checked 5 times
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Year IRA
$0
3.90%
▲ 1.17% above Wisconsin avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 1.17% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.75% → 3.90% ▲ 0.15 pts · high 3.90% / low 3.75%
- Oct 3, 20263.90%▲ from 3.75%
- Sep 14, 20263.75%first recorded
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit - 4 Years
$0
3.90%
▲ 1.17% above Wisconsin avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 1.17% above avgNationally 2.81%
Details
Rate History
No change since Oct 14, 2026 · 3.90% APY
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Share/IRA Certificates - 48 Months
$0
3.90%
▲ 1.17% above Wisconsin avg
▼
Rate3.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.73%▲ 1.17% above avgNationally 2.81%
Details
Minimum balance $1,000.00
Rate History
No change since Oct 13, 2026 · 3.90% APY · checked 2 times
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Share or IRA Certificate (4 Year)
$1,000
3.90%
▲ 1.17% above Wisconsin avg
▼
Rate3.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.73%▲ 1.17% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.80% → 3.90% ▲ 0.10 pts · high 3.90% / low 3.80%
- Oct 5, 20263.90%▲ from 3.80%
- Sep 14, 20263.80%first recorded
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
48 Month Certificate
$0
3.85%
▲ 1.12% above Wisconsin avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.73%▲ 1.12% above avgNationally 2.81%
Details
Balance: $10,000 - $34,999.99
Rate History
2 changes since Sep 19, 2026 · 3.24% → 3.85% ▲ 0.61 pts · high 3.85% / low 2.93%
- Sep 27, 20263.85%▲ from 2.93%
- Sep 24, 20262.93%▼ from 3.24%
- Sep 19, 20263.24%first recorded
PSB of Plainview
Institution Rating:
A-4.7 ★Texas Ratio: 9.93%
48 Months CD
$0
3.85%
▲ 1.12% above Wisconsin avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.73%▲ 1.12% above avgNationally 2.81%
Details
Balance: $10,000 - $34,999.99
Rate History
1 change since Sep 27, 2026 · 2.93% → 3.85% ▲ 0.92 pts · high 3.85% / low 2.93%
- Oct 7, 20263.85%▲ from 2.93%
- Sep 27, 20262.93%first recorded
Capital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
Certificate - 48-Month
$1,000
3.85%
▲ 1.12% above Wisconsin avg
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.73%▲ 1.12% above avgNationally 2.81%
Details
Compound: Quarterly; Rates effective 9/24/2026
Rate History
No change since Oct 13, 2026 · 3.85% APY · checked 2 times
Oakwood Bank Pigeon Falls, WI
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
Certificates of Deposit - 4 Years
$100
3.80%
▲ 1.07% above Wisconsin avg
▼
Rate3.75%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.73%▲ 1.07% above avgNationally 2.81%
Details
Rate History
No change since Sep 30, 2026 · 3.80% APY · checked 5 times
Fond Du Lac 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
101 Wisconsin American Dr, Fond Du Lac, WI 54937
60 Month Relationship CD
$2,500
4.75%
▲ 1.80% above Wisconsin avg
▼
Rate4.67%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 1.80% above avgNationally 2.93%
Details
Minimum $2500 to open; Relationship is defined as Direct Deposit Checking
Rate History
1 change since Sep 14, 2026 · 4.35% → 4.75% ▲ 0.40 pts · high 4.75% / low 4.35%
- Sep 24, 20264.75%▲ from 4.35%
- Sep 14, 20264.35%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
Jumbo Individual Retirement Account Certificates - 60-month
$0
4.66%
▲ 1.71% above Wisconsin avg
▼
Rate4.58%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.95%▲ 1.71% above avgNationally 2.93%
Details
Traditional, Roth, and Coverdell IRA account. Penalty may be imposed for early withdrawal.
Rate History
1 change since Sep 14, 2026 · 3.65% → 4.66% ▲ 1.01 pts · high 4.66% / low 3.65%
- Oct 5, 20264.66%▲ from 3.65%
- Sep 14, 20263.65%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
Individual Retirement Account Certificates - 60-month IRA
$0
4.61%
▲ 1.66% above Wisconsin avg
▼
Rate4.53%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.95%▲ 1.66% above avgNationally 2.93%
Details
Traditional, Roth, and Coverdell IRA account; penalty may be imposed for early withdrawal
Rate History
No change since Oct 13, 2026 · 4.61% APY · checked 2 times
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
60 Month Jumbo Certificates
$0
4.55%
▲ 1.60% above Wisconsin avg
▼
Rate4.48%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.95%▲ 1.60% above avgNationally 2.93%
Details
APY current as of 10/01/2026; penalty may be imposed for early withdrawal
Rate History
1 change since Sep 22, 2026 · 3.55% → 4.55% ▲ 1.00 pts · high 4.55% / low 3.55%
- Oct 13, 20264.55%▲ from 3.55%
- Sep 22, 20263.55%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
661 W Pioneer Rd, Fond du Lac, WI 54935
60 Month Certificates
$0
4.50%
▲ 1.55% above Wisconsin avg
▼
Rate4.43%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.95%▲ 1.55% above avgNationally 2.93%
Details
Rate History
1 change since Sep 18, 2026 · 3.50% → 4.50% ▲ 1.00 pts · high 4.50% / low 3.50%
- Oct 13, 20264.50%▲ from 3.50%
- Sep 18, 20263.50%first recorded
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
101 Wisconsin American Dr, Fond Du Lac, WI 54937
60 Month CD
$2,500
4.25%
▲ 1.30% above Wisconsin avg
▼
Rate4.18%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 1.30% above avgNationally 2.93%
Details
Minimum $2500 to open
Rate History
1 change since Sep 14, 2026 · 3.85% → 4.25% ▲ 0.40 pts · high 4.25% / low 3.85%
- Sep 24, 20264.25%▲ from 3.85%
- Sep 14, 20263.85%first recorded
Glacier Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
608 W Johnson St, Fond Du Lac, WI 54935 3134
60 Month Certificate
$500
3.50%
▲ 0.55% above Wisconsin avg
▼
Rate3.46%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.95%▲ 0.55% above avgNationally 2.93%
Details
Rate History
1 change since Sep 14, 2026 · 3.00% → 3.50% ▲ 0.50 pts · high 3.50% / low 3.00%
- Oct 9, 20263.50%▲ from 3.00%
- Sep 14, 20263.00%first recorded
Bristol Morgan Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
171 S Pioneer Rd, Fond Du Lac, WI 54935
60 Month CD/IRA
$500
3.15%
▲ 0.20% above Wisconsin avg
▼
Rate3.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 0.20% above avgNationally 2.93%
Details
Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 8 times
Bristol Morgan Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
171 S Pioneer Rd, Fond Du Lac, WI 54935
Business CDs (Certificates of Deposits) - 60 Month
$500
3.15%
▲ 0.20% above Wisconsin avg
▼
Rate3.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 0.20% above avgNationally 2.93%
Details
Minimum to open & obtain APY: $500
Rate History
No change since Oct 14, 2026 · 3.15% APY
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
5 Year Certificate
$50,000
3.14%
▲ 0.19% above Wisconsin avg
▼
Rate3.10%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.95%▲ 0.19% above avgNationally 2.93%
Details
Rate History
No change since Sep 14, 2026 · 3.14% APY · checked 9 times
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
5 Year IRA Certificate
$50,000
3.14%
▲ 0.19% above Wisconsin avg
▼
Rate3.10%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.95%▲ 0.19% above avgNationally 2.93%
Details
Rate History
No change since Sep 14, 2026 · 3.14% APY · checked 9 times
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
5 Year Certificate
$1,000
3.03%
▲ 0.08% above Wisconsin avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.95%▲ 0.08% above avgNationally 2.93%
Details
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 9 times
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
91 N Pioneer Rd, Fond du Lac, WI 54935
5 Year IRA Certificate
$1,000
3.03%
▲ 0.08% above Wisconsin avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.95%▲ 0.08% above avgNationally 2.93%
Details
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 9 times
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
854 E Johnson St, Fond Du Lac, WI 54935
5 Year CD
$0
3.02%
▲ 0.07% above Wisconsin avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 0.07% above avgNationally 2.93%
Details
A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Rate History
No change since Sep 14, 2026 · 3.02% APY · checked 9 times
National Exchange Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
130 S Main St, Fond Du Lac, WI 54935
Certificates of Deposit - Fixed Rate - 60 Month
$1,000
3.00%
▲ 0.05% above Wisconsin avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 0.05% above avgNationally 2.93%
Details
Rate History
No change since Oct 14, 2026 · 3.00% APY
National Exchange Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
130 S Main St, Fond Du Lac, WI 54935
IRA Certificate of Deposit - 60 Month Fixed Rate
$1,000
3.00%
▲ 0.05% above Wisconsin avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 0.05% above avgNationally 2.93%
Details
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 4 times
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
854 E Johnson St, Fond Du Lac, WI 54935
5 Year IRA
$0
3.00%
▲ 0.05% above Wisconsin avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 0.05% above avgNationally 2.93%
Details
Individual Retirement Account
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 9 times
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
80 Sheboygan St, Fond Du Lac, WI 54935
Certificate of Deposit - 60 Month
$1,000
2.28%
▼ 0.67% below Wisconsin avg
▼
Rate2.27%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▼ 0.67% below avgNationally 2.93%
Details
Rate History
No change since Sep 14, 2026 · 2.28% APY · checked 8 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
33 W Pioneer Rd, Fond Du Lac, WI 54935
60 Month IRA Certificate of Deposit
$0
0.75%
▼ 2.20% below Wisconsin avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▼ 2.20% below avgNationally 2.93%
Details
Minimum Balance To Obtain APY: $1,000; rates based on zip code
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
33 W Pioneer Rd, Fond Du Lac, WI 54935
60 Month Standard CD
$1,000
0.75%
▼ 2.20% below Wisconsin avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▼ 2.20% below avgNationally 2.93%
Details
Balance: up to $100,000.00; Rates for ZIP code 60603
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
60-Month Certificate
$250
5.15%
▲ 2.20% above Wisconsin avg
▼
Rate5.05%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.95%▲ 2.20% above avgNationally 2.93%
Details
Dividends paid quarterly
Rate History
1 change since Sep 14, 2026 · 4.47% → 5.15% ▲ 0.68 pts · high 5.15% / low 4.47%
- Oct 5, 20265.15%▲ from 4.47%
- Sep 14, 20264.47%first recorded
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.97%
60-Month Youth Certificate Special
$500
4.60%
▲ 1.65% above Wisconsin avg
▼
Rate4.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Wisconsin Average2.95%▲ 1.65% above avgNationally 2.93%
Details
Age: 0-12 years old; Minimum deposit of $500, Maximum $10,000; Effective Date: Tuesday, October 13th, 2026; Certificate must be in the minor's name; Cannot be opened as UTMA account
Rate History
No change since Oct 13, 2026 · 4.60% APY
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 mo Certificate of Deposit
$500
4.54%
▲ 1.59% above Wisconsin avg
▼
Rate4.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.95%▲ 1.59% above avgNationally 2.93%
Details
Balance: $10,000 or above; Interest Credited: Monthly; Fixed
Rate History
No change since Sep 14, 2026 · 4.54% APY · checked 7 times
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
60 Month CD
$1,000
4.50%
▲ 1.55% above Wisconsin avg
▼
Rate4.43%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 1.55% above avgNationally 2.93%
Details
Rate History
No change since Oct 14, 2026 · 4.50% APY
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
60 Month IRA
$100
4.50%
▲ 1.55% above Wisconsin avg
▼
Rate4.43%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 1.55% above avgNationally 2.93%
Details
IRA; Withdrawals before age 591/2 may be subject to IRS taxes and penalties
Rate History
No change since Oct 14, 2026 · 4.50% APY
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
Share Certificate and IRA Certificate - 5 year
$0
4.50%
▲ 1.55% above Wisconsin avg
▼
Rate4.43%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.95%▲ 1.55% above avgNationally 2.93%
Details
Dividend Rate column; IRA certificate terms are 1 year or greater; Effective Date as of 10/18/2026
Rate History
No change since Oct 19, 2026 · 4.50% APY
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 mo Certificate of Deposit
$500
4.45%
▲ 1.50% above Wisconsin avg
▼
Rate4.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.95%▲ 1.50% above avgNationally 2.93%
Details
Balance: Under $10,000; Interest Credited: Annually; Fixed
Rate History
No change since Sep 14, 2026 · 4.45% APY · checked 7 times
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Jumbo Share or IRA Certificate (5 Year)
$10,000
4.45%
▲ 1.50% above Wisconsin avg
▼
Rate4.38%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.95%▲ 1.50% above avgNationally 2.93%
Details
Rate History
No change since Oct 5, 2026 · 4.45% APY · checked 4 times
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
60-Month CD
$50,000
4.44%
▲ 1.49% above Wisconsin avg
▼
Rate4.35%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.95%▲ 1.49% above avgNationally 2.93%
Details
Balance tier: $50,000.00
Rate History
No change since Oct 5, 2026 · 4.44% APY · checked 3 times
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
60-Month Traditional/Roth IRA CD
$50,000
4.44%
▲ 1.49% above Wisconsin avg
▼
Rate4.35%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.95%▲ 1.49% above avgNationally 2.93%
Details
Rate History
1 change since Sep 14, 2026 · 3.76% → 4.44% ▲ 0.68 pts · high 4.44% / low 3.76%
- Sep 29, 20264.44%▲ from 3.76%
- Sep 14, 20263.76%first recorded
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
5 Year Certificate Account
$0
4.40%
▲ 1.45% above Wisconsin avg
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 1.45% above avgNationally 2.93%
Details
Maturity Date (Regular, Business or IRA)
Rate History
No change since Sep 15, 2026 · 4.40% APY · checked 8 times
Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year CD
$5,000
4.30%
▲ 1.35% above Wisconsin avg
▼
Rate4.23%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Wisconsin Average2.95%▲ 1.35% above avgNationally 2.93%
Details
A penalty of 182 days of interest may be imposed for all other CD terms unless specified differently. APY is subject to change without prior notice.
Rate History
1 change since Sep 14, 2026 · 3.50% → 4.30% ▲ 0.80 pts · high 4.30% / low 3.50%
- Oct 3, 20264.30%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
5 Year Business Certificate of Deposit
$0
4.30%
▲ 1.35% above Wisconsin avg
▼
Rate4.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 1.35% above avgNationally 2.93%
Details
Balance: $100,000.00 and higher; Interest Compounded: Quarterly; Interest Credited: Quarterly
Rate History
No change since Oct 8, 2026 · 4.30% APY · checked 3 times
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
60-Month CD
$500
4.28%
▲ 1.33% above Wisconsin avg
▼
Rate4.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.95%▲ 1.33% above avgNationally 2.93%
Details
Balance tier: $500.00
Rate History
1 change since Sep 14, 2026 · 3.61% → 4.28% ▲ 0.67 pts · high 4.28% / low 3.61%
- Oct 5, 20264.28%▲ from 3.61%
- Sep 14, 20263.61%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
60-Month Traditional/Roth IRA CD
$500
4.28%
▲ 1.33% above Wisconsin avg
▼
Rate4.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Wisconsin Average2.95%▲ 1.33% above avgNationally 2.93%
Details
Rate History
1 change since Sep 14, 2026 · 3.61% → 4.28% ▲ 0.67 pts · high 4.28% / low 3.61%
- Sep 29, 20264.28%▲ from 3.61%
- Sep 14, 20263.61%first recorded
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
60 Month Share Certificate
$0
4.15%
▲ 1.20% above Wisconsin avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.95%▲ 1.20% above avgNationally 2.93%
Details
Includes Roth and Traditional Share IRAs; Dividends earned and posted monthly; Early withdrawal penalty: 180 days of dividend if over 1 year
Rate History
No change since Oct 9, 2026 · 4.15% APY · checked 2 times
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
5 Year Business Certificate of Deposit
$0
4.10%
▲ 1.15% above Wisconsin avg
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 1.15% above avgNationally 2.93%
Details
Balance: $25,000.00 - $99,999.99; Interest Compounded: Quarterly; Interest Credited: Quarterly
Rate History
No change since Oct 8, 2026 · 4.10% APY · checked 3 times
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
60 Month IRA CD
$1,000
4.09%
▲ 1.14% above Wisconsin avg
▼
Rate4.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 1.14% above avgNationally 2.93%
Details
Rate History
No change since Sep 14, 2026 · 4.09% APY · checked 8 times
Oakwood Bank Pigeon Falls, WI
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
Certificates of Deposit - 5 Years
$1,000
4.06%
▲ 1.11% above Wisconsin avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 1.11% above avgNationally 2.93%
Details
Rate History
No change since Sep 30, 2026 · 4.06% APY · checked 5 times
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Share/IRA Certificates - 60 Months
$0
4.06%
▲ 1.11% above Wisconsin avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.95%▲ 1.11% above avgNationally 2.93%
Details
Minimum balance $1,000.00
Rate History
No change since Oct 13, 2026 · 4.06% APY · checked 2 times
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
60 Month HSA CD
$1,000
4.04%
▲ 1.09% above Wisconsin avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 1.09% above avgNationally 2.93%
Details
Rate History
No change since Sep 14, 2026 · 4.04% APY · checked 8 times
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Everyday CD Options - 60 Month
$1,000
4.04%
▲ 1.09% above Wisconsin avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 1.09% above avgNationally 2.93%
Details
Rate History
No change since Sep 24, 2026 · 4.04% APY · checked 5 times
Oostburg State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
60 Month CD
$0
4.04%
▲ 1.09% above Wisconsin avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 1.09% above avgNationally 2.93%
Details
Initial deposit $1,000 or more
Rate History
No change since Oct 14, 2026 · 4.04% APY
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year IRA
$0
4.00%
▲ 1.05% above Wisconsin avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 1.05% above avgNationally 2.93%
Details
Rate History
1 change since Sep 14, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80%
- Oct 3, 20264.00%▲ from 3.80%
- Sep 14, 20263.80%first recorded
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit - 5 Years
$0
4.00%
▲ 1.05% above Wisconsin avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 1.05% above avgNationally 2.93%
Details
Rate History
No change since Oct 14, 2026 · 4.00% APY
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
5 Year Business Certificate of Deposit
$0
4.00%
▲ 1.05% above Wisconsin avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 1.05% above avgNationally 2.93%
Details
Balance: $1,000.00 - $24,999.99; Interest Compounded: Quarterly; Interest Credited: Quarterly
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 3 times
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5 Year CDs
$1,000
4.00%
▲ 1.05% above Wisconsin avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 1.05% above avgNationally 2.93%
Details
Min. balance to open & obtain APY; Early withdrawal may be subject to penalty
Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 7 times
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5-Year IRA CD
$1,000
4.00%
▲ 1.05% above Wisconsin avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Wisconsin Average2.95%▲ 1.05% above avgNationally 2.93%
Details
IRA minimum. Minimum balance to open/obtain the APY. Early withdrawal may be subject to penalty.
Rate History
No change since Oct 14, 2026 · 4.00% APY
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
5 Year Certificate
$0
4.00%
▲ 1.05% above Wisconsin avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.95%▲ 1.05% above avgNationally 2.93%
Details
Effective October 18, 2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
IRA Certificates - 5 Year
$0
4.00%
▲ 1.05% above Wisconsin avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.95%▲ 1.05% above avgNationally 2.93%
Details
Effective October 18, 2026; Penalty for early withdrawal on Certificates applies
Rate History
No change since Oct 19, 2026 · 4.00% APY · checked 2 times
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
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Fond Du Lac, WI CD Rate Trends
Compare local Fond Du Lac, WI CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD WI Avg
2.812%
▲ 0.011 vs 7 days ago
Wisconsin 12-month CD rates rose 0.011 points over the past 7 days to 2.812% APY.
6-Month CD WI Avg
2.376%
▼ 0.029 vs 7 days ago
Wisconsin 6-month CD rates fell 0.029 points over the past 7 days to 2.376% APY.
As of Oct 19, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered byMonitorBankRates
WI CD Rate Forecast, Next 12 Months
Where are Wisconsin CD rates headed through October 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
WI 12-Month Avg APY
2.812%
6-Month Forecast
2.812%
Range: 2.61%, 2.96%
12-Month Forecast
3.062%
Range: 2.86%, 3.21%
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MonitorBankRates
What Your Savings Earn at WI CD Rates Today
Annual interest earnings at today’s Wisconsin average APYs. State average used where available; national average as fallback.
| CD Term | WI Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.497% | $74.84 | $149.68 | $374.20 | $748.40 |
| 6-Month CD | 2.376% | $118.80 | $237.60 | $594.00 | $1,188.00 |
| 12-Month CD | 2.812% | $140.60 | $281.20 | $703.00 | $1,406.00 |
| 18-Month CD | 2.781% | $139.07 | $278.13 | $695.32 | $1,390.65 |
| 24-Month CD | 2.883% | $144.13 | $288.26 | $720.65 | $1,441.30 |
| 36-Month CD | 2.847% | $142.35 | $284.69 | $711.73 | $1,423.45 |
| 48-Month CD | 2.733% | $136.64 | $273.29 | $683.23 | $1,366.45 |
| 60-Month CD | 2.952% | $147.60 | $295.20 | $738.00 | $1,476.00 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 19, 2026. | |||||
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Sample CD Ladder for Fond Du Lac, Wisconsin Savers
$25,000 split equally across 5 terms using today’s Wisconsin average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | WI Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.497% | $74.84 |
| 2 | 6-Month CD | $5,000 | 2.376% | $118.80 |
| 3 | 12-Month CD | $5,000 | 2.812% | $140.60 |
| 4 | 24-Month CD | $5,000 | 2.883% | $144.13 |
| 5 | 36-Month CD | $5,000 | 2.847% | $142.35 |
| Total ($25,000 invested) | $25,000 | 2.483% blended | $620.72/yr | |
Ladder example uses equal $5,000 rungs and Wisconsin average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
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1,947
CD Rates
Tracked in Fond Du Lac, Wisconsin
Tracked in Fond Du Lac, Wisconsin
63 Banks
63 Credit Unions
About Our Fond Du Lac, Wisconsin CD Rate Database
MonitorBankRates tracks 1,947 CD rates from 63 banks and 63 credit unions with locations in Fond Du Lac, Wisconsin, plus national online institutions available to Wisconsin residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Nicolet Bank offers a CD at 4.75% APY with a minimum deposit of $2,500. Use the rate table above to compare all current offers in Fond Du Lac, Wisconsin.
How to Find the Best CD Rates in Fond Du Lac, Wisconsin
What to compare when shopping for a CD in Fond Du Lac, Wisconsin
To find the best APYs in Fond Du Lac, Wisconsin, start with credit unions and online-only banks: Fond Du Lac, Wisconsin has 63 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Fond Du Lac, Wisconsin
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Fond Du Lac, Wisconsin: 126 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Fond Du Lac, Wisconsin savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Fond Du Lac, Wisconsin money market rates
Wisconsin Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024 (state-level data shown; city data not available)
Population 65+
18.5%
National avg: 17.3%
Median Individual Earnings
$46,667
National avg: $47,340
Poverty Rate
10.6%
National avg: 11.1%
Unemployment Rate
3.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$131/yr
At WI 12-mo avg 2.812% APY
18.5% of residents are 65 or older, in line with the national average of 17.3%; a low unemployment rate of 3.2% reflects a strong local economy. At today’s WI 12-month CD average of 2.812%, saving 10% of the local median salary ($4,666/year) and putting it in a CD would earn an additional $131 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Fond Du Lac, Wisconsin
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90 to 180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Fond Du Lac, Wisconsin
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Fond Du Lac, Wisconsin typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Fond Du Lac, Wisconsin as everywhere in the U.S.
Choosing a CD Term in Fond Du Lac, Wisconsin
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Fond Du Lac, Wisconsin savers easier access to their funds. For example, Marine Credit Union is offering its Certificate Special - 6-month at 4.00% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Nicolet Bank is offering its 60 Month Relationship CD at 4.75% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Fond Du Lac, Wisconsin Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Fond Du Lac, Wisconsin saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Fond Du Lac, Wisconsin
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Fond Du Lac, Wisconsin CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Fond Du Lac, Wisconsin
Most CDs carry a fixed rate that is locked for the entire term, protecting a Fond Du Lac, Wisconsin depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Fond Du Lac, Wisconsin
Are CD rates in Fond Du Lac, Wisconsin FDIC insured?
Yes, most established banks in Fond Du Lac, Wisconsin are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Fond Du Lac, Wisconsin?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Fond Du Lac, Wisconsin.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Fond Du Lac, Wisconsin may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Fond Du Lac, Wisconsin?
Here are recent top rates found for this area:
- Nicolet Bank: 4.75% APY (60 Month Relationship CD)
- Marine Credit Union: 4.66% APY (Jumbo Individual Retirement Account Certificates - 60-month)
- Horicon Bank: 3.58% APY (1 1/2 Year CD (18 Month))
- Glacier Hills Credit Union: 3.50% APY (48 Month Certificate)
- National Exchange Bank and Trust: 3.30% APY (Dollars for Scholars - 36 Month)
- Bristol Morgan Bank: 3.15% APY (60 Month CD/IRA)
- Fond Du Lac Credit Union: 3.14% APY (2 Year Certificate)
- Fox Valley Savings Bank: 3.00% APY (Certificates of Deposit - 2 Year)
- Verve a Credit Union: 2.75% APY (Share/IRA Certificate - 24-month)
- Bank First, NA: 2.28% APY (Certificate of Deposit - 12 Month)
Rates reflect recent verified offers available in Fond Du Lac, Wisconsin. Last Updated: October 19, 2026
Fond Du Lac, Wisconsin CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Fond Du Lac, Wisconsin rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.
CD Calculators for Fond Du Lac, Wisconsin
Fond Du Lac, Wisconsin CD Calculator
At today’s WI top rate of 4.75% APY, a $10,000 deposit earns $475 in the first year. Enter your amount to see your exact return.
Fond Du Lac, Wisconsin CD LadderWI CD rates currently range from 1.497% (3-month) to 2.847% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Fond Du Lac, Wisconsin CD at 4.75% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsWisconsin’s average 12-month CD is 2.812% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fond Du Lac, Wisconsin CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Fond Du Lac, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fond Du Lac, Wisconsin. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 19, 2026
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