MonitorBankRates
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CD Rate Trends

Brookfield, Wisconsin Best CD Rates October 2026

Brookfield, Wisconsin CD rates range from 0.01% to 6.00% APY, verified by MonitorBankRates as of October 23, 2026. Current Brookfield, Wisconsin CD rates include Waukesha State BankWaukesha State Bank18300 W Capitol Dr, Brookfield, WI 53045A+5.0 ★Texas Ratio: 1.44%Real return: +0.95%APY minus CPIRate verified Oct 22, 2026 offering Certificate of Deposit - 5 Years at 4.65% APY, Bank Five NineBank Five Nine18815 W Capitol Dr, Brookfield, WI 53045A5.0 ★Texas Ratio: 8.25%Real return: +0.80%APY minus CPIRate verified Oct 20, 2026 offering 60 Month CD at 4.50% APY, 5 Star Community Credit Union5 Star Community Credit Union255 Fiserv Dr, Brookfield, WI 53045 5815A5.0 ★Texas Ratio: 6.47%Real return: +0.80%APY minus CPIRate verified Oct 19, 2026 offering 6 Month Share Certificate at 4.50% APY, Landmark Credit Union WILandmark Credit Union WI13600 W Greenfield Ave, Brookfield, WI 53005A+5.0 ★Texas Ratio: 3.05%Real return: +0.70%APY minus CPIRate verified Oct 20, 2026 offering 12 Month Certificate Account at 4.40% APY, and Spring Bank Brookfield, WISpring Bank Brookfield, WI16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005B4.6 ★Texas Ratio: 20.13%Real return: +0.60%APY minus CPIRate verified Oct 22, 2026 offering Certificates of Deposit (Personal, IRA, or Business) - 5 Year at 4.30% APY. CD rates as of October 23, 2026 according to verified data from MonitorBankRates.

Brookfield has 321 local institutions in our database, with CD rates as high as 4.65% APY from Waukesha State Bank at 18300 W Capitol Dr, Brookfield, WI 53045. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 23, 2026

Compare Best CD Rates in Brookfield, Wisconsin & the Surrounding Area

Brookfield 3 Month CD Rates

Wisconsin 3 Month CD Average1.53% APYNational 2.13%▲ 0.04% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
CD - 3 Month
$0
3.92% ▲ 2.39% above Wisconsin avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average1.53%▲ 2.39% above avgNationally 2.13%
Details

Minimum $75,000.00 Terms tier

Rate History
1 change since Sep 25, 2026 · 3.41% → 3.92% ▲ 0.51 pts · high 3.92% / low 3.41%
2.90%3.67%4.43%Sep 25, 2026: 3.41% APYOct 23, 2026: 3.92% APYSep 25, 2026Oct 25, 2026
  • Oct 23, 20263.92%▲ from 3.41%
  • Sep 25, 20263.41%first recorded
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
CD - 3 Month
$0
3.67% ▲ 2.14% above Wisconsin avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average1.53%▲ 2.14% above avgNationally 2.13%
Details

Balance: $20,000.00 Minimum

Rate History
1 change since Sep 25, 2026 · 3.41% → 3.67% ▲ 0.26 pts · high 3.67% / low 3.41%
2.91%3.54%4.17%Sep 25, 2026: 3.41% APYOct 23, 2026: 3.67% APYSep 25, 2026Oct 25, 2026
  • Oct 23, 20263.67%▲ from 3.41%
  • Sep 25, 20263.41%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 3 Month
$0
3.45% ▲ 1.92% above Wisconsin avg
▼
Rate3.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average1.53%▲ 1.92% above avgNationally 2.13%
Details

Balance: $100,000 and higher; Interest Compounded:; Interest Credited: At Maturity

Rate History
No change since Oct 3, 2026 · 3.45% APY · checked 2 times
2.95%3.45%3.95%Oct 3, 2026: 3.45% APYOct 3, 2026Oct 25, 2026
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
3 Month CD
$0
3.41% ▲ 1.88% above Wisconsin avg
▼
Rate3.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average1.53%▲ 1.88% above avgNationally 2.13%
Details

Minimum $500.00 Terms

Rate History
No change since Oct 12, 2026 · 3.41% APY · checked 2 times
2.91%3.41%3.91%Oct 12, 2026: 3.41% APYOct 12, 2026Oct 25, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 3 Month
$0
3.15% ▲ 1.62% above Wisconsin avg
▼
Rate3.11%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average1.53%▲ 1.62% above avgNationally 2.13%
Details

Balance: $25,000 - $99,999; Interest Compounded:; Interest Credited: At Maturity

Rate History
No change since Oct 3, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 3, 2026: 3.15% APYOct 3, 2026Oct 25, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 3 Month
$0
3.05% ▲ 1.52% above Wisconsin avg
▼
Rate3.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average1.53%▲ 1.52% above avgNationally 2.13%
Details

Balance: $1,000 - $24,999; Interest Compounded:; Interest Credited: At Maturity

Rate History
No change since Oct 3, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Oct 3, 2026: 3.05% APYOct 3, 2026Oct 25, 2026
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
255 Fiserv Dr, Brookfield, WI 53045 5815
3 Month Share Certificate
$500
2.85% ▲ 1.32% above Wisconsin avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.53%▲ 1.32% above avgNationally 2.13%
Details

Dividends compounded and credited at maturity; rates as of August 21, 2026

Rate History
No change since Sep 18, 2026 · 2.85% APY · checked 4 times
2.35%2.85%3.35%Sep 18, 2026: 2.85% APYSep 18, 2026Oct 25, 2026
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
255 Fiserv Dr, Brookfield, WI 53045
3 Month CD
$2,500
2.20% ▲ 0.67% above Wisconsin avg
▼
Rate2.20%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average1.53%▲ 0.67% above avgNationally 2.13%
Details

Rate History
2 changes since Sep 14, 2026 · 2.20% → 2.20% ▼ 0.00 pts · high 3.60% / low 2.20%
0.80%2.90%5.00%Sep 14, 2026: 2.20% APYSep 18, 2026: 3.60% APYSep 25, 2026: 2.20% APYSep 14, 2026Oct 25, 2026
  • Sep 25, 20262.20%▼ from 3.60%
  • Sep 18, 20263.60%▲ from 2.20%
  • Sep 14, 20262.20%first recorded
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
17100 W Bluemound Rd, Brookfield, WI 53005
3 Month Certificates of Deposit
$500
2.00% ▲ 0.47% above Wisconsin avg
▼
Rate1.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average1.53%▲ 0.47% above avgNationally 2.13%
Details

Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 25, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
17100 W Bluemound Rd, Brookfield, WI 53005
Certificates of Deposit - 3 Months
$500
2.00% ▲ 0.47% above Wisconsin avg
▼
Rate1.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average1.53%▲ 0.47% above avgNationally 2.13%
Details

Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 25, 2026
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
14000 W North Ave, Brookfield, WI 53005
Certificate of Deposit Accounts (CD) - 3 months
$2,000
1.76% ▲ 0.23% above Wisconsin avg
▼
Rate1.75%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average1.53%▲ 0.23% above avgNationally 2.13%
Details

Balance: $2,000.00 and over; Interest payment: At Maturity; Compounding: Simple

Rate History
No change since Oct 20, 2026 · 1.76% APY · checked 2 times
1.26%1.76%2.26%Oct 20, 2026: 1.76% APYOct 20, 2026Oct 25, 2026
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
13600 W Greenfield Ave, Brookfield, WI 53005
3 Month Certificate Account
$0
0.50% ▼ 1.03% below Wisconsin avg
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average1.53%▼ 1.03% below avgNationally 2.13%
Details

Maturity Date (Regular, Business or IRA)

Rate History
No change since Oct 14, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 14, 2026: 0.50% APYOct 14, 2026Oct 25, 2026
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14040 W Capitol Dr, Brookfield, WI 53005
Certificates Of Deposit - 90-day
$1,000
0.50% ▼ 1.03% below Wisconsin avg
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average1.53%▼ 1.03% below avgNationally 2.13%
Details

Rate History
No change since Oct 14, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 14, 2026: 0.50% APYOct 14, 2026Oct 25, 2026
Marathon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
19105 W Capitol Drive, Brookfield, WI 53045
Certificate of Deposit 3 Month (91 day)
$1,000
0.25% ▼ 1.28% below Wisconsin avg
▼
Rate0.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average1.53%▼ 1.28% below avgNationally 2.13%
Details

Rate History
No change since Sep 19, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 19, 2026: 0.25% APYSep 19, 2026Oct 25, 2026
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
3 Month Certificate
$500
0.10% ▼ 1.43% below Wisconsin avg
▼
Rate0.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average1.53%▼ 1.43% below avgNationally 2.13%
Details

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 13 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 25, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3155 N 124th St, Brookfield, WI 53005
3 Month IRA Certificate of Deposit
$0
0.05% ▼ 1.48% below Wisconsin avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.53%▼ 1.48% below avgNationally 2.13%
Details

Balance: $1,000 and over to obtain APY; rates shown by ZIP code

Rate History
No change since Oct 14, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 14, 2026: 0.05% APYOct 14, 2026Oct 25, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3155 N 124th St, Brookfield, WI 53005
3 Month Standard CD
$1,000
0.05% ▼ 1.48% below Wisconsin avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.53%▼ 1.48% below avgNationally 2.13%
Details

Balance: up to $100,000; Rates for ZIP code 60603

Rate History
No change since Oct 14, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 14, 2026: 0.05% APYOct 14, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 3 Months
$1,000
0.03% ▼ 1.50% below Wisconsin avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average1.53%▼ 1.50% below avgNationally 2.13%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 3 Months
$1,000
0.02% ▼ 1.51% below Wisconsin avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average1.53%▼ 1.51% below avgNationally 2.13%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 25, 2026
Associated Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
17100 W Capitol Dr, Brookfield, WI 53005
3 month CD
$1,000
0.02% ▼ 1.51% below Wisconsin avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average1.53%▼ 1.51% below avgNationally 2.13%
Details

Rate History
No change since Oct 22, 2026 · 0.02% APY
0.00%0.26%0.52%Oct 22, 2026: 0.02% APYOct 22, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 3 Months
$1,000
0.01% ▼ 1.52% below Wisconsin avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average1.53%▼ 1.52% below avgNationally 2.13%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 25, 2026
Holy Family Memorial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
3 Month Share Certificate
$1,000
3.96% ▲ 2.43% above Wisconsin avg
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average1.53%▲ 2.43% above avgNationally 2.13%
Details

Effective 10/16/2026; APY is annual percentage yield

Rate History
No change since Oct 22, 2026 · 3.96% APY
3.46%3.96%4.46%Oct 22, 2026: 3.96% APYOct 22, 2026Oct 25, 2026
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
3 Month Certificates
$0
3.90% ▲ 2.37% above Wisconsin avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average1.53%▲ 2.37% above avgNationally 2.13%
Details

Dividend rate from comparison table

Rate History
No change since Oct 22, 2026 · 3.90% APY
3.40%3.90%4.40%Oct 22, 2026: 3.90% APYOct 22, 2026Oct 25, 2026
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Jumbo Share Certificate (3 Month)
$10,000
3.90% ▲ 2.37% above Wisconsin avg
▼
Rate3.84%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.53%▲ 2.37% above avgNationally 2.13%
Details

No IRA Available

Rate History
No change since Oct 5, 2026 · 3.90% APY · checked 5 times
3.40%3.90%4.40%Oct 5, 2026: 3.90% APYOct 5, 2026Oct 25, 2026
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3-Month Time Deposit Account Special Offer
$500
3.85% ▲ 2.32% above Wisconsin avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average1.53%▲ 2.32% above avgNationally 2.13%
Details

Balance: under $100k; Limited time special offer; Effective Date: 10/19/2026; Not available for individual retirement or business accounts; Apply online

Rate History
No change since Oct 20, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 20, 2026: 3.85% APYOct 20, 2026Oct 25, 2026
Farmers & Merchants State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
90 Day Option CD
$500
3.85% ▲ 2.32% above Wisconsin avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average1.53%▲ 2.32% above avgNationally 2.13%
Details

9-Month Option CD (footnote 6): can deposit or withdraw without penalty at each 90 day anniversary; $500 minimum balance must be maintained; aggregate deposits during 9 month term may not exceed $250,000; no institutional money; Compounding: Quarterly

Rate History
No change since Oct 4, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Oct 4, 2026: 3.85% APYOct 4, 2026Oct 25, 2026
Farmers & Merchants State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Commercial 90 Day Option CD
$500
3.85% ▲ 2.32% above Wisconsin avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average1.53%▲ 2.32% above avgNationally 2.13%
Details

Commercial deposit; SPECIALS; 9-month term with option to withdraw or deposit without penalty at each 90 day anniversary; $500 minimum must be maintained; aggregate deposits up to $250,000; no institutional money; Compounding: Quarterly

Rate History
No change since Oct 23, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 23, 2026: 3.85% APYOct 23, 2026Oct 25, 2026
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
IRA/HSA & Share Certificates - 3 Month Certificate
$5,000
3.75% ▲ 2.22% above Wisconsin avg
▼
Rate3.69%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.53%▲ 2.22% above avgNationally 2.13%
Details

Rate = dividend rate; penalty for early withdrawal; 3 Month Certificate requires minimum deposit of $5,000

Rate History
No change since Oct 19, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 19, 2026: 3.75% APYOct 19, 2026Oct 25, 2026
Conservation First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
3 Month CD
$0
3.60% ▲ 2.07% above Wisconsin avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average1.53%▲ 2.07% above avgNationally 2.13%
Details

Compounding: At Maturity; Early withdrawal penalty: one month's interest; Interest Rate/APY shown as 3.60% / 3.60% APY

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 7 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 25, 2026
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Certificate of Deposit - 90 Day
$1,000
3.56% ▲ 2.03% above Wisconsin avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average1.53%▲ 2.03% above avgNationally 2.13%
Details

Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 7 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Oct 25, 2026
Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$10,000
3.50% ▲ 1.97% above Wisconsin avg
▼
Rate3.46%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average1.53%▲ 1.97% above avgNationally 2.13%
Details

Rate History
1 change since Sep 14, 2026 · 2.25% → 3.50% ▲ 1.25 pts · high 3.50% / low 2.25%
1.00%2.88%4.75%Sep 14, 2026: 2.25% APYOct 3, 2026: 3.50% APYSep 14, 2026Oct 25, 2026
  • Oct 3, 20263.50%▲ from 2.25%
  • Sep 14, 20262.25%first recorded
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
Certificates - 3-Month
$250
3.44% ▲ 1.91% above Wisconsin avg
▼
Rate3.40%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.53%▲ 1.91% above avgNationally 2.13%
Details

Dividends Paid: Quarterly; $250 minimum to open. Any certificate may be used for IRAs.

Rate History
No change since Oct 13, 2026 · 3.44% APY · checked 2 times
2.94%3.44%3.94%Oct 13, 2026: 3.44% APYOct 13, 2026Oct 25, 2026
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Share Certificate (3 Month)
$1,000
3.40% ▲ 1.87% above Wisconsin avg
▼
Rate3.36%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.53%▲ 1.87% above avgNationally 2.13%
Details

No IRA Available

Rate History
No change since Oct 5, 2026 · 3.40% APY · checked 5 times
2.90%3.40%3.90%Oct 5, 2026: 3.40% APYOct 5, 2026Oct 25, 2026
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
Share Certificate and IRA Certificate - 3 Month
$0
3.25% ▲ 1.72% above Wisconsin avg
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.53%▲ 1.72% above avgNationally 2.13%
Details

Dividend Rate column; IRA certificate terms are 1 year or greater; Effective Date as of 10/18/2026

Rate History
No change since Oct 19, 2026 · 3.25% APY
2.75%3.25%3.75%Oct 19, 2026: 3.25% APYOct 19, 2026Oct 25, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Relationship CD - 3 Month
$2,500
3.05% ▲ 1.52% above Wisconsin avg
▼
Rate3.02%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average1.53%▲ 1.52% above avgNationally 2.13%
Details

Relationship CD; relationship defined as Direct Deposit Checking; Minimum $2500 to open

Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 9 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Oct 25, 2026
Oostburg State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
3 Month CD
$1,000
3.03% ▲ 1.50% above Wisconsin avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average1.53%▲ 1.50% above avgNationally 2.13%
Details

$1,000 or more

Rate History
1 change since Sep 27, 2026 · 1.61% → 3.03% ▲ 1.42 pts · high 3.03% / low 1.61%
0.19%2.32%4.45%Sep 27, 2026: 1.61% APYOct 7, 2026: 3.03% APYSep 27, 2026Oct 25, 2026
  • Oct 7, 20263.03%▲ from 1.61%
  • Sep 27, 20261.61%first recorded
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
3 Month Certificate
$0
3.00% ▲ 1.47% above Wisconsin avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.53%▲ 1.47% above avgNationally 2.13%
Details

Effective October 18, 2026

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 25, 2026
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
3 Month Certificate Special
$0
3.00% ▲ 1.47% above Wisconsin avg
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.53%▲ 1.47% above avgNationally 2.13%
Details

Early Withdrawal Penalty: 30 Days; Effective Date: October 18, 2026

Rate History
No change since Oct 19, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 19, 2026: 3.00% APYOct 19, 2026Oct 25, 2026
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
Certificate - 3 Months
$2,000
3.00% ▲ 1.47% above Wisconsin avg
▼
Rate2.97%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.53%▲ 1.47% above avgNationally 2.13%
Details

Early Withdrawal Penalty: 30 Days

Rate History
No change since Oct 19, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 19, 2026: 3.00% APYOct 19, 2026Oct 25, 2026
GreenLeaf Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
3 Month CD
$2,500
2.85% ▲ 1.32% above Wisconsin avg
▼
Rate2.85%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average1.53%▲ 1.32% above avgNationally 2.13%
Details

Rate History
No change since Sep 19, 2026 · 2.85% APY · checked 7 times
2.35%2.85%3.35%Sep 19, 2026: 2.85% APYSep 19, 2026Oct 25, 2026
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month IRA Certificates
$0
2.85% ▲ 1.32% above Wisconsin avg
▼
Rate2.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.53%▲ 1.32% above avgNationally 2.13%
Details

Individual Retirement Account (IRAs) with $250,000 Minimum; Contact Us to Apply

Rate History
No change since Sep 14, 2026 · 2.85% APY · checked 8 times
2.35%2.85%3.35%Sep 14, 2026: 2.85% APYSep 14, 2026Oct 25, 2026
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month Regular Certificate
$0
2.85% ▲ 1.32% above Wisconsin avg
▼
Rate2.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.53%▲ 1.32% above avgNationally 2.13%
Details

Certificates with $250,000 Minimum; Open Account

Rate History
No change since Oct 13, 2026 · 2.85% APY · checked 2 times
2.35%2.85%3.35%Oct 13, 2026: 2.85% APYOct 13, 2026Oct 25, 2026
West Pointe Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Fixed Rate Certificates of Deposit - 3 Months
$1,000
2.83% ▲ 1.30% above Wisconsin avg
▼
Rate2.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average1.53%▲ 1.30% above avgNationally 2.13%
Details

Compounding: Monthly

Rate History
No change since Sep 14, 2026 · 2.83% APY · checked 2 times
2.33%2.83%3.33%Sep 14, 2026: 2.83% APYSep 14, 2026Oct 25, 2026
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month IRA Certificates
$0
2.80% ▲ 1.27% above Wisconsin avg
▼
Rate2.76%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.53%▲ 1.27% above avgNationally 2.13%
Details

Minimum balance $10,000

Rate History
No change since Sep 14, 2026 · 2.80% APY · checked 4 times
2.30%2.80%3.30%Sep 14, 2026: 2.80% APYSep 14, 2026Oct 25, 2026
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month Regular Certificate
$0
2.80% ▲ 1.27% above Wisconsin avg
▼
Rate2.76%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.53%▲ 1.27% above avgNationally 2.13%
Details

Certificates with $10,000 Minimum

Rate History
No change since Oct 19, 2026 · 2.80% APY
2.30%2.80%3.30%Oct 19, 2026: 2.80% APYOct 19, 2026Oct 25, 2026
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
IRA Certificates - 3 Months
$0
2.80% ▲ 1.27% above Wisconsin avg
▼
Rate2.76%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.53%▲ 1.27% above avgNationally 2.13%
Details

Individual Retirement Account (IRAs) with $10,000 Minimum

Rate History
No change since Oct 9, 2026 · 2.80% APY · checked 3 times
2.30%2.80%3.30%Oct 9, 2026: 2.80% APYOct 9, 2026Oct 25, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
CD - 3 Month
$2,500
2.75% ▲ 1.22% above Wisconsin avg
▼
Rate2.72%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average1.53%▲ 1.22% above avgNationally 2.13%
Details

Minimum $2500 to open

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 9 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 25, 2026
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month Certificate - Regular
$0
2.75% ▲ 1.22% above Wisconsin avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.53%▲ 1.22% above avgNationally 2.13%
Details

Rate History
No change since Oct 13, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Oct 13, 2026: 2.75% APYOct 13, 2026Oct 25, 2026
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month IRA Certificate
$0
2.75% ▲ 1.22% above Wisconsin avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average1.53%▲ 1.22% above avgNationally 2.13%
Details

Rate History
No change since Oct 9, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Oct 9, 2026: 2.75% APYOct 9, 2026Oct 25, 2026

Brookfield 6 Month CD Rates

Wisconsin 6 Month CD Average2.40% APYNational 2.78%▲ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
255 Fiserv Dr, Brookfield, WI 53045 5815
6 Month Share Certificate
$500
4.50% ▲ 2.10% above Wisconsin avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.40%▲ 2.10% above avgNationally 2.78%
Details

Dividends compounded and credited at maturity; rates as of August 21, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APY · checked 4 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APYSep 18, 2026Oct 25, 2026
Waukesha State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
18300 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 6 Months
$500
4.00% ▲ 1.60% above Wisconsin avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.40%▲ 1.60% above avgNationally 2.78%
Details

Regular and jumbo CDs up to $1 million; advance approval required over $1 million; APY compounded monthly

Rate History
No change since Oct 22, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 22, 2026: 4.00% APYOct 22, 2026Oct 25, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 6 Month
$0
4.00% ▲ 1.60% above Wisconsin avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.40%▲ 1.60% above avgNationally 2.78%
Details

Balance: $100,000 and higher; Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 3, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 3, 2026: 4.00% APYOct 3, 2026Oct 25, 2026
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
CD - 6 Month
$0
3.82% ▲ 1.42% above Wisconsin avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.40%▲ 1.42% above avgNationally 2.78%
Details

Minimum $75,000.00 Terms tier

Rate History
1 change since Sep 25, 2026 · 3.30% → 3.82% ▲ 0.52 pts · high 3.82% / low 3.30%
2.78%3.56%4.34%Sep 25, 2026: 3.30% APYOct 23, 2026: 3.82% APYSep 25, 2026Oct 25, 2026
  • Oct 23, 20263.82%▲ from 3.30%
  • Sep 25, 20263.30%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 6 Month
$0
3.80% ▲ 1.40% above Wisconsin avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.40%▲ 1.40% above avgNationally 2.78%
Details

Balance: $25,000 - $99,999; Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 3, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 3, 2026: 3.80% APYOct 3, 2026Oct 25, 2026
Greater Pittsburgh Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
255 FISERV Dr, BROOKFIELD, WI 53045 5815
6 Month Share Certificate
$500
3.80% ▲ 1.40% above Wisconsin avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.40%▲ 1.40% above avgNationally 2.78%
Details

Annual Percentage Dividend 3.75%; Early withdrawal penalty: 60 days Div.; Automatically renews at maturity; Interest reinvests quarterly

Rate History
No change since Oct 22, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 22, 2026: 3.80% APYOct 22, 2026Oct 25, 2026
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
255 Fiserv Dr, Brookfield, WI 53045 5815
Share Certificate - 6 months
$1,000
3.75% ▲ 1.35% above Wisconsin avg
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.40%▲ 1.35% above avgNationally 2.78%
Details

Dividends Compounded & Credited: Quarterly; Dividend Period: Quarterly

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
6-Month Term CD
$1,000
3.75% ▲ 1.35% above Wisconsin avg
▼
Rate3.68%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.40%▲ 1.35% above avgNationally 2.78%
Details

Rate History
No change since Oct 19, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 19, 2026: 3.75% APYOct 19, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
Term CD - 6-Month
$1,000
3.75% ▲ 1.35% above Wisconsin avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.40%▲ 1.35% above avgNationally 2.78%
Details

Minimum of $1,000 to open your account

Rate History
No change since Oct 19, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 19, 2026: 3.75% APYOct 19, 2026Oct 25, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 6 Month
$0
3.70% ▲ 1.30% above Wisconsin avg
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.40%▲ 1.30% above avgNationally 2.78%
Details

Balance: $1,000 - $24,999; Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 3, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 3, 2026: 3.70% APYOct 3, 2026Oct 25, 2026
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
CD - 6 Month
$0
3.56% ▲ 1.16% above Wisconsin avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.40%▲ 1.16% above avgNationally 2.78%
Details

Balance: $20,000.00 Minimum

Rate History
1 change since Sep 25, 2026 · 3.30% → 3.56% ▲ 0.26 pts · high 3.56% / low 3.30%
2.80%3.43%4.06%Sep 25, 2026: 3.30% APYOct 23, 2026: 3.56% APYSep 25, 2026Oct 25, 2026
  • Oct 23, 20263.56%▲ from 3.30%
  • Sep 25, 20263.30%first recorded
Olive View Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
255 FISERV Dr, BROOKFIELD, WI 53045 5815
Certificate - 6 months
$1,000
3.55% ▲ 1.15% above Wisconsin avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.40%▲ 1.15% above avgNationally 2.78%
Details

Rate History
No change since Oct 22, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Oct 22, 2026: 3.55% APYOct 22, 2026Oct 25, 2026
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
255 Fiserv Dr, Brookfield, WI 53045 5815
6 Months Term Share Certificate
$2,500
3.47% ▲ 1.07% above Wisconsin avg
▼
Rate3.41%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.40%▲ 1.07% above avgNationally 2.78%
Details

Rate History
1 change since Sep 18, 2026 · 3.48% → 3.47% ▼ 0.01 pts · high 3.48% / low 3.47%
2.97%3.48%3.98%Sep 18, 2026: 3.48% APYOct 8, 2026: 3.47% APYSep 18, 2026Oct 25, 2026
  • Oct 8, 20263.47%▼ from 3.48%
  • Sep 18, 20263.48%first recorded
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
6 Month CD
$0
3.30% ▲ 0.90% above Wisconsin avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.40%▲ 0.90% above avgNationally 2.78%
Details

Minimum $500.00 Terms

Rate History
No change since Oct 12, 2026 · 3.30% APY · checked 2 times
2.80%3.30%3.80%Oct 12, 2026: 3.30% APYOct 12, 2026Oct 25, 2026
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
255 Fiserv Dr, Brookfield, WI 53045
6-month CD Rate
$0
3.30% ▲ 0.90% above Wisconsin avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.40%▲ 0.90% above avgNationally 2.78%
Details

Balance: $1,000+; Compounding/Posted: Monthly/Monthly

Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 5 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Oct 25, 2026
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
255 Fiserv Dr, Brookfield, WI 53045 5815
6 Month Share Certificate
$1,000
3.29% ▲ 0.89% above Wisconsin avg
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.40%▲ 0.89% above avgNationally 2.78%
Details

Requires a minimum investment of $1,000.00

Rate History
No change since Sep 14, 2026 · 3.29% APY · checked 7 times
2.79%3.29%3.79%Sep 14, 2026: 3.29% APYSep 14, 2026Oct 25, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
17100 W Bluemound Rd, Brookfield, WI 53005
6 Month Certificates of Deposit
$500
3.00% ▲ 0.60% above Wisconsin avg
▼
Rate2.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.40%▲ 0.60% above avgNationally 2.78%
Details

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 25, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
17100 W Bluemound Rd, Brookfield, WI 53005
Certificates of Deposit - 6 Months
$500
3.00% ▲ 0.60% above Wisconsin avg
▼
Rate2.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.40%▲ 0.60% above avgNationally 2.78%
Details

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 25, 2026
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
18815 W Capitol Dr, Brookfield, WI 53045
6 Month CD
$1,000
3.00% ▲ 0.60% above Wisconsin avg
▼
Rate2.97%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.40%▲ 0.60% above avgNationally 2.78%
Details

Rate History
No change since Oct 14, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 14, 2026: 3.00% APYOct 14, 2026Oct 25, 2026
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
18815 W Capitol Dr, Brookfield, WI 53045
6 Month IRA
$100
3.00% ▲ 0.60% above Wisconsin avg
▼
Rate2.97%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.40%▲ 0.60% above avgNationally 2.78%
Details

IRA: one deposit per calendar year up to $10,000 for Wisconsin residents

Rate History
No change since Oct 14, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 14, 2026: 3.00% APYOct 14, 2026Oct 25, 2026
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
255 Fiserv Dr, Brookfield, WI 53045
6 Month CD
$2,500
2.25% ▼ 0.15% below Wisconsin avg
▼
Rate2.25%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.40%▼ 0.15% below avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 7 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 25, 2026
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
Jumbo Term Certificates - 6 Month Certificate
$50,000
2.10% ▼ 0.30% below Wisconsin avg
▼
Rate2.08%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.40%▼ 0.30% below avgNationally 2.78%
Details

Jumbo Term Certificate; Minimum Amount $50000.00; Early withdrawal penalty: terms less than 6 months - 90 days dividends; 12 to less than 24 months - 180 days dividends; 24 to less than 48 months - 360 days dividends; 48 months or greater - 720 days dividends

Rate History
No change since Oct 13, 2026 · 2.10% APY · checked 6 times
1.60%2.10%2.60%Oct 13, 2026: 2.10% APYOct 13, 2026Oct 25, 2026
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
14000 W North Ave, Brookfield, WI 53005
Certificate of Deposit Accounts (CD) - 6 months
$2,000
2.01% ▼ 0.39% below Wisconsin avg
▼
Rate2.00%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.40%▼ 0.39% below avgNationally 2.78%
Details

Balance: $2,000.00 to $99,999.99; Interest payment: At Maturity; Compounding: Simple

Rate History
2 changes since Sep 18, 2026 · 3.32% → 2.01% ▼ 1.31 pts · high 3.32% / low 2.01%
0.70%2.67%4.63%Sep 18, 2026: 3.32% APYOct 2, 2026: 3.11% APYOct 20, 2026: 2.01% APYSep 18, 2026Oct 25, 2026
  • Oct 20, 20262.01%▼ from 3.11%
  • Oct 2, 20263.11%▼ from 3.32%
  • Sep 18, 20263.32%first recorded
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
14000 W North Ave, Brookfield, WI 53005
Individual Retirement Accounts (IRA) - 6 months
$300
2.01% ▼ 0.39% below Wisconsin avg
▼
Rate2.00%
Min Deposit$300
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.40%▼ 0.39% below avgNationally 2.78%
Details

Balance: $300.00 to $99,999.99; Interest Payment: At Maturity; Compounding: Simple

Rate History
2 changes since Sep 14, 2026 · 3.32% → 2.01% ▼ 1.31 pts · high 3.32% / low 2.01%
0.70%2.67%4.63%Sep 14, 2026: 3.32% APYOct 7, 2026: 3.11% APYOct 14, 2026: 2.01% APYSep 14, 2026Oct 25, 2026
  • Oct 14, 20262.01%▼ from 3.11%
  • Oct 7, 20263.11%▼ from 3.32%
  • Sep 14, 20263.32%first recorded
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
6 Month Certificate
$500
1.95% ▼ 0.45% below Wisconsin avg
▼
Rate1.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.40%▼ 0.45% below avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 1.95% APY · checked 13 times
1.45%1.95%2.45%Sep 14, 2026: 1.95% APYSep 14, 2026Oct 25, 2026
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
6-Month Add-on Certificate
$100
1.95% ▼ 0.45% below Wisconsin avg
▼
Rate1.93%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.40%▼ 0.45% below avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 1.95% APY · checked 13 times
1.45%1.95%2.45%Sep 14, 2026: 1.95% APYSep 14, 2026Oct 25, 2026
Westbury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
17160 W North Ave, Brookfield, WI 53005
6 Month Certificate of Deposit
$500
1.50% ▼ 0.90% below Wisconsin avg
▼
Rate1.49%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.40%▼ 0.90% below avgNationally 2.78%
Details

Minimum balance to open and obtain APY: $500.00

Rate History
No change since Oct 22, 2026 · 1.50% APY
1.00%1.50%2.00%Oct 22, 2026: 1.50% APYOct 22, 2026Oct 25, 2026
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
255 Fiserv Dr, Brookfield, WI 53045
Business 6-month CD Rate
$0
1.26% ▼ 1.14% below Wisconsin avg
▼
Rate1.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.40%▼ 1.14% below avgNationally 2.78%
Details

Balance: $1,000+; Compounding/Posted: Monthly/Monthly

Rate History
No change since Oct 14, 2026 · 1.26% APY · checked 2 times
0.76%1.26%1.76%Oct 14, 2026: 1.26% APYOct 14, 2026Oct 25, 2026
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
13600 W Greenfield Ave, Brookfield, WI 53005
6 Month Certificate Account
$0
1.00% ▼ 1.40% below Wisconsin avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.40%▼ 1.40% below avgNationally 2.78%
Details

Maturity Date (Regular, Business or IRA)

Rate History
No change since Oct 14, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 14, 2026: 1.00% APYOct 14, 2026Oct 25, 2026
Associated Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
17100 W Capitol Dr, Brookfield, WI 53005
6 month CD
$1,000
1.00% ▼ 1.40% below Wisconsin avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.40%▼ 1.40% below avgNationally 2.78%
Details

Rate History
No change since Oct 22, 2026 · 1.00% APY
0.50%1.00%1.50%Oct 22, 2026: 1.00% APYOct 22, 2026Oct 25, 2026
Marathon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
19105 W Capitol Drive, Brookfield, WI 53045
Certificate of Deposit 6 Month (182 day)
$1,000
0.25% ▼ 2.15% below Wisconsin avg
▼
Rate0.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.40%▼ 2.15% below avgNationally 2.78%
Details

Rate History
No change since Sep 19, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 19, 2026: 0.25% APYSep 19, 2026Oct 25, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
21505 Us 18 E, Brookfield, WI 53045
Certificates of Deposit - 6 Month
$1,000
0.15% ▼ 2.25% below Wisconsin avg
▼
Rate0.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.40%▼ 2.25% below avgNationally 2.78%
Details

Rate History
No change since Oct 20, 2026 · 0.15% APY · checked 2 times
0.00%0.33%0.65%Oct 20, 2026: 0.15% APYOct 20, 2026Oct 25, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
21505 Us 18 E, Brookfield, WI 53045
Fixed Rate IRA Certificate of Deposit - 6 Month
$500
0.15% ▼ 2.25% below Wisconsin avg
▼
Rate0.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.40%▼ 2.25% below avgNationally 2.78%
Details

Early withdrawal penalties may apply.

Rate History
No change since Oct 7, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Oct 7, 2026: 0.15% APYOct 7, 2026Oct 25, 2026
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
15700 W Bluemound Rd, Brookfield, WI 53005
6-month CD
$1,000
0.10% ▼ 2.30% below Wisconsin avg
▼
Rate0.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.40%▼ 2.30% below avgNationally 2.78%
Details

Interest Compounding: Simple; CD is not IRA eligible

Rate History
No change since Oct 8, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Oct 8, 2026: 0.10% APYOct 8, 2026Oct 25, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3155 N 124th St, Brookfield, WI 53005
6 Month IRA Certificate of Deposit
$0
0.05% ▼ 2.35% below Wisconsin avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.40%▼ 2.35% below avgNationally 2.78%
Details

Balance: $1,000 and over to obtain APY; rates shown by ZIP code

Rate History
No change since Oct 14, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 14, 2026: 0.05% APYOct 14, 2026Oct 25, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3155 N 124th St, Brookfield, WI 53005
6 Month Standard CD
$1,000
0.05% ▼ 2.35% below Wisconsin avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.40%▼ 2.35% below avgNationally 2.78%
Details

Balance: up to $100,000; Rates for ZIP code 60603

Rate History
No change since Oct 14, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 14, 2026: 0.05% APYOct 14, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 6 Months
$1,000
0.03% ▼ 2.37% below Wisconsin avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.40%▼ 2.37% below avgNationally 2.78%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
IRA CD 6 Months
$250
0.03% ▼ 2.37% below Wisconsin avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.40%▼ 2.37% below avgNationally 2.78%
Details

Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000

Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
0.00%0.27%0.53%Oct 14, 2026: 0.03% APYOct 14, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 6 Months
$1,000
0.02% ▼ 2.38% below Wisconsin avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.40%▼ 2.38% below avgNationally 2.78%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
IRA CD 6 Months
$250
0.02% ▼ 2.38% below Wisconsin avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.40%▼ 2.38% below avgNationally 2.78%
Details

Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000

Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 14, 2026: 0.02% APYOct 14, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 6 Months
$1,000
0.01% ▼ 2.39% below Wisconsin avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.40%▼ 2.39% below avgNationally 2.78%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
IRA CD 6 Months
$250
0.01% ▼ 2.39% below Wisconsin avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.40%▼ 2.39% below avgNationally 2.78%
Details

Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000

Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
0.00%0.26%0.51%Oct 14, 2026: 0.01% APYOct 14, 2026Oct 25, 2026
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Youth Share Certificate - 6 Month
$100
5.06% ▲ 2.66% above Wisconsin avg
▼
Rate5.00%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.40%▲ 2.66% above avgNationally 2.78%
Details

Accounts: Teen Cents Club, Junior Savers, Kangaroo Kids Club; Maximum $5,000.00 (Aggregate); Dividends compounded semi-annually; Subject to penalty for early withdrawal

Rate History
No change since Sep 14, 2026 · 5.06% APY · checked 2 times
4.56%5.06%5.56%Sep 14, 2026: 5.06% APYSep 14, 2026Oct 25, 2026
Midwest Family Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
Loyalty Certificate Promo - 6 Months
$0
4.59% ▲ 2.19% above Wisconsin avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.40%▲ 2.19% above avgNationally 2.78%
Details

Requirements for LOYALTY CERTIFICATE PROMO: Checking and Savings account, Debit card and must currently have Direct Deposit. Money must be new to MWFFCU.; APR column printed as 4.50%; Penalty for Early Withdrawal is loss of 90 days dividends

Rate History
No change since Sep 14, 2026 · 4.59% APY · checked 2 times
4.09%4.59%5.09%Sep 14, 2026: 4.59% APYSep 14, 2026Oct 25, 2026
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Certificate of Deposit 6 Month
$500
4.40% ▲ 2.00% above Wisconsin avg
▼
Rate4.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.40%▲ 2.00% above avgNationally 2.78%
Details

Substantial Penalty for Early Withdrawal

Rate History
No change since Oct 14, 2026 · 4.40% APY · checked 3 times
3.90%4.40%4.90%Oct 14, 2026: 4.40% APYOct 14, 2026Oct 25, 2026
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
Certificates of Deposits - 6 months
$1,000
4.30% ▲ 1.90% above Wisconsin avg
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.40%▲ 1.90% above avgNationally 2.78%
Details

Rates effective 09/24/2026; APY assumes dividends remain in the account until maturity; dividends paid semi-annually and at maturity; early withdrawal penalties may apply

Rate History
No change since Oct 13, 2026 · 4.30% APY · checked 3 times
3.80%4.30%4.80%Oct 13, 2026: 4.30% APYOct 13, 2026Oct 25, 2026
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
6 Month CD
$500
4.25% ▲ 1.85% above Wisconsin avg
▼
Rate4.19%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.40%▲ 1.85% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 14, 2026: 4.00% APYSep 24, 2026: 4.25% APYSep 14, 2026Oct 25, 2026
  • Sep 24, 20264.25%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Ladysmith Federal S&L
Institution Rating:
B4.6 ★Texas Ratio: 19.45%
6 Month Certificate of Deposit
$1,000
4.25% ▲ 1.85% above Wisconsin avg
▼
Rate4.18%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.40%▲ 1.85% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.86% → 4.25% ▲ 0.39 pts · high 4.25% / low 3.86%
3.36%4.06%4.75%Sep 14, 2026: 3.86% APYOct 21, 2026: 4.25% APYSep 14, 2026Oct 25, 2026
  • Oct 21, 20264.25%▲ from 3.86%
  • Sep 14, 20263.86%first recorded
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
Jumbo Certificates and IRAs - 6 Months
$0
4.25% ▲ 1.85% above Wisconsin avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.40%▲ 1.85% above avgNationally 2.78%
Details

Early Withdrawal Penalty: 180 Days; Effective Date: October 18, 2026

Rate History
No change since Oct 13, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 13, 2026: 4.25% APYOct 13, 2026Oct 25, 2026
Capital Area Realtors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.32%
Certificate of Deposit (CD) - 6 Months
$0
4.18% ▲ 1.78% above Wisconsin avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.40%▲ 1.78% above avgNationally 2.78%
Details

Rate History
6 changes since Sep 14, 2026 · 4.18% → 4.18% ▼ 0.00 pts · high 4.18% / low 4.15%
3.65%4.17%4.68%Sep 14, 2026: 4.18% APYSep 18, 2026: 4.15% APYSep 21, 2026: 4.18% APYSep 25, 2026: 4.15% APYSep 29, 2026: 4.18% APYOct 5, 2026: 4.15% APYOct 13, 2026: 4.18% APYSep 14, 2026Oct 25, 2026
  • Oct 13, 20264.18%▲ from 4.15%
  • Oct 5, 20264.15%▼ from 4.18%
  • Sep 29, 20264.18%▲ from 4.15%
  • Sep 25, 20264.15%▼ from 4.18%

Brookfield 12 Month CD Rates

Wisconsin 12 Month CD Average2.81% APYNational 2.99%Unchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
13600 W Greenfield Ave, Brookfield, WI 53005
12 Month Certificate Account
$0
4.40% ▲ 1.59% above Wisconsin avg
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.81%▲ 1.59% above avgNationally 2.99%
Details

Maturity Date (Regular, Business or IRA)

Rate History
No change since Oct 14, 2026 · 4.40% APY · checked 2 times
3.90%4.40%4.90%Oct 14, 2026: 4.40% APYOct 14, 2026Oct 25, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 1 Year
$0
4.20% ▲ 1.39% above Wisconsin avg
▼
Rate4.14%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.81%▲ 1.39% above avgNationally 2.99%
Details

Balance: $100,000 and higher; Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 3, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 3, 2026: 4.20% APYOct 3, 2026Oct 25, 2026
Waukesha State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
18300 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 1 Year
$500
4.15% ▲ 1.34% above Wisconsin avg
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.81%▲ 1.34% above avgNationally 2.99%
Details

Regular and jumbo CDs up to $1 million; advance approval required over $1 million; APY compounded monthly

Rate History
No change since Oct 22, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 22, 2026: 4.15% APYOct 22, 2026Oct 25, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
21505 Us 18 E, Brookfield, WI 53045
Fixed Rate IRA Promotional Certificates of Deposit - 12 Month
$2,500
4.00% ▲ 1.19% above Wisconsin avg
▼
Rate3.93%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.81%▲ 1.19% above avgNationally 2.99%
Details

IRA; Early withdrawal penalties may apply

Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 19, 2026: 4.00% APYSep 19, 2026Oct 25, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
21505 Us 18 E, Brookfield, WI 53045
Promotional Certificates of Deposit - 12 Month
$5,000
4.00% ▲ 1.19% above Wisconsin avg
▼
Rate3.93%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.81%▲ 1.19% above avgNationally 2.99%
Details

Interest rate and APY effective as of 10/05/26

Rate History
No change since Oct 20, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 20, 2026: 4.00% APYOct 20, 2026Oct 25, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 1 Year
$0
4.00% ▲ 1.19% above Wisconsin avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.81%▲ 1.19% above avgNationally 2.99%
Details

Balance: $25,000 - $99,999; Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 3, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 3, 2026: 4.00% APYOct 3, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
1-Year Term CD
$1,000
4.00% ▲ 1.19% above Wisconsin avg
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 1.19% above avgNationally 2.99%
Details

Rate History
No change since Oct 19, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 19, 2026: 4.00% APYOct 19, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
Term CD - 1-Year
$1,000
4.00% ▲ 1.19% above Wisconsin avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 1.19% above avgNationally 2.99%
Details

Minimum of $1,000 to open your account; 1-Year Term CD renews automatically for the same term

Rate History
No change since Oct 19, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 19, 2026: 4.00% APYOct 19, 2026Oct 25, 2026
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
255 Fiserv Dr, Brookfield, WI 53045
1 Year CD
$2,500
3.95% ▲ 1.14% above Wisconsin avg
▼
Rate3.95%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.81%▲ 1.14% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 3.95% ▲ 0.15 pts · high 3.95% / low 3.80%
3.30%3.88%4.45%Sep 14, 2026: 3.80% APYOct 4, 2026: 3.95% APYSep 14, 2026Oct 25, 2026
  • Oct 4, 20263.95%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Greater Pittsburgh Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
255 FISERV Dr, BROOKFIELD, WI 53045 5815
12 Month Share Certificate
$500
3.91% ▲ 1.10% above Wisconsin avg
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.81%▲ 1.10% above avgNationally 2.99%
Details

Annual Percentage Dividend 3.85%; Early withdrawal penalty: 90 days Div.; Automatically renews at maturity; Interest reinvests quarterly

Rate History
No change since Oct 22, 2026 · 3.91% APY · checked 2 times
3.41%3.91%4.41%Oct 22, 2026: 3.91% APYOct 22, 2026Oct 25, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 1 Year
$0
3.90% ▲ 1.09% above Wisconsin avg
▼
Rate3.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.81%▲ 1.09% above avgNationally 2.99%
Details

Balance: $1,000 - $24,999; Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 3, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 3, 2026: 3.90% APYOct 3, 2026Oct 25, 2026
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
255 Fiserv Dr, Brookfield, WI 53045 5815
IRA Certificate (Traditional, Roth, Educational) - 1 year (13 months)
$500
3.85% ▲ 1.04% above Wisconsin avg
▼
Rate3.79%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.81%▲ 1.04% above avgNationally 2.99%
Details

Dividends compounded quarterly; dividend period quarterly

Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 7 times
3.35%3.85%4.35%Sep 18, 2026: 3.85% APYSep 18, 2026Oct 25, 2026
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
255 Fiserv Dr, Brookfield, WI 53045 5815
12 Month Share Certificate
$500
3.85% ▲ 1.04% above Wisconsin avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 1.04% above avgNationally 2.99%
Details

Dividends compounded and credited at maturity; rates as of August 21, 2026

Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 4 times
3.35%3.85%4.35%Sep 18, 2026: 3.85% APYSep 18, 2026Oct 25, 2026
Olive View Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
255 FISERV Dr, BROOKFIELD, WI 53045 5815
Certificate - 12 months
$1,000
3.81% ▲ 1.00% above Wisconsin avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.81%▲ 1.00% above avgNationally 2.99%
Details

Rate History
No change since Oct 22, 2026 · 3.81% APY · checked 2 times
3.31%3.81%4.31%Oct 22, 2026: 3.81% APYOct 22, 2026Oct 25, 2026
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
CD - 12 Month
$0
3.72% ▲ 0.91% above Wisconsin avg
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.81%▲ 0.91% above avgNationally 2.99%
Details

Minimum $75,000.00 Terms tier

Rate History
1 change since Sep 25, 2026 · 3.20% → 3.72% ▲ 0.52 pts · high 3.72% / low 3.20%
2.68%3.46%4.24%Sep 25, 2026: 3.20% APYOct 23, 2026: 3.72% APYSep 25, 2026Oct 25, 2026
  • Oct 23, 20263.72%▲ from 3.20%
  • Sep 25, 20263.20%first recorded
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
255 Fiserv Dr, Brookfield, WI 53045 5815
IRA - 1 Year IRA Term Share Certificate
$2,500
3.63% ▲ 0.82% above Wisconsin avg
▼
Rate3.57%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.81%▲ 0.82% above avgNationally 2.99%
Details

Rate History
1 change since Sep 20, 2026 · 3.62% → 3.63% ▲ 0.01 pts · high 3.63% / low 3.62%
3.12%3.63%4.13%Sep 20, 2026: 3.62% APYOct 12, 2026: 3.63% APYSep 20, 2026Oct 25, 2026
  • Oct 12, 20263.63%▲ from 3.62%
  • Sep 20, 20263.62%first recorded
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
255 Fiserv Dr, Brookfield, WI 53045 5815
12 Months Term Share Certificate
$2,500
3.55% ▲ 0.74% above Wisconsin avg
▼
Rate3.49%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.81%▲ 0.74% above avgNationally 2.99%
Details

Rate History
1 change since Sep 18, 2026 · 3.54% → 3.55% ▲ 0.01 pts · high 3.55% / low 3.54%
3.04%3.55%4.05%Sep 18, 2026: 3.54% APYOct 8, 2026: 3.55% APYSep 18, 2026Oct 25, 2026
  • Oct 8, 20263.55%▲ from 3.54%
  • Sep 18, 20263.54%first recorded
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
255 Fiserv Dr, Brookfield, WI 53045
1-year CD Rate
$0
3.55% ▲ 0.74% above Wisconsin avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▲ 0.74% above avgNationally 2.99%
Details

Balance: $1,000+; Compounding/Posted: Monthly/Monthly

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 5 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 25, 2026
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
18815 W Capitol Dr, Brookfield, WI 53045
12 Month CD
$1,000
3.50% ▲ 0.69% above Wisconsin avg
▼
Rate3.46%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.81%▲ 0.69% above avgNationally 2.99%
Details

Rate History
No change since Oct 14, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 14, 2026: 3.50% APYOct 14, 2026Oct 25, 2026
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
18815 W Capitol Dr, Brookfield, WI 53045
12 Month IRA
$100
3.50% ▲ 0.69% above Wisconsin avg
▼
Rate3.46%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.81%▲ 0.69% above avgNationally 2.99%
Details

IRA: one deposit per calendar year up to $10,000 for Wisconsin residents

Rate History
No change since Oct 14, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 14, 2026: 3.50% APYOct 14, 2026Oct 25, 2026
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14040 W Capitol Dr, Brookfield, WI 53005
Individual Retirement Accounts - 1-year Variable Rate Account
$0
3.50% ▲ 0.69% above Wisconsin avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.81%▲ 0.69% above avgNationally 2.99%
Details

Rate may change after the account is opened

Rate History
No change since Oct 22, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 22, 2026: 3.50% APYOct 22, 2026Oct 25, 2026
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
255 Fiserv Dr, Brookfield, WI 53045 5815
Share Certificate - 12 months
$1,000
3.50% ▲ 0.69% above Wisconsin avg
▼
Rate3.46%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.81%▲ 0.69% above avgNationally 2.99%
Details

Dividends Compounded & Credited: Quarterly; Dividend Period: Quarterly

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 25, 2026
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
CD - 12 Month
$0
3.46% ▲ 0.65% above Wisconsin avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.81%▲ 0.65% above avgNationally 2.99%
Details

Balance: $20,000.00 Minimum

Rate History
1 change since Sep 25, 2026 · 3.20% → 3.46% ▲ 0.26 pts · high 3.46% / low 3.20%
2.70%3.33%3.96%Sep 25, 2026: 3.20% APYOct 23, 2026: 3.46% APYSep 25, 2026Oct 25, 2026
  • Oct 23, 20263.46%▲ from 3.20%
  • Sep 25, 20263.20%first recorded
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
12 Month CD
$0
3.20% ▲ 0.39% above Wisconsin avg
▼
Rate3.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.81%▲ 0.39% above avgNationally 2.99%
Details

Minimum $500.00 Terms

Rate History
No change since Oct 12, 2026 · 3.20% APY · checked 2 times
2.70%3.20%3.70%Oct 12, 2026: 3.20% APYOct 12, 2026Oct 25, 2026
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14040 W Capitol Dr, Brookfield, WI 53005
Certificates Of Deposit - 1-year
$1,000
3.02% ▲ 0.21% above Wisconsin avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.81%▲ 0.21% above avgNationally 2.99%
Details

Rate History
No change since Oct 14, 2026 · 3.02% APY · checked 2 times
2.52%3.02%3.52%Oct 14, 2026: 3.02% APYOct 14, 2026Oct 25, 2026
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14040 W Capitol Dr, Brookfield, WI 53005
Individual Retirement Accounts - 1-year
$1,000
3.02% ▲ 0.21% above Wisconsin avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.81%▲ 0.21% above avgNationally 2.99%
Details

Rate History
No change since Oct 14, 2026 · 3.02% APY · checked 2 times
2.52%3.02%3.52%Oct 14, 2026: 3.02% APYOct 14, 2026Oct 25, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
17100 W Bluemound Rd, Brookfield, WI 53005
12 Month Certificates of Deposit
$500
3.00% ▲ 0.19% above Wisconsin avg
▼
Rate2.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.81%▲ 0.19% above avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 25, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
17100 W Bluemound Rd, Brookfield, WI 53005
Certificates of Deposit - 12 Months
$500
3.00% ▲ 0.19% above Wisconsin avg
▼
Rate2.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.81%▲ 0.19% above avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 25, 2026
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
14000 W North Ave, Brookfield, WI 53005
Certificate of Deposit Accounts (CD) - 1 year
$2,000
2.75% ▼ 0.06% below Wisconsin avg
▼
Rate2.75%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.81%▼ 0.06% below avgNationally 2.99%
Details

Balance: $2,000.00 and over; Interest payment: Annual; Compounding: Simple

Rate History
No change since Oct 20, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Oct 20, 2026: 2.75% APYOct 20, 2026Oct 25, 2026
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
14000 W North Ave, Brookfield, WI 53005
Individual Retirement Accounts (IRA) - 1 year
$300
2.75% ▼ 0.06% below Wisconsin avg
▼
Rate2.75%
Min Deposit$300
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.81%▼ 0.06% below avgNationally 2.99%
Details

Balance: $300.00 and over; Interest Payment: Annual; Compounding: Simple

Rate History
1 change since Sep 14, 2026 · 2.80% → 2.75% ▼ 0.05 pts · high 2.80% / low 2.75%
2.25%2.78%3.30%Sep 14, 2026: 2.80% APYOct 7, 2026: 2.75% APYSep 14, 2026Oct 25, 2026
  • Oct 7, 20262.75%▼ from 2.80%
  • Sep 14, 20262.80%first recorded
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
255 Fiserv Dr, Brookfield, WI 53045 5815
12 Month Share Certificate
$1,000
2.27% ▼ 0.54% below Wisconsin avg
▼
Rate2.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.81%▼ 0.54% below avgNationally 2.99%
Details

Requires a minimum investment of $1,000.00

Rate History
No change since Sep 14, 2026 · 2.27% APY · checked 7 times
1.77%2.27%2.77%Sep 14, 2026: 2.27% APYSep 14, 2026Oct 25, 2026
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
Jumbo Term Certificates - 12 Month Certificate
$50,000
2.15% ▼ 0.66% below Wisconsin avg
▼
Rate2.13%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.81%▼ 0.66% below avgNationally 2.99%
Details

Jumbo Term Certificate; Minimum Amount $50000.00; Early withdrawal penalty: terms less than 6 months - 90 days dividends; 12 to less than 24 months - 180 days dividends; 24 to less than 48 months - 360 days dividends; 48 months or greater - 720 days dividends

Rate History
No change since Oct 13, 2026 · 2.15% APY · checked 6 times
1.65%2.15%2.65%Oct 13, 2026: 2.15% APYOct 13, 2026Oct 25, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
12 Month Certificate of Deposit
$500
2.00% ▼ 0.81% below Wisconsin avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.81%▼ 0.81% below avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 25, 2026
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
12 Month Certificate
$500
2.00% ▼ 0.81% below Wisconsin avg
▼
Rate1.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.81%▼ 0.81% below avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 13 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 25, 2026
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
Traditional IRA and ROTH IRA 12 Month Certificate
$500
2.00% ▼ 0.81% below Wisconsin avg
▼
Rate1.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.81%▼ 0.81% below avgNationally 2.99%
Details

Dividend rate 1.982%; APY 2.00%

Rate History
No change since Oct 9, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Oct 9, 2026: 2.00% APYOct 9, 2026Oct 25, 2026
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
255 Fiserv Dr, Brookfield, WI 53045
Business 1-year CD Rate
$0
1.51% ▼ 1.30% below Wisconsin avg
▼
Rate1.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▼ 1.30% below avgNationally 2.99%
Details

Balance: $1,000+; Compounding/Posted: Monthly/Monthly

Rate History
No change since Oct 14, 2026 · 1.51% APY · checked 2 times
1.01%1.51%2.01%Oct 14, 2026: 1.51% APYOct 14, 2026Oct 25, 2026
Westbury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
17160 W North Ave, Brookfield, WI 53005
1 Year Certificate of Deposit
$500
1.50% ▼ 1.31% below Wisconsin avg
▼
Rate1.49%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.81%▼ 1.31% below avgNationally 2.99%
Details

Minimum balance to open and obtain APY: $500.00

Rate History
No change since Oct 22, 2026 · 1.50% APY
1.00%1.50%2.00%Oct 22, 2026: 1.50% APYOct 22, 2026Oct 25, 2026
Associated Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
17100 W Capitol Dr, Brookfield, WI 53005
12 month add on CD
$100
1.00% ▼ 1.81% below Wisconsin avg
▼
Rate1.00%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.81%▼ 1.81% below avgNationally 2.99%
Details

Rate History
No change since Oct 22, 2026 · 1.00% APY
0.50%1.00%1.50%Oct 22, 2026: 1.00% APYOct 22, 2026Oct 25, 2026
Associated Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
17100 W Capitol Dr, Brookfield, WI 53005
12 month CD
$1,000
1.00% ▼ 1.81% below Wisconsin avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.81%▼ 1.81% below avgNationally 2.99%
Details

Rate History
No change since Oct 22, 2026 · 1.00% APY
0.50%1.00%1.50%Oct 22, 2026: 1.00% APYOct 22, 2026Oct 25, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
21505 Us 18 E, Brookfield, WI 53045
1 Year Purpose CD
$100
1.00% ▼ 1.81% below Wisconsin avg
▼
Rate1.00%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.81%▼ 1.81% below avgNationally 2.99%
Details

Rate History
No change since Sep 19, 2026 · 1.00% APY · checked 9 times
0.50%1.00%1.50%Sep 19, 2026: 1.00% APYSep 19, 2026Oct 25, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3155 N 124th St, Brookfield, WI 53005
12 Month IRA Certificate of Deposit
$0
0.75% ▼ 2.06% below Wisconsin avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▼ 2.06% below avgNationally 2.99%
Details

Balance: $1,000 and over to obtain APY; rates shown by ZIP code

Rate History
No change since Oct 14, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 14, 2026: 0.75% APYOct 14, 2026Oct 25, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3155 N 124th St, Brookfield, WI 53005
12 Month Standard CD
$1,000
0.75% ▼ 2.06% below Wisconsin avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▼ 2.06% below avgNationally 2.99%
Details

Balance: up to $100,000; Rates for ZIP code 60603

Rate History
No change since Oct 14, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 14, 2026: 0.75% APYOct 14, 2026Oct 25, 2026
Marathon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
19105 W Capitol Drive, Brookfield, WI 53045
Certificate of Deposit 12 Month
$1,000
0.45% ▼ 2.36% below Wisconsin avg
▼
Rate0.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.81%▼ 2.36% below avgNationally 2.99%
Details

Rate History
No change since Sep 19, 2026 · 0.45% APY · checked 7 times
0.00%0.48%0.95%Sep 19, 2026: 0.45% APYSep 19, 2026Oct 25, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
21505 Us 18 E, Brookfield, WI 53045
Certificates of Deposit - 1 Year
$1,000
0.25% ▼ 2.56% below Wisconsin avg
▼
Rate0.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.81%▼ 2.56% below avgNationally 2.99%
Details

Rate History
No change since Oct 20, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 20, 2026: 0.25% APYOct 20, 2026Oct 25, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
21505 Us 18 E, Brookfield, WI 53045
Fixed Rate IRA Certificate of Deposit - 1 Year
$500
0.25% ▼ 2.56% below Wisconsin avg
▼
Rate0.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.81%▼ 2.56% below avgNationally 2.99%
Details

Early withdrawal penalties may apply.

Rate History
No change since Oct 7, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Oct 7, 2026: 0.25% APYOct 7, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
1-Year RampUp Plus CD
$25,000
0.25% ▼ 2.56% below Wisconsin avg
▼
Rate0.25%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.81%▼ 2.56% below avgNationally 2.99%
Details

Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Sep 24, 2026: 0.25% APYSep 24, 2026Oct 25, 2026
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
15700 W Bluemound Rd, Brookfield, WI 53005
1-year CD
$1,000
0.15% ▼ 2.66% below Wisconsin avg
▼
Rate0.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.81%▼ 2.66% below avgNationally 2.99%
Details

Interest Compounding: Quarterly

Rate History
No change since Oct 8, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Oct 8, 2026: 0.15% APYOct 8, 2026Oct 25, 2026
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
15700 W Bluemound Rd, Brookfield, WI 53005
1-year IRA CD
$1,000
0.15% ▼ 2.66% below Wisconsin avg
▼
Rate0.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.81%▼ 2.66% below avgNationally 2.99%
Details

Interest Compounding: Quarterly; IRA CD

Rate History
No change since Oct 8, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Oct 8, 2026: 0.15% APYOct 8, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 12 Months
$1,000
0.03% ▼ 2.78% below Wisconsin avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.81%▼ 2.78% below avgNationally 2.99%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
IRA CD 12 Months
$250
0.03% ▼ 2.78% below Wisconsin avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.81%▼ 2.78% below avgNationally 2.99%
Details

Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000

Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
0.00%0.27%0.53%Oct 14, 2026: 0.03% APYOct 14, 2026Oct 25, 2026

Brookfield 18 Month CD Rates

Wisconsin 18 Month CD Average2.78% APYNational 2.88%Unchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
13600 W Greenfield Ave, Brookfield, WI 53005
18 Month Certificate Account
$0
4.40% ▲ 1.62% above Wisconsin avg
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▲ 1.62% above avgNationally 2.88%
Details

Maturity Date (Regular, Business or IRA)

Rate History
No change since Oct 14, 2026 · 4.40% APY · checked 2 times
3.90%4.40%4.90%Oct 14, 2026: 4.40% APYOct 14, 2026Oct 25, 2026
Waukesha State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
18300 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 18 Month with Raise Your Rate Option
$500
4.25% ▲ 1.47% above Wisconsin avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▲ 1.47% above avgNationally 2.88%
Details

Raise Your Rate option; Regular and jumbo CDs up to $1 million; advance approval required over $1 million; APY compounded monthly

Rate History
No change since Oct 22, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 22, 2026: 4.25% APYOct 22, 2026Oct 25, 2026
Waukesha State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
18300 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 18 Months
$500
4.25% ▲ 1.47% above Wisconsin avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▲ 1.47% above avgNationally 2.88%
Details

Regular and jumbo CDs up to $1 million; advance approval required over $1 million; APY compounded monthly

Rate History
No change since Oct 22, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 22, 2026: 4.25% APYOct 22, 2026Oct 25, 2026
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
14000 W North Ave, Brookfield, WI 53005
CD Specials - 18 months
$5,000
3.85% ▲ 1.07% above Wisconsin avg
▼
Rate3.84%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▲ 1.07% above avgNationally 2.88%
Details

Balance: $5,000.00 to $99,999.99; Interest Payment Frequency: Annual; Compounding: Simple

Rate History
1 change since Sep 14, 2026 · 3.55% → 3.85% ▲ 0.30 pts · high 3.85% / low 3.55%
3.05%3.70%4.35%Sep 14, 2026: 3.55% APYOct 2, 2026: 3.85% APYSep 14, 2026Oct 25, 2026
  • Oct 2, 20263.85%▲ from 3.55%
  • Sep 14, 20263.55%first recorded
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
14000 W North Ave, Brookfield, WI 53005
IRA CD Specials - 18 month
$300
3.85% ▲ 1.07% above Wisconsin avg
▼
Rate3.84%
Min Deposit$300
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▲ 1.07% above avgNationally 2.88%
Details

Balance: $300.00 to $99,999.99; Interest Payment Frequency: Annual; Compounding: Simple

Rate History
1 change since Sep 14, 2026 · 3.55% → 3.85% ▲ 0.30 pts · high 3.85% / low 3.55%
3.05%3.70%4.35%Sep 14, 2026: 3.55% APYOct 14, 2026: 3.85% APYSep 14, 2026Oct 25, 2026
  • Oct 14, 20263.85%▲ from 3.55%
  • Sep 14, 20263.55%first recorded
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
255 Fiserv Dr, Brookfield, WI 53045
18-month CD Rate
$0
3.66% ▲ 0.88% above Wisconsin avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 0.88% above avgNationally 2.88%
Details

Balance: $1,000+; Compounding/Posted: Monthly/Monthly

Rate History
No change since Sep 14, 2026 · 3.66% APY · checked 5 times
3.16%3.66%4.16%Sep 14, 2026: 3.66% APYSep 14, 2026Oct 25, 2026
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
255 Fiserv Dr, Brookfield, WI 53045 5815
18 Month Share Certificate
$500
3.25% ▲ 0.47% above Wisconsin avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 0.47% above avgNationally 2.88%
Details

Dividends compounded and credited at maturity; rates as of August 21, 2026

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 25, 2026
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
255 Fiserv Dr, Brookfield, WI 53045 5815
18 months Term Share Certificate
$2,500
3.22% ▲ 0.44% above Wisconsin avg
▼
Rate3.17%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▲ 0.44% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.13% → 3.22% ▲ 0.09 pts · high 3.22% / low 3.13%
2.63%3.18%3.72%Sep 18, 2026: 3.13% APYOct 8, 2026: 3.22% APYSep 18, 2026Oct 25, 2026
  • Oct 8, 20263.22%▲ from 3.13%
  • Sep 18, 20263.13%first recorded
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
CD - 18 Month
$0
3.05% ▲ 0.27% above Wisconsin avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▲ 0.27% above avgNationally 2.88%
Details

Minimum $75,000.00 Terms tier

Rate History
1 change since Sep 25, 2026 · 2.84% → 3.05% ▲ 0.21 pts · high 3.05% / low 2.84%
2.34%2.95%3.55%Sep 25, 2026: 2.84% APYOct 23, 2026: 3.05% APYSep 25, 2026Oct 25, 2026
  • Oct 23, 20263.05%▲ from 2.84%
  • Sep 25, 20262.84%first recorded
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
17100 W Bluemound Rd, Brookfield, WI 53005
18 Month Certificates of Deposit
$500
3.00% ▲ 0.22% above Wisconsin avg
▼
Rate2.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▲ 0.22% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 25, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
17100 W Bluemound Rd, Brookfield, WI 53005
Certificates of Deposit - 18 Months
$500
3.00% ▲ 0.22% above Wisconsin avg
▼
Rate2.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▲ 0.22% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 25, 2026
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
CD - 18 Month
$0
2.94% ▲ 0.16% above Wisconsin avg
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▲ 0.16% above avgNationally 2.88%
Details

Balance: $20,000.00 Minimum

Rate History
1 change since Sep 25, 2026 · 2.84% → 2.94% ▲ 0.10 pts · high 2.94% / low 2.84%
2.34%2.89%3.44%Sep 25, 2026: 2.84% APYOct 23, 2026: 2.94% APYSep 25, 2026Oct 25, 2026
  • Oct 23, 20262.94%▲ from 2.84%
  • Sep 25, 20262.84%first recorded
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
18 Month CD
$0
2.84% ▲ 0.06% above Wisconsin avg
▼
Rate2.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▲ 0.06% above avgNationally 2.88%
Details

Minimum $500.00 Terms

Rate History
No change since Oct 12, 2026 · 2.84% APY · checked 2 times
2.34%2.84%3.34%Oct 12, 2026: 2.84% APYOct 12, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
18-Month Term CD
$1,000
2.75% ▼ 0.03% below Wisconsin avg
▼
Rate2.71%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▼ 0.03% below avgNationally 2.88%
Details

Rate History
No change since Oct 19, 2026 · 2.75% APY
2.25%2.75%3.25%Oct 19, 2026: 2.75% APYOct 19, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
Term CD - 18-Month
$1,000
2.75% ▼ 0.03% below Wisconsin avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▼ 0.03% below avgNationally 2.88%
Details

Minimum of $1,000 to open your account; 18-Month CD renews as a 2-Year Term CD at the then-published APY

Rate History
No change since Oct 19, 2026 · 2.75% APY
2.25%2.75%3.25%Oct 19, 2026: 2.75% APYOct 19, 2026Oct 25, 2026
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
18 Month Certificate
$500
2.05% ▼ 0.73% below Wisconsin avg
▼
Rate2.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▼ 0.73% below avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 2.05% APY · checked 13 times
1.55%2.05%2.55%Sep 14, 2026: 2.05% APYSep 14, 2026Oct 25, 2026
Westbury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
17160 W North Ave, Brookfield, WI 53005
18 Month Certificate of Deposit
$500
1.50% ▼ 1.28% below Wisconsin avg
▼
Rate1.49%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▼ 1.28% below avgNationally 2.88%
Details

Minimum balance to open and obtain APY: $500.00

Rate History
No change since Oct 22, 2026 · 1.50% APY
1.00%1.50%2.00%Oct 22, 2026: 1.50% APYOct 22, 2026Oct 25, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3155 N 124th St, Brookfield, WI 53005
18 Month IRA Certificate of Deposit
$0
0.75% ▼ 2.03% below Wisconsin avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▼ 2.03% below avgNationally 2.88%
Details

Balance: $1,000 and over to obtain APY; rates shown by ZIP code

Rate History
No change since Oct 14, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 14, 2026: 0.75% APYOct 14, 2026Oct 25, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3155 N 124th St, Brookfield, WI 53005
18 Month Standard CD
$1,000
0.75% ▼ 2.03% below Wisconsin avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▼ 2.03% below avgNationally 2.88%
Details

Balance: up to $100,000; Rates for ZIP code 60603

Rate History
No change since Oct 14, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 14, 2026: 0.75% APYOct 14, 2026Oct 25, 2026
Marathon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
19105 W Capitol Drive, Brookfield, WI 53045
Certificate of Deposit 18 Month
$1,000
0.65% ▼ 2.13% below Wisconsin avg
▼
Rate0.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.78%▼ 2.13% below avgNationally 2.88%
Details

Rate History
No change since Sep 19, 2026 · 0.65% APY · checked 7 times
0.15%0.65%1.15%Sep 19, 2026: 0.65% APYSep 19, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 18 Months
$1,000
0.03% ▼ 2.75% below Wisconsin avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▼ 2.75% below avgNationally 2.88%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
IRA CD 18 Months
$250
0.03% ▼ 2.75% below Wisconsin avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▼ 2.75% below avgNationally 2.88%
Details

Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000

Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
0.00%0.27%0.53%Oct 14, 2026: 0.03% APYOct 14, 2026Oct 25, 2026
Associated Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
17100 W Capitol Dr, Brookfield, WI 53005
18 month CD
$1,000
0.03% ▼ 2.75% below Wisconsin avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▼ 2.75% below avgNationally 2.88%
Details

Rate History
No change since Oct 22, 2026 · 0.03% APY
0.00%0.27%0.53%Oct 22, 2026: 0.03% APYOct 22, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 18 Months
$1,000
0.02% ▼ 2.76% below Wisconsin avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▼ 2.76% below avgNationally 2.88%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
IRA CD 18 Months
$250
0.02% ▼ 2.76% below Wisconsin avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▼ 2.76% below avgNationally 2.88%
Details

Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000

Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 14, 2026: 0.02% APYOct 14, 2026Oct 25, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
18 Month Certificate of Deposit
$500
0.02% ▼ 2.76% below Wisconsin avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▼ 2.76% below avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 18 Months
$1,000
0.01% ▼ 2.77% below Wisconsin avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▼ 2.77% below avgNationally 2.88%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
IRA CD 18 Months
$250
0.01% ▼ 2.77% below Wisconsin avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▼ 2.77% below avgNationally 2.88%
Details

Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000

Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
0.00%0.26%0.51%Oct 14, 2026: 0.01% APYOct 14, 2026Oct 25, 2026
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 mo Variable Rate IRA 18 mo Certificate of Deposit
$500
4.84% ▲ 2.06% above Wisconsin avg
▼
Rate4.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▲ 2.06% above avgNationally 2.88%
Details

Interest credited: Quarterly; Variable

Rate History
No change since Sep 14, 2026 · 4.84% APY · checked 7 times
4.34%4.84%5.34%Sep 14, 2026: 4.84% APYSep 14, 2026Oct 25, 2026
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
IRA Certificate - 18 month
$1,000
4.75% ▲ 1.97% above Wisconsin avg
▼
Rate4.67%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.97% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.95% → 4.75% ▲ 0.80 pts · high 4.75% / low 3.95%
3.15%4.35%5.55%Sep 14, 2026: 3.95% APYOct 19, 2026: 4.75% APYSep 14, 2026Oct 25, 2026
  • Oct 19, 20264.75%▲ from 3.95%
  • Sep 14, 20263.95%first recorded
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
Certificates - 18 month
$100
4.70% ▲ 1.92% above Wisconsin avg
▼
Rate4.62%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.92% above avgNationally 2.88%
Details

Rate History
No change since Oct 19, 2026 · 4.70% APY · checked 2 times
4.20%4.70%5.20%Oct 19, 2026: 4.70% APYOct 19, 2026Oct 25, 2026
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
18-Month Traditional/Roth IRA CD
$500
4.49% ▲ 1.71% above Wisconsin avg
▼
Rate4.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▲ 1.71% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 4.02% → 4.49% ▲ 0.47 pts · high 4.49% / low 4.02%
3.52%4.26%4.99%Sep 14, 2026: 4.02% APYSep 29, 2026: 4.49% APYSep 14, 2026Oct 25, 2026
  • Sep 29, 20264.49%▲ from 4.02%
  • Sep 14, 20264.02%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Certificates of Deposit (CD) - 18-Month
$500
4.49% ▲ 1.71% above Wisconsin avg
▼
Rate4.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▲ 1.71% above avgNationally 2.88%
Details

Rate History
No change since Oct 13, 2026 · 4.49% APY · checked 2 times
3.99%4.49%4.99%Oct 13, 2026: 4.49% APYOct 13, 2026Oct 25, 2026
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
18 Month Variable Rate IRA - Basic MVP
$50
4.49% ▲ 1.71% above Wisconsin avg
▼
Rate4.39%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.71% above avgNationally 2.88%
Details

Compounded: Daily; MVP Level: Basic; Effective Date: October 1, 2026

Rate History
No change since Oct 19, 2026 · 4.49% APY
3.99%4.49%4.99%Oct 19, 2026: 4.49% APYOct 19, 2026Oct 25, 2026
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
18 Month Variable Rate IRA - Gold MVP
$50
4.49% ▲ 1.71% above Wisconsin avg
▼
Rate4.39%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.71% above avgNationally 2.88%
Details

Compounded: Daily; MVP Level: Gold; Effective Date: October 1, 2026

Rate History
No change since Oct 19, 2026 · 4.49% APY
3.99%4.49%4.99%Oct 19, 2026: 4.49% APYOct 19, 2026Oct 25, 2026
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
18 Month Variable Rate IRA - Silver MVP
$50
4.49% ▲ 1.71% above Wisconsin avg
▼
Rate4.39%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.71% above avgNationally 2.88%
Details

Compounded: Daily; MVP Level: Silver; Effective Date: October 1, 2026

Rate History
No change since Oct 19, 2026 · 4.49% APY
3.99%4.49%4.99%Oct 19, 2026: 4.49% APYOct 19, 2026Oct 25, 2026
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
18-month CD
$1,000
4.45% ▲ 1.67% above Wisconsin avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▲ 1.67% above avgNationally 2.88%
Details

Online Only; 30-day penalty if withdrawn before maturity

Rate History
2 changes since Sep 14, 2026 · 4.00% → 4.45% ▲ 0.45 pts · high 4.45% / low 4.00%
3.50%4.23%4.95%Sep 14, 2026: 4.00% APYSep 24, 2026: 4.15% APYOct 20, 2026: 4.45% APYSep 14, 2026Oct 25, 2026
  • Oct 20, 20264.45%▲ from 4.15%
  • Sep 24, 20264.15%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Capital Area Realtors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.32%
Certificate of Deposit (CD) - 18 Months
$0
4.41% ▲ 1.63% above Wisconsin avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▲ 1.63% above avgNationally 2.88%
Details

Rate History
6 changes since Sep 14, 2026 · 4.41% → 4.41% ▼ 0.00 pts · high 4.41% / low 4.35%
3.85%4.38%4.91%Sep 14, 2026: 4.41% APYSep 18, 2026: 4.35% APYSep 21, 2026: 4.41% APYSep 25, 2026: 4.35% APYSep 29, 2026: 4.41% APYOct 5, 2026: 4.35% APYOct 13, 2026: 4.41% APYSep 14, 2026Oct 25, 2026
  • Oct 13, 20264.41%▲ from 4.35%
  • Oct 5, 20264.35%▼ from 4.41%
  • Sep 29, 20264.41%▲ from 4.35%
  • Sep 25, 20264.35%▼ from 4.41%
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
IRA/HSA & Share Certificates - 18 Month Certificate
$500
4.40% ▲ 1.62% above Wisconsin avg
▼
Rate4.31%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.62% above avgNationally 2.88%
Details

Rate = dividend rate; penalty for early withdrawal; minimum deposit $500

Rate History
No change since Oct 19, 2026 · 4.40% APY
3.90%4.40%4.90%Oct 19, 2026: 4.40% APYOct 19, 2026Oct 25, 2026
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month IRA
$0
4.35% ▲ 1.57% above Wisconsin avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.78%▲ 1.57% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.90% → 4.35% ▲ 0.45 pts · high 4.35% / low 3.90%
3.40%4.13%4.85%Sep 14, 2026: 3.90% APYOct 3, 2026: 4.35% APYSep 14, 2026Oct 25, 2026
  • Oct 3, 20264.35%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit - 18 Month
$0
4.35% ▲ 1.57% above Wisconsin avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.78%▲ 1.57% above avgNationally 2.88%
Details

Rate History
No change since Oct 14, 2026 · 4.35% APY · checked 3 times
3.85%4.35%4.85%Oct 14, 2026: 4.35% APYOct 14, 2026Oct 25, 2026
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
18 Month Certificate of Deposit
$0
4.34% ▲ 1.56% above Wisconsin avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▲ 1.56% above avgNationally 2.88%
Details

Rate History
No change since Oct 13, 2026 · 4.34% APY · checked 3 times
3.84%4.34%4.84%Oct 13, 2026: 4.34% APYOct 13, 2026Oct 25, 2026
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
18 Month IRA Certificate
$0
4.34% ▲ 1.56% above Wisconsin avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▲ 1.56% above avgNationally 2.88%
Details

Rate History
No change since Oct 13, 2026 · 4.34% APY · checked 3 times
3.84%4.34%4.84%Oct 13, 2026: 4.34% APYOct 13, 2026Oct 25, 2026
Fidelity Bank & Trust (IA)
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
18 Month CD
$0
4.30% ▲ 1.52% above Wisconsin avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▲ 1.52% above avgNationally 2.88%
Details

Balance: $500.00 - $99,999.99

Rate History
2 changes since Sep 18, 2026 · 2.36% → 4.30% ▲ 1.94 pts · high 4.30% / low 2.36%
0.42%3.33%6.24%Sep 18, 2026: 2.36% APYOct 2, 2026: 4.10% APYOct 14, 2026: 4.30% APYSep 18, 2026Oct 25, 2026
  • Oct 14, 20264.30%▲ from 4.10%
  • Oct 2, 20264.10%▲ from 2.36%
  • Sep 18, 20262.36%first recorded
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Certificate of Deposit 18 Month
$500
4.30% ▲ 1.52% above Wisconsin avg
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.78%▲ 1.52% above avgNationally 2.88%
Details

Substantial Penalty for Early Withdrawal

Rate History
No change since Oct 14, 2026 · 4.30% APY · checked 3 times
3.80%4.30%4.80%Oct 14, 2026: 4.30% APYOct 14, 2026Oct 25, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Relationship CD - 18 Month
$2,500
4.25% ▲ 1.47% above Wisconsin avg
▼
Rate4.18%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▲ 1.47% above avgNationally 2.88%
Details

Relationship CD; relationship defined as Direct Deposit Checking; Minimum $2500 to open

Rate History
1 change since Sep 14, 2026 · 4.10% → 4.25% ▲ 0.15 pts · high 4.25% / low 4.10%
3.60%4.18%4.75%Sep 14, 2026: 4.10% APYSep 24, 2026: 4.25% APYSep 14, 2026Oct 25, 2026
  • Sep 24, 20264.25%▲ from 4.10%
  • Sep 14, 20264.10%first recorded
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
18 Month Share Certificate
$100
4.25% ▲ 1.47% above Wisconsin avg
▼
Rate4.18%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.47% above avgNationally 2.88%
Details

Section: Share Certificates and IRA Certificates; $100 Minimum to Open or Earn Dividends; Certificate penalty for early withdrawals applies

Rate History
No change since Oct 19, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 19, 2026: 4.25% APYOct 19, 2026Oct 25, 2026
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Share Certificate Special - 18 Months
$100
4.25% ▲ 1.47% above Wisconsin avg
▼
Rate4.18%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.47% above avgNationally 2.88%
Details

Rate History
No change since Oct 13, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 13, 2026: 4.25% APYOct 13, 2026Oct 25, 2026
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Share Certificates and IRA Certificates - 18 Months
$100
4.25% ▲ 1.47% above Wisconsin avg
▼
Rate4.18%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.47% above avgNationally 2.88%
Details

Rate History
No change since Oct 19, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 19, 2026: 4.25% APYOct 19, 2026Oct 25, 2026
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Special 18 Months
$100
4.25% ▲ 1.47% above Wisconsin avg
▼
Rate4.18%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.47% above avgNationally 2.88%
Details

Share Certificates and IRA Certificates; $100 Minimum to Open or Earn Dividends

Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 6 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 25, 2026

Brookfield 24 Month CD Rates

Wisconsin 24 Month CD Average2.89% APYNational 2.90%▲ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
13600 W Greenfield Ave, Brookfield, WI 53005
2 Year Certificate Account
$0
4.40% ▲ 1.51% above Wisconsin avg
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.89%▲ 1.51% above avgNationally 2.90%
Details

Maturity Date (Regular, Business or IRA)

Rate History
No change since Oct 14, 2026 · 4.40% APY · checked 2 times
3.90%4.40%4.90%Oct 14, 2026: 4.40% APYOct 14, 2026Oct 25, 2026
Waukesha State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
18300 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 2 Years
$500
4.40% ▲ 1.51% above Wisconsin avg
▼
Rate4.31%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.89%▲ 1.51% above avgNationally 2.90%
Details

Regular and jumbo CDs up to $1 million; advance approval required over $1 million; APY compounded monthly

Rate History
No change since Oct 22, 2026 · 4.40% APY
3.90%4.40%4.90%Oct 22, 2026: 4.40% APYOct 22, 2026Oct 25, 2026
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14040 W Capitol Dr, Brookfield, WI 53005
24-Month Fixed Rate CD Special
$2,500
4.25% ▲ 1.36% above Wisconsin avg
▼
Rate4.21%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.89%▲ 1.36% above avgNationally 2.90%
Details

Rate History
1 change since Sep 20, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 20, 2026: 4.00% APYSep 24, 2026: 4.25% APYSep 20, 2026Oct 25, 2026
  • Sep 24, 20264.25%▲ from 4.00%
  • Sep 20, 20264.00%first recorded
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 2 Year
$0
4.20% ▲ 1.31% above Wisconsin avg
▼
Rate4.14%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.89%▲ 1.31% above avgNationally 2.90%
Details

Balance: $100,000 and higher; Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 3, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 3, 2026: 4.20% APYOct 3, 2026Oct 25, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 2 Year
$0
4.00% ▲ 1.11% above Wisconsin avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.89%▲ 1.11% above avgNationally 2.90%
Details

Balance: $25,000 - $99,999; Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 3, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 3, 2026: 4.00% APYOct 3, 2026Oct 25, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 2 Year
$0
3.90% ▲ 1.01% above Wisconsin avg
▼
Rate3.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.89%▲ 1.01% above avgNationally 2.90%
Details

Balance: $1,000 - $24,999; Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 3, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 3, 2026: 3.90% APYOct 3, 2026Oct 25, 2026
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
255 Fiserv Dr, Brookfield, WI 53045
2 Year CD
$2,500
3.85% ▲ 0.96% above Wisconsin avg
▼
Rate3.85%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.89%▲ 0.96% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Oct 25, 2026
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
255 Fiserv Dr, Brookfield, WI 53045
2-year CD Rate
$0
3.81% ▲ 0.92% above Wisconsin avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.89%▲ 0.92% above avgNationally 2.90%
Details

Balance: $1,000; Compounding/Posted: Monthly/Monthly

Rate History
No change since Sep 14, 2026 · 3.81% APY · checked 5 times
3.31%3.81%4.31%Sep 14, 2026: 3.81% APYSep 14, 2026Oct 25, 2026
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
18815 W Capitol Dr, Brookfield, WI 53045
24 Month CD
$1,000
3.75% ▲ 0.86% above Wisconsin avg
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.89%▲ 0.86% above avgNationally 2.90%
Details

Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 14, 2026: 3.75% APYOct 14, 2026Oct 25, 2026
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
18815 W Capitol Dr, Brookfield, WI 53045
24 Month IRA
$100
3.75% ▲ 0.86% above Wisconsin avg
▼
Rate3.70%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.89%▲ 0.86% above avgNationally 2.90%
Details

IRA: one deposit per calendar year up to $10,000 for Wisconsin residents

Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 14, 2026: 3.75% APYOct 14, 2026Oct 25, 2026
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
18815 W Capitol Dr, Brookfield, WI 53045
24 Month Young American CD
$200
3.75% ▲ 0.86% above Wisconsin avg
▼
Rate3.70%
Min Deposit$200
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.89%▲ 0.86% above avgNationally 2.90%
Details

Offer applicable to minors and enrolled students only; unlimited deposits of $50.00 or more allowed during initial and subsequent term; maximum new money deposit of $250,000

Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 14, 2026: 3.75% APYOct 14, 2026Oct 25, 2026
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14040 W Capitol Dr, Brookfield, WI 53005
Certificates Of Deposit - 2-year
$1,000
3.60% ▲ 0.71% above Wisconsin avg
▼
Rate3.57%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.89%▲ 0.71% above avgNationally 2.90%
Details

Rate History
No change since Oct 14, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 14, 2026: 3.60% APYOct 14, 2026Oct 25, 2026
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14040 W Capitol Dr, Brookfield, WI 53005
Individual Retirement Accounts - 2-year
$1,000
3.60% ▲ 0.71% above Wisconsin avg
▼
Rate3.57%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.89%▲ 0.71% above avgNationally 2.90%
Details

Rate History
No change since Oct 14, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 14, 2026: 3.60% APYOct 14, 2026Oct 25, 2026
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
255 Fiserv Dr, Brookfield, WI 53045 5815
2 Year Term Share Certificate
$2,500
3.43% ▲ 0.54% above Wisconsin avg
▼
Rate3.38%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.89%▲ 0.54% above avgNationally 2.90%
Details

Rate History
1 change since Sep 18, 2026 · 3.41% → 3.43% ▲ 0.02 pts · high 3.43% / low 3.41%
2.91%3.42%3.93%Sep 18, 2026: 3.41% APYOct 8, 2026: 3.43% APYSep 18, 2026Oct 25, 2026
  • Oct 8, 20263.43%▲ from 3.41%
  • Sep 18, 20263.41%first recorded
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
255 Fiserv Dr, Brookfield, WI 53045 5815
IRA - 2 year IRA Term Share Certificate
$2,500
3.33% ▲ 0.44% above Wisconsin avg
▼
Rate3.28%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.89%▲ 0.44% above avgNationally 2.90%
Details

Rate History
1 change since Sep 20, 2026 · 3.31% → 3.33% ▲ 0.02 pts · high 3.33% / low 3.31%
2.81%3.32%3.83%Sep 20, 2026: 3.31% APYOct 12, 2026: 3.33% APYSep 20, 2026Oct 25, 2026
  • Oct 12, 20263.33%▲ from 3.31%
  • Sep 20, 20263.31%first recorded
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
255 Fiserv Dr, Brookfield, WI 53045 5815
Share Certificate - 2 years
$1,000
3.25% ▲ 0.36% above Wisconsin avg
▼
Rate3.21%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.89%▲ 0.36% above avgNationally 2.90%
Details

Dividends Compounded & Credited: Quarterly; Dividend Period: Quarterly

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 25, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
17100 W Bluemound Rd, Brookfield, WI 53005
24 Month Certificates of Deposit
$500
3.15% ▲ 0.26% above Wisconsin avg
▼
Rate3.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.89%▲ 0.26% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Sep 18, 2026: 3.15% APYSep 18, 2026Oct 25, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
17100 W Bluemound Rd, Brookfield, WI 53005
Certificates of Deposit - 24 Months
$500
3.15% ▲ 0.26% above Wisconsin avg
▼
Rate3.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.89%▲ 0.26% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 4 times
2.65%3.15%3.65%Sep 18, 2026: 3.15% APYSep 18, 2026Oct 25, 2026
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
255 Fiserv Dr, Brookfield, WI 53045 5815
IRA Certificate (Traditional, Roth, Educational) - 2 years
$500
3.10% ▲ 0.21% above Wisconsin avg
▼
Rate3.06%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.89%▲ 0.21% above avgNationally 2.90%
Details

Dividends compounded quarterly; dividend period quarterly

Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 8 times
2.60%3.10%3.60%Sep 14, 2026: 3.10% APYSep 14, 2026Oct 25, 2026
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
CD - 24 Month
$0
3.05% ▲ 0.16% above Wisconsin avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.89%▲ 0.16% above avgNationally 2.90%
Details

Minimum $75,000.00 Terms tier

Rate History
1 change since Sep 25, 2026 · 2.84% → 3.05% ▲ 0.21 pts · high 3.05% / low 2.84%
2.34%2.95%3.55%Sep 25, 2026: 2.84% APYOct 23, 2026: 3.05% APYSep 25, 2026Oct 25, 2026
  • Oct 23, 20263.05%▲ from 2.84%
  • Sep 25, 20262.84%first recorded
Olive View Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
255 FISERV Dr, BROOKFIELD, WI 53045 5815
Certificate - 24 months
$1,000
3.04% ▲ 0.15% above Wisconsin avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.89%▲ 0.15% above avgNationally 2.90%
Details

Rate History
No change since Oct 22, 2026 · 3.04% APY · checked 2 times
2.54%3.04%3.54%Oct 22, 2026: 3.04% APYOct 22, 2026Oct 25, 2026
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
CD - 24 Month
$0
2.94% ▲ 0.05% above Wisconsin avg
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.89%▲ 0.05% above avgNationally 2.90%
Details

Balance: $20,000.00 Minimum

Rate History
1 change since Sep 25, 2026 · 2.84% → 2.94% ▲ 0.10 pts · high 2.94% / low 2.84%
2.34%2.89%3.44%Sep 25, 2026: 2.84% APYOct 23, 2026: 2.94% APYSep 25, 2026Oct 25, 2026
  • Oct 23, 20262.94%▲ from 2.84%
  • Sep 25, 20262.84%first recorded
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
24 Month CD
$0
2.84% ▼ 0.05% below Wisconsin avg
▼
Rate2.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.89%▼ 0.05% below avgNationally 2.90%
Details

Minimum $500.00 Terms

Rate History
No change since Oct 12, 2026 · 2.84% APY · checked 2 times
2.34%2.84%3.34%Oct 12, 2026: 2.84% APYOct 12, 2026Oct 25, 2026
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
24 Month Trade-A-Rate CD
$0
2.84% ▼ 0.05% below Wisconsin avg
▼
Rate2.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.89%▼ 0.05% below avgNationally 2.90%
Details

Minimum $500.00 Terms

Rate History
No change since Oct 12, 2026 · 2.84% APY · checked 2 times
2.34%2.84%3.34%Oct 12, 2026: 2.84% APYOct 12, 2026Oct 25, 2026
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
14000 W North Ave, Brookfield, WI 53005
Certificate of Deposit Accounts (CD) - 2 year
$2,000
2.80% ▼ 0.09% below Wisconsin avg
▼
Rate2.80%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.89%▼ 0.09% below avgNationally 2.90%
Details

Balance: $2,000.00 and over; Interest payment: Annual; Compounding: Simple

Rate History
No change since Oct 20, 2026 · 2.80% APY · checked 2 times
2.30%2.80%3.30%Oct 20, 2026: 2.80% APYOct 20, 2026Oct 25, 2026
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
14000 W North Ave, Brookfield, WI 53005
Individual Retirement Accounts (IRA) - 2 year
$300
2.80% ▼ 0.09% below Wisconsin avg
▼
Rate2.80%
Min Deposit$300
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.89%▼ 0.09% below avgNationally 2.90%
Details

Balance: $300.00 and over; Interest Payment: Annual; Compounding: Simple

Rate History
1 change since Sep 14, 2026 · 2.75% → 2.80% ▲ 0.05 pts · high 2.80% / low 2.75%
2.25%2.78%3.30%Sep 14, 2026: 2.75% APYOct 7, 2026: 2.80% APYSep 14, 2026Oct 25, 2026
  • Oct 7, 20262.80%▲ from 2.75%
  • Sep 14, 20262.75%first recorded
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
Jumbo Term Certificates - 24 Month Certificate
$50,000
2.25% ▼ 0.64% below Wisconsin avg
▼
Rate2.23%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.89%▼ 0.64% below avgNationally 2.90%
Details

Jumbo Term Certificate; Minimum Amount $50000.00; Early withdrawal penalty: terms less than 6 months - 90 days dividends; 12 to less than 24 months - 180 days dividends; 24 to less than 48 months - 360 days dividends; 48 months or greater - 720 days dividends

Rate History
No change since Oct 13, 2026 · 2.25% APY · checked 6 times
1.75%2.25%2.75%Oct 13, 2026: 2.25% APYOct 13, 2026Oct 25, 2026
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
Traditional IRA and ROTH IRA 24 Month Certificate
$500
2.10% ▼ 0.79% below Wisconsin avg
▼
Rate2.08%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.89%▼ 0.79% below avgNationally 2.90%
Details

Dividend rate 2.080%; APY 2.10%

Rate History
No change since Oct 9, 2026 · 2.10% APY · checked 7 times
1.60%2.10%2.60%Oct 9, 2026: 2.10% APYOct 9, 2026Oct 25, 2026
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
24 Month Add-on Certificate
$100
2.00% ▼ 0.89% below Wisconsin avg
▼
Rate1.98%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.89%▼ 0.89% below avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 13 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 25, 2026
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
24 Month Certificate
$500
2.00% ▼ 0.89% below Wisconsin avg
▼
Rate1.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.89%▼ 0.89% below avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 13 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 25, 2026
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
255 Fiserv Dr, Brookfield, WI 53045
Business 2-year CD Rate
$0
1.76% ▼ 1.13% below Wisconsin avg
▼
Rate1.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.89%▼ 1.13% below avgNationally 2.90%
Details

Balance: $1,000+; Compounding/Posted: Monthly/Monthly

Rate History
No change since Oct 14, 2026 · 1.76% APY · checked 2 times
1.26%1.76%2.26%Oct 14, 2026: 1.76% APYOct 14, 2026Oct 25, 2026
Westbury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
17160 W North Ave, Brookfield, WI 53005
2 Year Certificate of Deposit
$500
1.75% ▼ 1.14% below Wisconsin avg
▼
Rate1.74%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.89%▼ 1.14% below avgNationally 2.90%
Details

Minimum balance to open and obtain APY: $500.00

Rate History
No change since Oct 22, 2026 · 1.75% APY
1.25%1.75%2.25%Oct 22, 2026: 1.75% APYOct 22, 2026Oct 25, 2026
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
255 Fiserv Dr, Brookfield, WI 53045 5815
24 Month Share Certificate
$1,000
1.11% ▼ 1.78% below Wisconsin avg
▼
Rate1.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.89%▼ 1.78% below avgNationally 2.90%
Details

Requires a minimum investment of $1,000.00

Rate History
No change since Oct 13, 2026 · 1.11% APY · checked 2 times
0.61%1.11%1.61%Oct 13, 2026: 1.11% APYOct 13, 2026Oct 25, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3155 N 124th St, Brookfield, WI 53005
24 Month IRA Certificate of Deposit
$0
0.75% ▼ 2.14% below Wisconsin avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.89%▼ 2.14% below avgNationally 2.90%
Details

Balance: $1,000 and over to obtain APY; rates shown by ZIP code

Rate History
No change since Oct 14, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 14, 2026: 0.75% APYOct 14, 2026Oct 25, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3155 N 124th St, Brookfield, WI 53005
24 Month Standard CD
$1,000
0.75% ▼ 2.14% below Wisconsin avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.89%▼ 2.14% below avgNationally 2.90%
Details

Balance: up to $100,000; Rates for ZIP code 60603

Rate History
No change since Oct 14, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 14, 2026: 0.75% APYOct 14, 2026Oct 25, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
21505 Us 18 E, Brookfield, WI 53045
Certificates of Deposit - 2 Year
$1,000
0.40% ▼ 2.49% below Wisconsin avg
▼
Rate0.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.89%▼ 2.49% below avgNationally 2.90%
Details

Rate History
No change since Oct 20, 2026 · 0.40% APY · checked 2 times
0.00%0.45%0.90%Oct 20, 2026: 0.40% APYOct 20, 2026Oct 25, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
21505 Us 18 E, Brookfield, WI 53045
Fixed Rate IRA Certificate of Deposit - 2 Year
$500
0.40% ▼ 2.49% below Wisconsin avg
▼
Rate0.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.89%▼ 2.49% below avgNationally 2.90%
Details

Early withdrawal penalties may apply.

Rate History
No change since Oct 7, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Oct 7, 2026: 0.40% APYOct 7, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
2-Year Jumbo CD
$100,000
0.40% ▼ 2.49% below Wisconsin avg
▼
Rate0.40%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.89%▼ 2.49% below avgNationally 2.90%
Details

Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 2 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
2-Year Term CD
$1,000
0.40% ▼ 2.49% below Wisconsin avg
▼
Rate0.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.89%▼ 2.49% below avgNationally 2.90%
Details

Rate History
No change since Oct 19, 2026 · 0.40% APY
0.00%0.45%0.90%Oct 19, 2026: 0.40% APYOct 19, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
Term CD - 2-Year
$1,000
0.40% ▼ 2.49% below Wisconsin avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.89%▼ 2.49% below avgNationally 2.90%
Details

Minimum of $1,000 to open your account

Rate History
No change since Oct 19, 2026 · 0.40% APY
0.00%0.45%0.90%Oct 19, 2026: 0.40% APYOct 19, 2026Oct 25, 2026
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
15700 W Bluemound Rd, Brookfield, WI 53005
2 1/2-year Homeowner CD
$50
0.35% ▼ 2.54% below Wisconsin avg
▼
Rate0.35%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.89%▼ 2.54% below avgNationally 2.90%
Details

Additions: any amount at any time; Interest Compounding: Quarterly; CD is not IRA eligible

Rate History
No change since Oct 8, 2026 · 0.35% APY · checked 4 times
0.00%0.43%0.85%Oct 8, 2026: 0.35% APYOct 8, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
2-Year RampUp Plus CD
$25,000
0.25% ▼ 2.64% below Wisconsin avg
▼
Rate0.25%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.89%▼ 2.64% below avgNationally 2.90%
Details

Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Sep 24, 2026: 0.25% APYSep 24, 2026Oct 25, 2026
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
15700 W Bluemound Rd, Brookfield, WI 53005
2-year CD
$1,000
0.20% ▼ 2.69% below Wisconsin avg
▼
Rate0.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.89%▼ 2.69% below avgNationally 2.90%
Details

Interest Compounding: Quarterly

Rate History
No change since Oct 8, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Oct 8, 2026: 0.20% APYOct 8, 2026Oct 25, 2026
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
15700 W Bluemound Rd, Brookfield, WI 53005
1 1/2-year CD
$1,000
0.15% ▼ 2.74% below Wisconsin avg
▼
Rate0.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.89%▼ 2.74% below avgNationally 2.90%
Details

Interest Compounding: Quarterly

Rate History
No change since Oct 8, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Oct 8, 2026: 0.15% APYOct 8, 2026Oct 25, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
2 Year Certificate of Deposit
$500
0.05% ▼ 2.84% below Wisconsin avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.89%▼ 2.84% below avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 24 Months
$1,000
0.03% ▼ 2.86% below Wisconsin avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.89%▼ 2.86% below avgNationally 2.90%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
IRA CD 24 Months
$250
0.03% ▼ 2.86% below Wisconsin avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.89%▼ 2.86% below avgNationally 2.90%
Details

Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000

Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
0.00%0.27%0.53%Oct 14, 2026: 0.03% APYOct 14, 2026Oct 25, 2026
Associated Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
17100 W Capitol Dr, Brookfield, WI 53005
24 month CD
$1,000
0.03% ▼ 2.86% below Wisconsin avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.89%▼ 2.86% below avgNationally 2.90%
Details

Rate History
No change since Oct 22, 2026 · 0.03% APY
0.00%0.27%0.53%Oct 22, 2026: 0.03% APYOct 22, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 24 Months
$1,000
0.02% ▼ 2.87% below Wisconsin avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.89%▼ 2.87% below avgNationally 2.90%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
IRA CD 24 Months
$250
0.02% ▼ 2.87% below Wisconsin avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.89%▼ 2.87% below avgNationally 2.90%
Details

Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000

Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 14, 2026: 0.02% APYOct 14, 2026Oct 25, 2026

Brookfield 36 Month CD Rates

Wisconsin 36 Month CD Average2.86% APYNational 2.81%▲ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
13600 W Greenfield Ave, Brookfield, WI 53005
3 Year Certificate Account
$0
4.40% ▲ 1.54% above Wisconsin avg
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.86%▲ 1.54% above avgNationally 2.81%
Details

Maturity Date (Regular, Business or IRA)

Rate History
No change since Oct 14, 2026 · 4.40% APY · checked 2 times
3.90%4.40%4.90%Oct 14, 2026: 4.40% APYOct 14, 2026Oct 25, 2026
Waukesha State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
18300 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 3 Years
$500
4.40% ▲ 1.54% above Wisconsin avg
▼
Rate4.31%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.86%▲ 1.54% above avgNationally 2.81%
Details

Regular and jumbo CDs up to $1 million; advance approval required over $1 million; APY compounded monthly

Rate History
No change since Oct 22, 2026 · 4.40% APY
3.90%4.40%4.90%Oct 22, 2026: 4.40% APYOct 22, 2026Oct 25, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 3 Year
$0
4.20% ▲ 1.34% above Wisconsin avg
▼
Rate4.14%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.86%▲ 1.34% above avgNationally 2.81%
Details

Balance: $100,000 and higher; Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 3, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 3, 2026: 4.20% APYOct 3, 2026Oct 25, 2026
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
18815 W Capitol Dr, Brookfield, WI 53045
36 Month CD
$1,000
4.00% ▲ 1.14% above Wisconsin avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.86%▲ 1.14% above avgNationally 2.81%
Details

Rate History
No change since Oct 14, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 25, 2026
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
18815 W Capitol Dr, Brookfield, WI 53045
36 Month IRA
$100
4.00% ▲ 1.14% above Wisconsin avg
▼
Rate3.94%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.86%▲ 1.14% above avgNationally 2.81%
Details

IRA: one deposit per calendar year up to $10,000 for Wisconsin residents

Rate History
No change since Oct 14, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 25, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 3 Year
$0
4.00% ▲ 1.14% above Wisconsin avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.86%▲ 1.14% above avgNationally 2.81%
Details

Balance: $25,000 - $99,999; Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 3, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 3, 2026: 4.00% APYOct 3, 2026Oct 25, 2026
Greater Pittsburgh Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
255 FISERV Dr, BROOKFIELD, WI 53045 5815
36 Month Share Certificate
$500
3.96% ▲ 1.10% above Wisconsin avg
▼
Rate3.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.86%▲ 1.10% above avgNationally 2.81%
Details

Annual Percentage Dividend 3.90%; Early withdrawal penalty: 120 days Div.; Automatically renews at maturity; Interest reinvests quarterly

Rate History
No change since Oct 22, 2026 · 3.96% APY · checked 2 times
3.46%3.96%4.46%Oct 22, 2026: 3.96% APYOct 22, 2026Oct 25, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 3 Year
$0
3.90% ▲ 1.04% above Wisconsin avg
▼
Rate3.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.86%▲ 1.04% above avgNationally 2.81%
Details

Balance: $1,000 - $24,999; Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 3, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 3, 2026: 3.90% APYOct 3, 2026Oct 25, 2026
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
255 Fiserv Dr, Brookfield, WI 53045
3-year CD Rate
$0
3.81% ▲ 0.95% above Wisconsin avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.86%▲ 0.95% above avgNationally 2.81%
Details

Balance: $1,000+; Compounding/Posted: Monthly/Monthly

Rate History
No change since Sep 14, 2026 · 3.81% APY · checked 5 times
3.31%3.81%4.31%Sep 14, 2026: 3.81% APYSep 14, 2026Oct 25, 2026
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
255 Fiserv Dr, Brookfield, WI 53045
3 Year CD
$2,500
3.75% ▲ 0.89% above Wisconsin avg
▼
Rate3.75%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.86%▲ 0.89% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 25, 2026
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14040 W Capitol Dr, Brookfield, WI 53005
Certificates Of Deposit - 3-year
$1,000
3.60% ▲ 0.74% above Wisconsin avg
▼
Rate3.57%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.86%▲ 0.74% above avgNationally 2.81%
Details

Rate History
No change since Oct 14, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 14, 2026: 3.60% APYOct 14, 2026Oct 25, 2026
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14040 W Capitol Dr, Brookfield, WI 53005
Individual Retirement Accounts - 3-year
$1,000
3.60% ▲ 0.74% above Wisconsin avg
▼
Rate3.57%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.86%▲ 0.74% above avgNationally 2.81%
Details

Rate History
No change since Oct 14, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 14, 2026: 3.60% APYOct 14, 2026Oct 25, 2026
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
255 Fiserv Dr, Brookfield, WI 53045 5815
IRA - 3 year IRA Term Share Certificate
$2,500
3.43% ▲ 0.57% above Wisconsin avg
▼
Rate3.37%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.86%▲ 0.57% above avgNationally 2.81%
Details

Rate History
1 change since Sep 20, 2026 · 3.04% → 3.43% ▲ 0.39 pts · high 3.43% / low 3.04%
2.54%3.24%3.93%Sep 20, 2026: 3.04% APYOct 12, 2026: 3.43% APYSep 20, 2026Oct 25, 2026
  • Oct 12, 20263.43%▲ from 3.04%
  • Sep 20, 20263.04%first recorded
Olive View Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
255 FISERV Dr, BROOKFIELD, WI 53045 5815
Certificate - 36 months
$1,000
3.29% ▲ 0.43% above Wisconsin avg
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.86%▲ 0.43% above avgNationally 2.81%
Details

Rate History
No change since Oct 22, 2026 · 3.29% APY · checked 2 times
2.79%3.29%3.79%Oct 22, 2026: 3.29% APYOct 22, 2026Oct 25, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
17100 W Bluemound Rd, Brookfield, WI 53005
36 Month Certificates of Deposit
$500
3.15% ▲ 0.29% above Wisconsin avg
▼
Rate3.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.86%▲ 0.29% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Sep 18, 2026: 3.15% APYSep 18, 2026Oct 25, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
17100 W Bluemound Rd, Brookfield, WI 53005
Certificates of Deposit - 36 Months
$500
3.15% ▲ 0.29% above Wisconsin avg
▼
Rate3.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.86%▲ 0.29% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 4 times
2.65%3.15%3.65%Sep 18, 2026: 3.15% APYSep 18, 2026Oct 25, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
21505 Us 18 E, Brookfield, WI 53045
Fixed Rate IRA Promotional Certificates of Deposit - 36 Month
$2,500
3.00% ▲ 0.14% above Wisconsin avg
▼
Rate2.96%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.86%▲ 0.14% above avgNationally 2.81%
Details

IRA; Early withdrawal penalties may apply

Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 19, 2026: 3.00% APYSep 19, 2026Oct 25, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
21505 Us 18 E, Brookfield, WI 53045
Promotional Certificates of Deposit - 36 Month
$5,000
3.00% ▲ 0.14% above Wisconsin avg
▼
Rate2.96%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.86%▲ 0.14% above avgNationally 2.81%
Details

Interest rate and APY effective as of 10/05/26

Rate History
No change since Oct 20, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 20, 2026: 3.00% APYOct 20, 2026Oct 25, 2026
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
14000 W North Ave, Brookfield, WI 53005
Certificate of Deposit Accounts (CD) - 3 year
$2,000
2.85% ▼ 0.01% below Wisconsin avg
▼
Rate2.85%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.86%▼ 0.01% below avgNationally 2.81%
Details

Balance: $2,000.00 and over; Interest payment: Annual; Compounding: Simple

Rate History
No change since Oct 20, 2026 · 2.85% APY · checked 2 times
2.35%2.85%3.35%Oct 20, 2026: 2.85% APYOct 20, 2026Oct 25, 2026
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
14000 W North Ave, Brookfield, WI 53005
Individual Retirement Accounts (IRA) - 3 year
$300
2.85% ▼ 0.01% below Wisconsin avg
▼
Rate2.85%
Min Deposit$300
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.86%▼ 0.01% below avgNationally 2.81%
Details

Balance: $300.00 and over; Interest Payment: Annual; Compounding: Simple

Rate History
1 change since Sep 14, 2026 · 2.75% → 2.85% ▲ 0.10 pts · high 2.85% / low 2.75%
2.25%2.80%3.35%Sep 14, 2026: 2.75% APYOct 7, 2026: 2.85% APYSep 14, 2026Oct 25, 2026
  • Oct 7, 20262.85%▲ from 2.75%
  • Sep 14, 20262.75%first recorded
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
Jumbo Term Certificates - 36 Month Certificate
$50,000
2.35% ▼ 0.51% below Wisconsin avg
▼
Rate2.33%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.86%▼ 0.51% below avgNationally 2.81%
Details

Jumbo Term Certificate; Minimum Amount $50000.00; Early withdrawal penalty: terms less than 6 months - 90 days dividends; 12 to less than 24 months - 180 days dividends; 24 to less than 48 months - 360 days dividends; 48 months or greater - 720 days dividends

Rate History
No change since Oct 13, 2026 · 2.35% APY · checked 6 times
1.85%2.35%2.85%Oct 13, 2026: 2.35% APYOct 13, 2026Oct 25, 2026
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
Traditional IRA and ROTH IRA 36 Month Certificate
$500
2.20% ▼ 0.66% below Wisconsin avg
▼
Rate2.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.86%▼ 0.66% below avgNationally 2.81%
Details

Dividend rate 2.178%; APY 2.20%

Rate History
No change since Oct 9, 2026 · 2.20% APY · checked 7 times
1.70%2.20%2.70%Oct 9, 2026: 2.20% APYOct 9, 2026Oct 25, 2026
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
36 Month Certificate
$500
2.10% ▼ 0.76% below Wisconsin avg
▼
Rate2.08%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.86%▼ 0.76% below avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 2.10% APY · checked 13 times
1.60%2.10%2.60%Sep 14, 2026: 2.10% APYSep 14, 2026Oct 25, 2026
Westbury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
17160 W North Ave, Brookfield, WI 53005
3 Year Certificate of Deposit
$500
2.00% ▼ 0.86% below Wisconsin avg
▼
Rate1.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.86%▼ 0.86% below avgNationally 2.81%
Details

Minimum balance to open and obtain APY: $500.00

Rate History
No change since Oct 22, 2026 · 2.00% APY
1.50%2.00%2.50%Oct 22, 2026: 2.00% APYOct 22, 2026Oct 25, 2026
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
255 Fiserv Dr, Brookfield, WI 53045 5815
IRA Certificate (Traditional, Roth, Educational) - 3 years
$500
1.65% ▼ 1.21% below Wisconsin avg
▼
Rate1.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.86%▼ 1.21% below avgNationally 2.81%
Details

Dividends compounded quarterly; dividend period quarterly

Rate History
No change since Sep 14, 2026 · 1.65% APY · checked 8 times
1.15%1.65%2.15%Sep 14, 2026: 1.65% APYSep 14, 2026Oct 25, 2026
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
CD - 36 Month
$0
1.51% ▼ 1.35% below Wisconsin avg
▼
Rate1.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.86%▼ 1.35% below avgNationally 2.81%
Details

Minimum $75,000.00 Terms tier

Rate History
1 change since Sep 25, 2026 · 1.31% → 1.51% ▲ 0.20 pts · high 1.51% / low 1.31%
0.81%1.41%2.01%Sep 25, 2026: 1.31% APYOct 23, 2026: 1.51% APYSep 25, 2026Oct 25, 2026
  • Oct 23, 20261.51%▲ from 1.31%
  • Sep 25, 20261.31%first recorded
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
255 Fiserv Dr, Brookfield, WI 53045 5815
36 Month Share Certificate
$1,000
1.51% ▼ 1.35% below Wisconsin avg
▼
Rate1.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.86%▼ 1.35% below avgNationally 2.81%
Details

Requires a minimum investment of $1,000.00

Rate History
No change since Oct 13, 2026 · 1.51% APY · checked 2 times
1.01%1.51%2.01%Oct 13, 2026: 1.51% APYOct 13, 2026Oct 25, 2026
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
255 Fiserv Dr, Brookfield, WI 53045 5815
Share Certificate - 3 years
$1,000
1.50% ▼ 1.36% below Wisconsin avg
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.86%▼ 1.36% below avgNationally 2.81%
Details

Dividends Compounded & Credited: Quarterly; Dividend Period: Quarterly

Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 5 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Oct 25, 2026
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
CD - 36 Month
$0
1.41% ▼ 1.45% below Wisconsin avg
▼
Rate1.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.86%▼ 1.45% below avgNationally 2.81%
Details

Balance: $20,000.00 Minimum

Rate History
1 change since Sep 25, 2026 · 1.31% → 1.41% ▲ 0.10 pts · high 1.41% / low 1.31%
0.81%1.36%1.91%Sep 25, 2026: 1.31% APYOct 23, 2026: 1.41% APYSep 25, 2026Oct 25, 2026
  • Oct 23, 20261.41%▲ from 1.31%
  • Sep 25, 20261.31%first recorded
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
36 Month CD
$0
1.31% ▼ 1.55% below Wisconsin avg
▼
Rate1.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.86%▼ 1.55% below avgNationally 2.81%
Details

Minimum $500.00 Terms

Rate History
No change since Oct 12, 2026 · 1.31% APY · checked 2 times
0.81%1.31%1.81%Oct 12, 2026: 1.31% APYOct 12, 2026Oct 25, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3155 N 124th St, Brookfield, WI 53005
36 Month IRA Certificate of Deposit
$0
0.75% ▼ 2.11% below Wisconsin avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.86%▼ 2.11% below avgNationally 2.81%
Details

Balance: $1,000 and over to obtain APY; rates shown by ZIP code

Rate History
No change since Oct 14, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 14, 2026: 0.75% APYOct 14, 2026Oct 25, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3155 N 124th St, Brookfield, WI 53005
36 Month Standard CD
$1,000
0.75% ▼ 2.11% below Wisconsin avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.86%▼ 2.11% below avgNationally 2.81%
Details

Balance: up to $100,000; Rates for ZIP code 60603

Rate History
No change since Oct 14, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 14, 2026: 0.75% APYOct 14, 2026Oct 25, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
21505 Us 18 E, Brookfield, WI 53045
Certificates of Deposit - 3 Year
$1,000
0.50% ▼ 2.36% below Wisconsin avg
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.86%▼ 2.36% below avgNationally 2.81%
Details

Rate History
No change since Oct 20, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 20, 2026: 0.50% APYOct 20, 2026Oct 25, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
21505 Us 18 E, Brookfield, WI 53045
Fixed Rate IRA Certificate of Deposit - 3 Year
$500
0.50% ▼ 2.36% below Wisconsin avg
▼
Rate0.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.86%▼ 2.36% below avgNationally 2.81%
Details

Early withdrawal penalties may apply.

Rate History
No change since Oct 7, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Oct 7, 2026: 0.50% APYOct 7, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
3-Year Jumbo CD
$100,000
0.40% ▼ 2.46% below Wisconsin avg
▼
Rate0.40%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.86%▼ 2.46% below avgNationally 2.81%
Details

Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 2 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
3-Year Term CD
$1,000
0.40% ▼ 2.46% below Wisconsin avg
▼
Rate0.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.86%▼ 2.46% below avgNationally 2.81%
Details

Rate History
No change since Oct 19, 2026 · 0.40% APY
0.00%0.45%0.90%Oct 19, 2026: 0.40% APYOct 19, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
Term CD - 3-Year
$1,000
0.40% ▼ 2.46% below Wisconsin avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.86%▼ 2.46% below avgNationally 2.81%
Details

Minimum of $1,000 to open your account

Rate History
No change since Oct 19, 2026 · 0.40% APY
0.00%0.45%0.90%Oct 19, 2026: 0.40% APYOct 19, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
3-Year RampUp CD
$25,000
0.25% ▼ 2.61% below Wisconsin avg
▼
Rate0.25%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.86%▼ 2.61% below avgNationally 2.81%
Details

Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Sep 24, 2026: 0.25% APYSep 24, 2026Oct 25, 2026
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
15700 W Bluemound Rd, Brookfield, WI 53005
3-year CD
$1,000
0.20% ▼ 2.66% below Wisconsin avg
▼
Rate0.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.86%▼ 2.66% below avgNationally 2.81%
Details

Interest Compounding: Quarterly

Rate History
No change since Oct 8, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Oct 8, 2026: 0.20% APYOct 8, 2026Oct 25, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
3 Year Certificate of Deposit
$500
0.05% ▼ 2.81% below Wisconsin avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.86%▼ 2.81% below avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 25, 2026
Associated Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
17100 W Capitol Dr, Brookfield, WI 53005
36 month CD
$1,000
0.04% ▼ 2.82% below Wisconsin avg
▼
Rate0.04%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.86%▼ 2.82% below avgNationally 2.81%
Details

Rate History
No change since Oct 22, 2026 · 0.04% APY
0.00%0.27%0.54%Oct 22, 2026: 0.04% APYOct 22, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 36 Months
$1,000
0.03% ▼ 2.83% below Wisconsin avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.86%▼ 2.83% below avgNationally 2.81%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
IRA CD 36 Months
$250
0.03% ▼ 2.83% below Wisconsin avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.86%▼ 2.83% below avgNationally 2.81%
Details

Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000

Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
0.00%0.27%0.53%Oct 14, 2026: 0.03% APYOct 14, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 36 Months
$1,000
0.02% ▼ 2.84% below Wisconsin avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.86%▼ 2.84% below avgNationally 2.81%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
IRA CD 36 Months
$250
0.02% ▼ 2.84% below Wisconsin avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.86%▼ 2.84% below avgNationally 2.81%
Details

Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000

Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 14, 2026: 0.02% APYOct 14, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 36 Months
$1,000
0.01% ▼ 2.85% below Wisconsin avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.86%▼ 2.85% below avgNationally 2.81%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
IRA CD 36 Months
$250
0.01% ▼ 2.85% below Wisconsin avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.86%▼ 2.85% below avgNationally 2.81%
Details

Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000

Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
0.00%0.26%0.51%Oct 14, 2026: 0.01% APYOct 14, 2026Oct 25, 2026
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.97%
36-MONTH TEEN CERTIFICATE SPECIAL
$500
5.13% ▲ 2.27% above Wisconsin avg
▼
Rate5.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.86%▲ 2.27% above avgNationally 2.81%
Details

Ages: 13-15; For ages 13-15 years old; Maximum deposit $10,000

Rate History
No change since Sep 14, 2026 · 5.13% APY · checked 8 times
4.63%5.13%5.63%Sep 14, 2026: 5.13% APYSep 14, 2026Oct 25, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Relationship CD - 36 Month
$2,500
4.60% ▲ 1.74% above Wisconsin avg
▼
Rate4.52%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.86%▲ 1.74% above avgNationally 2.81%
Details

Relationship CD; relationship defined as Direct Deposit Checking; Minimum $2500 to open

Rate History
1 change since Sep 14, 2026 · 4.20% → 4.60% ▲ 0.40 pts · high 4.60% / low 4.20%
3.70%4.40%5.10%Sep 14, 2026: 4.20% APYSep 24, 2026: 4.60% APYSep 14, 2026Oct 25, 2026
  • Sep 24, 20264.60%▲ from 4.20%
  • Sep 14, 20264.20%first recorded
Ixonia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
3-Year CD
$1,000
4.50% ▲ 1.64% above Wisconsin avg
▼
Rate4.43%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.86%▲ 1.64% above avgNationally 2.81%
Details

Min. Balance to Open & Obtain APY: $1,000; Early withdrawal may be subject to penalty

Rate History
1 change since Sep 20, 2026 · 4.00% → 4.50% ▲ 0.50 pts · high 4.50% / low 4.00%
3.50%4.25%5.00%Sep 20, 2026: 4.00% APYOct 8, 2026: 4.50% APYSep 20, 2026Oct 25, 2026
  • Oct 8, 20264.50%▲ from 4.00%
  • Sep 20, 20264.00%first recorded

Brookfield 48 Month CD Rates

Wisconsin 48 Month CD Average2.78% APYNational 2.81%▲ 0.05% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
13600 W Greenfield Ave, Brookfield, WI 53005
4 Year Certificate Account
$0
4.40% ▲ 1.62% above Wisconsin avg
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▲ 1.62% above avgNationally 2.81%
Details

Maturity Date (Regular, Business or IRA)

Rate History
No change since Oct 14, 2026 · 4.40% APY · checked 2 times
3.90%4.40%4.90%Oct 14, 2026: 4.40% APYOct 14, 2026Oct 25, 2026
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
18815 W Capitol Dr, Brookfield, WI 53045
48 Month CD
$1,000
4.25% ▲ 1.47% above Wisconsin avg
▼
Rate4.18%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▲ 1.47% above avgNationally 2.81%
Details

Rate History
No change since Oct 14, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 14, 2026: 4.25% APYOct 14, 2026Oct 25, 2026
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
18815 W Capitol Dr, Brookfield, WI 53045
48 Month IRA
$100
4.25% ▲ 1.47% above Wisconsin avg
▼
Rate4.18%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▲ 1.47% above avgNationally 2.81%
Details

IRA: one deposit per calendar year up to $10,000 for Wisconsin residents

Rate History
No change since Oct 14, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 14, 2026: 4.25% APYOct 14, 2026Oct 25, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 4 Year
$0
4.25% ▲ 1.47% above Wisconsin avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▲ 1.47% above avgNationally 2.81%
Details

Balance: $100,000 and higher; Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 3, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 3, 2026: 4.25% APYOct 3, 2026Oct 25, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 4 Year
$0
4.05% ▲ 1.27% above Wisconsin avg
▼
Rate3.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▲ 1.27% above avgNationally 2.81%
Details

Balance: $25,000 - $99,999; Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 3, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 3, 2026: 4.05% APYOct 3, 2026Oct 25, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 4 Year
$0
3.95% ▲ 1.17% above Wisconsin avg
▼
Rate3.89%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▲ 1.17% above avgNationally 2.81%
Details

Balance: $1,000 - $24,999; Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 3, 2026 · 3.95% APY · checked 2 times
3.45%3.95%4.45%Oct 3, 2026: 3.95% APYOct 3, 2026Oct 25, 2026
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14040 W Capitol Dr, Brookfield, WI 53005
Certificates Of Deposit - 4-year
$1,000
3.60% ▲ 0.82% above Wisconsin avg
▼
Rate3.57%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▲ 0.82% above avgNationally 2.81%
Details

Rate History
No change since Oct 14, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 14, 2026: 3.60% APYOct 14, 2026Oct 25, 2026
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14040 W Capitol Dr, Brookfield, WI 53005
Individual Retirement Accounts - 4-year
$1,000
3.60% ▲ 0.82% above Wisconsin avg
▼
Rate3.57%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▲ 0.82% above avgNationally 2.81%
Details

Rate History
No change since Oct 14, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 14, 2026: 3.60% APYOct 14, 2026Oct 25, 2026
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
255 Fiserv Dr, Brookfield, WI 53045
4 Year CD
$2,500
3.55% ▲ 0.77% above Wisconsin avg
▼
Rate3.55%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▲ 0.77% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 7 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 25, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
17100 W Bluemound Rd, Brookfield, WI 53005
48 Month Certificates of Deposit
$500
3.15% ▲ 0.37% above Wisconsin avg
▼
Rate3.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▲ 0.37% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Sep 18, 2026: 3.15% APYSep 18, 2026Oct 25, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
17100 W Bluemound Rd, Brookfield, WI 53005
Certificates of Deposit - 48 Months
$500
3.15% ▲ 0.37% above Wisconsin avg
▼
Rate3.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▲ 0.37% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 4 times
2.65%3.15%3.65%Sep 18, 2026: 3.15% APYSep 18, 2026Oct 25, 2026
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
14000 W North Ave, Brookfield, WI 53005
Certificate of Deposit Accounts (CD) - 4 year
$2,000
2.95% ▲ 0.17% above Wisconsin avg
▼
Rate2.95%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▲ 0.17% above avgNationally 2.81%
Details

Balance: $2,000.00 and over; Interest payment: Annual; Compounding: Simple

Rate History
No change since Oct 20, 2026 · 2.95% APY · checked 2 times
2.45%2.95%3.45%Oct 20, 2026: 2.95% APYOct 20, 2026Oct 25, 2026
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
14000 W North Ave, Brookfield, WI 53005
Individual Retirement Accounts (IRA) - 4 year
$300
2.95% ▲ 0.17% above Wisconsin avg
▼
Rate2.95%
Min Deposit$300
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▲ 0.17% above avgNationally 2.81%
Details

Balance: $300.00 and over; Interest Payment: Annual; Compounding: Simple

Rate History
1 change since Sep 14, 2026 · 2.75% → 2.95% ▲ 0.20 pts · high 2.95% / low 2.75%
2.25%2.85%3.45%Sep 14, 2026: 2.75% APYOct 7, 2026: 2.95% APYSep 14, 2026Oct 25, 2026
  • Oct 7, 20262.95%▲ from 2.75%
  • Sep 14, 20262.75%first recorded
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
Jumbo Term Certificates - 48 Month Certificate
$50,000
2.45% ▼ 0.33% below Wisconsin avg
▼
Rate2.42%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▼ 0.33% below avgNationally 2.81%
Details

Jumbo Term Certificate; Minimum Amount $50000.00; Early withdrawal penalty: terms less than 6 months - 90 days dividends; 12 to less than 24 months - 180 days dividends; 24 to less than 48 months - 360 days dividends; 48 months or greater - 720 days dividends

Rate History
No change since Oct 13, 2026 · 2.45% APY · checked 6 times
1.95%2.45%2.95%Oct 13, 2026: 2.45% APYOct 13, 2026Oct 25, 2026
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
Traditional IRA and ROTH IRA 48 Month Certificate
$500
2.30% ▼ 0.48% below Wisconsin avg
▼
Rate2.28%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▼ 0.48% below avgNationally 2.81%
Details

Dividend rate 2.276%; APY 2.30%

Rate History
No change since Oct 9, 2026 · 2.30% APY · checked 7 times
1.80%2.30%2.80%Oct 9, 2026: 2.30% APYOct 9, 2026Oct 25, 2026
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
48 Month Certificate
$500
2.20% ▼ 0.58% below Wisconsin avg
▼
Rate2.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▼ 0.58% below avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 2.20% APY · checked 13 times
1.70%2.20%2.70%Sep 14, 2026: 2.20% APYSep 14, 2026Oct 25, 2026
Westbury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
17160 W North Ave, Brookfield, WI 53005
4 Year Certificate of Deposit
$500
2.10% ▼ 0.68% below Wisconsin avg
▼
Rate2.08%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▼ 0.68% below avgNationally 2.81%
Details

Minimum balance to open and obtain APY: $500.00

Rate History
No change since Oct 22, 2026 · 2.10% APY
1.60%2.10%2.60%Oct 22, 2026: 2.10% APYOct 22, 2026Oct 25, 2026
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
255 Fiserv Dr, Brookfield, WI 53045 5815
Share Certificate - 4 years
$1,000
1.90% ▼ 0.88% below Wisconsin avg
▼
Rate1.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▼ 0.88% below avgNationally 2.81%
Details

Dividends Compounded & Credited: Quarterly; Dividend Period: Quarterly

Rate History
No change since Sep 18, 2026 · 1.90% APY · checked 5 times
1.40%1.90%2.40%Sep 18, 2026: 1.90% APYSep 18, 2026Oct 25, 2026
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
255 Fiserv Dr, Brookfield, WI 53045 5815
IRA Certificate (Traditional, Roth, Educational) - 4 years
$500
1.75% ▼ 1.03% below Wisconsin avg
▼
Rate1.74%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▼ 1.03% below avgNationally 2.81%
Details

Dividends compounded quarterly; dividend period quarterly

Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 8 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 25, 2026
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
CD - 48 Month
$0
1.56% ▼ 1.22% below Wisconsin avg
▼
Rate1.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▼ 1.22% below avgNationally 2.81%
Details

Minimum $75,000.00 Terms tier

Rate History
1 change since Sep 25, 2026 · 1.36% → 1.56% ▲ 0.20 pts · high 1.56% / low 1.36%
0.86%1.46%2.06%Sep 25, 2026: 1.36% APYOct 23, 2026: 1.56% APYSep 25, 2026Oct 25, 2026
  • Oct 23, 20261.56%▲ from 1.36%
  • Sep 25, 20261.36%first recorded
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
CD - 48 Month
$0
1.46% ▼ 1.32% below Wisconsin avg
▼
Rate1.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▼ 1.32% below avgNationally 2.81%
Details

Balance: $20,000.00 Minimum

Rate History
1 change since Sep 25, 2026 · 1.36% → 1.46% ▲ 0.10 pts · high 1.46% / low 1.36%
0.86%1.41%1.96%Sep 25, 2026: 1.36% APYOct 23, 2026: 1.46% APYSep 25, 2026Oct 25, 2026
  • Oct 23, 20261.46%▲ from 1.36%
  • Sep 25, 20261.36%first recorded
Red Crown Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
255 Fiserv Dr, Brookfield, WI 53045
48 Month CD
$0
1.36% ▼ 1.42% below Wisconsin avg
▼
Rate1.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▼ 1.42% below avgNationally 2.81%
Details

Minimum $500.00 Terms

Rate History
No change since Oct 12, 2026 · 1.36% APY · checked 2 times
0.86%1.36%1.86%Oct 12, 2026: 1.36% APYOct 12, 2026Oct 25, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3155 N 124th St, Brookfield, WI 53005
48 Month IRA Certificate of Deposit
$0
0.75% ▼ 2.03% below Wisconsin avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▼ 2.03% below avgNationally 2.81%
Details

Balance: $1,000 and over to obtain APY; rates shown by ZIP code

Rate History
No change since Oct 14, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 14, 2026: 0.75% APYOct 14, 2026Oct 25, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3155 N 124th St, Brookfield, WI 53005
48 Month Standard CD
$1,000
0.75% ▼ 2.03% below Wisconsin avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▼ 2.03% below avgNationally 2.81%
Details

Balance: up to $100,000; Rates for ZIP code 60603

Rate History
No change since Oct 14, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 14, 2026: 0.75% APYOct 14, 2026Oct 25, 2026
Marathon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
19105 W Capitol Drive, Brookfield, WI 53045
Certificate of Deposit 48 Month
$1,000
0.65% ▼ 2.13% below Wisconsin avg
▼
Rate0.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.78%▼ 2.13% below avgNationally 2.81%
Details

Rate History
No change since Sep 19, 2026 · 0.65% APY · checked 7 times
0.15%0.65%1.15%Sep 19, 2026: 0.65% APYSep 19, 2026Oct 25, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
21505 Us 18 E, Brookfield, WI 53045
Certificates of Deposit - 4 Year
$1,000
0.60% ▼ 2.18% below Wisconsin avg
▼
Rate0.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.78%▼ 2.18% below avgNationally 2.81%
Details

Rate History
No change since Oct 20, 2026 · 0.60% APY · checked 2 times
0.10%0.60%1.10%Oct 20, 2026: 0.60% APYOct 20, 2026Oct 25, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
21505 Us 18 E, Brookfield, WI 53045
Fixed Rate IRA Certificate of Deposit - 4 Year
$500
0.60% ▼ 2.18% below Wisconsin avg
▼
Rate0.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.78%▼ 2.18% below avgNationally 2.81%
Details

Early withdrawal penalties may apply.

Rate History
No change since Oct 7, 2026 · 0.60% APY · checked 4 times
0.10%0.60%1.10%Oct 7, 2026: 0.60% APYOct 7, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
4-Year Jumbo CD
$100,000
0.50% ▼ 2.28% below Wisconsin avg
▼
Rate0.50%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▼ 2.28% below avgNationally 2.81%
Details

Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
4-Year Term CD
$1,000
0.50% ▼ 2.28% below Wisconsin avg
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▼ 2.28% below avgNationally 2.81%
Details

Rate History
No change since Oct 19, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 19, 2026: 0.50% APYOct 19, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
Term CD - 4-Year
$1,000
0.50% ▼ 2.28% below Wisconsin avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▼ 2.28% below avgNationally 2.81%
Details

Minimum of $1,000 to open your account

Rate History
No change since Oct 19, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 19, 2026: 0.50% APYOct 19, 2026Oct 25, 2026
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
15700 W Bluemound Rd, Brookfield, WI 53005
4-year CD
$1,000
0.25% ▼ 2.53% below Wisconsin avg
▼
Rate0.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▼ 2.53% below avgNationally 2.81%
Details

Interest Compounding: Quarterly

Rate History
No change since Oct 8, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Oct 8, 2026: 0.25% APYOct 8, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
4-Year RampUp CD
$50,000
0.25% ▼ 2.53% below Wisconsin avg
▼
Rate0.25%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▼ 2.53% below avgNationally 2.81%
Details

Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Sep 24, 2026: 0.25% APYSep 24, 2026Oct 25, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
4 Year Certificate of Deposit
$500
0.15% ▼ 2.63% below Wisconsin avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▼ 2.63% below avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 25, 2026
Associated Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
17100 W Capitol Dr, Brookfield, WI 53005
48 month CD
$1,000
0.05% ▼ 2.73% below Wisconsin avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▼ 2.73% below avgNationally 2.81%
Details

Rate History
No change since Oct 22, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 22, 2026: 0.05% APYOct 22, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 48 Months
$1,000
0.03% ▼ 2.75% below Wisconsin avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▼ 2.75% below avgNationally 2.81%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
IRA CD 48 Months
$250
0.03% ▼ 2.75% below Wisconsin avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▼ 2.75% below avgNationally 2.81%
Details

Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000

Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
0.00%0.27%0.53%Oct 14, 2026: 0.03% APYOct 14, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 48 Months
$1,000
0.02% ▼ 2.76% below Wisconsin avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▼ 2.76% below avgNationally 2.81%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
IRA CD 48 Months
$250
0.02% ▼ 2.76% below Wisconsin avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▼ 2.76% below avgNationally 2.81%
Details

Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000

Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 14, 2026: 0.02% APYOct 14, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 48 Months
$1,000
0.01% ▼ 2.77% below Wisconsin avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▼ 2.77% below avgNationally 2.81%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
IRA CD 48 Months
$250
0.01% ▼ 2.77% below Wisconsin avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.78%▼ 2.77% below avgNationally 2.81%
Details

Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000

Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
0.00%0.26%0.51%Oct 14, 2026: 0.01% APYOct 14, 2026Oct 25, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Relationship CD - 48 Month
$2,500
4.70% ▲ 1.92% above Wisconsin avg
▼
Rate4.62%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▲ 1.92% above avgNationally 2.81%
Details

Relationship CD; relationship defined as Direct Deposit Checking; Minimum $2500 to open

Rate History
1 change since Sep 14, 2026 · 4.25% → 4.70% ▲ 0.45 pts · high 4.70% / low 4.25%
3.75%4.48%5.20%Sep 14, 2026: 4.25% APYSep 24, 2026: 4.70% APYSep 14, 2026Oct 25, 2026
  • Sep 24, 20264.70%▲ from 4.25%
  • Sep 14, 20264.25%first recorded
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Jumbo Share or IRA Certificate (4 Year)
$10,000
4.40% ▲ 1.62% above Wisconsin avg
▼
Rate4.33%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.62% above avgNationally 2.81%
Details

Rate History
No change since Oct 5, 2026 · 4.40% APY · checked 5 times
3.90%4.40%4.90%Oct 5, 2026: 4.40% APYOct 5, 2026Oct 25, 2026
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
48-Month Traditional/Roth IRA CD
$50,000
4.39% ▲ 1.61% above Wisconsin avg
▼
Rate4.30%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▲ 1.61% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.76% → 4.39% ▲ 0.63 pts · high 4.39% / low 3.76%
3.13%4.07%5.02%Sep 14, 2026: 3.76% APYSep 29, 2026: 4.39% APYSep 14, 2026Oct 25, 2026
  • Sep 29, 20264.39%▲ from 3.76%
  • Sep 14, 20263.76%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Certificates of Deposit (CD) - 48-Month
$50,000
4.39% ▲ 1.61% above Wisconsin avg
▼
Rate4.30%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▲ 1.61% above avgNationally 2.81%
Details

Rate History
No change since Oct 13, 2026 · 4.39% APY · checked 2 times
3.89%4.39%4.89%Oct 13, 2026: 4.39% APYOct 13, 2026Oct 25, 2026
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
Share Certificate and IRA Certificate - 4 Year
$0
4.35% ▲ 1.57% above Wisconsin avg
▼
Rate4.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.78%▲ 1.57% above avgNationally 2.81%
Details

Dividend Rate column; IRA certificate terms are 1 year or greater; Effective Date as of 10/18/2026

Rate History
No change since Oct 19, 2026 · 4.35% APY
3.85%4.35%4.85%Oct 19, 2026: 4.35% APYOct 19, 2026Oct 25, 2026
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
48-Month Traditional/Roth IRA CD
$500
4.23% ▲ 1.45% above Wisconsin avg
▼
Rate4.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▲ 1.45% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.61% → 4.23% ▲ 0.62 pts · high 4.23% / low 3.61%
2.99%3.92%4.85%Sep 14, 2026: 3.61% APYSep 29, 2026: 4.23% APYSep 14, 2026Oct 25, 2026
  • Sep 29, 20264.23%▲ from 3.61%
  • Sep 14, 20263.61%first recorded
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Certificates of Deposit (CD) - 48-Month
$500
4.23% ▲ 1.45% above Wisconsin avg
▼
Rate4.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.78%▲ 1.45% above avgNationally 2.81%
Details

Rate History
No change since Oct 13, 2026 · 4.23% APY · checked 2 times
3.73%4.23%4.73%Oct 13, 2026: 4.23% APYOct 13, 2026Oct 25, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
CD - 48 Month
$2,500
4.20% ▲ 1.42% above Wisconsin avg
▼
Rate4.14%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▲ 1.42% above avgNationally 2.81%
Details

Minimum $2500 to open

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.20% ▲ 0.45 pts · high 4.20% / low 3.75%
3.25%3.98%4.70%Sep 14, 2026: 3.75% APYSep 24, 2026: 4.20% APYSep 14, 2026Oct 25, 2026
  • Sep 24, 20264.20%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Year IRA CD
$25,000
4.20% ▲ 1.42% above Wisconsin avg
▼
Rate4.14%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.78%▲ 1.42% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.20% ▲ 0.35 pts · high 4.20% / low 3.85%
3.35%4.03%4.70%Sep 14, 2026: 3.85% APYOct 3, 2026: 4.20% APYSep 14, 2026Oct 25, 2026
  • Oct 3, 20264.20%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
IRA Term Certificate - 48 Months
$0
4.18% ▲ 1.40% above Wisconsin avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.78%▲ 1.40% above avgNationally 2.81%
Details

Effective Date: October 1, 2026

Rate History
No change since Oct 22, 2026 · 4.18% APY
3.68%4.18%4.68%Oct 22, 2026: 4.18% APYOct 22, 2026Oct 25, 2026

Brookfield 60 Month CD Rates

Wisconsin 60 Month CD Average2.99% APYNational 2.92%▲ 0.04% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Waukesha State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
18300 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 5 Years
$500
4.65% ▲ 1.66% above Wisconsin avg
▼
Rate4.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.99%▲ 1.66% above avgNationally 2.92%
Details

Regular and jumbo CDs up to $1 million; advance approval required over $1 million; APY compounded monthly

Rate History
No change since Oct 22, 2026 · 4.65% APY
4.15%4.65%5.15%Oct 22, 2026: 4.65% APYOct 22, 2026Oct 25, 2026
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
18815 W Capitol Dr, Brookfield, WI 53045
60 Month CD
$1,000
4.50% ▲ 1.51% above Wisconsin avg
▼
Rate4.43%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.99%▲ 1.51% above avgNationally 2.92%
Details

Rate History
No change since Oct 14, 2026 · 4.50% APY · checked 2 times
4.00%4.50%5.00%Oct 14, 2026: 4.50% APYOct 14, 2026Oct 25, 2026
Bank Five Nine
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
18815 W Capitol Dr, Brookfield, WI 53045
60 Month IRA
$100
4.50% ▲ 1.51% above Wisconsin avg
▼
Rate4.43%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.99%▲ 1.51% above avgNationally 2.92%
Details

IRA: one deposit per calendar year up to $10,000 for Wisconsin residents

Rate History
No change since Oct 14, 2026 · 4.50% APY · checked 2 times
4.00%4.50%5.00%Oct 14, 2026: 4.50% APYOct 14, 2026Oct 25, 2026
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
13600 W Greenfield Ave, Brookfield, WI 53005
5 Year Certificate Account
$0
4.40% ▲ 1.41% above Wisconsin avg
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.99%▲ 1.41% above avgNationally 2.92%
Details

Maturity Date (Regular, Business or IRA)

Rate History
No change since Oct 14, 2026 · 4.40% APY · checked 2 times
3.90%4.40%4.90%Oct 14, 2026: 4.40% APYOct 14, 2026Oct 25, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 5 Year
$0
4.30% ▲ 1.31% above Wisconsin avg
▼
Rate4.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.99%▲ 1.31% above avgNationally 2.92%
Details

Balance: $100,000 and higher; Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 3, 2026 · 4.30% APY · checked 2 times
3.80%4.30%4.80%Oct 3, 2026: 4.30% APYOct 3, 2026Oct 25, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 5 Year
$0
4.10% ▲ 1.11% above Wisconsin avg
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.99%▲ 1.11% above avgNationally 2.92%
Details

Balance: $25,000 - $99,999; Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 3, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 3, 2026: 4.10% APYOct 3, 2026Oct 25, 2026
Spring Bank Brookfield, WI
Institution Rating:
B4.6 ★Texas Ratio: 20.13%
16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005
Certificates of Deposit (Personal, IRA, or Business) - 5 Year
$0
4.00% ▲ 1.01% above Wisconsin avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.99%▲ 1.01% above avgNationally 2.92%
Details

Balance: $1,000 - $24,999; Interest Compounded: Quarterly; Interest Credited: Quarterly

Rate History
No change since Oct 3, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 3, 2026: 4.00% APYOct 3, 2026Oct 25, 2026
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
255 Fiserv Dr, Brookfield, WI 53045
5-year CD Rate
$0
3.81% ▲ 0.82% above Wisconsin avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.99%▲ 0.82% above avgNationally 2.92%
Details

Balance: $1,000+; Compounding/Posted: Monthly/Monthly

Rate History
No change since Sep 14, 2026 · 3.81% APY · checked 5 times
3.31%3.81%4.31%Sep 14, 2026: 3.81% APYSep 14, 2026Oct 25, 2026
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14040 W Capitol Dr, Brookfield, WI 53005
Certificates Of Deposit - 5-year
$1,000
3.75% ▲ 0.76% above Wisconsin avg
▼
Rate3.72%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.99%▲ 0.76% above avgNationally 2.92%
Details

Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 14, 2026: 3.75% APYOct 14, 2026Oct 25, 2026
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
14040 W Capitol Dr, Brookfield, WI 53005
Individual Retirement Accounts - 5-year
$1,000
3.60% ▲ 0.61% above Wisconsin avg
▼
Rate3.57%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.99%▲ 0.61% above avgNationally 2.92%
Details

Rate History
No change since Oct 14, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 14, 2026: 3.60% APYOct 14, 2026Oct 25, 2026
600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
255 Fiserv Dr, Brookfield, WI 53045
5 Year CD
$2,500
3.55% ▲ 0.56% above Wisconsin avg
▼
Rate3.55%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.99%▲ 0.56% above avgNationally 2.92%
Details

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 7 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 25, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
17100 W Bluemound Rd, Brookfield, WI 53005
60 Month Certificates of Deposit
$500
3.15% ▲ 0.16% above Wisconsin avg
▼
Rate3.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.99%▲ 0.16% above avgNationally 2.92%
Details

Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Sep 18, 2026: 3.15% APYSep 18, 2026Oct 25, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
17100 W Bluemound Rd, Brookfield, WI 53005
Certificates of Deposit - 60 Months
$500
3.15% ▲ 0.16% above Wisconsin avg
▼
Rate3.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.99%▲ 0.16% above avgNationally 2.92%
Details

Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 4 times
2.65%3.15%3.65%Sep 18, 2026: 3.15% APYSep 18, 2026Oct 25, 2026
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
14000 W North Ave, Brookfield, WI 53005
Certificate of Deposit Accounts (CD) - 5 Year
$2,000
3.00% ▲ 0.01% above Wisconsin avg
▼
Rate3.00%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.99%▲ 0.01% above avgNationally 2.92%
Details

Balance: $2,000.00 and over; Interest payment: Annual; Compounding: Simple

Rate History
No change since Oct 20, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 20, 2026: 3.00% APYOct 20, 2026Oct 25, 2026
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
14000 W North Ave, Brookfield, WI 53005
Individual Retirement Accounts (IRA) - 5 year
$300
3.00% ▲ 0.01% above Wisconsin avg
▼
Rate3.00%
Min Deposit$300
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.99%▲ 0.01% above avgNationally 2.92%
Details

Balance: $300.00 and over; Interest Payment: Annual; Compounding: Simple

Rate History
1 change since Sep 14, 2026 · 2.80% → 3.00% ▲ 0.20 pts · high 3.00% / low 2.80%
2.30%2.90%3.50%Sep 14, 2026: 2.80% APYOct 7, 2026: 3.00% APYSep 14, 2026Oct 25, 2026
  • Oct 7, 20263.00%▲ from 2.80%
  • Sep 14, 20262.80%first recorded
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
Jumbo Term Certificates - 60 Month Certificate
$50,000
2.60% ▼ 0.39% below Wisconsin avg
▼
Rate2.57%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.99%▼ 0.39% below avgNationally 2.92%
Details

Jumbo Term Certificate; Minimum Amount $50000.00; Early withdrawal penalty: terms less than 6 months - 90 days dividends; 12 to less than 24 months - 180 days dividends; 24 to less than 48 months - 360 days dividends; 48 months or greater - 720 days dividends

Rate History
No change since Oct 13, 2026 · 2.60% APY · checked 6 times
2.10%2.60%3.10%Oct 13, 2026: 2.60% APYOct 13, 2026Oct 25, 2026
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
Traditional IRA and ROTH IRA 60 Month Certificate
$500
2.45% ▼ 0.54% below Wisconsin avg
▼
Rate2.42%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.99%▼ 0.54% below avgNationally 2.92%
Details

Dividend rate 2.423%; APY 2.45%

Rate History
No change since Oct 9, 2026 · 2.45% APY · checked 7 times
1.95%2.45%2.95%Oct 9, 2026: 2.45% APYOct 9, 2026Oct 25, 2026
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
255 Fiserv Dr, Brookfield, WI 53045 5815
60 Month Certificate
$500
2.35% ▼ 0.64% below Wisconsin avg
▼
Rate2.33%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.99%▼ 0.64% below avgNationally 2.92%
Details

Rate History
No change since Sep 14, 2026 · 2.35% APY · checked 13 times
1.85%2.35%2.85%Sep 14, 2026: 2.35% APYSep 14, 2026Oct 25, 2026
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
255 Fiserv Dr, Brookfield, WI 53045 5815
60 Month Share Certificate
$1,000
2.27% ▼ 0.72% below Wisconsin avg
▼
Rate2.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.99%▼ 0.72% below avgNationally 2.92%
Details

Requires a minimum investment of $1,000.00

Rate History
No change since Sep 14, 2026 · 2.27% APY · checked 7 times
1.77%2.27%2.77%Sep 14, 2026: 2.27% APYSep 14, 2026Oct 25, 2026
Westbury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
17160 W North Ave, Brookfield, WI 53005
5 Year Certificate of Deposit
$500
2.25% ▼ 0.74% below Wisconsin avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.99%▼ 0.74% below avgNationally 2.92%
Details

Minimum balance to open and obtain APY: $500.00

Rate History
No change since Oct 22, 2026 · 2.25% APY
1.75%2.25%2.75%Oct 22, 2026: 2.25% APYOct 22, 2026Oct 25, 2026
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
255 Fiserv Dr, Brookfield, WI 53045 5815
IRA Certificate (Traditional, Roth, Educational) - 5 years
$500
2.25% ▼ 0.74% below Wisconsin avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.99%▼ 0.74% below avgNationally 2.92%
Details

Dividends compounded quarterly; dividend period quarterly

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 8 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 25, 2026
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
255 Fiserv Dr, Brookfield, WI 53045 5815
Share Certificate - 5 years
$1,000
2.10% ▼ 0.89% below Wisconsin avg
▼
Rate2.08%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.99%▼ 0.89% below avgNationally 2.92%
Details

Dividends Compounded & Credited: Quarterly; Dividend Period: Quarterly

Rate History
No change since Sep 18, 2026 · 2.10% APY · checked 5 times
1.60%2.10%2.60%Sep 18, 2026: 2.10% APYSep 18, 2026Oct 25, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3155 N 124th St, Brookfield, WI 53005
60 Month IRA Certificate of Deposit
$0
0.75% ▼ 2.24% below Wisconsin avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.99%▼ 2.24% below avgNationally 2.92%
Details

Balance: $1,000 and over to obtain APY; rates shown by ZIP code

Rate History
No change since Oct 14, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 14, 2026: 0.75% APYOct 14, 2026Oct 25, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3155 N 124th St, Brookfield, WI 53005
60 Month Standard CD
$1,000
0.75% ▼ 2.24% below Wisconsin avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.99%▼ 2.24% below avgNationally 2.92%
Details

Balance: up to $100,000; Rates for ZIP code 60603

Rate History
No change since Oct 14, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 14, 2026: 0.75% APYOct 14, 2026Oct 25, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
21505 Us 18 E, Brookfield, WI 53045
Certificates of Deposit - 5 Year
$1,000
0.70% ▼ 2.29% below Wisconsin avg
▼
Rate0.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.99%▼ 2.29% below avgNationally 2.92%
Details

Rate History
No change since Oct 20, 2026 · 0.70% APY · checked 2 times
0.20%0.70%1.20%Oct 20, 2026: 0.70% APYOct 20, 2026Oct 25, 2026
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
21505 Us 18 E, Brookfield, WI 53045
Fixed Rate IRA Certificate of Deposit - 5 Year
$500
0.70% ▼ 2.29% below Wisconsin avg
▼
Rate0.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Wisconsin Average2.99%▼ 2.29% below avgNationally 2.92%
Details

Early withdrawal penalties may apply.

Rate History
No change since Oct 7, 2026 · 0.70% APY · checked 4 times
0.20%0.70%1.20%Oct 7, 2026: 0.70% APYOct 7, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
5-Year Jumbo CD
$100,000
0.50% ▼ 2.49% below Wisconsin avg
▼
Rate0.50%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.99%▼ 2.49% below avgNationally 2.92%
Details

Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
5-Year Term CD
$1,000
0.50% ▼ 2.49% below Wisconsin avg
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.99%▼ 2.49% below avgNationally 2.92%
Details

Rate History
No change since Oct 19, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 19, 2026: 0.50% APYOct 19, 2026Oct 25, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
12655 W Capitol Dr, Brookfield, WI 53005
Term CD - 5-Year
$1,000
0.50% ▼ 2.49% below Wisconsin avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.99%▼ 2.49% below avgNationally 2.92%
Details

Minimum of $1,000 to open your account

Rate History
No change since Oct 19, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 19, 2026: 0.50% APYOct 19, 2026Oct 25, 2026
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
15700 W Bluemound Rd, Brookfield, WI 53005
5-year CD
$1,000
0.35% ▼ 2.64% below Wisconsin avg
▼
Rate0.35%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.99%▼ 2.64% below avgNationally 2.92%
Details

Interest Compounding: Quarterly

Rate History
No change since Oct 8, 2026 · 0.35% APY · checked 4 times
0.00%0.43%0.85%Oct 8, 2026: 0.35% APYOct 8, 2026Oct 25, 2026
Associated Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
17100 W Capitol Dr, Brookfield, WI 53005
60 month CD
$1,000
0.10% ▼ 2.89% below Wisconsin avg
▼
Rate0.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.99%▼ 2.89% below avgNationally 2.92%
Details

Rate History
No change since Oct 22, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 60 Months
$1,000
0.03% ▼ 2.96% below Wisconsin avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.99%▼ 2.96% below avgNationally 2.92%
Details

Balance: $25,000.00 and above

Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
0.00%0.27%0.53%Oct 2, 2026: 0.03% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
IRA CD 60 Months
$250
0.03% ▼ 2.96% below Wisconsin avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.99%▼ 2.96% below avgNationally 2.92%
Details

Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000

Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
0.00%0.27%0.53%Oct 14, 2026: 0.03% APYOct 14, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 60 Months
$1,000
0.02% ▼ 2.97% below Wisconsin avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.99%▼ 2.97% below avgNationally 2.92%
Details

Balance: $1,000.00 - $24,999.99

Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
0.00%0.26%0.52%Oct 2, 2026: 0.02% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
IRA CD 60 Months
$250
0.02% ▼ 2.97% below Wisconsin avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.99%▼ 2.97% below avgNationally 2.92%
Details

Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000

Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 14, 2026: 0.02% APYOct 14, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
Certificate of Deposit - 60 Months
$1,000
0.01% ▼ 2.98% below Wisconsin avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.99%▼ 2.98% below avgNationally 2.92%
Details

Balance: $1.00 - $999.99

Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Oct 2, 2026: 0.01% APYOct 2, 2026Oct 25, 2026
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
17375 W Capitol Dr, Brookfield, WI 53045
IRA CD 60 Months
$250
0.01% ▼ 2.98% below Wisconsin avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Wisconsin Average2.99%▼ 2.98% below avgNationally 2.92%
Details

Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000

Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
0.00%0.26%0.51%Oct 14, 2026: 0.01% APYOct 14, 2026Oct 25, 2026
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
Certificates - 60-Month
$250
5.15% ▲ 2.16% above Wisconsin avg
▼
Rate5.05%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.99%▲ 2.16% above avgNationally 2.92%
Details

Dividends Paid: Quarterly; $250 minimum to open. Any certificate may be used for IRAs.

Rate History
No change since Oct 13, 2026 · 5.15% APY · checked 2 times
4.65%5.15%5.65%Oct 13, 2026: 5.15% APYOct 13, 2026Oct 25, 2026
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Relationship CD - 60 Month
$2,500
4.75% ▲ 1.76% above Wisconsin avg
▼
Rate4.67%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.99%▲ 1.76% above avgNationally 2.92%
Details

Relationship CD; relationship defined as Direct Deposit Checking; Minimum $2500 to open

Rate History
1 change since Sep 14, 2026 · 4.35% → 4.75% ▲ 0.40 pts · high 4.75% / low 4.35%
3.85%4.55%5.25%Sep 14, 2026: 4.35% APYSep 24, 2026: 4.75% APYSep 14, 2026Oct 25, 2026
  • Sep 24, 20264.75%▲ from 4.35%
  • Sep 14, 20264.35%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
Jumbo Individual Retirement Account Certificates - 60-month
$0
4.66% ▲ 1.67% above Wisconsin avg
▼
Rate4.58%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.99%▲ 1.67% above avgNationally 2.92%
Details

Traditional, Roth, and Coverdell IRA account. Penalty may be imposed for early withdrawal.

Rate History
1 change since Sep 14, 2026 · 3.65% → 4.66% ▲ 1.01 pts · high 4.66% / low 3.65%
2.64%4.15%5.67%Sep 14, 2026: 3.65% APYOct 5, 2026: 4.66% APYSep 14, 2026Oct 25, 2026
  • Oct 5, 20264.66%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
Individual Retirement Account Certificates - 60-month IRA
$0
4.61% ▲ 1.62% above Wisconsin avg
▼
Rate4.53%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.99%▲ 1.62% above avgNationally 2.92%
Details

Traditional, Roth, and Coverdell IRA account; penalty may be imposed for early withdrawal

Rate History
No change since Oct 13, 2026 · 4.61% APY · checked 2 times
4.11%4.61%5.11%Oct 13, 2026: 4.61% APYOct 13, 2026Oct 25, 2026
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.97%
60-MONTH YOUTH CERTIFICATE SPECIAL
$500
4.60% ▲ 1.61% above Wisconsin avg
▼
Rate4.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.99%▲ 1.61% above avgNationally 2.92%
Details

Ages: 0-12; For ages 0-12 years old; Maximum deposit $10,000

Rate History
No change since Sep 14, 2026 · 4.60% APY · checked 8 times
4.10%4.60%5.10%Sep 14, 2026: 4.60% APYSep 14, 2026Oct 25, 2026
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
60 Month Jumbo Certificates
$0
4.55% ▲ 1.56% above Wisconsin avg
▼
Rate4.48%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.99%▲ 1.56% above avgNationally 2.92%
Details

APY current as of 10/01/2026; penalty may be imposed for early withdrawal

Rate History
1 change since Sep 22, 2026 · 3.55% → 4.55% ▲ 1.00 pts · high 4.55% / low 3.55%
2.55%4.05%5.55%Sep 22, 2026: 3.55% APYOct 13, 2026: 4.55% APYSep 22, 2026Oct 25, 2026
  • Oct 13, 20264.55%▲ from 3.55%
  • Sep 22, 20263.55%first recorded
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 mo Certificate of Deposit
$500
4.54% ▲ 1.55% above Wisconsin avg
▼
Rate4.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.99%▲ 1.55% above avgNationally 2.92%
Details

Balance: $10,000 or above; Interest credited: Monthly; Fixed

Rate History
No change since Oct 15, 2026 · 4.54% APY · checked 2 times
4.04%4.54%5.04%Oct 15, 2026: 4.54% APYOct 15, 2026Oct 25, 2026
Advia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
3 - 60 Month Regular CD
$500
4.50% ▲ 1.51% above Wisconsin avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Wisconsin Average2.99%▲ 1.51% above avgNationally 2.92%
Details

Standard rates as high as 4.50% APY; flexible 3 to 60-month terms; federally insured by NCUA up to $250,000 per depositor

Rate History
No change since Oct 22, 2026 · 4.50% APY
4.00%4.50%5.00%Oct 22, 2026: 4.50% APYOct 22, 2026Oct 25, 2026
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
Share Certificate and IRA Certificate - 5 year
$0
4.50% ▲ 1.51% above Wisconsin avg
▼
Rate4.43%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.99%▲ 1.51% above avgNationally 2.92%
Details

Dividend Rate column; IRA certificate terms are 1 year or greater; Effective Date as of 10/18/2026

Rate History
No change since Oct 19, 2026 · 4.50% APY
4.00%4.50%5.00%Oct 19, 2026: 4.50% APYOct 19, 2026Oct 25, 2026
Marine Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
60 Month Certificates
$0
4.50% ▲ 1.51% above Wisconsin avg
▼
Rate4.43%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.99%▲ 1.51% above avgNationally 2.92%
Details

Rate History
1 change since Sep 18, 2026 · 3.50% → 4.50% ▲ 1.00 pts · high 4.50% / low 3.50%
2.50%4.00%5.50%Sep 18, 2026: 3.50% APYOct 13, 2026: 4.50% APYSep 18, 2026Oct 25, 2026
  • Oct 13, 20264.50%▲ from 3.50%
  • Sep 18, 20263.50%first recorded
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 mo Certificate of Deposit
$500
4.45% ▲ 1.46% above Wisconsin avg
▼
Rate4.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.99%▲ 1.46% above avgNationally 2.92%
Details

Balance: Under $10,000; Interest credited: Annually; Fixed

Rate History
No change since Oct 15, 2026 · 4.45% APY · checked 2 times
3.95%4.45%4.95%Oct 15, 2026: 4.45% APYOct 15, 2026Oct 25, 2026
CUP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Mo Share CD
$0
4.45% ▲ 1.46% above Wisconsin avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Wisconsin Average2.99%▲ 1.46% above avgNationally 2.92%
Details

Printed as APR% on source; When Paid: Quarterly; EW Penalty: 6 mo int.

Rate History
No change since Oct 22, 2026 · 4.45% APY · checked 2 times
3.95%4.45%4.95%Oct 22, 2026: 4.45% APYOct 22, 2026Oct 25, 2026
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Jumbo Share or IRA Certificate (5 Year)
$10,000
4.45% ▲ 1.46% above Wisconsin avg
▼
Rate4.38%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Wisconsin Average2.99%▲ 1.46% above avgNationally 2.92%
Details

Rate History
No change since Oct 5, 2026 · 4.45% APY · checked 5 times
3.95%4.45%4.95%Oct 5, 2026: 4.45% APYOct 5, 2026Oct 25, 2026
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Brookfield, Wisconsin Institutions

Highest verified APYs available today, updated October 23, 2026

B Top 5 Bank Rates
Waukesha State Bank
Certificate of Deposit - 5 Years
A+ 5.0 ★ TX: 1.44%
Min: $500
4.65%
Bank Five Nine
60 Month CD
A 5.0 ★ TX: 8.25%
Min: $1,000
4.50%
Spring Bank Brookfield, WI
Certificates of Deposit (Personal, IRA, or Business) - 5 Year
B 4.6 ★ TX: 20.13%
Min: $0
4.30%
State Bank of Chilton
24-Month Fixed Rate CD Special
A+ 5.0 ★ TX: 3.85%
Min: $2,500
4.25%
WaterStone Bank
Fixed Rate IRA Promotional Certificates of Deposit - 12 Month
A+ 5.0 ★ TX: 2.07%
Min: $2,500
4.00%
CU Top 5 Credit Union Rates
5 Star Community Credit Union
6 Month Share Certificate
A 5.0 ★ TX: 6.47%
Min: $500
4.50%
Landmark Credit Union WI
12 Month Certificate Account
A+ 5.0 ★ TX: 3.05%
Min: $0
4.40%
Greater Pittsburgh Police Federal Credit Union
36 Month Share Certificate
A+ 5.0 ★ TX: 1.49%
Min: $500
3.96%
600 Atlantic Federal Credit Union
1 Year CD
A+ 5.0 ★ TX: 2.84%
Min: $2,500
3.95%
Red Crown Federal Credit Union
CD - 3 Month
A+ 5.0 ★ TX: 2.23%
Min: $0
3.92%
Rates verified October 23, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.
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Brookfield, WI CD Rate Trends

Compare local Brookfield, WI CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Wisconsin CD Trends
12-Month CD WI Avg
2.814%
▲ 0.002 vs 7 days ago

Wisconsin 12-month CD rates rose 0.002 points over the past 7 days to 2.814% APY.

6-Month CD WI Avg
2.395%
▲ 0.019 vs 7 days ago

Wisconsin 6-month CD rates rose 0.019 points over the past 7 days to 2.395% APY.

As of Oct 25, 2026 • Rate data sourced from 8,500+ monitored institutions

WI CD Rate Forecast, Next 12 Months

Where are Wisconsin CD rates headed through October 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

WI 12-Month Avg APY
2.814%
6-Month Forecast
2.814%
Range: 2.61%, 2.96%
12-Month Forecast
3.064%
Range: 2.86%, 3.21%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Wisconsin average 12-month CD APY in our database.

Spread model: The Wisconsin 12-month CD average currently trades 1.56% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at WI CD Rates Today

Annual interest earnings at today’s Wisconsin average APYs. State average used where available; national average as fallback.

CD Term WI Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.533% $76.66 $153.32 $383.30 $766.60
6-Month CD 2.395% $119.76 $239.52 $598.80 $1,197.60
12-Month CD 2.814% $140.70 $281.41 $703.53 $1,407.05
18-Month CD 2.784% $139.22 $278.43 $696.08 $1,392.15
24-Month CD 2.892% $144.60 $289.20 $723.00 $1,446.00
36-Month CD 2.862% $143.11 $286.22 $715.55 $1,431.10
48-Month CD 2.778% $138.90 $277.81 $694.52 $1,389.05
60-Month CD 2.988% $149.41 $298.81 $747.03 $1,494.05
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 23, 2026.
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Sample CD Ladder for Brookfield, Wisconsin Savers

$25,000 split equally across 5 terms using today’s Wisconsin average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit WI Avg APY Annual Earnings
1 3-Month CD $5,000 1.533% $76.66
2 6-Month CD $5,000 2.395% $119.76
3 12-Month CD $5,000 2.814% $140.70
4 24-Month CD $5,000 2.892% $144.60
5 36-Month CD $5,000 2.862% $143.11
Total ($25,000 invested) $25,000 2.499% blended $624.83/yr

Ladder example uses equal $5,000 rungs and Wisconsin average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

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2,047
CD Rates
Tracked in Brookfield, Wisconsin
63 Banks 59 Credit Unions

About Our Brookfield, Wisconsin CD Rate Database

MonitorBankRates tracks 2,047 CD rates from 63 banks and 59 credit unions with locations in Brookfield, Wisconsin, plus national online institutions available to Wisconsin residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Waukesha State Bank offers a CD at 4.65% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Brookfield, Wisconsin.

How to Find the Best CD Rates in Brookfield, Wisconsin

What to compare when shopping for a CD in Brookfield, Wisconsin

To find the best APYs in Brookfield, Wisconsin, start with credit unions and online-only banks: Brookfield, Wisconsin has 59 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Brookfield, Wisconsin

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Brookfield, Wisconsin: 122 institutions here report CD rates

Consider an Alternative If…

Brookfield, Wisconsin Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024

Population 65+
23.4%
National avg: 17.3%
Median Individual Earnings
$69,038
National avg: $47,340
Poverty Rate
3.2%
National avg: 11.1%
Unemployment Rate
2.5%
National avg: 4.8%
CD Earnings on 10% of Salary
$194/yr
At WI 12-mo avg 2.814% APY

23.4% of residents are 65 or older, above the national average of 17.3%, making fixed-rate CDs a particularly relevant savings vehicle in this market; a low unemployment rate of 2.5% reflects a strong local economy. At today’s WI 12-month CD average of 2.814%, saving 10% of the local median salary ($6,903/year) and putting it in a CD would earn an additional $194 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Brookfield, Wisconsin

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90 to 180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Brookfield, Wisconsin

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Brookfield, Wisconsin typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Brookfield, Wisconsin as everywhere in the U.S.

Choosing a CD Term in Brookfield, Wisconsin

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Brookfield, Wisconsin savers easier access to their funds. For example, 5 Star Community Credit Union is offering its 6 Month Share Certificate at 4.50% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Waukesha State Bank is offering its Certificate of Deposit - 5 Years at 4.65% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Brookfield, Wisconsin Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Brookfield, Wisconsin saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Brookfield, Wisconsin

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Brookfield, Wisconsin CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Brookfield, Wisconsin

Most CDs carry a fixed rate that is locked for the entire term, protecting a Brookfield, Wisconsin depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Brookfield, Wisconsin

Are CD rates in Brookfield, Wisconsin FDIC insured?

Yes, most established banks in Brookfield, Wisconsin are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Brookfield, Wisconsin?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Brookfield, Wisconsin.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Brookfield, Wisconsin may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Brookfield, Wisconsin?

Here are recent top rates found for this area:
  • Waukesha State Bank: 4.65% APY (Certificate of Deposit - 5 Years)
  • Bank Five Nine: 4.50% APY (60 Month CD)
  • 5 Star Community Credit Union: 4.50% APY (6 Month Share Certificate)
  • Landmark Credit Union WI : 4.40% APY (12 Month Certificate Account)
  • Spring Bank Brookfield, WI : 4.30% APY (Certificates of Deposit (Personal, IRA, or Business) - 5 Year)
  • State Bank of Chilton: 4.25% APY (24-Month Fixed Rate CD Special)
  • WaterStone Bank: 4.00% APY (Fixed Rate IRA Promotional Certificates of Deposit - 12 Month)
  • CIT Bank: 4.00% APY (1-Year Term CD)
  • Greater Pittsburgh Police Federal Credit Union: 3.96% APY (36 Month Share Certificate)
  • 600 Atlantic Federal Credit Union: 3.95% APY (1 Year CD)
Rates reflect recent verified offers available in Brookfield, Wisconsin. Last Updated: October 23, 2026

Brookfield, Wisconsin CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Brookfield, Wisconsin rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.

Top Brookfield, Wisconsin CD Rates by Term

Verified October 23, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Brookfield, Wisconsin. Averages shown use the Wisconsin state average where available, national otherwise. See the full rate tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Brookfield, Wisconsin CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Brookfield, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Brookfield, Wisconsin. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 23, 2026

Brookfield, Wisconsin Rates & Resources