Current Wausau, Wisconsin CD rates include Nicolet BankNicolet Bank2100 Stewart Ave Ste 100, Wausau, WI 54401A+5.0 ★Texas Ratio: 2.86% offering 12 Month Certificates of Deposit/IRA Certificates of Deposit (CDs) at 3.80% APY, Public Service Federal Credit UnionPublic Service Federal Credit Union1700 Sherman St, Wausau, WI 54401 5763A+5.0 ★Texas Ratio: 2.03% offering CD's 1 year at 3.57% APY, Cloverbelt Credit UnionCloverbelt Credit Union110 McIndoe St, Wausau, WI 54403 4742A+5.0 ★Texas Ratio: 0.71% offering 60 Month Certificate at 3.50% APY, One Community BankOne Community Bank3600 Stewart Ave, Wausau, WI 54401A+5.0 ★Texas Ratio: 0.14% offering 1 Year (Promo) at 3.40% APY, and IncredibleBankIncredibleBank327 N 17th Ave, Wausau, WI 54401A5.0 ★Texas Ratio: 11.55% offering 6 Month CD at 3.25% APY. CD rates as of April 4, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Wausau, Wisconsin, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 4, 2026
Relationship
Opening Balance Under $10,000
Minimum Initial Deposit of $500
Relationship
Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
Opening Balance $10,000 or above
LIMITED TIME OFFER
A penalty may be imposed for early withdrawals.
Relationship
Limit one Youth Saver Certificate per member under the age of 18. Maximum deposit of $3,000. Once the member turns 18, the certificate will automatically renew into a 12-month share certificate at the current rate on the date of maturity.
Opening Balance $10,000 or above
A penalty may be imposed for early withdrawals.
LIMITED TIME OFFER
$50,000.00 and up
Relationship
A penalty may be imposed for early withdrawals.
$50,000.00 and up
Minimum Initial Deposit of $500
Interest paid semi-annually or at maturity. Early withdrawal penalty equal to 180 days interest.
Relationship
Opening Balance $10,000 or above
Relationship
Opening Balance $10,000 or above
A penalty may be imposed for early withdrawals.
LIMITED TIME OFFER
Early Withdrawal Penalties: 540 Days Interest
$10,000.00 or More
Relationship
LIMITED TIME OFFER
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Early Withdrawal Penalties(3): 12 mos. Interest
$10,000.00 or More
Relationship
Opening Balance $10,000 or above
LIMITED TIME OFFER
Certificates are subject to early withdrawal penalties and renew automatically
Early Withdrawal Penalties(3): 12 mos. Interest
$10,000.00 or More
Minimum Initial Deposit of $500
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Wausau, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wausau, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.