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Superior Savings Bank Rates & Review April 2026

Superior Savings Bank's 48-Month Certificate rates are at 0.25%, 30-Month Certificate rates are at 0.15%, 12-Month Certificate rates are at 0.10%, 18-Month Certificate rates are at 0.10%, 6-Month Certificate rates are at 0.10%. Superior Savings Bank's savings rates are at 0.05%. Superior Savings Bank's money market rates are at 0.09%. Superior Savings Bank's 5 year adjustable (5/1 ARM) rates are at 5.00%, Conventional Fixed Rate 10 Yr. rates are at 5.75%, Conventional Fixed Rate 15 Yr. rates are at 5.88%, 7 year adjustable (7/1 ARM) rates are at 5.62%, Conventional Fixed Rate 20 Yr. rates are at 6.12%. MonitorBankRates evaluates the financial stability of Superior Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.00%. Rates were last updated on 04/24/2026.

Superior Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Superior Savings Bank? Share your experience about Superior Savings Bank by leaving a review below, or read customer reviews before you decide to use Superior Savings Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.00%
Excellent Lower than avg
Superior Savings Bank
1130 Tower Ave
Superior, WI 54880
https://www.ss-bank.com
Member FDIC

Superior Savings Bank CD Rates

Product Rate APY Term View More
48 Month Certificate - 0.25%
Min Deposit $500
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%
30 Month Certificate - 0.15%
Min Deposit $500
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%
12 Month Certificate - 0.10%
Min Deposit $500
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%
18 Month Certificate - 0.10%
Min Deposit $500
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%
6 Month Certificate - 0.10%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%
91 Day Certificate - 0.05%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%

Superior Savings Bank Savings Rates

Product Rate APY View More
Christmas Club - 0.30%
Min Deposit $1
Min Balance $1
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%
Statement Savings - 0.05%
Min Deposit $100
Min Balance $50
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%
Super Saver - 0.05%
Min Deposit $5
Min Balance $5
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%

Superior Savings Bank Money Market Rates

Product Rate APY View More
Money Market - 0.10%
Min Deposit $1,000
Min Balance $0
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%
Money Market - 0.09%
Min Deposit $1,000
Min Balance $0
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%

Superior Savings Bank Checking Rates

Product Rate APY View More
Superior Checking - 0.01%
Min Deposit $100
Min Balance $10
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%
Youth Checking - 0.01%
Min Deposit $5
Min Balance $5
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%

Superior Savings Bank Mortgage Rates

Product Rate Points APR Term View More
5 year adjustable (5/1 ARM) 5.00% - 5.95%
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%
Conventional Fixed Rate 10 Yr. 5.75% - 6.02% 10 Yr.
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%
Conventional Fixed Rate 15 Yr. 5.88% - 6.07% 15 Yr.
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%
7 year adjustable (7/1 ARM) 5.63% - 6.11%
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%
Conventional Fixed Rate 20 Yr. 6.13% - 6.28% 20 Yr.
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%
Conventional Fixed Rate 30 Yr. 6.50% - 6.62% 30 Yr.
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Superior Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Superior Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Superior Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Superior Savings Bank
FDIC Certificate # 28790
Address 1130 Tower Ave, Superior, WI 54880  ·  Douglas
Established 01/01/1924
FDIC Insurance Date 08/09/1989
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8367%
Return on Equity (ROE) 4.6800%
Non-Performing Loans (NPL) 0.32%
Total Assets $93,802,000
Total Deposits $77,125,000
Equity Capital $16,404,000
Net Income $568,000
Headquarters Superior
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Superior Savings Bank

Is Superior Savings Bank a safe place to deposit money?

Yes, Superior Savings Bank is considered a safe financial institution. With a Texas Ratio of 2.0026525198939%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Superior Savings Bank operate?

Superior Savings Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Superior Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Superior Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Superior Savings Bank offer online and mobile banking?

Most modern institutions like Superior Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ss-bank.com.

Current Superior Savings Bank Rates

  • 12-Month CD0.10%
  • 18-Month CD0.10%
  • 48-Month CD0.25%
  • Savings0.05%
  • MMA0.09%
Retrieved from our database of financial products. Rates subject to change.