Current Stevens Point, Wisconsin CD rates include Nicolet BankNicolet Bank5517 Vern Holmes Dr, Stevens Point, WI 54482A+5.0 ★Texas Ratio: 2.86% offering 12 Month Certificates of Deposit/IRA Certificates of Deposit (CDs) at 3.80% APY, Simplicity Credit UnionSimplicity Credit Union3101 Hoover Rd, Stevens Point, WI 54481A5.0 ★Texas Ratio: 10.89% offering 12-Month HSA Share Certificate at 3.75% APY, Central Wisconsin Credit UnionCentral Wisconsin Credit Union2201 Division St, Stevens Point, WI 54481 3662A+5.0 ★Texas Ratio: 5.05% offering 5 Year CD at 3.71% APY, Peoples State Bank (WI)Peoples State Bank (WI)138 Mcdill Ave, Stevens Point, WI 54481A+5.0 ★Texas Ratio: 5.44% offering 60 Month CD at 3.00% APY, and Pineries BankPineries Bank3601 Main St, Stevens Point, WI 54481A+5.0 ★Texas Ratio: 0.00% offering HSA 1 Year CD at 2.60% APY. CD rates as of April 1, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Stevens Point, Wisconsin, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 1, 2026
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Opening Balance Under $10,000
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Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
APY shown accurate as of 3/2/26 and available for a limited time. Penalty for early withdrawal. Fees could reduce the earnings on the account for maintenance and activity fees.
Opening Balance $10,000 or above
LIMITED TIME OFFER
A penalty may be imposed for early withdrawals.
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Limit one Youth Saver Certificate per member under the age of 18. Maximum deposit of $3,000. Once the member turns 18, the certificate will automatically renew into a 12-month share certificate at the current rate on the date of maturity.
Moneywise Available
Opening Balance $10,000 or above
A penalty may be imposed for early withdrawals.
Certificates are subject to early withdrawal penalties and renew automatically
LIMITED TIME OFFER
$50,000.00 and up
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A penalty may be imposed for early withdrawals.
LIMITED TIME OFFER
$50,000.00 and up
Interest paid semi-annually or at maturity. Early withdrawal penalty equal to 180 days interest.
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Opening Balance $10,000 or above
LIMITED TIME OFFER
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Opening Balance $10,000 or above
A penalty may be imposed for early withdrawals.
LIMITED TIME OFFER
Early Withdrawal Penalties: 540 Days Interest
$1,000
$10,000.00 or More
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LIMITED TIME OFFER
Early Withdrawal Penalties(3): 12 mos. Interest
$10,000.00 or More
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Opening Balance $10,000 or above
LIMITED TIME OFFER
Certificates are subject to early withdrawal penalties and renew automatically
Early Withdrawal Penalties(3): 12 mos. Interest
$10,000.00 or More
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Stevens Point, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Stevens Point, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.