Best Personal Loan Rates in Stevens Point, Wisconsin (WI) - March 2026
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Brian McKay
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Editorial Disclosure
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Wisconsin borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Stevens Point, Wisconsin include: Simplicity Credit UnionSimplicity Credit Union3101 Hoover Rd, Stevens Point, WI, 54481A5.0 ★Texas Ratio: 10.89% offering Tractor Long Term Loans at 4.99% APR, University of Wisconsin Credit UnionUniversity of Wisconsin Credit Union809 Division St, Stevens Point, WI, 54481A+5.0 ★Texas Ratio: 4.81% offering FHA Loans at 6.36% APR, Connexus Credit UnionConnexus Credit Union3316 Business Park Dr, Stevens Point, WI, 54482B-4.3 ★Texas Ratio: 22.87% offering Recreational Loans at 6.59% APR, Sentry Credit UnionSentry Credit Union1800 N Point Dr, Stevens Point, WI, 54481 1253A+5.0 ★Texas Ratio: 0.87% offering Vacant Land Loans at 7.35% APR, and Valley Communities Credit UnionValley Communities Credit Union2940 Church St, Stevens Point, WI, 54481A+5.0 ★Texas Ratio: 1.90% offering Signature at 9.74% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Stevens Point, Wisconsin can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Stevens Point, Wisconsin.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Stevens Point, Wisconsin. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 23, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI, 54481
Tractor Long Term Loans
4.99%
▼
APR4.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI, 54481
Tractor Long Term Loans
5.74%
▼
APR5.74%
Last UpdatedMarch 23, 2026
Details
As Low As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
809 Division St, Stevens Point, WI, 54481
FHA Loans
6.36%
▼
APR6.36%
Last UpdatedMarch 23, 2026
Details
No additional details available.
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
809 Division St, Stevens Point, WI, 54481
VA Loans
6.45%
▼
APR6.45%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.87%
3316 Business Park Dr, Stevens Point, WI, 54482
Recreational Loans
6.59%
▼
APR6.59%
Last UpdatedMarch 23, 2026
Details
As Low As
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI, 54481
Tractor Long Term Loans
6.74%
▼
APR6.74%
Last UpdatedMarch 23, 2026
Details
As Low As
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI, 54481 1253
Vacant Land Loans
7.35%
▼
APR7.35%
Last UpdatedMarch 23, 2026
Details
No additional details available.
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
809 Division St, Stevens Point, WI, 54481
Personal Loans
8.23%
▼
APR8.23%
Last UpdatedMarch 23, 2026
Details
As Low As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
809 Division St, Stevens Point, WI, 54481
Personal Loans
9.23%
▼
APR9.23%
Last UpdatedMarch 23, 2026
Details
As Low As
Valley Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
2940 Church St, Stevens Point, WI, 54481
Signature
9.74%
▼
APR9.74%
Last UpdatedMarch 23, 2026
Details
($1,000 - $15,000)
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI, 54481 1253
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 23, 2026
Details
Under $10,000; As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.87%
3316 Business Park Dr, Stevens Point, WI, 54482
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI, 54481 1253
Personal Loan & Above
10.90%
▼
APR10.90%
Last UpdatedMarch 23, 2026
Details
$10,000; As Low As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
809 Division St, Stevens Point, WI, 54481
Personal Loans
11.23%
▼
APR11.23%
Last UpdatedMarch 23, 2026
Details
As Low As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
809 Division St, Stevens Point, WI, 54481
Personal Loans
12.23%
▼
APR12.23%
Last UpdatedMarch 23, 2026
Details
As Low As
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
3101 Hoover Rd, Stevens Point, WI, 54481
Consolidation Loan
13.99%
▼
APR13.99%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI, 54481 1253
Credit Establishment Loan
14.00%
▼
APR14.00%
Last UpdatedMarch 23, 2026
Details
As Low As
Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
940 N Superior Ave, Tomah, WI, 54660
Construction Loan
3.99%
▼
APR3.99%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Premier Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
PO Box 158, New Holstein, WI, 53061 0158
Spring Fling Loan Special
3.99%
▼
APR3.99%
Last UpdatedMarch 23, 2026
Details
As Low As; Secured Loan Special: Effective: March 2, 2026. *APR equals annual percentage rate. Membership eligibility required. Not all applicants will qualify for the lowest rate. Individual credit score may affect posted rate. APR posted is based on credit score of 740 or above and maximum 125% loan to value. 2020 or newer titled, registered, or other collateral. Subject to credit approval. Existing PFCU loans are not eligible for refinancing at this rate. Rate discount for automatic payment is not available with this offer. Loan exception additional 0.50% APR maximum term 72 months. Monthly payment example based on principal and interest: rate of 3.99% APR*, 60 monthly payments of $18.41 per $1000.00 borrowed. Rate and offer are subject to change at any time. Loan application must be received by June 18, 2026. Contact a Member Relations Specialist for full details.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
4.24%
▼
APR4.24%
Last UpdatedMarch 23, 2026
Details
Credit Score 735+
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI, 54914 5261
Loans with Collateral
4.24%
▼
APR4.24%
Last UpdatedMarch 23, 2026
Details
No additional details available.
N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
301 Jackson St, Oconto Falls, WI, 54154 1120
Recreational Loans
4.25%
▼
APR4.25%
Last UpdatedMarch 23, 2026
Details
As Low As
Focus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
N88W14930 Main St, Menomonee Falls, WI, 53051 3130
New Motorcyle Loans
4.29%
▼
APR4.29%
Last UpdatedMarch 23, 2026
Details
As Low As; The lowest rates around for your new Cycle!
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
1500 W American Dr, Neenah, WI, 54956
E-Bike Loans 2021 & Newer up to 5 years
4.49%
▼
APR4.49%
Last UpdatedMarch 23, 2026
Details
As Low As; Merit based pricing in effect; your actual rate may vary based on your credit score and account relationship (direct deposit and active checking). Rates effective 03/10/2026.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
4.49%
▼
APR4.49%
Last UpdatedMarch 23, 2026
Details
Credit Score 735+
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Titled Collateral Loan
4.49%
▼
APR4.49%
Last UpdatedMarch 23, 2026
Details
As Low As
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
25 E Pine St, Platteville, WI, 53818
12 Month Construction Loan
4.49%
▼
APR4.49%
Last UpdatedMarch 23, 2026
Details
12 payments of Interest Only on the amount of credit outstanding during the construction period at an interest rate of 3.890% one payment of $375,000 and any unpaid interest due at maturity
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 54344 0001
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Titled Collateral Loan
4.54%
▼
APR4.54%
Last UpdatedMarch 23, 2026
Details
As Low As
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Titled Collateral Loan
4.64%
▼
APR4.64%
Last UpdatedMarch 23, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 54344 0001
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMarch 23, 2026
Details
As Low As
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
4.74%
▼
APR4.74%
Last UpdatedMarch 23, 2026
Details
Credit Score 735+
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Titled Collateral Loan
4.74%
▼
APR4.74%
Last UpdatedMarch 23, 2026
Details
As Low As
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
4.74%
▼
APR4.74%
Last UpdatedMarch 23, 2026
Details
As Low As
N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
301 Jackson St, Oconto Falls, WI, 54154 1120
Recreational Loans
4.75%
▼
APR4.75%
Last UpdatedMarch 23, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 54344 0001
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMarch 23, 2026
Details
As Low As
Lake Ridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
610 W Main St, Waunakee, WI, 53597
1 Year Construction Loan
4.83%
▼
APR4.83%
Last UpdatedMarch 23, 2026
Details
No additional details available.
The Park Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.36%
2401 S Park St, Madison, WI, 53713
Construction Loans
4.94%
▼
APR4.94%
Last UpdatedMarch 23, 2026
Details
As Low As
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
309 E Main St, Hortonville, WI, 54944
Lot Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 23, 2026
Details
Must have Wolf River Community Bank checking account with direct deposit and automatic payment; One promotional rate per individual or entity; Valid on residential lots in Wisconsin only; Maximum loan amount of $100,000; New money only, subject to credit approval
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
225 La Crosse St, La Crosse, WI, 54601 3253
Construction Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 23, 2026
Details
As Low As
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
4.99%
▼
APR4.99%
Last UpdatedMarch 23, 2026
Details
Credit Score 735+
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1400 Newman Rd, Mount Pleasant, WI, 53406 2805
Lot Loans
5.00%
▼
APR5.00%
Last UpdatedMarch 23, 2026
Details
2-year ARM minimum $25K (APR based on $100K). 15-year amortization. $1,600 closing cost. Maximum 90% LTV on purchases and maximum 80% on refinance.
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
Vacant Land Loans (Purchase or Refinance)
5.10%
▼
APR5.10%
Last UpdatedMarch 23, 2026
Details
***Balloons note amortized up to 10 years
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
Vacant Land Loans (Purchase or Refinance)
5.15%
▼
APR5.15%
Last UpdatedMarch 23, 2026
Details
***Balloons note amortized up to 10 years
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
Vacant Land Loans (Purchase or Refinance)
5.20%
▼
APR5.20%
Last UpdatedMarch 23, 2026
Details
***Balloons note amortized up to 10 years
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
5.24%
▼
APR5.24%
Last UpdatedMarch 23, 2026
Details
+ 1% Credit Score 636-734
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
5.24%
▼
APR5.24%
Last UpdatedMarch 23, 2026
Details
As Low As
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI, 54914 5261
Loans with Collateral
5.24%
▼
APR5.24%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
Vacant Land Loans (Purchase or Refinance)
5.25%
▼
APR5.25%
Last UpdatedMarch 23, 2026
Details
***Balloons note amortized up to 10 years
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
5.49%
▼
APR5.49%
Last UpdatedMarch 23, 2026
Details
Credit Score 735+
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Titled Collateral Loan
5.49%
▼
APR5.49%
Last UpdatedMarch 23, 2026
Details
As Low As
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
5.49%
▼
APR5.49%
Last UpdatedMarch 23, 2026
Details
As Low As
N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
301 Jackson St, Oconto Falls, WI, 54154 1120
Recreational Loans
5.49%
▼
APR5.49%
Last UpdatedMarch 23, 2026
Details
As Low As
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
1610 Janesville Ave, Fort Atkinson, WI, 53538
Construction Loans 12-Month Interest Only
5.58%
▼
APR5.58%
Last UpdatedMarch 23, 2026
Details
No additional details available.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
5.74%
▼
APR5.74%
Last UpdatedMarch 23, 2026
Details
+ 1% Credit Score 636-734
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
5.74%
▼
APR5.74%
Last UpdatedMarch 23, 2026
Details
As Low As
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI, 54449 1461
Solar Loans
5.74%
▼
APR5.74%
Last UpdatedMarch 23, 2026
Details
As Low As; Installation-Up to 18 Months
Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
6 Insight Dr, Platteville, WI, 53818
Construction Loan*
5.80%
▼
APR5.80%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
151 W Corporate DR, Madison, WI, 53714 2409
VA Loan
5.81%
▼
APR5.81%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
151 W Corporate DR, Madison, WI, 53714 2409
VA Refi Loan
5.94%
▼
APR5.94%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
51 E 1st St, Fond Du Lac, WI, 54935
New Construction Loan 12 Month Note
5.95%
▼
APR5.95%
Last UpdatedMarch 23, 2026
Details
No additional details available.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Construction Loan 12 Month
5.98%
▼
APR5.98%
Last UpdatedMarch 23, 2026
Details
No additional details available.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
5.99%
▼
APR5.99%
Last UpdatedMarch 23, 2026
Details
Credit Score 735+
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
104 E MAPLE ST, SPOONER, WI, 54801 1482
Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 23, 2026
Details
As Low As
ME Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
111 E Randolph St, Wausau, WI, 54401
5 YEAR DEMAND LOAN
5.99%
▼
APR5.99%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Unsecured Personal Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 23, 2026
Details
12 months
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI, 54449 1461
Solar Loans
6.24%
▼
APR6.24%
Last UpdatedMarch 23, 2026
Details
As Low As
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
6.24%
▼
APR6.24%
Last UpdatedMarch 23, 2026
Details
As Low As
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
6.24%
▼
APR6.24%
Last UpdatedMarch 23, 2026
Details
+ 2% Credit Score 635 or less
ME Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
111 E Randolph St, Wausau, WI, 54401
5 YEAR DEMAND LOAN
6.38%
▼
APR6.38%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
151 W Corporate DR, Madison, WI, 53714 2409
FHA Loan
6.41%
▼
APR6.41%
Last UpdatedMarch 23, 2026
Details
No additional details available.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
6.49%
▼
APR6.49%
Last UpdatedMarch 23, 2026
Details
+ 1% Credit Score 636-734
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
6.49%
▼
APR6.49%
Last UpdatedMarch 23, 2026
Details
As Low As
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
1910 South Ave, La Crosse, WI, 54601
Lot/Land Loans
6.49%
▼
APR6.49%
Last UpdatedMarch 23, 2026
Details
Maximun 15-yr term. Maximum loan is 90% of appraised value or purchase price - whichever is less. Maximum loan is $500,000.00. Lots can be in a subdivision. Land is for recreatioanl purpose or future, primary, single-family residence.
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
600 N Vel R Phillips Ave, Milwaukee, WI, 53203 2807
Vacation Loan
6.49%
▼
APR6.49%
Last UpdatedMarch 23, 2026
Details
As Low As
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Rec Personal Loans
6.50%
▼
APR6.50%
Last UpdatedMarch 23, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
BLC Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
206 E Main St, Little Chute, WI, 54140
Construction Loan
6.60%
▼
APR6.60%
Last UpdatedMarch 23, 2026
Details
with BLC Relationship
ME Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
111 E Randolph St, Wausau, WI, 54401
5 YEAR DEMAND LOAN
6.63%
▼
APR6.63%
Last UpdatedMarch 23, 2026
Details
No additional details available.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Equity Edge Loan: 100% Max LTV
6.71%
▼
APR6.71%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI, 54449 1461
Solar Loans
6.74%
▼
APR6.74%
Last UpdatedMarch 23, 2026
Details
As Low As
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
104 E MAPLE ST, SPOONER, WI, 54801 1482
Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 23, 2026
Details
As Low As
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
6.74%
▼
APR6.74%
Last UpdatedMarch 23, 2026
Details
+ 2% Credit Score 635 or less
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 23, 2026
Details
As Low As
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Titled Collateral Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 23, 2026
Details
As Low As
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
720 E Wisconsin Ave, Milwaukee, WI, 53202
Graduate Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 23, 2026
Details
Borrow up to $50,000; No origination or prepayment penalties; Flexible repayment & in-school deferment options
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
Used Rec Personal Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 23, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
ME Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
111 E Randolph St, Wausau, WI, 54401
5 YEAR DEMAND LOAN
6.88%
▼
APR6.88%
Last UpdatedMarch 23, 2026
Details
No additional details available.
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 23, 2026
Details
+ 1% Credit Score 636-734
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Titled Collateral Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Recreational Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 54344 0001
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
600 N Vel R Phillips Ave, Milwaukee, WI, 53203 2807
Debt Consolidation
6.99%
▼
APR6.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
600 N Vel R Phillips Ave, Milwaukee, WI, 53203 2807
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Unsecured Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 23, 2026
Details
18 months
San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
600 N VEL R PHILLIPS AVE, MILWAUKEE, WI, 53203 2807
Recreational Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 23, 2026
Details
As Low As
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Rec Personal Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 23, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
FNC Bank Richmond, WI
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
109 E 2nd St, New Richmond, WI, 54017
Construction Loan
7.08%
▼
APR7.08%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
104 E MAPLE ST, SPOONER, WI, 54801 1482
Loan
7.09%
▼
APR7.09%
Last UpdatedMarch 23, 2026
Details
As Low As
BLC Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
206 E Main St, Little Chute, WI, 54140
Construction Loan
7.11%
▼
APR7.11%
Last UpdatedMarch 23, 2026
Details
without Relationship
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Non-Titled Recreational Loans
7.24%
▼
APR7.24%
Last UpdatedMarch 23, 2026
Details
As Low As
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
104 E MAPLE ST, SPOONER, WI, 54801 1482
Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 23, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Signature
7.25%
▼
APR7.25%
Last UpdatedMarch 23, 2026
Details
As Low As
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
Used Rec Personal Loans
7.25%
▼
APR7.25%
Last UpdatedMarch 23, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Non-Titled Recreational Loans
7.29%
▼
APR7.29%
Last UpdatedMarch 23, 2026
Details
As Low As
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Non-Titled Recreational Loans
7.39%
▼
APR7.39%
Last UpdatedMarch 23, 2026
Details
As Low As
Bay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
New Personal Recreation
7.45%
▼
APR7.45%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Non-Titled Recreational Loans
7.49%
▼
APR7.49%
Last UpdatedMarch 23, 2026
Details
As Low As
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Titled Collateral Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 23, 2026
Details
As Low As
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
7.49%
▼
APR7.49%
Last UpdatedMarch 23, 2026
Details
+ 2% Credit Score 635 or less
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Rec Personal Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 23, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
104 E MAPLE ST, SPOONER, WI, 54801 1482
Loan
7.59%
▼
APR7.59%
Last UpdatedMarch 23, 2026
Details
As Low As
Bay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
New Personal Recreation
7.63%
▼
APR7.63%
Last UpdatedMarch 23, 2026
Details
No additional details available.
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
Used Rec Personal Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 23, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI, 54601
Lot Loan
7.91%
▼
APR7.91%
Last UpdatedMarch 23, 2026
Details
Available in Arizona, FL, Iowa, Minnesota and Wisconsin.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Unsecured Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 23, 2026
Details
24 months
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1616 Crooks Ave, Kaukauna, WI, 54130
QuickLend Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI, 54601
Solar Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 23, 2026
Details
As Low As
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI, 54304
Collateral Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 23, 2026
Details
+ 2% Credit Score 635 or less
FNC Bank Richmond, WI
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
109 E 2nd St, New Richmond, WI, 54017
Lot Loans under 10 acres
7.99%
▼
APR7.99%
Last UpdatedMarch 23, 2026
Details
Only 10% Down; Rate is fixed for the first three years with variable rates each year after for the duration of the loan. These loans have a 10-year term based on a 20-year amortization rate. Purchase money only.
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Flash Cash Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 23, 2026
Details
As Low As; Up to $15,000
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Personal Loan
8.04%
▼
APR8.04%
Last UpdatedMarch 23, 2026
Details
As Low As; Up to $50,000
Johnson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2021 Holiday Dr, Janesville, WI, 53545
Lot Loan
8.14%
▼
APR8.14%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Non-Titled Recreational Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 23, 2026
Details
As Low As
Bay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
New Personal Recreation
8.26%
▼
APR8.26%
Last UpdatedMarch 23, 2026
Details
Based on $10,000 loan amount
FNC Bank Richmond, WI
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
109 E 2nd St, New Richmond, WI, 54017
Construction Loan
8.32%
▼
APR8.32%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Bay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
Used Personal Recreation
8.34%
▼
APR8.34%
Last UpdatedMarch 23, 2026
Details
Based on $10,000 loan amount
FNC Bank Richmond, WI
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
109 E 2nd St, New Richmond, WI, 54017
Land loans over 10 acres
8.40%
▼
APR8.40%
Last UpdatedMarch 23, 2026
Details
require 20% down payment. Refinance or purchase transactions available.
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
6715 Green Bay Rd, Kenosha, WI, 53142 1425
Adoption Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 23, 2026
Details
As Low As
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1219 N Cass St, Milwaukee, WI, 53202
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI, 54601
Lot Loan
8.67%
▼
APR8.67%
Last UpdatedMarch 23, 2026
Details
Available in Arizona, FL, Iowa, Minnesota and Wisconsin.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Signature
8.74%
▼
APR8.74%
Last UpdatedMarch 23, 2026
Details
As Low As
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI, 54449 1461
Unsecured
8.74%
▼
APR8.74%
Last UpdatedMarch 23, 2026
Details
No additional details available.
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1501 S 10th Ave, Fort McCoy, WI, 54656 5115
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 23, 2026
Details
No additional details available.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
255 Fiserv Dr, Brookfield, WI, 53045 5815
12 Months Unsecured Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 23, 2026
Details
As Low As
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1616 Crooks Ave, Kaukauna, WI, 54130
U Choose Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1616 Crooks Ave, Kaukauna, WI, 54130
QuickLend Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
255 Fiserv Dr, Brookfield, WI, 53045
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Unsecured Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details
above 24 months
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI, 53511 2623
Unsecured Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI, 53511 2623
Spring Loan Special
8.99%
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details
As Low As; Up to $5,000 max 36 month term
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details
As Low As
CUP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1040 N Main St, Sheboygan Falls, WI, 53085
Unsecured
9.00%
▼
APR9.00%
Last UpdatedMarch 23, 2026
Details
up to $7,500; As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
125 W Madison St, Waterloo, WI, 53594
Unsecured to $15,000
9.00%
▼
APR9.00%
Last UpdatedMarch 23, 2026
Details
$500; As Low As
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
1610 Janesville Ave, Fort Atkinson, WI, 53538
Power Sports & Tractor Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 23, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
255 Fiserv Dr, Brookfield, WI, 53045 5815
12 Months Debt Consolidation Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 23, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Signature
9.49%
▼
APR9.49%
Last UpdatedMarch 23, 2026
Details
As Low As
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1219 N Cass St, Milwaukee, WI, 53202
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
720 E Wisconsin Ave, Milwaukee, WI, 53202
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details
As Low As
N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
301 Jackson St, Oconto Falls, WI, 54154 1120
Personal Unsecured Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Sheboygan Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
1707 Indiana Ave, Sheboygan, WI, 53081
Personal Loans Rate
9.50%
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details
As Low As
Premier Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
PO Box 158, New Holstein, WI, 53061 0158
Unsecured Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Premier Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
PO Box 158, New Holstein, WI, 53061 0158
Unsecured Loan 36 Month
9.50%
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details
No additional details available.
FNC Bank Richmond, WI
Institution Rating:
A5.0 ★Texas Ratio: 11.93%
109 E 2nd St, New Richmond, WI, 54017
Construction Loan
9.55%
▼
APR9.55%
Last UpdatedMarch 23, 2026
Details
Self-general projects are subject to a 1% origination fee
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Unsecured/Personal Loans
9.70%
▼
APR9.70%
Last UpdatedMarch 23, 2026
Details
with Direct Deposit & Autopay: 9.20%
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
809 Division St, Stevens Point, WI, 54481
Personal Loans
8.23%
▼
APR8.23%
Last UpdatedMarch 23, 2026
Details
As Low As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
809 Division St, Stevens Point, WI, 54481
Personal Loans
9.23%
▼
APR9.23%
Last UpdatedMarch 23, 2026
Details
As Low As
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI, 54481 1253
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 23, 2026
Details
Under $10,000; As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.87%
3316 Business Park Dr, Stevens Point, WI, 54482
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI, 54481 1253
Personal Loan & Above
10.90%
▼
APR10.90%
Last UpdatedMarch 23, 2026
Details
$10,000; As Low As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
809 Division St, Stevens Point, WI, 54481
Personal Loans
11.23%
▼
APR11.23%
Last UpdatedMarch 23, 2026
Details
As Low As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
809 Division St, Stevens Point, WI, 54481
Personal Loans
12.23%
▼
APR12.23%
Last UpdatedMarch 23, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Unsecured Personal Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 23, 2026
Details
12 months
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Rec Personal Loans
6.50%
▼
APR6.50%
Last UpdatedMarch 23, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
Used Rec Personal Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 23, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Unsecured Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 23, 2026
Details
18 months
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
600 N Vel R Phillips Ave, Milwaukee, WI, 53203 2807
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 54344 0001
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 23, 2026
Details
As Low As
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Rec Personal Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 23, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
Used Rec Personal Loans
7.25%
▼
APR7.25%
Last UpdatedMarch 23, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Rec Personal Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 23, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
WEA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
Used Rec Personal Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 23, 2026
Details
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Unsecured Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 23, 2026
Details
24 months
KBR Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Personal Loan
8.04%
▼
APR8.04%
Last UpdatedMarch 23, 2026
Details
As Low As; Up to $50,000
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1501 S 10th Ave, Fort McCoy, WI, 54656 5115
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Ripco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
121 Sutliff Ave, Rhinelander, WI, 54501
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Unsecured Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details
above 24 months
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
720 E Wisconsin Ave, Milwaukee, WI, 53202
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details
As Low As
Sheboygan Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
1707 Indiana Ave, Sheboygan, WI, 53081
Personal Loans Rate
9.50%
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details
As Low As
Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.62%
250 Pearl Ave, Oshkosh, WI, 54901 4834
Unsecured/Personal Loans
9.70%
▼
APR9.70%
Last UpdatedMarch 23, 2026
Details
with Direct Deposit & Autopay: 9.20%
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
600 N Vel R Phillips Ave, Milwaukee, WI, 53203 2807
Debt Consolidation
6.99%
▼
APR6.99%
Last UpdatedMarch 23, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
255 Fiserv Dr, Brookfield, WI, 53045 5815
12 Months Debt Consolidation Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 23, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
255 Fiserv Dr, Brookfield, WI, 53045 5815
13 - 24 Months Debt Consolidation Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 23, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
255 Fiserv Dr, Brookfield, WI, 53045 5815
25 - 36 Months Debt Consolidation Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 23, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
255 Fiserv Dr, Brookfield, WI, 53045 5815
37 - 48 Months Debt Consolidation Loan
12.20%
▼
APR12.20%
Last UpdatedMarch 23, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
255 Fiserv Dr, Brookfield, WI, 53045 5815
49 - 60 Months (5K Plus) Debt Consolidation Loan
13.25%
▼
APR13.25%
Last UpdatedMarch 23, 2026
Details
As Low As
Powered by
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Valley Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
2940 Church St, Stevens Point, WI, 54481
Signature
9.74%
▼
APR9.74%
Last UpdatedMarch 23, 2026
Details
($1,000 - $15,000)
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Signature
7.25%
▼
APR7.25%
Last UpdatedMarch 23, 2026
Details
As Low As
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1219 N Cass St, Milwaukee, WI, 53202
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 23, 2026
Details
No additional details available.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Signature
8.74%
▼
APR8.74%
Last UpdatedMarch 23, 2026
Details
As Low As
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
255 Fiserv Dr, Brookfield, WI, 53045 5815
12 Months Unsecured Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 23, 2026
Details
As Low As
CUP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
255 Fiserv Dr, Brookfield, WI, 53045
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Signature
9.49%
▼
APR9.49%
Last UpdatedMarch 23, 2026
Details
As Low As
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1219 N Cass St, Milwaukee, WI, 53202
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details
No additional details available.
N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
301 Jackson St, Oconto Falls, WI, 54154 1120
Personal Unsecured Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details
No additional details available.
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No home improvement personal loan rates found in Stevens Point, WI currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Wisconsin?
Most lenders in Stevens Point, Wisconsin require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Wisconsin often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Stevens Point, Wisconsin require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Wisconsin?
Yes. Debt consolidation is one of the most common uses of personal loans in Stevens Point, Wisconsin. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Stevens Point, Wisconsin?
Credit unions in Stevens Point, Wisconsin often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Stevens Point, Wisconsin?
- Simplicity Credit Union: 4.99% (Tractor Long Term Loans)
- University of Wisconsin Credit Union: 6.36% (FHA Loans)
- Connexus Credit Union: 6.59% (Recreational Loans)
- Sentry Credit Union: 7.35% (Vacant Land Loans)
- Valley Communities Credit Union: 9.74% (Signature)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Stevens Point, Wisconsin. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 23, 2026.
Personal Loan Calculators
