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Home Checking Accounts Wisconsin Checking Stevens Point, Wisconsin iAdvertiser Disclosure
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Best Banks & Checking Accounts in Stevens Point, Wisconsin - May 2026

The best checking rates for Stevens Point, Wisconsin include Connexus Credit UnionConnexus Credit Union3316 Business Park Dr, Stevens Point, WI 54482B-4.3 ★Texas Ratio: 22.87% Xtraordinary Checking at 4.50% APY, Prevail BankPrevail Bank5709 Windy Dr, Stevens Point, WI 54482A+5.0 ★Texas Ratio: 0.84% Premium Interest Checking at 3.05% APY, Simplicity Credit UnionSimplicity Credit Union3101 Hoover Rd, Stevens Point, WI 54481A5.0 ★Texas Ratio: 10.89% Rewards Checking at 3.00% APY, Sentry Credit UnionSentry Credit Union1800 N Point Dr, Stevens Point, WI 54481 1253A+5.0 ★Texas Ratio: 0.87% Checking at 0.35% APY, and Valley Communities Credit UnionValley Communities Credit Union2940 Church St, Stevens Point, WI 54481A+5.0 ★Texas Ratio: 1.90% Classic Checking at 0.15% APY. Checking account rates as of May 12, 2026 according to verified data from MonitorBankRates.

Stevens Point has 7 local institutions in our database, with checking rates as high as 4.50% APY from Connexus Credit Union at 3316 Business Park Dr, Stevens Point, WI, 54482. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Stevens Point, Wisconsin. Checking Account Rates Last Updated and Verified: May 12, 2026

Compare Checking Account Rates Today in Stevens Point, Wisconsin & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
3316 Business Park Dr
Stevens Point, WI 54482
Xtraordinary Checking
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Prevail Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
5709 Windy Dr
Stevens Point, WI 54482
Premium Interest Checking
3.05%
$50
Rate3.00%
Min Deposit$50
Min Balance
UpdatedMay 4, 2026
Details

Qualifying balance up to $20,000.00

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
3101 Hoover Rd
Stevens Point, WI 54481
Rewards Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $15,000.00

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
3316 Business Park Dr
Stevens Point, WI 54482
Teen Checking
2.00%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Prevail Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
5709 Windy Dr
Stevens Point, WI 54482
50+ Checking
0.75%
$50
Rate0.75%
Min Deposit$50
Min Balance
UpdatedMay 4, 2026
Details

$0.01 minimum balance required to earn APY.

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
3101 Hoover Rd
Stevens Point, WI 54481
Business Checking Business
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Sentry Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
1800 N Point Dr
Stevens Point, WI 54481 1253
Checking
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
3101 Hoover Rd
Stevens Point, WI 54481
Business Checking Business
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
3101 Hoover Rd
Stevens Point, WI 54481
Business Checking Business
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
2940 Church St
Stevens Point, WI 54481
Classic Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Pineries Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3601 Main St
Stevens Point, WI 54481
NOW Checking Account
0.10%
$700
Rate0.10%
Min Deposit$700
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
3101 Hoover Rd
Stevens Point, WI 54481
Business Checking Business
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
3101 Hoover Rd
Stevens Point, WI 54481
Dividend Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

no longer offered

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
3101 Hoover Rd
Stevens Point, WI 54481
Rewards Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $15,000.01

Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
2940 Church St
Stevens Point, WI 54481
Classic Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Old National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
640 Division St
Stevens Point, WI 54481
ONB Preferred Checking
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
3101 Hoover Rd
Stevens Point, WI 54481
Business Checking Business
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
2940 Church St
Stevens Point, WI 54481
Classic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $15000

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
MaxInterest Checking
7.50%
$25
Rate7.25%
Min Deposit$25
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $500.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
3316 Business Park Dr
Stevens Point, WI 54482
Xtraordinary Checking
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Prevail Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
5709 Windy Dr
Stevens Point, WI 54482
Premium Interest Checking
3.05%
$50
Rate3.00%
Min Deposit$50
Min Balance
UpdatedMay 4, 2026
Details

Qualifying balance up to $20,000.00

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
3101 Hoover Rd
Stevens Point, WI 54481
Rewards Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $15,000.00

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
3316 Business Park Dr
Stevens Point, WI 54482
Teen Checking
2.00%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $15000

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
MaxInterest Checking
7.50%
$25
Rate7.25%
Min Deposit$25
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $500.00

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Hero Checking
7.50%
$25
Rate7.25%
Min Deposit$25
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $500.00

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Premium Checking
7.50%
$0
Rate7.25%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Free Kasasa Cash Checking
6.00%
$0
Rate5.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $10,000.00

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Free Kasasa Cash Checking*
6.00%
$0
Rate5.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $10,000.00

UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
High Yield Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $7,500.00

Guardian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Assurance Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $500.00

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Fox Rewards Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $5,000.00

Prospera Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Connect Plus Checking Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $5,000.00

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Hometown Cash Back Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
Express Checking with Interest
5.00%
$25
Rate4.89%
Min Deposit$25
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $25,000.00

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
ChaChingTM Checking
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $15,000.00

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Premier Checking
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Met*

Forte Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Forte Flex Checking - West Bend Birthday Special
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

$0.01 - $50,000.00

Forte Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Forte Flex Checking
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

$0.01 - $10,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
3101 Hoover Rd
Stevens Point, WI 54481
Rewards Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $15,000.00

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
3101 Hoover Rd
Stevens Point, WI 54481
Rewards Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $15,000.01

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Free Kasasa Cash Checking
6.00%
$0
Rate5.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $10,000.00

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Free Kasasa Cash Checking*
6.00%
$0
Rate5.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $10,000.00

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Hometown Cash Back Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Fox Rewards Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $5,000.00

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
1st Rewards Checking
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.01

River Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
Rewards Checking
3.04%
$50
Rate3.00%
Min Deposit$50
Min Balance
UpdatedMay 4, 2026
Details

Up to $10,000.00; Qualifying balance up to $10,000.00

CO-OP Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
Reward Checking
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
FVSBank Rewards Plus Checking
1.00%
$50
Rate1.00%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $19,999.00

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Rewards Checking
0.30%
$10,000
Rate0.30%
Min Deposit$10,000
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Rewards Checking
0.20%
$2,500
Rate0.20%
Min Deposit$2,500
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Rewards Checking
0.15%
$500
Rate0.15%
Min Deposit$500
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Rewards Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Rewards Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $500.00

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Rewards Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Max Rewards Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Rewards Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Max Rewards Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Rewards Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Free Kasasa Cash Checking
6.00%
$0
Rate5.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $10,000.00

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Free Kasasa Cash Checking*
6.00%
$0
Rate5.83%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $10,000.00

Indianhead Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
Basic Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Free Classic Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Gundersen Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Free Checking Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Free Community Checking Plus Dividends
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Essential Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Wolf River Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Essential Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

$100 to open account. Avoid $3 monthly service charge with eStatements OR direct deposit.

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Everyday Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

CO-OP Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.11%
FREEDOM CHECKING
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Worry-FreeTM Hometown Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
3316 Business Park Dr
Stevens Point, WI 54482
Teen Checking
2.00%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.85%
Teen Checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

Ladysmith Federal S&L
Institution Rating:
B4.5 ★ Texas Ratio: 20.88%
Student Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Superior Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Youth Checking
0.01%
$5
Rate0.01%
Min Deposit$5
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Teen Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
3101 Hoover Rd
Stevens Point, WI 54481
Business Checking Business
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
3101 Hoover Rd
Stevens Point, WI 54481
Business Checking Business
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
3101 Hoover Rd
Stevens Point, WI 54481
Business Checking Business
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
3101 Hoover Rd
Stevens Point, WI 54481
Business Checking Business
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
3101 Hoover Rd
Stevens Point, WI 54481
Business Checking Business
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Northwestern Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Business Interest Checking & Municipal Interest Checking Business
2.22%
$0
Rate2.20%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Northwestern Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Business Interest Checking & Municipal Interest Checking Business
1.97%
$0
Rate1.95%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Northwestern Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Business Interest Checking & Municipal Interest Checking Business
1.46%
$0
Rate1.45%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Northwestern Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Business Interest Checking & Municipal Interest Checking Business
1.21%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Northwestern Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Business Interest Checking & Municipal Interest Checking Business
0.95%
$0
Rate0.95%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Citizens State Bank Hudson, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
Business Interest Checking Business
0.51%
$0
Rate0.51%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
Premier Business Checking Business
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Qualifying balance up to $4,999.99

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Business Checking Tier 3 Business
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Capital Business Checking Business
0.30%
$100
Rate0.30%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Business Checking Tier 2 Business
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business Premium Checking Business
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Premier Business Checking Business
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Capital Business Checking Business
0.25%
$100
Rate0.25%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Small Business Interest Checking Business
0.25%
$50,000
Rate0.25%
Min Deposit$50,000
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Non Profit Business Checking Account Business
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Stevens Point, WI Checking Rate Trends

Compare local Stevens Point, WI checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin Checking Trends →
High-Yield Checking — WI Avg
2.308%
▼ 0.128 vs 7 days ago

Wisconsin high-yield checking rates fell 0.128 points over the past 7 days to 2.308% APY.

Free Checking — WI Avg
0.783%
▼ 0.020 vs 7 days ago

Wisconsin free checking rates fell 0.020 points over the past 7 days to 0.783% APY.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Stevens Point, Wisconsin directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Stevens Point, Wisconsin. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in WI.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Stevens Point, Wisconsin earn interest?

Most traditional local checking accounts in Stevens Point, Wisconsin earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Stevens Point, Wisconsin FDIC insured?

Yes. Legitimate banks with branches in Stevens Point, Wisconsin are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Stevens Point, Wisconsin

Based on our current data, some of the highest checking account APYs available to residents of Stevens Point, Wisconsin include:
  • Connexus Credit Union
    Xtraordinary Checking — 4.50% APY
  • Prevail Bank
    Premium Interest Checking — 3.05% APY
  • Simplicity Credit Union
    Rewards Checking — 3.00% APY
  • Sentry Credit Union
    Checking — 0.35% APY
  • Valley Communities Credit Union
    Classic Checking — 0.15% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Stevens Point, Wisconsin. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: May 12, 2026