Stevens Point, Wisconsin mortgage lenders include US Bank, N.A.US Bank, N.A.1015 Reserve St, Stevens Point, WI 54481A+5.0 ★Texas Ratio: 2.85%, Associated Bank NAAssociated Bank NA1325 Church St, Stevens Point, WI 54481A+5.0 ★Texas Ratio: 3.45%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA601 Main St, Stevens Point, WI 54481A+5.0 ★Texas Ratio: 3.68%, Prevail BankPrevail Bank5709 Windy Dr, Stevens Point, WI 54482A+5.0 ★Texas Ratio: 1.10%, Nicolet National BankNicolet National Bank5517 Vern Holmes Dr, Stevens Point, WI 54482A+5.0 ★Texas Ratio: 2.28%, Old National BankOld National Bank640 Division St, Stevens Point, WI 54481A+5.0 ★Texas Ratio: 4.98%, BMO Harris Bank NABMO Harris Bank NA2900b Church St, Stevens Point, WI 54481A+5.0 ★Texas Ratio: 3.54%, Peoples State BankPeoples State Bank138 Mcdill Ave, Stevens Point, WI 54481A5.0 ★Texas Ratio: 11.20%, Covantage Credit UnionCovantage Credit Union1200 Badger Ave, Stevens Point, WI 54482 9222A5.0 ★Texas Ratio: 10.08%, and Simplicity Credit UnionSimplicity Credit Union3101 Hoover Rd, Stevens Point, WI 54481A5.0 ★Texas Ratio: 9.92%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stevens Point, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stevens Point are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Stevens Point, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Stevens Point 1015 Reserve St, Stevens Point, WI 54481 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 68 +6 HELOCs |
17.1% | 97.2% | $234,264 | View |
|
2 offices in Stevens Point 1325 Church St, Stevens Point, WI 54481 A+5.0 ★Texas Ratio: 3.45% |
Conventional, VA, HELOC | 9 +17 HELOCs |
2.3% | 81.8% | $173,888 | View |
|
1 office in Stevens Point 601 Main St, Stevens Point, WI 54481 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 1.5% | 66.7% | $220,000 | View |
|
1 office in Stevens Point 5709 Windy Dr, Stevens Point, WI 54482 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 6 | 1.5% | 100% | $141,666 | View |
|
1 office in Stevens Point 5517 Vern Holmes Dr, Stevens Point, WI 54482 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 5 | 1.3% | 100% | $287,000 | View |
|
1 office in Stevens Point 640 Division St, Stevens Point, WI 54481 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 3 +8 HELOCs |
0.8% | 100% | $188,333 | View |
|
1 office in Stevens Point 2900b Church St, Stevens Point, WI 54481 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +13 HELOCs |
0.3% | 50% | $165,000 | View |
|
1 office in Stevens Point 138 Mcdill Ave, Stevens Point, WI 54481 A5.0 ★Texas Ratio: 11.20% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
|
1200 Badger Ave, Stevens Point, WI 54482 9222 A5.0 ★Texas Ratio: 10.08% |
Conventional, HELOC | 41 +40 HELOCs |
10.3% | 95.5% | $213,048 | View |
|
3101 Hoover Rd, Stevens Point, WI 54481 A5.0 ★Texas Ratio: 9.92% |
Conventional, HELOC | 30 +12 HELOCs |
7.6% | 85.7% | $156,000 | View |
|
871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional, Jumbo, HELOC | 12 +5 HELOCs |
3% | 100% | $265,000 | View |
|
4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
Conventional, VA, HELOC | 11 +4 HELOCs |
2.8% | 100% | $257,727 | View |
|
2940 Church St, Stevens Point, WI 54481 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 11 | 2.8% | 73.3% | $155,909 | View |
|
5987 County Highway W, Manitowish Waters, WI 54545 A5.0 ★Texas Ratio: 7.37% |
Conventional | 8 | 2% | 66.7% | $241,250 | View |
|
3316 Business Park Dr, Stevens Point, WI 54482 A-5.0 ★Texas Ratio: 15.51% |
Conventional, HELOC | 5 +3 HELOCs |
1.3% | 71.4% | $125,000 | View |
|
5525 Us Highway 10 E, Stevens Point, WI 54482 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 3 | 0.8% | 100% | $258,333 | View |
|
491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 3 | 0.8% | 100% | $215,000 | View |
|
3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.5% | 100% | $200,000 | View |
|
1154 Cranston Rd, Beloit, WI 53511 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 2 | 0.5% | 100% | $175,000 | View |
|
18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25% |
Conventional, FHA | 2 | 0.5% | 100% | $180,000 | View |
|
W6490 Greenville Dr, Greenville, WI 54942 A+5.0 ★Texas Ratio: 0.34% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
|
2407 Brewery Road, Cross Plains, WI 53528 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
|
110 McIndoe St, Wausau, WI 54403 4742 A+5.0 ★Texas Ratio: 1.52% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
|
100 E Main St, Black River Falls, WI 54615 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
|
614 Us Highway 14, Arena, WI 53503 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
|
302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 1 | 0.3% | 20% | $45,000 | View |
|
601 Willard Dr, Green Bay, WI 54304 A+5.0 ★Texas Ratio: 4.06% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
|
225 Alfred St, Athens, WI 54411 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
|
9000 W Drexel Ave, Franklin, WI 53132 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
|
185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
|
106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Uw Credit Union
|
Conventional, VA, HELOC | 22 +36 HELOCs |
5.5% | 100% | $235,454 | |
Fairway Independent Mort Corp
|
Conventional | 8 | 2% | 100% | $166,250 | |
|
A+5.0 ★Texas Ratio: 2.07% |
Conventional, FHA, VA | 4 | 1% | 80% | $250,000 | View |
Compeer Financial
|
Conventional | 2 | 0.5% | 100% | $155,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 22 | 5.5% | 92% | $137,272 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 17 | 4.3% | 85.7% | $242,058 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA | 10 | 2.5% | 100% | $202,000 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 8 | 2% | 100% | $228,750 | |
Mortgage Research Center
|
VA | 8 | 2% | 88.9% | $263,750 | |
First Colony Mortgage Corporat
|
Conventional, FHA, VA | 6 | 1.5% | 100% | $295,000 | |
Leaderone Financial Corp.
|
Conventional, FHA | 4 | 1% | 80% | $157,500 | |
Prosperity Home Mortgage, LLC
|
Conventional, VA | 3 | 0.8% | 75% | $251,666 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $340,000 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 0.5% | 100% | $230,000 | |
Primelending
|
Conventional, FHA | 2 | 0.5% | 100% | $285,000 | |
Freedom Mortgage Corporation
|
FHA | 2 | 0.5% | 66.7% | $185,000 | |
Success Lending, LLC
|
Conventional | 2 | 0.5% | 100% | $190,000 | |
Kind Lending, LLC
|
Conventional | 2 | 0.5% | 100% | $390,000 | |
loanDepot.com LLC
|
Conventional, FHA | 2 | 0.5% | 66.7% | $215,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 2 | 0.5% | 100% | $255,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.5% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $205,000 | View |
Zippy Loans, LLC
|
Conventional | 1 | 0.3% | 16.7% | $65,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.3% | 33.3% | $435,000 | |
Newrez LLC
|
Conventional | 1 | 0.3% | 100% | $495,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.3% | 100% | $345,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
Movement Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $165,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.3% | 100% | $215,000 | |
Guild Mortgage Company
|
VA | 1 | 0.3% | 100% | $245,000 | |
Das Acquisition Company, LLC
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
Nextmortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
American Financing Corporation
|
Conventional | 1 | 0.3% | 50% | $75,000 | |
ClearPath Lending
|
VA | 1 | 0.3% | 100% | $185,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.3% | 100% | $175,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.3% | 100% | $225,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.3% | 100% | $45,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $335,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.3% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
VA | 1 | 0.3% | 100% | $225,000 | |
21St Mortgage
|
Conventional | 1 | 0.3% | 9.1% | $75,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.3% | 100% | $215,000 | |
Village Capital & Investment
|
FHA | 1 | 0.3% | 100% | $175,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Amerisave Mortgage Company
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Stevens Point? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stevens Point in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Stevens Point, WI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 28.5 percent of home loans in Stevens Point, Wisconsin in 2025, banks 38 percent and credit unions 33.5 percent. Fairway Independent Mort Corp was the largest mortgage company, US Bank, N.A. the largest bank and Covantage Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Associated Bank NA led with 9 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Stevens Point, Wisconsin with 68 loans, about 17.1 percent of the market. The largest lender headquartered in Wisconsin was Associated Bank NA with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Stevens Point, Wisconsin, US Bank, N.A. approved the highest share of completed applications in 2025 at 97.2 percent, against a 87.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Stevens Point, Wisconsin in 2025, led by United Wholesale Mortgage with 4. 18 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 15 credit unions closed home loans in Stevens Point, Wisconsin in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stevens Point, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stevens Point, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stevens Point. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.