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Mortgage Lenders and Brokers in Fond du Lac, Wisconsin

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Fond du Lac, Wisconsin mortgage lenders include National Exchange Bank and TrustNational Exchange Bank and Trust130 S Main St, Fond Du Lac, WI 54935A+5.0 ★Texas Ratio: 1.09%, US Bank, N.A.US Bank, N.A.55 S Main St, Fond Du Lac, WI 54935A+5.0 ★Texas Ratio: 2.85%, Associated Bank NAAssociated Bank NA888 S Main St, Fond Du Lac, WI 54935A+5.0 ★Texas Ratio: 3.45%, Bank First N.A.Bank First N.A.80 Sheboygan St, Fond Du Lac, WI 54935A+5.0 ★Texas Ratio: 3.47%, Fox Valley Savings BankFox Valley Savings Bank51 E 1st St, Fond Du Lac, WI 54935A+5.0 ★Texas Ratio: 1.60%, Horicon BankHoricon Bank1207 W Johnson St, Fond Du Lac, WI 54937A5.0 ★Texas Ratio: 6.71%, Fond Du Lac Credit UnionFond Du Lac Credit Union91 N Pioneer Rd, Fond du Lac, WI 54935A+5.0 ★Texas Ratio: 1.35%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA8 S Main St, Fond Du Lac, WI 54935A+5.0 ★Texas Ratio: 3.68%, BMO Harris Bank NABMO Harris Bank NA885 Western Ave Ste 400a, Fond Du Lac, WI 54935A+5.0 ★Texas Ratio: 3.54%, and Bristol Morgan BankBristol Morgan Bank171 S Pioneer Rd, Fond Du Lac, WI 54935A+5.0 ★Texas Ratio: 3.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Fond du Lac, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fond du Lac are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Fond du Lac, Wisconsin

Market share is the lender's share of all home loans closed in Fond du Lac, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
National Exchange Bank and Trust 3 offices in Fond du Lac 130 S Main St, Fond Du Lac, WI 54935 A+5.0 ★Texas Ratio: 1.09%	Conventional, Jumbo, HELOC	71 +61 HELOCs	7.4%	94.2%	$242,887	View
US Bank, N.A. 2 offices in Fond du Lac 55 S Main St, Fond Du Lac, WI 54935 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, Jumbo, HELOC	62 +15 HELOCs	6.5%	82.3%	$232,580	View
Associated Bank NA 2 offices in Fond du Lac 888 S Main St, Fond Du Lac, WI 54935 A+5.0 ★Texas Ratio: 3.45%	Conventional, FHA, VA, HELOC	55 +37 HELOCs	5.7%	96.5%	$238,454	View
Bank First N.A. 1 office in Fond du Lac 80 Sheboygan St, Fond Du Lac, WI 54935 A+5.0 ★Texas Ratio: 3.47%	Conventional, VA, HELOC	42 +27 HELOCs	4.4%	95.7%	$262,619	View
Fox Valley Savings Bank 51 E 1st St, Fond Du Lac, WI 54935 A+5.0 ★Texas Ratio: 1.60%	Conventional	41	4.3%	93.2%	$218,902	View
Horicon Bank 2 offices in Fond du Lac 1207 W Johnson St, Fond Du Lac, WI 54937 A5.0 ★Texas Ratio: 6.71%	Conventional	24	2.5%	82.8%	$165,416	View
Fond Du Lac Credit Union 91 N Pioneer Rd, Fond du Lac, WI 54935 A+5.0 ★Texas Ratio: 1.35%	Conventional	10	1%	76.9%	$111,000	View
JPMorgan Chase Bank, NA 1 office in Fond du Lac 8 S Main St, Fond Du Lac, WI 54935 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	5 +1 HELOCs	0.5%	71.4%	$195,000	View
BMO Harris Bank NA 1 office in Fond du Lac 885 Western Ave Ste 400a, Fond Du Lac, WI 54935 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	3 +14 HELOCs	0.3%	60%	$205,000	View
Bristol Morgan Bank 1 office in Fond du Lac 171 S Pioneer Rd, Fond Du Lac, WI 54935 A+5.0 ★Texas Ratio: 3.34%	Conventional	3	0.3%	100%	$235,000	View
Marine Credit Union 661 W Pioneer Rd, Fond du Lac, WI 54935 A5.0 ★Texas Ratio: 13.08%	Conventional, HELOC	46 +5 HELOCs	4.8%	64.3%	$100,869	View
Verve, A Credit Union 740 W Johnson St, Fond du Lac, WI 54935 2016 A+5.0 ★Texas Ratio: 2.73%	Conventional, HELOC	35 +50 HELOCs	3.6%	80%	$140,428	View
Community First Credit Union 2626 S Oneida St, Appleton, WI 54915 2101 A+5.0 ★Texas Ratio: 0.82%	Conventional	23	2.4%	85.2%	$136,304	View
Summit Credit Union 116 N Main St, Fond du Lac, WI 54935 A+5.0 ★Texas Ratio: 4.84%	Conventional, HELOC	18 +12 HELOCs	1.9%	100%	$192,777	View
Glacier Hills Credit Union 608 W Johnson St, Fond Du Lac, WI 54935 3134 A+5.0 ★Texas Ratio: 5.72%	Conventional	10	1%	90.9%	$265,000	View
Ixonia Bank 491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	8	0.8%	100%	$213,750	View
Nicolet National Bank 101 Wisconsin American Dr, Fond Du Lac, WI 54937 A+5.0 ★Texas Ratio: 2.28%	Conventional, Jumbo, HELOC	7 +2 HELOCs	0.7%	100%	$455,000	View
Landmark Credit Union 106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05%	Conventional, HELOC	4 +10 HELOCs	0.4%	100%	$210,000	View
Covantage Credit Union Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08%	Conventional, HELOC	4 +2 HELOCs	0.4%	100%	$300,000	View
Fox Communities Credit Union 3401 E Calumet St, Appleton, WI 54915 4757 A+5.0 ★Texas Ratio: 2.15%	Conventional, HELOC	4 +2 HELOCs	0.4%	100%	$215,000	View
Capital Credit Union 926 W College Ave, Appleton, WI 54914 5261 A+5.0 ★Texas Ratio: 5.78%	Conventional	4	0.4%	66.7%	$172,500	View
Wells Fargo Bank NA 3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	4	0.4%	100%	$227,500	View
Johnson Bank 222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47%	Conventional	4	0.4%	100%	$342,500	View
Huntington National Bank 12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66%	Conventional	3	0.3%	100%	$198,333	View
Simplicity Credit Union 1401 E Becker Road, 54449, WI 00000 A5.0 ★Texas Ratio: 9.92%	Conventional	3	0.3%	100%	$38,333	View
BLC Community Bank 206 E Main St, Little Chute, WI 54140 A+5.0 ★Texas Ratio: 0.19%	Conventional, Jumbo	3	0.3%	100%	$835,000	View
Kohler Credit Union 2550 Washington St, Grafton, WI 53024 9397 A+5.0 ★Texas Ratio: 2.37%	Conventional, HELOC	2 +2 HELOCs	0.2%	66.7%	$215,000	View
East Wisconsin Savings Bank 1501 N Casaloma Dr, Appleton, WI 54913 B-3.3 ★Texas Ratio: 0.83%	Conventional	2	0.2%	100%	$255,000	View
Premier Community Bank 108 Railroad Ave, Bear Creek, WI 54922 A5.0 ★Texas Ratio: 8.53%	Conventional	2	0.2%	100%	$160,000	View
West Pointe Bank 1750 Witzel Ave, Oshkosh, WI 54902 A+5.0 ★Texas Ratio: 3.95%	Conventional	2	0.2%	100%	$190,000	View
Bank Five Nine 18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25%	Conventional	2	0.2%	100%	$135,000	View
Altra Federal Credit Union 1404 S MAIN ST, HOLMEN, WI 54636 8928 A+5.0 ★Texas Ratio: 1.27%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$305,000	View
Educators Credit Union 1154 Cranston Rd, Beloit, WI 53511 A+5.0 ★Texas Ratio: 4.30%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$235,000	View
First American Bank 1350 22nd Ave, Kenosha, WI 53140 A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$235,000	View
Collins State Bank 314 S Main St, Brillion, WI 54110 A+5.0 ★Texas Ratio: 2.71%	Conventional	1	0.1%	100%	$175,000	View
Wolf River Community Bank W6490 Greenville Dr, Greenville, WI 54942 A+5.0 ★Texas Ratio: 0.34%	Conventional	1	0.1%	100%	$275,000	View
The Park Bank 2407 Brewery Road, Cross Plains, WI 53528 A+5.0 ★Texas Ratio: 1.98%	Conventional	1	0.1%	100%	$215,000	View
Sheboygan Area Credit Union 1707 Indiana Ave, Sheboygan, WI 53081 A+5.0 ★Texas Ratio: 0.48%	Conventional	1	0.1%	100%	$155,000	View
Wisconsin Mortgage Corporation 1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$345,000	View
Westbury Bank 17160 W North Ave, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$365,000	View
Winnebago Community Credit Union 526 S Commercial St, Neenah, WI 54956 A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$255,000	View
Heartland Credit Union 120 Vinburn Rd, DeForest, WI 53532 1487	Conventional	1	0.1%	100%	$215,000
AbbyBank 401 E Spruce St, Abbotsford, WI 54405 A5.0 ★Texas Ratio: 11.72%	Conventional	1	0.1%	100%	$625,000	View
Citizens State Bank 1028 N Hillcrest Pkwy, Altoona, WI 54720 A5.0 ★Texas Ratio: 7.56%	Conventional	1	0.1%	100%	$625,000	View
Oostburg State Bank 10 Phoenix St, Cedar Grove, WI 53013 A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0.1%	100%	$635,000	View
The Port Washington State Bank 545 Main St, Belgium, WI 53004 A+5.0 ★Texas Ratio: 0.97%	Conventional	1	0.1%	100%	$155,000	View
The Equitable Bank Ssb N15w30921 Golf Rd, Delafield, WI 53018 A+5.0 ★Texas Ratio: 0.46%	Conventional	1	0.1%	100%	$245,000	View
Great Midwest Bank SSB 505 W Brown Deer Rd, Bayside, WI 53217	Conventional	1	0.1%	100%	$165,000
Prime Financial Credit Union 6402 W Brown Deer Rd, Brown Deer, WI 53223 A5.0 ★Texas Ratio: 10.89%	Conventional	1	0.1%	50%	$255,000	View
Farmers & Merchants State Bank 550 W Tyranena Park Rd, Lake Mills, WI 53551 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$245,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 12805 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +1 HELOCs	0%	n/a		View
Fairway Independent Mort Corp	Conventional, FHA, VA	14	1.5%	100%	$229,285
Uw Credit Union	Conventional, HELOC	8 +15 HELOCs	0.8%	100%	$183,750
Compeer Financial	Conventional	3	0.3%	100%	$151,666
A+ Mortgage Services, Inc.	Conventional	1	0.1%	100%	$115,000
Bank of America NA A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Guild Mortgage Company	Conventional, FHA, VA	72	7.5%	100%	$201,388
Rocket Mortgage	Conventional, FHA, VA	47	4.9%	81.4%	$159,680
Mortgage Research Center	Conventional, FHA, VA	24	2.5%	82.8%	$278,333
American Pacific Mortgage Corporation	Conventional, FHA	22	2.3%	91.7%	$172,727
Freedom Mortgage Corporation	Conventional, FHA, VA	20	2.1%	92%	$194,500
Nations Lending Corporation	Conventional, FHA	18	1.9%	100%	$203,333
Pennymac Loan Services LLC	Conventional, FHA, VA	17	1.8%	81.8%	$140,882
Newrez LLC	Conventional, FHA, VA	15	1.6%	68.2%	$165,666
United Wholesale Mortgage	Conventional, FHA, VA	13	1.4%	76.5%	$293,461
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA	13	1.4%	100%	$204,230	View
Prosperity Home Mortgage, LLC	Conventional, FHA	8	0.8%	100%	$190,000
Nationstar Mortgage	Conventional	7	0.7%	87.5%	$112,142
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	Conventional, FHA	7	0.7%	100%	$182,142	View
CrossCountry Mortgage, LLC	Conventional, FHA	6	0.6%	100%	$240,000
Empeople Credit Union A+5.0 ★Texas Ratio: 5.75%	Conventional, HELOC	5 +1 HELOCs	0.5%	83.3%	$159,000
Guaranteed Rate, Inc.	Conventional, FHA	5	0.5%	100%	$261,000
loanDepot.com LLC	Conventional, FHA	4	0.4%	57.1%	$152,500
AmeriHome Mortgage Company, LLC	FHA	4	0.4%	100%	$277,500
Cardinal Financial Company, Li	Conventional, FHA	4	0.4%	100%	$157,500
Planet Home Lending, LLC	Conventional, FHA	4	0.4%	80%	$270,000
Wings Financial Credit Union	Conventional	4	0.4%	83.3%	$317,500
Zillow Home Loans, LLC	Conventional, FHA	4	0.4%	100%	$187,500
New American Funding, LLC.	Conventional, FHA	4	0.4%	80%	$267,500
Primary Residential Mortgage, INC.	Conventional, FHA	3	0.3%	100%	$331,666
Servion A+5.0 ★Texas Ratio: 0.09%	Conventional, FHA	3	0.3%	50%	$181,666	View
Lakeview Loan Servicing, LLC	Conventional, VA	3	0.3%	83.3%	$118,333
Kind Lending, LLC	Conventional	3	0.3%	100%	$168,333
Amerisave Mortgage Company	Conventional	3	0.3%	36.4%	$81,666
Union Home Mortgage Corp.	Conventional, VA	3	0.3%	100%	$225,000
Navy Federal Credit Union	Conventional, VA	3	0.3%	60%	$221,666
21St Mortgage	Conventional	3	0.3%	100%	$48,333
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.3%	100%	$158,333	View
Go Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$305,000
Envoy Mortgage, Ltd	Conventional, FHA	2	0.2%	100%	$155,000
Equity Prime Mortgage LLC	VA	2	0.2%	100%	$285,000
Homestead Funding Corp.	Conventional	2	0.2%	100%	$340,000
HomeBridge Financial Services, Inc	FHA, VA	2	0.2%	100%	$340,000
Trustone Financial Credit Union A+5.0 ★Texas Ratio: 4.56%	Conventional	2	0.2%	100%	$90,000
First Colony Mortgage Corporat	FHA	2	0.2%	50%	$200,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.2%	100%	$300,000	View
Home State Bank National Association A+5.0 ★Texas Ratio: 0.47%	Conventional, FHA	2	0.2%	100%	$230,000	View
Mutual of Omaha Mortgage	FHA	2	0.2%	40%	$265,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	2	0.2%	100%	$195,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$765,000	View
Spring Eq, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$55,000
Black Hills Federal Credit Union	Conventional	1	0.1%	100%	$275,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$615,000
Zippy Loans, LLC	Conventional	1	0.1%	25%	$55,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$385,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$205,000	View
Goodleap, LLC	FHA	1	0.1%	100%	$205,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$775,000	View
Greenstate Credit Union	Conventional	1	0.1%	100%	$205,000
TruHome Solutions, LLC	FHA	1	0.1%	100%	$225,000
Movement Mortgage, LLC	Conventional	1	0.1%	60%	$105,000
PHH Mortgage Corporation	VA	1	0.1%	100%	$535,000
American Financial Network, Inc.	FHA	1	0.1%	100%	$235,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$265,000	View
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$195,000
Discover Bank	Conventional	1	0.1%	20%	$65,000
First State Mortgage Services	Conventional	1	0.1%	100%	$315,000
Intercap Lending Inc	Conventional	1	0.1%	100%	$205,000
American Financing Corporation	Conventional	1	0.1%	100%	$115,000
Transportation Federal Credit Union	Conventional	1	0.1%	100%	$95,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$535,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	FHA	1	0.1%	100%	$185,000	View
Dupaco Community Credit Union A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0.1%	100%	$105,000
Veridian Credit Union	Conventional	1	0.1%	100%	$185,000
Better Mortgage Corporation	FHA	1	0.1%	100%	$265,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$295,000	View
Endeavor Capital, LLC	Conventional	1	0.1%	100%	$265,000
Heritage Bank NA C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0.1%	100%	$245,000	View
Plaza Home Mortgage, Inc	FHA	1	0.1%	100%	$325,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$325,000
Village Capital & Investment	VA	1	0.1%	75%	$315,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0.1%	100%	$115,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$45,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a
Oaktree Funding Corp	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Fond du Lac Mortgage Rate Trends

Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.

30-Year Fixed WI Avg

7.558%

▲ 0.070 vs 7 days ago

15-Year Fixed WI Avg

7.006%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Fond du Lac, Wisconsin

Looking for mortgage lenders near me or mortgage brokers near me in Fond du Lac? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fond du Lac in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Fond du Lac, WI

Use these to narrow the list above. Each category shows how many Fond du Lac, WI lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 62 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 47 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 42 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 21 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 4 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WI 48 lenders headquartered in Wisconsin, the closest thing to a mortgage lender near you

Who Lends in Fond du Lac, WI

Independent mortgage companies closed 40.9 percent of home loans in Fond du Lac, Wisconsin in 2025, banks 38.7 percent and credit unions 20.4 percent. Wisconsin Mortgage Corporation was the largest mortgage company, National Exchange Bank and Trust the largest bank and Fond Du Lac Credit Union the largest credit union. Among lenders headquartered in Wisconsin, National Exchange Bank and Trust led with 71 loans.

40.9%

Mortgage companies

38.7%

Banks

20.4%

Credit unions

12%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.

More Wisconsin Mortgage Lender Pages

All Wisconsin lenders 760 lenders Milwaukee 256 lenders Madison 197 lenders Appleton 171 lenders Green Bay 152 lenders Kenosha 160 lenders Oshkosh 147 lenders Janesville 166 lenders Waukesha 156 lenders Eau Claire 149 lenders Racine 139 lenders West Allis 149 lenders Sheboygan 127 lenders

Frequently Asked Questions About Mortgage Lenders in Fond du Lac, WI

Who is the largest mortgage lender in Fond du Lac, WI?

By home loans closed in 2025, National Exchange Bank and Trust was the largest mortgage lender in Fond du Lac, Wisconsin with 71 loans, about 7.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Fond du Lac, WI have the highest approval rates?

Among lenders with meaningful volume in Fond du Lac, Wisconsin, Guild Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 86 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Fond du Lac, WI mortgage lenders offer FHA, VA and USDA loans?

42 lenders closed FHA loans in Fond du Lac, Wisconsin in 2025, led by Guild Mortgage Company with 22. 21 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Fond du Lac, WI lender list?

Yes. 47 banks and 29 credit unions closed home loans in Fond du Lac, Wisconsin in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Fond du Lac, WI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Fond du Lac, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fond du Lac, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fond du Lac. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.