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Mortgage Lenders and Brokers in Sheboygan, Wisconsin

Sheboygan, Wisconsin mortgage lenders include Kohler Credit UnionKohler Credit Union831 S Taylor Dr, Sheboygan, WI 53081 4770A+5.0 ★Texas Ratio: 2.37%, US Bank, N.A.US Bank, N.A.611 Center Ave, Sheboygan, WI 53081A+5.0 ★Texas Ratio: 2.85%, Bank First N.A.Bank First N.A.2600 Kohler Memorial Dr, Sheboygan, WI 53081A+5.0 ★Texas Ratio: 3.47%, Sheboygan Area Credit UnionSheboygan Area Credit Union1707 Indiana Ave, Sheboygan, WI 53081A+5.0 ★Texas Ratio: 0.48%, Associated Bank NAAssociated Bank NA1217 N Taylor Dr, Sheboygan, WI 53081A+5.0 ★Texas Ratio: 3.45%, Wells Fargo Bank NAWells Fargo Bank NA636 Wisconsin Ave, Sheboygan, WI 53081A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA1441 N Taylor Dr, Sheboygan, WI 53081A+5.0 ★Texas Ratio: 3.54%, Umb Bank NAUmb Bank NA3220 S Business Dr, Sheboygan, WI 53081A+5.0 ★Texas Ratio: 1.78%, Unitedone Credit UnionUnitedone Credit Union2122 Superior Ave, Sheboygan, WI 53081 2246A+5.0 ★Texas Ratio: 1.62%, and Oostburg State BankOostburg State Bank10 Phoenix St, Cedar Grove, WI 53013A+5.0 ★Texas Ratio: 0.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Sheboygan, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sheboygan are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Sheboygan, Wisconsin

Market share is the lender's share of all home loans closed in Sheboygan, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
831 S Taylor Dr, Sheboygan, WI 53081 4770
A+5.0 ★Texas Ratio: 2.37%
Conventional, HELOC 82
+83 HELOCs
8.9% 93.2% $197,073 View
2 offices in Sheboygan
611 Center Ave, Sheboygan, WI 53081
A+5.0 ★Texas Ratio: 2.85%
Conventional, FHA, HELOC 50
+16 HELOCs
5.4% 82.3% $185,400 View
1 office in Sheboygan
2600 Kohler Memorial Dr, Sheboygan, WI 53081
A+5.0 ★Texas Ratio: 3.47%
Conventional, HELOC 44
+27 HELOCs
4.8% 95.7% $195,909 View
1707 Indiana Ave, Sheboygan, WI 53081
A+5.0 ★Texas Ratio: 0.48%
Conventional 43 4.7% 88% $59,186 View
1 office in Sheboygan
1217 N Taylor Dr, Sheboygan, WI 53081
A+5.0 ★Texas Ratio: 3.45%
Conventional, HELOC 20
+19 HELOCs
2.2% 100% $177,500 View
2 offices in Sheboygan
636 Wisconsin Ave, Sheboygan, WI 53081
A+5.0 ★Texas Ratio: 5.36%
Conventional, FHA 10 1.1% 100% $145,000 View
1 office in Sheboygan
1441 N Taylor Dr, Sheboygan, WI 53081
A+5.0 ★Texas Ratio: 3.54%
Conventional, HELOC 6
+14 HELOCs
0.7% 66.7% $200,000 View
3 offices in Sheboygan
3220 S Business Dr, Sheboygan, WI 53081
A+5.0 ★Texas Ratio: 1.78%
Conventional, FHA, HELOC 6
+11 HELOCs
0.7% 66.7% $120,000 View
2122 Superior Ave, Sheboygan, WI 53081 2246
A+5.0 ★Texas Ratio: 1.62%
Conventional 45 4.9% 81.4% $89,444 View
10 Phoenix St, Cedar Grove, WI 53013
A+5.0 ★Texas Ratio: 0.89%
Conventional 43 4.7% 100% $159,186 View
19601 W Bluemound Rd, Brookfield, WI 53045
A5.0 ★Texas Ratio: 8.91%
Conventional, FHA 30 3.3% 100% $201,333 View
2230 Kohler Memorial Dr, Sheboygan, WI 53081
A+5.0 ★Texas Ratio: 4.84%
Conventional, HELOC 19
+38 HELOCs
2.1% 76.9% $180,789 View
1250 W Washington Ave, Cleveland, WI 53015
A+5.0 ★Texas Ratio: 2.48%
Conventional 14 1.5% 87.5% $108,571 View
730 N 9th St, Sheboygan, WI 53081
A5.0 ★Texas Ratio: 13.08%
Conventional, HELOC 10
+6 HELOCs
1.1% 61.9% $153,000 View
901 Wisconsin St, Adell, WI 53001
A+5.0 ★Texas Ratio: 1.09%
Conventional, HELOC 8
+3 HELOCs
0.9% 80% $141,250 View
545 Main St, Belgium, WI 53004
A+5.0 ★Texas Ratio: 0.97%
Conventional 7 0.8% 88.9% $126,428 View
222 W College Ave, Appleton, WI 54911
A+5.0 ★Texas Ratio: 1.47%
Conventional, HELOC 6
+6 HELOCs
0.7% 100% $255,000 View
1395 Bluestem Blvd, Altoona, WI 54720
A+5.0 ★Texas Ratio: 3.22%
Conventional, FHA 6 0.7% 100% $303,333 View
18815 W Capitol Dr, Brookfield, WI 53045
A5.0 ★Texas Ratio: 8.25%
Conventional, VA 6 0.7% 100% $215,000 View
106 E Main St, Beaver Dam, WI 53916 1837
A+5.0 ★Texas Ratio: 3.05%
Conventional, HELOC 5
+11 HELOCs
0.5% 100% $215,000 View
314 S Main St, Brillion, WI 54110
A+5.0 ★Texas Ratio: 2.71%
Conventional 5 0.5% 100% $197,000 View
116 W Sumner St, Hartford, WI 53027
A+5.0 ★Texas Ratio: 0.44%
Conventional 4 0.4% 100% $172,500 View
119 Depot St, Waldo, WI 53093
B+4.7 ★Texas Ratio: 19.10%
Conventional 4 0.4% 66.7% $142,500 View
7700 Mineral Point Rd, Madison, WI 53717
A5.0 ★Texas Ratio: 7.37%
Conventional 3 0.3% 100% $285,000 View
Antigo Middle School, Antigo, WI 54409
A5.0 ★Texas Ratio: 10.08%
Conventional, HELOC 2
+3 HELOCs
0.2% 100% $235,000 View
2626 S Oneida St, Appleton, WI 54915 2101
A+5.0 ★Texas Ratio: 0.82%
Conventional 2 0.2% 66.7% $185,000 View
926 W College Ave, Appleton, WI 54914 5261
A+5.0 ★Texas Ratio: 5.78%
Conventional 2 0.2% 100% $220,000 View
3401 E Calumet St, Appleton, WI 54915 4757
A+5.0 ★Texas Ratio: 2.15%
Conventional 2 0.2% 100% $220,000 View
171 S Pioneer Rd, Fond Du Lac, WI 54935
A+5.0 ★Texas Ratio: 3.34%
Conventional 2 0.2% 100% $200,000 View
Citizens State Bank
304 N Main St, Cadott, WI 54727
Conventional 2 0.2% 100% $130,000
220 E Oak St, Glenwood City, WI 54013
A-5.0 ★Texas Ratio: 15.06%
Conventional 2 0.2% 100% $155,000 View
700 5th Ave, Antigo, WI 54409
A+5.0 ★Texas Ratio: 3.68%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $245,000 View
6402 W Brown Deer Rd, Brown Deer, WI 53223
A5.0 ★Texas Ratio: 10.89%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $185,000 View
12850 W Bluemound Rd, Elm Grove, WI 53122
A+5.0 ★Texas Ratio: 3.66%
Conventional 1 0.1% 100% $135,000 View
★ 5 stars, 1 review
510 2nd St, Algoma, WI 54201
A+5.0 ★Texas Ratio: 1.63%
Conventional 1 0.1% 100% $165,000 View
17160 W North Ave, Brookfield, WI 53005
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 0.1% 100% $165,000 View
129 Hale Dr, Holmen, WI 54636
C+4.1 ★Texas Ratio: 25.60%
Conventional 1 0.1% 100% $105,000 View
7707 N Brookline Dr, Madison, WI 53719
A+5.0 ★Texas Ratio: 0.12%
Conventional 1 0.1% 100% $355,000 View
140 W Huron St, Berlin, WI 54923
A-5.0 ★Texas Ratio: 14.91%
Conventional 1 0.1% 100% $175,000 View
141 South Willow Street, Eagle River, WI 54521
A5.0 ★Texas Ratio: 7.72%
Conventional 1 0.1% 100% $315,000 View
1011 E Wall St, Eagle River, WI 54521
A5.0 ★Texas Ratio: 11.20%
Conventional 1 0.1% 100% $185,000 View
601 Willard Dr, Green Bay, WI 54304
A+5.0 ★Texas Ratio: 4.06%
Conventional 1 0.1% 100% $195,000 View
2108 Kohler Memorial Dr, Sheboygan, WI 53081
A+5.0 ★Texas Ratio: 2.28%
Conventional 1 0.1% 100% $325,000 View
W186N9559 Bancroft Dr, Menomonee Falls, WI 53051 8009
A+5.0 ★Texas Ratio: 2.06%
Conventional 1 0.1% 100% $345,000 View
1154 Cranston Rd, Beloit, WI 53511
A+5.0 ★Texas Ratio: 4.30%
Conventional 1 0.1% 50% $225,000 View
N15w30921 Golf Rd, Delafield, WI 53018
A+5.0 ★Texas Ratio: 0.46%
Conventional 1 0.1% 100% $185,000 View
491 N Main St, Dousman, WI 53118
A+5.0 ★Texas Ratio: 2.14%
Conventional 1 0.1% 100% $265,000 View
9000 W Drexel Ave, Franklin, WI 53132
A+5.0 ★Texas Ratio: 1.62%
Conventional 1 0.1% 100% $245,000 View
100 E Midway Rd, Appleton, WI 54915
A5.0 ★Texas Ratio: 6.71%
Conventional 1 0.1% 100% $155,000 View
★ 1.7 stars, 3 reviews
12805 W Bluemound Rd, Brookfield, WI 53005
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+2 HELOCs
0% n/a View
Heartland Credit Union
120 Vinburn Rd, DeForest, WI 53532 1487
HELOC 0
+1 HELOCs
0% n/a
1100 W Northland Ave, Appleton, WI 54914
A+5.0 ★Texas Ratio: 0.50%
HELOC 0
+1 HELOCs
0% n/a View
185 S Main St, Adams, WI 53910
A+5.0 ★Texas Ratio: 0.41%
HELOC 0
+1 HELOCs
0% n/a View
Uw Credit Union
Conventional, HELOC 6
+11 HELOCs
0.7% 100% $238,333
Thompson Kane & Company, Inc
Conventional, FHA 3 0.3% 100% $228,333
Compeer Financial
Conventional, Jumbo 1 0.1% 100% $1,735,000
A+5.0 ★Texas Ratio: 4.14%
Conventional 1 0.1% 100% $365,000 View
A+ Mortgage Services, Inc.
Conventional 1 0.1% 100% $215,000
Fairway Independent Mort Corp
Conventional 1 0.1% 100% $285,000
Rocket Mortgage
Conventional, FHA, VA 66 7.2% 74.2% $160,303
Guild Mortgage Company
Conventional, FHA 37 4% 100% $170,135
Union Home Mortgage Corp.
Conventional, FHA, VA 26 2.8% 100% $204,230
United Wholesale Mortgage
Conventional, FHA, VA 22 2.4% 88.5% $216,363
Cornerstone First Mortgage, LLC
Conventional, FHA 20 2.2% 95.2% $204,000
Pennymac Loan Services LLC
Conventional, FHA, VA 20 2.2% 91.7% $185,000
New American Funding, LLC.
Conventional, FHA, VA 18 2% 78.3% $201,111
Nationstar Mortgage
Conventional, FHA 14 1.5% 87.5% $97,857
Freedom Mortgage Corporation
FHA, VA 13 1.4% 94.7% $207,307
loanDepot.com LLC
Conventional, FHA, HELOC 11
+1 HELOCs
1.2% 84.6% $110,454
Envoy Mortgage, Ltd
Conventional, FHA 10 1.1% 76.9% $201,000
A+5.0 ★Texas Ratio: 3.66%
Conventional, FHA, VA 10 1.1% 84.6% $187,000 View
A+5.0 ★Texas Ratio: 0.09%
Conventional, FHA, VA 8 0.9% 100% $183,750 View
Mortgage Research Center
VA 8 0.9% 53.3% $270,000
Zippy Loans, LLC
Conventional 7 0.8% 53.8% $53,571
A+5.0 ★Texas Ratio: 1.59%
Conventional, FHA, VA 7 0.8% 100% $159,285 View
Primary Residential Mortgage, INC.
Conventional, FHA, VA 6 0.7% 100% $221,666
Gold Star Mortgage Financial Group, Corporation
Conventional, FHA 6 0.7% 100% $151,666
Newrez LLC
Conventional, FHA, VA 5 0.5% 85.7% $133,000
Amerisave Mortgage Company
Conventional, FHA 5 0.5% 71.4% $95,000
Cardinal Financial Company, Li
Conventional, FHA 4 0.4% 100% $160,000
Navy Federal Credit Union
Conventional, VA 4 0.4% 66.7% $195,000
Carrington Mortgage Services LLC
Conventional, FHA 4 0.4% 100% $140,000
AdvantageFirst Lending Inc
FHA, VA 3 0.3% 60% $338,333
Planet Home Lending, LLC
Conventional, VA 3 0.3% 100% $191,666
Endeavor Capital, LLC
Conventional, FHA 3 0.3% 100% $191,666
Spring Eq, LLC
Conventional, HELOC 2
+1 HELOCs
0.2% 50% $40,000
Guaranteed Rate Affinity, LLC
Conventional 2 0.2% 50% $90,000
Primelending
Conventional, FHA 2 0.2% 100% $130,000
A5.0 ★Texas Ratio: 11.06%
Conventional 2 0.2% 100% $250,000 View
CrossCountry Mortgage, LLC
Conventional 2 0.2% 100% $225,000
AmeriHome Mortgage Company, LLC
Conventional, FHA 2 0.2% 100% $200,000
Movement Mortgage, LLC
Conventional, FHA 2 0.2% 100% $335,000
A+5.0 ★Texas Ratio: 2.02%
Conventional, FHA 2 0.2% 100% $85,000 View
Churchill Mortgage Corporation
Conventional, FHA 2 0.2% 100% $210,000
Nations Lending Corporation
Conventional, FHA 2 0.2% 100% $225,000
Better Mortgage Corporation
Conventional 2 0.2% 66.7% $175,000
Lower, LLC
Conventional, FHA 2 0.2% 100% $285,000
Paramount Residential Mortgage
Conventional, FHA 2 0.2% 100% $105,000
A+5.0 ★Texas Ratio: 4.81%
Conventional 2 0.2% 100% $270,000 View
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.1% 100% $245,000 View
Royal United Mortgage LLC
Conventional 1 0.1% 100% $65,000
Goodleap, LLC
Conventional 1 0.1% 50% $115,000
Greenstate Credit Union
Conventional 1 0.1% 100% $295,000
Lakeview Loan Servicing, LLC
Conventional 1 0.1% 40% $55,000
Canopy Mortgage, LLC
Conventional 1 0.1% 100% $195,000
Triad Financial Services, Inc.
Conventional 1 0.1% 30% $45,000
American Financial Network, Inc.
FHA 1 0.1% 100% $215,000
AML Funding LLC dba Absolute Mortgage & Lending
Conventional 1 0.1% 100% $155,000
A+5.0 ★Texas Ratio: 4.56%
Conventional 1 0.1% 100% $255,000
Select Lending Services, LLC
Conventional 1 0.1% 100% $205,000
ClearPath Lending
VA 1 0.1% 100% $125,000
Securitynational Mortgage Company
Conventional 1 0.1% 100% $205,000
University of Illinois Community Credit Union
Conventional 1 0.1% 100% $325,000
First Colony Mortgage Corporat
Conventional 1 0.1% 100% $175,000
New Day Financial, LLC.
VA 1 0.1% 100% $175,000
Provident Funding Associates
Conventional 1 0.1% 100% $165,000
A+5.0 ★Texas Ratio: 1.10%
FHA 1 0.1% 100% $225,000 View
T2 Financial LLC
Conventional 1 0.1% 100% $185,000
Iowa Bankers Mortgage Corporation
Conventional 1 0.1% 100% $225,000
A5.0 ★Texas Ratio: 7.48%
Conventional 1 0.1% 100% $185,000 View
A+5.0 ★Texas Ratio: 2.20%
Conventional 1 0.1% 100% $95,000 View
Wings Financial Credit Union
Conventional 1 0.1% 100% $215,000
RoundPoint Mortgage Servicing LLC
Conventional 1 0.1% 50% $115,000
Zillow Home Loans, LLC
Conventional 1 0.1% 100% $245,000
Mutual of Omaha Mortgage
Conventional 1 0.1% 100% $105,000
B+4.8 ★Texas Ratio: 16.98%
VA 1 0.1% 100% $285,000 View
21St Mortgage
Conventional 1 0.1% 33.3% $75,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.1% 50% $75,000 View
Plaza Home Mortgage, Inc
VA 1 0.1% 100% $185,000
Ark-La-Tex Financial Services LLC
FHA 1 0.1% 100% $195,000
Champions Funding, LLC
Conventional 1 0.1% 100% $275,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+10 HELOCs
0% n/a View
Lendage, LLC dba Achieve Loans
HELOC 0
+4 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+3 HELOCs
0% n/a
HomeBridge Financial Services, Inc
HELOC 0
+2 HELOCs
0% 0%
A+5.0 ★Texas Ratio: 4.63%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Sheboygan, Wisconsin

Looking for mortgage lenders near me or mortgage brokers near me in Sheboygan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sheboygan in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Sheboygan, WI

Use these to narrow the list above. Each category shows how many Sheboygan, WI lenders fit and what that kind of lender is usually best for.

Who Lends in Sheboygan, WI

Independent mortgage companies closed 41.8 percent of home loans in Sheboygan, Wisconsin in 2025, banks 33.2 percent and credit unions 25 percent. Wisconsin Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and Kohler Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Kohler Credit Union led with 82 loans.

41.8%
Mortgage companies
33.2%
Banks
25%
Credit unions
14%
FHA loans
6%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.

More Wisconsin Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Sheboygan, WI

Who is the largest mortgage lender in Sheboygan, WI?

By home loans closed in 2025, Kohler Credit Union was the largest mortgage lender in Sheboygan, Wisconsin with 82 loans, about 8.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Sheboygan, WI have the highest approval rates?

Among lenders with meaningful volume in Sheboygan, Wisconsin, Kohler Credit Union approved the highest share of completed applications in 2025 at 93.2 percent, against a 86.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Sheboygan, WI mortgage lenders offer FHA, VA and USDA loans?

39 lenders closed FHA loans in Sheboygan, Wisconsin in 2025, led by Union Home Mortgage Corp. with 12. 20 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Sheboygan, WI lender list?

Yes. 46 banks and 23 credit unions closed home loans in Sheboygan, Wisconsin in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Sheboygan, WI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Sheboygan, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sheboygan, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sheboygan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.